2018 naic spring national meeting · bell, keith the travelers ... alaska division of ins...

2018 NAIC SPRING NATIONAL MEETING

ADVANCE REGISTRATION LIST AS OF 3/20/2018 COMMISSIONERS, DIRECTORS AND SUPERINTENDENTS OF INSURANCE Altmaier, David Florida Office of Insurance Reg Tallahassee, FL Altman, Jessica Pennsylvania Ins Dept Harrisburg, PA Anderson, Gary Massachusetts Div of Ins Boston, MA Atkins, Nancy Kentucky Dept of Ins Frankfort, KY Cameron, Dean Idaho Dept of Insurance Boise, ID Caride, Marlene New Jersey Dept of Banking & Ins Trenton, NJ Causey, Michael North Carolina Dept of Ins Raleigh, NC Cioppa, Eric Maine Bureau of Ins Augusta, ME Conway, Michael Colorado Div of Ins Denver, CO Deiter, Larry South Dakota Div of Ins Pierre, SD Doak, John Oklahoma Ins Dept Oklahoma City, OK Donelon, Jim Louisiana Dept of Ins Baton Rouge, LA Farmer, Ray South Carolina Dept of Ins Columbia, SC Franchini, John New Mexico Ofc of the Superintendent Santa Fe, NM Froment, Jillian Ohio Dept. of Insurance Columbus, OH Glause, Tom Wyoming Ins Dept Cheyenne, WY

Godfread, Jon North Dakota Ins Dept Bismarck, ND Hammer, Jennifer Illinois Department of Insurance Springfield, IL Hartt, Peter New Jersey Dept of Banking & Ins Trenton, NJ Hudgens, Ralph Georgia Ofc of Ins & Fire Safety Atlanta, GA Ito, Gordon Hawaii Ins Div Honolulu, HI Kelleher Dwyer, Elizabeth Rhode Island Div of Ins Cranston, RI Kerr, Allen Arkansas Ins Dept Little Rock, AR Kiser, Todd Utah Ins Dept Salt Lake City, UT Kreidler, Mike Washington Ofc of the Ins Cmsr Olympia, WA Lindley-Myers, Chlora Missouri Dept of Ins Jefferson City, MO Looman, Jessica Minnesota Dept of Commerce St Paul, MN McPeak, Julie Tennessee Dept of Commerce & Ins Nashville, TN McPharlin, Patrick Michigan Dept of Ins & Financial Svcs Lansing, MI McVey, Allan West Virginia Ofc of the Ins Cmsr Charleston, WV Navarro, Trinidad Delaware Dept of Ins Dover, DE Nickel, Theodore Wisconsin Ofc of the Ins Cmsr Madison, WI Ommen, Doug Iowa Ins Div Des Moines, IA Pieciak, Michael Vermont Dept of Financial Reg Montpelier, VT

Potter, Osbert U.S. Virgin Islands Div of Bnkng Ins & Financial Reg Charlotte Amalie, VI Ramge, Bruce Nebraska Dept of Ins Lincoln, NE Redmer, Al Maryland Ins Admin Baltimore, MD Richardson, Barbara Nevada Div of Ins Carson City, NV Ridling, Jim Alabama Dept of Ins Montgomery, AL Rivera Rios, Javier Puerto Rico Ofc of the Ins Cmsr Guaynabo, PR Robertson, Stephen Indiana Dept of Ins Indianapolis, IN Rosendale, Matthew Montana Ofc of the Ins Cmsr Helena, MT Schraad, Keith Arizona Dept of Ins Phoenix, AZ Selzer, Kenneth Kansas Dept of Ins Topeka, KS Sevigny, Roger New Hampshire Ins Dept Concord, NH Stolfi, Andrew Oregon Division of Financial Reg Salem, OR Sullivan, Kent Texas Dept of Ins Austin, TX Taylor, Stephen DC Dept of Ins Securities & Banking Washington, DC Vullo, Maria New York Dept of Financial Services New York, NY Wade, Katharine Connecticut Ins Dept Hartford, CT White, Scott Virginia Bureau of Ins Richmond, VA Wing-Heier, Lori Alaska Division of Ins Anchorage, AK


ALL OTHER REGISTRANTS (A) Abreo, Francis Alabama Dept of Ins Montgomery, AL Acebo, William Assurant Miami, FL Acevedo, Bailey Community Service Society of New York New York, NY Adams, Ian R Street Institute Sacramento, CA Adams Vega, Alexander Puerto Rico Ofc of the Ins Cmsr Guaynabo, PR Adelberg, Michael Faegre Baker Daniels LLP Washington, DC Adolf, Jodi Dentons US LLP Kansas City, MO Adolf, Maureen Eversheds Sutherland (US) LLP New York, NY Afable, Mark American Family Ins Madison, WI Africano, Sara Sidley Austin LLP Barrington, IL Ahmann, Matthew Principal Financial Group Des Moines, IA Ahrens, Rhonda Nebraska Dept of Ins Lincoln, NE Ailor, Maria Arizona Dept of Ins Phoenix, AZ Akel, Omar Nevada Div of Ins Carson City, NV Albrizio, Rosemarie AXA Equitable Life Ins Co Jersey City, NJ Alerte, Frank Brown & Brown, Inc. Daytona Beach, FL Alexander, Lois NAIC Kansas City, MO

Allegue, Raul Travelers Hartford, CT Allen, Gary Aflac Columbus, GA Allen, Ken California Dept of Ins Los Angeles, CA Allison, Pat NAIC Kansas City, MO Alton, Jeff CNA Insurance Chicago, IL Alvarado, Caren Crum & Forster Eatontown, NJ Amann, Cynthia Missouri Dept of Ins Jefferson City, MO Amerell, Jac Blue Cross Blue Shield of Michigan Detroit, MI Amini, Gordon Oklahoma Ins Dept Oklahoma City, OK Andersen, Cindy Illinois Dept of Ins Chicago, IL Andersen, Fred Minnesota Dept of Commerce St. Paul, MN Andersen, Joshua ReliaMax Surety Co Sioux Falls, SD Anderson, Doug Squire Patton Boggs (US) LLP Columbus, OH Anderson, Erik New York Life Insurance Company New York, NY Anderson, Mel Arkansas Ins Dept Little Rock, AR Anderson, Robyn Old Republic National Title Ins Co Minneapolis, MN Anderson, Todd Blue Cross Blue Shield of Michigan Lansing, MI Angel, Brian Aflac Columbus, GA

Angell, Charles Alabama Dept of Ins Montgomery, AL Annese, Mary ISO Jersey City, NJ Annotti, Joseph American Fraternal Alliance Oak Brook, IL Ansehl, Robert Thompson Hine LLP NewYork, NY applegarth, daniel Utah Ins Dept Salt Lake City, UT Apt, Benjamin U.S. Dept of Labor Washington, DC Arfanis, William Connecticut Ins Dept Hartford, CT Ario, Joel Manatt Health Albany, NY Arite, Joseph Guarantee Trust Life Insurance Company Glenview, IL Armstrong, Barry The INS Companies Philadelphia, PA Armstrong, David Deloitte Consulting Richmond, VA Armstrong, Jack Liberty Mutual Boston, MA Armstrong, James Iowa Ins Div Des Moines, IA Arney, Tracy UnitedHealthcare Fishers, IN Arnold, Connie Pennsylvania Ins Dept Harrisburg, PA Arp, Laura Nebraska Dept of Ins Lincoln, NE Arscott, Brian NAIC Kansas City, MO Arsenault, Jon Connecticut Ins Dept Hartford, CT


Ashley, Lauren NAIC Kansas City, MO Askelsen, Erik Athene West Des Moines, IA Askerlund, Nancy Utah Ins Dept Salt Lake City, UT Atamian, Nariné Debevoise & Plimpton LLP New York, NY Atkinson, Amy Munich American Reassurance Company Atlanta, GA Augustini, Eme National Association of Dental Plans Dallas, TX Austin, Jennifer KPMG LLP New York, NY Avery, Michelle Veris Consulting LLC Reston, VA Ayers, Vicki Virginia Bureau of Ins Richmond, VA (B) Baca, Roberta New Mexico Ofc of the Superintendent Albuquerque, NM Bach, Amy United Policyholders San Francisco, CA Backus Hall, Laura NCCI Plainfield, VT Bagley, Erin Coverys Boston, MA Bahna-Nolan, Mary SCOR Global Life Chicago, IL Bailey, Sarah Alaska Division of Ins Juneau, AK Baird, Amanda Ohio Dept of Ins Columbus, OH Balaban, Bill Balaban & Coble Harrisburg, PA

Balady, Michele Travelers Las Vegas, NV Balitaan, El Cid American Association Of Insurance Services Lisle, IL Balogh, Megan CUNA Mutual Group Madison, WI Bank, Jonathan Locke Lord Los Angeles, CA Barbarowicz, Robert Michelman & Robinson, LLP Los Angeles, CA Barlow, Philip DC Dept of Ins Securities & Banking Washington, DC Barnard, Cynthia Pacific Life Newport Beach, CA Barnhart, Richard MassMutual Springfield, MA Barr, Jane NAIC Kansas City, MO Barratt, Brett NCCI Salt Lake City, UT Barrett, Hugh Massachusetts Mutual Life Insurance Co. Springfield, MA Barrios, Vanessa Assurant Atlanta, GA Barry, Daniel TIAA New York, NY Bartell, Thomas The Hartford Financial Services Group, Inc. Hartford, CT Bartlett, Douglas New Hampshire Ins Dept Concord, NH Bartuska, Chrystal North Dakota Ins Dept Bismarck, ND Bass, Gregory Benefit Underwriters & Strategist, LLC Greenfield, WI Bates, Lindsay Iowa Ins Div Des Moines, IA

Battit, Sheryl PricewaterhouseCoopers Boston, MA Batts, Sandra Kentucky Dept of Ins Frankfort, KY Baty, Bruce Dentons US LLP Kansas City, MO Bauer, John NAIC Kansas City, MO Bauer, John Prudential Financial Newark, NJ Baughman, Jeff Washington Ofc of the Ins Cmsr Tumwater, WA Bayerle, Brian American Council of Life Insurers Washington, DC Baysinger, Kara Dentons Oakland, CA Beagan, Kevin Massachusetts Div of Ins Boston, MA Beal, Andy NAIC Kansas City, MO Beam, Alison Pennsylvania Ins Dept Harrisburg, PA Bean, Josh Transamerica Life Ins. Co. Cedar Rapids, IA Beane, April Quest Analytics Appleton, WI Beard, Amy Indiana Dept of Ins Indianapolis, IN Beatty, Donald Virginia Bureau of Ins Richmond, VA Beaudry, Ashley American Council of Life Insurers Washington, DC Beck, Jeffrey Selective Insurance Company of America Branchville, NJ Beck, Robert TransRe New York, NY


Becker, Tish Kansas Dept of Ins Topeka, KS Beckner, Lynn Maryland Ins Admin Baltimore, MD Behrens, DiAnn Allstate Insurance Company Northbrook, IL Belfi, Kathy Connecticut Ins Dept Hartford, CT Bell, Daryl Ameritas Life Insurance Corp Lincoln, NE Bell, Keith The Travelers Companies, Inc. Hartford, CT Bellsnyder, Luke Texas Dept of Ins Austin, TX Belo, Louis Global Bankers Insurance Group Durham, NC Bemis, Zach Wisconsin Ofc of the Ins Cmsr Madison, WI Benefield, Christine AIG Houston, TX Benger, Eugene Debevoise & Plimpton LLP New York, NY Benn, Alex Turo San Francisco, CA Bennett, Jim UnitedHealthcare Tallahassee, FL Bennett, Joanne Alaska Division of Ins Anchorage, AK Bennett, Nancy American Academy of Actuaries Washington, DC Berendt, Elizabeth Berendt and Associates, LLC Olympia, WA Berenson, Harris The Hanover Insurance Group Worcester, MA Bergmeier, Barb Ernst & Young Waterloo, NE

Bergner, Jon NAMIC Indianapolis, IN Berkowitz, Jason Insured Retirement Institute Washington, DC Berliner, Alan Thompson Hine LLP Columbus, OH Bernard, Susan California Dept of Ins San Francisco, CA Berry, David Dixon Hughes Goodman Atlanta, GA Berry, Susan Illinois Dept of Ins Springfield, IL Bert, Anne Florida Hurricane Catastrophe Fund Tallahassee, FL Beyer, Jane Washington Ofc of the Ins Cmsr Olympia, WA Biasetti, Jon Locke Lord LLP Chicago, IL Biehn, Tracy North Carolina Dept of Ins Raleigh, NC Bieniek, Joe First Consulting & Administration, Inc. Kansas City, MO Bigayer, Jamie Carlton Fields Jorden Burt, P.A. Miami, FL Biler, Tim Ohio Dept of Ins Columbus, OH Binderup, Kara NAIC Kansas City, MO Bingham, Rona NAIC Kansas City, MO Binnun, Sam Risk & Regulatory Consulting, LLC Palm Harbor, FL Birchler, Liane Westmont Associates, Inc. Cherry Hill, NJ Birnbaum, Birny Center for Economic Justice Austin, TX

