The freedom to do what you want.

It’s called financial independence.

Intuit Inc. 401(k) Plan

You’re free to take full advantage of the company 401(k) plan. Learn more at intuit401k.com.

Call 1-844-INTU401 (TTY 1-877-521-9814) between 6:00 a.m. and 7:00 p.m. Pacific Time

Participant Service Representatives can:

» Help you understand your investment choices

» Provide investment and market information

» Educate you about the choices available in the plan to help you make informed financial decisions

Enrollment 1

Contributions 5

Investments 6

Frequently asked questions 13

Glossary 15

This guide provides important information on how to use your own plan to work toward a successful future. Please read it carefully.

The main goal of any 401(k) plan is to build toward a comfortable monthly income in retirement.

You’re automatically enrolled!All eligible employees are automatically enrolled in the plan immediately upon hire. Being automatically enrolled means you don’t have to do anything to continue saving for retirement. Of course, you may make changes to your contribution rate or fund selections at any time.

Visit intuit401k.com

Chat online with an Intuit Participant Service Representative. The website also provides information regarding your plan, as well as educational information, financial calculators, and other tools to help you manage your account.

Currently, your enrollment means:

» 6% of your before-tax pay will be contributed to your 401(k) account each pay period.

» Your contribution amount will automatically increase by 1% each year until it reaches 50% of your before-tax pay (or the IRS limit of $18,000 for 2015).

» Your contributions will be invested in the Intuit Target Fund that most closely matches your target retirement year.

How to enroll as soon as you’re eligible — or make changes to your account

Go to intuit401k.com and select the “Click here to create a User Name and PIN” link*. Or, use the PIN that was mailed to you. You may also call our toll-free automated system anytime at 1-844-INTU401.

To opt out of the plan, log in to your account and select a contribution rate of “0.”

*You are responsible for keeping your PIN confidential. Please contact a Participant Service Representative immediately if you suspect any unauthorized use.

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For illustrative purposes only.

IMPORTANT: The projections, or other information generated by the Lifetime Income Analysis Tool regarding the likelihood of various investment outcomes, are hypothetical in nature. They do not reflect actual investment results and are not guarantees of future results. The results may vary with each use and over time. The analyses present the likelihood of various investment outcomes if certain investment strategies or styles are undertaken, thereby serving as an additional resource to investors in the evaluation of the potential risks and returns of investment choices.

Each simulation takes into account the participant’s current plan balance and investment mix, as well as his or her age, income, retirement date, contribution rate, likely future savings, and estimated Social Security benefit. The tool runs over 50 billion market simulations to provide an estimate of a monthly income likely to be generated at retirement. The Lifetime Income Analysis Tool is an interactive investment tool designed for Empower 401(k) participants to illustrate the estimated impact of a participant’s plan balances and projected savings on income in retirement. The tool takes into account both before-tax and after-tax accumulated balances and future regularly scheduled contributions for estimated projections. It cannot account for dramatic

changes in a participant’s personal situation, including unexpected expenses and other financial situations that may negatively affect one’s estimated monthly income in retirement.

You are advised to consider your other assets, income, investment options, investment time horizon, income tax bracket, and risk tolerance when planning for specific investment goals. It is recommended that you consult a financial advisor for more information. It is important to note that the results from this tool are estimates based on what you input today. The results are not a guarantee of actual outcomes and will change as your inputs change.

Health-care costs and projections are provided by HealthView Services, Inc., a third-party vendor. It provides broad, general estimates and information that may help you consider your retirement income needs by better understanding potential health-care costs. This estimate is provided for educational purposes only, and you should not rely on it as the primary basis for your medical, insurance, investment, financial, retirement, or tax-planning decisions. Costs are estimated, hypothetical in nature, and not guaranteed. Your actual medical costs will likely vary (sometimes significantly) from estimates. Empower does not believe that HIPAA applies to the data obtained from plan participants using this tool.

Make sure you have enough income in retirementYour plan experience translates your total balance into a more easily understood estimated monthly income in retirement. It is a fresh perspective on retirement saving and provides you with steps you can take now to help you save more.

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Translates savings into estimated monthly income in retirement

Allows you to easily model different saving scenarios

Offers next steps to help boost income in retirement

Provides a convenient way to adjust contributions and rebalance your portfolio

Lets you implement changes immediately

Log on to intuit401k.com and use the Lifetime Income Analysis Tool to see where you stand today.

Learn more about your estimated monthly income in retirement.The Lifetime Income SM Analysis Tool automatically takes into account your age, income, current savings, and even projected Social Security payments, to provide an estimated income you’ll need in retirement. It allows you to model different saving, investing, and retirement date scenarios. And it suggests a next step — that you can take immediately — that may be right for your situation.

See how you compare with other savers. The How Do I Compare? feature of the Lifetime Income Analysis Tool shows you where you stand in your progress alongside top savers within your demographic profile. It also includes a recommended next step and provides a single-click process to help you become a top saver, if you are not already.

