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05 fufyjrfufyjrfufyjrfufyjrfufyjr2015 cqks

wOHdmksl wjYH;d tÈfkod úhoï wdh;k rdYshla ;snqK;a ta lsisjlg;a ks;ru W;aiql fjkjd'uQ,H idudðl;ajh ,nd.kakd wdÈhg hï ms<sirKla ùug wms <`.d ùug neß ia:djr;ajhla iy wdh;khla úÈyg m%hsï .%dóka idudðldjkayg iq¿ jHdmdr i|yd lghq;= lrkjd' fï hgf;a miq.sh ckm%sh;ajhla wm Èkd isákjd' wm iud.fï oelau h:d¾:hla njg Kh uqo,a ,ndfokjd' ld,h ;=< re#ñ# 56 uqo,la iyk Kh iu`. ne£ isák wmf.a idudðldjka m;alsÍug wjYH iydh ksr;=rej ,nd

jYfhka wms ,ndÿkakd' w;ßka iuyrla miq.sh ld,h mqrdu §ug wms lemfjkjd'm%hsï .%dñka uhsfl%da *skEkaia idudðldjkaf.a iy Tjqkaf.a mjqf,a wm iu`. .kq fokq l< wh Tjqka wm ,sñgâ u.ska yÿkajd§ we;s b;=reï m%hsï .%dñka uhsfl%da *skEkaia ,sñgâWoúh fjkqfjka i,id we;s flfrys ;ndf.k isák wp, úYajdih l%u jQ —hd¿˜<ud b;=reï .sKqu wxl 32$2" idudðldj iy Kh wdrlaIK wog;a fkdì§ fkdkeiS mj;skakla' wm ñhq,eis ldka;d b;=reï .sKqu iy m<uq uy, "wruqo, hgf;a urKdOdr iy jkaÈ .kqfokqlrejka fj; Kh uqo,la m%hsï b;=reï .sKqu hk .sKqQï l%u;a wU.uqj mdr" uqo,a jYfhka remsh,a 400000 uqo,la ,nd§fuka muKla iEySulg m;ajk wNs,dI " iajYla;s" Bis f,daka hk Kh kdj,msáh',nd§ug miq.sh ld,h ;=< wms iud.ula fkdfjhs' Tjqkaf.a jHdmdrh l%u ish,a,;a wfma YdLdfjys ÿr# 0542224131lghq;= l<d' bÈßhg mj;ajdf.k hdug wjYH l%shd;aulhs' idudðldjka f.a tÈfkod B fï,a WmfoaYkh ,nd§u iy mqyqKq wjYH;d i|yd laIKslj ,ndfok miq.sh jir myf<dj mqrd jvd;a [email protected] ixúOdkh fldg tajdg —iyk Kh ˜ Kh l%uh hgf;a wfma ck;djg ióm jQ fiajdjla ,nd§ug

Tjqkaj iïnkaO lr .ekSug wm idudðldjkaf.a ¥ orejkaf. wm l< lemlsÍï ksidu fjk;a uQ,H

04 msgqfjka

uu;a lrkafka ma,diafgdameßia ksIamdok ks¾udKh lrk tl'fuda,aäka ;snqKq m,shg fïl tfyu myiqfjka lrkak mq¿jka l¾udka;hla fkfjhs' talg wf;a yqrej jf.au idhï lsÍu .ek wjfndaOh;a iu`. l=i,;djhla ;sfhkak ´kE'ld,hla wms fï jHdmdrh ioyd fhdojkak uqo,a ke;sj wirK fj,d ysáhd'fudlo ma,diafgdameßia .kak" fuda,aäka yokak" idhï .kak i,a,s ´kE'.%dóka uOHia:dkhla m,af,a.ug wdjg miafia ;uhs wmsg lrorhla ke;sj fï iajhx /lshdj lrf.k hkak mq¿jka jqfKA' uu20"000 Kh uqof,a isg 80"000 Kh uqo, olajd ±ka mshjfrka mshjr weú;a ;sfhkjd'.%dóka iud.fï uu olsk f,dl=u úfYaI;ajh ;uhs tafla i¾,f. ;sfhk ksyudkslu" fjk ;eklska Khla .kak ojia .Kka ta wdh;kj,g .syska ria;shdÿ fjkak ´k"fmda,sï j, b|,d f*daï fld< mqrj,d rfÜ ke;s kS;s' .%dñka Kh l%ufha fï fudl=;a kE'uOHia:dkh ;sfhkafka wfma .fïu lsÜgqj md;'´k fohla ta i¾,d tlal l;d lr,d ksrdlrKh lr.kak mq¿jka'