Biskupiak, Bob Montana Ofc of the Ins Cmsr Helena, MT Blackburn, Ashley Community Catalyst Boston, MA Blackshear, Michael Chubb Whitehouse Station, NJ Blakeney, Ryan Mississippi Ins Dept Jackson, MS Blanchard, Holly Regulatory Insurance Advisors Lincoln, NE Blanchard, Ralph The Travelers Companies, Inc. Hartford, CT Blatt, John National Conference of Insurance Guaranty Funds Indianapolis, IN Blauvelt, Julie Virginia Bureau of Ins Richmond, VA Blitenthal, Ronald Old Republic Title Tampa, FL Blomberg, John MetLife Bridgewater, NJ Bluhm, Kenneth Blue Cross Blue Shield of Michgan Detroit, MI Blume, Paul PCI Chicago, IL Bodner, Benjamin Hinman Straub Albany, NY Boerner, Mike Texas Dept of Ins Austin, TX Boles, Bart Texas Life & Health Insurance Guaranty Association Austin, TX Bond, Tom Greenberg Traurig Austin, TX Boren, Jennifer NAIC Kansas City, MO


Borths, Linda Quest Analytics Appleton, WI Boston, Angela Burke Iowa Ins Div Des Moines, IA Botsko, Thomas Ohio Dept of Ins Columbus, OH Bottalico, Al Locke Lord LLP Los Angeles, CA Bowden, Tracy Mitchell Williams Law Firm Dallas, TX Boyd, Nicole Kansas Dept of Ins Topeka, KS Bozzo, Marshal New York Dept of Financial Services New York, NY Brackemyre, Adam SIIA Washington, DC Bradner, George Connecticut Ins Dept Hartford, CT Bradstreet, Chara NAIC Washington, DC Bramble, Jocelyn DC Dept of Ins Securities & Banking Washington, DC Brandenburg, Aaron NAIC Kansas City, MO Brangaccio, Anoush Florida Office of Insurance Reg Tallahassee, FL Brawley, Emily Clearwater Boise, ID Breitstadt, Charles Nationwide Mutual Insurance Columbus, OH Bresler, Catherine Trustmark Companies Lake Forest, IL Brickwedde, Peter Minnesota Dept of Commerce St. Paul, MN Bridgeland, Brendan Center for Ins Research Haverhill, MA

Bridges, Chad Mississippi Ins Dept Jackson, MS Brinkman, Alan Mutual of Omaha Omaha, NE Broadie, Steve Property Casualty Insurers Association of America (PCIAA) Chicago, IL Broccoli, Jack Rhode Island Div of Ins Cranston, RI Brock, Caroline Louisiana Dept of Ins Baton Rouge, LA Brodeur, Elizabeth Safety Insurance Boston, MA Brogan, Steven Drinker Biddle & Reath LLP Philadelphia, PA Brouse, Lorrie Tennessee Dept of Commerce & Ins Nashville, TN Brown, Brandi RegEd Inc Morrisville, NC Brown, Cliston Surplus Line Assn of California San Ramon, CA Brown, Crystal NAIC Kansas City, MO Brown, Dan Drinker Biddle & Reath San Francisco, CA Brown, Kyle Colorado Office of the Governor Denver, CO Brown, Lisa American Insurance Association Washington, DC Brown, Nathaniel DC Dept of Ins Securities & Banking Washington, DC Brown, Peg Colorado Div of Ins Denver, CO Brown, Rylynn Delaware Dept of Ins Dover, DE

Browning, David Mississippi Ins Dept Jackson, MS Bruggeman, Dale Ohio Dept of Ins Columbus, OH Bruning, Larry NAIC Kansas City, MO Brunson-Wheeler, Natalie State Farm Insurance Bloomington, IL Bryant, Stefanie NAIC Kansas City, MO Bryant, Susan Surplus Line Association of California San Francisco, CA Burger, Sue Humana Port Charlotte, FL Burke, Denise Wyoming Ins Dept Cheyenne, WY Burke, Dennis Reinsurance Association of America Washington, DC Burner, Burnie Mitchell Williams Austin, TX Burns, Bonnie California Health Advocates Sacramento, CA Burrows, Steven Eagle Investment Systems Wellesley, MA Butkus, Elena Aetna Chicago, IL Butler, Liz Louisiana Dept of Ins Baton Rouge, LA Buttke, Daniel Baker Tilly Virchow Krause, LLP Appleton, WI Buyalos, Edward Virginia Bureau of Ins Chester, VA Byckovski, J'ne Texas Dept of Ins Austin, TX Byrd, Kirsten Husch Blackwell LLP Kansas City, MO


Byrd, Warren Louisiana Dept of Ins Baton Rouge, LA Byrne, Elizabeth Voya Windsor, CT Byrne, Michael Drinker Biddle & Reath LLP New York, NY Byrnes, Bruce Berkshire Hathaway Group of insurance companies Stamford, CT (C) Cadwell, Richard NovaRest Sahuarita, AZ Cahill, William The Hanover Insurance Group Worcester, MA Calderon, Ramon NAIC Kansas City, MO Caligiuri, Sam The Phoenix Companies, Inc. Hartford, CT Callahan, Daniel Kansas Dept of Ins Topeka, KS Callahan, Thomas Massachusetts Affordable Housing Alliance Dorchester, MA Calman, Brenda Transamerica Life Ins. Co. Cedar Rapids, IA Camerino, Peggy Globe Life/ Torchmark McKinney, TX Cameron, Theresa Arch MI Greensboro, NC Camillo, John Kemper Life & Health Group Manhasset, NY Campbell, Eryn NAIC Kansas City, MO Campbell, Greg Alaska Division of Ins Juneau, AK Campbell, Katie IIPRC Juneau, AK

Campbell, Lisa Groom Law Group Washington, DC Campbell, Rick Mitchell Williams Little Rock, AR Campbell, Thomas Actuarial Resources Corporation Farmington, CT Canedy, Matt AIG Fort Worth, TX Cantilo, Patrick Cantilo & Bennett, L.L.P. Austin, TX Cappiello, Christine Anthem Blue Cross and Blue Shield Wallingford, CT Carbone, Donald INS Companies Philadelphia, PA Carcano, Robert NAIC New York, NY Cardone, Anthony Regulatory Insurance Services Mountainside, NJ Carey, Barbara Minnesota Dept of Commerce St Paul, MN Carl, Marianne Allstate Insurance Company Northbrook, IL Carrillo, Christine JOANY Los Angeles, CA Carson, Phillip American Insurance Association Washington, DC Carter, Trish NAIC Kansas City, MO Carvajal, Arthur WebCE, Inc. Chicago, IL Case, Andy Mississippi Ins Dept Jackson, MS Casey, Brian Thrivent Financial Appleton, WI Cassetty, David Nevada Div of Ins Las Vegas, NV

Caswell, Mary NAIC Kansas City, MO Catron, Cindy NAIC Kansas City, MO Causey, Kim Mississippi Ins Dept Jackson, MS Cavanaugh, Lauren FTI Consulting New York, NY Cebula, Michael New York Dept of Financial Services Albany, NY Ceccarelli, Michael Vanguard Malvern, PA Chandrasekaran, Dave Health Policy Consultant Washington, DC Chaskey, John Westmont Associates Inc Cherry Hill, NJ Chin, Julie Guardian Life New York, NY Chipego, Tracey State Street Princeton, NJ Chou, Wanchin Connecticut Ins Dept Hartford, CT Chowdhury, Nadeem USAA Life Insurance Company San Antonio, TX Chrisman, Zane Arkansas Ins Dept Little Rock, AR Christhilf, David DC Dept of Ins Securities & Banking Washington, DC Christy, Virginia Florida Office of Insurance Reg Tallahassee, FL Cignarale, Tony California Dept of Ins Los Angeles, CA Claire, Donna Claire Thinking, Inc. Fort Salonga, NY Claire, Martin Claire Thinking Inc Fort Salonga, NY


Clark, Beth Stroock & Stroock & Lavan LLP New York, NY Clark, Norris Locke Lord LLP Los Angeles, CA Clark, Tom Adams and Reese LLP Baton Rouge, LA Clarke, Stephen ISO Jersey City, NJ Clayburn, Steven American Council of Life Insurers Washington, DC Cleasby, Don American Family Insurance Madison, WI Clements, Laura California Dept of Ins Los Angeles, CA Cliett, Charles B Mitchell Williams Little Rock, AR Cline, Jane Spilman Thomas & Battle PLLC Charleston, WV Cloud, Ryan Guggenheim Life and Annuity Company Chicago, IL Clyburn, Casey South Carolina Dept of Ins Columbia, SC Coburn, Michael Debevoise & Plimpton New York, NY Cohoon, Kathy MassMutual Financial Group Springfield, MA Colbert, Laura Georgians for a Healthy Future Atlanta, GA Cole, Robert National Risk Brokerage Birmingham, AL Cole, William Wyoming Ins Dept Cheyenne, WY Collins, Erin NAMIC Indianapolis, IN Colonna, Karen Allied World Assurance Company (U.S.) Inc. New York, NY

Combs, Buddy Oklahoma Ins Dept Oklahoma City, OK Conley, Kevin North Carolina Dept of Ins Raleigh, NC Conner, Meggan Hartford Financial Services Group, Inc. Hartford, CT Conner, Ted Old Republic National Title Insurance Company Tampa, FL Connolly, Jean PwC Chagrin Falls, OH Conrad, Chris Transamerica Cedar Rapids, IA Consedine, Michael F. NAIC Washington, DC Considine, Tom NCOIL Manasquan, NJ Cook, Jennifer NAIC Washington, DC Cook, Margaret Alliant National Title Insurance Company Longmont, CO Cook, Mark Blue Cross Blue Shield-MI Lansing, MI Cooley, Mark Mississippi Ins Dept Jackson, MS Coons, Stephen Guggenheim Insurance Services Indianapolis, IN Cooper, Teresa NAIC Kansas City, MO Corado, Christie BB&T Legal Department Harrisburg, PA Cordiano, Benjamin Morgan, Lewis & Bockius, LLP Hartford, CT Corn, Robert Mutual of Omaha Omaha, NE Cornman, James American Council of Life Insurers Washington, DC

Coslow, Todd Federal Reserve Bank of Chicago Chicago, IL Cotter, Daniel Latimer LeVay Fyock LLC Chicago, IL Cotto, Shannon Transamerica Cedar Rapids, IA Couch, Carrie Missouri Dept of Ins Jefferson City, MO Couch, Ryan IPFS Corporation Kansas City, MO Cox, Barbara NCIGF Indianapolis, IN Coyne, Patrick The Hartford Financial Services Group Hartford, CT Craanen, Diane Deloitte & Touche LLP Chicago, IL Crabtree, Dean J.P. Morgan Asset Management New York, NY Cranon, Mary United Service Assn For Health Care Arlington, TX Crate, Cindy NAIC Kansas City, MO Crawford, Lindsay Nebraska Dept of Ins Lincoln, NE Crawford, Robert Bostick/Crawford Consulting Group Plano, TX Creevy, LeeAnne Risk and Regulatory Consulting, LLC Farmington, CT Cregan, Joe South Carolina Dept of Ins Columbia, SC Cromartie, Bruce Millennium Consulting Raleigh, NC Croom, Robert North Carolina Dept of Ins Raleigh, NC Crosby, Osborne Asurion Nashville, TN


Cross, Kim Iowa Ins Div Des Moines, IA Crosson, Robyn ADP Indianapolis, IN Crow, LeAnn M. Kansas Ins Dept Topeka, KS Cruz, Alice Guam Regulatory Division Barrigada, GU Cude, Brenda University of Georgia Athens, GA Culp, Lucy American Heart Association Dallas, TX Curry, Robert ISO Jersey City, NJ Cutright, Austin ReliaMax Surety Company Sioux Falls, SD Cutry, Kerri Hogan Lovells LLP New York, NY Cycholl, Tasha Kutak Rock LLP Scottsdale, AZ (D) Dabsys, Tadas PSI Glendale, CA D'Agostino, Franca Cigna Bloomfield, CT Dahlquist, Ronald California Dept of Ins San Francisco, CA Daleo, Andy NAIC Kansas City, MO Dance, Holly Prometric Baltimore, MD Dantche, Lauren BlueCross BlueShield Tennessee Nashville, TN Danzeiser, Douglas Texas Dept of Ins Austin, TX