Understand the impact of health-care expenses on retirement savings.For participants age 35 and older, the Lifetime Income Analysis Tool offers a view of health-care expenses in retirement, giving you a projection of these costs based on your own personalized data.

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The plan allows you to gradually increase the amount you save each year by 1%, 2%, or 3%, and designate the month you want the increases to take place.

Sign up at intuit401k.com

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Building your retirement accountThere are several ways to build your account over time. Once you’re automatically enrolled, your contributions to the plan will be 6% of your regular before-tax pay if you do not opt out of the plan within 30 days. You can increase or decrease your contribution rate at any time by visiting the plan’s website, intuit401k.com. The following information summarizes the types of contributions that can be made to your retirement plan account. For more detailed information, please refer to the Summary Plan Description.

YOUR CONTRIBUTIONS

Before-tax contributionsYou can contribute up to 50% of your eligible compensation to the plan on a before-tax basis. Your contributions are subject to both plan and IRS limits. The IRS limit in 2015 is $18,000.

After-tax contributionsYou may also contribute up to 10% of your eligible compensation to the plan on an after-tax basis.

Roth 401(k) contributionsYou may also elect to invest a portion or all of your contributions in a Roth 401(k) account. The total amount you can contribute to before-tax and Roth accounts cannot exceed plan and IRS limits. These contributions will be made after taxes and won’t reduce your current income taxes. However, they won’t be taxable when you withdraw them in retirement.

Catch-up contributionsIf you reach the plan’s annual contribution limit and are age 50 or older during the calendar year, you can make additional catch-up contributions up to $ 6,000 in 2015 (the IRS limit).

Rollover contributionsYou can transfer balances from other retirement accounts into the company plan. Eligible accounts include:

» Distributions from other qualified plans, 403(b) and government 457 plans, and Traditional IRAs

» After-tax distributions from other employer retirement plans

» Death benefit payouts from a deceased spouse’s employer retirement plan or Traditional IRA

EMPLOYER CONTRIBUTIONS

Matching contributionsIntuit will match 125% of the first 6% of your eligible pay that you contribute to the plan, up to a maximum of $10,000. Be sure to take full advantage of the company match!

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Consider a single Intuit Target FundIntuit Target Funds allow you to make a single choice for your total plan account based on the year in which you plan to start withdrawing assets, typically during retirement.

Allocations will vary over time. Asset allocation and balanced investment options and models are subject to the risks of the underlying funds, which can be a mix of stocks/stock funds and bonds/bond funds.

Target funds are not separate investment funds, but rather are asset allocation tools that enable participants to diversify among the investment options in the plan in one step.

Consider these risks before investing: International investing involves currency, economic, and political risks. Emerging-market securities carry illiquidity and volatility risks. Investments in small and/or midsize companies increase the risk of greater price fluctuations. Lower-rated bonds may offer higher yields in return for more risk. Funds that invest in government securities are not guaranteed. Mortgage-backed securities are subject to prepayment risk and the risk that they may increase in value less when interest rates decline

When selecting a target-year Model Portfolio, you are directing your account to be reallocated in accordance with the model’s years-to-retirement glide path. The model will reallocate along the glide path based on the number of years until the model’s target retirement year (the assumed retirement date for an investor, which is assumed to be age 65), and will reach its most conservative

allocation at or near the target retirement year based on the glide path. The glide path, which is the asset allocation mix of the underlying funds based on the number of years to the target retirement date, becomes more conservative over time. Please review the model’s glide path and target retirement year before investing in a target-year Model Portfolio.

Fund name Fund style 2055 2050 2045 2040 2035 2030 2025 2020 2015 2010 Income

Vanguard Short-term Bond Capital preservation 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 1.54% 5.40% 6.35% 7.16%

SSgA 1–10 Yr. U.S. TIPS Index A Inflation-protection securities 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 2.16% 4.32% 5.08% 5.72%

SSgA U.S. Bond Index A Core fixed income 1.38% 1.38% 1.38% 2.07% 2.76% 3.32% 4.46% 5.01% 5.31% 6.24% 7.51%

Sterling Core Bond Core fixed income 4.14% 4.14% 4.14% 6.22% 8.29% 9.95% 13.39% 15.02% 15.93% 18.72% 22.54%

Hotchkis & Wiley High-Yield High-yield bond 1.79% 1.79% 1.79% 2.68% 3.57% 4.28% 4.59% 4.25% 3.02% 3.55% 2.86%

American Beacon SIM High-Yield Opportunities High-yield bond 1.19% 1.19% 1.19% 1.79% 2.38% 2.86% 3.06% 2.83% 2.02% 2.37% 1.91%

PIMCO Emerging Local Bond Emerging market debt 1.50% 1.50% 1.50% 2.25% 3.00% 3.60% 4.50% 4.20% 4.00% 4.70% 5.30%