-mS' wfYdaOks"m,af,a.u wgndf.a

ch geU wìhi

ch geU wìhi

wm tys hkúgo idrd isáfha isyskaj lmd .;a lvodis ;Sre l=vd hka;%hla wkqidrfhka frda,a lrñkah'ldâfndavhla u; wÈsk ,o fudkfrl=f.a is;a;ula u; rjqï iy ´j,dldr yevhg ilid .kakd ,o ks,a ly fld< meyefhka hq;a lvodis rjqï b;d iSrejg .ï fhdoñka w,jk wdldrh n,d isàug wdYdh'fudfyd;lska fudkrdf.a ms,a l<U w,jd wjika fjoa§ B<.g wef.a we.s,s ;=vq osjhkafka fudkrdf.a ysi l| yd fomd fldgia tnÿu rjqï yev lvodis j,ska yev .ekaùugh';j;a fudfyd;lska w;a;la u; jid isákd fudkrl=f.a wmQre fld,dÊ is;=jula wm yg ±lsh yels úh' idrd ish jHmdrh fldgf.k we;af;a l=vd úis;=re ks¾udK ksYamdokhh'—'''''ug fï lghq;a; i|yd tljr uqo,a fidhd.ekSu wmyiqhs'.%dóka iud.fï Kh l%uh iu. uu iïnkaO fjkafka talg úiÿula úÈyghs'wms yok tajd .egfò l=vd l¾udka; wud;HxYh úiska ñ,§ .kakjd'Bg wu;rj wms wfma úis;=re ks¾udK idmamq lsysmhlg odkjd'úfoaY ixpdrlhskaf.ka fïjd i|yd fyd| b,a¨ula ;sfhkjd'yok ;rula fokak mq¿jka'.%dóka Kh l%uh ksid wmsg wfma jHmdrh b;d ieye,a¨fjka lrf.k hdug mq¿jka'weh mjikafka iskduqiqjh'md;sud idrd lïìwäh" .ïm,

m,af,a.u wgndf.a mÈxÑ bf¾Id l=udß iy ta wjg isák ;j;a mjq,a lsysmhlu Ôjfkdamdh iß lrk iajhx /lshdj ù we;af;a ma,diafgdameßia Ndú;fhka ksIamdokh flfrk m%;sud" u,ajdia we;=¿ úúO wkqrE ksueùuh'idokq ,nk m%;sud j¾K .kajd yev .ekaùu isÿlrkqfhao Tjqka úiskauh'tla w;lska n,k l< l=vd l,d.dr nÿ jQ bf¾I,df.a l=vd uvqj fk;g m%sh oiqkls'

—'''''wjqreÿ ;=kla fjkjd wms ma,diafgdameßia j,ska ks¾udK lrkak mgka wrka' nqoaO rEm"foaj rEm"u,ajdia"mqxÑ mqxÑ wkqrE wms yokjd' ma,diafgdameßia fld<ôka f.ke,a,d nvq yo,d mela lr,d úl=Kkak fld<Ugu hjkjd' wfma nvq .kak idmamq lsysmhla tfya ;sfhkjd'Bg wu;rj fmryer ld,j,g úúO W;aij ;sfhk ;eka j,g wms fïjd wrka .syska ;shdf.k úl=Kkjd' ;j f;d. fjf<kafoda wms <.g weú,a,;a f.kshkjd' fldfydu jqk;a fï jHdmdrh mdvq ,nk jHdmdrhla fkfjhs' yok ;rula úl=Kkak mq¿jka' fj,d ;sfhkafk nexl=j,ska wms jf.a mqxÑ jHdmdßlhkag Khla fokafk ke;slu' ta wvqj msfrõfõ .%dóka iud.u lsh,d wms lshkafka f,dl= i;=glska'fudlo f,dl= f,dl= jHdmdrj,g Kh fokak ´k;rï wh bkakjd'ta;a fï rfÜ mqxÑ ÿmam;a ñksiaiqkag w;la fokafk ljqo' wmg iykdOdr ´k kE'wms b,a,kafka wfma Ôú; k.d isgqjk jev ms<sfj,la ta jevms<sfj,g Wrÿkafka .%dóka iud.uhs'˜