Darcy, Deborah American Kidney Fund Rockville, MD Daskalakis, Dina Hudson Insurance Company Stamford, CT Daveline, Dan NAIC Kansas City, MO Davenport, Nancy Brighthouse Financial Charlotte, NC Davis, Cheryl Nationwide Columbus, OH Davison, Rachel Massachusetts Div of Ins Boston, MA dawson, Thomas Drinker Biddle & Reath New York, NY Day, Cliff New Jersey Dept of Banking & Ins Trenton, NJ de Haas, Philip Allianz Global Assistance Richmond, VA DeArmond, Jerry Wisconsin Ofc of the Ins Cmsr Madison, WI Decensi, Patricia Medical Mutual of Ohio Cleveland, OH Decker, Julie RGA Reinsurence Company Chesterfield, MO DeFrain, Kris NAIC Kansas City, MO Del Rio, Mayra Assurant Miami, FL DeMauro, Joseph AIG New York, NY Derrig, Deidre Willkie Farr & Gallagher LLP Washington, DC, DC Devery, Jennifer Renaissance Reinsurance Pembroke, Bermuda DeWaters, Zachary Brighthouse Financial Charlotte, NC

Dexter, Kelly Oklahoma Ins Dept Oklahoma City, OK DiCarmine, Kristen New York Life Ins Co New York, NY DiGiovanni, Joseph American Insurance Association Washington, DC Dillon, David Lewis & Ellis, Inc. - Actuaries & Consultants Allen, TX Dillon, Luke Life Insurance Association of Massachusetts Boston, MA DiMemmo, Joseph Pennsylvania Ins Dept Harrisburg, PA Dingus, Angela Ohio Dept of Ins Columbus, OH Dinius, Michael Noble Consulting Services, Inc. Indianapolis, IN Dinkel, Ed Rector & Associates, Inc. Overland Park, KS Ditomassi, Elisabeth XL Catlin Boston, MA Dobecki, Stephanie Sidley Austin LLP Chicago, IL Dokko, David Nationwide Columbus, OH Donahue, Ed Aflac Columbus, GA Donegan, Susan NCCI Holdings, Inc. Boca Raton, FL Donnellan, Susan TIAA New York, NY Donnelly, Erin Willkie Farr & Gallagher LLP New York, NY Doody, Stephen New York Dept of Financial Services New York, NY Doucette, Robert New Mexico Ofc of the Superintendent Santa Fe, NM


Doughty, Maria Allstate Ins Co Northbrook, IL Dove, Paulette Illinois Dept of Ins Springfield, IL Downs, Mary American Academy of Actuaries Washington, DC Drape, Marian NAIC Kansas City, MO Dubin, Michael Baker Tilly Philadelphia, PA Dubsky, Sara IIPRC Washington, DC Duchene, Stephanie Dentons US LLP Los Angeles, CA Dughi, Leslie Greenberg Traurig Tallahassee, FL Dunn, Bridget Hartford Financial Services Group LLC Hartford, CT Dunn, Harry Genworth Financial Richmond, VA Dunn, Kacy New Mexico Ofc of the Superintendent Santa Fe, NM DuPont, Eric Guardian Life Insurance Company New York, NY Durrance, Justin Georgia Ofc of Ins & Fire Safety Atlanta, GA Duzick, Linda Federal Reserve Board Washington, DC Dyke, Kevin Michigan Dept of Ins & Financial Svcs Lansing, MI Dzurec, Katie Pennsylvania Ins Dept Harrisburg, PA (E) Early, Sam Principal Des Moines, IA

Eby, Amy Lincoln Financial Group Radnor, PA Eddinger, Jeff NCCI Holdings, Inc Boca Raton, FL Edwards, Tamre Global Bankers Insurance Group Cary, NC Eft, Roy Indiana Dept of Ins Indianapolis, IN Einfalt, Mark Texas Dept of Ins Austin, TX Elayda, Saiza-Jem PhRMA Washington, DC Elias, John New Hampshire Ins Dept Concord, NH Ellsworth, Eric Consumers' Checkbook Washington, DC Emmanuel, John Locke Lord LLP New York, NY Engle, Jack Illinois Dept of Ins Springfield, IL Eom, Seong-min New Jersey Dept of Banking & Ins Trenton, NJ Erhart, Sue Great American Insurance Company Cincinnati, OH Erickson, Brad Prometric Baltimore, MD Espeland, Lynn Woodmen of the World Life Ins Society Omaha, NE Evangelista, Laura New York Dept of Financial Services New York, NY Evans, Dianne UnitedHealthcare Hartford, CT Evers, Charles Protective Life Corporation Birmingham, AL Ewing, Ginny NAIC Kansas City, MO

(F) Falkenbach, John Delaware L&H Insurance Guaranty Association Newark, DE Fan, Vivien California Dept of Ins Los Angeles, CA Faragher, Nathan Idaho Dept of Ins Boise, ID Feeney, John Prudential Financial Newark, NJ Feinen, Chuck State Farm Mutual Automobile Insurance Company Bloomington, IL Fekrat, Roshi Dixon Hughes Goodman LLP High Point, NC Feldman, Elda AEGIS Insurance Services, Inc. East Rutherford, NJ Feldman, Yuliya Drinker Biddle & Reath LLP New York, NY Feldvebel, Alexander New Hampshire Ins Dept Concord, NH Felice, Lou NAIC New York, NY Fenster, Jeffrey AmTrust Financial Services Inc. New york, NY Ferguson, Bruce American Council of Life Insurers Washington, DC Ferguson, Charlene California Dept of Ins Sacramento, CA Ferguson, Marcus Allstate Insurance Company Northbrook, IL Ferm, Robert Hall & Evans LLC Denver, CO Ferman, Sarah American Bankers Association Washington, DC Festa, Liz S&P Global Market Intelligence Washington, DC


Fettman, Robert Hogan Lovells US LLP New York, NY Fidei, Rich Greenberg Traurig, P.A. Fort Lauderdale, FL Fielder, Farrah NAPEO Alexandria, VA Fielding, John Steptoe & Johnson Washington, DC Fields, Sam Clearwater Analytics Boise, ID Fike, Elizabeth Kansas Dept of Ins Topeka, KS Filipakis, Maria Global Atlantic Financial Group New York, NY Fink, Laura Minnesota Dept of Commerce St Paul, MN Finnell, Tom Finnell & Co. McLean, VA Finston, John Drinker Biddle & Reath LLP San Francisco, CA Fischer, Scott New York Dept of Financial Services New York, NY Fitch, Whitney Ohio Dept of Ins Columbus, OH Fitzgerald, Kevin Foley & Lardner LLP Milwaukee, WI Fitzpatrick, Joseph Maryland Ins Admin Baltimore, MD Fleischhacker, Martin Minnesota Dept of Commerce St. Paul, MN Fleming, Dave NAIC Kansas City, MO Fliegelman, Arthur Office of Financial Research New York, NY Flunker, Bruce EBSO, Inc. Glendale, WI

Fontaine, Alice Fontaine Consulting, LLC Cedar Park, TX Fordham, Brian Oregon Division of Financial Reg Salem, OR Forsythe, Joni NOLHGA Herndon, VA Fortune, Jamaine AIG Houston, TX Fossitt, Rhonda Michigan Dept of Ins & Financial Svcs Lansing, MI Foster, Stephen Doak Mitchell Williams Little Rock, AR Fowler, Mark Alabama Dept of Ins Montgomery, AL Frank, Katie Ernst & Young New York, NY Franson, Sara NAIC Kansas City, MO Fraser, Diane Financial Stability Oversight Council Washington, DC Frasher, James Northwestern Mutual Milwaukee, WI Freaney, Henry Colorado Div of Ins Denver, CO Frederick, Shawn Texas Dept of Ins Austin, TX Freeman, Paige Munich American Reassurance Company Atlanta, GA Friedman, Ann-Marie Arch Re / Watford Morristown, NJ Friedrichs, Lynn Deloitte & Touche Tampa, FL Fritsch, Joseph INS Companies Philadelphia, PA Fritts, William CNO Financial Group, Inc Carmel, IN

Froemling, Maxine Alaska Division of Ins Anchorage, AK Frohman, Ann Frohman Law Office Lincoln, NE Fry, Kevin Illinois Dept of Ins Springfield, IL Fuller, Bryan Examination Resources, LLC Kansas City, MO Fuller, Elizabeth USAA San Antonio, TX Fuller, Fred North Carolina Dept of Ins Raleigh, NC Fullilove, Morag The Fullilove Consulting Group Chicago, IL Furan, Jennifer Blue Cross and Blue Shield of Minnesota Eagan, MN Furman, Daniel Hall & Evans LLC Denver, CO (G) Gabbert, Brian Oklahoma Ins Dept Oklahoma City, OK Gabriel, Roman Prudential Newark, NJ Gackenbach, Julie Confrere Strategies Washington, DC Gaffney, Kevin Vermont Dept of Financial Reg Montpelier, VT Gakundi, Gerald Bermuda Monetary Authority Hamilton, Bermuda Galbraith, Russ Arkansas Ins Dept Little Rock, AR Gallaher, Candy America's Health Insurance Plans Washington, DC Gamse, Alan Semmes, Bowen & Semmes, PC Baltimore, MD


Gandhi, Jigar American Council of Life Insurers Washington, DC Ganim, Marie Rhode Island Ofc of the Hlth Ins Cmsr Cranston, RI Gann, Julie NAIC Kansas City, MO Garavuso, Daniel Health Insurance Innovations Tampa, FL Garber, Julie NAIC Kansas City, MO Garcia, Norma Texas Dept of Ins Austin, TX Gardner, Jennifer NAIC Kansas City, MO Garduno, Scott Taylor-Walker Consulting, LLC Midvale, UT Garman, David Nationwide Columbus, OH Garn, Jake Utah Ins Dept Salt Lake City, UT Garrison, Travis Humana Inc Worthington, OH Garza, Darcie KPMG LLP New York, NY Gassaway, Leanne America's Health Insurance Plans Washington, DC Gaul, Matthew Dentons New York, NY Gellermann, AnnaLisa Washington Ofc of the Ins Cmsr Olympia, WA Gendron, Matthew Rhode Island Div of Ins Cranston, RI Gentry Harney, Tracey USAA Brentwood, TN Gerger, Brett Illinois Dept of Ins Springfield, IL

Gerst, Bonnie Transamerica Cedar Rapids, IA Ghoddoucy, Sheirin California Dept of Ins Sacramento, CA Gibson, Melissa Louisiana Dept of Ins Baton Rouge, LA Giedzinski, David AIG New York, NY Giesa, Kurt Oliver Wyman Milwaukee, WI Gilbert, Bruce Nevada Insurance Guaranty Association Las Vegas, NV Gillespie, Sherry UnitedHealthcare Green Bay, WI Gillespie, Tonya West Virginia Ofc of the Ins Cmsr Charleston, WV Gilliam, Scott The Cincinnati Insurance Company Fairfield, OH Gillum, Leah Texas Dept of Ins Austin, TX Girion, Woody Fidelity National Financial, Inc. Mission Viejo, CA Glassic, Thomas Thomas M. Glassic Washington, DC Glawe, Caryn Faegre Baker Daniels Indianapolis, IN Gleason, Angela American Insurance Association Washington, DC Glick, Armand Utah Ins Dept Salt Lake City, UT Glover, Joel Lewis Roca Rothgerber Christie LLP Denver, CO Goad, Alan KPMG LLP New York, NY Goddard, Bill Bill Goddard Glastonbury, CT

Godfredsen, Kay Iowa Ins Div Des Moines, IA Goe, Christina Christina L. Goe, Attorney, PLLC Helena, MT Goff, Cindy Aflac Columbus, GA Goheen, LeeAnn Steptoe & Johnson, LLP Washington, DC Goldberg, Joshua Health Care Service Corporation Washington, DC Golodner, Larry AIG New York, NY Goodman, Brian NAPIA Baltimore, MD Gordon, Bonny GEICO Washington, DC Gordon, Risa Debevoise & Plimpton LLP New York, NY Goshkarian, Wayne Dylan Consulting, LLC Scottsdale, AZ Gould, Michael Iowa Economic Development Authority Des Moines, IA Graeber, Jan Texas Dept of Ins Austin, TX Graham, Paul American Council of Life Insurers Washington, DC Grandjean, Amanda Bricker & Eckler Columbus, OH Grant, David Insurance Regulatory & Compliance Consultants Petersburg, IL Grant, Timothy Lloyds America, Inc. New York, NY Grason, Catherine Maryland Ins Admin Baltimore, MD Graves, Roger NAIC Kansas City, MO


Gray, Tracie Pennsylvania Ins Dept Harrisburg, PA Green, David Locke Lord LLP Atlanta, GA Green, Jeannie Genworth Mortgage Insurance Corp Raleigh, NC Greene, Howard ELANY New York, NY Green-Wright, Suzette Utah Ins Dept Salt Lake City, UT Greff, Peter Wyoming Ins Dept Cheyenne, WY Gregg, Randall Michigan Dept of Ins & Financial Svcs Lansing, MI Greiner, Melissa Pennsylvania Ins Dept Harrisburg, PA Griffin, Mary Life Insurance Council of New York, Inc. Albany, NY Griffin, Melissa NAIC Kansas City, MO Grinsell, Lynne Zurich North America North Sutton, NH Grissom, Bob Virginia Bureau of Ins Richmond, VA Grodin, Nancy Maryland Ins Admin Baltimore, MD Groves, Monica American Family Insurance Madison, WI Guerin, Stewart Louisiana Dept of Ins Baton Rouge, LA Gugig, Michael Transamerica Baltimore, MD Gunset, Joseph Lloyd's America, Inc. New York, NY Gupta, Neeraj INS Regulatory Insurance Services, Inc. Philadelphia, PA