SSgA S&P 500 Index A U.S. large cap 16.97% 16.97% 16.97% 16.02% 15.08% 13.76% 12.25% 10.93% 9.43% 7.73% 6.60%

MFS Blended Research U.S. large cap 16.97% 16.97% 16.97% 16.02% 15.08% 13.76% 12.25% 10.93% 9.43% 7.73% 6.60%

SSgA MidCap Index A U.S. mid cap 6.55% 6.55% 6.55% 6.19% 5.82% 5.31% 4.73% 4.22% 3.64% 2.98% 2.55%

Hotchkis & Wiley Mid Cap Value U.S. mid cap 4.91% 4.91% 4.91% 4.64% 4.37% 3.99% 3.55% 3.17% 2.73% 2.24% 1.91%

Vanguard Mid Cap Growth U.S. mid cap 4.91% 4.91% 4.91% 4.64% 4.37% 3.99% 3.55% 3.17% 2.73% 2.24% 1.91%

SSgA Russell 2000 Index A U.S. small cap 3.28% 3.28% 3.28% 3.09% 2.91% 2.66% 2.37% 2.11% 1.82% 1.49% 1.27%

Frontegra Small Cap Core A U.S. small cap 1.64% 1.64% 1.64% 1.55% 1.46% 1.33% 1.18% 1.06% 0.91% 0.75% 0.64%

Cortina Small Cap Value U.S. small cap 1.64% 1.64% 1.64% 1.55% 1.46% 1.33% 1.18% 1.06% 0.91% 0.75% 0.64%

Lee Munder Small Cap Growth U.S. small cap 1.64% 1.64% 1.64% 1.55% 1.46% 1.33% 1.18% 1.06% 0.91% 0.75% 0.64%

SSgA ACWI ex-US Index A International large cap 9.45% 9.45% 9.45% 8.93% 8.40% 7.67% 6.83% 6.09% 5.25% 4.31% 3.68%

Dodge & Cox International International large cap 7.09% 7.09% 7.09% 6.69% 6.30% 5.75% 5.12% 4.57% 3.94% 3.23% 2.76%

JOHCM International Select International large cap 7.09% 7.09% 7.09% 6.69% 6.30% 5.75% 5.12% 4.57% 3.94% 3.23% 2.76%

SSgA ACWI ex-US Small Cap Index A International small cap 1.58% 1.58% 1.58% 1.49% 1.40% 1.28% 1.14% 1.02% 0.88% 0.72% 0.61%

AMG Times Square International Small Cap International small cap 3.15% 3.15% 3.15% 2.98% 2.80% 2.56% 2.28% 2.03% 1.75% 1.44% 1.23%

Rainier International Small Cap CIT International small cap 3.15% 3.15% 3.15% 2.98% 2.80% 2.56% 2.28% 2.03% 1.75% 1.44% 1.23%

PIMCO CommoditiesPLUS Strategy Real assets 0.00% 0.00% 0.00% 0.00% 0.00% 0.90% 1.50% 2.10% 3.00% 3.60% 3.60%

Principal Global REITs Real assets 0.00% 0.00% 0.00% 0.00% 0.00% 2.10% 3.50% 4.90% 7.00% 8.40% 8.40%

Portfolio total 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100%

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Review your investments periodicallyWhile Intuit Target Funds provide one-step diversification, you should still review the individual funds that make up the target funds and consider how each individual fund’s investment objective matches your savings goals, investment horizon, and risk tolerance. As your personal circumstances change, you can select a different target fund or choose to mix your own portfolio.

The principal value of the funds is not guaranteed at anytime, including the target date. Diversification and/or rebalancing do not guarantee a profit or ensure against loss. It is possible to lose money in a diversified portfolio.

and decline in value more when interest rates rise. Growth stocks may be more susceptible to earnings disappointments, and value stocks may fail to rebound.

Bond investments are subject to interest-rate risk (the risk of bond prices falling if interest rates rise) and credit risk (the risk of an issuer defaulting on interest or principal payments). Interest-rate risk is greater for longer-term bonds, and credit risk is greater for below-investment-grade bonds. Risks associated with derivatives include increased investment exposure (which may be considered

leverage) and, in the case of over-the-counter instruments, the potential inability to terminate or sell derivatives positions and the potential failure of the other party to the instrument to meet its obligations. Unlike bonds, funds that invest in bonds have fees and expenses. Stock and bond prices may fall or fail to rise over time for several reasons, including general financial market conditions and factors related to a specific issuer or industry. You can lose money by investing in the funds.

