2008 - july - osceola review

ReVIEW

July 2008

Osceola ReVIEW July 2008

2

Offers, incentives and seller contributions are subject to certain terms, conditions and restrictions which include use of designated lenders, title companies and closing agents. Offer good for a limited time only. Developer may change home design, materials, features, amenities, method of construction, prices, and promotions at any time. Developer also reserves the right to withdraw any offer without notice. Availability subject to change. Ownership of a home will require the payment of additional fees, including association assessments and mandatory club dues. Association assessments and mandatory club dues are subject to change from time to time. Please review all documents carefully to determine fees associated with home ownership. Golf facilities are privately owned and operated and membership and additional fees for golf required. Purchase of a home does not grant any use of or access to the golf club or golf facilities. Offers are product and community specific and may not be combined. See your sales person for details. Values on special offers are approximate. Pursuant to the Fair Housing Act, housing in Solivita® is intended for occupancy by at least one person 55 years of age or better per home, although the occupants of a limited number of the homes may be younger, but no one under 18 years of age may be in permanent residence. Copyright © 2008 Avatar Properties Inc. All rights reserved. Avatar Properties Inc., 900 Town Center Drive, Poinciana, Florida 34759. 9163.1207 QB# 1224

Commission is based on Total Purchase Price less incentives and applicable discounts, if any. Valid only for new prospects registered after November 15, 2007. Purchaser must execute the Purchase and Sale Agreement, Cooperating Broker Agreement and Purchasers may be required to close within 30 days of the contract date. Avatar reserves the right to change or withdraw any offer at any time. Subject to the terms of the Cooperating Broker program the complete terms of which are included in the Cooperating Broker Agreement, which must be signed by the Broker at the time of the purchase and sale agreement is entered into with the Purchaser. Associate must register the Purchaser prior to the first contact with the Seller, must be a lead not already registered and must be procuring cause of the sale. Broker must be a licensed real estate broker in the state of Florida and the Sales Associate must be a licensed real estate broker or sales associate in the state of Florida and a designated agent of Broker at the time of sale and the time of closing. Commission is deemed earned and paid at time of closing.

AvatarHomes.com900 Town Center Drive, Poinciana, FL 34759

July 2008 Osceola ReVIEW

3

By Hope Andrews

Our Affiliates are great in 2008! I am so pleased to partner with such outstanding Affiliate members. You all do so much to support our Association and REALTORS®. I have watched many of you for numerous years donate your time and money

to our Association and I want you all to know how deeply we appreciate it.

This year during rough economic times you have, like most of our members, doubled your working hours but still seem to find the time to volunteer at so many of our Association events, as well as sponsoring them. Thank you so much for your continued support and for embracing REALTORS® as always.

I would like to thank each and everyone of you by name, but at the risk of missing someone, I want you to know that we know without your involvement and

participation in our Association, we would not be as strong as you have made us. On behalf of the Board of Directors and all of our REALTOR® members---THANK YOU!

I would also like to invite all of our members to join me on Thursday, July 31, 2008 at our Affiliate Appreciation Ceremony at the Broadway Pizza Bar. There will be appetizers and beverages, along with a free drink ticket, that will be served. Keep on the lookout for more information on this event! ■

President’s Perspective

Harvest Lending Company“Envision Your Possibilities”

Primary, Second Home or Investment PropertyRefinances (Lower Monthly Payments, Debt Consolidation, Home Improvements)Commercial Lending (Low LTVs, Flexible Terms)Foreign NationalSpecializing in Manufactured and Mobile Home FinancingHome Equity Line of CreditSe Habla Espanol

600 N. Thacker AveSuite D-59 Kissimmee, FL 34741 Office: (321) 284-4719 Fax:(407) 994-2932

Harvest Lending Company is a first-rate mortgage brokerage that is committed to handling your personal and or commercial business expeditiously , with no detail

overlooked. Please give us the opportunity to service your residential commercial, lot loans, construction-to-permanent financing needs. Should you need an alternative to

traditional lending we also represent private money lenders.

Texas Hold ‘Em TournamentThere will be professional poker dealers for each tournament date!

Tournament dates are: July 19th, Aug 9th at the Association with the grand finale being held during the RPAC Auction on Saturday, September 6, 2008, the day of the auction.

The maximum number of people per tournament date that can play is 48 per tournament date. Anyone over 18 years of age can play in the tournament and the entry fee is $60 per tournament date. There will be 6 winners each night that are guaranteed a seat in the finals’ competition on September 6th.

There will be beer, wine and finger foods.

You must register online to attend this event at: www.osceolarealtors.org. Then click on Online Member Services then to 2008 Texas Hold “Em Event.


4

CEO PerspectiveBy David B. Bennett, CAE

The value of our Affiliates cannot be underestimated! Affiliates provide outstanding support to the Association by volunteering their time and sponsoring education classes and special events throughout the year.

There are many sponsorship opportunities available for Affiliate members. Some of these are:

• New Member Welcome Class – This class is held usually the first Wednesday morning of the month. Sponsorship opportunities are available for breakfast. This class typically has no more than 30 students enrolled each month. Sponsors have the choice of bringing their own food and beverages or having the Association purchase the food and get invoiced. Please note that Sponsors are always welcomed to pass out their company literature and are allowed to give a short 5-10 minute dialog about their company when sponsoring a class.

