2012 ANNUAL REPORT

BUSINESS. DIGNITY. ENDING POVERTY.

OR SUSTAINED IN 2012JOBS CREATED33,604

UNITED STATES OF AMERICA

CANADA

HAITI

TRINIDAD

NICARAgUA

ECUADOR

LIBERIACôTE D’IvOIRE

gHANANIgERIA

SOUTH AFRICA

MOzAMBIqUESwAzILAND

MALAwI

kENyA

INDIA

CHINA

CAMBODIA

THE PHILIPPINESUgANDA

zAMBIAzIMBABwE

HONDURAS

ACTIvE COUNTRIES

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Dear Friend and Partner,

This year has been one of our best years ever! As we reflect on the ways God has used Partners Worldwide to equip thousands of businesspeople and entrepreneurs around the world, and the way he has molded and shaped our organization this past year, we are both humbled and encouraged. To God be the glory!

The theme of our international business conference this year was “Business. Dignity. Ending Poverty.” I can think of no better way to share with you what our year was like.

BUSINESS.More than ever before, Christian businesspeople are being affirmed, encouraged, and commissioned as Christ‘s agents in their sphere of influence—their employees, customers, vendors, suppliers, and communities. Over 17,000 businesspeople in 23 countries are using their “business as their ministry”—impacting the marketplace, creating jobs and transforming lives.

DIGNITY.The 2012 results show that businesses created and sustained 33,604 jobs, making a direct impact on the lives of 170,000 people. A job changes everything for these families. No longer dependent on aid or handouts, they have a sustainable income to lift themselves out of poverty, providing food, a secure home, education and medicine for their children and family members. These image-bearers of Christ are able to live out their calling to business!

ENDING POVERTY.We are constantly amazed by the entrepreneurial and resourceful nature of the businesspeople in our partnership network. Often under very difficult business climates, they

use their business in Christ’s transformation of lives and his restoration of all things: mentoring at risk youth, starting schools and medical clinics, providing more nutritious and affordable food for their communities, encouraging earth-friendly alternatives to land use, starting community or economic development organizations, and employing people who otherwise couldn’t find a job.

The demand for the work of Partners Worldwide continues to increase, and we have many growing opportunities to engage new people in this work—both in North America and around the world. We thank you for your support in our work around the globe and look forward to partnering with you as we continue to fulfill a unique calling to “business as ministry for a world without poverty.”

With joy and gratitude,

Doug SeebeckPresident

LETTER FROM DOUg

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A lack of economic opportunity is often the root cause of slavery. When families have income, children are more protected from the dangers of trafficking and parents are safer from the potential of forced labor or economic slavery. On page 6, read how Dignity Coconut is creating needed job opportunities.

ESTABLISH FREEDOM TO THRIvE

A job helps give a person the ability to afford a safe place for their family to live—a home. Read Neto Cossa’s story on page 7 to find out how he overcame unemployment to give his family shelter.

BUILD A SAFE HOME

Someone returning from prison who is empowered through employment is better able to achieve the dreams they have for themselves and their family. On page 7, read Mdumiseni Nkosi’s story about his own transformation and how he’s changing the lives of others.

EMPOwER RETURNINg CITIzENS

When Christian businesspeople realize that their business may be the only church that their employees, customers, and business partners may ever step into, things change. Read Grace Gazula’s story on page 8 to see how she is using her business to minister to others.

ENABLE MARkETPLACE MINISTRy

JOBS CHANgE EvERyTHINgWhere there are jobs, communities flourish. There are some basic ways how businesses that create jobs help communities. But, there are also some not so obvious connections between sustainable jobs and some of the most pressing societal and justice issues of our time. Read on to learn more about how jobs change everything.

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When parents earn an income, they are able to fund their children’s education. Many entrepreneurs take it a step further by funding schools or starting schools themselves. When a community is bolstered by income, education can flourish. On page 8, read Gifty and Jean Johnson’s story to learn about how they are educating their children.

