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FLEXCUBE

ILEVENIL.M

MBA

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AGENDA

INTRODUCTION

COREBANKING SOLUTION

OBJECTIVE

BENEFITS

ARCHITECTURE

FLEXCUBE@

BUSINESS FRAMEWORK

FLEXCUBE@APPLICATION

COMPONENTS

CASE STUDY

CONCLUSION

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INTRODUCTION

i-flex® solutions brings you FLEXCUBE, its core banking solution chosen by over 330 financial institutions in over 115 countries. World’s best-selling banking solution since 2002 (IBS, UK)205 customers across 90 countries, on Sep 2004"Application of the Year" & “The Banker Core Banking Solution of the Year“ by The Banker, London Awarded the prestigious 2004 Global Entrepolis @ Singapore Award - for an invention that best applies technology to a strong business model and commercial potentialFinalist for DM Review's World Class Solution Award – 2004

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CORE BANKING SOLUTION

Core banking solutions, is the nerve centre Of any bank's operations, are one of the few Technologies in the banking industry, still largely dominated by inflexible and antiquated legacy systems These Core solutions form the backbone of a bank's technical infrastructure, and they constitute a mission-critical element in the financial services industry

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OBJECTIVES

You can build, customer intimacy, affording a single view of your customer information, analysis of customer needscreation and modification of new products, and, solutions based on accurate, up-to-date customer profiles. long-term relationship with your customers, you can provide relationship-based pricing, offering special benefits and facilities in terms of preferential pricing for interest, charges, commissions, fees, brokerage expense and taxes, based on the overall value of the customer’s relationship with your bank.

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BENEFITS

24x7 processing of large transaction volumes, with the highest levels of availabilityMultiple deliverychannel support to reach new customers and market segmentsA powerful and user-friendly Web-based user interface with context-sensitive online help, based on industry standard XML/XSL technologySophisticated security management systemsMulti-currency processing and multilingual capabilitiesservice-oriented architecture, which reduces technology, operational and personnel costs

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FUNCTIONAL ARCHITECTURE

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TECHNICAL ARCHITECTURE

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N-TIER ARCHITECTURE

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FLEXCUBE@

To serve the virtual banking customer in competitive environmentIt is internet banking solution from I- flex that addresses the challenges of the evolving financial services industry.It provides links between financial institution of its legacy system and to its customerBank can offer quick information access to customer

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BUSINESS FRAMEWORK

FLEXCUBE@ provides a ready suite of solutions that deliver an exhaustive set of banking functions over the Internet. The business application modules cater to a host of domains. RetailInternet banking–

FLEXCUBE@Retail Corporate Internet banking- FLEXCUBE@ Corporate

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FLEXCUBE @APPLICATION

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Components - Business

Deposits Loans Payments FX L/C

Internet AccessATM ServicesTeller Services

…Business

Function

Data

Infrastructure

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Components - Function

Deposits Loans Payments FX L/C

Internet AccessATM ServicesTeller Services

…

Getting Stuff In and OutDeposit

ProcessingLoan

ProcessingPaymentProcessing

FXProc.

L/CProc.

…

Posting, Reports, Risk Mgmt…

Business

Function

Data

Infrastructure

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Components - Data

Deposits Loans Payments FX L/C

Internet AccessATM ServicesTeller Services

…

Getting Stuff In and OutDeposit

ProcessingLoan

ProcessingPaymentProcessing

FXProc.

L/CProc.

…

Posting, Reports, Risk Mgmt…

Customers Accounts …

Business

Function

Data

Infrastructure

Relationships

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Components - Infrastructure

Deposits Loans Payments FX L/C

Internet AccessATM ServicesTeller Services

…

Getting Stuff In and OutDeposit

ProcessingLoan

ProcessingPaymentProcessing

FXProc.

L/CProc.

…

Posting, Reports, Risk Mgmt…

Business

Function

Data

Infrastructure

Customers Accounts …Relationships

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COST EFFECTIVE OF NEW ARCHITECTURE

No code change for New Products – Products launched by changing parameters Scalable for 24x365 operations Multi-Channel for customer transactions Co-existence with current application environmentLow Maintenance and implementation costs

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CASE STUDY- BUSINESS TRANSFORMATION

SHINSHEI BANK JAPANRetail and Corporate operations Over

USD 180 billion in assets Application fully deployed over Internet National language support MIS Data warehouse for MIS and regulatory reporting

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ABOUT SHINSEI BANK

Earlier known as Long Term Credit Bank• One of the three banks assigned the task of reconstruction of Japanese economy post world war II• $187 Bn Assets•Existing IT Setup

– Mainframe based, largely home grown systems dated 5-30 years old, very high processing cost

– Processing banking products – Customer delivery based on traditional channels

• New Management – as part of privatization initiative•Goal

– Diversification of business to address retail business in addition to existing portfolio

– Rationalize the IT infrastructure and implement a modern and flexible platform to address existing and new business requirements

– Enable multiple delivery channels– Achieve reduction in cost of processing

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FLEXCUBE SOLUTION FOR SHINSEI BANK

Complete range of FLEXCUBE Suite of products– FLEXCUBE – Universal Banking Solution (with retail,

corporate, investment and branch modules)– FLEXCUBE @ (Internet delivery platform)– FLEXCUBE Information Center (Business Intelligence)

• Phased implementation–MIS and DWH components already live– Implementation of Retail and corporate banking modules in progress

• Multi-channel delivery being enabled– Web based Teller module (of FLEXCUBE)– ATM, IVR, Call Center and Internet channels

• Strategic Benefits– Ability to quickly launch new products for diverse categories

of customer– Enabling newer delivery channels– Dramatic reduction of infrastructure and operations costs

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I-FLEX SAMPLE CUSTOMER

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CONCLUSION

•Solutions for the e-powered world– FLEXCUBE for back end transaction

processing– FLEXCUBE@ for e-enabling the business on the Web– FLEXCUBE Information Center for

Business Intelligence• Complete, Competent and Competitive with i-flex banking suite, i-flex services and i-flex e-commerce

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Thank YouThank You

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