• Continuing Education Classes - These classes are held most Thursday mornings at 9:00 a.m. in the Association Classroom (sometimes off-site). Sponsorship opportunities are available for breakfast and snacks for afternoon classes. These classes typically have no more than 72 registrants; however, you may contact the Association the day before any class to get an accurate count. Sponsors have the choice of bringing their own food and beverages or having the Association purchase the food and get invoiced. Sponsorship opportunities are available for Designation classes as well. These classes are larger and are usually more than one day. Contact the Association for more information on these classes.

• New Flat Screen Technology in the Classroom – Our new flat screen television has replaced the need to use a projector and you can get a bigger and better view of presentations, education classes, etc. If you choose a sponsorship level, you can have your logo flash on the screen in a continuous motion.

• Green Publication with Enhanced Affiliate Links – All members can now opt to receive

the magazine in email form or view it on our website as an interactive document. On the web, you will be able to flip the pages and click through any web address. It will also be a great way to advertise! Your advertisements are now going to be live links to your websites, so make sure your website addresses are on all ads.

• Affiliate Sponsorship Levels - Presently, there are 6 different levels of corporate Sponsorship that go up in offerings depending upon the level you choose. Please call the Association for more information or visit our website: www.osceolarealtors.org and place your cursor on the Affiliate button on the left side of the homepage and click on “Affiliate Sponsorship Opportunities”. ■

The Association has a new phone system in place and our staff has new extensions:

David B. Bennett, CAE, Chief Executive Officer(407) 846-0117, ext. 226 Jeri Peyton, Deputy CEO(407) 846-0117, ext. 227 Bob St. Gordon, Controller(407) 846-0117, ext. 225 Gwen Dukes, Director of Communications(407) 846-0117, ext. 223 Michelle Smith, Director of Education(407) 846-0117, ext. 224 Stephanie Escurra-Hendricks, Member Services Representative(407) 846-0117, ext. 221 Anneris Rivera, Member Services Representative(407) 846-0117, ext. 222


5

Education CornerAll classes will be held at the Association (unless noted otherwise)

To register for any classes please visit the Association website www.osceolarealtors.org, click on “Online Member Services” button, enter your username and password and then click on the Education Calendar. If you have any questions, please call the Association at (407) 846-0117.

PLEASE NOTE: If you are registered and unable to attend, please call the Association to cancel, or you will incur a $20 cancellation fee. Thanks in advance for your cooperation.

MLS Training Classes There is one MLXchange Training class held each month. This is a mandatory class for new members. Even if you have already taken this class, you are invited to attend as a refresher course at any time.

EFFECTIVE PURCHASE & SALES CONTRACTThursday, July 10, 2008 Time: 9:00 a.m. – 1:00 p.m.Instructor: Duke TiemanLocation: Osceola County Association of REALTORS® Classroom

Description: This program’s objective is to have the student fill out a solid, binding contract. Common pitfalls are discussed with actual contract examples.

Cost: FreeCE Credit: 4 hours

OLD SCHOOL VS. NEW SCHOOLThursday, July 24, 2008 Time: 9:00 a.m. – 1:00 p.m.Instructor: Grant SimonLocation: Osceola County Association of REALTORS® Classroom

Description: The objective of this course is to teach the new lending options that are available. This class also reviews taxes and homeownership.

Cost: FreeCE Credit: 4 hours

GRI COURSE 3September 2, 3, 4, 8 and 9, 2008Time: 8:00 a.m. – 5:00 p.m.Location: Osceola County Association of REALTORS® Classroom

Description: Do your negotiating and counseling skills need sharpening? Have you considered expanding your business into property management? Are you current on the tax implications of buying and selling residential property? These are just a few of the topics that are covered in GRI 3. The GRI designation – Graduate, REALTOR® Institute – is the nation’s #1 real estate designation. It is earned through state associations whose REALTOR® Institute courses of study meet the standards established by the National Association of REALTORS®. The designation is available only to members of NAR.

Cost: On or before August 15, 2008 Members: $272.50 Non-Members $302.50

After August 15, 2008 Members: $302.50 Non-Members: $322.50

CE Credit: Approved for 30-hours Broker Post licensing <or> 11-hours specialty CE credit.Register online at: www.osceolarealtors.org. Click on blue button “Online Member Services”. Enter your username and password, and click on the Education Calendar.

897 Towne Center DrivePoinciana, Florida 34759Ph: (407) 343-1560Cell: (786) 316-9270Fax: (407) [email protected]

Betty M. DobbiePresident


6

David B. Bennett, CAE, Chief Executive [email protected]

Gwen Dukes, Director of [email protected]

Jeri Peyton, Deputy [email protected]

Bob St. Gordon, [email protected]

Michelle Smith, Director of Knowledge [email protected]

Stephanie Escurra-Hendricks, Member Services [email protected]

Anneris Rivera, Member Services [email protected]

AssociAtion office1105 Shady LaneKissimmee, Florida 34744www.osceolarealtors.orgEmail: [email protected] • 407.846.0217 fax

newsletter submissionsIn order to share the wealth of information contained in this newsletter in an efficient manner, please submit your articles via e-mail or fax by the 10th of the month. Please clearly indicate that submission is for the Osceola RevIEW.

Editor-in-Chief: Gwen DukesArticles: [email protected]: [email protected] advertising inquiries please contact Bob St. Gordon at the Association Office. Your advertising defrays the cost of publishing. Thank you for your support.

The Osceola ReVIEW is published exclusively for the Association by PIP Printing & Document

Services Kissimmee, Florida 407.847.5565 • 407.847.2698 fax

[email protected]

Disclaimer: The Osceola RevIEW is published for the members and affiliates of Osceola County Association of Realtors®, Inc. by Pip Printing and Document Services as a courtesy. Pip nor the Association assume any responsibility for article content or advertising message as submitted for inclusion in the newsletter. Advertising and articles are not endorsed by Association, nor is there any implied warranty by the Association or its staff.

