35315361 mers mers reply to plaintiff s oppositon to mers demurrer includes mers form interrogatory...

8/2/2019 35315361 Mers Mers Reply to Plaintiff s Oppositon to Mers Demurrer Includes Mers Form Interrogatory Response to

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EDWARD A. TREDERS ta te B ar N o. 116307:MA SUM IJ. P AT ELS ta te B ar N o. 233921B AR RETT D AFFIN FR AP PIERTREDER & 'WE IS S, L LP

2 09 55 P ath fin der R oa d, S uite 3 00Diamond Bar, California 91765(626) 91 5-5 71 4 - Phone(626) 9 15 -0 28 9 - Faxedward t@bdf tw.comF il e No . 2 0 09 0 1:;9 9 0R 14 fiA ttorn eys fo r D EF ENDANT

SUPERIOR COURT OF THE S TA TE O F C AL IF OR NIAC OUNTY OF RIVERSIDE , LARSEN JUSTICE CENTER

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101112 BRIAN W DAVIES ,

14 vs.15 NDEX WEST LLC , DEUTSCH E BANKNATIONAL TRUST COM PANY , AS TRUSTEE16 O F TH E RESID ENTIA L ASSETSEC UR ITIZA TIO N TR UST 2007-AS,17 MORTGAGE PASS THROUGH18 CERT IF ICATES , SERIES 2007-E UNDER TH EPOOLING AND SERV IC ING AGREEM ENT19 DATED3-1-07; IN DY MA C M OR TGAG ESERVIC ING , A D IV ISION OF ONEW ESTZO BANK; OPTEUM ; U NIVER SA L AM ERIC AN

M ORTGAGE COM PANY OF CALIFORNIA ;21 MORTGAGE ELECTRON IC REGISTRATION22 SY STEMS, INC ; UAM e LLC ; DOES 1-20,2324252 62728

Defendan t s .

C AS E N O. IN C090697U NLIM ITED C IV ILA SSIG NED FO R A LL PURPOSES TO :H ON . RANDALL D . W HITE1 DEPT . 2HNOT IC E O F ERRATADATE : A ugu st 4 , 2010TIM E: 8 :30 AM.DEPT : ZH

C ompla in t F ile d:T ria l D a te : O ctob er 23 , 2009Not yet set.

NOT IC E O F E RRATA-1
mailto:[email protected]:[email protected]


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101112

NOT IC E O F ERRATA"2

1 TO ALL IN TERESTED PART IE S AND TH E IR A TTO RN EY S O F RECO RD :2 PLEASE TAKE NOTICE th at D efen dan t, M ortgage E lec tron ic R egistra tion System , In c.,3 (M ER S) respec tfu lly subm its a N otice of E rra ta to its prev iously filed Reply to P la in tiff 's O pposition4 T o Its Dem urrer To The Second Am ended Com pla in t. D efend an t, on its Ow n rev iew , recogn ized5 th a t it h ad inadverten tly om itted and erron eously inc lu ded duplica te a rgum en ts in regard to C A. C iv il6 C od e 29 43 a nd 2 934 in i ts R e pl y.7 P lea se ta ke fu rth er n otic e, D efen da nt i s f il in g a corrected Reply to P la in tiffs O pposition To8 Its D em urrer to the Second Am ended C om pla in t, a ttached hereto as Exh ib it 1. A lso, p lease take9 n otice th at th is N otice of E rra ta an d co rrec ted Reply w as filed w ith in th e sta tu to ry t ime f rame .

BARRETT DAFFIN FRAPPIER TREDER &W EISS , LLP

1 314 Dated: Ju ly 2 6, 20101 5161 71 81 9

2 0212223242526272 8

By: ~~~~~~~~~~~--------. ATEL , A ttorneys fo rD efen d a s N DEx W EST, LLC , INDYMACMORT AGE SERV IC ING , A D IV IS ION OFONEW EST BANK; M ORTGAGEELEC TRON IC REG ISTRA TION SY STEM S,INC .; an d DEUTSC ijE BANK NATIONALTRUST COMPANY , AS TRUSTEE OF TH ER ES ID EN TIA L A SS ET SE CU RIT IZ AT IO NTRUST 2007-A 5 , M ORTGAGE PASS-TH ROUGH C ERTIF ICATE, SER IES 2007-EUNDER TH E POOLING AND SERV IC INGAGREEMENT DATED MARCH 1, 2007


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EDWARD A. TREDERS ta te B ar N o. 116 307MASUM I J. PATELS ta te B ar N o. 2 33 92 1BARRETT DAF FIN F RA PP IERTREDER & WEISS , LLP

20955 Path f inder Roa d, S uite 3 00Diamond Bar , Ca li fo rn ia 91765(626) 915 -5714 - P hon e(626) 915-0289 - Faxedwar d t@bd f tw . c omF il e No . 20090159908346A tto rn ey s fo r D e fe nd an ts

N o , 6 0 2 7 p , 5

SUPER IOR COURT OF TH E STATE OF CALIFORN IACOUNTY OF R IVERSIDE , LARSEN JUST IC E CENTER

12 BR IAN W DAV IES ,

91 011

131 41 5161 71 81 9

202 1

2 2

232 4252 62728

Plaint i ff ,v s.

NDEX W EST LLC , DEUTSCH E BANKNATIONAL TRUST COM PANY , AS TRUSTEEOF TH E RESIDENT IAL ASSETS EC UR ITIZA TIO N T RU ST 2007-A S,M ORTGAGE PASS TH ROU GHC ERTIFIC ATES, SER IES 2007 -E UNDER TH EPOOL ING AND SERV IC ING AGREEM ENTD ATED 3-1-07; IN DY M AC M ORTG AG ESERV IC ING , A D IV IS ION OF ONEW ESTBANK ; OPTEUM ; UN IVERSAL AM ER IC ANM ORTGAGE C OM PANY OF CA LIFORN IA ;M OR TG AG E ELEC TR ON IC R EG ISTR AT IO NSY STEMS , INC ; UAM e LLC ; DOES 1-20 ,

Defendan t s .

C AS E N O. IN C090697UNLIMITED CIVILASS IGNED FOR ALL PURPOSES TO :H ON . RANDALL D . W HITE , DEPT . 2H

MORT GAG E E LE CT RO N ICREG ISTRAT ION SY STEM S, INC . 'SR EPLY TO P L A IN T IF F'S O P P O SIT IONTO ITS DEM URRER TO TH E SECONDAM END ED C OM PL AIN T

C ompla in t F ile d:T ria l D a te : O cto ber 2 3, 2009N ot yet set.

MORTGAG E E LEC TRON IC R EG IS TRAT IO N S YS TEMS , lN C, 'S R EP LY T O P LA IN TIF F'S O PP OS IT IO NTO ITS D EMUR RER TO TH E SEC ON D AM EN DED C OM PL AIN T


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1 TO ALL PART IES AND TO TH E IR ATTORNEY S OF RECORD H ERE IN :2 C OM ES N OW D efend an t M O RTG AG E ELEC TR ON IC R EG ISTR AT IO N SY STEM S,3 !NC . e~MERS') an d subm its th e fo llow in g R eply to P la in tiff B RIA N W DAV IE S' ( '~P la in tiff")4 O pposition to MERS' Demu rre r to P la in tiff s S ec on d Am e n de d C om p la in t.5 I. I NTRODUCT ION6 P la in tiffs O pposition to M ERS ' D em urrer is d ra fted m ore lik e a C om pla in t th an an7 O pposition to a D em urre r, p resum ab ly in an a ttem pt to cu re th e num erou s d efec ts in th e S econ d8 Am en ded C om p la in t. H o w ev er, in stea d o f a m elio ra tin g th e d efec ts , P la in tif f 's O ppositio n is w eak ,9 fu rth er co nfu ses th e issu es, an d m islea ds th e C ou rt. R ath er th an a dd ress th e po in ts an d m e rits ra ised10 in M ERS ' D em urrer, P la in tif f espou ses new and ad d ition a l fa c ts and th eories m ost, if no t a ll , a re11 in a rtic u la te an d a re too convo lu ted to dec ipher. T his is w holly in su ff ic ien t to sa tisfy P la in tif f 's12 b urden o f d em onstra tin g in w ha t m an ner h e can am end h is Second A m end ed C om p la in t and h ow tha t13 am endm en t will c ha nge th e lega l ef fe ct o f th e p le ad in g in o rd er to su rv iv e M ER S' D em u rre r. 1 Since14 P la in tiff fa ils to ad d ress th e m erits o f M ERS ' D em urrer an d ha s n o t m et h is bu rd en , P la in tif f15 im plic itly conced es h is c la im s have n o m erit. Th u s, th is C ou rt m ust su sta in M ERS ' D em urre r1 6 w ith ou t le av e to a m en d esp ec ia lly sin ce th is is P la in tif f 's th ird a ttem p t a t c orrec tin g th e sh ortc om i ngs1 7 in h is o pera tiv e C om p la in t w ith ou t su cc ess.18 II.1 9

L EG A L A R GUMENTA . T he U se o rA N om in ee In R ea l E sta te T ra nsac tion s Is A L egitim a te P rac tic e A n d

20 D oes N o t In v o lv e A S el!a ra tio n Of T he N ote A nd D eed O f T ru st21 M ERS sta tu s a s "nom in ee" is a com mon oc~u rren ce in pub lic lan d reco rd s and "ha s long been22 s an c ti on e d a s a le gi tim a te p ra c tic e ." 2 In d iv id u al s f re qu e nt ly c o nf er r ig ht s o n a "n om in e e," "a ge n t, "23 or "tru stee" fo r a v arie ty o f pu rpo ses, in clu din g to ex ec ute or h old m o rtgage in stru m en ts. 3 In fa ct,242526

272 8

1G o odm an v . K e n ne dy (1 97 6) 1 8 C a1 .3 d 3 3 5, 3 49 .2 1n re C ush ma n B ak ery (1 97 5) 5 26 F .2 d 2 3~ 30 , c e rt . d e n ie d~ ( 19 76 ) 4 25 us, 93 .31d; M ilto n R . F r i edman , Friedman o n . Contrac ts & Co n ve ya n ce s o f R e al P r op e rty ) 6 :1 .3 ( Ja m es C h arle s Sm ith ed . , 7the d. 2 00 7) ; In re C hilds c -; (1 94 7) 1 63 F.2d 379,382; Barkhausen v, C o ntin en ta l Ill, N a t 'I B an k T ru st C o, o [C hic ag o( 19 54 ) 1 20 N.E.2d 6 49 , 6 55 , ce r t. d en ied , 34 8 U .S . 8 97 .MORTGAGE E LECTRON IC REG IS TRAT ION SYST EMS , INC, 'S R EPLY TO PLAINT IF F'S O P PO SIT IONTO ITS D EMUR RER TO T HB SE CO ND AMEN DED C OM PL AIN T1 -


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1 6 B . M ERS W as Authorized T o C omm e n ce The Fo re c lo su r e P r oc e ss

1 th ere a re a num ber o f o th er situ a tion s w here th e m ortgagee o r b en efic ia ry and th e b en efic ia l ow ner2 a re no t th e sam e pa rty .3 D eed s o f T ru st invo lv ing M ERS c lea rly d isc lose M ERS serv es as th e b en e fic ia ry , a s nom in ee ,4 fo r th e len d er, i ts su c cesso rs , an d assign s. A s d eta iled in length in M E RS ' D em urrer to th e Second5 A m en ded C om pla in t, P la in tiff a ccep ted M E RS ' ro le in h is m ortgage tran sac tion w ith h is len der. T he6 con cep t o f a n om in ee d oes n ot lim it e ith er th e pow ers gra nted to M E RS or its ab il ity to ex erc ise th ose7 pow ers. R ath e r, i t m akes c lea r th a t M E RS ' a c tion s a re fo r th e b en e fit o f th e M E RS m em bers w ho a re8 th e len ders , su ccesso r, o r a ssign s. A cco rd in gly , M E RS h eld th e lega l in teres t gra nted b y P la in tiff in9 h is m o rtga ge w h ile o th er p artie s h ad th e b en efic ia l in te re st in h is lo an .

10 N everth e le ss , P la in tiffs O pposition a rgu es th e N o te and D eed o f T ru st w ere sepa ra ted11 becau se ea ch is h eld by a pa rty . 4 H o wever, P la in tiffs u nsu pported an d illogica l a rgu m en t is1 2 in co rrec t. U n der C a lifo rn ia la w , a sec ured p ro m isso ry n ote tra ded o n th e sec on da ry m o rtga ge m a rk et13 rem ain s secu red b ecau se th e m ortgage a lw ays fo llow s th e no te . 5 Th is is w hy th e C alifo rn ia14 L egisla tu re requ ires reco rd a tion o f w hoev er ho ld s th e pow er o f sa le : e ith er th e m ortgagee o r th e15 trustee.f T hu s, M E RS ' ro le a s a n om inee d oes n ot serv e to sepa ra te the N ote a nd th e D eed o f T ru st.

