24 types of lending transactions you can performtypes of lending transactions you can perform for...

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1 Types of LENDING Transactions You Can Perform for only $1,000 tuition and $350 per month territory rights affiliate. One of the main advantages of our program is the wide variety of commercial financing products and instruments you will be able to offer your clients. We have the most comprehensive array of financing programs for you to profit from than any other training program in the country. Period. You will be able to handle small deals in the $25,000 range and larger, more complex deals in the multi-million dollar range. ISOMO emowers your finance company to truly be a full service commercial financing company with over 42 financial products and solutions to finance any business or real estate investor. Your company will actually offer more financial solutions than any of the large national banks that you see today. With over 600,000 new businesses starting each year, and over 100,000,000 businesses in the USA, there will never be a shortage of clients. Below is a brief summary of some of the types of transactions you will be able to do: (1) Equipment Leasing Transaction Equipment leasing is the number one means of financing equipment in America today. Leasing is a $400 billion industry, and we will show you how to get a piece of the pie. Businesses of all kinds lease equipment to conserve their available cash. When capital is conserved by leasing equipment, it can be used for other company needs (increasing inventories, expanding sales, etc.). A lease is not a loan. Borrowing reduces lines of credit. Leasing is thus a NEW credit source, which allows the customer increased borrowing capacity. It virtually eliminates obsolescence as the business always has the latest and greatest new equipment. We will teach you how to market to end users (buyers of equipment) and also target vendors (sellers of equipment). We show you how to set up a finance program with vendors so they can start sending you transactions for years to come. If you get 5 vendors set up sending you 5 deals per month, it's not hard to see the kind of money you could make in a year. Following this strategy, you can make a lot of money for years to come. Many of your lenders will offer 100% financing, no down payment, and a wide range of approvals for A, B, C and D type credits with approvals in less than 24 hours. With some programs that our lenders offer, you can fund equipment up to $150,000 with just a one page application with no required financials or tax returns. These are called "App Only" programs and serve as great selling point to a client or vendor relationship you might have. *Average Commission: 3 % to 15% Transaction Size you can do: $5,000 to over $10,000,000 Approval Time: 24 hours on $100,000 or below - Up to 5 days on $100,000 and over

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Page 1: 24 Types of LENDING Transactions You Can PerformTypes of LENDING Transactions You Can Perform for only $1,000 tuition and $350 per month territory rights affiliate. ! One of the main

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Types of LENDING Transactions You Can Perform for only $1,000 tuition and $350 per month territory rights affiliate.  One of the main advantages of our program is the wide variety of commercial financing products and instruments you will be able to offer your clients. We have the most comprehensive array of financing programs for you to profit from than any other training program in the country. Period. You will be able to handle small deals in the $25,000 range and larger, more complex deals in the multi-million dollar range. ISOMO emowers your finance company to truly be a full service commercial financing company with over 42 financial products and solutions to finance any business or real estate investor. Your company will actually offer more financial solutions than any of the large national banks that you see today. With over 600,000 new businesses starting each year, and over 100,000,000 businesses in the USA, there will never be a shortage of clients.

Below is a brief summary of some of the types of transactions you will be able to do:

(1) Equipment Leasing Transaction

Equipment leasing is the number one means of financing

equipment in America today. Leasing is a $400 billion industry, and

we will show you how to get a piece of the pie.

Businesses of all kinds lease equipment to conserve their available

cash. When capital is conserved by leasing equipment, it can be

used for other company needs (increasing inventories, expanding

sales, etc.). A lease is not a loan. Borrowing reduces lines of credit. Leasing is thus a NEW credit source, which allows the customer

increased borrowing capacity. It virtually eliminates obsolescence as the business always has the latest and greatest new equipment.

