2020 benefits enrollment guidemysgbenefits.com/2020guide.pdf · welcome to the 2020 benefits guide....

SCIENTIFIC GAMES2020 BENEFITS ENROLLMENT GUIDE

WELCOME TO YOUR BENEFITS

Welcome to the 2020 Benefits Guide.

My team and I are excited to share the 2020 Benefits Guide with you. Each year, we work together to bring you a Benefits Program that offers you and your family the coverage you need for your health and well-being.

This year, I’m extremely excited about the new features for our 2020 plan including Aetna One Advocate. The Aetna One Advocate connects you to a team comprised of nurses, pharmacists, dietitians and more to help you create a true wellness program and get the most from your healthcare coverage. We’re also introducing the 2nd.MD service which offers an expert second opinion from leading physicians within three to five days. You’ll also be able to access hundreds of discounted gyms, fitness classes and activities through Gympass.

In addition to these new benefits, there are no increases to premiums, deductibles or out-of-pocket maximums to the 2020 program. Our team has gone “all-in” to bring you a best-in-class benefits program.

Shawn “Tex” Williams – Senior Vice President, Chief Human Resources Officer, Scientific Games

3 What You Need to Know

4 Medical Enhancements

5 Medical Surcharges

6 Essential Care Medical Plan

7 Choice Care Medical Plan

8 Critical Care Medical Plan

9 Health Savings Account

10 Flexible Spending Account

11 Prescription Coverage

12 Dental and Vision Plans

13 Aetna Programs

14 Employee Assistance Program

15 Premiums

16 Company Sponsored Benefits

17 Additional Protection

18 401(k) Plan

19 Medical Plan Summaries

21 Dental and Vision Plan Summaries

22 Contact Information

Table of Contents

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WHAT YOU NEED TO KNOW

New Hire EligibilityYou are eligible to participate in the health and welfare plans if you are a full-time U.S. employee regularly scheduled to work at least 30 hours each week. Your benefits are effective on your date of hire as long as you enroll by your 30th day of employment.

Eligible dependents include:• Your legal married spouse • Your children up to age 26, including stepchildren,

foster children, legally-adopted children, children placed with you for adoption or for whom you are a court-appointed legal guardian

• Your dependent children of any age who are incapable of supporting themselves due to a physical or mental disability (documentation may be requested)

Making ChangesChanges to your current elections can be made during Annual Enrollment (fall) and take effect the first of the following year.

Certain Qualified Life Events (QLE) allow you to make changes within the year as long as you make the change and provide the required supporting documentation within the required timeframe - typically 30 days from the date of the event. Please see the QLE guide on the benefits website for more information.

EnrollmentYou can sign up for benefits or change your benefit elections at the following times:

• Within 30 days of your hire date• During the benefits annual enrollment period• Within 30 days of experiencing a QLE

The elections you make at this time will remain the same through December 31, 2020. If you do not sign up for benefits during your initial eligibility period or during the annual enrollment period, you will not be able to elect coverage until the following plan year unless you experience a QLE.

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This site has everything you need regarding all benefits at Scientific Games.

For information on how to enroll, logon to:www.mysgbenefits.com, password ‘mysg’ (no caps)

SG BENEFITS WEBSITE

2020 ANNUAL ENROLLMENTWe strongly recommend all employees review their elections annually. • Your Flexible Spending Account, Dependent Care Spending Account and Accident coverage also require updating

each year. • NO increases to premiums, deductibles or out-of-pocket maximums!• We are introducing 2nd.MD and Aetna One® Advocate for 2020• If you are not currently receiving a wellness discount in 2019, you must complete the screening by November 15,

2019 to receive the wellness discount in 2020.

If you do plan on changing plans or increasing/decreasing coverage, you can make changes from November 1 through November 15, 2019.

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The wellness program will continue into 2020 If you are currently receiving the wellness discount in 2019, you do not have to take any action to continue receiving the wellness discount in 2020.

New Hires have 30 days from their hire date to complete the screening and receive the wellness discount in 2020.

Your health plan is committed to helping you achieve your best health. Rewards for participating in a wellness program are available to all employees. If you think you might be unable to meet a standard for a reward under this wellness program, you might qualify for an opportunity to

earn the same reward by a different means. Contact the Benefits Dept. at 1-866-693-9413. We will work with you (and, if you wish, with your doctor) to develop another way to qualify for the reward.

To Sign-Up Now:Go to www.mysgbenefits.com, password ‘mysg’ and click “learn more” on the Quest Diagnostics Screenings slide on the homepage. Or, click “Screenings” under the Benefits dropdown.

If you find yourself asking questions like:• Do I have the right diagnosis?• Am I on the best treatment path and medications?

Is this surgery or procedure the best option for me?Then 2nd.MD will get you the help and answers you need.

WIth 2nd.MD, you will be connected with board-certified, leading doctors across the country for an expert second opinion via video or phone within 3 to 5 days. No waiting for weeks. No endless paperwork. No hassle. No travel. Getting a second opinion has never been easier.

Employees covered on our medical plans are eligible for this free benefit – including their eligible dependents and parents.

Scientific Games has partnered with Gympass, the benefit that gives you discounted access to hundreds of different workouts and activities with one membership – no boundaries, no hidden fees, no contracts.

Explore gyms, studios, or even outdoor classes wherever you are! Try something new, or stick with your routine.

For more information, or to start your free 7 day trial go to www.mysgbenefits.com password ‘mysg’.