- bf¾Id l=udß" m,af,a.u wgndf.a -

Kh W.=,aj,g wyqfkdù jHdmdrhj¾Okh lr .kak .%dóka iud.u

wmsg u. fmkajkjd'

Kh W.=,aj,g wyqfkdù jHdmdrhj¾Okh lr .kak .%dóka iud.u

wmsg u. fmkajkjd'

—wfma Ôú; k.d isgqjk jevms<sfj,g Wrÿkafka .%dóka iud.uhs'˜

—wfma Ôú; k.d isgqjk jevms<sfj,g Wrÿkafka .%dóka iud.uhs'˜

.ïm< m%Odk mdfrka yeÍ l=vd fldkalS%Ü mdrla Èf.a m,a,u nisk úg m,a,fï uola yßhg jkakg §mdks ùrisxy,df.a ksji msysgd we;' ta m,a,u neiSu ;rula wiSreh' neiSug wiSre m,a,u ke.Su Bg;a wiSreh' yßhg §mdks,df.a Ôú;h jf.ah' Ôjk lkao ke. .ekSug .%dóka ms<sirK fijq §mdks wo tys idudðldjls'

—''''uu iajhx /lshdj úÈhg lrkafka ri leú,s ksYamdokh' udiafuf,daia" w¿jd" lejqï" fodfod,a" ;,'''''''' fï yeu rileú,s j¾.hlau wms yokjd' yok lEu j¾. .ïm, gjqfï lvj,g;a úod;d tlg;a odkjd' ±ka wjqreÿ 1 1$2 boka wfma Ôjfkdamdh fj,d ;sfhkafka fï l¾udkaf;a' iajhx /lshdjka i`oyd .%dóka iud.u Kh fokjd lshk wdrxÑhg óg wjqreÿ tlyudrlg l,ska tafla idudðldjla jqKd' re' 25"000$- Kh uqof,ka mgka wrka 50"000$-" 100"000$-" 200"000$- olajd Kh uqo,a wrka ;sfhkjd" j¾Okh jk Kh uqo,g idfmaCIj wfma jHdmdrh;a j¾Okh fjkak ´k ke;a;ï fldfyduo fï Kh wdmyq f.jkafka" .%dóka tflka Kh uqo,la fokafka jHdmdrh ms<snoj mq¿,a wëCIKhlska miafia" ke;akï ys;=ukdfma Kh wrka wudrefõ jefgkafka Kh .kakd wmsuhs lsh,d ta i¾,d wmsg lsh,d fokjd' ta jf.a Kh W.=,aj,g wyqfkdù wfma jHdmdrh;a wfma Ôú;h;a j¾Okh lr .kak .%dóka iud.u ks;ru wmsg u. fmkajkjd'

oSmdks ùrisxy - fiakdks fijK" iafgd*s,aâ" .ïfmd<'

.%dñka Kh l%ufha wkjYH ria;shdÿ keye'''.%dñka Kh l%ufha wkjYH ria;shdÿ keye'''ljrfha l;dj

i;=áka isáug mrlal= úh hq;= ke;" fï oeka isgu i;=áka isáh hq;= fõ'


igykuxcq, fyÜáwdrÉÑ

Tn Tn uuuu

^fkd&okak ^fkd&okak

iqfoaYa fmf¾rd fÊHIaG l<ukdlre

m%Odk ld¾hd,h

iqfoaYa fmf¾rd fÊHIaG l<ukdlre

m%Odk ld¾hd,h

.%dñka tflka re 5000 Kh uqo,la wrka uu àI¾Ü úl=Kk ìiakia tlla mgka .;a;d'




