BUSINESS STARTS WITH GETTING PAIDSimplify Your World of Payments

SageSIMPLIFY YOUR BUSINESS

Combining Sage software with simple payment processing createsone easy solution.

NFC

4

EMV

Apple Pay

BitcoinMobile

Digital Wallets

Contactless Payments

Tokenization

The one constant in the payments industry over the next decade will be change.

PCI

$14Did you know: is the estimated per transaction cost of sending paper invoices and receiving checks

Accepting checks is critical to doing business, but can be optimized to cut cost, and get your money faster.

Electronic payments can save money and time for businesses

70%Did you know:

Of organizations are struggling to convert to electronic payments.

Credit cards mean new opportunities

Did you know: B2B payments by credit card has more than tripled in the past 4 years.

Source: Hacket Group & The Wall Street Journal

Level 3 processing opens doors; keeps the customersyou have

Did you know: In cost savings when check payments are switched from the traditional PO driven acquisition process to a P‐Card.$74

Accepting credit cards can increase your flexibility in taking

payments, but come with some risk

Logos used without permission

Major changes to improve security in the US in 2015

WHY IS TIME OF THE ESSENCE? The deadline for conversion to EMV is

October 2015

Are mobile payments right for your business?

Mobile payments among B2B business is growing.

Did you know: of organizations today use mobile technology 

to initiate payments with almost 1/3 planning to do so in the next 3 years

Source: 2013 AFP Electronic Payments Survey 

11%

Maximize your Return on CustomersGift and loyalty cards are effective tools

Did you know:

Reward and retain your most loyal customersDrive new business by bringing first-time buyers in the door

is on average what a repeat customer spends above a new customer.67%

How Sage simplifies your business

Maximize your investment inSage software with integrated payments

commercepayments

operations

credit / debit / p-cards

checks / ACH

gift / loyalty cards

Apple Pay

point of sale

ecommerce

virtual terminal

subscription

mobile

accounting integration

fraud prevention

reporting

Comprehensive Payment Solutions

API

What does integrated payments mean?

* Not all integrations available on all software products

In product Order Entry and AR

E-Invoicing with Pay Now button

Mobile Sales for iPad

1 2 3

Sage Exchange, our payment management system, takes your payment data and automatically populates your Sage ERP

Sage integrated payments means you never manually enter data again!

Non-cash sales add an average of five minutes per transaction – reason enough to stop manual entry of payment data

Did you know:

Real-time data through ERP integration makes it simple for you to make more informed decisions.

The Sage Difference

$22 Billion in Volume Processed

158 Million in Transaction Volume

20+ YearsServing the SMB Market

170,000Merchant Customers

400Dedicated Employees

BUSINESS STARTS WITH GETTING PAID

Sage Payment Solutions

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Thank You

Sage North America

www.sage.comwww.sagepayments.com@SageNAmerica

Appendix 

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Sage Payment Solutions Products & Services

26 2/9/2015

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All forms of payment

Sage Payment SolutionsMore than just credit cards

Comprehensive solutions

Debit/ATM

Private Label Cards

Checks

PIN/Signature Debit

ACH (Bank-to-Bank) Processing

• Debit and Credit Card processing• Virtual Check (ACH)• Point-of-sale Check Conversion• Check 21 Processing• Sage Mobile Payments

• Merchant Cash Advance/SMB loan• Gift Card and Loyalty Program• Virtual Terminal–Level 3 Processing• International Payments• Business Prepaid Card

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Sage ExchangePayments integration into accounting software

Flexible payment options

Improve buying experiences by offering customers more

options in the ways they pay.

Ready for Business

Start taking payments in minutes with frictionless setup and accounting

synchronization, backed by business-level support.

All in one place.

Consolidate all payment solutions with a single sign-

on for easier access, management and

reporting.

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Sage Exchange

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Sage Mobile Payments

• Get Authorization in Seconds – no need to write down payment data

• Email Receipts – Email customers their receipts directly from your phone

• Inventory Capabilities – Scanned Items to a Sale and add items with barcodes to your inventory, you can scan barcodes when selling those items

• Secure Credit Card Reader supports more smartphone types than all the competition including iPhone3, iPhone4, iPad and Droid - First encrypted audio swipe device in the market

• PCI-Compliant Device – The Sage Mobile Payments card reader is an industry leading, end-to-end encrypted device which eliminates electronic card skimming devices from stealing credit card data

• Ultra Secure means you can trust that all of your transaction data is encrypted before it leaves your cell phone. Absolutely no personal data is retained on your device

More Business. More Security.

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Gift Card and Loyalty

• Additional revenue – Gain additional income up front from prepaid balances.

• Streamline store credit – Apply credits/returns to your gift cards instead of paper credits or standard refunds.

• Increase brand credibility – Impress customers with sophistication and ease of use, all while reinforcing your brand.

226 merchants converted from competitors

2.2 million gift & loyalty transactions processed yearly

7,000 active gift & loyalty merchant locations

700,000 plastic cards printed FY13

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• Immediate availability of deposited funds

• Control of employee spending

• Manage employee cards and reporting

• No underwriting required

• Accepted at over 28 million locations worldwide

• Powered by our partner PEX

Sage Business Prepaid Visa Card

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Virtual Check/ACH

Accept electronic debits and paper checks with your choice of processing.

• Check 21 – Converts checks and money orders to an image for electronic deposit without ACH restrictions.

• POS check conversion – Electronically processes checks at point of sale.

• Virtual check (ACH) – Processes one-time or recurring electronic ACH debits of a customer's checking account

• Optional check guarantee – Ensures payment for checks returned due to NSF.

Eliminate deposit trips to the bank and make collections easier.  

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What Businesses Need:

• Grow Revenue

• Attract New Customers

• Improve Cash Flow

• Decrease Costs

• Improve Visibility (audit/compliance)

Why Sage:

• Full-service and complete payment solutions suite.

• Highly trusted and secure environment.

• Mobile payments & loyalty programs.

• Best-in-class integrated payments platform

• Low cost pricing with a no hassle

Sage Payment Solutions

As a global business software and payments company, Sage is uniquely positioned to meet the needs of small & midsize businesses.