2015 is full of planned activities designed to make your ... · it’s time to plan! ready or not,...

32
FEBRUARY 2015 GMARonline.com Official Publication of the Greater Metropolitan Association of REALTORS® 2015 is full of planned activities designed to make your GMAR membership even more valuable!

Upload: others

Post on 06-Aug-2020

2 views

Category:

Documents


0 download

TRANSCRIPT

Page 1: 2015 is full of planned activities designed to make your ... · It’s Time to Plan! Ready or not, 2015 is here and another year full of planned activities ... and preserving the

FEBRUARY 2015GMARonline.com

Official Publication of the Greater Metropolitan Association of REALTORS®

2015 is full of planned activities designed to make your GMAR

membership even more valuable!

Page 2: 2015 is full of planned activities designed to make your ... · It’s Time to Plan! Ready or not, 2015 is here and another year full of planned activities ... and preserving the

ADVERTISERS

Table of ContentsFEBRUARY 2015

VOLUME 12, NUMBER 2 the official publication of the

Greater MetropolitanAssociation of REALTORS®

20 Oak Hollow St., Ste. 100Southfield, MI 48033

248-478-1700 | 248-478-3150 (fax)www.GMARonline.com

OFFICERS

Frank Tarala, President

Debbie Zalewski, President Elect

Brent Belesky, Treasurer

Maureen Francis, Past President

Kathy Coon, Executive Committee

Duane Marsh, CEO

DIRECTORS

Gerald Miller, District 1 Director

Frank Tarala, District 2 Director

James Iodice, District 3 Director

Kathy Coon, District 4 Director

John O’Brien, District 5 Director

John McArdle, District 6 Director

Monique Carter, District 7 Director

Brent Belesky, District 8 Director

Debbie Zalewski, At Large Director

Roxanne Fitzpatrick, At Large Director

Johnna Struck, Affiliate Director

Karen Greenwood, At Large Director

Brenda Lee Szlachta, At Large Director

STAFF

Sharon Cobleigh, Membership

Elaine Gatlin, Membership

Porsha Hall, Reception

Diana Jowett, Administrative Assistant

Tim Likes, Communication

Vickey Livernois, Education

Pauline Olszewski, Pro Standards & Toolshop

Marge Zalewski, Bookkeeping & Dues

Sally Pitz, Reception

TO ADVERTISE INTHE METROPOLITAN REALTOR®

call or email Foley Publications, Inc.,800-628-6983

[email protected]

4 President’s Report

5 GMAR Holiday Party

6 CEO’s letter

8-10 Thank You RPAC Investors

11 RPAC Report - Thank You

13 Zip Code Report for Macomb County

14-15 Zip Code Report for Oakland County

16-17 Zip Code Report for Wayne County

18 Zip Code Report for Saint Clair County

19 Welcome New Members

20 Legislative Update

20 GMAR ToolShop Sale

21 GMAR Upcoming Events

22 From An Affiliate

23 WCR Report

24-32 Continuing Education Flyers

Talmer Bank and Trust ...................................................................................... 3

Fidelity National Title ........................................................................................ 3

Robertson Brothers Homes .............................................................................. 5

Attorneys Title Agency ..................................................................................... 5

Ross Mortgage ................................................................................................. 5

US Inspect ........................................................................................................ 7

Devon Title ........................................................................................................ 11

Towne Mortgage .............................................................................................. 12

Seaver Title Agency .......................................................................................... 12

US Bank ............................................................................................................ 17

Page 3: 2015 is full of planned activities designed to make your ... · It’s Time to Plan! Ready or not, 2015 is here and another year full of planned activities ... and preserving the

Regional Office39533 Woodward Ave., Suite 333

Bloomfield Hills, MI 48304P:(248) 594-9390 F:(248) 594-9096

Shelby Office45467 Market Street

Shelby Twp., MI 48315P:(888) 594-9390 F: (586) 566-3279

Financial Strength.Local Expertise.

Paramount Service.

2015 will bring many changes to our industry. The most significant is the effective date of the

Integrated Mortgage Disclosures under the Real Estate Settlement Procedures Act (Regulation X) and

the Truth In Lending Act (Regulation Z) Rule. For information on the new rules and new forms please

contact Fidelity National Title at 586-884-9777

Tim SmithSenior Mortgage LenderNMLS ID [email protected]

Headquarters: 2301 West Big Beaver Rd. | Suite 525 | Troy, MI 48084

800.456.1500 | Telephone Banking: 800.405.9997 | www.talmerbank.com

Home sweet loan.

Tim SmithSenior Mortgage LenderNMLS ID# [email protected]

One of the area’s most knowledgeable mortgage specialists, Tim Smith, is standing by to help you take advantage of today’s historically low rates. Give him a few minutes and he’ll discuss the custom options that may work for you. So talk to Tim today. It will be time well spent.

TM_TimSmith_8.5x5.5_ad.indd 3 1/7/13 11:50 AM

Take the first step toward

buying the home you want,

and contact mortgage

specialist Tim Smith today.

He can answer your

questions and guide

you through Talmer

Bank and Trust’s easy,

one-stop mortgage

shopping experience.

Headquarters: 2301 West Big Beaver Rd. | Suite 525 | Troy, MI 48094

800.456.1500 | Telephone Banking: 800.405.9997 | www.talmerbank.com

Looking to buy

your first or next home?

Community. Integrity. Service.

Talmer Mortgage Ad GMAR 8.5 x 5.5 - Tim Smith.indd 1 4/29/2014 6:13:39 PM

Page 4: 2015 is full of planned activities designed to make your ... · It’s Time to Plan! Ready or not, 2015 is here and another year full of planned activities ... and preserving the

P R E S I D E N T ’ S R E P O R T

By FRANK J. TARALA -2015 GMAR President

It’s Time to Plan!

Ready or not, 2015 is here and another year full of planned activities designed to make your GMAR

membership even more valuable! Our CEO, our Board of Directors and Professional Standards and Grievance Committee Members completed Professional Standards training in January.

Here are some of our upcoming events that we are looking forward to seeing you at. On February 19 we will be at Mark Ridley’s Comedy Castle, meeting with our member brokers and managers. On March 6 we will be at the Iroquois Club celebrating our 2nd annual Past Presidents luncheon. In March we have the State Legislative Day in Lansing, May Brings the Legislative Meetings and Trade Expo in DC and the Michigan REALTORS® Centennial Celebration will take us to June. Later this year we will have our annual Golf Outing and Holiday Party; both of which sold out last year! Also note that the one day Michigan REALTORS® Brokers Summit will be held in conjunction with the Michigan REALTORS® convention in Detroit, happening from September 30 through October 2. If you have never been to a convention, here is a convenient chance for you to experience the benefits that comes with attending. Put it on your calendar!

At GMAR, we are dedicated to bringing the most value we can provide to members. The effort takes place every day and our volunteers are vital to our success but after all the meetings are finished, the work really begins for our GMAR staff. Daily, this team is working hard to improve your GMAR experience and they do a great job having gone through a merger, a move and a new boss! If you do not know who

they are or what they do, let me introduce them to you.

Our Membership Directors, Sharon and Elaine, handle the majority of membership questions and process membership applications. They are in constant contact with our MLS providers to ensure your access to the MLS. Porsha and Sally are our friendly receptionists who take your calls and handle common issues and miscellaneous tasks about the office. You call, they are happy to answer and get everything squared away. Education is a big part of what we do and our Education Director, Vickey, coordinates the over 300 courses GMAR provides each year. She, along with Tim, is also instrumental in maintaining our database integrity. Pauline heads up both the Professional Standards Department and ToolShop™. She coordinates the enforcement of ethics and arbitration cases and makes sure you have access to the equipment you need to do your job. Our Bookkeeper, Marge, keeps GMAR’s finances on track and every communication you receive from GMAR is developed and distributed by our Communications Director, Tim. Our newest staffer is Diana. She joins the ranks as an Administrative Assistant to be cross-trained and established as a “jack of all trades” to aid all departments as needed. Lastly, I’m sure you all know of or have met our CEO, Duane Marsh. He manages all the staff and serves as staff liaison to the BOD. Thank you for your time and efforts to maintain and improve our great and growing Association.

Thanks everyone! Have a great February! Proud to be a GMAR REALTOR®!

Page 5: 2015 is full of planned activities designed to make your ... · It’s Time to Plan! Ready or not, 2015 is here and another year full of planned activities ... and preserving the

In today’s marketplace you need a lender you know you can count on.

Wi th IMPROVING MARKETSand NEW, LOWER RATES, be sure

you ta lk to A PROFESSIONAL.

Given today’s financial landscape, it’s more important than ever to trust your business to a professional. One of the many good reasons to talk to Linda December. Closing loans for over 25 years, she has the knowledge and experience to provide the right mortgage solution that will work for everyone. In addition she has Ross Mortgage Corporation supporting her; successfully opening doors since 1949.

Linda December248-547-4700 x539248.770.7778 [email protected]

Give Linda a call to open your next door.

Remember December All Year Round!

Ross Mortgage Corporation is one of the leading Mortgage Lenders in Michigan offering purchase, refinance andconstruction mortgage loans. Equal Housing Lender

www.lindadecember.rossmortgage.us

Page 6: 2015 is full of planned activities designed to make your ... · It’s Time to Plan! Ready or not, 2015 is here and another year full of planned activities ... and preserving the

6 | Metropolitan REALTOR®

C E O ’ S L E T T E R

By DUANE MARSHChief Executive Officer

Peeling the Onion to its Core

Elon Musk, CEO of Tesla Motors and one of our times most significant entrepreneurs, has developed a new way of thinking that he credits for much of his success. It’s called “First Principle Thinking,” a methodology that seeks the foundations of issues and problems.

Musk states, “The normal way we conduct our lives is we reason by analogy. We are doing this because it’s like something else we have done, or it is like what other people are doing. With first principles you boil things down to the most fundamental truths and reason up from there.”

I thought it would be interesting to apply this way of thinking to some of the activities that are ever-present in the real estate profession. These are very simplistic but it will give you an idea of how the process works. I’m sure that you, as a practicing REALTORS®, can do a better job.

Obtaining ClientsAnalogy Thinking: I have got to get as many as I can as quickly as I can

First Principle Thinking: I have got to build a network as soon as I can

Getting ListingsAnalogy Thinking: If I establish the highest possible price, I will get the listing.

First Principle Thinking: What is the most important outcome this seller wants from selling the property?

Marketing a propertyAnalogy Thinking: Get the property portrayed in as many places possible

First Principle Thinking: What type of buyer is going to purchase this property and how do I reach them?

Too many agents too few propertiesAnalogy Thinking: How do I compete with others?

First Principle Thinking: How to compete with myself to be the best I can be

Too much time spent on unproductive activitiesAnalogy Thinking: Prioritize

First Principle Thinking: What do you like to do most?

As I indicated, these are very simplistic, but it requires a lot of thought

to get to the “first principle” of the problem or issues. You have got to peel the onion one layer at a time to get to the core. Over 2300 years ago Aristotle said that a first principle is the “first basis from which a thing is known.”

Page 7: 2015 is full of planned activities designed to make your ... · It’s Time to Plan! Ready or not, 2015 is here and another year full of planned activities ... and preserving the

Metropolitan REALTOR® | 9

US inspect is a national inspection services firm. We serve the residential real estate, corporate

relocation, and commercial markets. We’ve been in business since 1987 and have delivered more than

three million inspections.

US Inspect delivers the best home inspection services in the country. Our reputation is built on

decades of honesty, integrity and excellent service to our customers at one of the most important

life decisions – buying or selling a home. We are committed to ensuring that each of our customers

enjoy an exceptional inspection experience.

We Make Inspections EasyAny Inspection, Anywhere, Anytime

Customer-Friendly Scheduling OptionsBest On-Site Experience

Painless PaperworkConvenient Payment Options

Professional InspectorsPeace of Mind

Trusted Advisors

Inspection. Integrity.

© US Inspect, LLC

Have Your Home Inspected This New Year With...

Schedule 24x7www.usinspect.com/schedule

Call Us Today888.USINSPECT (888.874.6773)

our benefits

our story our promise

Page 8: 2015 is full of planned activities designed to make your ... · It’s Time to Plan! Ready or not, 2015 is here and another year full of planned activities ... and preserving the

R PA C I N V E S T O R S

Thank You RPAC Investors GMAR RPAC Investors

GMAR would like to extend a sincere thank you to all of the members who have made their investment in RPAC, the REALTORS® Political Action Committee. By investing in RPAC, these members are supporting REALTOR®-friendly legislators and policy initiatives that reflect the REALTOR® core values; protecting private property rights, reducing burdensome regulations on the industry, and preserving the American Dream of Homeownership. Below are all GMAR member investors by investment category.