EDUCATE CHILDREN

When runaway youth and school drop-outs are mentored within a local business and gain tangible skills and experience, they are able to make better life decisions—becoming employees and business owners themselves. On page 9, read how Elizabeth Kuria has impacted the lives of 7,000 mentees.

gIvE yOUTH A FUTURE

Having a job or a title to land means there is no need to move to another country in order to earn an income, tearing the family apart. Jobs keep families strong because parents can be present to raise their children—benefitting generations. Read Isidro and Veronica Benavidez’s story on page 11 to see how their family avoided a devastating decision.

kEEP FAMILIES TOgETHER

Parents who have jobs can afford proper nutrition for their children, but sometimes families also have limited access to a supply of nutritious foods. Business can solve both problems. Read Joseph Garba’s story on page 11 to find out how he is making a double impact on the health of people in his community.

PROvIDE ACCESS TO NUTRITION

JOBS CHANgE EvERyTHINg

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ackling a 90% unemployment rate in the rural community of Cagmanaba, Philippines, Dignity Coconut is providing

a new opportunity for men and women formerly trapped in economic slavery. The company received investment from PW Entrepreneurs, L3C, a for-profit social investing firm and sister organization of Partners Worldwide.

Prior to Dignity Coconut, farmers in Cagmanaba never received a fair price for their coconuts. Oftentimes, they needed a loan to complete harvesting, yet these loans had interest rates as high as 80-100%. The result? Most farmers never made enough profit to pay off their debt—let alone support their family or send their children to school.

ESTABLISH FREEDOMTO THRIvE

To shift the tide, Dignity Coconut is connecting over 500 farmers to the global market by purchasing the whole coconut at a fair price. “Our battle cry is life transformation,” says Shirley  Manallo, manager of the company’s facility.  The company also employs over 150 people to process their final products including coconut oil, milk, and flour, providing the first chance for jobs that are lifting the local economy.

T

Dignity Coconut is providing a new oppor tunity for men and women formerly trapped in economic slavery.

JOBS CHANgE EvERyTHINg

IF THIS ISN’T My MISSION FIELD, I’M JUST wASTINg TIME.Eric Sale

Portland Oregon,Speaking about his steel cutting and metal fabrication business.

Eric is a member of The Joshua Team partnered with Business Seva of Hyderabad, India.

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n Mozambique, a nation where 60% of the population lives below the international poverty line of $1.25 a day, Neto Cossa

couldn’t find a job. Just as all other options ran dry, he joined AfricaWorks, the strategic partner of Partners Worldwide in Southern Africa, in order to get his own business up and running.

Neto completed training that helped him grow his own poultry business. With a lot of hard work, he can now fully provide for his family. “It was difficult for us to earn a living before the business. We were unemployed and neither of us had an opportunity to go to school,” says his wife, Judite. “Now, our lives are improving through our own poultry business!”

he need for good choices hits closer to home for me than most,” says Mdumiseni Nkosi, who left his family’s business as a

teenager and, in 2001, ended upin prison.

It was there he returned to faith. He started leading the prison church and mentoring others, enrolled in classes, and committed to seeing lives changed. When he received parole, Mdumiseni returned home, and says that his family welcomed him back like a prodigal son, even appointing him to manage the family business. Around the globe, research confirms that stable employment decreases additional offences following a person’s release from prison. In addition, good role models and job opportunities help prevent initial offenses.

Mdumiseni wasn’t content to watch others make the same mistakes he did. “I decided

BUILD A SAFE HOMEEMPOwER RETURNINg CITIzENS

that youth in this area need direction,” he says. With the help of SAHAC, a Christian network in South Africa and the local affiliate of Partners Worldwide, Mdumiseni began offering “learnerships,” internship opportunities in his family business, and inspired other business owners to do the same.

“I have hope and am hopeful,” he says. After transforming his own life from incarceration to powerful community leadership, Mdumiseni is committed to empowering the next generation of South Africa to make better choices.

