© grimm gmd 1 electronic commerce uwe muster hamburg tnc 98 terena networking conference dresden, 5...
TRANSCRIPT
© Grimm GMD1
Electronic Commerce
Uwe MusterHamburg
TNC ‘98Terena Networking Conference
Dresden, 5 October 1998
Dr. Rüdiger GrimmInstitut für Telekooperationstechnik
GMD Darmstadt
© Grimm GMD2
From Fun to the Real Stuff
1980-1990: connectivity
© Grimm GMD3
From Fun to the Real Stuff
1980-1990: connectivity
1990-2000: multimedia
© Grimm GMD4
From Fun to the Real Stuff
1980-1990: connectivity
1990-2000: multimedia
2000............: really private,
really serious
© Grimm GMD5
The Network Contains Value
Commercial value: KNOWLEDGE,SERVICES,OBLIGATIONS
© Grimm GMD6
The Network Contains Value
Commercial value: KNOWLEDGE,SERVICES,OBLIGATIONS
Private value: SELF-DETERMINATION,
FREEDOM
© Grimm GMD7
The Network Contains Value
Commercial value: KNOWLEDGE,SERVICES,OBLIGATIONS
Private value: SELF-DETERMINATION,FREEDOM
Social value: COOPERATION
© Grimm GMD8
Marketplace
open
spontaneous
© Grimm GMD9
Marketplace
open
spontaneous
binding
© Grimm GMD10
Electronic Marketplace ...
local
© Grimm GMD11
Electronic Marketplace ...
local global
© Grimm GMD12
... Electronic Marketplace
material:substance, atoms
© Grimm GMD13
... Electronic Marketplace
material: immaterial:substance, atoms knowledge, bits
© Grimm GMD14
Electronic Commerce Technology
EmailWorld-Wide Web
© Grimm GMD15
Electronic Commerce Technology
Vertrag zwischender Hochbau AGund der Tiefbau AGzum gemeinsamen Ausbaueines unterkellertenHochahusesin der Frankfurter Innenstadt
EmailWorld-Wide Web
Digital Signature
© Grimm GMD16
Electronic Commerce Technology
Vertrag zwischender Hochbau AGund der Tiefbau AGzum gemeinsamen Ausbaueines unterkellertenHochahusesin der Frankfurter Innenstadt
EmailWorld-Wide Web
Digital Signature
ElectronicPaymentSystems
© Grimm GMD17
Electronic Commerce Technology
Vertrag zwischender Hochbau AGund der Tiefbau AGzum gemeinsamen Ausbaueines unterkellertenHochahusesin der Frankfurter Innenstadt
EmailWorld-Wide Web
Digital Signature
ElectronicPaymentSystems
SmartcardApplications
© Grimm GMD18
Exchange Value
How does value (money) look like on the net?
Value: goods, services, knowledge, obligations , ... ...money...
Risk distribution?buyers, sellers, credit card orgs, banks, traders,catalogue providers, network providers, notaries, ....
Fair exchange: “money or good first?“
© Grimm GMD19
(Digital) Money Appearing as ...
...bank‘s obligation (cash):bank signs
... buyer‘s obligation (cheque):buyer signs, bank clears
... third party‘s obligation (draft, letter of credit):issuer signs , bank clears
... credit (credit card):buyer signs, credit org authorizes , bank clears
© Grimm GMD20
Card Money at Point of Sale
© Grimm GMD21
Electronic Payment Methods
Smartcard-basedMondex, GeldKarte, ...
InternetCyberCash, Ecash, SET
MicropaymentMillicent (Digital), Minipay (IBM)
HomebankingOFX (Microsoft +), Gold (IBM + banks), HBCI (De)
BillingTOB (T-Online), ...
© Grimm GMD22
Business Context Initiatives
SEMPER (ACTS) Marketplace ArchitectureE2S, Mulitplecx (Esprit) B2B Complex Business
SuperSET (IBM)
OBI Open Buying on the Internet (huge...)
OTP Open Trading ProtocolAT&T, HP, Mastercard, Mondex, OpenMarket, BT, Cybercash, Digicash, IBM, Oracle, Sun, WellsFargo, Verifone (incl. JEPI)
JEPI (W3C) Joint Electronic Payment Initiative
© Grimm GMD23
Outlook
Interworking Tele Infrastructures: Money, Security, Context
Integrated Business Contexts („BOPDD“)
More Customer Friendliness Smartcards for Security and Applications
Autonomy of Business Partners Electronic Signature Regulations Free Encryption
© Grimm GMD24
Outlook
Interworking Tele Infrastructures: Money, Security, Context
Integrated Business Contexts („BOPDD“)
More Customer Friendliness Smartcards for Security and Applications
Autonomy of Business Partners Electronic Signature Regulations Free Encryption
1998, 1999, 2000 ... Real Applications, Real Value