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1117 2014 11 6 일(목) THE UK LIFE KOREAN NEWSPAPER -Since 1992- TEL:020 8949 5005 발행인:서동현 1st Floor, 60 High Street, New Malden, Surrey KT3 4EZ Email:[email protected] www.uklifenews.com 보험료 적게 내는 6가지 방법 자동차 보 험사 RAC에 따르면 영국 의 자동차 운 전자 3명 중 1 명이 필요 이 상으로 비싼 자동차 보험 료를 낸다. 어 떻게 하면 자동차 보험료를 적게 낼 수 있을까? 1. 가격 비교를 한다. 귀찮다고 보험사들이 보험 갱신 시점에서 제 시하는 보험료를 그대로 받아들였다가는 십중 팔구 바가지를 쓸 공산이 크다. 가격비교 사이 트 머니슈퍼마켓에 따르면 영국에서 240만명 의 운전자가 자동차 보험사의 자동 갱신 보험 료를 생각없이 받아들여 해마다 19억파운드의 손해를 보고 있다. 자동차 보험 시장은 치열하 기로 소문난 시장이다. 대체적인 시세를 알고 있다는 인상을 상담자에게 주면 상담자는 더 좋은 조건을 제시할 가능성이 높다. 또 하나 중요한 것은 적어도 만기가 3주 이상 남은 시점에서 여유 있게 흥정을 해야 협상에 서 유리한 고지를 점할 수 있다는 사실이다. 조 급하면 그만큼 손해를 보기 쉽다. 2. 본인분담금(excess)을 높여라. 운전을 조심스럽게 하는 운전자는 사고가 났 을 때에 본인이 부담하는 분담금을 높게 적을 수록 보험료가 낮아진다. 사고가 나더라도 본 인 책임이 아니면 본인분담금은 가해자 쪽에 서 물게 되므로 걱정할 이유가 없다. 3. 주행거리(mileage)가 적을수록 좋다. 업무용이나 출퇴근용으로 자동차를 쓰면 아 무래도 주행거리가 커지고 당연히 사고 발생 율도 높아진다. 35세 여성 운전자의 경우 연간 주행거리가 5천마일 줄어들면 보험료도 평균 50파운드 감소한다. 4. 무사고 운전자를 추가하라. 운전자가 적어야만 꼭 보험료가 싸지는 것도 아니다. 배우자가 꼭 운전을 안 하더라도 운전면 허증이 있고 사고 경험이 없다면 차량 운전자로 추가하는 것이 보험료를 줄이는 데에 유리하다. 5. 캐시백을 노려라. 일부 가격비교 사이트에서는 자신을 통해 보 험사를 바꾸는 가입자에게 현금을 되돌려주기 도 한다. topcashback은 최대 63파운드까지, quido는 최대 70파운드까지 캐시백 서비스를 제공한다. 가격비교를 통해 가장 조건이 좋은 보험사를 알아냈으면 이런 캐시백 서비스 제 공 사이트에 접속하여 캐시백이 [3면에 계속]

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  • 1 1 1 7 2 0 1 4 1 1 6 ( ) T H E U K L I F E KO R EA N N E W S PA P E R - S i n c e 1 9 9 2 - T E L : 0 2 0 8 9 4 9 5 0 0 5 : 1st F loor, 60 High Street , New Malden, Surrey KT3 4EZ Emai l :uk l i [email protected] l .com www.ukl i fenews.com

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  • / THE UK LIFE 251117

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  • / 26 2014 11 6 ()

    ?[ News English | ]

    Motor Insurance -HIGHWAY CODE-

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  • THE UK LIFE 271117 (|) (||)

    ' ' . 1 2

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  • 28 2014 11 6 ()

    1116)Big Cab , .07900 805 881

    1120)OZ E , Ford 7, , M. 07859 055 236E. [email protected]

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    3 20 1 10

  • THE UK LIFE 291117

    Mercedes-Benz C180 , 2000, 4 doors, 2.0cc MOT 20/03/2015, TAX 30/09/2014 Very good condition, 1450

    Mercedes-Benz CLK230 Auto, 1998, 2.3cc, MOT 10/05/2015 TAX 07/2014, 750

    Toyota Yaris 1.0 , 3 doors, MOT 10/04/2015TAX 30/12/2014 780

    Jaguar Styre Auto 3.0cc2000, MOT 20/01/2015TAX 30/07/2014, 750

    BMW 320SE Auto 2.0cc2005, 55000m, MOT 10/05/2015TAX 30/10/2014, 4700

    Ford Transit 2.0D 2006, 260 VAN, Very good conditionMOT 11/05/2015, TAX 30/12/20142500

    Mitsubishi Space Wagon 2001, MOT 03/2015, TAX 30/12/20147, A/C, DVD, 75000m, 1450

    Toyota Estima 8 Auto2000, A/C, DVD, 2000

    020 8687 6711

    . 7, 2 7, 3 07801 544 608

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  • 30 2014 11 6 ()