17 U nder C alifo rn ia C iv il C od e sec tion 2924(a )(1 ) , a "tru stee , m ortgagee o r b en e fic ia ry o r a ny o f18 the ir a uth orized agen ts" m ay con du ct th e fo rec lo su re p rocess. U nd er C alifo rn ia C iv il C od e sec tion1 9 2 92 4b (4 ), a "p erso n a uth orized to rec ord th e n otic e o f d efa ult o r th e n otic e o f sa le" in clu des "a n a ge nt20 fo r th e m o rtgagee o r b en efic ia ry , a n agen t o f th e n am ed tru stee , a ny person d esign ated in an ex ecu ted21 sub stitu tion o f tru stee , o r an agen t o f th a t su b stl tu ted tru stee ." "U pon defau lt by th e tru sto r, th e22 ben efic ia ry m ay dec la re a d efau lt a n d proceed w ith a non ju d ic ia l fo rec lo su re sa le ." 7 T here is n o2 3 sta ted requ ire m en t in C a lifo rn ia 's n on -ju dic ia l fo rec lo su re sc hem e th at re qu ires a b en efic ia l in teres t2425

4 Op po sit io n , p ag e 8 , l in es4 - 5 .26 sCal. C iv . C od e 2936; In re V arg as, 3 96 B .R . 5 11 ,5 16 (Bkrtcy.C.D.Cal . , 2008.)6 Sto ck we ll v . B a rn um (1908) 7 C a l.A p p, 41 3 (c on stru in g p red ec esso r sta tu te; d istin gu ish in g m ortga ge a nd d eed of tru st);27 Dimock v , Em e ra ld P r op e rt ie s (20 00 ) 8 1 Cal.App.4th 868 ( fo r ec l os u re sale v alid o nly if conduc ted by t ru st ee o f r ec or d.)7M o elle r v s. Lie n, (1 99 4) 2 S Cal .App.4th 8 22 , 8 30 .28 MOR TG AG E E LEC TR ON IC R EG IST RA n ON SY ST EM S, IN C. 's REPLY TO PLAIN TIF F'S O PPO SIT IONT O ITS D EMUR RER TO TH E S EC ON D AMEN DED C OM PL AIN T

2


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1 in th e N ote to forec lo se . R ather, th e sta tu te b road ly a llow s a tru stee , m ortgagee , ben efic ia ry , o r an y2 of th e ir agen ts to in itia te n on -ju d ic ia l fo rec lo su re . A ccord ingly , th e sta tu te does no t requ ire a3 b en efic ia l in teres t in b oth th e N ote a nd th e D eed of T ru st to c omm e nc e a n on -ju dic ia l fo rec lo su re .4 Th is in terp re ta tion is con sisten t w ith p rio r ru lin gs of th is cou rt, a long w ith m any others , th a t5 M E RS has stand ing to fo rec lo se as the nom in ee fo r th e len d er and benefic ia ry o f the D eed o f T ru st6 an d m ay assign its b enefic ia l in teres t to an oth er pa rty . 8 Wh ile P la in tiff a tte m pts to c on fu se th e C o urt7 ov er w ha t is M ERS ; ro le , th e N eb raska Suprem e C ou rt su cc in c tly pa raph rased M ERS~ ro le by8 sta tin g, ii le nd ers re ta in th e p ro m iss ory n ote s a nd se rv ic in g righ ts to th e m o rtga ge; w h ile M ER S9 a cqu ires lega l tit le to th e m o rtga ge for re cord atio n p urp oses" 9 a nd "MERS s erv es a s le ga l title h old er

10 in a nom in ee capac ity ... " 1011 In h is O pposition , P la in tiff c ites to v a riou s cases fo r th e p roposit ion tha t a s th e b enefic ia ry12 an d n om inee for the len der an d its su ccesso rs an d assign s, M E RS is u nab le to tran sfer an y in terest in13 a D eed o f T ru st an d cannot fo rec lo se upon rea l p roperty secu red by a D eed o f T ru st. O n ce aga in ,14 P la in tiff is in correc t.15 P la in tiffs m isund ersta nd ing is b ased upon h is m iscon stru c tion o f th e ho ld ings o f the cases to16 w hich h e c ites, non e of w hich a re app licab le in the in stan t m atter. Spec if ic a lly , in the In re17 F ore clo su re C a se s, each o f these cases in volved a jud ic ia l fo rec lo su re w here M ER S w as not the18 forec losing party." T he presen t ca se d iffers from th e In re Foreclosure Ca s e s b ec au se th is c ase19 concern s a non -ju d ic ia l fo rec lo su re w here M ER S had an in teres t in th e D eed o f T rust an d lega lly20 com m en ced P la in tiffs fo rec lo su re .21 The In re Va r g a s and th e Lam y c ases inv olv ed a m o tion fo r re lie f from stay an d a jud ic ia l22 forec lo su re respec tive ly , w h ich a ga in , a re in app licab le to th is ca se w h ich in volves a n on -ju dic ia l232 4252 6272 8

8 S ee , e .g ., Morgel 'a v . C oun trywide H om e Loans, Inc ., N o . C iv . 2 :0901476 M CE G GH , 2010 W L 160348~ a t *8 (B .D .Cal. Ja n. 11 , 2 01 0) (c ollec tin g c ase s); P an to ja v . C oun trywide Hom e Loans, Inc ; 640 F . Supp . 2d 177 (N .D . C al. 2009 );Cas taneda v , Sa xo n M ortg . Se rvs ; I n c. , F . S upp. 2d --~ N o. C iv . 2 :0901124 W BS D AD ~ 2009 W L 4640673 , a t *4(E .D . C al. D ec . 3~ 2 009 ); Ben tham v . Aurora Loan Servs. , N o. C -092059 SC , 2009 W L 2880232 , a t *3 (N .D . C al. Sep t.1 ,2 00 9); K ac hlo n v . M ark ow itz, 186 C al. A pp . 4 th 316 ,33435 (2008) .9MERS v . N e br as ka D ep ar tm e nt 0/ B an kin g a nd F in an ce (2 00 5) 7 04 N .W .2 d 7 84~ 7 88.u.11 In re F oreclo su re C ases (2007 ) 521 P . Supp.2d 650 .

MOR !G AG E E LE CT RONIC R EG IS TRAT IO N S YS TEMS , IN C. ' S R EP LY T O P LA IN TIF F'S O PP OS IT IO N. TO IT S D EMUR RER TO TH E SEC ON D AMEN DED C OM PL AIN T3


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10 non-judicial f or ec lo su re s al e o f r ea l p ro p er ty IP la in tiffs th eo rie s h av e n o m e rit.c . Plaintiff Must AllegeTender To Survive A Demurrer

"1 forec losu re .P In In re V arg as, ev idence of M E RS in terest in th e note w as n ot presen ted to the cou rt2 and th erefo re the m otion for re lie f from stay was d en ie d. I n Lamy , as in In re F orec lo sure C ases ,3 M ERS w a s n ot th e fo re clo sin g p arty . T he fo rec lo sin g p arty in Lamy fa iled to prov id e th e co urt w ith4 ev id en ce of its in terest in the no te and m ortgage a t the tim e the forec losu re w as com m enced I and5 th erefore th e ju dgm en t of forec losu re w as d en ied . H o w ev er, th e Lamy c as e's d ef ic ie nc ie s w e re la te r6 rec tif ie d, a nd a fo re clo su re ju dgm e nt w a s o bta in ed in 2 008 . Co ntra ry to P la in tiffs a sse rtio ns, th es e7 cases are inapp licab le to the presen t m atter. M ERS w as th e b en efic ia ry und er P la in tiff 's D eed of8 T ru st a nd p ro pe rly tr an sfe rre d its in te re st in th e Deed o f T r us t.9 Since MERS can tran sfer its in terest in the D eed of T rust an d is au tho rized to c ommenc e a

1112 P la in tiffs O pposition to M ERS ' ten der argum en t is prem ised upon th e recen t dec ision in13 Mabry v . Super io r C ou r t.13 Mabry con ta in s a d iscu ssion of th e w ell estab lish ed law requ iring a14 "defendan t w ho w ishes to cha llen ge a comple t ed fo re clo su re sa le to ten de r th e fu ll a m ou nt d ue w ith in15 the con tex t o f C iv il C ode 2923.5 . A s a resu lt, P la in tiff a lleges h e does not have to tend er.16 H o w ev er, P la in tiff is in correc t, a nd h is a rgu m en t fa ils .17 F irst and forem ost, th is ac tion does no t c on cern a completed forec losu re sa le ; it c on cern s a18 pending fo rec lo su re s ale . A s e vid en ce d b y th e d oc um e nts a tta ch ed to th e R eq ue st fo r Ju dic ia l N otic e19 and as P la in tiff read ily adm its, th ere h as been no N otice of T ru stee's Sa le record ed aga in st the20 P roperty .21 Second , P la in tiff a lleges num erous sta tu tory v io la tion s and lega l theories in h is Second22 A mended C om pla in t, on ly one of w hich is an a lleged v io la tion o f C iv il C od e 2923.5 . T hus, ev en if2324252 627 12 In re V arg as ~ 3 96 B .R , 5 11 (Bk rt cy .C .D .C a l., 2 00 8) ; L aSa lle B an k N at. A ss'n v . L a my ( 20 06 ) 8 24 N .Y .S .2 d 7 69 .13 2 01 0 WL 2 18 05 30 ( Ca 1.A pp . 4 D is t.) .28 MORTGAG E E LB CT RONIC R EG IS TRAT IO N S YS TEMS , IN C, ' S R EP LY T O P LA IN TIF F'S O PP OS lT lO NTO ITS D EMUR RER TO TH E S EC ON D AMEN DED C OM PL AlN T.4-


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1 th is ac tion con cern ed a comple t ed fo rec lo su re , P la in tiff is requ ired to a llege ten d er in o rd er to2 proceed on h is o th er th eo ries o f rec ov ery ."3 Th ird , th e tria l c ou rt in Mabry d id ob liga te th e bo rrow er to ten d er th e am oun t in a rrea rs4 w hich w as no t ov ertu rn ed by the C ou rt o f A ppea l. T hu s, P la in tiff is still requ ired to ten d er, a t th e5 m in im um , th e a m ou nt in a rrea rs .6 Furth erm ore , ev en if P la in tiff a lleges it w ou ld b e in equ ita b le fo r h im to ten d er, h e is m istaken ;7 it w ou ld b e in equ itab le fo r h im no t to ten d er b ecau se h e h as b een resid ing in th e p roperty sin ce8 D ec em b er 2 00 8 w ith ou t p ay in g h is rec urrin g m o nth ly in sta llm e nts, rea l p ro perty ta xes , o r h aza rd9 in su ran ce p rem iu m s. F urth erm ore , h e c om ple te ly fails to a llege h e w ou ld b e ab le to m ake a fu ll an d10 com ple te ten d e r a s a cond ition o f ju dgm en t. T hu s, th is C ou rt m ust su sta in M ER S' D em urrer in its11 en tire ty w ithou t leav e to am end .

D. Plaintiffs ClailIlor Statutory Violations Fails1. C alifo rn ia C iv il C od e 2923 .5 an d 2924

14 For th e first tim e, P la in tiff a lleges MERS v io la ted C iv il C od e 2923.S and 2924 by1 5 "p rem atu re ly ex ecu tin g th e assign ed pow er o f sa le c la u se in P la in tiffs D eed o f T ru st." 151 6 U nfo rtu na te ly , P la in tiff 's c la im s is to o c on clu so ry . T his s ta tem e nt is c om p le te ly d ev oid o f a ny fa cts,17 spec if ic s, o r a ny in fo rm ation w ha tsoev er a s to pu t MERS on no tice o f w hich o f th e num erou s1 8 p ro vis io ns o f C iv il C o de 2 92 3.5 a nd 2 92 4 it a llege dly v io la ted .. F urth erm o re , P la in tiff ev en fa ils to19 a llege how "prem atu re ly ex ecu tin g th e a ssign ed pow er o f sa le c la u se in P la in tiffs D eed o f T ru st"20 v io la tes th ese cod e sec tion s.21 B a sed on P la in tiffs convo lu ted O pposition , it a lso appea rs P la in tiff is a lleging M E RS22 v io la ted C iv il C od e 2923 .5 b ecau se it "w illfu lly a nd k no w in gly in vo ke d th e p ow e r o f sa le c la use in23242526 14 Sh impone s v , S t i ckeney (1 93 4) 2 19 C al. 5 37 , 649 ; A bd alla h v . U nite d Sa vin gs B an k (1996 ) 4 3 C al.A pp Ath 1 10 1, 1 10 9;

MCA 1 In c. v . U niv ersa l D iv ers ifie d E nte rp rise s C o rp . (1 97 2) 2 7 C al.A pp .3 d 1 70 , 1 77 ; K ar ls en v . A merican Sav ing s an d27 L oa n A ss oc . (1 97 1) 1 5 C al.A pp .3 d 1 12 , 1 17 .15 O pp ositio n, p age 1 0, lin es 2 5 - 2 6.28 MORTGAGE E LE C TR ONI C R EG IS TR A TI ON S Y ST EM S , fN C .'S R EP LY TO P LA IN T IF F'S O P PO SI TIONTO IT S D EMUR RER T O 1H E SEC ON D AME ND ED C OM PL AIN T5


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1 P la in tif fs d eed of tru st w ithou t th e proper a ssignm en t" 16 U nfortun a te ly , P la in tiff is once aga in2 incorrec t .3 First and foremost, P la in tif fs a llegation m akes no sen se . A s se t ou t in deta il in MERS '4 Dem urrer to P la in tiffs Second Am ended C om pla in t, MERS a lready possessed the au thority to5 com m ence forec losu re pu rsu an t to th e terms of P la in tiffs D eed of T ru st. D esp ite P la in tiffs con trary6 asser t ions, MERS w as th e en tity th a t ac tu a lly invoked th e pow er of sa le c lau se no t D eu tsche Bank .7 Th is is p la in ly sta ted on th e second page of th e N otice of D efau lt. A ccord ingly , th ere is no need for8 M ERS to possess an Assignment in ord er to forec losu re becau se it a lready had th e pow er pu rsu an t to9 th e D eed of T ru st. T hu s, P la in tif f 's i llogica l a llega tion , th a t th ere m ust b e an assignm en t u tterly fa ils .