2nd.MD Gympass

Aetna One® AdvocateManaging your health and your benefits can be challenging. Your Aetna One® Advocate team is here to make it easier.

They’ll help you get the most from your health care. Your care team of member advocates, clinical advocates (nurses), well-being advocates, pharmacists, dietitians and more is built around you.

They’re all here to help you achieve your best health.Learn more at advocate.aetna.com.

MEDICAL ENHANCEMENTSALL IN FOR A HEALTHIER YOU

WELLNESS DISCOUNT ON MEDICAL PREMIUMS

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Spousal SurchargeIf you enroll your spouse in medical coverage, you will be asked to certify whether he or she is eligible for coverage through their employer. If your spouse is eligible for other employer-sponsored coverage – even if he or she does not elect to enroll in the other coverage– you will pay an additional spousal surcharge of $69.23 per pay period to cover them under a Scientific Games medical plan. The surcharge is paid on a pre-tax basis and does not apply if your spouse also works for Scientific Games.

If your spouse loses or gains other employer-sponsored coverage during the calendar year, you must make the corresponding life event change in the enrollment system within 30 days.

Tobacco/Nicotine User SurchargeThe tobacco/nicotine user surcharge is an additional amount that an employee participating in the Scientific Games medical plan must pay if the employee and/or his/her covered spouse uses tobacco or nicotine. If you and/or your covered spouse self-identify as a tobacco/nicotine user under the Scientific Games tobacco/nicotine user definition and do not complete Aetna’s Tobacco/Nicotine Cessation for Wellness program, you must pay the surcharge.

A tobacco/nicotine user per the policy is an employee or covered spouse that has used tobacco/nicotine within the past 12 months prior to completing an Annual Enrollment, New Hire Enrollment, or a Qualified Life Event

(i.e. marriage, loss of other coverage). The surcharge is an additional $23.08 per pay period if you or your covered spouse use tobacco/nicotine and $46.15 per pay period if you both use tobacco/nicotine. The surcharge is paid on a post-tax basis.

Tobacco/nicotine products are defined as any product made with or derived from tobacco/nicotine that is intended for human consumption. This includes, but is not limited to:

• cigars • cigarettes• electronic cigarettes/pipes (E-Cigarettes/pipes)• chewing tobacco• snuff • vaporizers• vape pens• hookah pens• any other tobacco or nicotine product excluding

religious & ceremonial uses of tobacco

Scientific Games recognizes that quitting tobacco/nicotine use can be a significant personal challenge and offers resources to help you. Aetna’s Tobacco/Nicotine Cessation for Wellness program is offered at no cost to assist in quitting tobacco/nicotine use. The eight-session program offers individual or group coaching options with 24/7 online peer support and more. You must successfully complete Aetna’s Tobacco/Nicotine Cessation for Wellness program in order to have the surcharge removed and reimbursed.

PremiumThe cost of medical coverage is based on your salary, the plan you elect, the number of people you cover, and whether you participated in the wellness screening. Your premium is also based on whether you and your covered spouse use tobacco or nicotine as well as if your spouse is eligible for other employer-sponsored coverage.

CoinsuranceAfter you meet your annual deductible, generally you will continue to pay a percentage of the cost for in-network covered medical services until you meet the out-of-pocketmaximum. The plan then pays the rest.

Annual deductibleYou won’t pay for covered in-network preventive care, such as your annual checkup, on either of our medical plans. Generally, for all other covered care, you’ll either pay a copay or the amount of your annual deductible before the plan starts to pay.

Out-Of-Pocket Maximum (OOP)This is the most you would pay for covered medical ser-vices in a calendar year. Once you meet the OOP, the plan pays 100% of your in-network care.

Aetna Tobacco Cessation866-213-0153

MEDICAL SURCHARGES

WHAT’S IMPORTANT TO KNOW WHEN I SELECT MY MEDICAL PLAN?

What comes out of my pay? What will I pay when I seek medical care?

What will I pay after deductible? What is the most that I would pay out of pocket?

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SUMMARY

This plan does not have copays for provider visits. Preventive prescriptions are covered at 100%. All other prescriptions have a co-pay after you meet your deductible.

This plan is the only medical plan we offer that is HSA (health savings account) eligible. Please see page 9 for more information on the benefits of HSAs.

This plan has FREE medical premiums for employee-only coverage for employees earning less than $50K per year who participated in the wellness screening, and the company matches your HSA contributions dollar-for-dollar up to $500 per year!

In-Network Benefits Essential Care(HSA-Eligible)

What type of network is this? Aetna Premier Care Network

What’s the deductible? EE Only Tier $1,500 EE Plus 1 or more $2,800 (Individual)/$3,000 (Family)

What is my Company HSA Contribution? $1 for $1 match up to $500 annually

What will a medical visit cost? 30% of charges after deductible$40 Teladoc Copay

What will my prescriptions cost (excluding preventive prescriptions)?

Generic: $15 copay, after deductibleBrand: $40 copay, after deductible

Specialty: $300 copay, after deductible

What will preventive PRESCRIPTIONS cost? Free! Your preventive drug list is available on mysgbenefits.com

What will preventive CARE cost? Free!

What’s the most I will have to pay in a year? EE Only Tier $5,000 EE Plus 1 or more $6,650 (Individual)/$10,000 (Family)

What will Lab/X-ray &Major Diagnostic cost? 30% after deductible

No Out-of-Network benefits are available.