John McArdle Patti Mullen Nanci Rands Gary J. Reggish Teri Spiro Furhad Waquad

Golden R

Crystal R

Chris Courtney Ted Edginton Stuart Elsea Dan Elsea Jay Goscinski Sara Lipnitz Gordon McCann

Brenda Brosnan Yoshiko Fugimori Ron Jasgur Johnna Struck

8 | Metropolitan REALTOR®

Page 9: 2015 is full of planned activities designed to make your ... · It’s Time to Plan! Ready or not, 2015 is here and another year full of planned activities ... and preserving the

Sterling R

Metropolitan REALTOR® | 9

 20  Oak  Hollow  Street,  Suite  100,  Southfield,  MI  48033    |    P:  (248)  478-­‐1700    |    F:  (248)  478-­‐3150    |    E:  [email protected]  

 Last  Revised:  6/16/2014   2  

 

 Toni  Aloe  

 Ronald  Andrusiak  

 Jon  Aucutt  

 

Glenn  Champion    

Kathy  Coon  

 Deborah  Corey  

 Jim  Courtney  

 Emily  Day  

 Debbie  DeAngelo  

 Julie  Diaz  

Jeff  Duneske  

 Linda  Eriksen  

 Maureen  Francis  

 Karen  Greenwood  

 Tim  Haggerty  

 Melissa  Howard  

 James  Iodice  

 Connie  Labarge  

Thomas  

 Gillian  Lazar  

 Jim  Littlepage  

 Leanne  Marlow  

Duane Marsh    

Kevin  McBride  

John  Meesseman  

 Eva  Morrow  

 Bartley  Patterson  

 Jean  Paul  Pilot  

 Charles  Reaume  

 Tony  Schippa  

Tim  Spiro  

 James  Stevens  

 Bob  Struck  

 Kelly  Sweeney  

 Brenda  Lee  

Szlachta  

 Todd  Taliaferro  

 Tushar  Vakhariya  

 Robyn  Walker  

Katie  Weaver

 Claire  Williams  

 Rebecca  

Williamson  

 Kathleen  Wilson  

 Bradley  Wolf  

 20  Oak  Hollow  Street,  Suite  100,  Southfield,  MI  48033    |    P:  (248)  478-­‐1700    |    F:  (248)  478-­‐3150    |    E:  [email protected]  

 Last  Revised:  6/16/2014   3  

 

 Jerry  Yatooma  

 Debbie  Zalewski  

       

 

MINOR  INVESTORS  Amy   Adamkiewicz  Sally  Joan   Adams  Robert   Agnello  Lesley   Aiello  Don   Alcorn  Charles   Anderson  Julie   Andrews  Charles   Apligian  William   Applegate  Christine   Arja  Esq.  Marlene   Arnhold  Phillip   Ausman  Christopher   Ayers  Cheryl   Bailey  Salam   Bakkal  Curtisene   Barge  Gayle   Barker  Kathleen   Barker  Robbin   Barnes  Pam   Bartling  Gary   Bates  Derek   Bauer  Alfred   Beahn  Kimberley   Beahn  Libby   Beck  Carol   Belfiori-­‐Rorick  Christine   Benedict  Deborah   Berg  Preka   Berishaj  Garland   Best  Joyce   Bommarito  Sharon   Bonner  Jason   Borregard  Sandra   Borregard  Roger   Bortz  Kelly   Botkin  

Tan'nia   Bradley  Katherine   Broock  Althea   Brown  Joan   Brown  Kathleen   Burbeula  Chi   Burns  James   Bynum  Beth  Ann   Cain  David   Capoferi  Diane   Carik  Lila   Casenave  Laura   Cauley  Valerie   Chappell  Sharon   Chase  Darryl   Chimko  Michael   Chimko  Syed   Chowdhury  Gerald   Cislo  Joel   Clark  Debby   Clinesmith  Gail   Corcoran  Deborah   Corey  Todd   Craft  Michael   Crew  James   Cristbrook  Kevin   Cristbrook  Marina   Csernits  Rebecca   Cunningham  Rodger   Dabish  Amira   Daboul  Christopher   Daggy  Bernadine   Davis  Lori   Davis  Emily   Day  Debra   DeAngelo  Genevieve   Debbrecht  Linda   DeForest  

Sanda   Demetriou  Patricia   Dery  John   DesJardins  Gloria   Diaz  Douglas   Diggs  James   DiMora  April   Dobat  Thomas   Dooley  Kathleen   Doran  Marguerite   Doster  James   Douglas  Margaret   Dresser  Courtney   Drew  Joanna   Drukker  Harutyun   Dulger  Amy   Duncan  Michael   Dunn  Jon   Eckerly  Alonzo   Edwards  Cathy   Elias  Jennifer   Evans  Richard   Everett  Anthony   Facione  Jeffery   Fanto  Mark   Farquhar  Michael   Fazio  Dale   Feldpausch  Diane   Fenchel  Norman   Finkelstein  Rosemary   Firestone  Dorothea   Flagg  Joanne   Fletcher  Andrew   Florkey  Frank   Flynn  Julie   Flynn  Kathleen   Force  James   Ford  

Page 10: 2015 is full of planned activities designed to make your ... · It’s Time to Plan! Ready or not, 2015 is here and another year full of planned activities ... and preserving the

10 | Metropolitan REALTOR®

R PA C I N V E S T O R S

Amy,AdamkiewiczSally Joan,AdamsRobert,AgnelloLesley,AielloDon,AlcornCharles,AndersonJulie,AndrewsCharles,ApligianWilliam,ApplegateChristine,Arja Esq.Marlene,ArnholdPhillip,AusmanChristopher,AyersCheryl,BaileySalam,BakkalCurtisene,BargeGayle,BarkerKathleen,BarkerRobbin,BarnesPam,BartlingGary,BatesDerek,BauerAlfred,BeahnKimberley,BeahnLibby,BeckCarol,Belfiori-RorickChristine,BenedictDeborah,BergPreka,BerishajGarland,BestJoyce,BommaritoSharon,BonnerJason,BorregardSandra,BorregardRoger,BortzKelly,BotkinTan’nia,BradleyKatherine,BroockAlthea,BrownJoan,BrownKathleen,BurbeulaChi,BurnsJames,BynumBeth Ann,CainDavid,CapoferiDiane,CarikLila,CasenaveLaura,CauleyValerie,ChappellSharon,ChaseDarryl,ChimkoMichael,ChimkoSyed,ChowdhuryGerald,CisloJoel,ClarkDebby,ClinesmithGail,CorcoranDeborah,CoreyTodd,CraftMichael,CrewJames,CristbrookKevin,CristbrookMarina,CsernitsRebecca,CunninghamRodger,DabishAmira,DaboulChristopher,DaggyBernadine,Davis

Lori,DavisEmily,DayDebra,DeAngeloGenevieve,DebbrechtLinda,DeForestSanda,DemetriouPatricia,DeryJohn,DesJardinsGloria,DiazDouglas,DiggsJames,DiMoraApril,DobatThomas,DooleyKathleen,DoranMarguerite,DosterJames,DouglasMargaret,DresserCourtney,DrewJoanna,DrukkerHarutyun,DulgerAmy,DuncanMichael,DunnJon,EckerlyAlonzo,EdwardsCathy,EliasJennifer,EvansRichard,EverettAnthony,FacioneJeffery,FantoMark,FarquharMichael,FazioDale,FeldpauschDiane,FenchelNorman,FinkelsteinRosemary,FirestoneDorothea,FlaggJoanne,FletcherAndrew,FlorkeyFrank,FlynnJulie,FlynnKathleen,ForceJames,FordCharlotte,FortunaCloteal,FowlerSherry,FrazierEllen,FrinkSherman,FullerLeonard,GalloDavid,GarbarinoJerry,GardnerDoug,GartleyNicole,GattoMary,GladchunMichael,GladchunRussell,GlideDonald,GlombJonathan,GoscinskiDianne,GouinMonica,GreenKaren,GriffinPhilip,GrossoBarbara,GrovesKendall,GulbernatTeri,GunnKim,HahnCarole,HalmekangasTina,HamiltonAdam,Hammons

Michael,HannahAngela,HardingKaren,HarlinMichael,HarringtonCynthia,HarrisMichael,HarroldLydie,HawkinsKathleen,HaywardNouchao,HerTim,HertzlerAchchima,HicksAutumn,HicksMcCoy,HicksRosalee,HillRaymond,HodgesDiane,HohnerEric,HokeAngela,Hoops-CosseyJennifer,HooverNancy,HowellKimberly,HuberCheryl,HunterCatherine,HypesPamela,IhlenfeldtConnie,IsbellKaren,IwankowskiAlvin,Jackson IIIAntoinette,JacobsSusan,JankowskiRonald,JasgurSteve,JenkinsAlexander,JeromeCheryl,JohnsonDean,JohnsonDeborah,JohnsonElizabeth,JohnsonFrances,JohnsonGordon,JohnsonRicqwain,JohnsonRyan,JohnsonSherri,JohnsonElaine,JohnstonEddie,JonesJames,JonesMeriem,KadiKurian,KalathilVeronica,KeatingLuke,KendziorskiNikki,KerbySusan,KimballPam,KingDeLois,Kirkland-JonesPaul,KlebbaCynthia,KnightEdward,KnightBill,KokenosGail,KoshWendy Rene,KozmaMary,KucharczykLonnie,KuprasJohn,KurczakConstance,LaBarge-ThomasDiana,LadleyJohn,LaLondeMagdalena,LaneEdward,LangJeremy,LarkinsRaymond,Lee

Sheilah,LemanskiMary,LeonJohn,LevinSheila,LevineThomas,LewarneJames,LittlepageAmardeep,LotaEric,LoweryBrian,LuckPamela,MacKayCorinne,MadiasJoseph,Maher Jr.Albert,MansourYvonne,MarksDiane,MartinSarah,MassaroCecile,MasseyDavid,MathieuManish,MathurVickie,McAskinSharon,McCannKelly,McClainRoger,McDaidScott,McDonaldDarlene,McHattieJeffrey,McIntoshArtesia,McNeal-WashingtonJudith,MeadeBarbara,MegerianKevin,MessierGrigoriana,MicleaVictoria,MiddletonAlan,MillardJames,MillerPatricia,MillerWendi,MillerMichael,MitchellMark,MonaghanKristine,MondayDavid,MorganAlfred,NapolitanoJean,NapolitanoAlissa,NeadTimothy,NeatonMichael,NewtonMarc,NoceraClara,NorrisAndrea,NowakLinda,NowakJohn,O’BrienMary,O’BrienMichael,O’ConnellMary Rose,OlejniczakEstelle,OlianskyYetty,OlojoDorothy,O’MalleyDianne,OsgoodPamela,OwenJan,PageSantina,PalazetiPaul,Panik

Ann,ParisKathy,ParkerPrintes,ParkerPhillip,PatrickRussel,PattersonNancy,PetrucelliCharles,PickeringThomas,PiercePatricia,PilipovichChristopher,PlummerBrian,PowersDeborah,Prieur-SummittAaron,PringleRichard,RandazzoEric,RasmussenDawn,RasselRussell,RavaryE. Ann,RedfieldGary,ReggishHeidi,RhomeCarly,RichardsJoel,RitterDeborah,RobbinsKimberly,RogersDonna,RousseauKeith,RuloffLyndsey,RyanFrederick,RyckmanKaren,RyckmanAdam,SaffarC Michele,SaffordAdrienne,SainMohammad,SaleemHaithem,SarafaFrank,SattlerJulia,SavageDeborah,SchillerColette,ScholtenCarol,SchraubenJennifer,SchremsSusan,Schulte-SearsMark,ScullyJennifer,SeilerNick,SelskyJason,SeniorBrittney,ShafferRutha,SharpeDouglas,SharrottMichael,ShayBrian,ShermanDana,ShookRamsey,ShurafaSaif,SiddiquiDominic,SilvestriCarl,SmallBarbara,SmithSharon,SmithStephanie,SmithDon,SobieskiDiane,SocksGregory,Songer

Thomas,SoulliereKatayoon,SowerbyLee,SpearsLinda,SpinduraJudd,StevensJennifer,StillwagonAnthony,StoneDeborah,StoperaSara,Storch-LipnitzRyan,StrachanSusan,StrnadJodie,StruebingJennifer,SwackMichael,SwanbergPatricia,SwiatkowskiDylan,TanakaFrank,TaralaRonnie,TarganskiStephanie,TaylorDaniel,TeahanAlfred,TerryCheryl,ThomasValerie,ThompsonSusan,ThornMichael,ToomeyPenny,TothJanine,ToundaianCharles,VioletteRobert,VisingardiAmy,WagnerJoseph,WarnezMichael,WarrenCatherine,WaunDonald,WaxerBeverly,WayLois,WhitakerDewayne,WhiteVicki,WhittMichael,WickhamEdward,WidlundRichard,WiggintonJeffrey,WikenczyArlene,WilliamsErin,WilliamsErnestine,WilliamsSheila,WilliamsWanda,WilliamsJoan,WilsonChristine,WinansDaniel,WinansChristopher,WiseSharon,WitherDiana,Wolak-SchmidtCarol,WoodardGenci,XhamxhiNhia,YangAnthony,YonoHaidar,YounesAri,ZartarianThomas,Zibkowski

* Contributions are not deductible for Federal income tax purposes. RPAC contributions are voluntary and used for political purposes. You may refuse to contribute without reprisal or otherwise affecting your membership rights. Seventy percent of your contribution goes to your State Association to support state and local political candidates. Thirty percent is sent to National RPAC to support Federal candidates against your limits under 2 U.S.C. 441a.

Page 11: 2015 is full of planned activities designed to make your ... · It’s Time to Plan! Ready or not, 2015 is here and another year full of planned activities ... and preserving the

Metropolitan REALTOR® | 13

R PA C R E P O R T

Welcome to 2015

At Devon Title, we bring our experience, expertise, innovation and passion to the real estate process so that you can focus your attention on what you do best, helping people sell or find the perfect home. Click here for more...

(248) 273-4300 | FAX: (248) 273-4301 | WWW.DEVONTITLE.COM

WE HAVE YOUR CLOSING COVERED.