Association Staff

PresidentHope Andrews

President-ElectSean Ferguson

Vice-PresidentMarie Collins

SecretaryLen Goffredo

TreasurerMinetta Garay

Past PresidentJack Frey

DirectorsRiva AlexanderJose AlvarezAndrey BustamanteDavid DeLoach

Cheryl GriebKemp HowlandJerry KelleyRosebud KinkeadRichard KnappVeronica MalolosDenise Sacks

Legal CounselDanny Villazon

Association LeadershipAssociAtion LeAdership

ASSOCIATION NEWSMAKERS

RAJIA ACKLEY – Broker, Coldwell Banker Ackley Realty Honored as “Women Who Mean Business” Finalist.

Rajia recently received recognition from the Orlando Business Journal as one of the area’s top female business owners. Nearly 100 women from Orange, Osceola, Seminole and Lake counties were nominated for the annual tribute, with judges selecting five finalists in three areas: Business Owner of the Year, Business Executive of the Year and Up-and-Comer of the Year.

Rajia, started her real estate company in 1984 and built it into one of Osceola County’s largest full-service companies with sales in excess of $100 million. The Association is proud to call Rajia a member!

Send your information and photo to Gwen Dukes at [email protected].

OK, so maybe we can’t make yOu famOus or turn you into a celebrity, but we can get you noticed and provide the recognition you

deserve within the community.

Have you won a recent award or been honored for your charitable work? If so, let us know and we will feature you in our “realtOrs® making a Difference” section of our Association magazine the Osceola ReVIEW and the Osceola News Gazette.


7

EXECUTIVE COMMITTEE MEETINGWEDNESDAY, JULY 23, 2008

AT 8:00 A.M.

BOARD OF DIRECTORSWEDNESDAY, JULY 23, 2008

AT 9:00 A.M.

LEADERSHIP MEETINGS

AFFILIATE APPRECIATION RECOGNITION!

The Association would like to honor our Affiliates with a special recognition event on Thursday, July 31, 2008 at

the Broadway Pizza Bar, 403 Broadway, Kissimmee, FL 34741 from 6:00 – 9:00 p.m. There will be appetizers and beverages,

along with a free drink ticket that will be served.

You must register online at www.osceola-realtors.com and click on “Online Member Services” to attend. Please come out and show your appreciation to our Affiliates!


8

A WORD FROM YOUR AFFILIATE CHAIR…

By Rick Blubaugh, 2008 Chairperson

When I look back over the last four years at the real estate

landscape in Central Florida, it amazes me at what I see. This August 13 marks the four year anniver-sary of hurricane Charlie, followed shortly by Fran-ces and Jeanne. What a year 2004 was. Many of us were scrambling around after Charlie trying to figure out how to get our businesses up and running. We pulled together, helped each other, prayed for each other and we got through it stronger than before.

Not too long after that one of the biggest challenges we faced was getting an appraisal high enough to cover the highest bidder on the newest listing which had only been on the market for a matter of hours. Appraisers sure do have a tough job! We came up with “market adjustments” to justify the unusual ap-preciation of real estate. It didn’t matter if it was an empty lot in a remote part of Osceola County or a condominium in downtown Celebration. What a

time that was and we all said it couldn’t last and we were right. Everybody and his brother, aunt and un-cle decided to get a real estate license. Most of them did not know what they were doing but we helped them along as best we could.

Transition to the present and we go from “market ad-justments” in 2005 to phrases like “soft market” and “declining market”. We had to come up with some way to justify lower values and lower lending limits. What happened to all those new REALTORS®? Mem-bership in the Association is declining. Offices are closing and people are losing their jobs. We are all working harder than ever and getting paid less. Talk about a market correction. Who would have thunk it?

I have noticed that there is a spirit of empathy among us. Perhaps a reflection on the past will help us to focus more sharply on the present and future. Now more than ever we need to pull together, help each other, pray for each other, and I’m convinced we will come through this stronger than before!

We hope you enjoy this edition of the Osceola Review and find it to be a useful resource. ■

There are easier ways to get

EXPOSURE

With XSites and XSellerate, your listings will get maximum exposure. And it all happens

automatically.

From automatically generated listing blogs, to “Just Listed” postcards and e-mail campaigns,

your listings will reach all of your current contacts. With instant publishing to Google Base®,

Oodle®, Trulia®, and many others, your listings will be broadcast to millions who would never

have seen them otherwise.

What have you got to lose? Visit www.alamode.com or call 1-800-ALAMODE for more

information.

***Ask about the Osceola REALTORS® discount***


9

Knowledge Services NewsBy Michelle Smith, Director of Knowledge Services

Affiliate sponsorship is vital to the Ed-ucation Department’s role at the Asso-ciation. Many of you may or may not know that the food that is on the table

in the room when you come for class is provided by our Affiliate members. This is true for most of the meetings and classes held at the Association, includ-ing the MLS Marketing, Network & Knowledge meet-ings held on Tuesday mornings.

In the past I have had the pleasure of working with most of the Affiliate members in conjunction with many classes and functions. They appreciate the importance of education, especially in today’s mar-ket. The Affiliate members have not only sponsored breakfast and snacks for the continuing education classes, but designation classes as well.

As sponsors, the Affiliate members have the oppor-tunity to not only sponsor breakfasts but to speak to the class for approximately 5-7 minutes before the

beginning of class regarding their services and how they can assist you.