Through profits made in the business, Neto and Judite say they can now raise their children in a safe, comfortable environment—their new brick home!

In addition to improving their current standard of living, they are also able to save for the future. “We’re putting some of our profits into savings,” says  Neto, “something which was never possible before.”

I T

Neto and Judite say they can now raise their children in a safe, comfor table environment. Mdumiseni transformed his life from

incarceration to powerful community leadership.

JOBS CHANgE EvERyTHINgPaRTNERS wORlDwIDE // 2012 aNNUal REPORT

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n a country where only 2.3% of the population is Christian, Grace Gazula felt alone as a Christian in business until she

joined Business Seva, the local affiliate of Partners Worldwide in Hyderabad, India.

Grace says the spiritual support she receives from Business Seva directly impacts her own business every day, especially the relationships she builds with her 21 employees and client-base.  “People come to Christian businesses looking for jobs,” she says. “We are transparent, God-fearing, and work for the growth of the company.”

Her employees range in age from 20 to 60 years old, including Christians and Muslims. 

s the Second Liberian Civil War came to an end, Gifty and Jean Johnson sensed an opportunity to start a new business.

They opened a pharmacy in a busy area of the Liberian capital of Monrovia and began supplying over-the-counter medications to customers.

Through LEAD, the local business affiliate of Partners Worldwide, Jean and Gifty received business training, mentoring and loans that helped them grow their business to five times larger!

Ten years later, Gifty says that paying for their children’s education is the biggest reward of owning a business. With ten children—several of whom they adopted during the war—Gifty and Jean are sending all their kids through school.

ENABLEMARkETPLACE MINISTRy

One son graduated from university with a degree in accounting and works for a national bank. Two more sons are in university, and one is studying nursing, planning to join the family business once he completes his education.

Through their business, Gifty and Jean are able to ensure their children get a good education and are prepared to earn an income for themselves and their future families—affecting generations.

EDUCATE CHILDREN

As they watch Grace run her business, they look to her as a spiritual counselor.  “If they’re struggling in something, we have a word of prayer and I share that God will take care of them.”

As a result of her ministry, some of Grace’s employees have converted to Christianity. “Praise God!” she says. By ministering in her business, Grace is having a spiritual impact in her community.

Grace is having a spiritual impact in her community by ministering in her business.

Gifty says that paying for their children’s education is the biggest reward of owning a business.

I A

JOBS CHANgE EvERyTHINg PaRTNERS wORlDwIDE // 2012 aNNUal REPORT

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fter years of teaching at a university in Kenya’s capital of Nairobi, Elizabeth recognized untapped potential in one of

her community’s biggest assets: the youth. Yet with high rates of poverty and unemployment, many youth had few opportunities to work. Others were runaways or had dropped out of school, making it even harder to develop the skill sets needed to succeed.

In response, Elizabeth began teaching young women how to dye textiles, tailor, and embroider clothing, and trained other youth how to cook and bake.  With much success, she launched her business,  RATC  Café  (Resource Awareness Training Centre), a bakery and restaurant that offers a “training ground” for mentees. With the help of CHESS, the local affiliate

gIvE yOUTHA FUTURE

of Partners Worldwide, Elizabeth grew her business and learned how to mentor more effectively. Today, there are bigger bakeries and businesses throughout Kenya owned by her former mentees. When asked how many youth she has trained over the years, Elizabeth quietly estimates, “probably around 7,000.”   

Building a legacy, Elizabeth speaks fondly of her ‘spiritual sons and daughters’. “I would like to die empty,” she says. “It is my prayer that whoever I empty myself to, they will pour into another so that we remove poverty.”

Elizabeth is using her business to mentor youth, giving them a future full of hope and dignity.