Welcome to 2015, with the New Year comes new resolutions and goals. For members of the GMAR, the RPAC goals are in and we need you to help with this investment.

What is the REALTORS® Political Action Committee (RPAC)?

RPAC is the only political action committee that protects and promotes the interests of you, the REALTOR®, and preserves private property rights. These funds come from YOU, REALTORS® who invest in the growth and development of their profession through their RPAC investment. These funds are used to help elect candidates running for governmental agencies - local, state and federal - who are committed to supporting issues that benefit the real estate industry, and to mobilize on issues that help maintain Private Property rights and REALTOR® initiatives.

The following are a few achievements REALTORS® accomplished in the last several years through our RPAC investment.

Defeated Proposals to tax commissions

For every $30,000 in commissions you have made the savings are $1800.00

Defeated Legislation to include REALTORS® (that is you) under the Consumers Protection Act

These amount to savings for Agents and Brokers an average of $2500.00

Retained the Mortgage Interest Deduction that saved your clients an average of $2376.00

Prevented FHA mortgages to raise the minimum down payment on loans to 10% $3225.00

Most recently had the Mortgage Debt Forgiveness Act extended through 2014.

These are just of a few of the recent accomplishments. There are many more success stories from GMAR, Michigan REALTORS® and NAR that have contributed to your success.

Unfortunately, only 1 out of 6 REALTORS® in our Association have invested in their business through RPAC. For those of you who have, THANK YOU.

How can you make this investment?If you are a member of the MemberMax™ program,

you can elect to have a portion of your monthly dues contributed to RPAC. This contribution is known as an “opt-in.” By checking the box a portion of your monthly dues is directed to RPAC by not making this election then that money stays with GMAR. For current MemberMax™ members who wish to opt-in, click here.

For members who pay yearly, you can elect to invest with your yearly payment or you can make an investment by visiting the Michigan REALTORS® RPAC website.

Our GOAL for 2015 is to double our participation to 1 in 3 REALTORS® supporting our industry, their clients and their future. Can we count on YOU?

Page 12: 2015 is full of planned activities designed to make your ... · It’s Time to Plan! Ready or not, 2015 is here and another year full of planned activities ... and preserving the

14 | Metropolitan REALTOR®

QUALIFY LISTINGS WITH A 203K LOANSince 1982, Towne Mortgage Company has been helping REALTORS® attract more buyers and sell more homes. With our 203k program, buyers can finance renovation costs into the mortgage and expand their purchasing options to include properties the may have otherwise not considered.

PHIL SCHERPHORNMortgage Loan OriginatorNMLS #391796Cell: 248.228.5636Direct: 248.247.1863

DAN CALCATERRA, CMB, AMPMortgage Loan OriginatorNMLS #62554Cell: 586.703.2100Direct: 248.247.1803

2170 E. Big Beaver, Suite A | Troy, MI 48083

www.townemortgage.com

ATTRACT MORE BUYERS

Page 13: 2015 is full of planned activities designed to make your ... · It’s Time to Plan! Ready or not, 2015 is here and another year full of planned activities ... and preserving the

Metropolitan REALTOR® | 13

Z I P C O D E R E P O R T / D E C E M B E R 2 0 1 4

MACOMB COUNTYZIP Code CVT Active

2013 2014

% change from 1

year ago 2014 2013 2013 YTD 2014 2014 YTD

% change from 1

year ago 2013 2014 2013 2014

48005¹

ARMADA, ARMADA TOWNSHIP, ARMADA

VILLAGE 3 4 33.33 13 5 47 5 30 0.00 $665,800 $1,131,900 $136,000 $235,900

48015 CENTER LINE 9 4 -55.56 24 12 106 7 88 -41.67 $539,337 $413,900 $43,500 $46,000

48021 EASTPOINTE 61 60 -1.64 199 46 704 29 518 -36.96 $2,149,280 $1,476,587 $44,500 $44,00048026 FRASER 17 15 -11.76 38 14 184 12 156 -14.29 $1,259,538 $1,148,489 $92,000 $82,500

48035CLINTON TOWNSHIP,

CLINTON TWP 39 44 12.82 90 37 415 33 391 -10.81 $3,417,516 $2,796,051 $81,000 $89,900

48036CLINTON TOWNSHIP,

CLINTON TWP 18 28 55.56 71 19 252 12 240 -36.84 $2,557,512 $1,570,298 $151,000 $84,750

48038CLINTON TOWNSHIP,

CLINTON TWP 30 58 93.33 135 39 553 56 520 43.59 $6,186,500 $8,785,822 $155,000 $138,449

48041¹MEMPHIS, RILEY, RILEY

TOWNSHIP 2 1 -50.00 5 1 15 1 4 0.00 $37,900 $107,000 $37,900 $107,000

48042MACOMB, MACOMB

TOWNSHIP 28 64 128.57 159 30 440 41 457 36.67 $7,452,000 $10,577,800 $238,500 $259,90048043 MOUNT CLEMENS 32 14 -56.25 41 19 210 16 194 -15.79 $1,120,600 $1,291,139 $45,500 $78,200

48044MACOMB, MACOMB

TOWNSHIP 49 51 4.08 167 42 680 52 638 23.81 $10,356,259 $11,558,083 $260,000 $214,500

48045HARRISON, HARRISON

TOWNSHIP 24 37 54.17 125 38 343 35 355 -7.89 $6,067,731 $5,333,853 $126,205 $124,90048046 MOUNT CLEMENS 0 0 0.00 0 0 0 0 0 0.00 $0 $0 $0 $0

48047

CHESTERFIELD,CHESTERFIELD

TOWNSHIP, NEW 40 50 25.00 140 34 532 47 509 38.24 $5,079,350 $7,537,292 $145,000 $162,000

48048LENOX, LENOX TOWNSHIP,

NEW HAVEN 3 5 66.67 15 7 93 6 76 -14.29 $720,950 $775,900 $51,000 $124,50048050 LENOX TOWNSHIP 1 0 -100.00 4 3 19 1 11 -66.67 $666,000 $156,500 $188,500 $156,500

48051CHESTERFIELD,

CHESTERFIELD TOWNSHIP 16 10 -37.50 56 22 262 15 228 -31.82 $3,250,449 $2,384,589 $136,700 $159,000

48062¹RICHMOND, RICHMOND

TOWNSHIP 7 9 28.57 34 7 106 6 92 -14.29 $1,065,300 $958,850 $179,900 $137,925

48065BRUCE, BRUCE TOWNSHIP,

ROMEO 9 6 -33.33 48 7 85 5 123 -28.57 $1,186,535 $1,568,415 $175,000 $360,00048066 ROSEVILLE 55 66 20.00 169 58 804 55 656 -5.17 $2,880,257 $3,058,555 $46,750 $49,000

48080 SAINT CLAIR SHORES 41 40 -2.44 110 31 466 36 417 16.13 $2,595,549 $3,190,300 $85,000 $79,00048081 SAINT CLAIR SHORES 32 32 0.00 82 21 335 20 348 -4.76 $1,969,108 $2,253,540 $98,000 $108,000

Macomb County ZIP Code Report for DecemberNew Sold Sale Volume Median Sale Price

ZIP Code CVT Active

2013 2014

% change from 1

year ago 2014 2013 2013 YTD 2014 2014 YTD

% change from 1

year ago 2013 2014 2013 2014

Macomb County ZIP Code Report for DecemberNew Sold Sale Volume Median Sale Price

48082 SAINT CLAIR SHORES 22 15 -31.82 52 27 309 30 277 11.11 $2,418,784 $2,783,192 $74,000 $90,750

48088 WARREN 22 20 -9.09 77 29 321 26 325 -10.34 $2,920,200 $3,151,300 $105,000 $120,00048089 WARREN 71 41 -42.25 186 49 556 19 446 -61.22 $1,417,594 $810,250 $20,500 $35,00048090 WARREN 0 0 0.00 0 0 0 0 0 0.00 $0 $0 $0 $0

48091 WARREN 44 31 -29.55 129 33 484 34 430 3.03 $1,805,348 $1,695,099 $51,198 $45,000

48092 WARREN 17 22 29.41 94 30 400 25 346 -16.67 $3,145,300 $3,115,629 $112,500 $133,000

48093 WARREN 26 29 11.54 83 40 394 36 386 -10.00 $3,326,511 $3,295,781 $75,500 $91,850

48094WASHINGTON,

WASHINGTON TOWNSHIP 11 20 81.82 87 26 230 26 211 0.00 $7,671,560 $7,228,850 $252,500 $247,000

48095WASHINGTON,

WASHINGTON TOWNSHIP 6 8 33.33 32 5 64 5 72 0.00 $1,282,205 $1,616,000 $222,906 $320,00048096 RAY TOWNSHIP 3 0 -100.00 3 3 47 3 45 0.00 $662,200 $724,500 $192,200 $210,00048236¹ GROSSE POINTE 0 0 0.00 0 0 0 0 1 0.00 $0 $0 $0 $048306¹ WASHINGTON TOWNSHIP 0 0 0.00 2 0 3 2 7 200.00 $0 $396,000 $0 $198,00048310 STERLING HEIGHTS 32 50 56.25 99 38 451 28 404 -26.32 $6,040,050 $4,396,150 $164,250 $162,75048312 STERLING HEIGHTS 30 28 -6.67 85 35 406 33 410 -5.71 $4,943,749 $4,497,250 $144,000 $148,95048313 STERLING HEIGHTS 21 28 33.33 83 34 460 32 412 -5.88 $5,093,030 $4,776,800 $140,250 $152,000

48314 STERLING HEIGHTS 11 20 81.82 45 19 220 14 201 -26.32 $3,454,900 $2,377,000 $147,500 $135,500

48315SHELBY, SHELBY

TOWNSHIP 22 25 13.64 95 23 312 20 286 -13.04 $5,306,350 $4,825,500 $215,000 $245,000

48316SHELBY, SHELBY

TOWNSHIP 22 16 -27.27 81 33 403 25 372 -24.24 $7,604,988 $4,045,830 $175,000 $153,000

48317SHELBY, SHELBY TOWNSHIP, UTICA 22 29 31.82 67 24 296 30 302 25.00 $3,539,500 $4,883,573 $120,000 $149,000

Other Other 3 1 -66.67 7 0 9 2 14 200.00 $0 $176,000 $0 $88,000Totals 901 981 3032 940 880 $121,855,740 $122,869,567

This statistical information, although not guaranteed, is from data we believe reliable. This statistical information is not to be reproduced or redistributed either now or in the future without express written consent from Realcomp. ¹ Zip Code covers multiple counties.

Page 14: 2015 is full of planned activities designed to make your ... · It’s Time to Plan! Ready or not, 2015 is here and another year full of planned activities ... and preserving the

Z I P C O D E R E P O R T / D E C E M B E R 2 0 1 4

OAKLAND COUNTY

continued on page 15

14 | Metropolitan REALTOR®

ZIP Code CVT Active

2013 2014

% change from 1

year ago 2014 2013 2013 YTD 2014 2014 YTD

% change from 1

year ago 2013 2014 2013 2014

48007 TROY 0 0 0.00 0 0 0 0 0 0.00 $0 $0 $0 $0

48009 BIRMINGHAM 41 55 34.15 255 49 569 46 573 -6.12 $25,909,200 $19,421,500 $390,000 $326,000

48012 BIRMINGHAM 0 0 0.00 0 0 0 0 0 0.00 $0 $0 $0 $048017 CLAWSON 17 10 -41.18 30 17 221 14 229 -17.65 $2,077,500 $1,887,900 $123,600 $155,000

48025FRANKLIN, BEVERLY HILLS,

BINGHAM FARMS 21 27 28.57 88 16 271 22 262 37.50 $5,044,050 $7,807,423 $300,125 $302,45048030 HAZEL PARK 25 23 -8.00 81 24 325 11 233 -54.17 $769,395 $578,125 $30,000 $49,90048033¹ SOUTHFIELD 13 18 38.46 50 18 187 14 157 -22.22 $1,617,560 $1,731,400 $82,500 $98,75048034¹ SOUTHFIELD 11 6 -45.45 20 6 102 5 90 -16.67 $485,960 $619,150 $73,230 $130,00048037 SOUTHFIELD 0 0 0.00 0 0 0 0 1 0.00 $0 $0 $0 $048067 ROYAL OAK 54 59 9.26 187 49 740 53 713 8.16 $10,512,375 $12,458,401 $171,000 $190,00048068 ROYAL OAK 0 0 0.00 0 0 0 0 0 0.00 $0 $0 $0 $048069 PLEASANT RIDGE 4 9 125.00 14 6 53 3 53 -50.00 $1,230,753 $904,000 $201,877 $349,00048070 HUNTINGTON WOODS 9 4 -55.56 25 16 113 2 99 -87.50 $5,672,422 $586,500 $296,250 $293,25048071 MADISON HEIGHTS 33 27 -18.18 73 27 439 27 399 0.00 $2,146,146 $2,352,024 $81,500 $81,00048072 BERKLEY 29 32 10.34 72 25 392 34 402 36.00 $4,102,759 $6,246,210 $143,000 $172,50048073 ROYAL OAK 62 52 -16.13 165 63 735 67 787 6.35 $11,445,138 $11,526,350 $170,000 $155,00048075 SOUTHFIELD 19 30 57.89 58 26 294 14 236 -46.15 $2,181,211 $1,482,499 $84,750 $106,150