Many of you have heard me say over and over that networking is a vital part of real estate. Just knowing someone’s name just isn’t enough. So it is nice hav-ing the Affiliate members come to the Association and introduce themselves to members.

All of our Affiliate Members are a valuable contribu-tor to the Association, and as the Director of Educa-tion, to me you are priceless. Thank you! ■

1201 Emmett Street • Kissimmee, FL 34741407-931-1343 phone • 407-931-1415 fax

“REALZAN EL PROCESO DE LA TRANSACCIÓNDE BIENES RAICES”

la compañía hispana de®

40404040407-57-57-57-57-5111118-088-088-088-088-087575757575409 Church Street • Kissimmee, FL 34741

EAGLE Pest Management

TTTTTererererermitmitmitmitmite Inspectionse Inspectionse Inspectionse Inspectionse Inspections& T& T& T& T& Trrrrreatmentseatmentseatmentseatmentseatments

(Discounted Rates for OSCAR Members)

FAST • ACCURATE • FRIENDLY

ASK ABOUT OUR“EAGLE NO TENT” TERMITE SERVICE

Tammy M. Bowers Rachel Haggard Julie HeadClosing Dept. Manager Operations Manager Closing Agent

407-931-2889 phone 322 N. John Young Parkway407-931-2852 fax Suite 1e-mail:[email protected] Kissimmee, FL 34741

OUT OUT1201 Emmett Street • Kissimmee, FL 34741407-931-1343 phone • 407-931-1415 fax











OUT OUT

Broker Cooperation Welcome. ©2008 KB Home (KBH). Payment of Broker Co-op requires Broker to accompany and register buyer on first visit and comply with Broker Co-op Agreement. See Built to Order™ options and upgrades offered at KB Home Studio. All options/upgrades require additional charges, may require ordering at predetermined stages of construction and are subject to change/discontinuation anytime by KB Home. KB Home is not a custom homebuilder. Photo shows upgraded landscaping/options and may not represent community’s lowest-priced homes. See sales representative for details. Equal housing opportunity. CBC051212 ORL-72771

KBHOME ADJOB # ___________________

DIVISION ________________

DETAIL __________________

CAMPAIGN ______________

COLOR/BW ______________

LIVE ____________________

TRIM ___________________

BLEED __________________

PROOF # ________________

DUE TO DIV ______________

RUN DATE _______________

DUE TO VENDOR __________

XXXXX 0601

ORLANDO

OSCAR

BTO

4 COLOR

3.6875" X 4.9375"

3.6875" X 4.9375"

NA

2

4/01

6/01

5/10–5PM

TRAFFIC SIGNOFFSARTIST ______________________________

PROOF/LEGAL ________________________

REP/MNGR __________________________

CREATIVE ____________________________

PDF UPLOADED TO ____________________

MARKETING FINAL ____________________

PROD/CREATIVE FINAL _________________

SHIPPED JOB _________________________

888-KB-HOMES kbhome.com

The home your clients want. Built just the way they want it.

Arbor Ridge

Built to Order™ is built around your clients.

Their individual style. Their way of life. And, most of all, their budget.

It’s an experience that ensures they’ll have a home they truly love.

pick an ideal floor plan • create great living spacesselect interior/exterior design features

pay only for what they love

®

®

For information on all Orlando-, Daytona- and Lakeland-area KB Home communities, call (407) 587-3580.

XXXXX 0601 Oscar.indd 1 6/6/08 9:26:32 AM


10

I’m Todd Davis, CEO of LifeLock®, and my Social Security number is 457-55-5462.* I give it just to prove how safe your identity can be with LifeLock. All of us, no matter how careful, can become victims of identity theft. In fact, every three seconds another identity is stolen.

If you worry about identity theft, then it’s time you got to know LifeLock. LifeLock provides proactive identity theft protection. We’re so confident, we back our clients with a $1 million total service guarantee.

Get peace of mind with proactive identity theft protection.

* Do not share your Social Security number or personal information unnecessarily.













10% OFF FOr OSCEOLA rEALTOrS®

How to Enroll:1. Simply visit LIFELOCK.COM and click “Enroll Now” or call 800-LIFELOCK (543-3562).2. Use promotion code OBC10 to take advantage of this special offer.

Full Service Marketing For YOUR Listings...

Congratulations to the following agentswhose personal website on

HomesAndLand.com received the most views in May for the

Orlando Resort Area magazine.

Robert Anarumo ~ 1230

Matthew Allen ~ 875

D’Anne KinCannon ~ 645

Jeri Anarumo ~ 557

Abdul Aitboukil ~ 515

Karen Orriss-Ross ~ 474

Denise Sacks ~ 440

For advertising information, Joye Trawick,

407.719.2424 HomesAndLandOrlandoResort.comHomesAndLandOrlandoResort.com

Think BIG. Think Homes & Land.


11

we want to extend our sincere appreciation

to our Sponsors!Premier Sponsor

Gold Sponsor

Bronze Sponsor

Titanium Sponsor

A.

B.

C.

D.