Essential Care Plan Highlights$1,500 (I) or $3,000 (F)Annual Deductible

30% after deductibleDoctor’s Office Visits

Up to $500 annuallyDollar-for-Dollar Company HSA Match

30% after deductibleEmergency Room Cost

FREE!Preventive Rx (diabetic supplies & medication, asthma medication, and more!)

Covers In-Network Services Only

ESSENTIAL CARE PLAN

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SUMMARY

The Choice Care Plan is a lower cost plan with the convenience of a built in copay for office visits, prescriptions and x-rays/labs, while having a higher deductible and out-of-pocket maximum for in-patient hospitalization.

Your first three visits to a Primary Care Physician (PCP) are FREE! Qualifying physicians include general medicine, family practice, internal medicine and pediatricians!

In-Network Benefits Choice Care

What type of network is this? Aetna Premier Care Network

What’s the deductible? $2,000 (I)$4,000 (F)

What is my Company HSA Contribution? N/A

What will a medical visit cost?

$55 Office Visit(1st 3 Visits Free)

$20 Teladoc Copay$75 Specialist


Generic: $15Preferred Brand: $60

What will preventive PRESCRIPTIONS cost? Subject to tiers above


What’s the most I will have to pay in a year? $6,000 (I)$12,000 (F)

What will Lab/X-ray &Major Diagnostic cost?

Tier 1: $100Tier 2: $500

Choice Care Plan Highlights$2,000 (I) or $4,000 (F)Annual Deductible

$55/$75 copayDoctor’s Office Visits/Specialist Visit

$20 copay NEW LOWER COST!Teladoc Consultation

$500 + 30% coinsurance, copay waived if admittedEmergency Room Cost

$100/ $500Lab & X-ray services / Major Diagnostic services



CHOICE CARE PLAN

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SUMMARY

The Critcal Care medical plan offers the lowest copays, deductibles, and out of pocket maximums of all 3 of our medical plans. There are copays for office visits, prescriptions, as well as lab and X-ray.

The Critical Care plan has an enhanced network. This plan has the largest amount of providers than the other 2 medical plans.

In-Network Benefits Critical Care

What type of network is this? Open Access Aetna Select

What’s the deductible? $600 (Individual)$1,800 (Family)

What is my Company HSA Contribution? N/A

What will a medical visit cost?$30 Office Visit

$20 Teladoc Copay$50 Specialist


Generic: $15 copayPreferred Brand: $40 copay

Specialty: $300 copay

What will preventive PRESCRIPTIONS cost? Subject to tiers above


What’s the most I will have to pay in a year? $3,500 (Individual)$6,850 (Family)

What will Lab/X-ray &Major Diagnostic cost?

Tier 1: $50Tier 2: $250

Critical Care Plan Highlights$600 (I) or $1,800 (F)Annual Deductible

$30/$50 copayDoctor’s Office Visits/Specialist Visit

$20 copayTeladoc Consultation

$500 + 20% coinsurance, copay waived if admittedEmergency Room Cost

$50 / $250Lab & X-ray services / Major Diagnostic services



CRITICAL CARE MEDICAL PLAN

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A health savings account (HSA) is a medical savings account. This account is funded by you and matched up to $500 by Scientific Games, to help pay for your medical expenses. The funds contributed to an HSA account are not subject to federal income tax at the time of deposit. Unlike a flexible spending account (FSA), funds roll over and accumulate year-to-year if they are not spent. Also, you can start, stop, increase, or decrease your contribution throughout the year.

If you enroll in an HSA, the federal government may require you to verify certain information, such as your name or address, before your HSA can be opened. If you don’t provide this information your account won’t be opened, which may result in the forfeiture of any company contributions and return of contributions you elect to make.

To be eligible for an HSA, you must be enrolled in the Essential Care plan.

Also:• You or your spouse cannot have a Health Care FSA or a

Health Reimbursement Account (HRA) in the same year except for a Limited Purpose FSA.

• You cannot have Medicare, Tricare, or have been treated by the Veterans Administration (VA) in the last three months.

• More info is available at www.mysgbenefits.com, password ‘mysg’.

Funds RolloverYour funds do not expire at the end of the year. Instead, they rollover, allowing you to use these funds whenever you need them!

Tax-Free DepositsHSA contributions are automatically deducted fromyour paycheck on a tax-free basis.*

Paying for your MedicalUse your HSA as an option to pay for your medicalexpenses on a tax-free basis*. A debit card is provided to you to make paying easier.

Retirement PlanningContribute to your HSA tax-free up to $3,550 peryear for an individual or $7,100 for a family (includingcompany contributions). Contributions that roll overfrom other HSA’s do not count towards the annualmaximums.

If age 55 or older, you can contribute up to an additional $1,000 annually.

HEALTH SAVINGS ACCOUNT

Health Savings Account Information

Winning with an HSA

A health savings account (HSA) is a medical savings account. This account is funded by you and has a dollar for dollar match up to $500 annually by Scientific Games, to help pay for your medical expenses.

What is an HSA?

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Healthcare Flexible Spending Account (FSA): reimburses Critical Care & Choice Care Plan members for eligible healthcare, dental, and vision expenses.

Limited-Purpose FSA: reimburses Essential Care Plan members for eligible dental and vision expenses. May be used for medical expenses after your deductible is met.

Dependent Day Care FSA: reimburses enrollees for eligible dependent day care expenses.