iïmQ¾k ku #-

Wmka Èkh ^leu;s kï& #-

mdie,a ld,fha Tfí m%sh;u mdie, #-

Ôúf;a wu;l fkdjk isoaêh # -

úIh #-

l%Svdj #-

cSúf;a jvd;au i;=gg m;ajqKq Èkh iy ÿlg

m;ajqKq Èkh #-mdie,a ld,fha§ f,dl= jqKdu fjkak ys;ka ysáfha #-

Ôú;hg wysñ jqKq jákdu mqoa.,hd fyda jia;=j #-

w;S;hg hdug jrula ,enqfkd;a Tn f;dard.kakd Ôúf;a fyd|u ld,h iy Bg fya;=j #-

uq,au fcdí tl fydhd.kak úkao ÿl #-

yß .iaid .kak wjia:djla ,enqfkd;a Tn fjkia lr.kakd Tfí ÿ¾j,;d #-

ùrlafldäf.a iqfoaYa ks<OdÍka Tyq ,jd Tjqkaf.a fmf¾rd mrud¾: bIag lr.kak

fkdyels jQ ;ek j;djka 1975'11'06lsysmhl§u ;d;a;df. jev ;ykï l<d'ta ;;ajh wfma uu mdie,a follg .shd' mjqf,a wd¾Ólhg wfma tlla fld,a¨msáfha —udI,a fm%a˜ wOHdmk lghq;= lvd úÿy,g' talg 2 mx;shg fjklï .shd' lmam,a fjkak Rcqju Bg miafi fld,a¨msáfha Ydka; uhsl,a n,mEjd lshk ldrKhg úoHd,hg .shd'yenehs uf.a m%sh;u wu;rj ta ksid Tyq mdie, ta foflka tllaj;a fkfjhs'uu úf|õj ;ru hkak fmreï mqrmq mdie, uydkdu ug wu;l úoHd,h' talg fya;=jla ;snqKd' uf.a fjkafk kEcSú;fha ;snqKq f,dl=u

n,dfmdfrd;a;=j ;uhs l%Svd wxYfhka jf.au wOHdmksl wxYfhkq;a by,gu hk tl'ta;a uu .sh mdief,a l%Svd uf.a wxYh iïnkaOfhka f,dl= Wkkaÿjla ;d;a;df. ;snqfK kE'ta ldf,a ug ySkhla ;snqKd ^n¾ámd, wfma f.j,a j,g lsÜgqfjkau ;snqKq fmf¾rd&uykduhg hkak

ix.S;h' ta;a ta úIh yodrkak uu .sh mdief,a myiqlï ;snqfK kE'

mdmkaÿ' hd¿fjl=hs lKavdula yodf.k

uq,skau uu ìiakia tlla mgka .kak Khla

mdief,a b,a¨jd' re 5000 Kh uqo, wrka

fndlaisx wms àI¾Ü úl=Kk ìiakia tlla

l%Svdl<d' ta;a mgka .;a;d' jefâ fyd|g

wjqreÿ fol lrf.k hoaÈ .%dñka tl újD;

;=klska uu lrk W;aijhg wfma

fndlaisx uOHia:dkh;a irikak lsh,dwmsg

l%Svdfjka ndrÿkakd't;fldg wfma

wE;afj,d uOHia:dkh jqfKa

mdmkaÿ j,g fndaäula' wms

fhduq jqKd' tal fyd|g

mdie,a ieriqjd'wfma

l%Svlfhla jev .ek wdh;kh

úÈyg jf.au meyeÈ,d wmsj .%dñka

l%svd iudchl tfla riaidjg .;a;d'ug

idudðlfhla úÈyg;a uu uq,skau ,enqfK fIdma

È.gu fi,a,ï lrkjd' fï yjqia tfla iydhl

fjoaÈ fld,a¨msáfh ;k;=rla'

hqkhsgâ l%Svd iudcfha mdmkaÿ l%svlfhla úÈyg uu lghq;= lrkjd' wkshï lïlre riaidjla' tafla hd¾â urKh' uu ;d;a;;a tlal Ôúf;a i;=gg m;ajqKq Èkh

tlg tk lkafÜk¾ j, nvq ndkakhs f,dl= .ukla hkak fmreï msrejd' ;uhs uf.a ìß|j uq,skau oelal uf.a ysf;a f,dl=jgu ;snqfka' ojilg re 75 mäh' uu ? riaidfj m%Yak ksid ;d;a;d ysáfha oji'ta fjoaÈ fmïj;sfhd yh