Silver Sponsor


12

Advertising/PublicAtions

OsceOla News Gazette Paula Starke108 Church StreetKissimmee, Florida 34741Office: 407-846-7600Fax: 407-846-8516

First Place PublishiNGJoanna Garvey217 A Trade StreetGreer, South Carolina 29651Office: 770-949-6940Fax: 630-566-3901

hOmes & laNd OF the OrlaNdO resOrt areaJoye Trawick622 Olympic DriveOcoee, Florida 34761Office: 407-719-2424Fax: 407-926-0959

hOmes.cOmTammy Birchler5072 La Vista RoadTucker, Georgia 30084Office: 407-702-4761

OrlaNdO seNtiNel cOmmuNicatiONJoseph Sollaccio804 Emmett StreetKissimmee, Florida 34741Office: 407-931-5902Fax: 407-931-5910

the real estate bOOkDoreen McGauvran6490 Hazeltine National Drive, Suite 120Orlando, Florida 32822Office: 407-581-1490Fax: 407-581-1491

construction & building services

crOwN cONstructiON services, llcCordy Strawser129 E. 13th StreetSt. Cloud, Florida 34769Office: 407-892-2190Fax: 407-386-7414

credit institutions

ceNtral FlOrida educatOrs, F.c.u.Becky Humphrey1200 Weber StreetOrlando, Florida 32803Office: 407-896-9411Fax: 407-894-6412

FairwiNds credit uNiONMike Dahlquist1801 Prospect AvenueOrlando, Florida 32803Office: 407-647-8252Fax: 407-644-1220

engineering, surveying, PlAnning

haNsON, walter & assOciates, iNc.Diane Salisbury400 Emmett StreetKissimmee, Florida 34741Office: 407-847-9433Fax: 407-847-2499

entertAinment services

eleGaNt eNtertaiNmeNt dJ servicesJoe Marolis7812 Fern Leaf DriveOrlando, Florida 32836Office: 407-414-6239


13

FinAnciAl services And institutions

avalON FiNaNce, iNc.Richard LawrenceP.O. Box 783246Winter Garden, Florida 34778Office: 407-654-6433Fax: 407-386-7810

maGic FiNaNcial service, iNc.Brian B. Stoll280 Ronald Reagan, Suite 109Longwood, Florida 32750Office: 407-767-5643Fax: 407-767-5246

Qubty FiNaNcial GrOuPSami Qubty7800 W. Sand Lake Road, #206Orlando, Florida 32819Office: 407-370-3030Fax: 407-370-2040

zehNder wealth maNaGemeNtChristopher Zehnder2013 Live Oak Blvd., Suite LSaint Cloud, Florida 34771Office: 407-957-0074Fax: 407-650-3277

Home builders – develoPments

avatar PrOPerties, iNc.Peggy Cochran395 Village DriveKissimmee, Florida 34759Office: 863-427-7048Fax: 863-427-7192

bella PiazzaKelly Eierhart6363 WoodwayHouston, Texas 77057Office: 713-570-0396Fax: 713-570-0496

cambridGe hOmesSusan Moss235 N. Westmonte DriveAltamonte Springs, Florida 32714Office: 407-865-9600Fax: 407-865-9477

eNGiNeered hOmesCathy Morin1155 S. Semoran Boulevard #1120Winter Park, Florida 32792Office: 321-282-3335

harmONy sales aNd iNFOrmatiON GalleryNick Christian3500 Harmony Square Drive, WestHarmony, Florida 34773Office: 407-891-8358Fax: 407-891-0459

kb hOmeElle Landry9102 Southpark Center Loop, #200Orlando, Florida 32819Office: 407-587-3403Fax: 407-587-2386

marONda hOmes iNc. OF FlOridaBob Goldfarb955 Keller Road, Suite 1500Altamonte Springs, Florida 32714Office: 407-475-9112Fax: 407-475-9115

mortgAge services

baNk OF america mOrtGaGeJimmy Santos700 Celebration Avenue, 3rd FloorCelebration, Florida 34747Office: 407-964-1031Fax: 407-520-5462

butler mOrtGaGeCharlene Sims1012 W. Emmett Street, Suite BKissimmee, Florida 34741Office: 407-931-3800Fax: 407-931-3801


14

cOuNtrywide hOme lOaNsRick Blubaugh7600 Dr. Phillips Blvd., #68Orlando, Florida 32819Office: 407-908-8795Fax: 866-409-7340

GOFFredO & assOciatesLen Goffredo7341 Winding Lake CircleOviedo, Florida 32765Office: 877-306-7772Fax: 407-469-0312

mOrtGaGeONe FiNaNcial servicesJohn Smoley1637 E. Vine Street, Suite DKissimmee, Florida 34744Office: 407-870-9090Fax: 407-870-2809

PeOPles First cOmmuNity baNkJackeline Paz860 Cypress ParkwayKissimmee, FL 34759Office: 407-933-3704Fax: 407-865-6980

suNtrust mOrtGaGe, iNc.Nancy Knapp1624 W. Osceola ParkwayKissimmee, Florida 34741Office: 407-847-1503Fax: 407-847-6707

suNtrust mOrtGaGe, iNc.Chandy KimeMail Code FL – Altamonte – 2845275 E. Altamonte Drive #1030Altamonte Springs, Florida 32701Office: 407-496-6684Fax: 407-767-5244

wells FarGO hOme mOrtGaGeGus Salazar1001 W. Cherry Street, Suite AKissimmee, Florida 34741Office: 407-935-9100Fax: 407-935-9165

wOrld FiNaNcial mOrtGaGe GrOuPTodd Kozlowski6750 Turkey Lake Road, Suite 1Orlando, Florida 32819Office: 407-345-4730Fax: 407-345-4731

