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10 Ways to Lower Health Care Costs

in Ohio

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1. Choose generic drugs instead of brand names

Although not all people know this, generic drugs are just as effective as name brand drugs, and they are much more cost effective.

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2. Use mail order for prescriptions

If you don’t mind paying a few extra dollars for shipping and handling, you can save yourself a lot more hassle and money in the long run, by purchasing prescription drugs online.

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3. Ask for samplesDon’t hesitate to ask if you can get a prescription sample, instead of buying bottle after bottle of prescriptions to see if it is effective for your condition.

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4. Utilize a flexible spending account (FSA)

Although the money from a Flexible Spending Account doesn’t carry over year after year, it is a great way to set aside money without having to pay tax on it.

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5. Stay within your network

If procedures and doctor visits are cheaper within your network, try to stay in your network for hospital visits, even if the out of network doctor is a good friend.

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6. Participate

Some areas offer wellness programs. See if there is one near you. If so, get involved! It can be a great opportunity for the whole family.

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7. Review your bills thoroughly

Make sure that you are manually going through each item on your bill, and that you are being billed correctly. Also check to make sure that your insurance company has already payed their share. This way you will guarantee you are not paying any extra.

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8. Negotiate your billOn a regular basis there will not be much on a bill that can be negotiated, but occasionally you will be able to negotiate a certain part and receive some money back.

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9. Avoid the Emergency Room

If possible try to avoid trips to the emergency room, because they will be much more expensive. Although there will be some instances that going to the emergency room is completely necessary, avoid it when possible.

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10. Make smart choices everyday!

Believe it or not, you can save money on a daily basis, by the way you live. Eat healthy, exercise and get a great night sleep. Taking little steps everyday toward being healthy will keep you out of the hospital, and will save you money.

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Thank Youwww.onesourcebenefits.comToll Free: 1 (877) 549-1212