We will teach you how to market to end users (buyers of equipment) and also target vendors (sellers of equipment). We show you how to

set up a finance program with vendors so they can start sending you transactions for years to come. If you get 5 vendors set up sending

you 5 deals per month, it's not hard to see the kind of money you could make in a year. Following this strategy, you can make a lot of

money for years to come. Many of your lenders will offer 100% financing, no down payment, and a wide range of approvals for A, B, C and

D type credits with approvals in less than 24 hours. With some programs that our lenders offer, you can fund equipment up to $150,000

with just a one page application with no required financials or tax returns. These are called "App Only" programs and serve as great selling

point to a client or vendor relationship you might have.

*Average Commission: 3 % to 15%

Transaction Size you can do: $5,000 to over $10,000,000

Approval Time: 24 hours on $100,000 or below - Up to 5 days on $100,000 and over

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(2) Sale-Leaseback Financing Transaction

Sale-leaseback financing is designed to unlock the equity a

business has in its assets (like machinery and equipment), and

convert that equity into cash. This is a very lucrative niche financing

product. Big banks and local banks don't offer this type of financing

and 95% of businesses don't even know this type of financing can

be done. Best of all, the lenders that you will have can finance good

and bad credits and they will pay you up to 15% commission per

deal.

*Average Commission: 10% to 15%

Transaction Size you can do: $25,000 to $3,000,000

Approval Time: About 2 days

(3) Accounts Receivable Financing (Factoring)

Every business has to maintain their cash flow in order to remain

profitable and healthy. Small to medium-sized (and in some cases

large) businesses that make or distribute products and/or provide

services to other businesses in virtually every industry can benefit

tremendously from A/R Financing.

Any business-to-business company (meaning a business that sells

products or services to another business) has accounts and

invoices that do not get paid for 30, 60, 90, even 120 days. This has a tremendous effect on cash flow as the business owner is waiting to

get paid on goods or services that they already performed. You will be able to offer accounts receivable financing and turn receivables into

cash with in 48 hours. Your client receives payment immediately and is therefore able to use the cash in ways that will strengthen their

business; e.g. advertising, purchasing new equipment, bringing in additional personnel, etc. The loan is not based on your client's credit but

rather on the business your client sells to. Best of all, you get paid up front and on a continuing monthly basis from your lenders! Residual

income at its best.

*Average Commission: up to 2% of the loan facility / Plus an on-going residual commission paid monthly.

Transaction Size you can do: $100,000 to $20,000,000

Approval Time: 24 hours to 1 week

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(4) Large Project Financing Transaction

This is one type of financing that you will be able to offer both

nationally and internationally. There are millions of businesses that

do not fit the traditional credit model that banks require today.

Instead of using banks, these businesses must turn to private

investment companies to fund their projects.

Think about it - private investors would rather invest in sound

projects with fixed assets than in the stock market where their

money is at a greater risk. You will be able to fund large projects with these private investment companies and advisories. These

companies have deep pockets to fund the right type of project. Projects could consist of a development project, venture capital for a

new idea, gas and mining exploration financing, equity financing, mezzanine financing and many more. These deals usually range

from $5,000,000 to $500,000,000 or more. We will teach you how to target these requests and to ultimately fund these transactions with the

lenders you will have access to.

*Average Commission: 1% to 2% of total financing

Transaction Size: $5,000,000 to $500,000,000 or more

Approval Time: This varies and really depends of project size. 1 to 3 Months

(5) SBA Lending Transaction

With over 29 million small businesses in the Unites States, SBA

financing is the number one outlet to finance small businesses in

America. It is a very convenient way for the average small business

owner to obtain financing. Whether it's for acquiring equipment,

buying a building, starting a new business, buying a business, or

refinancing a business, you will have the most competitive SBA

lending platform around. We approve you with only preferred

national SBA lenders that have been selected by the SBA to expedite approvals and funding for small business owners. You will be able to

cut through the red tape and accelerate your approval process by weeks with advantages of longer terms and lower rates. What does this

mean for you? This is a competitive advantage for your company over local banks!

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*Average Commissions: 1% to 3%

Transaction Size: $150,000 to $5,000,000

Approval Time: 2 to 4 weeks

(6) Franchise Financing Transaction

This is a great niche of financing with unlimited potential. There are

thousands of franchises that open up each year. More importantly,

the actual franchise concept and potential buyer of a franchise don't

really know many outlets to finance their store. They may only have

one or two banks that they work with and those banks have a very

strict, limited lending program. A lot of banks are not comfortable

with financing franchises because they don't understand them.