48076SOUTHFIELD, LATHRUP

VILLAGE 31 27 -12.90 72 28 382 45 367 60.71 $3,322,325 $5,272,734 $126,075 $113,00048083 TROY 12 20 66.67 79 16 253 27 265 68.75 $2,856,400 $5,515,891 $178,000 $207,50048084 TROY 10 11 10.00 53 11 172 11 139 0.00 $3,404,250 $3,058,900 $232,900 $277,000

48085 TROY 25 26 4.00 90 28 338 28 326 0.00 $6,577,145 $8,585,884 $219,000 $292,45048086 SOUTHFIELD 0 0 0.00 0 0 0 0 0 0.00 $0 $0 $0 $048098 TROY 12 18 50.00 62 16 271 17 266 6.25 $6,372,045 $6,659,200 $367,500 $340,000

48099 TROY 0 0 0.00 0 0 0 0 0 0.00 $0 $0 $0 $048165 NEW HUDSON 3 8 166.67 38 5 65 21 114 320.00 $694,000 $5,858,245 $133,500 $278,36048167¹ NORTHVILLE 15 19 26.67 50 12 196 10 160 -16.67 $3,907,900 $3,776,400 $260,000 $323,500

48168¹ NORTHVILLE 0 0 0.00 0 0 0 0 0 0.00 $0 $0 $0 $0

Oakland County ZIP Code Report for DecemberNew Sold Sale Volume Median Sale Price

ZIP Code CVT Active

2013 2014

% change from 1

year ago 2014 2013 2013 YTD 2014 2014 YTD

% change from 1

year ago 2013 2014 2013 2014

Oakland County ZIP Code Report for DecemberNew Sold Sale Volume Median Sale Price

48178¹ SOUTH LYON 31 33 6.45 89 29 412 32 418 10.34 $7,330,959 $7,291,347 $252,500 $196,000

48220 FERNDALE 47 46 -2.13 105 42 557 49 509 16.67 $4,155,951 $5,728,355 $102,500 $105,00048237 OAK PARK 31 32 3.23 90 31 345 16 321 -48.39 $2,056,531 $1,288,900 $62,000 $83,750

48301BLOOMFIELD HILLS,

BLOOMFIELD TOWNSHIP 20 13 -35.00 94 18 288 19 232 5.56 $7,884,250 $9,174,850 $298,500 $405,000

48302BLOOMFIELD HILLS,

BLOOMFIELD TOWNSHIP 17 30 76.47 139 20 299 21 269 5.00 $10,808,489 $12,304,000 $385,000 $390,00048303 BLOOMFIELD HILLS 0 0 0.00 0 0 0 0 0 0.00 $0 $0 $0 $048304 BLOOMFIELD HILLS 19 29 52.63 130 23 353 26 323 13.04 $10,125,850 $10,709,650 $332,000 $316,500

48306¹

ROCHESTER, ROCHESTERHILLS, OAKLAND

TOWNSHIP 17 36 111.76 160 37 479 37 406 0.00 $11,882,786 $13,892,250 $275,650 $336,000

48307ROCHESTER, ROCHESTER

HILLS 34 29 -14.71 115 32 588 46 553 43.75 $7,240,590 $12,493,813 $196,000 $230,75048308 ROCHESTER 0 0 0.00 0 0 0 0 0 0.00 $0 $0 $0 $0

48309 ROCHESTER HILLS 17 23 35.29 97 37 418 38 351 2.70 $8,356,488 $10,529,800 $247,500 $271,100

48320KEEGO HARBOR, SYLVAN

LAKE 9 10 11.11 40 6 94 3 73 -50.00 $961,000 $1,179,050 $128,500 $115,55048321 AUBURN HILLS 0 0 0.00 0 0 0 0 0 0.00 $0 $0 $0 $048322 WEST BLOOMFIELD 42 39 -7.14 171 36 460 32 419 -11.11 $9,642,750 $8,935,108 $238,850 $223,500

48323WEST BLOOMFIELD,

ORCHARD LAKE 20 21 5.00 117 19 272 16 261 -15.79 $8,636,500 $7,999,275 $297,500 $268,000

48324WEST BLOOMFIELD,

ORCHARD LAKE 24 23 -4.17 110 18 290 19 250 5.56 $4,053,300 $5,784,277 $217,500 $253,000

48325 WEST BLOOMFIELD 0 0 0.00 0 0 0 0 0 0.00 $0 $0 $0 $048326 AUBURN HILLS 19 15 -21.05 76 19 209 14 192 -26.32 $3,629,985 $1,875,275 $128,350 $134,00048327 WATERFORD 13 19 46.15 79 29 354 26 330 -10.34 $3,967,629 $3,182,120 $145,000 $126,50048328 WATERFORD 26 32 23.08 93 39 410 25 375 -35.90 $4,083,310 $3,456,151 $98,000 $130,00048329 WATERFORD 21 39 85.71 115 31 453 30 400 -3.23 $3,976,400 $3,197,352 $115,000 $111,500

48330WATERFORD, DRAYTON

PLAINS 0 0 0.00 0 0 0 0 0 0.00 $0 $0 $0 $048331 FARMINGTON HILLS 24 16 -33.33 77 25 332 22 311 -12.00 $6,879,960 $6,400,000 $265,000 $279,50048332 FARMINGTON 0 0 0.00 0 0 0 0 0 0.00 $0 $0 $0 $048333 FARMINGTON HILLS 0 0 0.00 0 0 0 0 0 0.00 $0 $0 $0 $0

Page 15: 2015 is full of planned activities designed to make your ... · It’s Time to Plan! Ready or not, 2015 is here and another year full of planned activities ... and preserving the

Metropolitan REALTOR® | 15

ZIP Code CVT Active

2013 2014

% change from 1

year ago 2014 2013 2013 YTD 2014 2014 YTD

% change from 1

year ago 2013 2014 2013 2014

Oakland County ZIP Code Report for DecemberNew Sold Sale Volume Median Sale Price

48334 FARMINGTON HILLS 19 15 -21.05 65 20 274 20 261 0.00 $4,393,200 $3,244,200 $169,950 $170,250

48335FARMINGTON,

FARMINGTON HILLS 14 18 28.57 45 15 231 18 202 20.00 $3,115,150 $4,016,395 $210,000 $211,250

48336FARMINGTON,

FARMINGTON HILLS 29 38 31.03 111 38 449 36 426 -5.26 $4,754,684 $5,405,967 $121,950 $137,75048340 PONTIAC 22 12 -45.45 37 23 276 16 176 -30.43 $862,389 $977,132 $30,000 $32,50048341 PONTIAC 16 9 -43.75 39 18 176 10 157 -44.44 $795,600 $494,160 $25,000 $36,95048342 PONTIAC 7 4 -42.86 38 9 123 12 90 33.33 $180,826 $229,729 $19,000 $17,77548343 PONTIAC 0 0 0.00 0 0 0 0 1 0.00 $0 $0 $0 $0

48346CLARKSTON,

INDEPENDENCE TWP 32 24 -25.00 89 20 297 26 335 30.00 $4,200,003 $5,655,130 $191,450 $208,50048347 CLARKSTON 0 0 0.00 0 0 0 0 0 0.00 $0 $0 $0 $0

48348CLARKSTON,

INDEPENDENCE TWP 20 26 30.00 160 28 381 28 342 0.00 $8,151,770 $8,693,102 $245,000 $301,50048350 DAVISBURG 5 4 -20.00 38 5 93 7 88 40.00 $1,177,189 $2,129,300 $290,000 $335,00048353¹ HARTLAND 0 0 0.00 0 0 1 0 0 0.00 $0 $0 $0 $048356 HIGHLAND 13 9 -30.77 34 16 139 9 118 -43.75 $2,425,361 $2,235,900 $118,056 $258,50048357 HIGHLAND 10 15 50.00 56 7 102 8 104 14.29 $2,066,800 $1,939,900 $275,000 $242,500

48359LAKE ORION, ORION

TOWNSHIP 7 11 57.14 34 10 113 6 129 -40.00 $2,276,300 $741,913 $227,000 $126,750

48360LAKE ORION, ORION

TOWNSHIP 8 13 62.50 39 9 162 14 181 55.56 $1,779,430 $3,360,600 $237,500 $230,00048361 LAKE ORION 0 0 0.00 0 0 0 0 0 0.00 $0 $0 $0 $0

48362LAKE ORION, ORION

TOWNSHIP 18 25 38.89 68 26 272 16 237 -38.46 $6,271,924 $2,658,900 $188,500 $125,00048363 OAKLAND TOWNSHIP 15 9 -40.00 56 9 110 5 108 -44.44 $3,402,400 $2,383,789 $345,000 $522,500

48366 LAKEVILLE 0 0 0.00 1 0 0 0 0 0.00 $0 $0 $0 $048367 LEONARD 1 6 500.00 37 4 54 5 38 25.00 $1,611,609 $1,223,900 $305,805 $290,00048370 OXFORD 3 3 0.00 18 0 25 3 17 300.00 $0 $1,114,750 $0 $385,75048371¹ OXFORD 26 35 34.62 139 22 344 28 379 27.27 $5,848,576 $6,494,032 $237,500 $236,25048374 NOVI 11 31 181.82 60 23 213 19 211 -17.39 $9,879,273 $7,907,455 $408,000 $400,00048375 NOVI 15 17 13.33 58 19 261 24 307 26.32 $3,779,048 $5,492,492 $208,000 $221,00048376 NOVI 0 0 0.00 1 0 0 0 0 0.00 0 0 0 048377 NOVI 15 13 -13.33 74 8 213 13 232 62.50 1525900 3237800 151000 22990048380¹ MILFORD 4 8 100.00 32 6 82 6 68 0.00 1690000 1792000 268500 31000048381 MILFORD 10 5 -50.00 71 15 184 14 194 -6.67 3272056 3908800 220000 259950

ZIP Code CVT Active

2013 2014

% change from 1

year ago 2014 2013 2013 YTD 2014 2014 YTD

% change from 1

year ago 2013 2014 2013 2014

Oakland County ZIP Code Report for DecemberNew Sold Sale Volume Median Sale Price

48382 COMMERCE TOWNSHIP 30 32 6.67 116 33 426 33 376 0.00 7798823 7786525 230000 19500048383 WHITE LAKE TOWNSHIP 12 20 66.67 76 7 156 14 149 100.00 1388230 3611900 169900 29125048386 WHITE LAKE TOWNSHIP 12 22 83.33 73 17 249 22 273 29.41 3757869 3929681 212500 16950048387 UNION LAKE 0 0 0.00 0 0 0 0 0 0.00 0 0 0 0

48390WALLED LAKE, COMMERCE

TOWNSHIP 36 26 -27.78 90 39 439 35 410 -10.26 7831926 6702692 169000 15000048391 WALLED LAKE 0 0 0.00 0 0 0 0 0 0.00 0 0 0 048393 WIXOM 6 21 250.00 41 18 167 9 158 -50.00 3226280 1552700 161125 16500048428¹ DRYDEN 0 0 0.00 0 0 0 0 0 0.00 0 0 0 048430¹ FENTON 0 0 0.00 7 3 17 0 15 -100.00 526900 0 205000 048438¹ GOODRICH 0 0 0.00 1 0 0 0 1 0.00 0 0 0 048439¹ GRAND BLANC 0 0 0.00 2 0 8 2 12 200.00 0 490000 0 24500048442¹ HOLLY 24 21 -12.50 87 28 272 18 262 -35.71 3639546 2832899 108000 16500048455¹ METAMORA 0 0 0.00 0 0 1 0 0 0.00 0 0 0 048462¹ ORTONVILLE 18 12 -33.33 62 7 194 20 185 185.71 1232900 4359115 167500 214007.5Other Other 4 1 -75.00 4 1 17 0 15 -100.00 4000 0 4000 0Totals 1339 1471 5418 1452 1438 318867224.2 338353167.5

This statistical information, although not guaranteed, is from data we believe reliable. This statistical information is not to be reproduced or redistributed either now or in the future without express written consent from Realcomp. ¹ Zip Code covers multiple counties.