  • THE UK LIFE 311117

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    [ ]

    TV

    Shanghai Knights (2002) 8:15pm - 10pm (BBC Three)Cast_ Jackie Chan, Owen Wilson

    Fracture (2007) 9pm - 11:15pm (Film4) Cast_ Anthony Hopkins, Ryan Gosling

    Contraband (2012) 10:05pm - 12:15am (Channel 4)Cast_ Mark Wahlberg, Kate Beckinsale

    Rebel without a Cause (1955) 10:15pm - 12:35am (Sky Atlantic)Cast_ James Dean, Natalie Wood

    Alpha Dog (2006) 11:30pm - 1:20am (BBC Two)Cast_ Emile Hirsch, Justin Timberlake

    Rise of the Planet of the Apes (2011) 9pm - 11:05pm (Film4)Cast_ James Franco, Freida Pinto

    Total Recall (1990) 9pm - 11:10pm (Syfy)Cast_ Arnold Schwarzenegger

    Blade II (2002) 9pm - 11:25pm (5*)Cast_ Wesley Snipes, Kris Kristofferson

    Pacific Heights (1990) 10:55pm - 12:45am (Channel 5)Cast_ Melanie Griffith, Michael Keaton

    Storyville (2013) 9pm - 10:20pm (BBC Four)

    The Hunger Games (2012) 9pm - 11:45pm (Film4)Cast_ Jennifer Lawrence, Josh Hutcherson

    Firefox (1982) 11:05pm - 1:55am (ITV4)Cast_ Clint Eastwood, Freddie Jones

    Avatar (2009) 8pm - 11:15pm (E4)

    Miss Potter (2006) 9pm - 10:30pm (BBC Four)Cast_ Rene Zellweger, Ewan McGregor

    Shanghai Noon (2000)8:45pm - 10:30pm (BBC Three)Cast_ Jackie Chan, Owen Wilson

    The Cold Light of Day (2012) 9pm - 10:55pm (Film4)Cast_ Bruce Willis, Henry Cavill

    In Time (2011) 9pm - 11:20pm (5*)Cast_ Justin Timberlake, Amanda Seyfried

    Killer Joe (2011)10:55pm - 1am (Film4)Cast_ Matthew McConaughey, Emile Hirsch

    Alien Nation (1988) 11pm - 1am (Syfy)Cast_ James Caan, Mandy Patinkin

    X-Men Origins: Wolverine (2009) 9pm - 11:15pm (E4)Cast_ Hugh Jackman, Liev Schreiber

    The Bank Job (2008)9pm - 11:10pm (Film4)Cast_ Jason Statham, Saffron Burrows

    Scream (1996) 10pm - 12:10am (Syfy)Cast_ Neve Campbell, Courteney Cox

    Drive Angry (2011) 10pm - 12:10am (5USA)Cast_ Nicolas Cage, Amber Heard

    American Gangster (2007) 10:40pm - 1:25am (ITV) Cast_ Denzel Washington, Russell Crowe

    Red Lights (2012) 11:10pm - 1:25am (Film4) Cast_ Sigourney Weaver, Robert De Niro

    X-Men (2000) 9pm - 11:00pm (Sky1)Cast_ Hugh Jackman, Patrick Stewart

    Scream 2 (1997) 10pm - 12:30am (Syfy)Cast_ David Arquette, Neve Campbell

    From Dusk till Dawn (1995) 11:25pm - 1:30am (Film4)Cast_ Harvey Keitel, George Clooney

    11 6 ()

    11 7 ()

    11 8 ()

    The Hunger Games (2012)

    In Time (2011) Rebel without a Cause (1955)

    Miss Potter (2006)

    11 10 ()

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    . . 60% 30 . 6 . ''(on) . .

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    NHS 2014 . . : 2014 11 6 () 10:00AM-12:00PM : . : (Winny Yoon) : 020 8547 4667/07876 790 865 : [email protected]***

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    * : Korean Education Centre, 60 Buckingham Gate, London SW1E 6AJ* E-mail: [email protected]

    * * : (E-mail) [email protected] / (Tel) 82-41-850-6031

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  • / 34 2014 11 6 ()

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  • / THE UK LIFE 351117

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  • / 36 2014 11 6 ()

    .

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  • / THE UK LIFE 371117

    " "

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  • / 38 2014 11 6 ()

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  • / THE UK LIFE 391117

    ,

    1__ 2, 1/4, 1, ( 2, 1, 2, 1/2, ) _ 1 . 2 5cm . 3 . 4 .Tip . .

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  • 40 2014 11 6 ()

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  • / 42 2014 11 6 ()

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  • / THE UK LIFE 431117

    . . . '', '', '', '', ' ' .

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  • 44 2014 11 6 ()

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  • 46 2014 11 6 ()

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  • THE UK LIFE KOREAN NEWSPAPER48 1117 2014 11 6 ()