A

JOBS CHANgE EvERyTINg

COST OF SUPPORT PER JOBCREATED OR SUSTAINED

$113.57

COST PER BUSINESSOR FARM SERvED

$221.04

$8,640,767IN LOANS DISBURSEDTHROUgH AFFILIATES

Fafali Azaglo

OwnerSelasie Farm and Groceries

Accra, Ghana, Employs 11

My CHRISTIAN FAITH IS My BUSINESS PILLAR. IT IS gOD THAT BROUgHT My PRODUCT IDEAS. IT IS gOD wHO BROUgHT

My CUSTOMERS. IT IS gOD wHO CONTINUES

TO SUSTAIN THE BUSINESS.

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ike thousands of other families in Nicaragua, Isidro and Veronica Benavidez have had to work hard to keep their family

together. They dreamed of owning a piece of land through which they could support their family. Yet, after three plots they earned were taken from them, they were close to giving up hope.

“It was out of desperation that my husband thought about illegally migrating to the United States to work, make money, come back and buy a big piece of land for us to live on,” Veronica recalls. “I was devastated by this and so were my children. That trip would have literally meant the end for my marriage and my family. But God had different plans for us.”

kEEP FAMILIES TOgETHER

n Nigeria, where nearly a quarter of children are underweight, Joseph Garba found a way to create jobs, while also addressing

malnutrition with a consistent supply of nutritious poultry and eggs.

As a father and husband, Joseph felt called to serve the widowed and the poor not only through his church, but also through business.  In 2005, after two decades in civil service in the town of Takum, he started a business called Dejofa Poultry Farm with 100 chicks purchased with his savings. He also joined Partners for Christian Empowerment Network, the local affiliate of Partners Worldwide, where he attended business training and got connected with mentors.

Today, Joseph has over 2,000 chickens and directly employs five people at his farm.

PROvIDE ACCESSTO NUTRITION

Eleven other women—many of them widowed—also earn an income by distributing the food products to the marketplace.

Joseph is meeting needs for high protein meat and eggs, and his business continues to grow. He recently bought a plot of land to build larger chicken houses and has started a fish farm, to supply another nutritious and affordable food to the people in his community.

By the grace of God, and the help of New Jerusalem Land Bank, Veronica and Isidro now own five acres. They built a home and grow 13 different crops they sell locally for a sustainable income. Their six children have plenty to eat and attend the new school the families from the community built.  About their children, Isidro says, “I am sure they will be very successful in life.”

L I

Isidro and Veronica are together creating a peaceful future for their family on 5 acres they own.

Joseph found a way to create jobs, while also addressing malnutrition in his community.

JOBS CHANgE EvERyTHINgPaRTNERS wORlDwIDE // 2012 aNNUal REPORT

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ORgANIzATIONAL HIgHLIgHTS

“Haitian people need jobs and Helping businesses will Help make tHat Happen. i truly Hope 100,000 jobs continues to go forward ingod’s name.”

Brunel Louis Business DevelopmentLeogane, Haiti

PaRTNERS wORlDwIDE // 2012 aNNUal REPORT

he mission of the 100,000 Jobs Initiative is to create 100,000 jobs through local businesses in the 40 largest cities of

Haiti by 2020. So far, a passionate network of organizations, businesses, and entrepreneurs have committed to create 38,000 of the 100,000 jobs!

One year following the January 2010 earthquake, The Associated Press stated that out of every $100 spent by U.S. organizations in Haiti, merely $1.60 was won by Haitian contractors and businesses. Recognizing that a business solution was needed, Partners Worldwide started connecting non-profit organizations and ministries to local businesses in Haiti so they can purchase the products and

100,000 JOBS INITIATIvE HAS 38,000 JOBS COMMITTED TOwARD THEIR gOAL!

Par tners Worldwide continues to train and build the capacity and capability of existing businesses in Haiti.

T services they need locally. Already, these local contracts have resulted in thousands of jobs created—a win-win partnership!

Partners Worldwide also continues to train and build the capacity and capability of existing businesses in Haiti. Looking to the future, Partners Worldwide is preparing businesses throughout Haiti to qualify and grow through foreign direct investment, creating even more jobs!