Page 16: 2015 is full of planned activities designed to make your ... · It’s Time to Plan! Ready or not, 2015 is here and another year full of planned activities ... and preserving the

16 | Metropolitan REALTOR®

Z I P C O D E R E P O R T / D E C E M B E R 2 0 1 4

WAYNE COUNTY

continued on page 17

ZIP Code CVT Active

2013 2014

% change from 1

year ago 2014 2013 2013 YTD 2014 2014 YTD

% change from 1

year ago 2013 2014 2013 2014

48101 ALLEN PARK 37 26 -29.73 96 32 488 41 471 28.13 $2,632,885 $3,784,813 $82,000 $94,000

48111BELLEVILLE, SUMPTER,

VAN BUREN 37 43 16.22 152 30 472 36 464 20.00 $4,408,651 $4,596,655 $141,750 $135,050

48120 DEARBORN 2 6 200.00 15 7 36 4 41 -42.86 $711,600 $1,007,000 $128,000 $253,50048122 MELVINDALE 7 13 85.71 34 3 120 5 98 66.67 $169,700 $188,000 $63,700 $35,00048124 DEARBORN 42 45 7.14 160 44 559 42 599 -4.55 $5,258,751 $5,867,550 $100,250 $99,12548125 DEARBORN HEIGHTS 22 27 22.73 125 31 400 28 345 -9.68 $1,412,565 $1,560,000 $43,900 $46,25048126 DEARBORN 42 44 4.76 137 25 361 22 302 -12.00 $2,133,283 $1,790,726 $74,000 $67,62548127 DEARBORN HEIGHTS 63 47 -25.40 151 40 538 34 508 -15.00 $4,435,300 $4,990,500 $107,500 $111,60048128 DEARBORN 14 14 0.00 42 19 194 16 206 -15.79 $2,600,900 $2,099,000 $134,900 $133,450

48134BROWNSTOWN, FLAT

ROCK, HURON 29 26 -10.34 76 13 233 22 241 69.23 $1,796,503 $4,076,601 $165,000 $202,00048135 GARDEN CITY 34 41 20.59 111 33 463 34 410 3.03 $2,031,753 $2,433,949 $64,500 $67,50048138 GROSSE ILE 16 14 -12.50 73 11 172 15 193 36.36 $2,678,650 $4,515,100 $240,000 $242,80048141 INKSTER 33 32 -3.03 131 15 228 13 243 -13.33 $324,010 $274,100 $18,000 $20,00048146 LINCOLN PARK 45 51 13.33 143 43 575 36 502 -16.28 $1,568,910 $1,802,082 $31,000 $50,00048150 LIVONIA 31 34 9.68 105 41 531 40 477 -2.44 $4,725,694 $5,366,399 $119,119 $129,37548152 LIVONIA 35 42 20.00 103 36 522 46 454 27.78 $5,346,505 $8,038,275 $127,475 $153,00048154 LIVONIA 32 39 21.88 99 48 561 53 541 10.42 $8,360,459 $9,178,750 $162,500 $165,00048164 HURON, NEW BOSTON 7 6 -14.29 25 6 101 6 77 0.00 $785,601 $916,900 $127,750 $125,50048166¹ NEWPORT 0 0 0.00 0 0 0 0 0 0.00 $0 $0 $0 $0

48167¹NORTHVILLE, NORTHVILLE

TWP 10 13 30.00 54 13 154 10 145 -23.08 $3,355,700 $3,735,000 $292,000 $392,500

48168¹ NORTHVILLE 13 30 130.77 91 16 361 22 321 37.50 $5,749,875 $8,690,484 $356,850 $369,55048170¹ PLYMOUTH 28 47 67.86 168 57 600 50 594 -12.28 $15,173,550 $12,564,431 $219,000 $234,450

48173BROWNSTOWN,

GIBRALTAR, ROCKWOOD 15 12 -20.00 42 15 177 8 156 -46.67 $3,031,531 $978,127 $223,000 $82,564

48174BROWNSTOWN, HURON,

ROMULUS 24 15 -37.50 68 17 331 29 317 70.59 $1,363,555 $2,350,900 $53,000 $67,00048180 TAYLOR 63 62 -1.59 189 69 797 57 664 -17.39 $4,209,850 $4,072,008 $55,000 $57,500

48183BROWNSTOWN, TRENTON,

WOODHAVEN 33 29 -12.12 131 35 547 44 534 25.71 $3,755,669 $5,577,700 $105,000 $125,000

48184 WAYNE 13 12 -7.69 47 26 224 19 192 -26.92 $1,696,080 $1,301,933 $57,350 $50,000

Wayne County ZIP Code Report for DecemberNew Sold Sale Volume Median Sale Price

ZIP Code CVT Active

2013 2014

% change from 1

year ago 2014 2013 2013 YTD 2014 2014 YTD

% change from 1

year ago 2013 2014 2013 2014

Wayne County ZIP Code Report for DecemberNew Sold Sale Volume Median Sale Price

48185 WESTLAND 34 42 23.53 133 50 618 45 630 -10.00 $4,908,247 $4,879,400 $89,500 $111,000

48186 WESTLAND 53 51 -3.77 107 38 526 48 527 26.32 $3,018,098 $4,522,950 $73,300 $89,45048187 CANTON 37 35 -5.41 139 35 617 42 589 20.00 $7,065,111 $9,696,966 $184,000 $200,40048188 CANTON 51 48 -5.88 162 53 793 44 674 -16.98 $11,775,611 $11,233,088 $217,500 $265,000

48192BROWNSTOWN,

RIVERVIEW, WYANDOTTE 34 31 -8.82 104 27 419 26 344 -3.70 $2,553,703 $2,300,750 $95,000 $75,550

48193BROWNSTOWN,

RIVERVIEW 12 14 16.67 42 9 156 13 155 44.44 $1,426,578 $1,570,500 $150,000 $122,00048195 SOUTHGATE 33 24 -27.27 73 39 414 34 374 -12.82 $3,385,030 $2,853,775 $73,000 $74,45048201 DETROIT 1 4 300.00 14 5 55 6 65 20.00 $1,166,800 $1,307,400 $215,500 $205,00048202 DETROIT 6 16 166.67 23 3 69 8 75 166.67 $157,000 $801,500 $35,000 $78,90048203 DETROIT, HIGHLAND PARK 19 18 -5.26 69 7 145 8 91 14.29 $454,659 $67,800 $7,000 $3,500

48204 DETROIT 15 12 -20.00 61 9 132 5 80 -44.44 $98,100 $35,000 $7,002 $4,50048205 DETROIT 44 36 -18.18 167 14 386 18 262 28.57 $89,333 $201,532 $7,425 $9,90048206 DETROIT 14 13 -7.14 43 5 72 8 83 60.00 $126,074 $521,700 $26,500 $6,95048207 DETROIT 13 8 -38.46 41 12 138 7 105 -41.67 $862,212 $858,775 $73,000 $93,00048208 DETROIT 0 2 200.00 4 1 10 0 13 -100.00 $300 $0 $300 $048209 DETROIT 6 5 -16.67 29 3 108 5 53 66.67 $73,900 $154,900 $24,900 $28,000

48210 DETROIT 10 7 -30.00 30 7 71 9 62 28.57 $82,825 $81,334 $8,000 $3,00048211 DETROIT 2 1 -50.00 2 0 7 0 9 0.00 $0 $0 $0 $048212 DETROIT, HAMTRAMCK 12 14 16.67 64 7 132 5 126 -28.57 $211,439 $85,000 $18,064 $6,50048213 DETROIT 11 11 0.00 64 7 76 2 67 -71.43 $37,980 $5,000 $1,300 $2,50048214 DETROIT 12 10 -16.67 54 14 107 10 109 -28.57 $2,054,813 $1,955,400 $95,382 $202,45048215 DETROIT 2 6 200.00 25 5 59 3 36 -40.00 $104,299 $472,000 $7,900 $52,00048216 DETROIT 0 4 400.00 10 0 20 0 21 0.00 $0 $0 $0 $048217 DETROIT 6 3 -50.00 24 0 45 4 47 400.00 $0 $52,160 $0 $13,50548218 RIVER ROUGE 17 7 -58.82 23 3 41 6 48 100.00 $39,300 $90,900 $11,900 $11,95048219 DETROIT 72 51 -29.17 183 33 517 22 371 -33.33 $432,835 $499,199 $11,500 $16,70048221 DETROIT 50 55 10.00 144 30 407 22 363 -26.67 $1,078,292 $1,333,260 $17,400 $40,99548223 DETROIT 32 17 -46.88 83 23 285 22 212 -4.35 $545,065 $988,000 $17,701 $26,50048224 DETROIT 48 37 -22.92 154 24 513 25 387 4.17 $354,468 $543,300 $10,000 $17,00048225 DETROIT, HARPER WOODS 27 31 14.81 79 19 305 20 276 5.26 $884,931 $998,263 $41,000 $41,250

Page 17: 2015 is full of planned activities designed to make your ... · It’s Time to Plan! Ready or not, 2015 is here and another year full of planned activities ... and preserving the

ZIP Code CVT Active

2013 2014

% change from 1

year ago 2014 2013 2013 YTD 2014 2014 YTD

% change from 1

year ago 2013 2014 2013 2014

Wayne County ZIP Code Report for DecemberNew Sold Sale Volume Median Sale Price

48226 DETROIT 7 1 -85.71 8 4 43 0 54 -100.00 $715,000 $0 $177,000 $048227 DETROIT 40 44 10.00 168 27 366 15 252 -44.44 $303,993 $172,580 $10,000 $7,00048228 DETROIT 80 44 -45.00 205 26 533 31 379 19.23 $296,497 $356,137 $11,000 $10,00048229 ECORSE 12 6 -50.00 18 6 61 7 53 16.67 $84,303 $125,800 $16,352 $13,000

48230GROSSE POINTE, GROSSE

POINTE PARK 15 23 53.33 87 20 244 25 264 25.00 $6,053,652 $6,817,500 $227,750 $275,00048233 DETROIT 0 0 0.00 0 0 0 0 0 0.00 $0 $0 $0 $048234 DETROIT 28 26 -7.14 112 18 220 19 187 5.56 $119,344 $185,350 $5,550 $4,80048235 DETROIT 55 52 -5.45 147 36 434 27 365 -25.00 $594,559 $614,549 $15,500 $21,000

48236¹

DETROIT, GROSSE POINTE FARMS, GROSSE POINTE SHORE, GROSSE POINTE

WOODS 49 42 -14.29 182 39 585 37 533 -5.13 $10,179,821 $13,465,410 $209,000 $223,00048238 DETROIT 23 13 -43.48 82 7 127 6 94 -14.29 $75,000 $60,155 $10,000 $4,87548239 DETROIT, REDFORD 68 57 -16.18 147 48 794 52 651 8.33 $2,187,379 $3,716,452 $41,550 $70,00048240 DETROIT, REDFORD 28 33 17.86 92 28 421 22 323 -21.43 $1,229,864 $1,055,327 $44,932 $41,500Other Other 1 1 0.00 6 0 11 0 8 0.00 $0 $0 $0 $0Totals 1806 1725 5972 1466 1440 $154,543,944 $176,436,095

This statistical information, although not guaranteed, is from data we believe reliable. This statistical information is not to be reproduced or redistributed either now or in the future without express written consent from Realcomp. ¹ Zip Code covers multiple counties.

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates andprogram terms are subject to change without notice. Visit usbank.com to learn more about U.S. Bank products and services. Mortgage and Deposit productsare offered by U.S. Bank National Association. ©2014 U.S. Bank Member FDIC.

usbank.com/mortgage

TED EDGINTONMortgage Loan OriginatorOffice: [email protected] #: 502442

EQUAL HOUSING

The right financing is the perfect framework for your clients new home.

• One-time closing with an easy builder approval• Disbursements for the construction of the property through the initial phase of the loan• Interest-only monthly payments on the outstanding balance during the construction phase• Lot loan financing

U.S. Bank is strong and stable, with the people, expertise and market knowledge to work for

your client. Let us help them make the right mortgage financing decisions for their family.

Our construction to permanent products offer these flexible options:

Purchasing an existing home?

• Jumbo financing up to $3,000,000• Borrow up to 90% of the loan-to-value

Work with an experienced mortgage lender. Call me today for more information on these great products!

Page 18: 2015 is full of planned activities designed to make your ... · It’s Time to Plan! Ready or not, 2015 is here and another year full of planned activities ... and preserving the

Z I P C O D E R E P O R T / D E C E M B E R 2 0 1 4

SAINT CLAIR COUNTY

18 | Metropolitan REALTOR®

ZIP Code CVT Active

2013 2014

% change from 1

year ago 2014 2013 2013 YTD 2014 2014 YTD

% change from 1

year ago 2013 2014 2013 2014

48001

ALGONAC, CLAY, CLAY TWP, PEARL BEACH,

RUSSELL ISLAND 9 14 55.56 50 6 105 6 96 0.00 $360,345 $831,500 $63,950 $129,000

48002¹ALLENTON, BERLIN, BERLIN

TOWNSHIP, BERVILLE 4 5 25.00 7 4 34 1 24 -75.00 $397,000 $120,000 $103,000 $120,000

48004 ANCHORVILLE 0 0 0.00 0 0 0 0 0 0.00 $0 $0 $0 $048005¹ LYNN TWP 0 0 0.00 0 0 0 0 0 0.00 $0 $0 $0 $0

48006

AVOCA, FARGO,GREENWOOD,

GREENWOOD TOWNSHIP, KENOCKEE, KENOCKEE

TOWNSHIP 1 3 200.00 14 8 28 2 33 -75.00 $1,003,900 $373,500 $113,500 $186,750

48014¹CAPAC, CAPAC VILL,

MUSSEY TWP 5 3 -40.00 15 4 57 3 49 -25.00 $263,750 $454,000 $46,925 $145,000

48022EMMETT, EMMETT

TOWNSHIP 2 2 0.00 10 2 24 0 15 -100.00 $194,000 $0 $97,000 $0

48023FAIR HAVEN, IRA

TOWNSHIP 1 2 100.00 11 2 28 5 42 150.00 $362,000 $615,500 $181,000 $85,000

48027GOODELLS, WALES, WALES

TOWNSHIP 2 3 50.00 16 3 37 2 24 -33.33 $537,400 $465,000 $229,900 $232,500

48028HARSENS ISLAND, CLAY

TWP 3 5 66.67 19 0 16 0 27 0.00 $0 $0 $0 $048032¹ GRANT TOWNSHIP, JEDDO 2 3 50.00 11 0 18 3 14 300.00 $0 $454,900 $0 $159,900