Gurlik, Gregory Northwestern Mutual Milwaukee, WI Gütersloh, Ralf German Insurance Association Berlin, Germany Guth, Bonnie Munich Reinsurance America, Inc. Princeton, NJ Guy, Mike Louisiana Dept of Ins Baton Rouge, LA Gyger, Karin Michigan Dept of Ins & Financial Svcs Lansing, MI (H) Haefner, James Excellus BCBS Rochester, NY Hagerty, Larry Vertafore East Lansing, MI Haggard, Brenda Arkansas Ins Dept Little Rock, AR Haines, Laura Guardian Life Ins Co Washington, DC Haire, Mark Mississippi Ins Dept Jackson, MS Hall, Dale Society of Actuaries Schaumburg, IL Hall, Nikki NAIC New York, NY Hamby, Ted North Carolina Dept of Ins Raleigh, NC Hamilton, Lawrence Mayer Brown LLP Chicago, IL Hammer, Lejan (Jovi) Independence Blue Cross Philadelphia, PA Hampton, Thomas Dentons US LLP Washington, DC Hanna, Craig American Academy of Actuaries Washington, DC

Hansen, Martin AIG New York, NY Hanson, Laura Allianz Life Minneapolis, MN Hanson, Paul Minnesota Dept of Commerce St. Paul, MN Haralson, Linda South Carolina Dept of Ins Columbia, SC Hardee, Letty Arkansas Ins Dept Little Rock, AR Hardiman, Barrett Genworth Financial Richmond, VA Hargrafen, Matt Athene USA West Des Moines, IA Harkins, Chris Jackson National Life Lansing, MI Harlan, Lauren NAIC Kansas City, MO Harley, Heather The INS Companies Fishers, IN Harris, Jimmy Arkansas Ins Dept Little Rock, AR Harris, Steven AIG New York, NY Harris, Teresa Vertafore East Lansing, MI Harrison, James Principal Financial Group Dublin, OH Harrison, Lisa NAIC Kansas City, MO Harrison, Scott Harrison Law Office, PC Washington, DC Hart Bryan, Laura NCCI Boca Raton, FL Hartz, Doug Washington Ofc of the Ins Cmsr Olympia, WA


Harvey, Korey Louisiana Dept of Ins Baton Rouge, LA Haskins, Alan NICB Des Plains, IL Hatchette, Joy Maryland Ins Admin Baltimore, MD Hatley, Lawton Wells Fargo Reinsurance Charlotte, NC Hattaway, Jim Noble Consulting Services, Inc. Birmingham, AL Hauge, David Michelman & Robinson, LLP Los Angeles, CA Hauser, Peggy PwC Milwaukee, WI Havick, Ryan Eide Bailly Omaha, NE Haworth, John Washington Ofc of the Ins Cmsr Olympia, WA Hazel, Raymond London Life Reinsurance Co. Blue Bell, PA Healy, Daniel Guggenheim Partners Chicago, IL Heese, Fred Heese Consulting LLC Kansas City, MO Hefel, Randy Eagle Technology Cedar Rapids, IA Heidenreich, Sarah NIPR Kansas City, MO Hein, Kenneth VA Insurance Continuing Education Board Mechanicsville, VA Heinrich, Pam NAFA Wauwatosa, WI Hekkers, Erik Assurant Miami, FL Helder, Randy NAIC Kansas City, MO

Helsdingen, Thomas Allstate Insurance Group Northbrook, IL Hemmings, Rebecca Locke Lord LLP Chicago, IL Hemphill, Rachel California Dept of Ins Los Angeles, CA Hempstead, Kathy Robert Wood Johnson Foundation Princeton, NJ Henderson, Ron Louisiana Dept of Ins Baton Rouge, LA Hendler, Gregory Brighthouse Financial Charlotte, NC Henning, Gary Zurich North America Glenmont, NY Henry, Abria The Bermuda Monetary Authority Hamilton, Bermuda Herbst, Christopher Pearson VUE Bala Cynwyd, PA Herman, Marguerite Consumer Advocate: Project Healthcare Cheyenne, WY Hernandez, Teri HernandezHQ, LLC San Francisco, CA Herrell, Robert California Dept of Ins Sacramento, CA Hervin, Courtney Pacific Life Insurance Company Newport Beach, CA Hicks, Tim FIS Global Greenwood Village, CO Higa, Joy UnitedHealthcare Cypress, CA Higgins, Tom Great American Insurance Group Cincinnati, OH Hill, David UnitedHealthcare Chicago, IL Hill, Lee South Carolina Dept of Ins Columbia, SC

Hinds, Melanie American Fraternal Alliance Oak Brook, IL Hinkel, Richard Wisconsin Ofc of the Ins Cmsr Madison, WI Hirschhorn, Emma California Dept of Ins Los Angeles, CA Hisley, Josh Allianz Minneapolis, MN Hitchcock, Michael Pacific Life Aliso Viejo, CA Hizmi, Elizabeth Wisconsin Ofc of the Ins Cmsr Madison, WI Hodges, James NALC Columbia, SC Hoffman, Hank The Hartford Hartford, CT Hoffmeister, Brian Tennessee Dept of Commerce & Ins Nashville, TN Hoge, Debra NAIC Kansas City, MO Hogeboom, Robert Hinshaw & Culbertson LLP Los Angeles, CA Holahan, Joseph Morris Manning & Martin LLP Washington, DC Holbrook, Vaughn Regence Salt Lake City, UT Holden, Robert Stateside Associates Arlington, VA Holdman, Travis Indiana Senate Indianapolis, IN Hollan, Angela Allianz Life Minneapolis, MN Holland, Andrew Sidley Austin LLP New York, NY Holland, Kim BCBSA Washington, DC


Holland, Lisa State Farm Ins Cos Bloomington, IL Holloway, Joseph California Conservation & Liquidation Office San Francisco, CA Holman, Matthew Nebraska Dept of Ins Lincoln, NE Holman, Matthew Nebraska Dept of Ins Lincoln, NE Holmes, Julie Kansas Ins Dept Topeka, KS Honisch, Anne Anthem, Inc. Waukesha, WI Hoomani, John North Carolina Dept of Ins Raleigh, NC Hooper, Laura American Occupational Therapy Association (AOTA) Bethesda, MD Hooper, Mary Maine Bureau of Ins Augusta, ME Hope, Robert Surplus Line Association of Washington Seattle, WA Hopman, John NAIC New York, NY Hopper, Penelope Aon Service Corporation Los Angeles, CA Hopson, Brad Dixon Hughes Goodman Clearwater, FL Hornig, Karen NIPR Kansas City, MO Horwich, Harold Morgan, Lewis & Bockius LLP Hartford, CT Hoskins, Rory Illinois Ofc of the Special Deputy Receiver Chicago, IL Houn, Megan Blue Cross Blue Shield of North Dakota Bismarck, ND

House, Robert Jones Walker LLP Jackson, MS Hovey, Eric Payden & Rygel Investment Management Charlotte, NC Howard, Anna American Cancer Society Cancer Action Network Washington, DC Howe, Robert American Equity Investment Life Insurance Company West Des Moines, IA Howell, Christopher Thomas Howell Ferguson P.A. Tampa, FL Hrdlick, Thomas Foley & Lardner LLP Milwaukee, WI Hubler, Nancy Ohio Dept of Ins Columbus, OH Hudson, Kim California Dept of Ins Los Angeles, CA Hudson, Mary Jo Squire Patton Boggs (US) LLP Columbus, OH Huff, John Association of Bermuda Insurers and Reinsurers (ABIR) Hamilton, Bermuda Hughes, Damion Colorado Div of Ins Denver, CO Hughes, Don Novartis Phoenix, AZ Hughes, Pat Faegre Baker Daniels Washington, DC Hughes, Robert The Gray Insurance Company Metairie, LA Humphreys, Michael Tennessee Dept of Commerce & Ins Nashville, TN Humphries, John Risk & Regulatory Consulting, LLC Tyrone, GA Hunter, Tim Radian Guaranty Philadelphia, PA

Hurley, John Park Strategies LLC Albany, NY (I) Ige, Arlene Hawaii Insurance Division Honolulu, HI Imholz, Elizabeth Consumers Union San Francisco, CA Inclanc, Javier Rexach & Pico San Juan, PR Ireland, Kelly Compliance & Ethics Forum for Life Insurers (CEFLI) Baltimore, MD Iturbides, Rosa AXA Equitable Life Insurance Company New York, NY Ivey, Diana Marsh New York, NY Iwanicki, John MetLife Tampa, FL Iwasaki, Yutaka Sompo Japan Nipponkoa Insurance Shinjuku-ku, Japan (J) Jabourian, Lucy California Dept of Ins Los Angeles, CA Jackson, Gregory Ohio National Cincinnati, OH Jain, Rajat Nevada Div of Ins Carson City, NV James, Kenneth Ryan Arkansas Ins Dept Little Rock, AR James, Sarah Principal Des Moines, IA James, Sha'Ron Florida Dept of Financial Services Tallahassee, FL Jarrett, Jana Ohio Dept of Ins Columbus, OH


Jasper Woodroof, Connie StoneRiver, Inc. De Soto, KS Jayasekera, Ruwan Cayman Islands Monetary Authority Grand Cayman, Cayman Islands Jeffers, Jenny Jennan Enterprises, LLC Tallahassee, FL Jensby, Julianne NAIC Washington, DC Jensen, Kate Steptoe & Johnson Washington, DC Jenson, Bruce NAIC Kansas City, MO Jermain, Jennifer Zenefits San Francisco, CA Johns-Brown, Lonnie Washington Ofc of the Ins Cmsr Olympia, WA Johnson, Jeffrey John Hancock Windsor, CT Johnson, Linda Wyoming Ins Dept Cheyenne, WY Johnson, Mary Missouri Dept of Ins Jefferson City, MO Johnson, Ronnie McGlinchey Stafford Baton Rouge, LA Johnson, Stephen Stradley Ronon Stevens & Young, LLP Philadelphia, PA Johnson, Wayne Risk & Regulatory Consulting, LLC Farmington, CT Johnston, Jeff NAIC Kansas City, MO Jones, Keith National Life Montpelier, VT Jones, Norah Brighthouse Financial Charlotte, NC Jones, Richard The Guardian Life Ins Co of America New York, NY

Jones, Warren PricewaterhouseCoopers Dallas, TX Jordan, Tracy Tracy Jordan Hoschton, GA Jordan, Travis State of South Dakota Pierre, SD Joyce, Christopher Massachusetts Div of Ins Boston, MA Jrade-Rice, Rachel Tennessee Dept of Commerce & Ins Nashville, TN Judy, Debra Colorado Consumer Health Initiative Denver, CO Junior, Steve Wisconsin Ofc of the Ins Cmsr Madison, WI (K) Kahn, Melanie American Kidney Fund Rockville, MD Kallas, Jay Mayer Brown Chicago, IL Kallery, Wendy Federal Reserve Bank - Chicago Chicago, IL Kallmeyer, Paul UnitedHealthcare Horsham, PA Kane, Alice Clifford Chance New York, NY Kane, Stephen UnitedHealthcare Horsham, PA Karapiperis, Dimitris NAIC New York, NY Karlinsky, Fred Greenberg Traurig, LLP Fort Lauderdale, FL Karpowich, Len United Health Group Lake Forest, IL Kaschalk, Miles Eldridge Industries New York, NY

Kasenter, Robert Combined Insurance Chicago, IL Kasinow, Bob Locke Lord Wall, NJ Kato, Sho General Insurance Association of Japan Chiyoda-ku, Japan Kaumann, Rolf Colorado Div of Ins Denver, CO Kawana, Kelsey BlackRock San Francisco, CA Keairnes, Patty Mutual of Omaha Insurance Company Omaha, NE Keating, Lori Mutual of Omaha Omaha, NE Keen, Paula Maryland Ins Admin Baltimore, MD Keen, TK Oregon Division of Financial Reg Salem, OR Keenan, Andrea A.M. Best Oldwick, NJ Keepers, Tom Consumer Credit Industry Association Middleton, WI Kehrberg, Jason PolySystems Chicago, IL Keiser, George North Dakota Legislative Assembly Bismarck, ND Keith, Katie Out2Enroll Washington, DC Keller, Jeannie Montana Ofc of the Ins Cmsr Helena, MT Keller, Joseph Westmont Associates Cherry Hill, NJ Keller, Phillips Vermont Dept of Financial Reg Montpelier, VT Kelley, Edward TransRe New York, NY