;snqKq wdYdj ;uhs ljod yß l%Svd fjkl,a jev lr,d ojilg re 100" f,dl= l<lsÍulska' wikSm jqfKa ta y;afofkla tlal hd¿fj,d ;rydfj,d WmfoaYl jrfhla ùu'talg n,mdmq 150 jf.a .dKla fydhd .;a;d' t;ek udkisl l<lsÍu;a tlal' ke;akï ysáh ug .x.dj uq,skau oelal ojfia fya;=jla ;snqKd' uf.a ;d;a;d fld<T uu udi yhla jev l<d' B<`.g uf.a ;d;a;d b;d Yla;su;a oejeka; ys;=Kd uu fuÉpr l,la fydhñka k.r iNdfõ mdmkaÿ l%Svdj {d;s wlald flfklaf. fydagf,al mqoa.,fhla' uuhs ;d;a;hs tlg ysáfha wehjhs lsh,d' ÿlg m;ajqKq iïnkaOfhka WmfoaYljrfhla' iagqj¾Ü flfkla úÈyg;a cehsla ;síndu ,s,smqÜghs .,sjrehs jf.a' ta Èkh ;uhs uu wfma wïuf.a Wmka

ys,agka tfla tmd¾ÜukaÜ j, yjqia fjoaÈ uu jev lf<a friagqrkaÜ tfla' Èfka ojil 2012' wfm%a,a 14 wehj lSm¾ flfkla úÈyg;a riaidj l<d' ta uf.a ;d;a;d' ug jhi ;d;a;g wikSmhs lsh,d ug flda,a oUÈj hjkak ,Eia;sfj,d ysáhd'ta;a fjoaÈ ug fyd| mähla ,efnkjd' uu wjqreÿ 24 § thdj ug ke;sjqKd' ug tlla wdjd' ta ojia j, biamsß;d,j, i,a,s m%Yakhla fj,d tod ug tafoa lr fyd|g lEjd wekaod i;=gq jqKd'Tfydu ysáh fyd|u l%Svd .=rejrhdj ta;a iag%hsla tlla ;snqKd' ta .uk uu .kak neß jqKd'wjqreÿ folla ú;r bkaoeoaÈ fmdä tlal ug wysñ jqKd' wfma ;d;a;d fikag%,a tfla fvdlag¾

m%Yakhla fj,d ug b;du wjxl olaI l%Svd flfklaj;a pek,a riaidfjka whska WmfoaYljrfhla' /lshdfõ§ Tyqg ud lr,d f.or toaÈ uf.a mdie,a ld,h' úúO fjkak jqKd'i; my mjd idudkH flfkla jqKd' uu mrlal= ;d;a;d ke;sfj,d' fya;= ksid ug uf.a wOHdmk lghq;= wf;a ke;sfjk ;;ajhg m;afjoaÈ fj,d mqyqKq ùï j,g .sh ojil Tyq yßhg lr.kak neß jqKd''''kej; ta .%dñka tfla uq,au fikag¾ tl f*daï udj mqyqKq ùï j,g iïnkaO ;d;a;f. fcdí tfla m%Yafk;a tlal w;S;hg hkak ,enqfKd;a ug ta lrkak tafla ks<Odß uy;ajre j.hla lr.;af; kE' ta fjkqjg ug isoaO f.or wd¾Ólh lvd jefgoaaÈ uu wvqmdvqj yß .iaid.kakmq¿jka fõú'wfma f.j,a ;snqKq fld,a¨msáfha jqfKa lS%vd msÜgksh jfÜ rjqï ys;=jd bf.kSu kj;a;,d riaidjla

m,a,sh mgqu`.g wdjd' t;fldg lsysmhla Èùughs't;ekÈ udj Tyqg lrkak' uf. m<uq riaidj jqfK fIda msßñkag;a Kh fokjd'i,a,s ke;sj ;j;a tla YsIHfhla ú;rhs' fï wjxl fjd,ia wekaâ fycia fldïmeksfha uu wjxl jeähs lsh,d'ysáh yskaod uuhs ;j fndf;acq lsh,d nj ksidu ;d;a;dj fkdßiaiq by<

ie,iqï ndf.g yokak tmd" Wmßufhka ie,iqï lrkak'


uu ys;kjd'tal ÿ¾j,;djla fkdjqK;a fï yq`.la fmdfydi;a' uf.a wd¾Ól m%Yak j,È uu ,enqfõ .%dñka tl ksidiudc l%uh ;=< wjxl lu fndfyda m%Yak ug yq`.la Woõ l<d' ta;a y|yka fkd.e,mSu tÉ 'wd¾'fcda;smd,we;slrkjd' fï ksidu uu uf.a Ôúf;a ksid wfma wdorh w;ru`.l kej;=Kd' fcda;sf.a rkauiq rka .sß yq`.la foaj,a ke;slrf.k ;sfhkjd' m<s`.= ;,djl

uu yß ksoyia úfkdaoldó mqoa.,fhla' cQ,shd frdnÜf.a uf.a wïud' weh ,efnk fohska i;=gqfj,d Ôj;afjkak uu Un Faithful