48039

COTTRELLVILLE,COTTRELLVILLE TWP, MARINE, MARINE CITY 5 6 20.00 16 7 54 4 56 -42.86 $494,197 $520,000 $70,000 $134,000

48040 MARYSVILLE 17 12 -29.41 47 31 187 10 163 -67.74 $2,415,829 $1,172,800 $35,829 $109,500

48041¹MEMPHIS, RILEY, RILEY

TOWNSHIP 3 5 66.67 16 3 32 4 40 33.33 $354,000 $869,500 $150,000 $178,750

48049CLYDE, CLYDE TOWNSHIP,

NORTH STREET, RUBY 7 3 -57.14 27 5 58 8 54 60.00 $779,500 $905,900 $159,500 $115,700

48054

CHINA, CHINA TOWNSHIP,EAST CHINA, EAST CHINA

TWP 4 9 125.00 43 10 71 2 61 -80.00 $1,911,500 $245,000 $187,500 $122,500

Saint Clair County ZIP Code Report for DecemberNew Sold Sale Volume Median Sale Price

ZIP Code CVT Active

2013 2014

% change from 1

year ago 2014 2013 2013 YTD 2014 2014 YTD

% change from 1

year ago 2013 2014 2013 2014

Saint Clair County ZIP Code Report for DecemberNew Sold Sale Volume Median Sale Price

48059

BURTCHVILLE,BURTCHVILLE TOWNSHIP,

FORT GRATIOT, FORT GRATIOT TOWNSHIP, LAKEPORT, NORTH

LAKEPORT 10 10 0.00 61 12 163 10 182 -16.67 $1,793,205 $1,777,051 $149,000 $122,500

48060PORT HURON, PORTHURON TOWNSHIP 39 33 -15.38 172 34 339 33 408 -2.94 $2,909,250 $2,202,134 $54,000 $49,500

48062¹ CASCO TWP 0 0 0.00 0 0 0 0 0 0.00 $0 $0 $0 $0

48063COLUMBUS, COLUMBUS

TOWNSHIP 1 3 200.00 11 2 25 5 41 150.00 $218,902 $1,038,000 $109,451 $240,000

48064 CASCO, CASCO TOWNSHIP 2 1 -50.00 6 4 25 3 16 -25.00 $800,000 $540,000 $175,000 $220,000

48074KIMBALL, KIMBALL

TOWNSHIP, SMITHS CREEK 8 5 -37.50 31 6 85 13 128 116.67 $796,500 $1,293,750 $167,500 $84,000

48079SAINT CLAIR, SAINT CLAIR

TWP 10 9 -10.00 55 13 166 6 170 -53.85 $2,454,900 $1,149,000 $143,300 $183,500

48097¹TOWNSHIP, LYNN, LYNN

TOWNSHIP, YALE 6 5 -16.67 15 1 23 2 22 100.00 $140,000 $155,000 $140,000 $77,50048416¹ BROWN CITY, LYNN TWP 0 0 0.00 2 1 6 1 5 0.00 $109,900 $77,000 $109,900 $77,00048444¹ LYNN TWP 0 0 0.00 0 0 0 0 0 0.00 $0 $0 $0 $0

Other Other 0 0 0.00 0 0 2 0 2 0.00 $0 $0 $0 $0

Totals 141 141 655 158 123 $18,296,078 $15,259,535This statistical information, although not guaranteed, is from data we believe reliable. This statistical information is not to be reproduced or redistributed either now or in the future without express written consent from Realcomp. ¹ Zip Code covers multiple counties.

Page 19: 2015 is full of planned activities designed to make your ... · It’s Time to Plan! Ready or not, 2015 is here and another year full of planned activities ... and preserving the

Metropolitan REALTOR® | 19

Adams, Twyonna - Keller WilliamsAlghurabi, Ali - Network Realty LLCAnderson, Melissa - E Realty LLCBaker, Catherine - Advantage RealtyBindas, John - Real Estate One Royal OakBleta, Catherine - Max Broock Blm. HillsBoulding, Lora - Kingdom Key Real EstateBridges, Clarice - Century 21 MJLBrown, Darryl - Jack Christenson TroyBuscemi, Salvatore - Keller Williams Gt. LksCarmin, James - Keller Williams NoviChaffee, Mouna - Real Estate One St. Clair ShoresChamberlain, Sean - Keller Williams TroyChudzinski, Pamela - Keller Williams PlymouthCojocari, Mike - RE/MAX Crown PropertiesCorlin, Justin - Real Estate One W. Blm.Corp, David - Coldwell Banker Weir ManuelD’Agostini, Sabrina - Coldwell Banker Weir ManuelDaniels, Rebecca - Pinnacle Real Estate & Invest.Darin, Patricia - Real Living Kee RochesterDavis, Garnett - Keller Williams FarmingtonDix, Kelly - Real Estate One FraserDorsey, Christopher - Keller Williams St. ClairEarl, Benjamin - Max Broock BirminghamGallagher, Samantha - Remerica Bright RealtyGalloway, T. Scott - Galloway & Collens PLLCGargaro, John - J Anthony CompanyGariepy, Brandon - Keller Williams NoviGashaj, Dede - Weichert, REALTORS® ExcelGeorge, David - Realty Soluations of MichiganGilbert-Lane, Patti - RE/MAX PlatinumGillings, Shirley - Century 21 TodayGimby, Thuy - Key Realty One LLCGodwin, Elizabeth - Pinnacle Real Estate & Invest.Gomex, Maria - Real Estate One PlymouthGramek, Sara - RE/MAX SuburbanGranowicz, Paula - Preferred Realty Options LLCGrigoryan, Mikhail - Creative Real Estate AgencyHalley, James - RE/MAX ClassicHansen, Dan - My Realty SelectHarp, Mary - RE/MAX VisionHarper, Ronald - Clients First CantonHarris, Daryl - Keller Williams NoviHarvey II, John - Luxury Home EnterpriseHondzinski, Mark - Phillip Ryan LLCHoskins, Britney - Keller Williams Royal Oak

Hughes, Tahnae - Motion RealtyIvezaj, Ornela - Skyward Real EstateJohnson, Michelle - Keller WilliamsJoseph, Denise - Real Estate One Royal OakKnopf, Avrohom - Real Estate One Farm. HillsKosior, Christine - Vision Realty CentersKroesing, Andrew - RE/MAX Platinum HartlandLauer, Alex - Real Estate One West. Blm.Lay, Joshua - Hub LLCLiggett, Allen - Shain Park LLCLinden, Gail - RE/MAX In The HillsLong, Charles - Keller Williams MacombLu, Catherine - National Realty CentersLulgiuraj, Nick - Jack Christenson TroyLuzynski, Rita - Keller Williams MacombManetta, Susan - Phillip Ryan LLCMason, Michael - Arterra Realty LLCMcIntrye, Michael - Harvest Homes RealtyMcKendry, Reiko - Braven Enterprises LLCMeyer, Jeffrey - Weichert, REALTORS® LLCMilke, Jodi - Keller Williams Gt. LakesMillis, Teresa - Real Estate One LivoniaMorgan, Ameena - Real Estate One FraserNader, Tina - Real Living Kee RealtyNinness, Sean - Keller Williams St. Clair ShoresNorman, Sanford - Berkshire Hathaway Home ServicesOchala, Ronald - Keller Williams NoviOlds, Michelle - Real Estate One PlymouthOrskey, Amanda - Moving the MittenPawloski, LeAnne - Brentwood Real EstatePearson, Jenneifer - City Center Realty LLCPedrosi, A. Michael - Kingswood Homes RealtyPedrosi, Paul - Kingswood Homes RealtyPeyrolo, Anthony - Kingswood Homes RealtyPickens, Fred - Harvest Homes RealtyPugh, Judith - Red Door Realty LLCRaciti, Lana - Real Estate Professional ServicesRener, Patrice - Keller Williams MacombRhodes, Mindi - RE/MAX ClassicRichardson, Cindy - Coldwell Banker ProfessionalsRipple, Miriam - Century 21 TodayRose, Tim - PlanOmaticSandler, Diane - Real Living Kee Realty RochesterShakouri, Sinan - Market Elite Inc.Sharfner, Yovette - Pinnacle Realty & InvestmentShayota, Adrian - Vision Realty Centers

Shepherd, Deric - Imagine Home RealtySiepierski, Aaron - Aaron’s Estate SalesSlater, Venesha - The Loft WarehouseSporer, Danielle - Century 21 PremierSummers, Daniel - Keck Real Estate Suozzi, Kimberly - Keller Williams MacombThomas, Jeffrey - Carrington Real Estate ServiceTomlinson, Karen - The Thomas AgencyTumara, Brian - Real Estate One LivoniaTorres, Denise - Central Properties GroupTwyman, Marcus - Team LBR LLCWalker, Emanuelita - Keller Williams NoviWalls, Naidra - Sohi Realty LLCWang, Bill - 1st. Michigan Realty LLCWare, Lori - Luxury Home Enterprise LLCWebster, Peter - Shain Park LLCWilens, Peter - Real Estate One Royal OakWillis, Brice - Real Estate One Royal OakWolf, David - Hall & Hunter Wright, Cynthia - Springview Realty LLCYoung, Paulette - Coldwell Banker Weir ManuelYoungblood, Amber - Real Estate One NoviZerba, Marielle - Keller Williams NoviZimmerman, Robyn - Real Estate 101Zyniewicz, Avery - RE/MAX Platinum

THANK YOU ORIENTATION PARTICIPANTS FOR JANUARY:

We Couldn’t Do It Without You

N E W M E M B E R S

Welcome,New Members!

MATT BAFFOFirst State Bank Mortgage Company

ARTURO CROSBYPillar to Post Home Inspection-Chesterfield

MARX ELIASFirst American Title

Page 20: 2015 is full of planned activities designed to make your ... · It’s Time to Plan! Ready or not, 2015 is here and another year full of planned activities ... and preserving the

Check out the monthly promo’s for February!

Use promo code: FEB20 to Save 20%

Enroll today: http://gmaronline.theceshop.com/

Promotion expires February 28, 2015

L E G I S L AT I V E U P D AT E

20 | Metropolitan REALTOR®

100 Year Celebration Kicks Off with Legislative Day on March 4th

Michigan Realtors® will be hosting a Legislative Day and Centennial Celebration on Wednesday, March 4th, in Lansing. This is an opportunity for Realtor® members to listen to top legislative state officials speak on a variety of issues not only facing the real estate industry, but the state as a whole.

The day begins with a morning legislative panel made up of members of the House of Representatives,

followed by a luncheon recognizing the Association and its inception 100 years ago. The program then resumes with an afternoon panel made up of Michigan Senators. Take advantage of an optional State Capitol Tour as well! Realtor® members who have a keen interest in government and legislative affairs will not want to miss this event!

Register Online

Page 21: 2015 is full of planned activities designed to make your ... · It’s Time to Plan! Ready or not, 2015 is here and another year full of planned activities ... and preserving the

FEBRUARY 2015MILITARY RELOCATION PROFESSIONALCE Credits: 8 standard (M1693)Tuesday, February 3, 20159:00 a.m. – 4:30 p.m.GMAR, 20 Oak Hollow, Suite 100, Southfield$99 Premier Members / $119 Non MembersIncluded for MemberMax & EduPass

RPR INTRODUCTION COURSEThursday, February 12, 201510:00 a.m. – 11:30 a.m.GMAR, 20 Oak Hollow, Suite 100, SouthfieldFREE

RPR ADVANCED: 10 POWERFUL WAYS TO USE RPRThursday, February 12, 20151:00 p.m. – 2:00 p.m.GMAR, 20 Oak Hollow, Suite 100, SouthfieldFREE

RPR ADVANCED: USING RPR VALUATION & ANALYTICSThursday, February 12, 20152:30 p.m. – 3:30 p.m..GMAR, 20 Oak Hollow, Suite 100, SouthfieldFREE

FINANCIAL PLANNING & TAX DEDUCTIONS FOR REALTORSCE Credits: 2 legal (M5799)Tuesday, February 17, 201510:00 a.m. – 12:00 p.m.GMAR, 20 Oak Hollow, Suite 100, SouthfieldFREE Premier / $35 Non MembersIncluded for MemberMax & EduPass

FINANCIAL PLANNING & TAX DEDUCTIONS FOR REALTORSCE Credits: 2 legal (M5799)Tuesday, February 17, 20151:00 p.m. – 3:00 p.m.GMAR, 20 Oak Hollow, Suite 100, SouthfieldFREE Premier / $35 Non MembersIncluded for MemberMax & EduPass

COURSE 1600-2/4 STANDARD CONTINUING EDUCATIONCE Credits: 6 legal (M5826 & M5828)February 18, 20159:00 a.m. – 3:00 p.m.GMAR, 20 Oak Hollow, Suite 100, Southfield$50 Premier Members / $60 Non MembersIncluded for MemberMax & EduPass

WCR GREATER ROCHESTER CHAPTER-GOAL SETTING WITH JOSH SCHNEIDERFebruary 24, 2015Location: TBDFor more information please visit: http://www.wcr.org/chapter-sites/michigan/greater-rochester-area/

BROKER PRICE OPINION RESOURCE CERTIFICATIONCE Credits: 7 standard (M464)Thursday, February 19, 20159:00 a.m. – 5:00 p.m.GMAR, 20 Oak Hollow, Suite 100, Southfield$99 Premier Members / $119 Non MembersIncluded for MemberMax & EduPass

CERTIFIED NEGOTIATION EXPERT DESIGNATIONCE Credits: 12 standardFebruary 24 & 25, 20159:30 a.m. – 4:30 p.m.GMAR, 20 Oak Hollow, Suite 100, Southfield$299 per person

SHORT SALE AND FORECLOSURE RESOURCE CERTIFICATIONCE Credits: 6 standard (M1367) 2 legal (M5142)Thursday, February 26, 20158:30 a.m. – 5:00 p.m.GMAR, 20 Oak Hollow, Suite 100, Southfield$79 Premier Members / $99 Non MembersIncluded for MemberMax & EduPass

UPCOMING EVENTS

Metropolitan REALTOR® | 21

REGISTER HERE

Page 22: 2015 is full of planned activities designed to make your ... · It’s Time to Plan! Ready or not, 2015 is here and another year full of planned activities ... and preserving the

22 | Metropolitan REALTOR®

From An Affiliate

TED EDGINTONUS Bank Home MortgageMortgage Loan OriginatorGMAR Affiliate Committee Chair

A motivational picture I recently saw in a real estate office proclaimed, “Your attitude affects your altitude.” It displayed an eagle soaring high in the sky above a mountain range. It made me realize this was not just a pretty picture but a strong message for all of us to remember. How we think about our career, how we look at our chances for success, all impact our attitude and how high we will soar.