Kelly, Alison MetLife New York, NY Kelly, Peter NAIC New York, NY Kemp, Tim Butler Snow LLP Washington, DC Kennedy, James Texas Dept of Ins Austin, TX Kennedy, Ted AIG Houston, TX Kenny, Sheila Prudential Financial Newark, NJ Kerner, Steve New Jersey Dept of Banking & Ins Trenton, NJ Kernodle, Seth Booke Seminars Winston-Salem, NC Kerns, Adam E Reinsurance Association of America Washington, DC Kersey, Laura NCCI Boca Raton, FL Khan, Oliver AAIS, Inc. Lisle, IL Kibbe, Josh NAIC Kansas City, MO Kibbee, Larry Liberty Mutual LaConner, WA Kieras, Bridget NAIC Kansas City, MO Kiernan, Kate American Council of Life Insurers Washington, DC Killelea, Amy National Alliance of State and Territorial AIDS Directors Washington, DC Killion, Tammy Groom Law Group Washington, DC

Kimball, Michele Physicians for Fair Coverage McLean, VA King, Eric NAIC Kansas City, MO King, Erinn Payden & Rygel Boston, MA Kinion, Steve Special Representative for Delaware Dept of Ins Wilmington, DE Kinnamon, Holly HJK Strategies Washington, DC Kinnison, Chris Principal Financial Group Des Moines, IA Kipper, Scott KSS Reno, NV Kirby, Cathy Michigan Dept of Ins & Financial Svcs Lansing, MI Kish, Keri WSIA Kansas City, MO Kitt, Karrol The University of Texas at Austin Austin, TX Klausmeier, Tracy Utah Ins Dept Salt Lake City, UT Klein, Jeffrey McIntyre & Lemon, PLLC Charlotte, NC Kleven, Rick Thrivent Financial Minneapolis, MN Klever, Barbara Blue Cross & Blue Shield Association Chicago, IL Kline, Steve NAIFA Falls Church, VA Klug, Erin Arizona Dept of Ins Phoenix, AZ Knable, Karl Indiana Dept of Ins Indianapolis, IN Knighten, Arlene Louisiana Dept of Ins Baton Rouge, LA

Knighton, Frank Georgia Guaranty Association Duluth, GA Kochenburger, Peter University of Connecticut School of Law Hartford, CT Kodama, David PCI Chicago, IL Koenig, Tim UnitedHealthcare Horsham, PA Koenigsman, Jane NAIC Kansas City, MO Kolchinsky, Eric NAIC New York, NY Kollmer-Dorsey, Paul American Academy of Actuaries Washington, DC Konnath, Steve Blue Cross Blue Shield of Nebraska Omaha, NE Koon, Rich Koon Group LLC Tallahassee, FL Koonce, Barry American Fidelity Assurance Company Oklahoma City, OK Korsh, David Blue Cross Blue Shield Association Washington, DC Korzeniewski, Kevin Office of the Comptroller of the Currency Washington, DC Kosal, Leslie Vertafore, Inc. East Lansing, MI Koser, Kingston NIPR Kansas City, MO Kosnoff, Scott Faegre Baker Daniels Indianapolis, IN Kotowski, Ron Bankers/CNO Financial Group Springfield, IL Kozak, Matthew Maryland Ins Admin Baltimore, MD Kraus, James Crum & Forster Morristown, NJ


Kroll, Elliott Arent Fox New York, NY Kupferman, Perry California Dept of Ins Los Angeles, CA Kupferschmid, Todd FIS Strawn, IL (L) Lacy, Bill Arkansas Ins Dept Little Rock, AR LaFond, Michelle Unum Group Portland, ME Lam, Elaine California Dept of Ins Los Angeles, CA Lancaster, Grace Kansas Ins Dept Topeka, KS Langer, Judith Anthem Inc. Hales Corners, WI Langland, Timothy Kansas City Life Insurance Company Kansas City, MO Lankowski, Linda Prudential Financial Hartford, CT Larkin, Courtney Travelers Hartford, CT Laswell, Lynn Heritage Life Insurance Company Chicago, IL Lathrop, Greg Oregon Division of Financial Reg Salem, OR Latza, William Lemonade Insurance Company New York, NY Laughbaum, John Aflac Columbus, GA Laughlin, Tyler Oklahoma Ins Dept Oklahoma City, OK Laurenzano, Vincent Stroock & Stroock & Lavan New York, NY

Law, Barbara MAPFRE USA Webster, MA Laws, Tracey Chubb Washington, DC Lawson, Aimee IIPRC Kansas City, MO Lazzaro, Amy Cigna Hartford, CT Leach, Clifford Hartford Financial Services, Inc. Hartford, CT Ledlow, Vincent Iowa Ins Div Des Moines, IA Lee, Cari Wisconsin Ofc of the Ins Cmsr Madison, WI Lee, David Arizona Dept of Ins Phoenix, AZ Lee, Helen JOANY Los Angeles, CA Lee, John Virginia CE Board Fredericksburg, VA Lee, Lichiou Washington Ofc of the Ins Cmsr Tumwater, WA Lees, Martha New York Dept of Financial Services New York, NY Leifer, David American Council of Life Insurers Washington, DC Leight, Elizabeth Ysla Society of Professional Benefit Administrators Chevy Chase, MD Leininger, Logan NAIC Kansas City, MO Leipold, Amanda WPS Health Solutions Madison, WI Lemieux, Alexandre PwC Chicago, IL Lemoine, John Unum Portland, ME

Lemon, Chrys McIntyre & Lemon, PLLC Washington, DC Lenz, Ethan Foley & Lardner LLP Milwaukee, WI Leonard, Craig Examination Resources, LLC Kansas City, MO Leonard, Kari Montana Ofc of the Ins Cmsr Helena, MT Lerner, Jodi CA Dept. of Insurance San Francisco, CA Lestini, Gregory Bricker & Eckler Columbus, OH Leung, Ruth Office of Financial Research New York, NY Leung, William Missouri Dept of Ins Jefferson City, MO Levine, Jason Combined Insurance Company Chicago, IL Lewallen, Daniel Faegre Baker Daniels Indianapolis, IN Lewis, Denise Tennessee Dept of Commerce & Ins Nashville, TN Leyman, John DaVita Inc. Washington, DC Leyte-Vidal, Marco Assurant Miami, FL Liebers, Elise NAIC New York, NY Liebers, Howard DC Dept of Ins Securities & Banking Washington, DC Lilienfeld, Michelle National Health Law Program Los Angeles, CA Lindberg, Jen Iowa Ins Div Des Moines, IA Linder, Jenna NIPR Kansas City, MO


Lindsay, Beth Voya Financial Windsor, CT Link, David Kaiser Permanente Oakland, CA Linn, David American Academy of Actuaries Washington, DC Liskov, Richard Crowell & Moring New York, NY Little, Joy Tennessee Dept of Commerce & Ins Nashville, TN Litweiler, John Wisconsin Ofc of the Ins Cmsr Madison, WI Livingston, Julie Swiss Re Overland Park, KS Lohmann, Tammy Minnesota Dept of Commerce St. Paul, MN Lombard, Karma Maine Bureau of Ins Augusta, ME Lombardo, Paul Connecticut Ins Dept Hartford, CT Lonchar, David Delaware Dept of Ins Dover, DE Loomis, Suzanne Primerica Duluth, GA Lorusso, Nick Louisiana Dept of Ins Baton Rouge, LA Love, Sarah Stewart Title Guaranty Company Houston, TX Lovendusky, Michael American Council of Life Insurers Washington, DC Lowe, Eric Virginia Bureau of Ins Richmond, VA Lubitz, Anika Hannover Re Hannover, Germany Lueck, Sarah Center on Budget and Policy Priorities Washington, DC

Luedke, Joe CUNA Mutual Group Madison, WI Lyle, George Virginia Bureau of Ins Richmond, VA Lyle, Michael Blue Cross Blue Shield Association Washington, DC Lynch, Robert MetLife New York, NY Lynch, William Liberty Mutual Insurance Boston, MA (M) MacLauchlan, Daniel UnitedHealthcare Horsham, PA Macullar, Robert Massachusetts Div of Ins Boston, MA Madonna, Laurie Conning Hartford, CT Maher, Daniel Excess Line Association of New York New York, NY Maher, Michael Illinois Dept of Ins Chicago, IL Maier, Tessa NAIC New York, NY Mais, Andrew Deloitte Wilton, CT Malm, Amy Wisconsin Ofc of the Ins Cmsr Madison, WI Mancini, Keith Great West Financial Greenwood Village, CO Manders, Steve Georgia Ofc of Ins & Fire Safety Atlanta, GA Mann, Nikolas CNO Financial Group Carmel, IN Manna, Deirdre Property Casualty Insurers Association of America Chicago, IL

Mara, John Federal Reserve Bank of Boston Boston, MA Marafatsos, Florence Fortress Insurance Company Rosemont, IL Marben, Michael Minnesota Dept of Commerce Saint Paul, MN Marchman, Michael Georgia Guaranty Associations Duluth, GA Marcotte, Robin NAIC Kansas City, MO Marcoux, Bill DLA Piper LLP(US) New York, NY Margolis, Geoffrey California Dept of Ins Sacramento, CA Marley, Nick Health Insurance Innovations Tampa, FL Marlow, John Chubb New York, NY Marnell, Frank South Dakota Div of Ins Pierre, SD Marsh, Kristen Workers' Compensation Insurance Rating Bureau of California Oakland, CA Martin, Jeff UnitedHealthcare Land O' Lakes, FL Martinez, Daniel Centene Chicago, IL Martinez, Raymond Global Bankers Insurance Group Durham, NC Martini, Elizabeth Ohio National Financial Services Cincinnati, OH Martino, Gregory Aetna Inc Hummelstown, PA Mass, Amy The Hanover Insurance Group Howell, MI


Matcham, David International Underwriting Association of London London, United Kingdom Mathis, Daniel Iowa Ins Div Des Moines, IA Matonis, Sharon Medical Mutual of Ohio Cleveland, OH Matos, C. Ignacio Rexach & Pico, CSP San Juan, PR Matsuoka, Hiroshi NLI Research Instute Tokyo, Japan Matthews, Denise NAIC Kansas City, MO Matthews, Derek Butler Snow LLP Kirkland, WA Matthews, Jolie NAIC Washington, DC Matthews, Steve Montana Ofc of the Ins Cmsr Helena, MT Matthiesen, Amanda America's Health Ins Plans Washington, DC Maurer, Kristine New Jersey Dept of Banking & Ins Trenton, NJ Maurstad, David FEMA Washington, DC May, Frank Amercan Modern Insurance Group Amelia, OH Mayorga, Courtney NAIC Kansas City, MO Mays, Thomas Pacific Life Insurance Newport Beach, CA Mazyck, Reggie NAIC Washington, DC McAdam, Jennifer NAIC Kansas City, MO McAndrew, Claire Families USA Washington, DC

McCabe, Nancy Willis Towers Watson New York, NY McCain, Kathleen Michelman & Robinson, LLP Los Angeles, CA McCallister, Mark Guggenheim Partners Chicago, IL McCarthy, Victoria Farmers Insurance Group Woodland Hills, CA McCartney, Jason PSI Services Glendale, CA McCarty, Kevin Celtic Global Consulting Tallahassee, FL McClintock, Reid Illinois Dept of Ins Springfield, IL McCown, Kate Ameritas Lincoln, NE McCue, Keith Renaissance Reinsurance Pembroke, Bermuda McDaniel, Thomas Aflac Columbus, GA McDermott, James Alvarez & Marsal Insurance and Risk Advisory Services New York, NY McDonnell, Michael New York Life New York, NY McElduff, Becky IIPRC Kansas City, MO McFarland, Becky Wyoming Ins Dept Cheyenne, WY McGee, Cheryl NAIC Kansas City, MO McGee, Max Max McGee Consulting LLC Mt. Pleasant, SC McGee, Stephanie Nevada Div of Ins Carson City, NV

McGill, Kathryn Idaho Dept of Ins Boise, ID McGowan, Mark Florida Blue Jacksonville, FL McHale, David The Doctors Company Napa, CA McInerney, Thomas Genworth Financial Richmond, VA McKay, Ben Surplus Line Association of CA San Francisco, CA McKendell, Fleur Delaware Dept of Ins Dover, DE McKenney, Michael Pennsylvania Ins Dept Harrisburg, PA McKinney, Tyler California Dept of Ins Sacramento, CA McLean, Anna Cayman Islands Monetary Authority Grand Cayman, Cayman Islands McLeod, Mark New York Dept of Financial Services New York, NY McNamara, Stephen New York Life New York, NY McNaughton, Patrick Washington Ofc of the Ins Cmsr Seattle, WA McPherson, Chester A. NCCI Holdings, Inc Washington, DC McSpadden, James AARP St. Louis, MO Mealer, Jim Missouri Dept of Ins Jefferson City, MO Mealer, Mary Missouri Dept of Ins Jefferson City, MO Mechtley, Kevin Sammons Financial Group West Des Moines, IA Mederos, Ann TIAA New York, NY