Through our program, you will meet lenders that have a specific

program specially designed to finance franchises. We'll teach you how go out and get clients fast with our powerful marketing program.

*Average Commission: 2% to 4%

Transaction Size: $150,000 to $1,000,000

Approval Time: 2 to 4 weeks

(7) Medical Loans for Doctors, Dentists, Veterinarians Transaction

This area of finance is another very lucrative way of earning money.

This is a billion dollar industry where you will be able to provide

financing to professionals such as physicians, surgeons, dentists,

veterinarians, and chiropractors. From medical practice

acquisitions, partner buy-ins, equipment financing to specialized

working capital loans, you will be able to provide any type of

financing to any medical professional. These are some of the

easiest loans to market and finish.

*Average Commission: Up to 8%

Transaction Size: $25,000 to $2,000,000

Approval Time: 24 hours to 2 to 4 weeks depending on loan size

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(8) Merchant Cash Advance Transaction

This type of financing is very valuable for businesses that accept

credit cards. You will be a leading provider of working capital to

businesses against their future credit card processing sales. This

solution gives businesses a convenient way to obtain working

capital to use however the business sees fit. Best of all, most

businesses don't even realize that this form of financing exists.

Your lender has one of the most competitive programs in the

country that will be available to you. This program offers advances

of up to $200,000 and can advance up to 20% to 30% more than a business' monthly credit card processing average. That is a huge

advantage when speaking with customers. Also, there is no fixed payment schedule - The lender gets paid when the business gets paid.

*Average Commission: Up to 5% of advance plus on-going residual commission

Transaction Size: $5,000 to $200,000

Approval Time: 24 hours

(9) Bridge and Hard Money Loans Transaction

This is another very lucrative and active area of financing that we

teach. Due to today's economic climate, this area of finance is

booming as you read this. These loans consist of scenarios where

a commercial property owner can't get traditional financing and they

need to act fast to either acquire a commercial property, finish

construction, or cash out on their commercial property assets. A

distinct advantage of this type of financing is the loan is not based

on the owner's credit but rather on his assets. You will have one of

the nation's largest privately funded bridge lenders to work with. You will be able to provide $1,000,000 to $100,000,000 bridge loans for

commercial property and raw land acquisition, development, workouts, bankruptcies, and foreclosures. These can be closed on is as few

as 5 days and as few as 2 days for a commitment to fund. The lender that you will work with can do international loans as well.

*Average Commission: Up to 3%

Transaction Size: $1,000,000 to $100,000,000 or more

Approval Time: As fast as 5 days

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(10) Repossessed Asset Financing Transaction

This is a very unique way in which we show you how to make

money. Through our relationships with national lenders and banks,

we have set up a one-of-a-kind program for our graduates to take

advantage of. You will have access to repossessed assets from

various banks to market to the general public. The lender is looking

to sell the assets cheap or finance the assets with a new buyer.

There are two ways to make money from this scenario. One way is

to market and get somebody to buy the asset (usually below market

value) and the bank will pay you a sizeable commission for the referral. Or you can do the financing on these assets, so you earn two

commissions with the same client. Get paid for the referral and get paid for arranging the financing.

*Average Commission: Up to 10% for the referral / Up to 5% for the financing the asset

Transaction Size: $15,000 to $150,000

Approval Time: As fast as 48 hours

(11) Medical Receivables Financing Transaction

This program is another example of how our program sets us apart

from some other limited companies. You will be able to offer

specialty financial solutions serving the healthcare industry. Medical

professionals alike all have accounts receivables that are collected

either 30, 60, 90, or 120 days. This customized program will allow

you to offer immediate cash to medical professionals and medical-

oriented businesses by converting their receivables into liquid

funds. This program is an excellent solution for cash flow issues,

growth capital, acquisitions, urgent financial needs, or reorganizations. Typical clients include but are not limited to: physicians, group

practices, durable medical equipment companies, skilled nursing facilities, MRI centers, surgery centers, hospitals, home infusion

providers, and EMS companies.