Fund name Fund style 2055 2050 2045 2040 2035 2030 2025 2020 2015 2010 Income

Vanguard Short-term Bond Capital preservation 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 1.54% 5.40% 6.35% 7.16%

SSgA 1–10 Yr. U.S. TIPS Index A Inflation-protection securities 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 2.16% 4.32% 5.08% 5.72%

SSgA U.S. Bond Index A Core fixed income 1.38% 1.38% 1.38% 2.07% 2.76% 3.32% 4.46% 5.01% 5.31% 6.24% 7.51%

Sterling Core Bond Core fixed income 4.14% 4.14% 4.14% 6.22% 8.29% 9.95% 13.39% 15.02% 15.93% 18.72% 22.54%

Hotchkis & Wiley High-Yield High-yield bond 1.79% 1.79% 1.79% 2.68% 3.57% 4.28% 4.59% 4.25% 3.02% 3.55% 2.86%

American Beacon SIM High-Yield Opportunities High-yield bond 1.19% 1.19% 1.19% 1.79% 2.38% 2.86% 3.06% 2.83% 2.02% 2.37% 1.91%

PIMCO Emerging Local Bond Emerging market debt 1.50% 1.50% 1.50% 2.25% 3.00% 3.60% 4.50% 4.20% 4.00% 4.70% 5.30%

SSgA S&P 500 Index A U.S. large cap 16.97% 16.97% 16.97% 16.02% 15.08% 13.76% 12.25% 10.93% 9.43% 7.73% 6.60%

MFS Blended Research U.S. large cap 16.97% 16.97% 16.97% 16.02% 15.08% 13.76% 12.25% 10.93% 9.43% 7.73% 6.60%

SSgA MidCap Index A U.S. mid cap 6.55% 6.55% 6.55% 6.19% 5.82% 5.31% 4.73% 4.22% 3.64% 2.98% 2.55%

Hotchkis & Wiley Mid Cap Value U.S. mid cap 4.91% 4.91% 4.91% 4.64% 4.37% 3.99% 3.55% 3.17% 2.73% 2.24% 1.91%

Vanguard Mid Cap Growth U.S. mid cap 4.91% 4.91% 4.91% 4.64% 4.37% 3.99% 3.55% 3.17% 2.73% 2.24% 1.91%

SSgA Russell 2000 Index A U.S. small cap 3.28% 3.28% 3.28% 3.09% 2.91% 2.66% 2.37% 2.11% 1.82% 1.49% 1.27%

Frontegra Small Cap Core A U.S. small cap 1.64% 1.64% 1.64% 1.55% 1.46% 1.33% 1.18% 1.06% 0.91% 0.75% 0.64%

Cortina Small Cap Value U.S. small cap 1.64% 1.64% 1.64% 1.55% 1.46% 1.33% 1.18% 1.06% 0.91% 0.75% 0.64%

Lee Munder Small Cap Growth U.S. small cap 1.64% 1.64% 1.64% 1.55% 1.46% 1.33% 1.18% 1.06% 0.91% 0.75% 0.64%

SSgA ACWI ex-US Index A International large cap 9.45% 9.45% 9.45% 8.93% 8.40% 7.67% 6.83% 6.09% 5.25% 4.31% 3.68%

Dodge & Cox International International large cap 7.09% 7.09% 7.09% 6.69% 6.30% 5.75% 5.12% 4.57% 3.94% 3.23% 2.76%

JOHCM International Select International large cap 7.09% 7.09% 7.09% 6.69% 6.30% 5.75% 5.12% 4.57% 3.94% 3.23% 2.76%

SSgA ACWI ex-US Small Cap Index A International small cap 1.58% 1.58% 1.58% 1.49% 1.40% 1.28% 1.14% 1.02% 0.88% 0.72% 0.61%

AMG Times Square International Small Cap International small cap 3.15% 3.15% 3.15% 2.98% 2.80% 2.56% 2.28% 2.03% 1.75% 1.44% 1.23%

Rainier International Small Cap CIT International small cap 3.15% 3.15% 3.15% 2.98% 2.80% 2.56% 2.28% 2.03% 1.75% 1.44% 1.23%

PIMCO CommoditiesPLUS Strategy Real assets 0.00% 0.00% 0.00% 0.00% 0.00% 0.90% 1.50% 2.10% 3.00% 3.60% 3.60%

Principal Global REITs Real assets 0.00% 0.00% 0.00% 0.00% 0.00% 2.10% 3.50% 4.90% 7.00% 8.40% 8.40%

Portfolio total 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100%

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Learn more about your plan’s investment options, and get access to other tools and resources that will help you make informed decisions.

Visit intuit401k.com

International funds primarily invest in stocks traded on foreign exchanges, and are subject to risks such as currency fluctuation, political instability, and the potential for illiquid markets.

» Intuit International Index

Small Cap funds primarily invest in emerging companies that have potential for future growth and profit. They are generally more volatile than those in other asset categories, but carry the expectation of higher returns.

» Intuit Small Cap Index

Mid Cap funds primarily invest in companies whose market capitalizations are smaller than those of large caps but larger than those of small caps. They are considered riskier than large-cap stocks but have higher return expectations.

» Intuit Mid Cap Index

Large Cap funds primarily invest in “blue-chip” companies and are perceived to be less risky than stocks of smaller capitalized companies.

» Intuit Large Cap Index

Bond funds invest mainly in corporate, municipal, U.S. Treasury securities, etc. The focus is on income rather than capital gains.