Meetz, John WSIA Kansas City, MO Megna, William Megna Law Firm Lambertville, NJ Megregian, Donna RGA Chesterfield, MO Mehlman, Wayne American Council of Life Insurers Washington, DC Meier, Michelle CUNA Mutual Group Madison, WI Melchert, Karen American Council of Life Insurers Oak Park, IL Melchionni, William AIG Latham, NY Mellinger, Joyce Zurich North America Owings Mills, MD Mellon, Elaine Idaho Dept of Ins Boise, ID Melvin, John Kentucky Dept of Ins Frankfort, KY Menck, James Eide Bailly LLP North Richland Hills, TX Merrill, Patricia Genworth Financial Richmond, VA Merrill, Tedd OneBeacon Insurance Morristown, NJ Mervine, Jonathan Willis Towers Watson Philadelphia, PA Metivier, Alyssa Rhode Island Ofc of the Hlth Ins Cmsr Cranston, RI Meucci, Joseph Conning Asset Management Hartford, CT Meyer, Becky NAIC Kansas City, MO Milazzo, Maria Unum Group Chattanooga, TN

Miletti, John Travelers Hartford, CT Miller, Christy Ryan Specialty Group, LLC Chicago, IL Miller, John American Equity Investment Life Insurance Co West Des Moines, IA Miller, Laura Ohio Dept of Ins Columbus, OH Miller, Lowell NCLHGA Raleigh, NC Miller, Mary American Academy of Actuaries Shelby, OH Miller, Neil Alvarez & Marsal Insurance and Risk Advisory Services Baltimore, MD Miller, Paul EquiTrust Life Insurance Company Chicago, IL Miller, Susan ISS, Inc. Chicago, IL Miller, Vanessa Mississippi Insurance Department Jackson, MS Milligan, Dave American Equity Investment Life Insurance Company West Des Moines, IA Mills, Howard Deloitte New York, NY Mills, James Oklahoma Ins Dept Tulsa, OK Mills, Warren Florida Office of Insurance Reg Tallahassee, FL Milner, Morgan Modern Woodmen of America Rock Island, IL Milquet, Randal Wisconsin Ofc of Ins Cmsr Madison, WI Minear, Diane Kansas Ins Dept Topeka, KS

Mitchell, Greg Frost Brown Todd LLC Lexington, KY Mitchell, Martin AHIP Washington, DC Moenck, Jan Risk & Regulatory Consulting, LLC Minneapolis, MN Mohn, Frosty NAIC Kansas City, MO Monahan, Michael American Council of Life Insurers Washington, DC Monroe, Steven Beazley Group Farmington, CT Monson, Matt Protective Life Corporation Birmingham, AL Montemayor, Jose Black Diamond Capital Partners LLP. Austin, TX Moody, Edward North Dakota Ins Dept Bismarck, ND Moore, Craig Examination Resources, LLC Baltimore, MD Moore, Mackay Nevada Div of Ins Carson City, NV Morales Burke, Barbara Blue Cross and Blue Shield of NC Durham, NC Morante, Teri Michigan Dept of Ins & Financial Svcs Lansing, MI Moreira, Daren Eversheds Sutherland LLP New York, NY Morell, Karalee Reinsurance Association of America Washington, DC Morgan, Carolyn Florida Office of Insurance Reg Tallahassee, FL Morgan, Kate Dentons US San Francisco, CA Moriarty, Michael Build America Mutual Assurance Co New York, NY


Morris, Michael Bressler, Amery & Ross, P.C. Morristown, NJ Morris, Scott NAIC Kansas City, MO Morris, Winston Nationwide Mututal Insurance Company Des Moines, IA Morrison, Joy NAIC Kansas City, MO Morrow, Bob Maryland Ins Admin Baltimore, MD Moser, Eric Illinois Dept of Ins Springfield, IL Moses, Maybeth Minnesota Dept of Commerce St. Paul, MN Moss, Benjamin Guggenheim Insurance Indianapolis, IN Mottar, Judy Illinois Dept of Ins Springfield, IL Mueller, George California Dept of Ins Sacramento, CA Muirhead, Michelle Physicians Mutual Ins. Co. Omaha, NE Muldoon, Michael Colorado Div of Ins Denver, CO Mulhern, John Drinker Biddle & Reath LLP New York, NY Mullen, Tim NAIC Kansas City, MO Murawski, Michael Coverys Boston, MA Murphy, John Noble Consulting Services, Inc. Indianapolis, IN Murphy, Karen Vermont Dept of Financial Reg Montpelier, VT Murphy, Sally Royal Neighbors of America Rock Island, IL

Murphy, Susanne Florida Office of Insurance Reg Tallahassee, FL Murray, Chris Alaska Division of Ins Juneau, AK Muska, Jay Federal Reserve Board Of Governors Washington, DC (N) Nagel, Johanna Iowa Ins Div Des Moines, IA Naim, Iman Allstate Insurance Company Northbrook, IL Nakasone, Kathleen Hawaii Ins Div Honolulu, HI Namiki, Kenichiro The General Insurance Association of Japan Chiyoda-Ku, Japan Narcini, Anne Marie IIPRC Washington, DC Nauheimer, Timothy S&P Global New York, NY Neal, Austin Foley & Lardner LLP Tallahassee, FL Neeley, Cindy Hawaii Ins Div Honolulu, HI Nehring, Leslie Missouri Dept of Ins Jefferson City, MO Nehring, Lincoln Voices for Utah Children Salt Lake City, UT Neighbors, Christine Ameritas Lincoln, NE Neill, Robert American Council of Life Insurers Washington, DC Nelson, Angela Missouri Dept of Ins Jefferson City, MO Nelson, Dan South Dakota Div of Ins Pierre, SD

Nelson, David USAA San Antonio, TX Nelson, James First American Title Insurance Company Santa Ana, CA Nelson, Michael Eversheds Sutherland (US) LLP New York, NY Nepple, Fred IIPRC Consumer Represenative Madison, WI Neve, David Global Atlantic Des Moines, IA Newberry, Collin Protective Life Corporation Birmingham, AL Nguyen, Cuc Oklahoma Ins Dept Oklahoma City, OK Nichols, Rebecca Virginia Bureau of Ins Richmond, VA Nickelson, Johanna South Dakota Div of Ins Pierre, SD Nielsen, Bethany PwC Milwaukee, WI Niemczuk, Olivia Fidelity & Guaranty Life Baltimore, MD Nieves, Ellie The Guardian Life Insurance Company New York, NY Nigam, Nikhail American Academy of Actuaries Washington, DC Nollette, Molly Washington Ofc of the Ins Cmsr Olympia, WA Noonan, Kay NAIC Kansas City, MO Nordman, Eric NAIC Kansas City, MO Nored, Michael Texas Dept of Ins Austin, TX Norman, Reyn Alabama Dept of Ins Montgomery, AL


Noronha, David California Dept of Ins Sacramento, CA Norris, Joel Pearson VUE Chicago, IL Northrup, Tanji Utah Insurance Department Salt Lake City, UT Novak, Donna NovaRest Inc Sahuarita, AZ Novak, Wayne NovaRest Sahuarita, AZ (O) Obersteadt, Anne NAIC Kansas City, MO O'Brien, Devin The Doctors Company Napa, CA O'Brien, Jesse US Public Interest Research Group Portland, OR O'Brien, Margaret Mercer New York, NY Obusek, Jacqueline North Carolina Dept of Insurance Raleigh, NC O'Connell, Pam California Dept of Ins Sacramento, CA O'Connell, William Noble Consulting Services, Inc. Atlanta, GA O'Connor, Anne Minnesota Dept of Commerce Saint Paul, MN O'Connor, John Newton, O'Connor, Turner & Ketchum, P.C. Tulsa, OK O'Day, Michael Washington Life and Disability Insurance Guaranty Association Shelton, WA Odiorne, James Washington Ofc of the Ins Cmsr Tumwater, WA Odland, James Thrivent Financial for Lutherans Minneapolis, MN

O'Donnell, Sean DC Dept of Ins Securities & Banking Washington, DC O'Donohue, Michael The Doctors Company Napa, CA Oechsner, Troy New York Dept of Financial Services Albany, NY O'Hora, Anita NAIC Kansas City, MO Okubo, Makoto Nippon Life Insurance Company New York, NY Olearnik, Marek EquiTrust Life Insurance Company West Des Moines, IA Olsen, Cande Actuarial Resources Corp of Georgia Morristown, NJ O'Malley, Michael American Insurance Association Washington, NJ Opell, JillAllison Foley & Lardner LLP New York, NY Orth, Kathleen Minnesota Dept of Commerce St. Paul, MN O'Ryan, Anne Auto Club Indemnity Austin, TX Osborn, Dave Ernst & Young Chicago, IL Osborne, Michelle North Carolina Dept of Ins Raleigh, NC Oshirabe, Yoshimasa Dai-ichi Life Group Washington, DC Ossi, Mark Georgia Ofc of Ins & Fire Safety Atlanta, GA Ostlund, Steve Alabama Dept of Ins Montgomery, AL O'Sullivan, Bill NOLHGA Herndon, VA Overstreet, Randy Utah Ins Dept Salt Lake City, UT

Owen, Kate Orrick Wheeling, WV Owens, Stephanie Affinity Insurance Services, Inc. Ft. Washington, PA (P) Pachman, Lauren National Association of Professional Insurance Agents Alexandria, VA Paladino, Arleen Crum & Forster Morristown, NJ Paliwal, Suyash Federal Reserve Board Of Governors Washington, DC Pallozzi, Paula Rhode Island Div of Ins Cranston, RI Palmieri, Christine Travelers Hartford, CT Palsgraaf, Johannes North Dakota Ins Dept Bismarck, ND Panah, Robert Assurity Resources, Inc. Fishers, IN Pandya, Simit PIAA Rockville, MD Panesso, Laura ISO Jersey City, NJ Panighetti, Arthur Pacific Life Newport Beach, CA Parker, Peggy Virginia Life, Accident & Sickness Insurance Guaranty Assn Henrico, VA Parker, Vernon B. Lincoln Heritage Phoenix, AZ Paserot, Romain IAIS Basel, Switzerland Patek, Allan Wisconsin Insurance Secuirty Fund Madison, WI Patterson, Jennifer New Hampshire Ins Dept Concord, NH


Patton, Theodore Minnesota Dept of Commerce St. Paul, MN Pauley, Andrew West Virginia Ofc of the Ins Cmsr Charleston, WV Pawluczyk, Colleen Regulatory Insurance Services (RIS) Dover, DE Peltonen, Matti Federal Reserve Board Washington, DC Pena, Margaret New Mexico Ofc of the Superintendent Santa Fe, NM Penn, Louis Lou Penn & Associates, Inc. Pepperell, MA Penny, Beth CNA Chicago, IL Perez, Paul Fidelity National Financial Jacksonville, FL Perkins, Rodney Global Bankers Insurance Group Durham, NC Persten, Scott Arizona Dept of Ins Phoenix, AZ Petersen, Chris Arbor Strategies, LLC Vienna, VA Petersen, Stewart NAIC Kansas City, MO Petersen, Thomas Petersen International Underwriters Valencia, CA Petrellis, Luann PricewaterhouseCoopers Philadelphia, PA Peyser, Alexander Goldman Sachs New York, NY Piacentini, Chuck ACLI Washington, DC Piazza, Richard Louisiana Dept of Ins Baton Rouge, LA Pieraccini, Alisha Florida Blue Jacksonville, FL

Pierce, Stephanie Dentons US LLP Kansas City, MO Pierre, Yvette Bermuda Monetary Authority Hamilton, Bermuda Ping, Jennifer Bose Government Strategies Indianapolis, IN Pipkin, Brian Mitchell Williams Little Rock, AR Pizarro, Camilo California Dept of Ins Sacramento, CA Plitt, Jeanette Washington Ofc of the Ins Cmsr Seattle, WA Pohler, Wes Westmont Associates Inc Cherry Hill, NJ Pollock, Shawn Mutual of Omaha Omaha, NE Pomerantz, Frederick Goldberg Segalla LLP New York, NY Pomerantz, Julie Mitchell Williams Austin, TX Poniatowski, Rich Travelers Hartford, CT Poole, Ellen Turo Tempe, AZ Poolman, Jim Jim Poolman Consulting Inc Bismarck, ND Poppy, Marie CNA Chicago, IL Powell, Dennis Oregon Division of Financial Reg Salem, OR Prakash, Joseph JP Consulting Rhinebeck, NY Pratt, Mark Mark Pratt Consulting LLC Glen Allen, VA Prochoroff, Alan Insurance Compliance Insight Alexandria, VA

Provost, David Vermont Dept of Financial Reg Montpelier, VT Pruett, Ann Regulatory Insurance Services Dover, DE Pruitt, John Eversheds Sutherland (US) LLP New York, NY Pruitt, Kendra Mitchell Williams Little Rock, AR Pugsley, Edwin New Hampshire Ins Dept Concord, NH Purple, John RRC Portland, CT Pyle, Frank Delaware Dept of Ins Dover, DE (Q) Querfeld, Kathleen XL Catlin Hartford, CT Quinn, Jordan The Hartford Washington, DC (R) Radel, Dwight Ohio Dept of Ins Columbus, OH Rafeld, Michelle Ohio Dept of Ins Columbus, OH Rahn, Stephen Lincoln Financial Group Fort Wayne, IN Raimondi, Josephine W. R. Berkley Corporation Greenwich, CT Ramos, Richard Kansas Ins Dept Topeka, KS Rankin, Kimberly Pennsylvania Ins Dept Harrisburg, PA Rapert, Jason Arkansas Senate Conway, AR Rapp, William American Academy of Actuaries Washington, DC


