t is imperative for successful completion of a task to complement those who made that task work. I sincerely bow my head and thank the almighty for bestowing his blessings on me. This is utmost pleasure of mine, to show my heartfelt gratitude to those individuals who have given their considerate support and guidance. This project would not have been possible without them.I am falling short of words to express my sincere thanks to the management of Punjabtate !o"operative #ank, $animajra% for providing me an opportunity to undergotraining in their reputed organi&ation. I am deeply motivated and encouraged after working with the very e'cient and cooperative sta( of P!#. I am highly indebted to my faculty members of chool of $anagement tudies, at #addi )niversity,for helping me in various ways. $y sincere regards to my friends who worked with me all through the project and helped me in thenoble accomplishment. I thank my parents who have always been my driving force to work hard and keep the learning process continuous and never ending.