Have you ever noticed that top performers in any industry are those with excited attitudes, positive outlooks and high productivity? Have you also noticed that colleagues with gloomy dispositions are always complaining and hanging

around the office, making excuses for their business?

Let’s face it; people want to work with people who have positive attitudes. This includes your clients, peers, support network and industry business partners. We can’t control everything that happens in our lives. We can control how we respond. Every morning when you wake up you have two choices: you can choose to be positive or negative. Fly high or lie low. The choice you make dictates what kind of day you’re likely to have and ultimately what kind of career you’re going to have.

REALTORS®, your Affiliate Committee and engaged GMAR affiliates are here to help you soar in the year ahead. Please check out who the committed GMAR industry partners are by visiting the “Find an Affiliate” page of the GMAR website, www.GMARonline.com.

Company Logo Display Stands with Business Card HolderHolds 200 Feature sheets, Business card holder stores 70 business cards, High lip prevents flyers from falling forward, Choose from custom print logos Realtor® R, Century 21, Coldwell Banker, Keller Williams, Max Broock, Real Estate One, Re/Max & Remerica.Regular Member Price: $14.00Sale Member Price: $11.95

Pushbutton LockboxThis portable Keysafe is the perfect lockbox for real estate professionals. The keysafe easily attaches to doorknobs, fences or railings and can hold up to 3 keys. The code is simple to set and easily changed for greater security.Regular Member Price: $29.00Sale Member Price: $25.00

Real Estate BooksChoose from Foreclosure, marketing, sales, Letters, Real Estate Dictionary, etc..20% OffRegular Member Price: $6.95-$52.31Sale Member Price: $5.56 – $41.70

February GMAR Toolshop SalePRICES GOOD FEBRUARY 1-28, 2015

GMAR Toolshop HoursMonday—Thursday 8:30 am to 5:00 pm

Friday 8:30 am to 4:00 pm,Closed Saturday and Sunday

Keep Flying High

Page 23: 2015 is full of planned activities designed to make your ... · It’s Time to Plan! Ready or not, 2015 is here and another year full of planned activities ... and preserving the

W C R R E P O R T

The Butterfly Effect

By ROBBIN BARNES2015 WCR State Chapter President

Metropolitan REALTOR® | 23

Last week I was fortunate enough to attend a Work/Life Balance session with Matt DeLaCruz. He introduced me to a concept called “The Butterfly Effect” and I have not been able to stop thinking about it since! This is what I learned.

In 1963, Edward Lorenz presented a hypothesis to the New York Academy of Science. His theory stated that a butterfly could flap its wings and set molecules of air into motion, which would move other molecules of air, in turn moving more molecules of air – eventually capable of starting a hurricane on the other side of the planet.

Lorenz was laughed out of the conference! For years this theory remained an interesting myth. However, in the mid-1990’s, physics professors from several universities worked together to prove that The Butterfly Effect was accurate, viable and worked every time!

For a great explanation of The Butterfly Effect, look for a book by the same name written by Andy Andrews. There is also a great YouTube video of Andy giving a talk on the subject. Andy wrote, “By your hand, millions – billions – of lives will be altered, caught up in a chain of events begun by you this day.”

Think about the power in that statement. I can’t help but think about The Butterfly Effect in our profession and in our Women’s

Council. Think of the effect that helping a family become homeowners can have on future generations in comfort, safety, memory making, wealth creation, etc.

I reflect on 37 women who, in 1938, flapped their butterfly wings and formed the Women’s Council of REALTORS® at the Annual Convention of the National Association of Real Estate Boards in Milwaukee. At that time most decisions were still made by local boards that were resistant to offering membership to women. Notice how I didn’t say the local boards were resistant to the “advancement of women” but to having women members at all!

We’ve come a long way, baby!

There have been several WCR leaders before me whose wing flapping has profoundly affected my career in real estate and my leadership path within the Council. Women like past Michigan WCR Presidents, JoAnn Hatfield and Angie Ridley. JoAnn’s first officer installation ceremony was the first I had attended. This event planted the seed of State Chapter Presidency in me. Without Angie flapping her wings over the Lake Pointe chapter I would not have become the leader I am today.

So remember that every move you make, every decision acted upon, sets about a chain of events that has the potential of altering lives.

FEBRUARY WCR EVENTSWCR - BIRMINGHAM-BLOOMFIELDFlint WCR SalesfestGrand Blanc, MichiganFebruary 05, 2015 - 12:00 PMSee more details »

WCRBBC EXECUTIVE BOARD MEETING294 E. BrownBirmingham, Michigan 48009February 10, 2015 - 1:00 PMSee more details »

WCRBBC COMMITTEE AND BOARD MEETING294 E. BrownBirmingham, Michigan 48009February 10, 2015 - 1:30 PMSee more details »

CURRENT MARKET CONDITIONS43248 Woodward AveBloomfield Hills, Michigan 48304February 19, 2015See more details »

WCR - GREATER ROCHESTERFebruary Home Tour400 Water Suite 100Rochester , Michigan 48307February 10, 2015See more details »

WCR - LAKE POINTEGoverning Board Meeting – February65917 Van Dyke RoadWashington Twp, MichiganFebruary 03, 2015See more details »

APPRAISAL UPDATE ON RECENT CHANGESVilla Penna Banquet Center43985 HayesSterling Hgts, Michigan 48313February 17, 2015See more details »

Page 24: 2015 is full of planned activities designed to make your ... · It’s Time to Plan! Ready or not, 2015 is here and another year full of planned activities ... and preserving the

BPOR Certification (Broker Price Opinion Resource)

Certification Course Fees:

*MemberMax/EduPass

FREE**! Please fax completed form to:

(248) 478-3150

GMAR Members: $99.00

Non-Members:

$119.00

Call (248) 478-1700 Online www.GMARonline.com

Email: [email protected]

LIMITED SEATING AVAILABLE!

Complete this one-day course with a passing examination score of 80%. Submit BPOR application online at www.BPOR.org and $199 one-time application fee. View a free one-hour webinar on BPO best practices which will be available after you have submitted your application online. Be a member in good standing of the National Association of REALTORS®

Note: You must have been licensed for at least 2 ½ years and have an E&O policy (coverage through brokerage or individual policy) with $250,000 mini-mum coverage per incident and $500,000 aggregate maximum in order to be enrolled in the preferred provider panel.

How to become certified:

With the changing real estate landscape and the increased use of broker

price opinions (BPOs) by market participants, the National Association of

REALTORS® is offering a new certification, BPO

Resource, recognizing REALTORS® who have

completed NAR's BPO education program. The new

certification course provides REALTORS® with

knowledge and skills to reduce risk and increase

opportunities to create professional and accurate

BPOs. This one-day course will explore the multiple

uses of BPOs, how they can and cannot be used, and how to filter and select

comparables to create expert and precise BPOs. Upon completion of the core

course, "BPOs: The Agent's Role in Property Valuation", members will need to

take a free webinar and pay a one-time fee to earn the BPOR

certification.

Approved for 7-standard Continuing Education Credits (M464)

ATTENTION GMAR MEMBERS: You may be able to take this course for FREE*!

Name:_________________________________________ License #: ______________________ Office:_________________________________________ Phone: _________________________ Email: ________________________________________ Visa MasterCard Discover: ____________________________________________ Edu-Pass™ / Member-Max™ Expiration Date: ______________________ Signature: __________________________________

**Subject to seating availability. Newly licensed members are not eligible to attend designation courses included with the MemberMax™ and/or EduPass™program during the first 6-months of membership**

Registration begins at 8:30 a.m. February 19, 2015 9:00 a.m. - 5:00 p.m.

GMAR Office: 20 Oak Hollow, Suite 100, Southfield, MI 48033

Page 25: 2015 is full of planned activities designed to make your ... · It’s Time to Plan! Ready or not, 2015 is here and another year full of planned activities ... and preserving the

(xxx) yyy-yyyy

REAL ESTATE NEGOTIATION COURSE

Certified Negotiation Expert (CNE) Designation Course

12 CE Credits Approved By:

Michigan Division of Licensing & Regulatory Affairs

FACT:

Less than 1% of all Real Estate Agents in the U.S. have taken a skill set course in Negotiations!

Event Hosted By:

Benefits of this Course:

• Higher closing ratio • Systematic Approach • Higher Commissions • Less Emotions • More Tactics • Understand Your Clients • Overall - MORE MONEY!!

Click on the Link Below or Type Link into your Browser to REGISTER!

DATE: February 24th & 25th, 2015 LOCATION: Greater Metro Assoc of REALTORS® 20 Oak Hollow Street, Suite 100 Southfield, MI 48033 TIMES: 9:30 AM – 4:30 PM INSTRUCTOR: Mike Walker – National Instructor COST: $299.00

For questions, please contact our customer support at [email protected]

http://www.cvent.com/d/z4qy6x

Page 26: 2015 is full of planned activities designed to make your ... · It’s Time to Plan! Ready or not, 2015 is here and another year full of planned activities ... and preserving the

Top sales associates enjoy a competitive advantage because they understand what motivates and influences their customers. Sales Strategies gives students the inside track to win over prospective buyers by teaching them the necessary strategies that make their sales quick and efficient. Students will learn how to work with today's new buyer through counseling, salesmanship and negotiation. These effective strategies will give agents customers for life.

Course Content:

Understand buyer motivation

Eliminating sales resistance

Creating trust and loyalty from buyers

Negotiating skills

CRS 202: Sales Strategies for the Residential Specialist

Designation programs require membership in the Council of Residential Specialists. All members are required to maintain active REALTOR® membership in their local board/state association. A $75 processing fee applies to all designation options. There is no time limit in fulfilling the requirements.

Approved for 16-hours of Michigan Continuing Credit! Topic Approval #: M42 Sponsor ID #: 083

INSTRUCTOR INFORMATION:

Frank Serio Frank Serio, CRS, CRB has run the gauntlet from sales associate to top producer to sales manager/trainer. In his fast paced presentations, Frank shares his own experiences and the innovative ideas used by top producers across the country. His seminars are packed with knowledge and information, and enjoyed by all.

Frank was President of the Coastal Association of REALTORS® in 1997 and REALTOR® of the Year in 1994. He has also served on numerous committees on the local, state and national levels. His versatility allows him to offer seminars on a wide variety of topics.

Designation Course Cost:

MemberMax/EduPass Members Discounted to:

$129.00

GMAR Premier Members: $295.00

Non-Members:

$349.00

Call (248) 478-1700 Online at www.GMARonline.com Email: [email protected]

Fax completed form to: (248) 478-3150

LIMITED SEATING AVAILABLE!

Name:_________________________________________ License #: ______________________ Office:_________________________________________ Phone: _________________________ Email: ________________________________________ Visa MasterCard Discover: ____________________________________________ Expiration Date: ______________ CID #:________ Amount to Charge: $_________________ Apply My EduPass™ / MemberMax™ Discount Signature: _____________________________________________________________________

February 10 & 11, 2015 8:30 a.m. - 5:00 p.m. GMAR: 20 Oak Hollow, Suite 100, Southfield, MI 48033

Page 27: 2015 is full of planned activities designed to make your ... · It’s Time to Plan! Ready or not, 2015 is here and another year full of planned activities ... and preserving the

Top sales associates enjoy a competitive advantage because they understand what motivates and influences their customers. Sales Strategies gives students the inside track to win over prospective buyers by teaching them the necessary strategies that make their sales quick and efficient. Students will learn how to work with today's new buyer through counseling, salesmanship and negotiation. These effective strategies will give agents customers for life.

Course Content:

Understand buyer motivation

Eliminating sales resistance

Creating trust and loyalty from buyers

Negotiating skills

CRS 202: Sales Strategies for the Residential Specialist

Designation programs require membership in the Council of Residential Specialists. All members are required to maintain active REALTOR® membership in their local board/state association. A $75 processing fee applies to all designation options. There is no time limit in fulfilling the requirements.

Approved for 16-hours of Michigan Continuing Credit! Topic Approval #: M42 Sponsor ID #: 083

INSTRUCTOR INFORMATION:

Frank Serio Frank Serio, CRS, CRB has run the gauntlet from sales associate to top producer to sales manager/trainer. In his fast paced presentations, Frank shares his own experiences and the innovative ideas used by top producers across the country. His seminars are packed with knowledge and information, and enjoyed by all.

Frank was President of the Coastal Association of REALTORS® in 1997 and REALTOR® of the Year in 1994. He has also served on numerous committees on the local, state and national levels. His versatility allows him to offer seminars on a wide variety of topics.