;rï Yla;su;a ldka;djla ;j;a uu oel,d okakjd' tlu tl fmd;la keye' k.r iNdfjka ;d;a;f. mekaIka tl Tõ" lsfhõjd u;lhs —wevQ mjd wysñ lr,d ;sfhoaÈ wïud udi yhla ukqiai wd;auhla ,nkak fldhs;rï msx l÷¿ uqyqog tla ;kshu ÿlaú|,d okak fkdokak lrkak ´ko''b;ska fï jf.a Ôú;hla ,eîu jqkdfoda ˜lsh,d f,dl=f,dlafld yïnfj,d fï m%Yafk lsh,d .ek uu we;af;kau ;Dma;su;a ' kjl;djla;d;a;g wysñjqKq mekaIka tl yo,d ÿkakd' weh tä;rhs' ta jf.au wêIaGdkYS,shs' .%dñka tfla /lshdjla - fldkao fl,ska

,eîu' uu uq,skau mß>klhla bÈßfha ;shdf.k bkak ug jhi 22 È weh ug wyïfnka uqK b|.;af;a" iudcfha ms<s.ekSula ,enqfõ" fï mq¿jka id¾:l .eiqfKa' t;fldg ta <uhdg jhi 17hs' f.j,a fodrj,a yeufoau Ôú;hla'q

Tfí m%sh;u .dhlhd #-

.S;h #-Tn olsk Tfí pß;fha iqúfYaIS .=Kdx.h#-

Tfí Ôú;hg n,mE mQ¾jdo¾YS mqoa.,hl= Ñ;%máh #-isà kï Tyq fyda weh #-

lD;sh #-Tn Tfí Ôú;h .ek ;Dma;su;ao #-

Tfí Ôú;h fjkia l< yerjqï ,laIh wkd.; b,lalh ^terning Point&#- #

m<uq wdor w;aoelSu cSú;hg n,mE wkaou #-

bm§ lsß leáfhlaj fï f,dj t<sh n,dojiska oji ál ál Wia uy;a fj,df.ú,d jir yh y; i;a ji ,n,dlrkg wl=re .shfkñ úÿ mshi n,d

f.;=j fldkav lr,a fol fomig ou,dwe| iqÿ .jqï fmdäh ghs máhla ne|,dfmd;a ál ;=re¿ fldgf.k úÿ mshi n,dwl=re flrej ieá u;flg ths ke.,d

YsIH;ajh ,shd idfm< úNd.hWiia fm<ska uf. brKu úiÿfkhiuqf.k ÿlska jqj úÿfijKska um%shksjig fldgqjqfKa uf. ffojh f,ih

fh!jkshl f,i ld,h f.fjk úgÿkakd lrldr ud fkdis;=j f,igfmïnr ieñfhlaf. .=K o;a ìß|la f,ig wdor uõ flkl= úh uu ore ;sfofkl=g

yod jvd orejka Wia uy;a fldghq;=lï bgql<d yels muKska fuugorejkaf.ao orejka isõ fokl= ygñ;a;Kshl jkag fmr mska ,enqKs ug

ì<s÷ <udúh miq lr fh!jkhìß|l ujl miqjg ñ;a;ksh úh.eyeKshlg Wreu fï moú ihú| Ôúf;a wo f.jkjd uy¿ úh

ã' ta' pd,Ü úchisß

biqremqr uOHia:dkh

fydrK YdLdj

uuuu

wú÷ w÷ßka oefjk i;fj;l=¿Kq .=Kfhka md fifka;=ka f,dju nq÷ oyï isisf,kaiekiq iïnqÿ ysñhfka

isjq Èidfjka jid me;sreKq.eÆ ioyï id.f¾foiQ nKmo wud oyrlsTfí .=Koï wdlf¾'''''

Tfí lreKd fk;ska f,daouikijd ne;snr Èfkaf,dõ;=rd nqÿ moú ,en h<sjäkq uek nqÿ ysñhfka''''