Rasch, Kevin MassMutual Life Ins Co Springfield, MA Rawe, Stephanie Swiss Re Overland Park, KS Rebholz, Rebecca Wisconsin Ofc of the Ins Cmsr Madison, WI Redmond, Gregory MetLife Boston, MA Reed, Adam Acrisure Caledonia, MI Reed, Gene Delaware Rehabilitation and Liquidation Bureau Wilmington, DE Reeder, Patrick Genworth Financial Richmond, VA Reese, Resh J. TIAA Charlotte, NC Reeve, Brian Cassels Brock & Blackwell LLP Toronto, ON Regalbuto, James New York Dept of Financial Services New York, NY Regner, Kurt Arizona Dept of Ins Phoenix, AZ Rehagen, John Missouri Dept of Ins Jefferson City, MO Reichel, Randi UnitedHealth Group Baltimore, MD Reimers, Ryan AFLAC Columbus, GA Reis, Michael Northwestern Mutual Milwaukee, WI Resnick, Theresa Allstate Life Insurance Company Northbrook, IL Reuter, Jill A.M. Best Oldwick, NJ Rhodes, Thomas MIB New York, NY

Rice, Andrea Great-West Financial Greenwood Village, CO Rice, Peter DLA Piper LLP Boston, MA Richardson, Link AIG Houston, TX Riddering, Michele Michigan Dept of Ins & Financial Svcs Lansing, MI Riddick, Tony North Carolina Dept of Ins Raleigh, NC Ridgeway, Bob America's Health Insurance Plans Washington, DC Riggs, Steve Kentucky House of Representatives Frankfort, KY Riley, Brendan North Carolina Justice Center Raleigh, NC Rinaldi, Bob Aflac Columbus, GA Rinehart, Stacy Kansas Ins Dept Topeka, KS Rivera, Lissette Westfield Group Westfield Center, OH Robben, Sara NAIC Kansas City, MO Roberson, Chantelle UNUM Chattanooga, TN Roberts, Olga KPMG LLP New York, NY Robilliard, Robert American Land Title Assn. Washington, DC Robinson, John Minnesota Dept of Commerce St. Paul, MN Robinson, Terri NCCI North Little Rock, AR Rocco, Janice California Dept of Ins Sacramento, CA

Rockstein, Jonathan American Academy of Actuaries Washington, DC Rodgers, Jonathan NAMIC Indianapolis, IN Roe, Christopher CUNA Mutual Group Madison, WI Rogers, Michelle NAMIC Indianapolis, IN Rohan, Michael Illinois Dept of Ins Chicago, IL Romano, John Baker Tilly Philadelphia, PA Romero, Miguel NAIC Kansas City, MO Rosauer, Bernard WCIO Waukesha, WI Rose, Sharon Kansas Dept of Ins Topeka, KS Rosenberg, Marc American Academy of Actuaries Washington, DC Ross, Michael DC Dept of Ins Securities & Banking Washington, DC Ross, Todd KPMG LLP New York, NY Rouleau, Christina Vermont Dept of Financial Reg Montpelier, VT Rovelo, Leyden NAIC Kansas City, MO Ruch, Guenther WPS Health Insurance Madison, WI Rude, Jeff Wyoming Ins Dept Cheyenne, WY Rudin, Lyle State Farm Ins Cos Bloomington, IL Ryan, Kevin American Academy of Actuaries Washington, DC


Ryan, Matthew Illinois Dept of Ins Chicago, IL Ryan, Patricia Old American Dallas, TX (S) Sadlier, Suzanne Cayman Islands Monetary Authority Grand Cayman, Cayman Islands Saenz, Danny JD Saenz & Associates, LLC Edinburg, TX Sagat, Mark NAIC Washington, DC Salvadori, Arthur Crowe Horwath LLP Simsbury, CT Samers, Audrey CHUBB Whitehouse Station, NJ Sanchez, Denise Marsh New York, NY Sanchez, Rebecca American Family Insurance Phoenix, AZ Sander, Joel Oklahoma Ins Dept Oklahoma City, OK Sanders, Gary NAIFA Falls Church, VA Sanders, Paul Lloyd's London, United Kingdom Santillanes, Paul NAIC Kansas City, MO Santurri, Richard Mang & Santurri, P.A. Tallahassee, FL Sarper, Ekrem NAIC Washington, DC Sartain, Bruce Illinois Dept of Ins Springfield, IL Sato, Mitsutaka Tokio Marine & Nichido Fire Insurance Co. Ltd. Washington, DC

Saunders, Doug Anthem Tower Lakes, IL Sawar, Tammy UnitedHealthcare Wauwatosa, WI Saxon, Anne Nationwide Columbus, OH Scheidt, Sarah USAA San Antonio, TX Schelp, Daniel NAIC Kansas City, MO Schlaefer, Gregory EY Minneapolis, MN Schlesinger, Richard New Jersey Dept of Banking & Ins Trenton, NJ Schlotman, Kevin Benovation Cincinnati, OH Schlude, Ted Millman Chicago, IL Schmelzer, Roger NCIGF Indianapolis, IN Schmid, Carl The AIDS Institute Washington, DC Schmidlin, Robert Assurant Miami, FL Schmidt, Katie Fidelity National Financial Jacksonville, FL Schneider, Jennifer Jackson National Life Insurance Lansing, MI Schnoll, Kenneth California Dept of Ins San Francisco, CA Schoettger, Trish NAIC Kansas City, MO Schonbrun, David Hiscox White Plains, NY Schott, Les Baker Tilly Baltimore, MD

Schott, Timothy Maine Bureau of Ins Augusta, ME Schrader, Justin Nebraska Dept of Ins Lincoln, NE Schroeder, Sarah Rector & Associates, Inc. Columbus, OH Schubert, John Deloitte Consulting Chicago, IL Schuman, Shelly The INS Companies Raytown, MO Schutter, Karen IIPRC Kansas City, MO Schwab, Stephen DLA Piper LLP (US) Chicago, IL Schwartzer, Dan Schwartzer Consulting, LLC Wisconsin Dells, WI Schwegler, William Transamerica Cedar Rapids, IA Sciacchetano, Gail NAIC Kansas City, MO Scorsone, Michael The Gray Insurance Company Metairie, LA Scott, Lauren AIG Washington, DC Scott, Nicholas Spinnaker Insurance Company Chester, NJ Sebastian, Scott Massachusetts Mutual Life Insurance Co. Springfield, MA Sebastinelli, John Greenberg Traurig LLP San Francisco, CA Seeley, Alan New Mexico Ofc of the Superintendent Santa Fe, NM Seemann, Lacey NAIC Kansas City, MO Seip, Andria Iowa Ins Div Des Moines, IA


Sekoni, Daneen American Speech-Language-Hearing Association Rockville, MD Sells, Todd NAIC Kansas City, MO Sepehri, John Gardere Wynne Sewell LLP Austin, TX Serbinowski, Tomasz Utah Ins Dept Salt Lake City, UT Serota, Daniel Aon Corporation Chicago, IL Sevi, Michael Marsh & McLennan New York, NY Sharrow, Kristen Johnson Lambert LLP Burlington, VT Sheiowitz, Michael AXA Equitable Life Ins Company New York, NY Shemanske, Jan W. R. Berkley Corporation Scottsdale, AZ Sheridan, Sean Ohio Dept of Ins Columbus, OH Sherman, Tanya Regulatory Insurance Services (RIS) Dover, DE Shipp, Sharon DC Dept of Ins Securities & Banking Washington, DC Shoop, Dennis The INS Companies Philadelphia, PA Shore, Anthony Essent Guaranty, Inc. Radnor, PA Shortt, Kathy North Carolina Dept of Ins Raleigh, NC Shoss, Cynthia Eversheds Sutherland (US) LLP New York, NY Shultz, Clark Kansas Ins Dept Topeka, KS

Sieverling, Joseph Reinsurance Assn. of America Washington, DC Siliato, Aimee Insurance Data Management Association Jersey City, NJ Silverstein, JJ Foley & Lardner LLP Washington, DC Simon, Gale New Jersey Dept of Banking & Ins Trenton, NJ Sinor, Everett Brentwood Services, Inc. Brentwood, TN Sisneros, Paula Pearson VUE Aurora, CO Sizemore, Tashia Oregon Division of Financial Reg Salem, OR Slape, Doug Texas Dept of Ins Austin, TX Slavich, Eric Washington Ofc of the Ins Cmsr Olympia, WA Slaymaker, Laura Pennsylvania Ins Dept Harrisburg, PA Sloane, David Genworth Life Ins. Co. of NY New York, NY Slutsker, Benjamin New York Life Insurance Company New York, NY Small, Carrie Baker Tilly Milwaukee, WI Smith, Andrene Prudential Financial Newark, NJ Smith, Andrew Ohio National Financial Services Cincinnati, OH Smith, Damon NAIC Kansas City, MO SMITH, DAVID Virginia Bureau of Ins Richmond, VA Smith, Derrick Mitchell Williams Little Rock, AR

Smith, Gary Regence BlueShield of Idaho Boise, ID Smith, Laura HCSC Chicago, IL Smith, Malcolm Aflac Columbus, GA Smith, Marvin Aflac Columbus, GA Smith, Matthew Coalition Against Insurance Fraud Washington, DC Smith, Roger Ryan Specialty Group Chicago, IL Smith, Thomas Reinsurance Association of America Washington, DC Smith, Wanda WS Smith & Company Hoschton, GA Smoot, Jayme Nationwide Columbus, OH Snapstailer, Leonard Guggenheim Life and Annuity Company Indianapolis, IN Snell, Deena Zurich Schaumburg, IL Snider, Rowe Locke Lord LLP Chicago, IL Snow, Tracy Ohio Dept of Ins Columbus, OH Snowbarger, Eli Oklahoma Ins Dept Oklahoma City, OK Sonnichsen, Ethan NAIC Washington, DC Sorihashi, Takuro Sumitomo Life Insurance New York, NY Sorkin, Scott Bland & Sorkin, P.C. Richmond, VA Sornson, Carl New Jersey Dept of Banking & Ins Trenton, NJ


Southwell, Gavin Health Insurance Innovations Tampa, FL Spadola, Tracy Verisk Analytics / ISO Jersey City, NJ Sparks, Steven Pacific Life Insurance Company Newport Beach, CA Spencer, Margaret Risk & Regulatory Consulting LLC Ponte Vedra Beach, FL Spenney, Bradley Aflac Columbus, GA Sperling, Andrew National Alliance of Mental Illness Arlington, VA Stapp, Susan California Dept of Ins San Francisco, CA Staude, Martha Frost Brown Todd Lexington, KY Stead, Sue Squire Patton Boggs (US) LLP Columbus, OH Steadman, Zachary Mitchell Williams Little Rock, AR Steele, Davey Lambert Johnson LLP Raleigh, NC Stefanski, Bob Illinois Dept of Ins Springfield, IL Stegall, Jennifer Wisconsin Ofc of the Ins Cmsr Madison, WI Steinwand, Amy NAIC Kansas City, MO Stephan, Steve Ryan Specialty Group Kansas City, MO Stephens, James Illinois Ofc of the Special Deputy Chicago, IL Stern, Larry FaegreBD Consulting Washington, DC Stern, Michael B. Chubb Chicago, IL

Stevens, Sherry NAIC Kansas City, MO Stewart, Donna Wyoming Ins Dept Cheyenne, WY Stewart, Matt Louisiana Dept of Ins Baton Rouge, LA Stillson, Liz NAIC Kansas City, MO Stinziano, PhD, Mike Demotech Canal Winchester, OH Stokes, Barrie Protective Life Corp Birmingham, AL Stolte, Douglas Virginia Bureau of Ins Richmond, VA Stone, Frank Oklahoma Ins Dept Oklahoma City, OK Stotler, Kacey Faegre Baker Daniels Consulting Washington, DC Stoughton, Andrew Wisconsin Ofc of the Ins Cmsr Madison, WI Strauch, Carla Thrivent Financial For Lutherans Appleton, WI Strickland, Stanton Mitchell Williams Law Firm Austin, TX Stringer, Brooke NAIC Washington, DC Struk, Chris Florida Office of Insurance Reg Tallahassee, FL Stuenkel, Wayne Protective Life Corp Birmingham, AL Stultz, Jake NAIC Kansas City, MO Stuto, Diane Life Insurance Council of NY Albany, NY Suglia, Robert Amica Mutual Insurance Company Lincoln, RI