10 F urth er a n assignment does no t even have to be recorded pu rsu an t to C iv il C ode 2934 . This11 sec tion prov ides: "Any assignment of a m ortga ge an d any a ssign m ent o f th e b en ef ic ia l in terest u nd er12 a deed of tru st m ay b e r ec or de d, and from the tim e th e sam e is filed for record opera tes a s13 con s tr u c ti ve n o ti ce of th e con ten ts th ereof to a ll person s ... " 17 Fu rth er, under C iv il C ode 2936 , th e14 tran sfer o f a P rom issory N ote ca rries w ith it the assignm en t o f th e D eed of T ru st regard less of15 w heth er it is record ed . 18 Thus , th e Assignm ent of th e D eed of T ru st is no t requ ired to be recorded ,16 and if it is r e co rded , th e on ly pu rpose of th e record ing is to pu t o th ers on con stru c tiv e no tice of th e17 Ass ignment .18 S ince MERS had th e pow er to invoke th e pow er of sa le c lau se pu rsu an t to th e D eed of T rust19 and an A ssignm en t does no t even have to be recorded , M ERS d id no t and cou ld no t h ave v io la ted20 C iv il C ode 2923.S a nd 2924 .2 1 2 . C alifo rn ia C iv il C ode 293422 Once again , P la in tiff a lleges new confu sing and convo lu ted fac ts. In support o f h is v io la tion '23 of C iv il C ode 2934 c la im ) it appears P la in tiff is now c la im ing Deu tsche (no t M ERS) v io la ted th is242S,2 62 72 8

l6 Op po si ti on , p ag e 111 l in e 1 1- 12 .17 C iv , Code , 29 34 . (E m ph as is a dd ed .)18 C iv . Code , 2936.

MORTGAGE ELECTRON IC REG IS TRATION SYSTEMS , l NC .'S R EP LY TO P LAINT IF F'S O P POS IT IONTO ITS DBMURR ER TO THB S EC OND AMENDED COM PLAIN T-6 -


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1 sec tion b ecau se it cou ld not va lid ly sub stitu te D efend an t NDEX W EST , LLC (,4NDEx") as the2 T ru stee a s it w as no t assigned th e D eed o f T ru st. O nce aga in , P la in tiff is in co rrec t. 193 F irst a nd fo rem ost, th is c la im is too con c lu so ry as P la in tiff ha s not a llege how th is v io la tes4 C iv il C ode 2934 . Fu rth erm ore, P la in tiff is u n ab le to am end h is C om pla in t to cu re th is d e fec t5 because C iv il C ode 2934 h as no th ing to do w ith the record a tion o f a Sub stitu tion of Trus tee .6 In stea d, C iv il C od e 2934 perta in to A ssignm en ts an d sta tes an A ssignm en t m ay be reco rded , an d if

3 . C aliforn ia C iv il C od e 2943

7 re co rd ed , it o pe ra te s a s c on stru ctiv e n otic e.S Second , a t th e tim e th e S ub stitu tion o f T rus tee w as ex ecu ted , D eu tsch e w as th e b en efic ia ry9 und er th e D eed o f T ru st w ith the au th ority to su bstitu te th e tru stee pu rsuan t to C iv il C od e 2943a .

10 The Assignment to D eu tsche w as ex ecu ted in A ugu st o f 2009 and th e Sub stitu tion o f T ru stee w as11 execu ted in O ctober 2009 . Thu s, P la in tiffs c la im fa ils , an d th is C ou rt m ust su sta in M ERS '12 D em urrer w ith ou t leav e to am end1314 P la in tiff a lleges M ERS fa iled to respond to h is request fo r a B en efic ia ry S ta tem en t an d th u s15 v io la ted C iv il C ode 2943. O nce aga in , P la in tiff is in co rrec t. P la in tiff n ev er asked M ER S to prov id e16 h im wi th a Benefic ia ry S ta tem en t. A s a lleged in h is Second A mended C om pla in t, "O n Oc tob er 12 ;17 2009 P la in tiff requ ested p roo f o f d eb t am oun t a s requ ired by law in sec t ion 2 94 3 o f th e C alifo rn ia18 C ode, it is ca lled a "b enefic ia ry sta tem en t". (sic) iiN D Ex ~~ ... ign ored su ch requ est." 20 As such ,19 P la in tiff adm its h e requ ested th e B enefic ia ry S ta tem en t from D efend an t NDEX WEST, LLC20 ("ND eX .") Fu rthe rm ore , M ERS is no t even requ ired to respond to P la in tiffs requ est fo r a21 B enefic ia ry S ta tem en t. "[U ]nd er RESPA 2 60 5" o nly a lo an se rv ice r ha s a du ty to respond to a22 b orro w er's in qu irie s.'121 S ince M ERS has no lega l du ty to respond and canno t d o w ha t w as nev er23 a sked of it, P la in tiff 's c la im fa ils , a n d M ER S d id no t v io la te C iv il C od e 2943 .24 1/ /2526 1~Oppos i t ion , page 11 , lin e s 20 - 27 ,

20 Seco nd A m en ded C om pla in t, pa ge 9 , l in e 2 6 to page 1 1, lin e 1.27 Zl Gonza l e z v , F ir st F ra nk lin L oa n serv No.Civ.1:06-941 AW l G SA , 2010 W L 144862 a t *12 (E . D .) C al. Ja n . 11 ,2010 . )28 MORTGAGE 'E LE CTRONIC REG IS TRAT ION SYST EMS, INC,'S REPLY TO PLA IN TI FF 'S O PPOS IT IONTO ITS D EMUR RER TO TH E SEC OND AMEN DED C OM PL AIN T7


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12

1 / II2 E . Plaintifrs Third Cause Of Action For Slander Of Title Fails3 D esp ite th e n ew a llega tion s con ta in ed in P la in tif f 's O pposition , P la in tiff still fa ils to sa tisfy a ll4 th e requ ired elem en ts to p reva il on h is S lander o f T itle c la im . N am ely , P la in tiff is u n ab le to a llege5 th e a lleged slander d isp a raged th e cond uc t o f a th ird pa rty pu rch aser O r any po ten tia l lessee of th e6 P roperty , th e a lleged sland er w as pub lish ed b y M ERS , th e sta tem en ts w ere fa lse , an d P la in tif f7 su sta in ed m on eta ry dam ages. In fac t, P la in tif f is u n ab le to d em on stra te h e su sta in ed an y m oneta ry8 d am ages as he has been liv ing in th e P roperty w ithou t pay in g h is recu rrin g ob liga tion s and th e9 a lleged d ispa raging sta tem en ts h ave resu lted in a w ind fa ll to P la in tif f. Since P la in tif f d id no t an d

10 c a nno t estab lish a ll o f th e requ isite e lem en ts , MERS ' D em urrer to th e S lan der o f T itle C au se o f11 A ction m ust b e su sta in ed w ithou t leave to am end .

F . V io la tio n O f B usin ess A nd P ro fession s C ode 17200 . Et Sea.13 P la in titrs Fou rth cause o f a ction for V io la tion of B usin ess and P rofession s C ode 17200~et14 seq. is on ly a lleged aga in st D efen dan t 'UAM CC .n Accord in g to P la in tif fs S econd Am ended15 C om pla in t, h e h as no t a lleged t his c la im a ga in st a ny o th er d efen da nt in clu din g MERS . Thus , MERS16 wil l n ot a dd ress th e issu es ra ised in Plaint i f fs Opposit ion.

G. Plaintifrs Intentional Deceit Claim Fail!718 P la in tiff 's en tire O pposition seem s to b ased on P la in tif fs a llega tion th e A ssignm en t is19 in va lid , an d as a resu lt, M ERS has perpetra ted a d ec eit u po n P la in tif f. 22. T his c la im is a lso too20 conc1u sory to su rv iv e M ERS ' D em urrer becau se P la in tiff does no t sa tisfy th e sev en essen tia l21 elem en ts . 23 F u rth erm o re , a s d em o n stra te d supra , th e A ssignm en t is n o t inv a lid no r is th e N o tice of22 D efau lt . T hu s, th is C ou rt m ust su sta in M ERS~ D em urrer to th e S ix th cau se o f ac tion w ithou t leave to23 am en d .24252 6

22 O pposition , pa ge 13~ lin e 27 to p age 14 ) l in e 5 .27 2 3 Mandervi l le v , peG & S Gr oup~ Inc . (200 7) 146 Ca1.App.4 th 1 48 6, 1 49 8; Engal la v, P erm an en te M e dic al G r ou p , I nc .(19 97) lS C a1 .4 th 95 1, 97 4.28 MORTGAGE E LE CTRONI C REG IS TRAT ION SYSTEMS , I NC .'8 R EPLY TO PLA IN TIF F'S OPPOSITIONT O IT S DEMURRER TO TH E SEC ON D AMENDED COMPLAlNT8


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1 III. CONCLUSION

B A R R E T T D A F F I N F R A P P I E R N o , 6 0 2 7 p , 1 4

2 Th is is now P la in tiff s th ird "b ite a t th e app le, II and yet P la in tiff s Second Am ended3 C om pla in t is still com pletely defic ien t, d evoid of any spec ific ity to properly apprise M ER S of the4 c la im s aga in st it, a nd none of th e defic ienc ies can be cured w ith an am en d ed p le ad in g. As such ,5 D efen dan t M O RT GAGE EL EC TR ON IC R EG IST RA TIO N S YST EM S, IN C . respec tfu lly requ ests6 th is C ourt gran t its D em urrer as to th e en tirety of P la in tiff s v erified Second Am ended C om pla in t7 w ith ou t lea ve to am en d.S9

1011 Da ted : Ju ly 2 6, 2 01 0121 31 415161 718192021

BARRETT DAFF IN FRAP P IE R TR EDER &WE IS S, L LP

By: __ ~~~~~ ~ __MASDefenda s INDY MA C MOR TG AG ESER VIC N O, A DIV ISIO N O F O NEW ESTBANK~FSB ; N DEX W EST , LLC ; M O RTG AG EE LE CT RON IC R EG IS TR ATION SY ST EMS ,IN C .; a nd DEUTSCHE BANK NAT IONALTRUST COMPANY , AS TRUSTEE OF TH ERE SIDENTIAL AS SE T SECUR IT IZATIONTRUST 2007-AS, MORT GAGE P ASS -T HROUGH C E RT IF IC A TE , S ER IE S 2007-EUNDER THE P OO LIN G AND SE RV IC IN GA GR EEM EN T D ATED MAR CH 1~2007

22

232 425262728 MORTGAG E E LE CT RONIC R EG IS TRAT lO N S YS TEMS , rN C.'S R EP LY T O P LA IN TIF F'S O PP OS IT IO NTO ITS D EMUR RER TO TH E SEC ON D AMEN DED C OM PL AIN T

-9


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123

. M OR TGAG E E LE CT RONIC R EG IS TRAT IO N S YS TEMS , IN C.'S R EP LY T O P LA IN TIF F'S O PP OS IT IO NTO ITS D EMUR RER TO TH E SEC ON D AM EN DED C OM PL AINT10

PRO OF O F SERV IC E B Y M AIL (C .C .P . 10138 . 2015 .5 )

ST AT E O F C AUF OR NIA )))C OU NTY O F LO S A NG ELES

56 I, J .C . L ew is, Jr., d ec la re a s fo llow s:7 Im em plo ye d in L os A n gele s C o un ty , Im o ver th e a ge of eigh teen y ea rs a nd a m not a party8 to th e w ith in en titled a ctio n; m y b usin ess ad dress is 20955 P a th f in d er R o a d , S uite 3 00 ~Diamond Ba r ,Cal i fornia 91765 .9

10111 2

O n Ju ly 26 , 2010 , I s er ve d th e f o ll ow i n g:MORTGAGE ELECTRON IC REG ISTRATION SY STEM S , INC .'S REPLY TOPLA INT IFF 'S O PPOSIT ION TO ITS DE :M URRER TO TH E SECOND AM ENDEDCOMPLAINT

13 on th e in terested pa rties in s aid a c ti on b y F e de ra l E x p re ss /Ov e rn ig h t Ma i l, a s f ol low s :1 4 SEE ATTACH ED SERV IC E L IST1 5 I am "readily f ami l i a r" with th e f irm 's p ra c tic e o f co llec tion an d p ro ce ss in g o f16 correspondence for m ailing. U nder th a t p rac tic e, it w ou ld be deposited w ith th e U.S. Po st al S e rv ic e

on th a t sam e day w ith postage th ereon fu lly prepa id a t D iam ond B ar, ,C alifo rn ia , in th e ord in ary17 cou rse of bu sin ess. I am aw are th a t on m otion of th e party serv ed , serv ic e is presum ed inva lid ifposta l can cella tion da te or postage m eter da te is m ore th an one day a fter th e d a te of d eposit fo r1 8 m a ilin g a ff id av it/d ec la ra tio n .1 9 I d ec la re u nd er pen alty of perju ry an d th e law s f th e S t te o f C alifo rn ia th at th e fo rego in g is20 tru e a nd c or re ct.2 1

2 223242526272 8

r , C a l if o rn i a.