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ORgANIzATIONAL HIgHLIgHTS

he Global Fund, which began in 2002, was relaunched this year as The Global Fund: Catalyst for Business. Despite its

earlier long-term success, today The Global Fund reflects modifications made in response to the growing capacity of local affiliates of Partners Worldwide who are applying best practices learned as a global network over the last decade.

Businesses today still face a challenge to obtain affordable loans due to the lending environments in the developing world. In response, The Global Fund provides loan capital to qualified local affiliates of Partners Worldwide, who then manage funds locally by identifying and providing loans to entrepreneurs who have received business training, mentoring and coaching and are prepared to take their business to the next level.

Small and medium businesses use the loans to launch a new product, purchase equipment, secure a large contract, add new employees to meet demand—and accomplish many other things that grow their businesses.

This year, Partners Worldwide disbursed $1.2 million in loan capital for small and medium businesses through The Global Fund and are excited to empower our local affiliates to respond to this important need businesses have around the world!

THE gLOBAL FUNDwAS RELAUNCHED!

This year, Par tners Worldwide disbursed $1.2 million in loan capital for small and medium businesses through The Global Fund.

T

BUSINESS CAN MAkE yOU TO BEA HUMAN BEINg.

Kebeh Sumo

OwnerFabric and Clothing Shop

Liberia

CLIENTS SERvED

24,131

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artners Worldwide’s international business conference, Marketplace Revolution 2012: Business. Dignity.

Ending Poverty. was held on November 8-9, at Willow Creek Community Church just outside Chicago, Illinois. Over 430 people from 22 countries attended the event.

While plenary speakers shared big ideas about the ways entrepreneurship can change the world, testimonies gave insight into the practical ways people in the Partners Worldwide network are carrying out that mission.

Businesspeople told their stories, including a hospital administrator employing over 100 people to provide health services in Ghana, a textile manufacturer bringing the kingdom of heaven to his industry in Hong-Kong and a carpenter helping to build a timber co-operative in Honduras.

MARkETPLACE REvOLUTION 2012

“Everyone I’ve met here I wish I had known before!”

PaRTNERS wORlDwIDE // 2012 aNNUal REPORT ORgANIzATIONAL HIgHLIgHTS

Each of the 31 workshops stimulated discussion that spurred mutual learning, while businesspeople forged new relationships in networking sessions. According to Haron  Wachira, a workshop speaker and Managing Director of the Kenyan company Akili Holdings Ltd, “Everyone I’ve met here I wish I had known before!”

This sentiment was echoed by countless others. At the end of the conference, attendees from the global network of Partners Worldwide returned to their homes and businesses affirmed that their gifts in business are essential to transform communities both near and far!

P

Pw ENTREPRENEURS UPDATE

W Entrepreneurs, L3C (low-profit limited liability company), is a for-profit social investing firm and sister organization of Partners Worldwide, investing in companies around the globe that are creating jobs and transforming lives.

This year, PW Entrepreneurs grew its operating framework with new underwriting procedures developed by an experienced fund manager, and continues to expand.

Through the investments of PW Entrepreneurs, companies in India, the Philippines, and Swaziland are playing a key role in transforming people’s lives. One company hosts Bible studies and discipleship classes that have resulted in baptisms and Christian marriages. These jobs created not only lead to economic transformation, but also have an eternal impact!

Through the investments of PW Entrepreneurs, companies in India, the Philippines, and Swaziland are playing a key role in transforming people’s lives.

THERE’S A LOTOF PRESSURE PEOPLE FACE wHEN LAUNCHINg A BUSINESS. BUT DOINg IT AS A kINgDOM BUSINESS MEANS PERSEvERINg AND TRUSTINg gODTO wORkTHROUgH ME.

Maria SolEcuador

ORgANIzATIONAL HIgHLIgHTS

P

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n a community with an unemployment rate over 30% according to 2010 U.S. Census data, “there’s a dire need for visionaries who

create jobs by opening their own businesses,” says Chattanooga-native Charmane Goins, restaurant founder and business coach helping others start businesses on the south side of Chattanooga through LAUNCH, an affiliate of Partners Worldwide.