Sullivan, Thomas Federal Reserve Board Washington, DC Sullivan, Vanessa Maine Bureau of Ins Augusta, ME Summers, Sheldon Claire Thinking Inc Canyon Country, CA Sundberg, Jaakob Utah Ins Dept Salt Lake City, UT Sung, Jane AARP Washington, DC Swalwell, Tracy Iowa Ins Div Des Moines, IA Swan, Kurt Connecticut Ins Dept Hartford, CT Swanson, Martin Nebraska Dept of Ins Lincoln, NE Szpara, Claire Indiana Dept of Ins Indianapolis, IN (T) Talarek, Kai Oliver Wyman New York, NY Tamplin, Matt Florida Dept of Financial Services Tallahassee, FL Tan, Joseph National Actuarial Network, Inc. Voorhees, NJ Tanhehco, Efren DC Dept of Ins Securities & Banking Washington, DC Tank, Bill Tank Consulting Services LLC Poinciana, FL Tarpley, Matthew Texas Dept of Ins Austin, TX Tatapudy, Suman Orrick, Herrington& Sutcliffe LLP Sacramento, CA Tate, Lisa American Council of Life Insurers Washington, DC


Taylor, Jamie Everest Reinsurance Company Liberty Corner, NJ Taylor, Jamie West Virginia Ofc of the Ins Cmsr Charleston, WV Taylor, Stephen Bass Berry & Sims, PLC Nashville, TN Taylor, William Delaware/Pennsylvania Compensation Rating Bureau Philadelphia, PA Tetrault, Paul NAMIC Beverly, MA Thakar, Todd California Life&Health Insurance Guarantee Association Gold River, CA Theisen, Richard Blue Cross Blue Shield of Michigan Detroit, MI Therriault, Charles NAIC New York, NY Thomas, Alexandra WellCare Health Plans, Inc. Tampa, FL Thomas, Jeff Mitchell Williams Little Rock, AR Thomas, Kristine CSO Omaha, NE Thomas, Mary Stewart Title Guaranty Company Houston, TX Thompson, Nick UnitedHealth Group Little Rock, AR Thompson, Vista Blue Cross Blue Shield of Arizona Phoenix, AZ Thum, Sharon State Street Kansas City, MO Thurner, Robert USA Managed Care Organization Austin, TX Tian, Peter Oliver Wyman New York, NY

Tilleman, Morgan Foley & Lardner LLP Milwaukee, WI Tinsley, John Regulatory Insurance Services Dover, DE Tipton, Suzanne Arkansas Ins Dept Little Rock, AR Tipton, Tip Thrivent Minneapolis, MN Tittle, Demetria BlueCross BlueShield Association Chicago, IL Tittle, John Deloitte & Touche LLP Chicago, IL Tobin, Cheryl Pacific Life Newport Beach, CA Tobin, Harper Jean NCTE Washington, DC Tobin, Michael New York Life Ins Co New York, NY Todd, Matt NAIC Kansas City, MO Toman, William Quarles & Brady Madison, WI Tomczyk, Tammy Oliver Wyman Milwaukee, WI Tomlin, Lincoln AAA-Interinsurance Exchange of the Auto Club Costa Mesa, CA Tompkins, Van Virginia Bureau of Ins Richmond, VA Torgerson, Dan Affordable Equity Partners, Inc. Miami Beach, FL Torian, David NAIC Washington, DC Torti, Joseph Fairfax (US) Inc. Johnston, RI Tosaris, Elizabeth Locke Lord LLP San Francisco, CA

Townsend, Carla NCCI O'Fallon, MO Toy, Edward NAIC New York, NY Travis, Sheila Alabama Dept of Ins Montgomery, AL Travis, Thomas Louisiana Dept of Ins Baton Rouge, LA Trendel, Jeffrey North Carolina Dept of Ins Raleigh, NC Trenzeluk, Tony Sentry Insurance Washington, DC Trepanier, Ian American Academy of Actuaries Washington, DC Trocinski, Carol UnitedHealthcare Onalaska, WI Trujillo, Geralyn Independence Blue Cross Philadelphia, PA Tucker, Denise Merck North Wales, PA Tucker, Tim NCCI Washington, DC Tullier, Kevin Veris Consulting, Inc. Reston, VA turchi, john Massachusetts Div of Ins Boston, MA Tuttle, Greg Aon Affinity Alpharetta, GA Tyrer, Lori NAIC Kansas City, MO Tyrrell, Ned NAIC New York, NY (U) Ubben, Jeff North Dakota Ins Dept Bismarck, ND


Ullstrom, Galen Mutual of Omaha Omaha, NE Unumb, Lorri Autism Speaks Lexington, SC Urias, Christina Christina Urias Consulting Phoenix, AZ Utter, Jana Centene Corporation St. Louis, MO (V) Vacca, David Vacca Regulatory Consulting, LLC Overland Park, KS Vahey, Michael HCSC Chicago, IL Valdes, Gilberto New York Life Ins Co New York, NY Van Buren, Lauren Wisconsin Ofc of Ins Cmsr Madison, WI Van Buskirk, Thomas NAIC New York, NY Vandevoorde, Reva Nebraska Dept of Ins Lincoln, NE Vargas, Vicente New Mexico Ofc of the Superintendent Santa Fe, NM Vaughan, Terri Drake University West Des Moines, IA Vece, Matthew American Insurance Association Washington, DC Velasquez, Dawn Allstate Northbrook, IL Venturella, Tony D. Kansas Dept of Ins Topeka, KS Vigliaturo, Phil Minnesota Dept of Commerce St. Paul, MN Volk, JoAnn Georgetown University Health Policy Institute Washington, DC

Volpe, Salvatore PwC New York, NY von Quintus, Linda Auto Club Indemnity & TX Interinsurance Exchange of the Auto Club Austin, TX Vonahnen, Matt Zurich North America Elgin, IL Voss, Susan American Enterprise Group Des Moines, IA (W) Waelti, Linus New York Life Insurance Company New York, NY Wagner, Christina UnitedHealthcare M&R Horsham, PA Wagner, Keith Blackboard Insurance New York, NY Wagner, Robert Insurance Regulatory & Compliance Consultants, LLC. Springfield, IL Wake, Robert Maine Bureau of Ins Augusta, ME Walker, Chad Bose McKinney & Evans LLP Indianapolis, IN Walker, Jamie Texas Dept of Ins Austin, TX Walker, Jessica UnitedHealth Group Mt. Airy, MD Walker, Steve TIAA Charlotte, NC Walker, Taylor ACLI Washington, DC Walsh, Mark AEGIS Insurance Services, Inc. East Rutherford, NJ Walters, Kevin Tennessee Dept of Commerce & Ins Nashville, TN Walters, Leah American Council of Life Insurers Washington, DC

Ward, Barry Louisiana Dept of Ins Baton Rouge, LA Ward, David Brighthouse Financial Charlotte, NC Warnock, Dylan EY New York, NY Warren, Ann Monaco Inglish & Monaco, P.C. Jefferson City, MO Warren, Mark G. R. Inglish & Monaco, P.C. Jefferson City, MO Waters, Paige Locke Lord LLP Chicago, IL Watkins, Dan Kansas Dept of Ins Topeka, KS Watkins, Robert State Farm Ins Cos Bloomington, IL Watson, Alison Faegre Baker Daniels Washington, DC Watters, Linda John Hancock Boston, MA Watz, Donna Minnesota Dept of Commerce Saint Paul, MN Weatherford, Holly NAIC Kansas City, MO Weaver, Amanda Health Care Service Corporation Washington, DC Weaver, Judy Michigan Dept of Ins & Financial Svcs Lansing, MI Weaver, Mike State Mutual Ins Co Rome, GA Webb, Brian NAIC Washington, DC Webber, Doug Indiana Dept of Ins Indianapolis, IN Weber, Ann Society of Actuaries Schaumburg, IL


Weber, Julia State Farm Ins Cos Bloomington, IL Weber, Peter Ohio Dept of Ins Columbus, OH Weine, Ken AAIC Schaumburg, IL Weis, John Quest Analytics Appleton, WI Weiskopf, Drew PCG Health Services Boston, MA Weissman, Barry Carlton Fields Jorden Burt LLP Los Angeles, CA Welch, Dianna Oliver Wyman Actuarial Consulting, Inc. Milwaukee, WI Welker, Greg NAIC Kansas City, MO Wells, John Mississippi Ins Dept Jackson, MS Welsh, Kimberly RGA Washington, DC Welsh, Tom Orrick Herrington Sutcliffe, LLP Sacramento, CA Werner, Michelle AIG Investments Houston, TX Westcott, Robin AAIS Lisle, IL Westerfield, Shari Oliver Wyman Chicago, IL Westmark, David Thrivent Financial for Lutherans Appleton, WI Wheeler, Douglas New York Life Ins Co New York, NY Wheeler, Ignatius Texas Dept of Ins Austin, TX Whitaker, Scott EMC Insurance Companies Des Moines, IA

Whitaker, Tracy Homesteaders Life Copany West Des Moines, IA White, Andrea Lynn Genworth Financial, Inc. Richmond, VA White, Andrew Great American Insurance Group Cincinnati, OH Whiten, Wayne Beazley Group Atlanta, GA Whittle, Jack OdysseyRe Stamford, CT Whittle, James American Modern Insurance Group Amelia, OH Wicka, Richard Wisconsin Ofc of the Ins Cmsr Madison, WI Wieske, JP Wisconsin Ofc of the Ins Cmsr Madison, WI Wiest, Stephen New York Dept of Financial Services New York, NY Wilkerson, Toma Florida Dept of Financial Services Tallahassee, FL Wilkey, Michael New Hampshire Ins Dept Concord, NH Wilkins, Colin New Hampshire Ins Dept Concord, NH Wilkinson, Jeremy NAIC Kansas City, MO Williams, Bob Mississippi Ins Dept Jackson, MS Williams, Holly Indiana Dept of Ins Indianapolis, IN Williams, Jackson Dialysis Patient Citizens Washington, DC Williams, Lauren Johnson Lambert LLP Raleigh, NC Williams, Pieter Regulatory Insurance Advisors Lincoln, NE

Williams, Valeria NIPR Kansas City, MO Williamson, Warren Reinsurance Association of America Washington, DC Wilson, David California Conservation & Liquidation Office San Francisco, CA Wilson, Dennis NIPR Kansas City, MO Wilson, Donna Oklahoma Receivership Office Oklahoma City, OK Windsor, Eric DLI North America New York, NY Winton, Dakasha BlueCross BlueShield of TN Chattanooga, TN Witt, Chris NAIC Kansas City, MO Witten, Margaret Georgia Ofc of Ins & Fire Safety Atlanta, GA Wofford, Tyece NAIC Kansas City, MO Wolf, David New Jersey Dept of Banking & Ins Trenton, NJ Wolf, Kaycee Tennessee Dept of Commerce & Ins Nashville, TN Wolf, Laurie NIPR Kansas City, MO Wolfe, Robert CNA Lake Mary, FL Woods, Dave Physicians Mutual Omaha, NE Woods, Scott PCMA Washington, DC Woods, Victor Rhode Island Ofc of the Hlth Ins Cmsr Cranston, RI Woody, Jim NAIC Kansas City, MO


Wooley, Derek Nelson Taplin Goldwater West Palm Beach, FL Wooley, Robert Adams and Reese LLP Baton Rouge, LA Workman, Jerry Alabama Dept of Ins Montgomery, AL Workman, Ryan NAIC Kansas City, MO Worman, Mark Texas Dept of Ins Austin, TX Wright, Craig Florida Office of Insurance Reg Tallahassee, FL Wrynn, James FTI Consulting New York, NY Wulf, Matthew Swiss Re Washington, DC Wulff, Kelly Zenefits San Francisco, CA Wurtzel, Joel Guardian Life New York, NY Wyatt, Robyn Resolution Life Stamford, CT (X) Xiao, Tian Hawaii Ins Div Honolulu, HI (Y) Yanacheak, Mike Iowa Ins Div Des Moines, IA Yang, Erin NAIC Washington, DC Yanos, Susan Hawaii Ins Div Honolulu, HI Yates, Daron Allianz Life Minneapolis, MN Yaworsky, Michael Florida Office of Insurance Reg Tallahassee, FL

Yee, Silvia Disability Rights Education & Defense Fund Berkeley, CA Yelkin, Kimberly Gardere Wynne Sewell LLP Austin, TX Yeung, Eva NAIC Kansas City, MO Yuldasheva, Zebo NAIC Kansas City, MO (Z) Zammar, Sue NAIC Kansas City, MO Zayac, Nicole Michelman & Robinson, LLP San Francisco, CA Zdanowicz, Philip IBC Philadelphia, PA Zeman, Robert Allstate Insurance Company Northbrook, IL Zemp, Jack Allianz Global Assistance Richmond, VA Zewe, Jeffrey Louisiana Dept of Ins Baton Rouge, LA zillmer, john Zurich Schaumburg, IL Zoellner, Alexandra Minnesota Dept of Commerce Saint Paul, MN Zolecki, Joseph BCBSA Chicago, IL Zosel, Karin Illinois Dept of Ins Springfield, IL Zyble, David Jackson National Life Lansing, MI

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