Critical Care & Choice Care Plan members can contribute up to $2,700 to a Healthcare FSA.

Essential Care Plan members can contribute up to $2,700 to a Limited-Purpose FSA.

All employees can contribute up to $5,000 to a Dependent Day Care FSA.

*Guide printed on 10/16/19. Please visit www.irs.gov for 2020 contribution limits.

Use your FSAYou can use your FSA for Medical, Dental, or Visionexpenses (Critical Care Plan participants only; EssentialCare Plan participants after the deductible is met).

Be Careful!Your FSA does not roll over. Whatever isn’t used by theend of the year is forfeited.

Roughly 30% Savings You get an average of 30% in savings from pre-tax FSAdollars. It’s like spending $70 for $100 of medical, dental, or vision services.

Tax-Free PaymentsWhen you use your FSA, you’re using pre-tax dollars.This means you can have more money to spend onmedical care throughout the year.

FLEXIBLE SPENDING ACCOUNT

Flexible Spending Account Information FSA Limits*

Winning with an FSA

An FSA is a tax-free account you can use to pay for eligible medical expenses. Your funds do not rollover from year-to-year, so use them or lose them!

What is an FSA?

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PRESCRIPTION COVERAGE

Definitions

When you enroll in a medical plan, prescription drug coverage is included. There are a variety of ways you can filla prescription:

At a Retail PharmacyYou can purchase up to a 30-day supply of your prescription at any in-network retail pharmacy. The plan also offers Maintenance Choice, which allows you to pick up a 90-day supply of maintenance medication at a CVS/Caremark retail pharmacy and pay the mail order price.

In Your MailboxUse the mail order program to have maintenance medications mailed to your home.

Generic Drugs are MandatoryWhen a generic is available, but you receive a brand drug from the pharmacy, you will pay for the brand medication PLUS the difference in cost between the generic and brand. The penalty amount (difference in cost between the generic and brand) does not apply to your calendar year deductible or your out-of-pocket maximum. This applies whether you request the brand drug from the pharmacist OR your doctor requests the brand drug.

FormularyAnother way you can save money on prescription drugs is by sticking to the formulary. The formulary is a list of medications that are preferred for their cost and clinical effectiveness. Be sure any medications you receive are on the formulary list. The list is updated each year. You can find an up-to-date list at mysgbenefits.com, password ‘mysg’. Quantity limits and prior authorization may apply.

Retail Pharmacy Tier Essential Care* Choice Care Critical Care

Retail Copays(Up to a 30-day supply)

$15/generic - after deductible$40/preferred brand - after deductible

$15/generic$60/preferred

brand

$15/generic$40/preferred

brand

Mail Order Copays(Up to a 90-day supply)

$37.50/generic - after deductible$100/preferred

brand - after deductible

$37.50/generic$100/preferred

brand

$37.50/generic$100/preferred

brand

Specialty Drug Copays

$300/specialty brand (30-day) -

after deductible

$300/specialty brand (30-day)

$300/specialty brand (30-day)

Preventive Rx $0 Subject to tiers above

Subject to tiers above

Generic: These have the same active ingredients, intended use, effects, safety, and strength as their brand-name equivalents.

Preferred brand: These drugs are on the formulary list, and are “preferred” for their effectiveness and value.

Specialty: If you have a complex chronic or genetic health condition and need specialty medications, you must purchase them through Aetna Specialty Pharmacy.

*You pay full cost until you reach the deductible. You can use money from your HSA. Once you reach the deductible on the Essential Care plan, you pay a copay for your prescriptions.

NOTE: The amount you pay for a medication depends on the medical plan youchoose and the type of medication.

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DENTAL AND VISION PLANS

Dental PPO Dental PPO+

What type of plan is this? A PPO dental plan allows you to see anydentist you like

Is there a network? Yes, Cigna Yes, Cigna

What’s the deductible? $50 / $150 $50 / $150

What will a cleaning cost? Free Free

Is Orthodontia covered?Yes, for adults and children up to 50% no deductible up

to Annual Maximum

Yes, for adults and children up to 50% up to $2,000(separate from annual max)

What’s the annual benefits limit? $2,000 $3,500

How much does the plan cover a preventive/basic/major procedure? 100%/80%/50% 100%/80%/60%

Vision Base Vision Buy-UpIs there a network? Yes, VSP Yes, VSP

What will a vision exam cost? $15 $10

What will prescription glasses cost? 20% discount only $200 frame allowance

What will contact lenses cost? 15% discount only $200 allowance

Suncare Benefit (Non-Prescription Sunglasses) N/A $200 allowance towards non-prescription sunglasses

Are there other benefits? N/A

Exams, Frames and Lenses every year

Primary Eyecare - $20 copay for medical issues

Plan BundlingDental coverage is BUNDLED with Vision. You must select a plan for dental and vision or waive both.

Dental Health is Important.Good dental care is a key component of your overall health. Your dental plans are provided by Cigna with benefits for preventive, basic and major services. Orthodontia is available for adults and children. These Dental PPO Plans allows you to go to any provider you choose but benefits are paid at a higher level when you use an Cigna network dentist.