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A u g , 3 , 2 0 1 0 1 1 : 2 2 A M B A R R E T T D A F F I N F R A P P I E R

1234567891011121 31 415161 7181 9

202 12223.24252 6

2728

N o , 6 0 2 7 p , 1 6

SER VIC E L IST

BR IA N W . D AV IES43277 SE NTIE RO D RIV EIN DIO , C A 92203PH : 760~904-4928F AX : 7 60 -4 06 -9 86 5760-673-7097

PLA IN TIFF IN PRO SE

ROB ER T E . F EY D ERKEV IN ASFORK&LGATES10100 SA NTA MON IC A B LV D7 th FLOORLO S A NG ELES , C A 90057PH : 310-552 -5000FAX: 552-5001JAMES J . SCARELLA7 8-9 25 Z EN IT Ii WAYLA QU IN TA , C A 92253

DEFENDANTSU NIV ER SA L AM ER IC AN MO RT GA GE O FC ALIFO RN IA ; U AM e L LC ; and LENNARHOMES

DEFENDANT

MORT GAGE E LE CT RONIC R EG IS TRAT IO N S Y ST EM S, IN C.'S R EP LY T O P LA IN TIF F'S O PP OS IT IO NTO ITS D EMUR RER TO TH E SEC ON D AM BN DED C OM PLA IN T11


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6 I~ .Ie L ew is, Jr., d ec la re a s fo llo ws:

PROOF OF SERVICE B Y M A IL fC .C .P . 10133 . 2015 .5 )23 STATEOF CAliFORNIA ))

)C OU NT Y O F L OS A NG EL ES5

7 Im em ployed in L os A ngeles C oun ty , Im over the age of eigh teen years and am not a party8 to the w ith in en titled ac tion ; m y business add ress is 20955 Pa th finder Road , Su ite 300,' D iam ond Bar,9 Ca li fo rn ia 9 17 65 .10 On Ju ly 26 , 2010, I s erv ed th e f ollo w in g:11 NOTICE OF ERRANTA12 on the in terested parties in sa id action by first c la ss m ail, postage prepa id , add ressed as fo llow s:1 31 4

SEE ATTAC HED SERVIC E LISTI am "readily famil iar" with th e firm 's prac tice of co llec tion and processing of

15 corresponden ce for m ailing. U nder tha t prac tice , it w ou ld be deposited w ith the U .S . Posta l Serv iceon that sam e day w ith postage thereon fully prepa id a t D iam ond Bar, C aliforn ia , in the ord ina ry16 cou rse of b usin ess. I am aw are tha t on m otion of th e party served , serv ice is presum ed inv alid if17 posta l cancella tion da te or postage m eter da te is m ore tha e day after the da te of deposit forma i l ing a f fi d av it /de c la r at ion .18 I d ec la re under pen alty of perju ry and th e l aws f th e Stat of C aliforn ia th at the foregoing is19 tru e an d c orrec t.

-

2 021222324252 6272 8

NOT IC B O F E RRAT A-3-


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A u g , 3 , 2 0 1 0 1 1 : 2 3 A M B A R R E T T D A F F I N F R A P P I E R

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10111 21 3141 51 6

1 7181 9

20212 2

2324252 62728

B RIA N W . D AV IES43277 SEN TIERO D RIV EIN DIO , C A 92203PH : 7 60 -9 04 -4 92 8FAX : 7 60 -4 06 -9 86 5760 -673~7097

R OB ER T E . FEY DERK EV IN A SFO RK&LGATES10100 SANTA M ON ICA BLVD7 thpLOORtos A NG ELES , C A 90067P H : 3 10 -5 52 -5 00 0FAX : 552 -5001

Ja m es J. S ca re lla78-925 Zenith WayLa O uin ta , C A 92253

N o , 6 0 2 7 p , 1 8

S ER V IC E L IS T

PLAlNTIFF IN PRO SE

DEFENDANTSUN IVERSAL AM ER ICAN MORTGAGE OFCALIFORNIA and UAMe LLC

DEFENDANT

N O T IC E O F E RR A T A-4 -


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10111213

N o , 6 0 2 7 p , 1 9

EDWARD A. TREDERS ta te B ar N o. Il6307MASUMI J . PATELS ta te B ar N o. 2 33 92 1BARRETT DAFF IN FRAPPIER

TREDER & WE ISS, L LP2095 5 P ath fin der R oad , S uite 300D iamon d B ar, C a lif orn ia 91765(626) 915-5 714 - Phone(626) 915-0289 - Faxedward t@bdf tw.com

F ile N o . 2 00 90 15 9 90 83 46A tto rn ey s f or D ef en da nts

SUPERIOR COURT OF TH E STATE OF CALIFORN IACOUNTY OF RIVERSIDE , LARSEN JUSTICE CENTER

BRIAN W DAV IE S,Plaintiff,

14 vs.NDEX WEST LtC, DEUTSCHE BANKNATIONAL TRUST C OM PANY , AS TRUSTEEOF TH E RES ID ENTIA L A SS ETSEC UR ITIZA TIO N TR UST 2007 . .AS,MORTGAGEPASSTHROUOHC ERTIFICATES, SERIES 2007-E UNDER TH EPOOLING A ND SER VIC IN G A GR EEM EN T

19 DATED 3-1-07; INDY MAC M ORTGAGESERVICING, A DIV ISION OF ON EW EST20 BANK; OPTEUM ; UNIVERSAL AMERICANMORTGAGE COM PANY O F CALIFO RN IA ;MOR TG AG E ELEC TR ON IC R EG ISTR ATIO NSY STEM S, IN C; U AM C LLC ; DOES 1-20 ,

15161718

21222324

Defendants .PRO POUN DING PAR TY : P l ai n ti ff BR IAN DAVIES

25 R ESPONDING PARTY :

CASE NO . INC090697UNL IM ITED C IV ILASSIGNED FOR ALL PURPOSES TQ:H ON . RANDALL D . W H ITE~ DEPT . 2JD EFEN DA NT M OR TG AG EELECTRONIC REGISTRATIONSY STEM S, INC .'S RESPONSES TOPLA INT IFF 'S REQUEST FORADM ISS ION S , SET TH REE

C om p la in t F ile d:T ria l D a te : O ctob er 23 ~ 2 00 9Not yet se t.

2627 SE T NO.:

D efen dan t MORTGAGE ELECTRONIC REG ISTRATIONSY STEM S, IN C.THREE

28 DEF EN DANT MOR TGAG E E LE CT RONIC R EG IS TRAT IO N S YS TEMS , IN C.'S R ES PO NS ES T O P LA IN TIF F'SR EQUE ST FOR ADMIS SION S, S ET T HRE E-1 -


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1 PRELIMINARY STATEMENT ANDGENERAL OBJECTIONS2 The respon ses se t fo rth b e low are m ade so le ly fo r th e pu rpo se o f th is a c tio n . E ach respon se3 rem a in s su b jec t to a ll a pp ro pria te o bje ctio ns , in clu d in g 'W i th ou t lim i ta tio n, o bjec tio ns c on cern in g4 re lev an cy , ' competency, ma te ria lity , p ro prie ty a nd a dm iss ib il ity , th a t w o u ld re qu ire th e e xc lu sio n o f5 an y sta tem e nt c on ta in ed h ere in o r in a ny d ocu m en t re feren ced if an y su ch respon se o r d oc um e nt w ere6 sough t to b e in trod u ced in to ev id en c e a t a ny h ea ring o r tria l in th is a c tio n . R espond ing pa rty7 ex press ly re se rv es a ll su ch o bje ctio ns .8 R espond ing pa rty h as n ot ye t c om ple ted its in ves tiga tio n o f th e fac ts re la tin g to th is ac tion and9 h as n ot ye t co m ple ted its p rep ara t ion fo r tria l. T he fo llow in g respo nses a re b ased u pon in fo rm a tion

,

10 an d d ocu m en ts p resen tly kn ow n to respon din g pa rty a n d a re th ere fo re m ad e w ith ou t p re ju dic e to11 respond ing pa rty 's righ t to p rodu ce sub sequ en tly d iscov ered ev id en ce re la tin g to th e p roo f o f12 presen tly k now n m a te ria l fa c ts an d to p rod uc e a ll ev id en ce , w h en ev er d isc ov ered , in a n y fo rm ,1 3 re la tin g to th e p ro of o f su b sequ en tly d isc ov ere d m a teria l fa cts .14 E xcep t fo r exp lic it fa c ts a dm it ted h ere in , o r in an y docum en ts refe ren c ed in con n ec tion15 h e rew ith , n o adm issio n o f any n atu re w h a ts oe ve r is in te nd ed , a n d n on e sh o uld b e im p lie d o r in fe rre d.16 R espond ing pa rty gen era lly ob jec ts to ea ch o f th e ab ov e -re feren ced d iscov ery requ ests to th e17 ex ten t th at i t seek s in fo rm a tion p ro tec ted b y th e a tto rn ey -c lien t a n d lo r a tto rn ey w ork prod uc t18 p riv ile ge s, in c lu d in g w i th o u t lim i ta tio n , p ro te cte d c ommun i ca tio n s b e tw e e n r es po n d in g p a rt y a n d it s1 9 c o un s el a n d c o un s el's le ga l r ea so n in g, th e or ie s, o p in io n s, r es ea rc h , i m p re ss io n s a n d /o r c o nc lu s io n s.20 R espond ing party ob jec ts to ea ch and ev ery s in gle requ est on th e b as is th a t ea ch is21 propou nd ed in v io la tion o f C alifo rn ia C od e o f C iv il P roc ed ure sec tion 2033 .060 (d ) a n d (e) . E ach2 2 in terro ga to ry is n ot fu ll a nd c om p le te b ec au se it c on ta in s a p refa ce a nd in stru ctio ns .23 E a ch o f t h e re spon ses b elow in co rpo ra te s by r ef er en c e t h e f o re go ing o b je c ti on s , q u a li fi ca ti on s24 and . l imitat ions. W ith o u t w a i v in g a n y o f th e se o b je ctio n s, q u alif ic a tio n s a n d lim i ta tio n s, r es po n d in g2 5 p arty re sp on d s to th e a b ov e-re fe re nc ed d isc ov ery re qu es ts a s f ollo w s:2 6 III27 III28 DEF EN DANT MOR TGAG E E LE CT RONIC R EG IS TRAT IO N S YS TEMS , IN C:S R ES PO NS ES T O P LA IN TIF F'S