“One job can change the life of an entire family,” Charmane says. “Provide jobs and you provide hope.” He would know. In 2011, in partnership with The Bethlehem Center and LAUNCH, he founded Bistro at the Beth, a restaurant employing ten people, and last year he began coaching others who were starting businesses. However, his call to business emerged through his own journey to find employment as an ex-offender re-entering society after 15 years in prison.

CREATINg URBAN OPPORTUNITy

“ There’s a dire need for visionaries who create jobs by opening their own

businesses.”

PaRTNERS wORlDwIDE // 2012 aNNUal REPORT ORgANIzATIONAL HIgHLIgHTS

I Today, Charmane works with local entrepreneurs to create a thriving community where goods and  services are affordable and available. “The south side of Chattanooga is labeled a ‘food desert’ which means the grocery, restaurant and other food options that exist don’t match the population of the area,” he says. To fill the gap, four business owners trained and coached by  LAUNCH have started successful restaurants or urban farms. Other businesses that were trained now provide affordable  footwear, t-shirt printing, web consulting, home care for the elderly, and residential construction services.

“People are using entrepreneurship and these opportunities to change their lives and their communities.”

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ORgANIzATIONAL HIgHLIgHTS PaRTNERS wORlDwIDE // 2012 aNNUal REPORT

EXPENDITURES

$3,816,422

$3,203,965 84%PROGRAM

$263,147 7%FUNDRAISING

$349,310 9%MANAGEMENT

REVENUE

$4,829,406

$4,160,803 86%INDIVIDUALS

& BUSINESSES

$220,830 5%CHURCHES

$447,773 9%INVESTMENTS

& OTHER REVENUE

This year, 2,845 donations were received from individuals, businesses, foundations and churches.

In addition, we recorded 10,932 volunteer hours from those around the world who shared their unique gifts and talents within our network. These volunteer hours have resulted in an increase of over $425,000 to our revenue.

We are incredibly grateful for all your support, prayers and engagement in our work. Partners Worldwide couldn’t make an impact around the globe without you!

DONOR THANkS

We couldn’t make an impact around the globe without you!

BOARD OF DIRECTORS

Roger Bairstow

Sandy Johnson

Don Byker

Al Caperna

Brad Haverkamp

Jim Tuinstra

Jack Vander Ploeg

Ken Van Guilst

Roberto Matus

Kathie Hoekstra - Secretary

Ron David - Treasurer

Rob Tribken - Chair

Bill Haverkamp - World Renew Representative

This includes $1.17M in gifts for The Global Fund (pg 13)

and PW Entrepreneurs (pg 16), distributed after

our fiscal year ended.

(on 7/1/2012)

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Felix Hernandez

Orangeburg, NY Team Leader for Ecuador Business as Mission,

talks about how his partnership is different than traditional short-term missions.

My wIFE AND I ALwAyS wANTED TO BE INvOLvED IN SOMETHINg LIkE THIS. gIvINg BACk TO A COMMUNITy AND HELPINg IN A wAy THAT MAXIMIzES THE TALENTS gOD gAvE ME IS FANTASTIC.  AND, FRANkLy I’M PRETTy BAD AT BUILDINg HOUSES.

Business as ministry for a world without poverty.

VISIONEncourage, equip and connect business and professional people in global partnerships that grow enterprises and create sustainable jobs, transforming the lives of all involved.

MISSIONExceptional ServiceInnovationWalk AlongsideNever Give UpEmbrace God’s CallingContagious

VALUES

616.818.4900800.919.7307

PartnersWorldwide.orginfo@PartnersWorldwide.org

6139 Tahoe DriveGrand Rapids, MI 49546

ONE JOB CAN CHANgE THE LIFE OF AN ENTIRE FAMILy. - ChaRmaNE GOINS, PG. 17

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