Vision Health is important, too.If you wear glasses or contacts, you know these costs can add up. At Scientific Games, vision benefits are provided by VSP. Even if you don’t wear contacts or glasses, annual eye exams are recommended. The Base Plan offers discounts and a copay for an exam with no payroll deductions. This plan is ideal for employees and any covered dependents that do not wear contacts or glasses. The Buy-up plan offers more comprehensive coverage for glasses and contacts at a small cost. The $200 allowance can be used towards one of the following each calendar year: Prescription Glasses, Contacts, or Sunglasses. To find an in-network optometrist or ophthalmologist near you, go to www.vsp.com or call 800-877-7195.

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Aetna ProgramsAETNA PROGRAMS

AetnaOne Advocate®

Managing your health and your benefits can be challenging. Your Aetna One® Advocate team is here to make it easier.

They’ll help you get the most from your health care. Your care team of member advocates, clinical advocates (nurses), well-being advocates, pharmacists, dietitians and more is built around you.

They’re all here to help you achieve your best health.

Learn more at advocate.aetna.com

TeladocTeladoc gives you 24/7/365 access to U.S. board-certified doctors through the convenience of phone or video consults. It’s an affordable alternative to costly urgent care and ER visits when you need care now. In 2020, you can also use Teladoc for Dermatology and Behavioral Health visits.

When to use:Teladoc does not replace your primary care physician, but you can save time and money when you need care.

Get care:Treat conditions such as cold and flu symptoms, allergies, bronchitis, a urinary tract infection, respiratory infection, and sinus problems.

Beginning Right Maternity This program is designed to assist you from the time you start planning a family, through pregnancy and well after your baby is born. Upon enrolling in our new Beginning Right Maternity Program, members can receive.

Educational materials (available in English and Spanish) on prenatal care, labor and delivery, newborn care and more

• A pregnancy risk survey to help determine whether a risk for certain complications exists

• A preterm labor program to support high-risk women

• Access to specially trained nurses for high-risk mothers-to-be and more!

Caregiver Program

You can add your parent, spouse, or other loved one you care for to your Teladoc account, even it they aren’t covered under your medical plan.

With this benefit, you will be able to request a visit for your loved one and even join a three-way visit with that person and a doctor for only $45 per visit.

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Are you:A parent looking for answers to parenting questions? Get help with:• Child care• Nanny services• Before- and after-school care• Camps• Financial assistance• Adoption information

A family member of an elder? Learn about:• Home health care• Respite care• Community services• Help determining the right level of care• Screened referrals for assisted living and nursing homes• Hospice information

Looking for a place to live? Get help with:• Finding an apartment• Finding movers• Relocating to another city• Choosing a realtor• School and neighborhood information• Housing and utility assistance

Sending a child off to school? Learn about:• Choosing school, from preschool through college and beyond• Financial aid• Scholarships• Tutors• Special needs

Planning a major project? Find resources and qualified experts for:• Weddings and other events• Home improvement projects• Vacation planning• Making a big purchase, such as a home or car

A pet owner? Get information on:• Dog walkers• Kennels and pet care• Veterinarians• Obedience classes• Pet insurance

Get the Help You Need.Just call your GuidanceResources toll-free number. You’ll be connected to a GuidanceConsultant™ who will talk with you about your specific needs. Our work-life specialists will research your question and, in a few business days, send you a complete packet of practical information, including prescreened referrals (as appropriate), HelpSheets on your subject and much more. The materials can be delivered to you via email, fax or second-day air.

There are a few ways you can access this free benefit. You choose the way you want to connect:• Call: 833.812.5179 or TTY: 800.697.0353 • Online: guidanceresources.com • App: GuidanceResources® Now • Web ID: SGEAP

EMPLOYEE ASSISTANCE PROGRAM

What is EAP?Guidance Resources is a program sponsored by Scientific Games through ComPsych, available at no cost to you and all members of your household.

Services are confidential and available 24 hours a day, 7 days a week.

Get support like Counseling, Legal Services, Financial Services and more!

We care about your total well-being. This free, confidential service can help you with all of life’s moments--the good, the challenging and everything in between.

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Wellness DiscountNew Hires have 30 days from their hire date to complete the biometric screening and receive the wellness discount in 2020. Go to mysgbenefits.com/quest.html. The wellness program will continue into 2020. If you are currently receiving the wellness discount in 2019, you do not have to take any action to continue receiving the wellness discount in 2020. If you participate in the Wellness Screening, you qualify for a medical premium discount. The Wellness Screening discount is $23.08 per-pay-period off your medical plan premium. Your health plan is committed to helping you achieve your best health. Rewards for participating in a wellness program are available to all employees. If you think you might be unable to meet a standard for a reward under this wellness program, you might qualify for an opportunity to earn the same reward by a different means. Contact the Benefits Dept. at 1-866-693-9413. We will work with you (and, if you wish, with your doctor) to develop another way to qualify for the reward.

Spousal SurchargeYou must pay a spousal surcharge if your covered spouse is eligible for other employer-sponsored medical coverage, even if they are not enrolled in the other plan. The surcharge is an additional $69.23 per pay period and is paid on a pre-tax basis.

Tobacco/Nicotine SurchargeThe surcharge is an additional amount that an employee participating in the Scientific Games medical plan must pay if the employee or their covered spouse uses tobacco or nicotine. The surcharge is an additional $23.08 per pay period if one person uses tobacco or nicotine and $46.15 per pay period if both use tobacco or nicotine. The surcharge is paid on a post-tax basis. If you are a tobacco or nicotine user, you must self-identify during 2019 Benefits Annual Enrollment even if you identified previously. Self-identification does not carry forward from year to year.