FiNaNcial FreedOm seNiOr FuNdiNGSharon PrymasOffice: 407-343-5015Fax: 407-343-5015

insPection services

budGet iNsPectiONsEd Hogan3617 Crosley AvenueSaint Cloud, Florida 34772Office: 407-892-8811Fax: 407-892-8516

buy-yOur-side hOme iNsPectiONsTommy Joynes6301 Lake RoadSaint Cloud, Florida 34771Office: 407-892-0911

chieF iNsPectiON services, iNc.Jeff ClairP.O. Box 700937Saint Cloud, Florida 34770Office: 407-383-7241Fax: 407-891-7410

eNvirOtect buildiNG & termiteSteve RohalP.O. Box 450206Kissimmee, Florida 34746407-460-4450

hOusemaster hOme iNsPectiONsColin Williams527 Brack StreetKissimmee, Florida 34744Office: 407-343-4677Fax: 407-343-4307


15

PrO-tec hOme iNsPectiONs aGeNtsRandy Greene214 E. Bass StreetKissimmee, Florida 34744Office: 407-846-4133Fax: 407-933-1514

title services/escrow services/insurAnce services

a-z team title, llcBernard S Edwards102 Park Place Blvd. Kissimmee, Florida 34743Office: 407-932-0529Fax: 407-932-1587

a clear chOice title & escrOw OF OsceOla, llcTammy Bowers119 East 13th StreetSaint Cloud, Florida 34769Office: 407-892-6800Fax: 407-892-6802

all FlOrida title iNsuraNce, iNc.Connie Hall7 N. Vernon AvenueKissimmee, Florida 34741Office: 407-518-1008Fax: 407-518-9001

chelsea title cOmPaNyCynthia Hernandez11251 S. Orange Blossom TrailOrlando, Florida 32837Office: 407-855-3767Fax: 407-855-4462

executive title & escrOw aGeNcy, iNc.Bonnie Clark120 BroadwayKissimmee, Florida 34741Office: 407-944-1772Fax: 407-944-1506

Fidelity NatiONal title OF st. clOudHeather Salvatoriello4237 13th StreetSaint Cloud, Florida 34769Office: 407-892-7377Fax: 407-892-1861

First americaN titleCara Brown206 W. Oak StreetKissimmee, Florida 34741Office: 407-932-0283Fax: 407-932-4861

Greater FlOrida title cO.Alma Korshak8680 Commodity Circle, #200Orlando, Florida 32819Office: 407-859-5721Fax: 407-859-2860

iNFiNity abstract & title cOmPaNyEva Gordon720 N. John Young ParkwayKissimmee, Florida 34741Office: 321-251-8745Fax: 321-251-8746

laNd america/GulF atlaNticHeidi Foster909 E Oak Street, Suite AKissimmee, Florida 34744Office: 407-932-2221Fax: 407-932-1166

NOrth americaN title cOmPaNyTheresa Carter8 Broadway, Suite DKissimmee, Florida 34741Office: 407-846-1455Fax: 407-846-3686

OsceOla title iNsuraNce aGeNcy, iNc.Marianne Conerly109 North Beaumont AvenueKissimmee, Florida 34741Office: 407-847-4077Fax: 407-847-4393


16

Pcs titleDave Heine1503 Legends BoulevardChampions Gate, Florida 33896Office: 407-447-9100Fax: 321-281-6009

PrOmiNeNt title iNsuraNce aGeNcy, iNc.Betty Dobbie897 Towne Center DrivePoinciana, Florida 34759Office: 407-343-1560Fax: 407-343-1561

stewart aPPrOved title, iNc.Becky Sheive1201 Emmett StreetKissimmee, Florida 34741Office: 407-846-7477Fax: 407-846-6573

stewart aPPrOved title, iNc.Rayelynne Woeste1401 Budinger AvenueSaint Cloud, Florida 34769Office: 407-957-9000Fax: 407-957-8055

tOtal title sOlutiONsTina Johnson8 Broadway St., Ste. 225Kissimmee, FL 34741Office: 407-847-0412Fax: 407-847-0429

solAr energy

allsOlar service cOmPaNy, iNc.David Bessette1507 Damon AvenueKissimmee, Florida 34744Office: 407-846-7830Fax: 407-847-5013

insurAnce

allstate FOur cOurNersRandall West1428 Sunrise Plaza Drive, Suite 2Clermont, Florida 34714Office: 352-242-0133Fax: 352-242-0540

state FarmMiguel Alvarez2910 Pleasant Hill RoadKissimmee, Florida 34746Office: 407-483-9090Fax: 407-483-9092

reAl estAte scHools/educAtion seminArs

GiumeNta schOOl OF real estateRic Giumenta4871 NW Palm Coast Pkwy., #2Palm Coast, Florida 32137Office 386-346-3131Fax: 386-246-3162

iFrec real estate schOOlsRobin Pickett5029 Edgewater DriveOrlando, Florida 32810Office: 407-644-7277Fax: 407-647-5227

semiNars ON siteKemp Howland355 Falling Waters DriveKissimmee, Florida 34759Office: 407-222-4847


17

Attorneys

law OFFice OF daNiel villazONDaniel Villazon, P.A.1420 Celebration Blvd., Suite 200Celebration, Florida 34747Office: 407-483-0041

Patricia l. dauGhertyattOrNey at law11 N. Vernon AvenueKissimmee, Florida 34741Office: 407-518-7674Fax: 407-932-4387

reAl estAte services

FlOrida real estate uNlimited, iNc.Donna L. McCombs140 Honeywood DriveKissimmee, Florida 34743Office: 407-518-9680Fax: 407-344-9843

aFFOrdable OFFice sOlutiONs, iNc.Ginny Williams5848 E. Irlo Bronson Memorial HwySaint Cloud, Florida 34771Office: 407-791-6004

reAl estAte suPPlies

the real estate suPPly stOreMark Hobbs2436 13th StreetSaint Cloud, Florida 34769Office: 407-957-2340Fax: 407-957-2340