*Average Commission: Up to 3% / Plus an on-going residual commission paid monthly

Transaction Size: $250,000 to $10,000,000

Approval Time: Up to 48 hours

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(12) Business Acquisition Financing Transaction

Millions of businesses are bought and sold each year. About 90

percent of the time, the buyer needs to finance the purchase.

Through our program you will learn how to finance virtually any

business purchase through your specialized lenders. We will teach

you everything you need to know about analyzing a business and

structuring the right type of financing for your client. This program

alone can earn you a significant amount of income.

*Average Commission: Up to 3%

Transaction Size: $250,000 to $10,000,000

Approval Time: Up to 3 weeks

(13) Purchase Order Financing Transaction

Purchase order financing is an excellent method for a business to

obtain quick capital. It is a great solution for when cash flow

reserves are low. The problem happens with many businesses

because the suppliers want you to pay upfront with a C.O.D., but a

company's customers want to pay you on net 30 or net 60 day

terms. Cash flow is a common problem for manufacturing

companies especially because while goods are in transit, invoices

are not paid. Purchase order financing frees up a company's cash

for critical business expenses or to fulfill larger orders. Another benefit is that it does not show up as debt for the owners business. This

makes it possible to not only use extra cash to get discounts on purchases, but it also allows a business to get approved for more financing.

*Average Commission: Up to 2% plus on-going monthly commissions up to10%

Transaction Size: $300,000 to $20,000,000

Approval Time: Up to 3 weeks

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(14) Energy & Commodity Finance Transaction

One of our lenders specializes in this arena. This is a means of

financing any company that is related to oil and gas exploration,

commodities such as electricity or natural gas or oil and natural gas

leases. You will be able to use assets such as contracts, leases, or

the oil and gas reserves to leverage a company's position to obtain

capital.

*Average Commission: It varies but usually 1% to 2% of the total loan amount

Transaction Size: $1,000,000 to $50,000,000

Approval Time: 3 to 4 weeks

(15) Structured Settlement And Annuity Financing Transaction

This program offers the unique ability to profit from consumer

financing. This capital solution fits well in the commercial finance

business model that we teach. Millions of people across the country

have annuities or structured settlements that are currently being

paid to them on a monthly basis. This could include law firm

settlements, insurance settlements, cell tower leases, and even

lottery winners. There can be some unforeseen events in a person’s

life where they need cash immediately or simply just want their

future payments to be paid all in one lump sum rather than waiting years and years to be fully paid. Through our training you will now have

the ability to cash out those payments and provide cash immediately to anybody no matter what the need is or credit of the individual. This

is a very lucrative industry where deals can close quickly. Best of all, this is a great product to cross sell while financing a client’s other

request.

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*Average Commission: up to 8%

Transaction Size: $25,000 to over $5,000,000

Approval Time: About 3 days

(16) Commercial Real Estate Development Financing Transaction

In today’s market, traditional banks are not willing to take on the risk

typically associated with development projects, so this type of

financing is in high demand. Our graduates now have a program to

offer qualified developers to get their projects funded through a

private investment capital source. This program is specifically

designed for domestic and international real estate development

projects between $5M-$150M USD (first tranche). For the

developer, there are a variety of financing structures they can

choose from to fit their needs, including interest-only periods, negotiable amortization schedules, balloon terms, and debt/equity options.

Our graduates are among the first to offer this product in the commercial finance marketplace. As a Commercial Capital Training graduate,

you will have a unique financing instrument to help developers around the world.