Salary Tier Tier Essential Care Choice Care Critical Care

Wellness Non-Wellness Wellness Non-

Wellness Wellness Non-Wellness

Under $50k

Employee OnlyEmployee + SpouseEmployee + ChildEmployee + ChildrenFamily

FREE$33.00$19.00$28.00$56.00

$23.08$56.08$42.08$51.08$79.08

$24.00$53.00$44.00 $51.00$75.00

$47.08$76.08$67.08$74.08$98.08

$70.00$140.00$110.00$130.00$190.00

$93.08$163.08$133.08$153.08$213.08

$50-100k


$20.00$52.00$40.00$45.00$78.00

$43.08$75.08$63.08$68.08

$101.08

$42.00$80.00$65.00$75.00

$112.00

$65.08$103.08$88.08$98.08

$135.08

$94.00$160.00$130.00$150.00$225.00

$117.08$183.08$153.08$173.08$248.08

Over $100k


$27.00$65.00$52.00$58.00$95.00

$50.08$88.08$75.08$81.08

$118.08

$54.00$100.00$80.00$95.00

$138.00

$77.08$123.08$103.08$118.08$161.08

$118.00$200.00$160.00$190.00$275.00

$141.08$223.08$183.08$213.08$298.08

For All Salary Tiers: Dental PPO Dental PPO+


$8.00$17.50$14.00$16.00$24.00

$12.50$26.50$23.50$25.50$39.00

For All Salary Tiers: VSP Low

VSP Buy-Up


FreeFreeFreeFreeFree

$2.70$5.40$5.40$7.20$9.00

PREMIUMS (PER PAY PERIOD)

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COMPANY-SPONSORED BENEFITS

Basic Life and AD&D2x Annual Base Salary Up to $1,000,000Scientific Games automatically provides basic life and AD&D insurance through Voya at no cost to you. Your benefit coverage is two times your annual base salary up to a maximum of $1,000,000. If you have attained age 65 but are less than 70 years of age, your benefit will be reduced to 65% of the benefit amount. At age 70 and older, your benefit will be reduced to 50%.Group life insurance that exceeds $50,000 is subject to the IRS imputed income tax. If you want to avoid this tax (on the premium being paid for coverage over $50,000), you can choose a $50,000 flat basic life insurance benefit instead.

Short-Term Disability (STD)If sickness or injury prevents you from working for an extended period, you may be eligible for disability benefits. Short-Term Disability is a company-paid benefit administered by Voya and is available if you are unable to perform your job due to a non-job related illness or injury. Your STD benefits begin on your eighth day of disability and last until you are able to return to work or 26 weeks, whichever happens first. During the first seven days of disability—called the “elimination period”— (The Elimination Period is waived if you have an accident.) When your benefit begins, the amount you receive depends on your service with Scientific Games.

You must have six months of service with Scientific Games to be eligible for this benefit.

Employment Duration 100% of pay 60% of pay

6 months - 1 year 2 weeks 24 weeks1 - 3 years 4 weeks 22 weeks3 - 5 years 6 weeks 20 weeks5+ years 13 weeks 13 weeks

Elimination Period Injury is none. Sickness is 7 days of disability

Maximum Benefit Period 26 weeks

Long-Term Disability (LTD)Long-Term Disability benefits are available if your illness or injury continues longer than 26 weeks. (Generally, LTD benefits begin after STD benefits end.) Scientific Games provides a Core LTD benefit of 50% of pay (maximum monthly benefit of $15,000). Note: STD and LTD benefits coordinate with state disability plans, and the benefit through Scientific Games will be reduced by any payments you receive through a state plan. Benefits may also be reduced by any payments you receive from other income benefits (e.g., Workers’ Compensation, Social Security disability, or retirement plan benefits funded by the company).

Business Travel Accident AD&D, Travel/Medical Assistance Covers you if you become sick or injured while traveling on approved company business.

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ADDITIONAL PROTECTION

Voluntary Life*$10,000 Increments up to $500,000This plan provides a benefit to your designated beneficiary(ies) in the event of your death, based on the coverage level you elect. You can enroll for up to $200,000 when first eligible without answering medical questions.

Voluntary AD&D$10,000 Increments up to $1,000,000This plan provides a benefit to your designated beneficiary(ies) in the event of your accidental death, based on the coverage level you elect.

Voluntary Spouse Life*$10,000 increments up to $130,000This plan provides a benefit to you in the event of your spouse’s death, based on the coverage level you elect. You can elect up to $50,000 when first eligible without answering any medical questions.

Voluntary Spouse AD&D$10,000 Increments up to $500,000This plan pays a percentage of the total benefit to you if your spouse’s injury or death is a result of an accident.

Voluntary Child and AD&D$5,000 or $10,000This plan provides a benefit to you in the event of your child’s death.

Long-Term Disability Buy-Up*Additional 10% of coverage (for a total of 60% combined with company paid LTD). For an illness or injury that continues longer than 26 weeks, company-paid long-term disability provides 50% of coverage up to a $15,000 per month benefit. Electing the buy-up plan option replaces an additional 10% of your base pay, totalling 60% of coverage up to a maximum monthly benefit of $15,000.

Hyatt Legal BenefitAccess a variety of services from identity theft defense to real estate matters, estate planning, family legal matters and more!