REQUE ST FOR ADM lS SrO NS , S ET TH REE-2 -


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1 RESPONSES TO REQUEST FOR ADMISSIONS2 REQUEST FOR ADMISSION NO.1:3 "M ERS" n ev er h e ld ben efic ia l in terest in P la in tiff 's p roperty .4 RESPONSE TO REOUEST FOR ADMISSION NO.1:5 Objection. Th is request is u n in te lligib le a s ph ra sed . T h is in terroga to ry is a lso v agu e an d6 am biguou s a s to th e term s "h eld ," "b ene fic ia l," "in terest," an d "p roperty" a nd is a lso v agu e an d7 am biguou s in tim e and scope m ak ing it un rea sonab ly b u rden som e and oppressiv e . T h is request8 ex ceed s th e pen niss ib le scope o f d iscovery as th e informat ion so ugh t is n ot re lev an t to a ny ju stic ia ble9 issu e fram ed by th e p lea d in gs an d is no t ca lcu la ted to lead to th e d iscov ery o f adm issib le ev id enc e .10 Lastly , th is request is d up lic a tiv e in n a tu re to th e R equ est fo r A dm ission s , S e ts O ne and Tw o,11 p rev iou sly propou nd ed on respon din g pa rty b y p ropoun din g pa rty and is th erefo re a lso b urden som e,12 harass ing , and oppress ive .13 REQUEST FOR ADMISSION NO.2:14 S uc ha n M u rra y, an a uth orized sign ato ry fo r M E R S, sign ed R iv ers id e Doc #20090434707 on15 Augus t 2 0, 2 00 9 a s th e agen t fo r U niv ersa l A m erica M ortgage C om pan y of C alifo rn ia .16 RESPONSE TO REQUEST FOR ADMISSION NO.2:17 Objection. Th is requ est is v ague and am bigu ou s a s to th e terms "authorized," "signatory,"18 "signed," "Doc," a nd "a gen t" and is a lso v ague and am biguou s in scope m ak in g it u n rea son ab ly19 b u rden som e an d opp ressiv e . T h is request ex ceed s th e perm issib le scope of d iscov ery as th e20 in fonn a tion sough t is n o t re lev an t to a ny ju stic iab le issu e fram ed by th e p lead ings and is no t21 ca lcu la ted to lead to th e d iscov ery o f adm issib le ev id enc e . L astly , this reques t is d up lic ativ e in22 n a tu re to th e R equest fo r A dm ission s , S e t Tw o, prev iou sly propou nd ed on respon d in g par ty by23 p ro po u nd in g p arty and is therefo re also b urd en so m e, h ara ssin g, a nd o pp re ssiv e.24 REQUEST FOR ADMISSION NO.3:25 U niv ersa l A merican M ortgage C om pany of C alifo rn ia is a m em ber in good stan d in g w ith26 MERS .27 III28 DEF EN DANT MOR TGAG E E LE CT RONIC R EG IS TRAT IO N S YS TEMS , IN C, 's RESPONSES TO PLAINT IFF'S

R EQUE ST FOR ADM IS SIONS , S ET T HRE E-3 -


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1 RESPONSE TO REQUEST FOR ADMISSION NO.3:2 O b jec tion . Th is requ est is v ague and am b iguou s as to th e term s "m em ber," "good ," an d3 "stan din g" an d is a lso v agu e an d am b igu ou s in tim e an d scope m ak in g it u nrea son ab ly b urd en som e4 and oppressive , T h is re qu es t e xc ee ds th e p erm i ssib le sc op e o f d isc ov ery a s th e in fo rm a ti~ n so ugh t is5 no t re lev an t to any ju stic iab le issu e fram ed by th e p lead ings and is no t c a lcu la ted to lead to th eQ d - i s Q Q n r v Q f a d m i ~ ~ i ~ ~ ~ ~y~Q .W1c~n d is th er ef or e a ls o b u rd e ns om e , h a ra ss in g Ia nd opp re s si ve.7 REQUEST FQR ADMISSION NO.4:8 "MERS" w a s th e n om in ee o f U n iv ersa l Am e ric an M o rtga ge C om p an y o n A u gu st 1,2009.~ RE~pnN~E Tn R1l' ,OTTIl ' "I i i lT li'O'R . 4 . nMT,IiI.~TnNNn Iii

10 O b jec tion . Th is requ est is u n in te lligib le a s ph ra sed . Th is in terroga to ry is a lso v agu e and11 am biguou s a s to th e term "nom in ee" and is a lso v agu e and am biguous as to scope , m ak ing it12 u n re as on ab ly b u rd en som e a nd o pp re ssiv e. T h is re qu es t e xc ee ds th e p erm i ss ib le s co pe o f d isc ov ery13 a s th e in fo rm ation sou gh t is n ot re lev an t to an y ju s tic iab le issu e fram ed b y th e p lead in gs an d is n ot14 c a lcu la ted to lead to th e d iscov ery of adm iss ib le ev iden ce and is therefore a lso , b u rd en som e,15 h ara ss in g, an d oppress iv e.16 REQUEST FOR ADMISSION NO.5:17 "MERS" has n ev er o w n ed P la in tif fs n ote .18 RESPONSE TO REQUEST FOR ADMISSION NO.5;19 O b jec tion . Th is requ est is u n in te lligib le a s ph ra sed . Th is in terroga tory is a lso v ague and20 am b igu ou s as to th e term s "ow ned" an d "n ote" an d is a lso v ague an d am b igu ou s as to scope , m ak in g2 1 it u nrea so na bly b urd en so m e a nd o pp ress iv e. T his requ est ex cee ds th e p erm iss ib le sc op e of d isc ov ery22 'a s th e in fon na tion sou gh t is no t re levan t to an y ju stic iab le issu e fram ed b y th e p lead ings and is n ot23 ca lcu la ted to lead to th e d iscov ery o f adm issib le ev id en ce and is th erefo re a lso bu rd en som e,24 h ara ssin g, a nd o pp re ssiv e. L a stly , th is re qu est is d u plic ativ e in n atu re to th e R eq ue st f or A dm issio ns,25 S ets O ne an d T w o, p rev iou sly p ropou nd ed on respon din g pa rty b y propou nd in g party a nd is t h er ef o re2 6 a lso b urd en so m e, h ara ssin g, a nd o pp ress iv e.27 III2 8 DEF ENDANT MORTGAGE E LE CT RONIC R EG IS TR AT ION S YS TEMS , INC, '8 R ES PONSES TO P LA INT IF F'SR EQUE ST FOR ADM IS SIONS , S ET T HRE E

4


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1 REQUEST FOR ADMISSION NO.6:2 "M ERS" h as n ev er b een pa id from P la in tif f 's ob liga tion .3 RESPONSE TO REQUEST FOR ADMISSION NO.6:4 O b jec tion . Th is in terroga to ry is v agu e and am b iguou s as to th e term s "pa id ' an d5 "ob llga tion " and is a lso v agu e and am b iguou s as to scope , m aking it u n re as on a b ly b u rd e ns om e a n d6 o ppress iv e. T h is requ est ex ceed s th e perm issib le sc op e o f d isc ov ery a s th e in fo rm a tio n so ugh t is n ot7 re le v an t to a n y ju s tic ia b le issu e fram ed by th e p lea din gs an d is n ot c alc u la te d to le ad to th e d isc ov ery8 o f adm iss ib le ev id en ce a n d is th e re fo re a lso b u rd en som e, h a ra ss in g , a n d opp ress iv e .. L a s tly , th is9 request is d up lic a tiv e in n atu re to th e R equest fo r A dm ission s, Set O ne, p rev iou sly propoun ded on1 0 re sp on d in g p arty b y p ro po un d in g p arty a nd is th ere fo re a lso b u rd en som e, h ara ss in g, a nd o pp re ssiv e.11 REQUEST FOR ADMISSION NO.7:12 "M ER S" is n o t l ic en sed to d o b u s in e ss in C a lifo rn ia .13 RESPONSE TO REOUEST FOR ADMISSION NO.7:14 O b jec tio n . T h is in te rroga to ry is a lso v agu e an d am bigu ou s a s to th e te rm s "lic en sed " an d15 "b u s in e ss" an d is a lso v a gu e an d am bigu ou s a s to scope , m ak in g it u n rea son ab ly bu rd en som e an d16 opp ress iv e. T his requ est ex ceed s th e pe rm iss ib le sc ope o f d iscov ery a s th e in fo rm a tion sou gh t is n ot

. 17 re lev an t to a ny ju stic ia ble issu e fra m ed b y th e p lea din gs a nd is n ot c alc ula ted to lea d to th e d isc ov ery18 o f a dm is sib le e v id e nc e a n d is th e re fo re a ls o b u rd e ns om e , h a ra ss in g, a n d o pp re ss iv e.19 REQUEST FOR ADMISSION NO.8:20 "M ER S !' ru les d o no t a llow it to fo re c lo se in its n am e w ith ou t po ssess io n o f th e p rom isso ry21 n o te a lo n g with i ts s ec u rit y i nt er es t " de ed o f t ru s t" . (sic)22 RESPON SE TO RE .QUEST FO R A DM ISS IO N NO.8:23 Obje c t ion . T his requ est is u nin te lligib le a s ph ra sed . T his in terroga tory is a lso v agu e an d2 4 am b igu ou s a s to th e te rm s "ru le s," "p oss essio n," "p ro m is so ry n ote ," "se cu rity '; "in te re st," a nd "d ee d25 o f tru s t" an d is a lso v agu e a nd am bigu ou s a s to scope , m ak in g it u n re a son ab ly bu rd en som e a nd26 o pp re ssiv e. T h is re qu est e xc ee ds th e p erm i ssib le s co pe o f d isc ov ery a s th e in fo rm a tio n so ugh t is n ot27 re lev an t to an y ju s tic ia b le issu e fram ed by th e p le ad in gs a n d is n ot c a lc u la ted to lead to th e d iscov ery28 D E F E N D A N T M O R T G A G E E LE C TR O N IC R EG IS T RA T I O N S Y ST EM S , I N C , ' S R E S P O N S E S T O P L A IN T I F F 'S

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5 "M ERS" w as th e n om in ee fo r U n iv e rsa l A m eric an M ortgage C om pany LLC on N ov em ber

1 o f adm iss ib le ev id en ce and is th e re fo re a lso b u rd en som e, h a ra ssing , a n d opp ressiv e . L a stly , th is .2 requ est is d up lic a tiv e in n a tu re to th e R eques t fo r Admiss ions , Se t O ne , p rev io u s ly p ropound ed on3 respon din g pa rty b y p ropoun ding pa rty and is th e re fo re a lso bu rd en som e , h a ra ssin g, a n d opp ressiv e .4 REQUEST FOR ADMISSION NO.9:

6 30 ,2006 .7 RESPONSE TO REQUEST FOR ADMISSION NO.9:8 Objection. T h is requ est is u n in te ll ig ib le a s ph ra sed . T h is in te rroga to ry is v agu e an d9 am b iguou s a s to th e te rm "n om in ee" an d is a lso v agu e and am b iguou s a s to scope , m ak ing it

10 un rea son ab ly bu rd en som e and opp ressiv e . T h is requ est ex ceed s th e perm issib le scope o r d iscov ery11 a s th e in fo rm a tion sou gh t is n o t re lev an t to any ju stic iab le issu e fram ed by th e p lead ings and is n o t12 ca lcu la ted to lea d to th e d iscov ery o f adm iss ib le ev id en ce and is th e re fo re a lso b u rd en som e,13 h ara ss ing , a n d oppressiv e . L as tly , th is requ es t is d up lic a tiv e in n atu re to th e R equ est fo r A dm ission s,1 4 S e t Tw o, p rev iou sly p ropoun d ed on respon d in g par ty by propou nd ing pa rty and is th e re fo re a lso1 5 b urd en so m e, h ara ssin g, a n d o pp ressiv e.16 REQUEST FOR ADMISSION NO. 10:17 "M ERS" h e ld ph ys ic a l possess io n o f P la in tif fs d eed o f tru st on N ov em ber 30 , 2006 .18 RESPONSE TO REQUEST FOR ADMISSION NO. 10:19 Objection. Th is in te rroga to ry is v agu e an d am b iguou s a s to th e ten u s "h e ld ," "phy sic a l,"20 "possess io n ," an d "d eed o f tru st" an d is a lso v agu e an d am b igu ou s a s to scope , m ak in g it21 u n rea son ab ly b u rd en som e and oppress iv e . T his requ es t ex ceed s th e perm issib le scope o f d iscov ery22 a s th e in fo rm atio n sou gh t is n o t re lev an t to any ju s tic ia b le issu e fram ed by th e p lead in gs an d is n o t23 ca lcu la ted to lead to th e d iscov ery o f adm iss ib le ev id en ce an d is th e re fo re a lso bu rd en som e,24 h arassing; an d opp ressiv e . L as tly , th is requ est is d u plic a tiv e in n a tu re to th e R eques t fo r A dm iss io n s ,25 S et Tw o, p rev io u s ly p ropou nd ed on respon d ing pa rty b y propound in g pa rty and is th e re fo re a lso26 bu rd en som e , h a ra ssing, a n d opp ress iv e.27 III28 DEF EN DANT MOR TGAG E E LE CTRON IC R EG IS TRAT IO N SY ST EM S, INC ,'S RESPONSES TO PLAINTIFF'SR EQUE ST FOR ADMI SS ION S, S ET T HRE E-6 -