AssociAtions

OsceOla cOuNty laNdlOrds assOciatiONsTom Long1345 Beechwood DriveSaint Cloud, Florida 34772Office: 407-892-5836

timesHAres

timeshares ONlyMichael Paduano11059 International DriveOrlando, Florida 32821Office: 407-465-5174Fax: 407-465-5169

wArrAnty services

hOme buyers warraNtyTony Fletcher2397 Sweetwater BlvdSaint Cloud, Florida 34772Office: 407-709-1717Fax: 407-585-0165

1201 Emmett Street • Kissimmee, FL 34741407-931-1343 phone • 407-931-1415 fax











OUT OUT

1. Eliminate monthly mortgage payment2. Receive extra monthly income3. Eliminate credit card debt4. Receive a cash lump sum or line of credit5. Enjoy life a bit more

Five ways a Reverse Mortgagecan improve your quality of life

For homeowners 62 or OlderFor your free Reverse Mortgage Handbook, call Sharon Prymas: (407) [email protected]

Sharon Prymas, CSA

Consult Tax Advisor. ® 2007 Registered trade/service marks are property of Financial Freedom Senior FundingCorporation, a Subsidiary of IndyMac Bank, F.S.B. © 2007 Financial Freedom Senior Funding Corporation


18

Sun. Monday TueSday WedneSday ThurSday Friday SaT.

1 2

3 4 5 6 7 8 9

10 11 12 13 14 15 16

17 18 19 20 21 22 23

24 25 26 27 28 29 30

July 2008

Mon

thly

Pla

nner

1 2 3 4 5

6 7 8 9 10 11 12

13 14 15 16 17 18 19

20 21 22 23 24 25 26

27 28 29 30 31

31

Affiliates Committee Mtg.10:00 am - 11:00 amBroker Series - Mod 32:00 pm - 4:00 pm

MLS Marketing/Network& Knowledge

8:30 am - 10:00 am

Property ManagementMeeting

9:00 am - 11:00 am

Entering & Updating Listings in MLXchange

in Spanish1:00 pm - 3:30 pm

New Member Welcome9:00 am - 11:00 am

Effective Sales & Purchase Contracts9:00 am - 1:00 pm

4 CE hrs.Patrick Street

Grand Opening! 5:30 pm


1:00 pm - 3:30 pm

Introduction to MLXchange(Mandatory for New Members)

9:00 am - 12:00 noon

Public PolicyCommittee

Meeting3:00 pm - 4:00 pm

Independence DayAssociation

CLOSED

Texas Hold ‘Em

TournamentDoors

open 6:15 pmat the

Association

August 2008

Mon

thly

Pla

nner

MLS Marketing/ Network & Knowledge8:30 am - 10:00 am

RPAC Auction Committee Meeting

10:00 am - 11:30 am

MLS Marketing/ Network & Knowledge8:30 am - 10:00 amFoundation Meeting10:00 am - 11:00 am

MLS Marketing/ Network & Knowledge8:30 am - 10:00 amLeadership Academy

(Sessions 1 & 2)10:00 am - 3:00 pm

MLS Advanced 10:00 am - 12:00 noon

MLS Tools 1:00 pm - 3:00 pm

Board of Directors 9:00 am - 10:00 amExecutive Committee8:00 am - 9:00 am

Old School vs. New School

9:00 am - 1:00 pm 4 CE hrs.Young Professionals Network

Get-Together BJ’s Brewery (TENT) 6:30 pm

Affiliate Appreciation Recognition Broadway Pizza Bar

403 Broadway 6:00 pm

Real Value Rating Network & Cyberhomes Workshop

9:00 am - 12:00 noon

Affiliates Committee Mtg.10:00 am - 11:30 am


8:30 am - 10:00 am

New MemberWelcome

9:00 am - 11:00 am

Career Development9:00 am - 1:00 pm

4 CE hrs.Public Policy

Committee Meeting3:00 pm - 4:00 pm

Texas Hold ‘Em

TournamentDoors

open 6:15 pmat the

Association

Property ManagementMeeting

9:00 am - 10:00 am

Broker Series - Mod 42:00 pm - 4:00 pm


8:30 am - 10:00 am


1:00 pm - 3:30 pm

Introduction to MLXchange(Mandatory for New Members)

9:00 am - 12:00 noon

MLS Marketing/ Network & Knowledge8:30 am - 10:00 am

RPAC Auction Committee Meeting

10:00 am - 11:30 am

Board of Directors 9:00 am - 10:00 amExecutive Committee8:00 am - 9:00 am

Quadrennial CodeEthics (2 Sessions)

9:00 am - 12:00 noon1:00 pm - 3:00 pmYoung Professionals

Network Get Together6:30 pm - Location TBD

MLS Marketing/ Network & Knowledge8:30 am - 10:00 amLeadership Academy

Makeup Session10:00 am - 2:00 pm

Tax DeferredExchanging

9:00 am - 1:00 pm4 CE hrs.

Creating CustomReports on MLS

1:00 pm - 3:00 pm

Entering & Updating Listingsin MLXchange

10:00 am - 12:00 noon


19

Take your business to the next level with SunTrust Mortgage Real Estate Solutions.

It takes talent, timing and SunTrust Mortgage, Inc. to help your clients achieve a fast and problem-free closing. Let us show you how your company can benefit from our depth of mortgage products and extensive experience in the industry.