Designation Course Cost:

MemberMax/EduPass Members Discounted to:

$129.00

GMAR Premier Members: $295.00

Non-Members:

$349.00

Call (248) 478-1700 Online at www.GMARonline.com Email: [email protected]

Fax completed form to: (248) 478-3150

LIMITED SEATING AVAILABLE!

Name:_________________________________________ License #: ______________________ Office:_________________________________________ Phone: _________________________ Email: ________________________________________ Visa MasterCard Discover: ____________________________________________ Expiration Date: ______________ CID #:________ Amount to Charge: $_________________ Apply My EduPass™ / MemberMax™ Discount Signature: _____________________________________________________________________

February 10 & 11, 2015 8:30 a.m. - 5:00 p.m. GMAR: 20 Oak Hollow, Suite 100, Southfield, MI 48033

Available for the first time in a classroom setting, the new e-PRO® gives you a roadmap to build your business and serve the hyper-connected consumers of today and tomorrow. Learn about the changing market and how to connect with consumers, manage your online reputation, generate leads and gain referrals by signing up for Day 1 of the certification course. Upon completion of Day 1, students must complete Day 2 online to earn the e-PRO® certification.

The evolution of e-PRO® was developed through a partnership of The National Association of REALTORS® (NAR) and the Social Media Marketing Institute (SMMI) to familiarize today’s agents with the latest technology and social media tools to enhance their business and help them engage with customers and other real estate professionals.

E-PRO - Day 1 Certification Course

March 31, 2015 9:00 a.m. - 3:30 p.m. GMAR: 20 Oak Hollow, Suite 100, Southfield

Earn the e-PRO Certification

Approved for 8-hours of Michigan Continuing Education Topic Approval #: M463 School Approval #: 303

CERTIFICATION REQUIREMENTS

Be a member in good standing of the National Association of REALTORS.

Complete this qualifying core course.

Complete Day 2 online.

Certification Course Cost

*MemberMax/EduPass

FREE*!

Please fax completed form to: (248) 478-3150

GMAR Members:

$99.00

Non-Members: $119.00

Call (248) 478-1700

Online at www.GMARonline.com Email: [email protected]

LIMITED SEATING AVAILABLE!

ATTENTION GMAR MEMBERS: You may be able to take this course for FREE*!

*Subject to seating availability. Newly licensed members are not eligible to attend designation courses included with the MemberMax™ and/or EduPass™program during the first 6-months of membership**

Name:_________________________________________ License #: ______________________ Office:_________________________________________ Phone: _________________________ Email: ________________________________________ Visa MasterCard Discover: ____________________________________________ Edu-Pass™ / Member-Max™ Expiration Date: ______________________ Signature: __________________________________

Page 28: 2015 is full of planned activities designed to make your ... · It’s Time to Plan! Ready or not, 2015 is here and another year full of planned activities ... and preserving the

Financial Planning and Tax Deductions for REALTORS®

Course Fees:

MemberMax/EduPass/Premier Members

FREE

Non-Members: $35.00

Call (248) 478-1700

Online www.GMARonline.com Email: [email protected]

Please fax completed form to: (248) 478-3150

LIMITED SEATING AVAILABLE!

Just for REALTORS® Learn and explore retirement plans and options such as: Solo 401(k), SEP, Roth IRA’s, bonds, stocks, and tax deductions REALTORS® can take advantage of. Learn how to ask the right questions when interviewing licensed and registered investment advisors. Balance your retirement portfolios. Case studies of illegal retirement plans are explored.

Approved for 2-legal continuing education credits (M5799)

Time Preferred (choose one): 10:00 a.m. or 1:00 p.m. Name:_________________________________________ License #: ______________________ Office:_________________________________________ Phone: _________________________ Email: ________________________________________ Visa MasterCard Discover: ____________________________________________ CCV Code: _____________________ Expiration Date: ______________________ Signature: ______________________________________________________________________

Austin Rinard Austin is a graduate of Northwood University with a BBA in Finance. Austin started his career with Northwestern Mutual as a registered representative intern where he helped many families and individuals construct a life insurance plan. Wanting to use his finance degree to take his career to the next level Austin decided to join Miller Financial as an Investment Advisor. He holds his series 65 license as well as his Life, Health, Property and Casualty Insurance licenses with the State of Michigan. Austin works with individuals and families, but has a particular focus helping self-employed individuals to maximize tax deductions and save money for their retirement goals.

February 17, 2015 or February 17, 2015 10:00 a.m. - 12:00 p.m. 1:00 p.m. - 3:00 p.m.

GMAR Office: 20 Oak Hollow, Suite 100, Southfield, MI 48033

Page 29: 2015 is full of planned activities designed to make your ... · It’s Time to Plan! Ready or not, 2015 is here and another year full of planned activities ... and preserving the

Military Relocation Professional

Certification Course Fees:

*MemberMax/EduPass

FREE**! Please fax completed form to:

(248) 478-3150

GMAR Members: $99.00

Non-Members:

$119.00

Call (248) 478-1700 Online www.GMARonline.com

Email: [email protected]

LIMITED SEATING AVAILABLE!

When military staff and their families relocate, the services of a real estate professional who understands their needs and timetables makes the transfer easier, faster, and less stressful. This certification focuses on educating real estate professionals about working with current and former military service members to find the housing solutions that best suit their needs and take full advantage of military benefits and support. Learn how to provide the real estate services— at any stage in the service member’s military career—that meet the needs of this niche market and win future referrals. Hone in your knowledge and skills for working with active duty military buyers and sellers, as well as veterans with the NAR's Military Relocation Professional Certification.

Approved for 8-standard Continuing Education Credits (M1693)

ATTENTION GMAR MEMBERS: You may be able to take this course for FREE*!

Name:_________________________________________ License #: ______________________ Office:_________________________________________ Phone: _________________________ Email: ________________________________________ Visa MasterCard Discover: ____________________________________________ Edu-Pass™ / Member-Max™ Expiration Date: ______________________ Signature: __________________________________

**Subject to seating availability. Newly licensed members are not eligible to attend designation courses included with the MemberMax™ and/or EduPass™program during the first 6-months of membership**

February 3, 2015 9:00 a.m. - 4:30 p.m. GMAR: 20 Oak Hollow, Suite 100, Southfield, MI 48033

REQUIREMENTS: Be in good standing with NAR Complete the one-day Military Relocation Professional (MRP) Certification Core Course. Complete 2 one-hour webinars:

VA Home Purchase Financing & Options for Disabled Service Members and Veterans VA Compromise Sale

Submit an application, including payment of the $195 application fee to NAR.

Bonus! The Military Relocation Professional Certification Core course is an approved elective for the Accredited Buyer's Representative (ABR®) designation.

Page 30: 2015 is full of planned activities designed to make your ... · It’s Time to Plan! Ready or not, 2015 is here and another year full of planned activities ... and preserving the

REO Properties: Responsibilities, Education & Opportunities

Certification Course Fees:

*MemberMax/EduPass

FREE**! Please fax completed form to:

(248) 478-3150

GMAR Members: $79.00

Non-Members:

$99.00

Call (248) 478-1700 Online www.GMARonline.com

Email: [email protected]

LIMITED SEATING AVAILABLE!

This course covers the basics of working with sellers and

buyers of REO properties. Learn the skills to accurately list

assets, manage and present properties, and understand REO

property laws. Also, gain insight

on how to market yourself to

REO asset managers and other

financial institutions and access

a new revenue stream.

Learn about the REO business – from listing to marketing,

monitoring and closing REO transactions – and how to

represent the buyers of REO properties.

The REO course counts as elective credit towards the ABR Designation

Approved for 7-standard Continuing Education Credits (M751)

ATTENTION GMAR MEMBERS: You may be able to take this course for FREE*!

Name:_________________________________________ License #: ______________________ Office:_________________________________________ Phone: _________________________ Email: ________________________________________ Visa MasterCard Discover: ____________________________________________ Edu-Pass™ / Member-Max™ Expiration Date: ______________________ Signature: ______________________________________________________________________

**Subject to seating availability. Newly licensed members are not eligible to attend designation courses included with the MemberMax™ and/or EduPass™program during the first 6-months of membership**

March 3, 2015 9:00 a.m. - 4:30 p.m. GMAR Office: 20 Oak Hollow, Suite 100, Southfield, MI 48033

REO asset managers want to partner with real estate professionals to sell their foreclosed assets. By learning the responsibilities, characteristics and opportunities of a REO property, you can be a partner of choice. The goal of this course is to enable you to participate in and take advantage of business opportunities presented by the REO property market, focusing on single-family homes and small multi-family properties.

Page 31: 2015 is full of planned activities designed to make your ... · It’s Time to Plan! Ready or not, 2015 is here and another year full of planned activities ... and preserving the

Designed for real estate professionals at all experience levels, the National Association of REALTORS® (NAR) Short Sales and Foreclosure Resource certification, or SFR for short, gives you a framework for understanding how to:

Direct distressed sellers to finance, tax, and legal professionals

Qualify sellers for short sales

Develop a short-sale package

Negotiate with lenders

Tap into buyer demand

Safeguard your commission

Limit risk

Protect buyers

As many agents can attest, your ability to close short sales and foreclosures depends in part on your confidence in seeing these transactions through. Begin building your confidence today with SFR!

Short Sale and Foreclosure Resource Certification

February 26, 2015 8:30 a.m. - 5:00 p.m. GMAR: 20 Oak Hollow, Suite 100, Southfield, MI 48033

Earn the SFR Certification

Approved for 6-hours of Michigan Continuing Education and 2-hours of Legal Credit! Topic Approval #: M179 & M5142 School Approval #: 303

CERTIFICATION REQUIREMENTS

Be a member in good standing of the National Association of REALTORS.

Complete this qualifying core course.

View three 1-hour Webinars available free of charge.

Submit application* to REBAC

*$175 application fee payable to REBAC must be submitted with application.

You may return the application to the SFR department via email, fax

or direct mail. Please see the application for the

contact information.

Certification Course Cost

*MemberMax/EduPass

FREE**! Please fax completed form to:

(248) 478-3150

GMAR Members: $79.00

Non-Members:

$99.00

Call (248) 478-1700 Online at www.GMARonline.com Email: [email protected]

LIMITED SEATING AVAILABLE!

ATTENTION GMAR MEMBERS: You may be able to take this course for FREE*!

**Subject to seating availability. Newly licensed members are not eligible to attend designation courses included with the MemberMax™ and/or EduPass™program during the first 6-months of membership**

Name:_________________________________________ License #: ______________________ Office:_________________________________________ Phone: _________________________ Email: ________________________________________ Visa MasterCard Discover: ____________________________________________ Edu-Pass™ / Member-Max™ Expiration Date: ______________________ Signature: __________________________________

Page 32: 2015 is full of planned activities designed to make your ... · It’s Time to Plan! Ready or not, 2015 is here and another year full of planned activities ... and preserving the

This education-based designation addresses the fastest growing market in real estate.

Why are 50-plus clients moving? To be closer to grandchildren. To start that vineyard they've always dreamed of. To address health concerns. The list goes on and on. Can you speak to the unique motivation they have? Do you know how to counsel your client on their options? This is the kind of distinction that can set you apart. You can be the hero.

SRES® Designation Course Learning Objectives:

Learn about uses of pensions, 401k accounts, and IRAs in real estate transactions. Gain an understanding of how Medicare, Medicaid, and Social Security impact 50+ real estate decisions. Recognize mortgage finance & loan schemes and scams that victimize 50+ borrowers. Identify key life stages, viewpoints, and transitions in relation to housing choices. Recognize how a home can be adapted for safety, comfort, and aging in place. Stay focused on the transaction and avoid inappropriate involvement in family matters. Develop sensitivities to 50+ issues and priorities when counseling buyers and sellers, showing properties, and managing transactions. Develop services that win and sustain client and customer relationships and position you as a trusted real estate advisor. Master the vocabulary of the range of housing options for the 50+ market. Learn the application of federal laws for Housing for Older Persons Act (HOPA). Develop business building outreach methods for communicating & gaining 50+ market share.

Senior Real Estate Specialist Designation Course

ATTENTION GMAR MEMBERS: You may be able to take this course for FREE*!

March 18 & 19, 2015 9:00 a.m. - 4:00 p.m. GMAR Office: 20 Oak Hollow, Suite 100, Southfield, MI 48033

Earn the SRES Designation

Approved for 13-hours of Michigan Continuing Education! Topic Approval #: M259 School Approval #: 303

DESIGNATION REQUIREMENTS

Three (3) requirements must be met to attain and use the

SRES® designation:

Successful completion of the two-day SRES® Designation course, including an 80% passing grade on the exam. Maintain active membership in the National Association of REALTORS®. M a i n t a i n a n a c t i v e membership in the SRES Counci l . New Designees receive one-year membership in the Seniors Real Estate Council¨ FREE. Annual dues are $99 each year thereafter.

Designation Course Cost

*MemberMax/EduPass

FREE**! Please fax completed form to:

(248) 478-3150

GMAR Members: $350.00

Non-Members:

$399.00

Call (248) 478-1700 O nline at www.GMARonline.com

Email: [email protected]

LIMITED SEATING AVAILABLE!

**Subject to seating availability. Newly licensed members are not eligible to attend designation courses included with the MemberMax™ and/or EduPass™program during the first 6-months of membership**

Name:_________________________________________ License #: ______________________ Office:_________________________________________ Phone: _________________________ Email: ________________________________________ Visa MasterCard Discover: ____________________________________________ Edu-Pass™ / Member-Max™ Expiration Date: ______________________ Signature: __________________________________