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1 REQUEST FOR ADMISSION NQ. 11:2 "M ES" h eld ph ysic a l possession of th e d eed o f tru st in c lu d ing th e p rom issory n o te on Ju ly 14~3 2009.4 RESPONSE TO REQUEST FOR ADMISSION NO. 11:5 O b jec tion . Th is in te rroga to ry is v ague and am biguou s as to th e te rm s "he ld ," "physic a l,"6 "possession ," "deed of tru st," and "p rom issory n ote" and is a lso v ague and am b igu ou s a s to scope ,7 m ak ing it u nreasonab ly bu rden som e and opp ressiv e . T his requ est ex ceed s th e perm issib le scope of8 d iscovery as th e in fo rm ation sough t is no t re lev an t to an y ju stic iab le issu e fram ed by th e p lead ings9 and is no t c a lcu la ted to lead to th e d iscov ery o f adm issib le ev id ence and is th erefo re a lso

1 0 b urd en so m e, h ara ssin g, a nd o pp re ssiv e. L astly , th is req ue st is d up lic ativ e in n atu re to th e R equ est fo r11 Admissions, Set T wo , p rev iou sly propound ed on respon ding pa rty by propounding party and is12 t he re fo re a ls o b u rd e ns ome , h a ra ssi ng , a n d o p pr es si ve .13 REQUEST FOR ADMISSION NO. 12:14 "M ERS" ru les in c lud es (sic) a ssign m en t o f th e d eed o f tru st p rio r to filin g a N otic e o f D efa ult.15' RESPONSE TO REQUEST FOR ADMISSION NO. 12:16 Objection. T his requ est is u nin te lligib le as p hra sed . T his in te rro ga to ry is a lso v agu e a nd17 am b igu ou s as to th e te rm s "ru les," "a ssignm en t,' "d eed of tru st," "prio r," and ~~filing '~nd is a lso18 vagu e and am b igu ou s a s to tim e and scope , m ak in g it un rea son ab ly bu rden som e an d opp ressiv e .19 T his requ est ex ceed s th e p erm issib le sco pe of d isc ov ery as th e in fo rm a tio n sou gh t is n ot re lev an t to20 any ju stic ia b le issu e fram ed by th e p lead in gs an d is no t c a lcu la ted to lead to th e d iscovery of2 1 a dm i ssib le ev id en ce a nd is th erefo re a lso b urd en so m e, h ara ssin g~ a nd o pp re ssiv e. L astly , th is re qu est22 is du p lic a tiv e in n a tu re to th e R equest fo r A dm ission s, Set Tw o, prev iou sly propou nded on2 3 re sp on din g p arty b y p ro po un din g p arty a nd is th ere fo re a lso b urd en so m e, h ara ssin g, a nd o pp ressiv e,24 REQUEST FOR ADMISSION NQ. 13:25 "M ERS" ru les w ere n o t fo llow ed w hen NDEX W EST as agen t o f th e B enefic ia ry "D eu tsch e26 B ank" in voked th e pow er of sa le c lau se in th e N otic e of D efau lt f iled Ju ly 14 ,2009 .27 III28 DEF EN DANT MOR TGAG E E LE CT RONIC R BO IS TRA TIO N S YS TEMS , IN C, 'S R ES PO NSE S TO P LA IN TIF F'S

REQUES 1 FOR ADMIS S lONS , g El 'l 'a R EE7


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A u g , 3 , 2 0 1 0 1 1 : 2 6 A M

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B A R R E T T D A F F I N F R A P P I E R N o , 6 0 2 7 p , 2 6

RESPON SE TO REQUEST FOR ADM ISS ION NO . 13 :O bjec t ion . T h is in terroga to ry is v agu e an d am bigu ou s a s to th e term s "ru le s ," "fo llow ed ,"

"agen t" "in v oked " "pow er" "sa le ," a n d "N o tice o f D efau lt" is a lso v agu e a n d am bigu ou s a s to~ ~ ~ .sc op e, m a kin g it u n rea son ab ly b u rd en som e an d opp ressiv e . T h is requ est ex ceed s th e perm issib lescope of d iscovery as the in form ation sough t is no t relev an t to any ju stic iab le issu e fram ed by th eplead ings a n d is n o t c a lcu la ted to lea d to th e d iscov e ry o f a dm issib le ev id en ce a n d is th erefo re a lsob urd en som e , h ara ss in g, a nd opp re ssiv e. L astly ; th is requ est is d up lic ativ e in n atu re to th e R equ est fo rA dm iss ion s , S e t Tw o, p rev iou sly p ropou n d ed on re spon d in g pa rty b y p ropou n d ing pa rty an d isth ere fo re a lso b u rd en some , h a ra ssi ng , a n d o pp re ss iv e.REQUEST FOR ADM ISS ION NO . 14 :

T h e m ortgage lo an tran sa c tion in v o lv in g th e rea l p rope rty lo c a ted a t 43277 Sen tie ro D riv eIn dio , C a lif orn ia 9 22 03 , track 31601 -4 lo t 75 , R iv e rs id e C ou n ty , w h ich led to th e rec o rd in g o fa f irs tDeed of T ru st as In strum en t N o. 2006-0853245 on Novem ber 17 , 2006 referen ce a s M IN :1 00 05 9 60 00 80 42 86 39 is c u rre ntly re gi ste re d o n th e "MERSl' sys tem.RESPON SE TO REQUEST FOR ADM ISS ION NO . 14 :

Objection. T his in terroga to ry is v agu e an d am b igu ou s as to th e term s "m ortgage ," "loan ,""tra nsa ctio n," "rec ord in g," "D eed o f T ru st," "re fe re nc e," a nd "registered " a nd is a l s o vague andam b igu ou s as to scope, m a kin g it u nreason ab ly b urd en som e an d oppressiv e. T his requ est ex ceedsth e pe rm issib le scope o f d iscov e ry as th e in fo rm ation sough t is n o t re lev a n t to any ju sti cia b le is su efram ed by th e p lea d in gs an d is n o t ca lc u la ted to le ad to th e d iscov e ry o f a dm issib le ev id en c e an d isth ere fo re a lso b u rd en some , h a ra ssin g, a n d o pp re ssi ve .REQUEST FOR ADM ISS ION NO . 15 :

"MERSH sy stem s tra c ks th e serv ic in g righ t b y ow n ersh ip o f m em b ers .R ESPON SE TO REQUEST FOR ADM ISS ION NO . 15 :

Objection. T his in te rroga to ry is va gu e an d am b igu ou s as to th e te rm s "system s," "tracks,"26 . "serv ic lng," "righ ts ," "ow nersh ip ," and "m em bers" and is a lso vague and am biguou s as to scope,27 m ak in g it u n rea son ab ly b u rd en som e an d opp re ssiv e . T h is requ est ex c eed s th e perm issib le sc ope o f2 8 DEF EN DANT MOR TGAG E E LE CT RONIC R EG IS TRAT IO N S YS TEMS , IN C.'S R ES PO NS ES T O P LA lN TIF F'S

:R EQUEST FOR ADMIS SI ONS, S ET THREE8


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1 d isc ov ery a s th e in fo rm a tion so ugh t is n ot re lev an t to a ny ju stic ia ble issu e fra m ed b y th e p lea din gs2 an d is n o t c a lcu la ted to lead to th e d iscov ery o f adm issib le ev id en ce an d is th e re fo re a lso3 b urd en so m e, h ara ssin g, a nd o pp re ssiv e. L astly , th is re qu est is d up lic ativ e in n atu re to th e R eq ue st fo r4 A dm ission s, S e t Tw o, p rev iou sly p ropou nd ed on respond ing p~y by p ropou n d in g pa rty an d is5 t h er ef o re a ls o b u r d en s ome , h a r as si n g, a n d opp re s si v e.6 REQUEST FOR ADMISSION NO. 16:7 T h e "M ERS" system c rea tes e v id en ce .8 RESPONSE TO REOUEST FOR ADMISSION NO. 16:9 Objection. T h is in te rro ga to ry is v agu e a nd a m b igu ou s a s to th e te rm s "sy ste m ," "c re ate s,"10 an d "ev id en ce" an d is a lso v agu e an d am b igu ou s a s to scope , m ak in g itu n r ea s on a b ly b u r d en s ome1 1 a nd o pp re ssiv e. T his re qu est ex ce ed s th e p erm i ssib le s co pe o f d isc ov ery a s th e in fo rm a tio n so ugh t is12 n ot re lev an t to any ju s tic ia b le issu e fram ed by th e p lead in gs an d is n ot c a lcu la ted to lead to th e13 d iscov ery o f adm issib le ev id ence an d is th e refo re a lso b urden som e, h ara ssin g, an d opp ressiv e .14 L astly , th is requ est is d up lic a tiv e in n a tu re to th e R equ est fo r A dm ission s, Se t Tw o, p rev iou sly15 p ropoun ded on respond in g par ty b y p ro po u nd in g p arty a nd is th ere fo re a ls o b u rd en som e , h a ra ss in g,16 an d opp ressiv e .17 REQUEST FOR ADMISSION NO. 11:18 NDEX W EST LLC is a 4 4 M E R S ' ~memb e r .19 RESPONSE TO REQUEST FOR ADMISSION NO. 17:20 O b jec tion . T h is in te rroga to ry is v agu e an d am biguou s a s to th e te rm "m em ber" and is a lso2 1 v agu e a nd a m bigu ou s a s to sc op e, m a kin g it u nreason ab ly b urd en som e a nd op pressiv e. T his requ est2 2 e xc ee ds th e p erm i ssib le sc op e o f d isc ov ery a s th e in fo rm a tio n so ugh t is n ot re le va nt to a ny ju stic ia ble23 . issu e fram ed by th e p lead in gs an d is no t c a lcu la ted to lead to th e d iscov ery o f ad m iss ib le ev id en ce2 4 a nd is th ere fo re a lso b urd en so m e, h arassin g, a nd o pp ressiv e. L astly , th is requ est is d up lic ativ e in25 n a tu re to th e R equ est fo r A dm iss ion s , S e t T wo , prev iou sly propou n ded on respond ing pa rty by2 6 p ro po u nd in g p arty a nd is th ere fo re a ls o b u rd en som e , h a ra ss in g, a n d o pp re ss iv e.2 7 III2 8 DEF EN DANT MOR TGAG E E LE CT RONIC R EG IS TRAT IO N S YS TEMS , IN C, 'S R ES PO NSE S T O P LA IN TIF F'SR EQ UE ST FO R A DM IS SIO NS , S ET T HR EE9


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1 RESPONSE TO REQ.UESTFOR ADMISSION NO. 18:2 Su ch an M u rray w as an au tho rized sign a to ry agen t fo r U n iv ersa l Am eric an M ortgage3 C om pan y o f C alifo rn la on A ugu st 10 , 2 009 .4 RESPONSE TO REQUEST FOR ADMISSION NO. 18:5 O b lec tlen . T h is in te rroga to ry is v ague an d am b igu ou s a s to th e te rm s "au th o rized ,"6 "sign a to ry ," an d "agen t" an d is a lso v agu e an d am bigu ou s a s to scope, m ak~ng it unreasonab ly7 b u rd en som e and opp ressiv e . T h is request ex ceed s th e perm issib le scope o f d iscov ery a s th e8 in fo rm ation sough t is n o t re lev an t to any ju stic ia b le is su e f ra m e d by th e p lead in gs an d is n o t9 c a lcu la ted to lead to th e d iscov ery o f adm issib le ev id ence an d is th e re fo re a lso b u rd en som e,

10 h a ra ss in g, a n d o pp re ss iv e. L a stly , th is re qu es t is d u plic ativ e in n a tu re to th e R e qu es t f or A dm is sio ns ,11 S et T w o, p rev io usly p rop ou nd ed o n resp on din g p arty b y prop ou nd in g p arty a nd is th ere fo re a lso12 b u r d en s ome , h a r as si n g, a n d opp re s si v e.13 REQUEST FOR ADMISSION NO. 19:14 Su ch an M urray i s a fu ll t im e O new est B ank FSB .15 RESPONSE TO REQUEST FOR ADMISSION NO. 19:16 O b jec tion . T h is requ est is u n in te lligib le as ph ra sed . T h is in te rroga to ry is a lso v agu e an d17 am b igu o us a s to th e te rm s "f ull," "tim e ," a n d "O n ew e st Bank FSB" a nd is a lso v agu e a nd a m b igu ou s1 8 a s to tim e a nd sc op e, m a kin g it u nrea so na bly b urd en som e a nd o ppress iv e. T his requ est ex ceed s th e19 . perm issib le scope o f d iscov ery a s th e in fo rm a tion sou gh t is n ot re lev an t to any ju s tic ia b le issu e20 fram ed b y th e p lead in gs an d is n ot c a lcu la ted to lead to th e d iscov ery o f ad m issib le ev id en ce and is2 1 th ere fo re a lso b urd en so m e, h ara ssin g, a nd o pp re ssiv e. L astly , th is re qu est is d up lic ativ e in n atu re to2 2 th e R equ est fo r A dm ission s, S et T w o, p rev io usly p ro po un ded on resp on din g p arty by p ropound i ng2 3 p arty a nd is th ere fo re a lso b urd en so m e, h ara ssin g, a nd o pp res siv e.24 REQUEST FOR ADMISSION NO. 20:25262728

S uc ha n M u rra y a s a uth orized sign ato ry fo r U n iv ersa l A m eric an M o rtga ge C om p an y ofC alifo rn ia execu ted d ocu m en ts a s th e agen t fo r U n iv ersa l A m eric an M o rtgage C om pan y o fCa l i fo rn i a .