Voya Hospital Indemnity Low Plan | High Plan Designed to pay fixed benefit amounts directly to you to help cover costs associated with a hospitalization. Funds can be used for ANY purpose:• Out-of-pocket medical expenses such as, deductibles

and co-insurance.• Help protect HSA funds.• Living expenses like your mortgage, rent, car payment, or

groceries.• Treatment that is not covered by major medical like

alternative medicine or clinical trials.• Help replace a portion of your income should you be

disabled and unable to work.

Voya Critical Illness Insurance$10,000 | $20,000 | $40,000This plan provides a lump-sum payment if you, your spouse, or child(ren) are diagnosed with a covered condition based on the dependents you enroll and the coverage level you elect. This benefit can supplement your savings to help pay for unexpected expenses related to a serious illness that affects you and your family.

Voya Accident InsuranceLow Plan | High PlanThis plan covers you and your family for a wide variety ofaccidental injuries as well as providing a lump sum payment when a covered person has medical services or treatments related to an accident. If you and your family have an active lifestyle or have children that play sports you may want to consider this benefit.

Note: All employees will automatically be enrolled in Accident coverage for 2020. To make a change to your Accident coverage, you must make an active election.

Commuter BenefitMonthly Transit and Parking Benefits This benefit makes it easy to order transit and parking passes, vouchers or a Commuter Check online through Payflex.com. Enroll at www.payflex.com by the 10th of any month.

*If you do not enroll when you are first eligible, you will be subject to Evidence of Insurability (EOI).

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Benefit from:Eligibility. You are eligible to participate in the Plan after 45 days of employment.

Contributions. You may contribute from 1% to 60% of your eligible pay in either pre-tax, Roth or a combination of both up to the IRS maximum contribution of $19,500. If you are eligible to make catch-up contributions (employees age 50 or over) you may contribute up to 100% of your eligible pay up to $26,000.

Pre-tax contributions. Pre-tax contributions are deducted from your pay before taxes are withheld. You pay no taxes on the contributions or earnings until you withdraw them.

Roth contributions. You may make after-tax Roth contributions. Roth contributions allow you to take any associated earnings completely tax free at retirement as long as the distribution is a qualified one.

Automatic enrollment and annual increases. New employees will be automatically enrolled with contributions of 3% if you do not make an affirmative election to contribute a different amount or opt out of participation. Save a little more each year, the easy way — the Annual Increase Program automatically increases your contribution each year by 1%, up to a maximum of 6% unless you elected greater increases and/or limits.

You will receive enrollment materials, along with instructions and the deadline to opt out of participation directly from Fidelity prior to your eligibility date.

Vesting. You are always 100% vested in your contributions to the Plan as well as any earnings on them. After two years of service, you are 100% vested in the company matching contributions.

Investment Options. You have the flexibility to select from investment options that range from more conservative to more aggressive, making it easy for you to develop a well-diversified investment portfolio.

For more information, visit netbenefits.com or contact Fidelity at 800-835-5097.

Invest some of what you earn today for what you plan to accomplish tomorrow with help from the Scientific Games 401(k) Plan through Fidelity Investments. The Plan offers a convenient, tax-deferred way to save. Take a look at what a difference enrolling in the Plan could make in achieving your retirement goals.

401(K) PLAN

2020 DEFERRAL

LIMITS

$19,500FOR PARTICIPANTS UNDER

AGE 50

$26,000FOR PARTICIPANTS OVER

AGE 50

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Medical BenefitsEssential Care Plan

(HSA Eligible)In-Network Only

Choice Care PlanIn-Network Only

Critical Care PlanIn-Network Only

Annual Deductibles (Combined Medical/Rx)Individual $1,500 $2,000 $600Family $3,000* $4,000 $1,800

Co-Insurance Levels

Coinsurance 30% of allowable after deductible

30% of allowable after deductible

20% of allowable after deductible

Annual Out-of-Pocket Maximums (OOP)Individual $5,000 including deductible $6,000 $3,500

Family $10,000 including deductible $12,000 $6,850

Tax Savings AccountsHSA: Company Contribution $500 Dollar-for-Dollar match

N/A N/AHSA: Employee Contribution

Up to $3,550 Individual / $7,100 Family / year

Employees age 55 or older may con-tribute an additional $1,000/year

FSA: Healthcare & Limited-Purpose Up to $2,700 per year Up to $2,700 per year Up to $2,700 per year

FSA: Dependent Day Care Up to $5,000 per year Up to $5,000 per year Up to $5,000 per year

Lifetime MaximumMedical/Rx Lifetime Maximum Unlimited Unlimited Unlimited

Primary Care and Specialist Office Visits

Primary Care Physician 30% coinsurance after deductible

$55 office visit copay(1st 3 Visits are Free) $30 office visit copay

Teladoc $40 copay $20 copay $20 copay

Specialist 30% coinsurance after deductible $75 office visit copay $50 office visit copay

Urgent Care FacilityUrgent Care 30% after deductible 30% after deductible $60 copay

Emergency Room Services - Same In and Out-of-Network

Emergency Room Services 30% coinsurance after deductible

$500 copay + 30% coinsurance, copay waived

if admitted

$500 copay + 20% coinsurance, copay waived

if admitted

Laboratory and Radiology Services

Laboratory Services 30% coinsurance after deductible $100 copay $50 copay

Radiology Service 30% coinsurance after deductible $100 copay $50 copay

Major Radiology ServicesMRIs, CAT Scans, PET Scans, MRAs, etc. (Prior Auth. Req.)