» Intuit Bond Index

Capital Preservation funds seek to offer price stability and a steady stream of income by investing in short-term bonds or contracts issued by creditworthy companies, financial institutions, and government entities.

» Putnam Stable Value Fund

Build your own portfolioWhen choosing your own funds from those offered by the plan, consider creating a diversified portfolio that matches your own risk tolerance and investment goals. You should be aware that funds are managed in different styles and that a diversified portfolio includes a range of funds.

An ERISA Section 404(a) disclosure explaining the investment options under your plan and their associated fees is available at intuit401k.com (select “Fund Information” tab) or by calling at 1-844-INTU401.

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Use the brokerage option to build your portfolioYour plan’s brokerage option lets you invest in a wide variety of investments beyond those made available under the plan by the plan fiduciaries. This option is generally intended for more knowledgeable investors who acknowledge and understand the risks associated with the investment choices available. When you open a brokerage account through the plan, you acknowledge that none of the investments have been reviewed or selected by Intuit. You are solely responsible for determining the suitability of the investments that are available through the brokerage option.

To open a brokerage account, call the plan’s toll-free number and speak to a Participant Service Representative. To use the brokerage option, you must have a minimum balance of $1,000 in your retirement plan. The account is offered through Charles Schwab for an annual fee of $50. Instructions on how you can obtain information on additional brokerage account fees is under the “Forms and Documents” tab on the plan’s website at intuit401k.com.

Note: A money market fund is used to transfer money to invest in a brokerage account. Putnam Stable Value Fund and the money market fund are considered “competing” funds and therefore you will not be able to transfer directly from Putnam Stable Value Fund to a brokerage account. Any money you move from Putnam Stable Value Fund must first go to one of the other funds available in the plan and remain there for a period of 90 days.

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INTERNATIONAL

Intuit International IndexThe Intuit International Index is invested in the SSgA Global Equity ex U.S. Index Non-Lending Series Fund (the “Fund”) through the class A share class. The Fund seeks to offer broad, low-cost exposure to stocks of companies in developed and emerging countries excluding the United States. The Fund seeks an investment return that approximates as closely as practicable, before expenses, the performance of the MSCI ACWI ex-USA Index over the long term. International investing involves certain risks, such as currency fluctuations, economic instability, and political developments. Additional risks may be associated with emerging-market securities, including illiquidity and volatility.

SMALL CAP

Intuit Small Cap IndexThe Intuit Small Cap Index is invested in the SSgA Russell Small Cap Index Non-Lending (the “Fund”) through the class A share class. The Fund seeks to offer broad, low-cost exposure to stocks of small U.S. companies. The Fund seeks an investment return that approximates as closely as practicable, before expenses, the performance of the Russell 2000 Index over the long term. Investments in small and/or midsize companies increase the risk of greater price fluctuations.

MID CAP

Intuit Mid Cap IndexThe Intuit Mid Cap Index is invested in the SSgA S&P Mid Cap Index Non-Lending Series Fund (the “Fund”) through the class A share class. The Fund seeks to offer broad, low-cost exposure to the stocks of midsize U.S. companies. The Fund seeks an investment return that approximates as closely as practicable, before expenses, the performance of the S&P MidCap 400 Index over the long term. Investments in small and/or midsize companies increase the risk of greater price fluctuations.

LARGE CAP

Intuit Large Cap IndexThe Intuit Large Cap Index is invested in the SSgA S&P 500 Index Non-Lending Series Fund (the “Fund”) through the class A share class. The Fund seeks to offer broad, low-cost exposure to the stocks of large U.S. companies. The Fund seeks an investment return that approximates as closely as practicable, before expenses, the performance of the S&P 500 over the long term. The Fund involves the risk that the stock prices of the companies in the portfolio will fall or will fail to rise. Many factors can adversely affect a stock’s performance, including both general financial market conditions and factors related to a specific company or industry.

Learn more about these funds before building your portfolio.Information about the investment objectives for the funds in your plan is listed below. There can be no assurance that a fund will achieve its objective.

Investors should carefully consider the investment objectives, risks, charges, and expenses of a fund before investing. For a prospectus, a summary prospectus if available, or an offering statement containing this and other information about any fund, please call 1-844-INTU401. Please read the prospectus or offering statement carefully before investing. For prospectuses related to investments in your Self-Directed Brokerage Account (SDBA), contact your SDBA provider.

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BOND

Intuit Bond IndexThe Intuit Bond Index is invested in the SSgA U.S. Bond Index Non-Lending Series Fund (the “Fund”) through the class A share class. The Fund seeks an investment return that approximates as closely as practicable, before expenses, the performance of the Barclays U.S. Aggregate Bond Index over the long term.

Funds that invest in bonds are subject to certain risks including interest-rate risk, credit risk, and inflation risk. As interest rates rise, the prices of bonds fall. Long-term bonds are more exposed to interest-rate risk than short-term bonds. Unlike bonds, funds that invest in bonds have ongoing fees and expenses.