ã'tÉ'ã'mS' chud,s

r;akmqr YdLdj

wú÷ w÷r'''

iEu jevlau ;udf.a jevla f,i lrkak'

msmqKq u,l iqj|

biskakg''''

Tfí is;a wrK fj;

wjiro in| ug

wdofrhs lshkakg''''

k< uq¥ iqj| msß

wfma fifkyig''''

ne;s is;ska mqokakg

fmafjkak wjiro''''

Tfí yog ,xfjkak

ysre ÿgq mshqu fia

kqfò iskyd oel

wjiro msìfokak''''

úlis;hs uf.a is;

i÷ mEhq ke;s wyfia

md¿jla fkdoefkkak''''

;re fmdl=re biai… kqU''''

iod uf.a ;ksh ulkakg'''

tl;= jkakg tkak''''

ud'''' yd''''

k§ld .S;dxc,S

wfma

fifkyig'''wfma

fifkyig'''


micro credit ixl,amh ms<sn| ir, lsheùula

m%hsï .%dóka uhsfl%da *skEkaia iud.fïl<uKdldr wOHCIl $ m%Odk úOdhl ks<Odß

pñkao m%Nd;a uy;d iu.l< idlÉPdjla weiqßks'

uhsfl%da fl%äÜ l%ufõofha wdrïNh yd úldYkh' - 6 fldgiuhsfl%da fl%äÜ l%ufõofha wdrïNh yd úldYkh' - 6 fldgi

;ks mqoa., wNsfhda.;dKh l%ufha we;s ;ks mqoa., wNsfhda.;dKh l%ufha we;s

- 2 fldgi -- 2 fldgi -

;

f;dr;=rej, ysvei oelsh yels ;;ajhls'Kh f.ùu wjia:dj, ,nd.;a Kh uqo,a ksis —.eg¿ldÍ iodpdrd;aul meyer yßk mqoa.,hkag tfrysj mßÈ f.ùug Wkkaÿ fkdjk

we;eï uQ,H wdh;k u`.ska hï wjia:d fldf;l=;a olakg ielhla˜ ^Moral Hazard ov uqo,la wh lsÍug lghq;= ,efí'tjka wjia:dj,§ uQ,H Problem&f,i y÷kajkq lrkq oelsh yelsh'tu`.ska Kh iud.ï úiska n,h mdúÉÑ fldg ,nhs',dNshdg Kh uqo, f.ùu wod, Kh uqo, mshjd .ekSug

,nd .;a Kh uqo,la iïnkaOfhka hï n,mEula l< lghq;= lrkq oelsh yelsh'tfia

kej; fkdf.jk yelsh' n,h mdúÉÑfldg Kh uqo, wh

;;ajhla ;=< isÿjkqfha lr .ekSfï .eg¿jg uqyqK §ug fujka fldhs wdldrfha Kh ,dNshd úiska Kh isÿùu in forcement problem n,mEï l< yels jqjo Kh uqo, ,ndÿka wdh;kfha f,i yeÈkafõ' ,ndÿkakdg miq tu Kh uqo, úhoñka ish iqn isoaêh

fhdojk wdldrh ms<sn|j miq YS% ,xldj jeks ÈhqKq fjñka i,id .kakd ;;ajhlg úmrula lsÍfuka Kh wdmiq wh mj;akd rgj, oelsh yels m;aùuhs'Kh ,ndfok lsÍfï§ úh yels wjOdkï kS;suh ;;ajhka ;=< kS;suh uQ,H wdh;k fuu ;;ajhka wju lr .ekSug l%shdud¾.hkag wj;S¾K ùu hkq ;;ajfhka hï ;rulg yelshdj ,efí'tfy;a fuh 100] ld,h iy uqo,a wêl f,i jeh fyda uqojd .ekSug lsÍu wmyiq jkafka ta i|yd lsÍug isÿjk ;;ajhls' ueÈy;a jk wdh;khla wêl úhoula úfYaIfhka laIqø uQ,H Khf,i Kh f;dr;=re