DEF ENDANT MORTGAGE E LE CT RONIC R EG IS TR AT ION S YS TEMS , IN C,'S R ES PONS ES TO P LA IN TIF F'SR EQUE ST FOR ADM IS SIONS , S ET T HRE E-10-


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3 a m bigu ou s a s to th e te rm s "a uth orized ," "sign ato ry ," "d oc um e nts ," an d "agen t" an d is a lso v agu e a nd

1 RESPONSE TO REQUEST FOR ADMISSION NO. 20:2 O bjec tion . Th is request is u nin te lligib le as ph rased . Th is in te rroga to ry is a lso v ague and '

4 am biguou s a s to tim e and scope , m ak in g it u nre aso na bly b urd en so m e a nd o pp ressiv e. T his re qu est5 e xc ee ds th e p erm issib le sc op e o f d isc ov ery a s th e in fo rm a tio n so ugh t is n ot re lev an t to a ny ju stic ia ble6 issu e fram ed by th e p lea din gs a nd is n ot c alcu la ted to lead to th e d iscov ery of a dm issib le ev id en ce7 a nd is th ere fo re a lso b urd en so m e, h ara ssin g, a nd o pp re ssiv e.8 REQUEST FOR ADMISSION NO. 21:9 i IMERS" is n ot a llo w (sic) to fo rec lo se in F lo rid a in th eir n am e .10 RESPONSE TO REOUEST FOR ADMISSION NO. 21:11 Objection. T his requ est is u nin te lligib le as p hra sed . T his in te rro ga to ry is a lso v agu e a nd12 am b iguou s as to th e term "a llow ed " an d is a lso v ague and am b iguou s a s to tim e and scope ; m ak in g it13 u nrea son ab ly b urd en so m e an d o ppressiv e. T his requ est ex ceed s th e p erm issib le sc op e of d isc ov ery14 a s th e in fo rm ation sough t is n ot re lev an t to an y ju stic ia b le issu e fram ed b y th e p lead ings and is n ot15 ca lcu la ted to lead to th e d iscovery of adm issib le ev id ence an d is th ere fo re a lso b u rd en som e,16 h a ra s si n g, a n d opp re ss iv e .17 . REQUEST 'FOR ADMISSION NO. 22:18 U n iversa l. Am erican M ortgage C om pany of C a lifo rn ia a ssigned P la in tiff no te (sic) an d19 se rv ic in g righ ts to O p te um F in an cia l L LC o n 12-21-06 .20 RESPONSE TO REQUEST FOR ADMISSION NO. 22:21 O bjec tion . T his request is un in telligib le a s ph ra sed . T his in terroga to ry is a lso vague and22 am biguou s as to th e te rm s "assigned ;" "no te ," "serv ic in g," and "righ ts" an d is a lso vague and23 am b iguou s a s to sc op e, m a kin g it u nrea so na bly b urd en so m e a nd o pp ressiv e. T his req ue st e xc ee ds24 th e perm issib le scope o f d iscov ery as th e in fo rm ation sough t is no t relev an t to any ju stic ia b le issu e25 fram ed by th e p lead ings and is no t c a lcu la ted to lead to th e d iscovery of adm issib le ev id ence an d is26 th ere fo re a lso b urd en som e , h ara ssin g, a nd o pp re ssiv e. L astly , th is re qu est is d up lic ativ e in n atu re to2728 D E F E N D A N T M O R TG A G E E LE C T R O N IC R EG IS TR A T IO N S Y S T EM S , I N "C .'S R E S PO N SE S T O P L A IN T I F F 'S

R EQUE ST FOR ADMI SS ION S, S El' 'IE RE E11


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1 th e R equ est fo r A dm issio ns, S et T w o, prev io usly prop ou nd ed o n respo nd in g p arty b y prop ou nd in g2 p arty a nd is th ere fo re a lso b urd en so m e, h ara ssin g, a nd o pp re ssiv e.3 REOUEST.EOR ADMISSION NO. 23:4 P la in tiffs p rom isso ry n o te w as p la ced in R esid en tia l A sse t Secu rit iz a tion T ru st 2007 -A 5~5 by In dy m ac B an k F SB 's sa le with a ss ig nm e n t to I nd ym a c MBS a r ou n d 3 - 29 - 2007 .6 RESPONSE TO REQUEST FOR ADMISSION NO. 23:7 O b iec tton . T h is requ est is u n in te lligib le a s ph ra sed . T h is in te rroga to ry is a lso v agu e an d8 am b igu o us a s to th e te rm s "p rom is so ry n o te ," "p la ce d," "R e sid en tia l A s se t S ec ur itiz atio n T ru st 2 00 7-9 A 5/' "sa le ," "a ssignm en t," "In d ym ac B ank FSB /' a n d "ln d ym ac M BS" an d is a lso v ague an d

1 0 a m bigu ou s as to sc op e, m a kin g it u nrea so nab ly b urd en so m e a nd o pp ressiv e. T his requ est ex ceed s1 1 th e perm issib le sc ope o f d isc ov ery a s th e in fo rm a tio n so ugh t is n ot re lev an t to a ny ju stic iab le issu e12 fram ed b y th e p lead in gs an d is n ot c a lcu la ted to le ad to th e d isc ov ery o f a dm i ssib le e vid en ce a nd is1 3 th ere fo re a lso b urd en so m e, h ara ssin g, a nd o pp re ssiv e. L astly , th is re qu est is d up lic ativ e in n atu re to1 4 th e R equ est fo r A dm ission s, S et T w o, p rev io usly p ro po un ded on resp on din g p arty b y p ro po un din g1 5 p arty a n d is th ere fo re a ls o b u rd en som e , h a ra ss in g, a n d o pp re ss iv e.16 REQUEST FOR ADMISSION NO. 24:17 i iMERS" re co rd s d o n ot s up po rt a n a ss ignm e n t o f o n 8 -2 0-2 00 9.18 RESPONSE TO REQUEST FOR ADMISSION NO. 24:19 O b jec tion . T h is request is u n in te lligib le a s ph rased . T h is in te rroga to ry is a lso v ague and2 0 a m bigu ou s as to th e te rm s "rec ord s," "su pp ort," a nd "a ssign m en t" a nd is a lso v agu e a nd a m bigu ou s21 a s to scope , m ak in g it u n reason ab ly b u rd en som e an d opp ressiv e . T h is requ es t ex ceed s th e22 perm issib le scope o f d iscovery a s th e in fo rm a tion sough t is no t re lev an t to any j u st ic ia b le i ss u e23 fram ed by th e p lead in gs an d is n ot c a lcu la ted to lead to th e d iscov ery of adm issib le ev id en ce an d is2 4 th ere fo re a lso b urd en so m e, h ara ssin g, a nd o pp re ssiv e. L astly , th is re qu est is d up lic ativ e in n atu re to25 th e R equ es t fo r A dm ission s, Set Two , .p re v io u sly p ro p ou n d ed o n r es po n d in g party b y p ro p ou n d in g2 6 p arty a nd is th ere fo re a lso b urd en so m e, h ara ssin g, a nd o pp re ssiv e.27 III28 DEF EN DANT MOR TGAG E E LE CT RONIC R EG IS TRAT IO N S YS TEMS , IN C, ' S R ES PO NS ES T O P LA IN TIF F'S

REQU ESI fOR A PM lS SlO N S, S ET T HRE E12


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5 am b iguou s a s to th e term s "ho ld ," "b en e f lc la l," "ow nersh ip ," an d "loan " and is a lso v agu e and

REQUEST FOR ADMISSION NO. 27:"MERS " d id n o t f un d P la in tiff s p ro m iss ory n o te s. (sic)

1 REQUEST FOR ADMISSION NO. 25:2 "MERS" d o n ot h old b en efic ia l o w n ersh ip o f a ny lo an s.3 RESPONSE TO REQUEST FOR ADMISSION NO. 25:4 Objection. T h is requ est is u nin te lligib le a s p hra sed . T h is in te rro ga to ry is a lso v agu e a nd

6 am b igu ou s as to tim e an d scope , m ak in g it u nrea son ab ly b urd en som e an d oppressiv e. T his requ est7 ex cee ds th e p erm iss ib le sc op e o f d isc ov ery a s th e in fo rm a tio n so ugh t is n ot re lev an t to a ny ju stic ia ble8 issu e fram ed by th e p lea din gs an d is n ot c alcu la ted to lead to th e d iscov ery o f a dm issib le ev id en ce9 an d is th erefo re a lso b urd en som e , h ara ssin g, a nd o ppressiv e. L astly , th is requ est is d up lic ativ e in10 n a tu re to th e R equest fo r A dm ission s, S e t T wo , p rev iou sly p ropoun ded on respond ing pa rty by1 1 p ro po un d in g p arty a nd is th ere fo re a lso b u rd en som e ; h a re ss in g, a n d o pp re ss iv e.12 REQUEST FOR ADMISSION NOt. 26:13 "M ERS" d id no t h av e sa le o fP la in tif i"s p rom isso ry no te on its b a lan c e sh eet.14 RESPONSE TO REQUEST FOR ADMISSION NO. 26:15 Objection. T h is req uest is u nin te lligib le a s p hra se d. T h is in terro ga to ry is a lso v agu e a nd16 am b igu ou s as to th e term s "sa le ," "p rom isso ry n ote ," "b alan ce ," an d "sh eet' a n d is a lso v agu e an d17 a m bigu ou s a s to tim e a nd sc op e, m a kin g it u n re aso na bly b u rd en so m e a nd o pp re ss iv e. T h is requ est18 e xc ee ds th e p erm i ssib le sc op e o f d isc ov ery a s th e in fo rm a tio n so ug ht is n ot re le va nt to a n y j u stic ia ble19 issu e fram ed b y th e p lead in gs an d is n ot ca lcu la ted to lea d to th e d iscov ery o f ad m iss ib le ev id en ce20 a nd is th erefo re a lso b urd en so m e, h ara ss in g, an d oppress iv e. L astly , th is requ est is d up lic a tiv e in21 n a tu re to th e R equest fo r A dm iss ion s , S et T wo , p rev iou sly p ropound ed on respond ing pa rty by2 2 p ro po un d in g p arty a n d is th ere fo re a ls o b u rd en som e , h a ra ssin g, a nd o pp re ss iv e.2324252 6272 8

RESPONSE TO REQUEST FOR ADMISSION NO. 27:Objection. T his requ est is u n in te lligib le a s p hra sed . T h is in te rro ga to ry is a lso v agu e a nd

a m b igu ou s a s to th e term s "fu nd " a nd "p ro m isso ry n ote s" a nd is a lso v agu e a nd a m b igu ou s a s to tim eDEF EN DANT MOR TGAG E E LE CT RONIC R EO IS TRA. T IO N S YS TEMS , INC, 'S R ES PON SE S TO PLAINT IF F'SR EQU ES T fO R A DM ISS IO NS , S ET T HR EE-13-


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1 an d scope~m ak in g it unreasonably b u rd en som e a nd o pp re ssiv e. T h is re qu est e xc ee ds th e p erm i ssib le2 scope of d iscovery a s th e in fo rm ation sough t is no t re lev an t to any ju stic ia b le issu e fram ed by th e3 p lead ings and is no t c a lcu la ted to lead to th e d iscov ery of ad m issib le ev id ence and is th ere fo re a lso4 b urd en so m e, h ara ssin g, a nd o pp ressiv e. L astly ; th is re qu est is d up lic ativ e in n atu re to th e R equ est fo r5 A dm ission s, Set Tw o, p rev iou sly propound ed on respon d ing party by propou nd ing. party an d is6 th erefo re a lso b urd en so m e, h ara ssin g, a nd o pp re ssiv e.7 REQUEST FOR ADMISSION NO. 28:8 "~ERS" is n ot a m o rtga ge e o f P la in tiff 's p ro pe rty .9 RESPONSE TO REQUEST FOR ADMISSION NO. 28:10 O b jec tion . T h is requ est is un in te lligib le as ph rased . Th is in terroga to ry is a lso v ague and11 am b iguou s a s to th e te rm s "m ortgagee" and "property " and is a lso vagu e and am b igu ou s a s to scope ,12 m ak ing it u nreasonab ly bu rden som e an d opp ressiv e . T his requ est ex ceed s th e perm issib le scope o f13 d iscovery a s th e in fo rm ation sou gh t is no t relev an t to an y ju stic ia b le issu e fram ed by th e p lead ings14 and is n o t c a lcu la ted to lead to th e d iscovery o f adm issib le ev id ence and is th erefo re a lso1 5 b urd en so m e, h ara ssin g, a nd o pp re ssiv e. L astly , th is req ue st is d up lic ativ e in n atu re to th e R equ est fo r16 A dm ission s, Se t Tw o, prev iou sly p ropoun ded on respon d ing party by p ropoun d ing party and is1 7 th erefo re a lso b urd en so m e, h ara ssin g, a nd o pp ressiv e.18 REQUEST FOR ADMISSION NOk.22:19 iiM ERS" d id no t pay U ni versa l A meric an M ortgage C om pany of C alifo rn ia fo r any righ ts .20 ImSrONSR TO RnQUR9T POR ADMI99ION NO. !9.21 O b jec tion . T h is request is u n in te lligib le as ph ra sed . T h is in te rroga to ry is a lso vagu e an d22 am b igu ou s as to th e te rm s '~pay" an d "righ ts" and is a lso vagu e and am b igu ou s a s to scope , m ak ing it23 u nrea son ab ly b urd en so m e a nd opp ressiv e. T his requ est ex ceed s th e perm issib le sc ope of d isc ov ery24 a s th e in fo rm a tio n sou gh t is n ot re lev an t to a ny ju stic ia ble issu e fra m ed b y th e p lea din gs an d is n ot25 ca lcu la ted to lead to th e d iscov ery of adm issib le ev id ence an d is th ere fo re a lso bu rden som e,2 6 h ara ssin g, a nd o pp re ssiv e. L astly , th is req ue st is d up lic ativ e in n atu re to th e R equ est fo r A d m issio ns,272 8 DEF ENDANT MORTGAGE E LE CT RONIC R EG IS TR AT ION S YS TEMS , IN C:S R ES PONS ES TO P LA IN TIF F'S

