1 1 social security administration i. carl robinson public affairs specialist trenton, nj
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Social SecurityAdministration
I. Carl Robinson
Public Affairs Specialist
Trenton, NJ
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Social Security Benefits
• Retirement Benefits
• Disability Benefits
• Survivor Benefits
• Medicare Entitlement
• Supplemental Security Income (SSI)
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54 million people54 million people
Who Gets Benefits from Social Security?Who Gets Benefits from Social Security?
33.7 million Retired Workers2.9 million Dependents
7.8 million Disabled Workers, 1.9 million Dependents
4.6 millionWidows/ Widowers
1.9 millionChildren of Deceased Workers
2/20092/2009
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1935Retirement Insurance
1935Retirement Insurance
History - Social Security’s ProgramsHistory - Social Security’s Programs
1956Disability Insurance
1956Disability Insurance
1939Survivors Insurance
1939Survivors Insurance
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Other ProgramsOther Programs
1965Medicare
1965Medicare
1972Supplemental
Security Income
1972Supplemental
Security Income
2003Medicare
Prescription Plan
2003Medicare
Prescription Plan
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Chi
ldre
n P
er W
oman
U.S. Birth Rate 1920-2020U.S. Birth Rate 1920-2020
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Payments to
Beneficiaries
Workers&
Employers
Who Pays for Social Security?Who Pays for Social Security?
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Who Can Get Survivors Benefits?Who Can Get Survivors Benefits?
Widow or Widower:
Reduced benefits at age 60
If disabled as early as age 50
At any age if caring for child under 16 or disabled
Divorced widows/widowers may qualify
Your Child if:
Not married under age 18 (under 19 if still in high school)
Not married and disabled before age 22
Widow or Widower:
Reduced benefits at age 60
If disabled as early as age 50
At any age if caring for child under 16 or disabled
Divorced widows/widowers may qualify
Your Child if:
Not married under age 18 (under 19 if still in high school)
Not married and disabled before age 22
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Social Security’s Disability Definition:Social Security’s Disability Definition:
A medical condition preventing substantial work for at least 12 months, or expected to
result in death. The determination also considers age, education & work experience.
A medical condition preventing substantial work for at least 12 months, or expected to
result in death. The determination also considers age, education & work experience.
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You Need to Work to Earn Social Security CreditsYou Need to Work to Earn Social Security Credits
Each $1,120 in earnings gives you one credit
You can earn a maximum of 4 credits per year
Example: To earn 4 credits in 2011, you must earn at least $4,480. Earning 40 credits throughout your working life will qualify you for a retirement benefit.
Each $1,120 in earnings gives you one credit
You can earn a maximum of 4 credits per year
Example: To earn 4 credits in 2011, you must earn at least $4,480. Earning 40 credits throughout your working life will qualify you for a retirement benefit.
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Social Security Disability
If you become disabled… Then you generally need:
Before age 24 1.5 years of work during thethree-year period ending
with
the quarter your disability began
Age 24 but before age 31 Work during half the time for the period after you turn 21
and
ending with the quarter you
became disabled
Age 31 or older Five years of work out of the last 10 year period
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Importance of Social Securityto Young Americans
Importance of Social Securityto Young Americans
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Importance of Social Securityto Young Americans
Importance of Social Securityto Young Americans
Almost 3 in 10 of today’s 20-year-olds will become disabled before reaching age 67
About 1 in 7 of today’s 20-year-olds will die prior to age 67
Almost 3 in 10 of today’s 20-year-olds will become disabled before reaching age 67
About 1 in 7 of today’s 20-year-olds will die prior to age 67
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What You May Need When Applyingfor Social Security Benefits?
What You May Need When Applyingfor Social Security Benefits?
Social Security number for each applicant
Proof of age (birth certificate)
Latest W-2 or self-employment tax return
Earnings estimate
Bank information for direct deposit
Information about marriages/divorces/children
Information about military or railroad service
Social Security number for each applicant
Proof of age (birth certificate)
Latest W-2 or self-employment tax return
Earnings estimate
Bank information for direct deposit
Information about marriages/divorces/children
Information about military or railroad service
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TYPES OF CHILD BENEFICIARIES
Minor Children
Student’s age 18 or 19 (if still in High School)
Disabled adult children (disabled prior to age 22)
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RELATIONSHIP TYPES
Natural Child
Adopted Child
Stepchild
Grandchild
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GARNISHMENT ORDERS
Garnishment orders (IWO’s) must come from: a Court of competent jurisdiction, an Authorized Official pursuant to an order of the Court, or Authorized State Child Support Enforcement Agency.
Social Security cannot take action on garnishment orders if they are delivered in a method not in accordance with State Law.
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WHAT BENEFITS CAN BE GARNISHED
SSI (Supplemental Security Income) is a needs based program. Child Support and/or Alimony payments cannot be garnished from SSI benefits.
Social Security Disability and /or Retirement benefits can be garnished for Child Support and/or Alimony payments.
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GARNISHMENT ORDERREMINDERS
Include the order identifier and/or case number on order. Social Security cannot use a social security number alone.
Indicate whether it is an initial order or an amended order.
Excluding this information may cause delays in processing garnishment orders.
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Social Security’s Online ServicesSocial Security’s Online Services
Retirement & Disability Applications
Apply for Extra Help
Retirement/Survivors/Disability Planner
Change of Address
Medicare Card Replacements
Request a Benefit Verification Letter
Start or Change Direct Deposit
Retirement & Disability Applications
Apply for Extra Help
Retirement/Survivors/Disability Planner
Change of Address
Medicare Card Replacements
Request a Benefit Verification Letter
Start or Change Direct Deposit