CAPITAL PRESERVATION

Putnam Stable Value FundPutnam Stable Value Fund seeks stability of principal by investing mainly in investment contracts or similar investments issued by insurance companies, banks, and similar financial institutions. The fund seeks capital preservation, but there can be no assurance that it will achieve this goal. The fund’s return will fluctuate with interest rates and market conditions. The fund is not insured or guaranteed by any governmental agency. Funds that invest in bonds are subject to certain risks including interest-rate risk, credit risk, and inflation risk. As interest rates rise, the prices of bonds fall. Long-term bonds are more exposed to interest-rate risk than short-term bonds. Unlike bonds, funds that invest in bonds have ongoing fees and expenses. Lower-rated bonds may offer higher yields in return for more risk. Funds that invest in government securities are not guaranteed. Mortgage-backed securities are subject to prepayment risk. The use of derivatives involves additional risks, such as the potential inability to terminate or sell derivatives positions and the potential failure of the other party to the instrument to meet its obligations. The fund may be exposed to risks associated with the providers of any wrap contracts (synthetic GICs) covering the fund’s assets, including credit risk and capacity risk.

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When can I enroll in the plan?You’re eligible to participate in the plan immediately.

Should I designate a beneficiary?Yes, you should. By doing so, you control who will receive your plan account balance in the event of your death. Without a beneficiary on file, the assets in your account will be distributed according to the terms of the plan document. Go to intuit401k.com and click the “Personal Profile & Info” tab to indicate your beneficiary and complete the enrollment process.

What is vesting?Vesting is the percentage of your account that is yours to keep if you leave the company. You are always vested in 100% of your personal contributions to the plan, including any rollover contributions. Their value will vary with investment gains and losses.

You will become vested in matching contributions according to the following schedule:

Years of service Vested percentage

1 50% 2 100%

Can I change my contribution rate?You can change your contribution rate daily at intuit401k.com or by calling 1-844-INTU401. The change will be effective with the next available pay cycle after your request is processed.

How do I change my investments?You can change the funds in which your future contributions will be invested at any time at intuit401k.com or by calling 1-844-INTU401. Changes must be made in 1% increments.

You can make exchanges daily between the funds offered in the plan. Exchanges can be made at intuit401k.com or by calling 1-844-INTU401. Keep in mind that frequent exchanges increase fund expenses and that mutual fund companies reserve the right to limit or prohibit short-term or excessive trading to protect the long-term interests of all shareholders in the funds. Short-term trading fees may also apply to certain exchanges. Each fund prospectus has details on that fund’s policies.

Will I receive account statements?Your account statement will be mailed to you approximately 15 business days after the close of each calendar quarter. Your most recent quarterly statement will also be available on the plan’s website. If you elect to receive statements online only, you will be alerted by email when the latest statement is available. You can resume statement mailings at any time.

Can I take a loan from the plan?Yes. You can apply for a loan at intuit401k.com or by calling 1-844-INTU401. You can generally request any loan amount between $1,000 and $50,000 or 50% of your vested account value, whichever is less. However, other restrictions may apply, and you may have a maximum of three outstanding loans at a time. Loans are repaid to your account, plus interest, through payroll deductions over no more than 5 years (if you take a loan to help pay for a primary residence, your repayment period can be as long as 15 years).

The interest rate you will pay is prime plus 1% as published in The Wall Street Journal on the first business day of the month in which you take your loan.

In the event you leave your job, any loan balance must be repaid in 90 days, or it will be treated as a taxable distribution. Other penalties may apply.

Can I take withdrawals before retirement?Yes. Although withdrawals from your retirement plan are not encouraged until you reach retirement, you may be eligible to take a withdrawal while still an employee of the company.

After-tax withdrawalYou can withdraw after-tax contributions from your account at any time, for any reason.

Withdrawal of rollover moneyAny money in the plan that you have contributed through a rollover contribution may be withdrawn at any time. Note that if you have not reached age 59½, these withdrawals will be subject to a 10% penalty, along with regular income tax.

Withdrawal after age 59½All retirement plan participants who reach age 59½ may withdraw all or a portion of the vested account balance at any time. Note that these withdrawals will generally be subject to regular income tax in the year they are taken.

Frequently asked questions

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Withdrawal for financial hardshipIf you are experiencing a financial hardship, you can withdraw a portion of your vested account balance to cover your financial need. Note that you will be prohibited from contributing to the plan for a period of six months after a hardship distribution. Hardship circumstances include the following:

» Unreimbursable medical expenses for you, your spouse, or your dependents

» Purchase of your principal residence (excluding mortgage payments)

» Tuition and related fees for post-secondary education (for a 12-month period only) for you, your spouse, or your dependents

» Prevention of eviction from or foreclosure on your principal residence

» Payment of funeral or burial expenses on the death of your spouse, parent, child, or dependent

» Principal residence repair to pay for damages if they qualify as a casualty

What happens to my account if I retire or terminate from employment?Your vested account balance, minus any outstanding loan balances, will be available and/or payable to you or your beneficiary upon retirement, termination of employment, or death. If the vested value of your plan account is greater than $5,000, you may defer distribution of your account balance until the April 1 following the year in which you reach age 70½ or until you retire, whichever is later.