R EQ UE ST F OR A DM IS SIO NS , S ET T HR EE14


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22232425262728

1 Set Tw o, p rev iou sly propound ed on respond in g pa rty by p ropoun d ing party a nd is th erefo re a l s o ,2 b u rd e n some , h a ra ss in g , a n d opp re ss iv e .3 REQUEST FORADMISSION NO. 30;4 ~~MERS" lega l represen ta tion b y th e sam e A tto rn ey group w ith Onew est B ank FSB ,5 "Deu ts che B an k" ~a lo n g w i th NDEX W EST LLC re pre se n ts n o c o nf li ct s o f i nt ere st .6 RESPONSE TO RE_QUEST FOR ADMISSION NO. 30:7 Objection. T his requ est is u nin te lligib le as ph rased . T his in terroga to ry is a lso v agu e and8 a m bigu ou s as to th e te rm s "lega l," "rep resen ta tion ," "A tto rn ey grou p," "O new est B an k, FSB,'~ and9 "con flic t o f in terest" is a lso vague and am bigu ou s a s to tim e and scope , m ak ing it u n rea sonab ly10 bu rden som e and oppressiv e . Th is request ex ceed s th e permissible scope o f d iscovery a s th e11 in fo rm ation sough t is no t relev an t to an y ju stic iab le issu e fram ed by th e p lead ings and is no t12 ca lcu la ted to lead to th e d iscovery of adm issib le ev id ence and is th ere fo re a lso b u rd en som e,13 h arassing, an d opp ressiv e . Fu rth erm ore , Plaintiff's M otion for w hich P la in tiff fa iled to appear,14 re ga rd in g th is issu e w a s p re vio usly d en ie d b y this Cour t .15161718192021 D a te d: Ju ly 28 , 2010

BARRETT DAFFIN F RA P PIE R T R EDER &WEIS S ~LLP

By: ~~~~~~~~ __ ~ _J. PATEL , A tto rn ey s fo rDe f end s N D E x WEST~ L L C ~ I NDYMACMORT ~GE SERVIC ING , A DIVIS ION OFONEW EST B ANK; MO RTGAGEELECTRON IC REGISTRATION SYSTEMS ,IN C .; a nd DEUTSCHE BANK NAT IONALT RU ST COM PANY , AS TRUSTEE OF TH ERES IDENTIAL ASSET SECURIT IZATIONTRUST 2007A5 , MOR TGAG E PA SS-THROUGH CERT IF ICATE , SER lE S 2 00 7 -EUNDER THE P OO LIN G A ND SERVICINGAGREEMENT DATED MAR CH 1~2 00 7

D E F E N D A N T M O R TG A G E E LE C T R O N IC R EG IS T R A T IO N SYSTEMS , I N C , 'S RESPONSES T O P L A IN T I F F 'SlliQ UE ST F OR A DM IS SIO NS , S ET T HR EE15


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7

SEE ATTACH ED SERV IC E L IST

123 STA TE OF CAL IFORN IA

PRO OF OF SERV IC E BY M AIL (C .C ..P . 1 J!13a . 2015 .5 )

)))COUNTY O F LO S ANGELES

56 I, C lin ton T ru jillo , d ec la re a s fo l low s:

I am em ployed in L os A nge le s C ou n ty , I am ov e r th e age o f e igh teen yea rs an d am no t a pa rty8 to th e w ith in en titled a c tion ; m y bu s in ess ad d ress is '2095 5 P ath f in d e r R oad , Su ite 300 , D iam ond B ar;Cal i fo rn ia 91765 .91011121314

O n Ju ly 28 ,2010 , I se rv ed th e fo llow in g:D EFENDANT M ORTGAGE ELEC TRON IC REG ISTRAT ION SY STEM S, IN C . 'SRESPONSES TO PLA IN T IFF 'S R EQUEST FOR ADM ISS ION S , SET TH REE

on th e in terested pa rt ies in sa id a ct ion b y f irs t c la ss m a il, po s tage p repa id , ad dressed as fo llow s:

15 I a m . "rea dily fa m il ia r" with th e fin n 's p ra c t ic e o f c o lle c t ion an d p roc essin g o fc orre spon den ce fo r m a ilin g. U nd er th at p ra ctic e , it w ou ld b e d eposi ted w ith th e U .S . P osta l S e rv ice16 on th a t sam e d ay with posta ge th ereon fu lly p repa id a t D iam ond B ar, C alifo rn ia , in th e o rd in a ry17 cou rse o f b u sin e ss . I am aw are th a t on m otion o f th e pa rty se rv ed ; serv ic e is p re sum ed in v a lid ifpo sta l c a n ce lla tion d a te o r po stage m ete r d a te is m ore than on e d ay a f ter th e d a te o f d eposit fo r18 m a i li n g a f f id a v i t/ d ec l a ra t io n .19 I d ec la re u n d e r pen a lty o f perju ry an d th e law s o f th e S ta te o f C a lifo rn ia th a t th e fo rego in g is

tru e a nd c orre ct.20212 2232425262 728

E xecu ted on Ju ly 28 ,2010 , a t D ia m on d B ar; C alifo rn ia .

DEFENDANT MORTGAG E E LE CT RONIC R BG lS TRA.T lO N S YS TEMS , IN C, 'S R ES PO NS ES TO PLA INTIFF 'SR EQU E ST FOR ADM IS SIO N S, S ET TH REE- 1 6 -


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SERV ICE L IST

PLAINTIFF IN PRO SE

DEFENDANTSUNIVERSAL AM ERICAN M ORTGAGE OFC ALIFO RN IA an d U AM C L LC

DEFENDANT

D E F E N D A N T M O R T G A G E E LE C TR O N IC R EG IS T R A T IO N S Y ST E M S , I N C 'S R E S P O N S E S T O P L A IN T I F F 'SR EQUE ST FOR ADM IS SIONS , S ET T HRE E-17-


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10111213

1

Defendan t s .

N o , 6 0 2 7 p , 3 6

EDWARD A . TREDERSta te B ar N o, 116307MASUM I J. PATELS ta te B arN o. 2339~1BARRETT DAFF IN FRAPP IER

TREDER &WE IS S~ L LP2 09 5 5 P a th fin d er Road , S u it e 300D ia m on d B ar, C alifo rn ia 91765(626) 915 -5714 - P hone(626) 915 -0289 - F axe dwa r d t@bd f tw . c om

F ile N o . 2 00 90 1 59 90 83 46A tto rn ey s fo r D e fe nd an ts

SUPER IOR COURT OF TH E STATE OF CALIFORN IACOUNTY OF R IVERSIDE , LARSEN JUSTICE CENTER

BRIAN W DAV IES;Plaint i f f

14 v s.15 NDEX W EST LLC , DEUTSCH E BANKNATIONAL TRUST COM PANY , AS TRUSTEE

OF TH E RESIDENTIAL ASSETS EC UR ITIZA TIO N TR UST 2007-A 5,M ORTGAGE PASS TH ROUGHC ERT IFICATES , SERIES 2007~E UNDER TH EPOOL ING A ND SER VIC IN G A GR EE M EN T

19 DATED 3-1-07; INDYMAC MORTGAGESERVICING~ A DIVISION OF ONEWESTBANK ; OPTEUM ; UN IVERSAL AM ER IC ANM ORTGAGE COM PANY OF CAL IFORN IA ;M OR TG AG E EL EC TR ON IC REGISTRATIONSY STEM S~ INC ; UAM C LLC ; DOES 1-20 ,

161718

202122

C ASE N O. IN C090697UNLIMITED CIVILASSIGNED FOR ALL PURPOSES TO :H ON . RANDALL D . W HITE , DEPT . 2J

DEFENDANT MORTGAGEELECTRONIC REGISTRATIONSYSTEMS, INC.'S RESPONSE TOPLAINTIFF'S FORMINTERROGATORIES, SET ONE

C om p la in t F ile d:T ria l D a te :

O cto ber 2 3', 2 00 9N ot ye t set .

232425 PROPOUNDING PARTY : P la in tif f, BR IAN DAV IES26 ' RESPONDING PARTY : D efendan t, MORTGAGE ELECTRONIC REGISTRATION27 SYSTEMS, INC .28 DEF EN DANT MOR TGAG E E LE CT RONIC R EG IS TRAT IO N S YS TEMS , IN C.'S R ES PO NS ET O P LA lN l'lF F'S F ORM lN TB RROGAT OR IE S, S ET O NE1


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ONESETNO.:23 PRELIMINARY STATEMENT ANDGENERAL OBJECTIONS4 The respon ses se t fo rth be low a re m ad e so le ly fo r th e pu rpose of th is ac tion . E ach respon se5 rem a in s su bjec t to a ll a pprop ria te o bjec tion s, in clu din g w ith ou t lim ita tion ; ob jec tion s con cern in g6 relev ancy Ic om p ete nc y, m a te ria lity , p ro prie ty a nd a dm i ssib ility , th at w o uld re qu ire th e e xc lu sio n o f7 a ny sta tem en t con ta in ed h erein o r in a ny d oc um en t refe ren ced if a ny su ch respon se or d oc um en t w ere8 sough t to be in troduced in to ev id ence a t any h earing or tria l in th is ac tion . R espond ing pa rty9 ex pre ssly re se rv es a ll su ch o bjec tio ns.10 R espond ing party h a s no t yet com pleted its in v estiga tion of th e fac ts rela ting to th is a c tion and11 h as n ot yet c om p le ted its p repa ra tion for tria l. T he fo llow in g resp on ses a re b ased u pon in fo rm a tion12 and docum en ts presen tly know n to respond in g pa rty an d are th erefo re m ade w ithou t pre jud ice to13 respon d ing party 's righ t to prod uce sub sequen tly d iscovered ev id ence re la ting to th e proo f o f14 presen tly know n m ateria l fac ts and to produce a ll ev id ence; w henever d iscovered , in any form ,1 5 re la tin g to th e p ro of o f su bsequ en tly d isc ov ere d m a te ria l fa cts .16 Excep t fo r exp lic it fa c ts adm itted herein , o r in any docum en ts referen ced in conn ec tion17 h erew ith , n o a dm i ssio n o f a ny n atu re w h atso ev er is in te nd ed , a nd n on e sh ou ld b e im p lied o r in fe rred .18 R esp on d in g p arty g en era lly o bje cts to e ac h o f th e a bo ve -re fe re nc ed d isc ov ery re qu ests to th e19 ex ten t th a t it seek s in fo rm ation pro tec ted by th e a tto rn ey-c lien t and /o r a tto rn ey w ork produ c t2 0 p riv ile ges, in clu din g w ith ou t lim ita tio n, p ro tec ted c omm u n ic atio ns b etw ee n resp on din g p arty a nd its2 1 c ou nse l a nd c ou n se l's le ga l re aso nin g, th eo rie s, o pin io ns, re se arc h, im p re ssio ns a nd /o r c on clu sio ns.22 E ach of th e respon ses be low in corpora tes by re feren ce th e forego in g ob jec tion s,23 qua lif ic a tion s, and lim ita tion s. W ithou t w aiv ing any of th ese ob jec tion s, qu a lif ic a tion s" and24 l im i ta ti on s, re sp o nd in g p art y re sp on d s t o th e a b ov e-re fe re n ce d d is co v ery re qu e st s a s f oll ow s :2 5 I I I2 6 I I I2 7 I I I2 8

35315361 mers mers reply to plaintiff s oppositon to mers demurrer includes mers form interrogatory...

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