30% coinsurance after deductible $500 copay $250 copay

MEDICAL PLAN SUMMARIES

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Medical BenefitsEssential Care Plan

(HSA Eligible)In-Network Only

Choice Care PlanIn-Network Only

Critical Care PlanIn-Network Only

Outpatient, Hospital & Surgery

Outpatient Facility Charges 30% coinsurance after deductible 30% after deductible 20% after deductible

Inpatient Facility Charges 30% coinsurance after deductible

$400 copay + 30% after deductible


Professional Service 30% coinsurance after deductible 30% after deductible 20% after deductible

Preventive CareVisit for Each Adult/Child No Cost No Cost No Cost

Routine Mammogram No Cost No Cost No CostScreening Colonoscopy Age 50+ No Cost No Cost No Cost

Behavioral Health

Outpatient 30% coinsurance after deductible $75 copay per visit $50 copay per visit

Inpatient 30% coinsurance after deductible



Substance Abuse (Alcohol & Drugs)

Outpatient 30% coinsurance after deductible

30% coinsurance after deductible $50 copay per visit

Inpatient 30% coinsurance after deductible



Retail Pharmacies - 30-Day Supply, No Out-of-Network BenefitPreventive No Charge Subject to Tier Subject to TierGeneric $15 copay after deductible $15 copay $15 copayPreferred Brand $40 copay after deductible $60 copay $40 copay

Mail-Order Pharmacies - 90-Day Supply, No Out-of-Network BenefitPreventive No Charge Subject to Tier Subject to Tier

Generic $37.50 copay after deductible $37.50 copay $37.50 copay

Preferred Brand $100 copay after deductible $100 copay $100 copay

Speciality Pharmacy - 30-Day Supply, No Out-of-Network BenefitSpecialty Generic $150 copay after deductible $200 copay $150 copaySpecialty Brand $300 copay after deductible $400 copay $300 copay

MEDICAL PLAN SUMMARIES

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Required Benefits Notices for participants in Scientific Games health plans can be found by following this QR Code or by visiting www.mysgbenefits.com, password ‘mysg’.

A Summary of Benefits and Coverage (SBC) has been designed to assist you with better understanding the coverage being offered to you, and to allow you to compare coverage options across both medical plans. The SBC is available on www.mysgbenefits.com, password ‘mysg’. A paper copy is also available, by sending an email request to [email protected].

Dental Benefits Dental PPO Dental PPO+

Annual DeductibleIndividual $50 $50Family $150 $150

ServicesPreventive 100% no deductible 100% no deductibleBasic 80% after deductible 80% after deductibleMajor 50% after deductible 60% after deductible

Benefit MaximumAnnual $2,000 $3,500

Orthodontia

Services (Adult/Child)50% no

deductible up toAnnual Maximum

50% up to $2,000(separate from

annual max)

Vision Benefits Vision PlanIn-Network

Vision Buy-UpIn-Network

WellVision ExamExam † $15 copay $10 copay

Glasses and Lenses Prescription Glasses N/A $25 copayFrames† N/A $200 allowanceLenses † N/A Included with Prescription GlassesSuncare Benefit* N/A $200 towards non-prescription sunglasses

ContactsInstead of Glasses † N/A $200 allowance

Primary EyecareOffice Visit N/A $10 copay

Kids CareFrames and Lenses N/A Fully covered every year

DENTAL & VISION PLAN SUMMARIES

† Every calendar year

* Can be applied to one of the following: contacts, lenses or frames.

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Aetna One® AdvocateMedical, Prescriptions888-318-6016 | M-F 8am-8pm, Sa 8am-4:30pm ETAfter hours calls will be returned on the next business day.Nurseline open 24/7 OR www.aetna.com

Quest Diagnostics855-623-9355 www.my.questforhealth.com

Telehealth by Teladoc 855-835-2362 or www.teladoc.com

ComPsych EAPEmployee Assistance Program (EAP) 833-812-5179 or guidanceresources.com: b WebID: SGEAP

Vision by VSP800-877-7195 or www.vsp.com

Dental by Cigna800-244-6224 or www.mycigna.com

PayflexHealth Savings Accounts, Flexible Spending Accounts,Commuter Benefits 888-678-8242 or www.payflex.com

MetLife Auto Home Quote 800-438-6388

2nd.MD866-841-2575 or www.2nd.md/sg

MetLife Pet Insurance Claims: 800-438-6388 or www.petinsurance.com/submit-claim

GympassDownload the app, or visit gympass.com/us 844-478-4744 or [email protected]

Voya Hospital Indemnity, Critical Illness and Accident Coverage877-236-7564 or www.voya.com

Voya Life Insurance 855-663-8692 or www.voya.com

Voya Absence Resources888-464-3652 or www.voya.absenceresources.com

401(k) by Fidelity800-835-5097 or www.netbenefits.com

Omada888-409-8687 or email [email protected] www.omadahealth.com/scientificgames

Livongo800-945-4355 or hi.livongo.com/scientificgames

Hyatt LegalIdentity Theft and Legal Plan800-821-6400

CONTACTS

Benefit Resources 866-693-9413 or [email protected]

Qualified Life Events & Dependent Verificationwww.mysgbenefits.com, password ‘mysg’; Click on ‘Make Changes’ or Email: [email protected]

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Hyatt LegalIdentity Theft and Legal Plan800-821-6400

NOTES

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2020 benefits enrollment guidemysgbenefits.com/2020guide.pdf · welcome to the 2020 benefits guide....

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