Professional co-branded marketing tools that can help you sell Great loan products for primary, second or vacation homes and investment properties More than 250 diverse loan products A robust construction to permanent program that features a one-time closing The individual attention your clients deserve

To find out how we can enhance your business, callyour SunTrust Mortgage loan officer today or visit us at: 1624 W Osceola Parkway, Kissimmee, FL 34741

Millie Plass 407.925.9453 Sheree Fox 407.491.2660 Najla Jalal 407.947.1227 Nancy Knapp 321.624.1560Dawn Lenhardt 407.435.9668

The information contained herein is intended as informational material for the sole and exclusive use of the business entities to which it was distributed and is subject to change without written notice.

Equal Housing Lender. SunTrust Mortgage, Inc., 901 Semmes Avenue, Richmond, VA 23224 is licensed by the Department of Corporations under the California Residential Mortgage Lending Act; is an Illinois Residential Mortgage Licensee; is a Lender in Massachusetts having Mortgage Lender license #s ML1216, ML0133, ML1432, ML1914, ML1913, ML1815, ML2411, ML1214, ML2442, ML2491, and ML2538; is licensed by the New Hampshire Banking Department; is licensed by the New Jersey Department of Banking and Insurance, toll free 1-800-330-4684; is a licensed lender in Rhode Island; is doing business in Arizona as Crestar Mortgage, 7250 N. 16th Street, Ste. 100, Phoenix, AZ 85020 and is doing business in New York at 145 Pinelawn Road, Suite 330, Melville, NY 11747. ©2008, SunTrust Banks, Inc. SunTrust is a federally registered service mark of SunTrust Banks, Inc.

Take your business to the next level with SunTrust Mortgage Real Estate Solutions.

It takes talent, timing and SunTrust Mortgage, Inc. to help your clients achieve a fast and problem-free closing. Let us show you how your company can benefit from our depth of mortgage products and extensive experience in the industry.

Professional co-branded marketing tools that can help you sell Great loan products for primary, second or vacation homes and investment properties More than 250 diverse loan products A robust construction to permanent program that features a one-time closing The individual attention your clients deserve

To find out how we can enhance your business, callyour SunTrust Mortgage loan officer today or visit us at: 1624 W Osceola Parkway, Kissimmee, FL 34741

Millie Plass 407.925.9453 Sheree Fox 407.491.2660 Najla Jalal 407.947.1227 Nancy Knapp 321.624.1560Dawn Lenhardt 407.435.9668

The information contained herein is intended as informational material for the sole and exclusive use of the business entities to which it was distributed and is subject to change without written notice.

Equal Housing Lender. SunTrust Mortgage, Inc., 901 Semmes Avenue, Richmond, VA 23224 is licensed by the Department of Corporations under the California Residential Mortgage Lending Act; is an Illinois Residential Mortgage Licensee; is a Lender in Massachusetts having Mortgage Lender license #s ML1216, ML0133, ML1432, ML1914, ML1913, ML1815, ML2411, ML1214, ML2442, ML2491, and ML2538; is licensed by the New Hampshire Banking Department; is licensed by the New Jersey Department of Banking and Insurance, toll free 1-800-330-4684; is a licensed lender in Rhode Island; is doing business in Arizona as Crestar Mortgage, 7250 N. 16th Street, Ste. 100, Phoenix, AZ 85020 and is doing business in New York at 145 Pinelawn Road, Suite 330, Melville, NY 11747. ©2008, SunTrust Banks, Inc. SunTrust is a federally registered service mark of SunTrust Banks, Inc.


1105 Shady Lane • Kissimmee, FL 34744

20

WELCOME NEW MEMBERS

Georgia Bryant .............Frontier Realty of Central FL, Inc.

Jacqueline Caron .............Century 21 Premium Properties

Francois Davids ...............Engel & Voelker Celebration RE

Raul Del Hierro ................................Watson Realty Corp.

Carol Diaz ........................................... Luxury Realty, Inc.

Olga Rocio Forero .......................Sky Land Realty Group

Roger Frechette ......................... Coldwell Banker-Feltrim

Julia Guitierrez .......................... My Meridian Realty, LLC

Andrew Hales ...................................... Hightower Realty

Sandra Harper ................Century 21 Premium Properties

Margaret Hooper ...........Century 21 Premium Properties

Maureen Horne .................. Prudential Florida WCI Realty

Roseline Joseph ....................................Jemo Realty, Inc.

Suzanne Korinek ............Century 21 Premium Properties

Gonzalo Loaiza ............................Sky Land Realty Group

RobeRt Loos ..............eLLIs ReaLty, Inc.

Mavita Mathura .............................................. CJ Realty

Stuart McCutheon ........................ Number 1 Broker, LLC

Lisa Poirier ................................. Coldwell Banker-Feltrim

Luis Quintero .........Florida Realty Team of Central Florida

Glenda Roig ............................For The People Realty, LLC

Marilyn Thomas ................... Keller Williams At The Lakes

Yvonne Vickers .................................Overton Realty, Inc.

NEW REAL ESTATE OFFICESENGEL & VOELKER CELEBRATION REFRANCOIS DAVIDS

1420 Celebration Blvd. * Kissimmee, FL 34747

Phone: (407) 566-2184 * Fax: (321) 939-6724

PRUDENTIAL FLORIDA WCI REALTYMAUREEN HOME

8687 W. Irlo Bronson Memorial * Kissimmee, FL 34747

Phone: (407) 239-0366 * Fax: (407) 239-0376

TOTAL TITLE SOLUTIONSTINA JOHNSON

8 Broadway St., Ste. 225 * Kissimmee, FL 34741

Office: 407-847-0412 * Fax: 407-847-0429

Realtors®

Real Knowledge Real ServiceReal Value

2008 - july - osceola review

Documents