If the vested value of your account balance is between $1,001 and $5,000, you are generally not permitted to leave your account balance in the plan. Therefore, depending upon the value of your vested account balance, one of the following options will occur, unless you choose another distribution option:

» If the vested value of your account balance is between $1,001 and $5,000, your account will automatically be rolled over to an Automatic Rollover IRA

» If the vested value of your account balance is $1,000 or less, your account balance will automatically be paid to you in a lump sum and sent to your address of record.

For more information about your options and the pros and cons to consider when making your decision, please call a Participant Service Representative at 1-844-INTU401 for assistance.

Can I roll over contributions to the plan?You can transfer balances from other retirement accounts into the company plan. Eligible accounts include:

» Distributions from other qualified plans, 403(b) and government 457 plans, and Traditional IRAs

» After-tax distributions from other employer retirement plans

» Death benefit payouts from a deceased spouse’s employer retirement plan or Traditional IRA

For more information, call 1-844-INTU401.

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GlossaryAnnualized rate of return The average return over a period of years, taking into account the effect of compounding. Also called the compound growth rate.

Asset allocation An investment strategy in which you mix the types of investments you hold to meet your goals, risk tolerance, and time horizon. It is typically discussed in terms of percentages invested in certain types or styles of investments.

Asset allocation fund Invests in a mix of asset classes, including stocks, bonds, and capital preservation instruments, and across investment styles, including growth, blend, and value. These funds are periodically adjusted to seek to capitalize on changing market conditions.

Balanced fund A fund that seeks both growth and income by investing in a portfolio that includes stocks and bonds.

Bear market A prolonged period of declining stock prices. Generally speaking, a downturn of 15% to 20% marks the start of a bear market. Investors (including investors using dollar cost averaging) may find attractive values during a bear market.

Benchmark A standard used for comparative purposes to assess mutual fund performance. A benchmark is usually an unmanaged index, such as the Standard & Poor’s 500 Index.

Bond A debt security issued by the federal, state, or local govern-ment or a corporation that usually pays a stated rate of interest and returns the face value on the maturity date.

Bull market A prolonged period of rising security prices, char-acterized by investor optimism and confidence. A bull market typically refers to the stock market, but can describe any security, including bonds, commodities, and currencies.

Capital appreciation An increase in the principal value of a security.

Capital gain (loss) A profit (or loss) on the sale of an investment, e.g., stock or mutual fund.

Cash equivalent A short-term money market instrument, such as a Treasury bill or repurchase agreement, of such high liquidity and safety that it is virtually as good as cash.

Certificate of deposit (CD) A receipt for funds that have been deposited in a bank for a specific period of time at a fixed rate of interest. A CD is guaranteed by the FDIC up to $250,000.

Common stock A security that represents ownership in a public corporation.

Compounding The process by which the money in your retire-ment account accumulates, with any interest it earns also earning interest.

Conservative A cautious approach to investing that takes only limited risks to seek a reasonable rate of return.

Credit quality A measure reflecting the likelihood that a borrower will make timely payments of interest and principal. Rating agencies such as Moody’s and Standard & Poor’s assign letter designations such as AAA, AA, and so forth.

Credit risk The potential for default by an issuer on its obligation to pay interest or principal on debt securities. Most U.S. govern-ment securities are considered to have very little credit risk, while some lower-rated corporate bonds are considered to have higher risk.

Debt securities General term for any security representing money loaned that must be repaid to the lender at a future date. Bonds, notes, bills, and money market instruments are all debt securities.

Diversification The spreading of investments among many different securities or sectors to help reduce overexposure to the risks of owning any single investment.

Dividend A payment of cash from a company’s profits to its stockholders.

Dow Jones Industrial Average (the Dow) The most commonly used indicator of stock market performance, based on the prices of 30 major industrial companies.

Duration A mathematical measure of a bond’s sensitivity to changes in interest rates. Duration is stated in years; the shorter the duration, the less volatility you can expect from the bond. Having a shorter duration may help protect principal when interest rates rise, but it can reduce the potential for appreciation when rates fall.

Equity security A type of security representing ownership in a corporation. Common stock, preferred stock, and convertible securities are all equity securities.

Fixed-income security Another name for bonds, notes, money market instruments, and investment contracts. All of these pay a preset, or “fixed,” rate of interest.

Index A statistical measure of change in an economy or a securi-ties market, such as the Consumer Price Index (CPI) or Standard & Poor’s 500 Index.

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Investment objective The goal an investor or a mutual fund seeks to accomplish. Investment objectives include current income, capital appreciation, or a combination of the two.