*Average Commission: 1% to 3% of loan amount

Transaction Size: $25,000,000 to $150,000,000

Approval Time: Up to 1 month – Funding could take up to 4 months

(17) Commercial Real Estate Financing Transaction

The majority of business owners need to finance or refinance the

real estate that their business is located in or simply need financing

for an investment income generating property. Such properties

could include: Multifamily, Retail, Office, Self-Storage, Mixed-

Use, Hotel, Motel, Warehouse, Mobile Home Parks and many

more…You will be able to offer many different structures/terms and

unique characteristics that many traditional banks can’t and don’t

offer. One of the sources you’ll meet in our training and be

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approved to do business with offers a 130% LTV product which is very unique within the marketplace. Your finance company will be able to

offer a diverse mix of commercial real estate loans to meet the individual borrowing needs and investment objectives of its borrowers, for

both investment and owner-occupied commercial properties.

*Average Commission: up to 3% of the loan.

Transaction Size: $100,000 to $500,000,000 or more

Approval Time: 48 to 72 hours

(18) CMBS Commercial Real Estate Loan Transaction

In today's commercial real estate market there are a few options to

finance properties with one of them being a CMBS loan. CMBS

stands for "Commercial Mortgage Backed Securities". It is a type of

mortgage-backed security backed by commercial properties that

are "securitized" into a pool, and then transferred to a trust. The

trust issues a series of bonds that are sold to investors. These

loans are almost always issued by Wall Street investment banks

like Goldman Sachs etc. The benefits from a borrowers

perspective is a very low interest rate, non-recourse debt, with fixed term up to 10 years with 30 year amortizations. There are only a few

investment banks offering these since the crash of 2008 and we have one of the best banks around that issue these.

*Average Commission: 1% of loan amount

Transaction Size you can do: $1,000,000 and up

Approval Time and Close: 45 days after singed term sheet

(19) Venture Capital Financing Transaction

Venture Capital (also known as VC or Venture) is a type of private

equity capital typically provided for early-stage, high-potential

growth companies in the interest of generating a return through an

eventual realization event such as an IPO or trade sale of the

company. Venture capital investments are generally made as cash

in exchange for shares in the invested company. Companies that

utilize this form of financing typically don’t have strong company

financials due to the early stage that they are in but have a

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proprietary product or idea that can make an impact in their respective market. As one could imagine, there are a lot of businesses with a

great idea, new technology, or product, but they just need an influx of capital to take their business to the next level. This form of financing

is usually more expensive than traditional bank financing because of the larger risk to the investor.

*Average Commission: 2% to 4% of the capital infusion

Transaction Size: $500,000 to $10,000,000

Approval Time: 3 to 5 weeks

(20) Inventory Financing Transaction

Inventory financing is bank line of credit secured by the company's

inventory. This type of financing can help to free up some of the

cash a business may have tied up in inventory for more pressing

needs. There are numerous scenarios that would make this

financing instrument a viable option for businesses. For instance, a

business may enjoy a high inventory turnover rate but is short of

the cash needed to replenish its supply, or a business has a

warehouse of goods ready to ship, but is short of cash to buy

supplies for the next production cycle. Also, inventory financing can be great for businesses who maintain high levels of inventory which ties

up most of that business cash. Traditional banks do not offer this type of financing which makes our graduates unique to readily offer this

creative form of financing to business.

*Average Commission: 1% to 2% of the total financing plus Residual Commission

Transaction Size: $500,000 to $10,000,000

Approval Time: Usually about 2 weeks

(21) Unsecured Business Lines of Credit Transaction

This unique program consists of offering business owners

unsecured lines of credit. This can be offered to both start-up and

existing business in all 50 U.S. states. These lines of credit can be

funded in as little as 5 to 30 business days with any type of

business in any industry. Funding can be secured with just a 1-

page application with minimal documentation. Interest rates are as

low as 6.25% and 0% interest for the first 12 months. The key

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benefit to this product is the fact that it is unsecured which is a very attractive option for people just starting a business or for long-

established businesses looking to expand. Since this product closes very quickly, you can close several of these per month with very little

effort. Our lender is currently experiencing a 90% approval rate with the applications they currently see.

*Average Commission: Up to 1,600 per deal

Transaction Size: $5,000 to $150,000 per line of credit

Approval Time: 5 to 7 business days

(22) Contract Financing Transaction

This is a very flexible and one-of-a-kind financial instrument

providing a number of innovative capital options for a well-

established or emergent business. This form of financing is much

less expensive than equity or sub-debt and can be custom tailored

to any business that qualifies. You will be able to provide contract

financing for just about any contract where a component of

equipment is necessary to complete the contract. There is a

provider (usually a smaller company) and an end user (investment

grade). The term of the contract can be as short as 12 months, or as long as 10 years. This effectively allows a smaller company to now

have the capital to fulfill or go after larger contracts by monetizing the contract they would have with a larger or investment grade company.

This can accelerate contract revenues, provide working capital, obtain or refinance the equipment used to fulfill the contract. At the same

time this could save money for the (end user) or investment grade company. This works with service agreements, warehouse agreements,

distribution agreements, and federal contracts. Contracts could be existing or in the beginning stages of negotiation.

*Average Commission: 2%

Transaction Size: $1,000,000 and up

Approval Time: 2 weeks

(23) Equity Financing Transaction

This form of financing can be very useful to businesses that normally

would not qualify for traditional debt financing for a variety of reasons.

Equity financing is simply the act of raising capital for company

activities by selling common or preferred stock to individual or

institutional investors. In return for the money paid, shareholders

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receive ownership interests in the corporation. Businesses usually use equity financing when they are unable to raise sufficient funds

through retained earnings of when they have to raise additional equity to offset debt. Some benefits to equity financing are a business does

not have to worry about repayment in the traditional way. As long as the business makes a profit, the investor or lender will be repaid.

*Average Commission: Up to 3%

Transaction Size: $1,000,000 and up

Approval Time: Up to one month

(24) Distressed Note Acquisition Transaction

These types of transactions are extremely in need and popular in

the current economy that we are in. With more and more

commercial properties becoming distressed and defaults on the

rise, there are investors that see the value in buying up distressed

notes on commercial properties for pennies on the dollar. There is

also a current trend where banks are “calling” notes to properties in

their portfolio as they don’t wish to refinance the property or just

simply want out of the loan to recapture their investment. In most

cases the bank is willing to “discount” the note to the current owner or investor that wishes to “take out” the bank. Because of these factors,

investors need financing for these note acquisitions plus the rehab or renovation capital to turn the property around. This is a very hot area

of commercial finance right now.

*Average Commission: 1% to 3%

Transaction Size: $1,000,000 to $25,000,000

Approval Time: 1 week

(25) Mobilization Financing Transaction

This is a combination of factoring and purchase order financing

without specific goods acting as security. Mobilization financing is

required when a company needs to move significant amounts of

personnel and/or equipment from one geographical location to

another. This may also include providing food, transportation, and

shelter for the personnel at the required location prior to

commencing work on a project. There are numerous industries and

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businesses that fall under this scenario that need to be funded.

*Average Commission: 4% and up

Transaction Size: $100,000 to over $3,000,000

Approval Time: 5 Days

(26) Mezzanine Financing Transaction

Mezzanine loans play are very important part in the investment real

estate arena. It is typically used to facilitate the acquisition,

repositioning or development of real estate projects. More in depth,

it could be used for Owner Recapitalizations and Partner Buyouts,

Tenant Improvements & Capital Expenditure, Discounted Debt note

acquisitions, Debt Paydowns to Existing Lenders to Encourage

Extensions, First Mortgage Refinancing Shortfalls or Acquisitions

for Core, Core-Plus, Value-Added Opportunities. It is simply a

hybrid of debt and equity financing that is typically used to finance the expansion of existing companies. Mezzanine financing is basically

debt capital that gives the lender the rights to convert to an ownership or equity interest in the company if the loan is not paid back in time

and in full. It is generally subordinated to debt provided by senior lenders such as banks.

*Average Commission: 1% to 2%

Transaction Size you can do: $3,000,000 and up

Approval Time: Up to 2 weeks

(27) Business and Industry Guaranteed Loans (B&I) Transaction

These loans are perfect for certain businesses that are rural based.