Inflation A rise in the prices of goods and services, often equated with loss of purchasing power.

Liquidity The ability to turn assets into cash easily. An investor should be able to sell a liquid asset quickly with little effect on price. Liquidity is a central objective of money market mutual funds.

Market value For a mutual fund investment, the value of your shares in dollars, which is calculated by multiplying the number of shares by the fund’s net asset value.

Maturity A measure of the length of a bond’s life, expressed in years, based on the date on which payment of the principal is due.

Maturity date The date on which the principal of a bond must be repaid.

Municipal bond A debt security issued by a state, municipality, or county to finance capital expenditures such as the construction of roads or schools. Also known as “munis,” they are exempt from federal taxes and from most state and local taxes, especially if the holder lives in the state where the bond is issued.

Mutual fund An investment that pools the assets of individuals and invests them toward a common, or mutual, goal. The advantages of mutual funds include professional manage-ment, diversification, and convenience.

Mutual funds come in many different types with many different objectives. Some invest only in short-term money market instruments, some in stocks or bonds, and some in a variety of securities. Mutual funds are not federally insured and may involve a loss of principal.

NASDAQ A nationwide electronic system established by the FINRA for up-to-the-minute price quotations and trading on over 5,000 OTC stocks.

Offering statement The official legal document that describes a collective investment fund, a commingled fund, or a trust, and offers its shares for sale.

Portfolio A combination of financial assets such as stocks, bonds, and cash, mutual funds, and exchange-traded funds. Investors can directly manage their portfolios, or portfolios can be managed by professionals.

Prospectus The official legal document that describes a mutual fund and offers its shares for sale.

Rally A substantial and sustained rise in the price of stocks, bonds, or indexes. In general, a rally follows a period in the market when prices were flat or declining.

Risk The chance that your investment will decrease in value. Capital preservation funds tend to have the least amount of risk, while growth funds generally carry the highest level of risk.

Sector fund A specialized fund that invests in one sector or a particular group of industries. Sector funds are often more volatile than funds that invest in a diverse group of industries.

Share A unit of ownership in an investment such as a mutual fund or a corporation.

Standard & Poor’s 500 Index A daily measure of stock market performance, based on the performance of 500 major compa-nies. Though it does not include transaction or management costs, the S&P 500 is often used as a benchmark for equity fund performance.

Total return The return on your investment, which takes into account the change in price plus the dividends or interest you receive. The total return for a mutual fund generally reflects changes in net asset value and reinvestment of all distributions in additional shares of the fund.

Treasury bills, notes, or bonds Negotiable debt obligations issued by the U.S. government and backed by its full faith and credit. Treasury bills are short-term securities with maturities of one year or less. Treasury notes are intermediate-term securities with maturities of 1 to 10 years. Treasury bonds are long-term securities with maturities of 10 years or longer.

Valuation Determining the worth of a security, asset, or company.

Volatility Refers to the uncertainty associated with changes in the price of a security. Rapid, wide price swings indicate a high degree of volatility.

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Intuit Inc. 401(k) Plan

More information

Visit intuit401k.comChat online with a representative. The website also provides information regarding your plan, as well as educational information, financial calculators, and other tools to help you manage your account.

Call 1-844-INTU401 (TTY 1-877-521-9814) between 6:00 a.m. and 7:00 p.m. Pacific Time

Participant Service Representatives can:

» Help you understand your investment choices

» Provide investment and market information

» Educate you about the choices available in the plan to help you make informed financial decisions

Need help or more info?Log on to intuit401k.com or call 1-844-INTU401.

Investors should carefully consider the investment objectives, risks, charges, and expenses of a fund before investing. For a prospectus, a summary prospectus if available, or an offering statement containing this and other information about any fund, please call 1-844-INTU401. Please read the prospectus or offering statement carefully before investing.

Investments in mutual funds are not guaranteed or insured and will fluctuate in value.

While every effort has been made to ensure the accuracy of the information in this material, in the case of a discrepancy, the official plan document will govern.

Core securities, when offered, are offered through GWFS Equities, Inc. and/or other broker dealers.

GWFS Equities, Inc., Member FINRA/SIPC, is a wholly owned subsidiary of Great-West Life & Annuity Insurance Company.

Empower Retirement refers to the products and services offered in the retirement markets by Great-West Life & Annuity Insurance Company (GWL&A), Corporate Headquarters: Greenwood Village, CO; Great-West Life & Annuity Insurance Company of New York, Home Office: White Plains, NY; and their subsidiaries and affiliates. All trademarks, logos, service marks, and design elements used are owned by their respective owners and are used by permission.

Securities available through Schwab Personal Choice Retirement Account® (PCRA) are offered through Charles Schwab & Co., Inc. (Member SIPC), a registered broker-dealer. Additional information can be obtained by calling 1-888-393-7272. Charles Schwab & Co., Inc. and GWFS Equities, Inc. are separate and unaffiliated.

DC589 290072 PT215560 (02/15)