The purpose of the B&I Guaranteed Loan Program is to improve,

develop, or finance business, industry, and employment and

improve the economic and environmental climate in rural

communities. B&I loans are normally available in rural areas, which

include all areas other than cities or towns of more than 50,000

people and the contiguous and adjacent urbanized area of such

cities or towns. Funds can be used for but not limited to: Business

and Industrial Acquisitions, Business Conversions or modernization, Purchase of Equipment, or Purchase or Development of land.

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*Average Commission: Up to 2% of the loan amount

Transaction Size you can do: Up to $10,000,000

Approval Time: 1 to 3 Months

(28) Asset-Based Lines of Credit Transaction

In today’s lending environment, when it comes to lines of credit,

there are a couple of ways a company can secure a line of credit.

One of these could be a line of credit secured by a company’s

assets, such as accounts receivables and inventory. With more

and more banks pulling traditional lines of credit away from

companies, this is a very sufficient way to secure a line of credit

again. As long as the assets are there to secure the line, our

lenders that do these often can reestablish a revolving line of credit

that was taken away from a company’s bank. This form of financing is growing rapidly as traditional banks are tightening their criteria and is

always cheaper than factoring.

*Average Commission: up to 2% of the credit facility / Plus an on-going residual commission paid monthly.

Transaction Size you can do: $500,000 to $30,000,00 or more

Approval Time: 1 – 2 weeks

(29) Church Real Estate Financing Transaction

These days there are not too many lenders willing to lend to

churches being that they are nonprofit organizations. We have a

niche product that serves this industry that caters to churches who

wish to refinance, purchase, or construct the real estate that a

church would have regardless of credit. Terms are very aggressive

with rates at 5% fixed for a term of 5 to 7 years with a 25 year

amortization with the loan being non-recourse. With our unique

platform for this you will have access to dozens of banks who lend

to churches.

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*Average Commission: 1 to 3 points

Transaction Size you can do: $1,000,000 to $50,000,000

Approval Time: This varies and really depends of project size. 1 to 3 Months

(30) Corporate Mergers and Acquisition Financing Transaction

In today's economy, mergers and acquisitions of corporations take

place every day in this ever-changing marketplace. A corporate

merger is basically the combination of the assets and liabilities of

two firms to form a single business entity. There is usually an

exchange of stock where one firm issues new shares to the

shareholders of the other firm at a certain ratio. This usually takes

place between two equal companies in size, wealth and industry.

Corporate acquisition financing is where usually a larger

corporation acquires a smaller corporation in the same industry. In order to facilitate these transactions, often companies need the right

financing vehicle of either debt or equity in place to execute this financing successfully.

*Average Commission: 1% to 3% of total financing

Transaction Size: $3,000,000 to $100,000,000 or more

Approval Time: This varies and really depends of project size. 1 to 5 Months

(31) Joint Venture Capital Transaction

Joint Venture Capital is similar to a partnership where the parties

that enter into a joint venture agreement share in the losses and

profits of the project or venture. It is different than a partnership in

that the venture or joint venture agreement is for one specific

project only. This very typical with private investors and clients who

wish to partner up with these private investors in order to get a

project financed. Sometimes it makes sense from the client’s point

of view to bring on a partner who will finance their project in

exchange for equity in the client’s project. This comes in handy when the client has trouble in getting conventional financing through his or

her bank. Big components to the success of funding these deals are matching up the right lender or investor to the client’s project that

makes sense.

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*Average Commission: 1% to 4%

Transaction Size you can do: $1,000,000 to $75,000,000

Approval Time: 3 weeks to 2 months

(32) Consumer Financing Program Transaction

You will have the unique ability to offer literally any type of

business financing programs and options for their customers to

take advantage of. This applies to almost any business that sells a

service or item that costs $10,000 or less to consumers. The

lender that specializes in this type of financing can finance any

consumer with credit scores as low as a 620 fico score. This allows

the business to ultimately sell more goods and services to

customers that don’t have the cash to purchase whatever the

business is selling. The best part is all you do is set up the business with the lender and then you get a residual income stream based on

every customer that finances the service or product that the business offers. Typical businesses may include but limited to: Jewelry Stores,

Tuition Fees, Seminars, Travel Agencies, Tax Agencies, Gym Memberships, Furniture, Security Systems, Weight Loss Programs, Medical

Procedures, Buyers Clubs and many more!

*Average Commission: 1% OF THE TOTAL DOLLAR AMOUNT OF EACH PRODUCT OR SERVICE FINANCED BY A CONSUMER.

THIS IS A GREAT EXAMPLE OF RESIDUAL INCOME

Transaction Size you can do: UP TO $10,000 PER TRANSACTION

Approval Time: INSTANT APPROVAL ONCE SYSTEM IS IN PLACE.

(33) CMBS Loan Modification Program Transaction

This is one of our newest programs and possibly the most needed

in the next 6 years. This program involves the restructuring or

modification of CMBS Loans or Commercial Mortgage Backed

Securities. A CMBS Loan is a real estate loan which is ultimately

places a commercial mortgage into a trust with other real estate

loans and then that trust is sold as bonds to investors. These loans

are usually offered by large banks or investment banks who take

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several commercial mortgages they hold and bundles them together. Once they are bundled these banks will sell them off as bonds to

various mutual funds and trusts (and possibly wealthy investors). For borrowers, these loans are attractive for larger dollar amount

commercial mortgages ranging from $20M to $300M dollars offering low rates and higher LTV’s on properties.

So what’s the problem? Well there were Trillions of dollars of these loans that were issued in 2005, 2006, 2007, and 2008. The over

looming problem today is that there is a wave of these commercial loans maturing or coming due starting in 2012 through 2016. These

amounts total 1.6 Trillion dollars. Most of these loans are underwater or present very problematic situations for the mortgage holder to

refinance. When these loans were issued property values were inflated, leveraged high and with gross incomes inflated as well. Now with

these loans coming due most properties are valued less than the mortgage on the property.

The Solution: To combat this huge problem we brought on a highly specialized firm that can modify or restructure these loans with the

servicer. They can either do a payment modification, an A/B note restructure, a discounted payoff, or a loan extension. They have years of

experience at this and have successfully processed over $16 Billion dollars of these loans making them the nation’s largest firm that

specializes in this. The best part is after they modify or negotiate these loans for your client you can then arrange for the refinancing of the

loan for either debt or equity and profit from both transactions.

*Minimum Referral Fee:$13,000 (And all you do is refer your client to this company)

Transaction Size you can do: CMBS loans from $25,000,000 to $300,000,000

A Lucrative Business Model at Your Finger Tips

As you can see from above, we teach you several different ways to make great money with a diversified array of financing products. You

will have the ability to handle almost any type of commercial financing need. The transactions above illustrate how lucrative and rewarding

this industry can really be. It's not hard to see and understand that if you do only one of the many different types of transactions we

mentioned above per month, you can earn a very high annual income. And we have to mention that only doing one transaction per month is

a very conservative estimate for a typical graduate. A commercial finance broker typically can do 3 to 5 deals per month and that is just with

one person. We even show you how to grow your business and have the potential to grow that number significantly.

This is by no means a "get rich quick program" or related to any of the silly late night infomercials that we all see. This is a one-

of-a-kind business opportunity where you are dealing with real banks and lenders, and helping real businesses with their capital

needs.

*The examples mentioned or shown on our website of the amount of commissions that can be earned are taken from real life scenarios and

are used for demonstrative purposes only. Typical commissions that are illustrated on this website can fluctuate depending on the lender

and the efforts put forward by each individual who attends our training. Examples are only given to show how a ISOMO Capital Group

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territory graduate could make money. Since the success of starting any new business is dependent on several factors such as the time

and effort each individual puts into a new business and other scenarios that are out of our control, it is impossible to convey what each

individual will make after attending our training. Because of this, The Commercial Capital Training Group, LLC makes no promises or

guarantees regarding return on investment, success or revenue of those that attend the Commercial Capital Training Group training

program.