^Micro Loan&

ks mqoa., jYfhka

Kh ,ndfok l=vd

l%ufha Kh uqo,a

we;s wNsfhda.;d kej; wh

ms<sn| uQ,sl lr .ekSug ld¾hdxYh ^CRIB& oelaúh

ye¢kaùula miq.sh fufyjr hdfï§ yelsh' tkï Kh ,dNshd

l,dmh ;=<ska wms idlÉPd uhsfl%da ms<sn|j jQ wiïmQ¾K f;dr;=re

lf<uq' tysÈ Kh wjOdkula fl%äÜ hï ;rulg fy<s lsÍula tu`.ska

we;sùug n,mdk uQ,sl wdh;k fuu ^Monitaring problem& jeh isÿfõ'tu ksid Kh f;dr;=re

idOlhla f,i wm y÷kd.kafka .eg¿jg lsÍug isÿjk fyhsks'ld¾hdxYfha o;a; u; mokï Kh ,nd .kakd mqoa.,hd úiska nyq, f,i uqyqK foa' fuysÈ

,nd.;a Kh uqo,a ksis mßÈ ùu ;=<ska uQ,H wdh;k m;aúh ,ndfokq ,nk f;dr;=re o;a; uhsfl%da fl%äÜ wdh;khkag

wdfhdackh fldg wd¾Ól ;;ajh yels wiSre;djfhka hï u; mokïj Kh ,nd§fuka nexl= .;l< yels wemhla

hym;a wkaoñka mj;ajdf.k hk muKlg ñfokq yelsh'u;=úh yels wjOdkï ;;ajhka ;nd.; yelskï fujka .eg¿

we;eï Kh ,dNSka mjd we;eï Kh ,ndokq ms<sn|jh' ta ms<sn|j ;j;a ldÍ wjia:djkays§ kS;sfha ,nk wdh;kh .eUqßka úuid ne,Sfï§ wmg ms<sirK me;Sug th iy Kh meyeÈ,s jkqfha Kh ,nd .kakd msgqn,hla jkq we;'q,nd.kakd mqoa.,hd fyd¢kau okakd fohla mqoa.,hd w;r jQ Kh ,ndfok wdh;kh ;uka w;aika flfrk ms<sn| f;dr;=re 100] fkdokakd .súiqula fj;;a nj Tyq uQ,H wdh;kfha kS;s fuu .súiqfuka msg; Í;s j,ska ßx.d hdug bv yir l=uk fyda fya;=jla i,id fok njhs' Kh ,dNshd olajñka Kh f.ùu meyer ms<sn|j wm okakd iy fkdokakd yeÍug Kh,dNshd lghq;= lrkq

ug mq¿jka hehs lshd mgka .kakd iEu fohlau mq¿jkah'


m%hsï .%dñka uhsfl%da *skEkaia iud.u ish fiajlhskaf.a /lshd Ôú;h ms<sn| fiau Tjqkaf.a fm!oa.,sl Ôú;fha wdl,am yd wdpdr O¾u j¾Okh fjkqfjkao Wkkaÿjk wdh;khls' fuu l%shdj,sfhys ;j;a tla iqúfYaIS jevigykla miq.sh uehsui 22 Èk oji mqrd m%hsï .%dñka iïuka;%k Yd,dfõ§ mj;ajkakg fhÈks' m%hsï .%dóka mqyqKq wxYfha ixúOdk odhl;ajfhka Èjhsk mqrd úisß isák iuia; m%hsï .%dñka l<ukdlrejka Wfoid ixúOdkh lrk ,o fuu mqyqKq jeviyk wÈhr follska hqla; úh'

tÈk fmrjre jevigyk fjkajQfha tÈfkod Ôú;fha§ iudcYS,s mqoa.,hl= f,i mqoa., yuqùï yd ne÷Kq wdpdr iudpdr úê mj;ajd.ekSu" wdydr .ekSfï l,dj yd ne÷Kq kQ;k l%uúê" jeks tÈfkod Ôú;hg w;HdjYH wdpdr O¾u yd yeisÍï rgdjka ms<sn|j jQ m%dfhda.sl wjOdrkh lsÍï fjkqfjks' tu jevigyk ;%S whs fid¨hqIkaia mqoa.,sl iud.fï mqyqKq WmfoaYl f.da¾vka f,iag¾ wfmdakaiq uy;d úiska mj;ajk ,È'

miajre jevigyk fld<U úYaj úoHd,fha uydpd¾h ir;a úfÊiQßh uy;d úiska fufyhjk ,o w;r foaYkh mj;ajk ,oafoa fm!oa.,sl Ôú;h yd /lshd Ôú;h yd ne÷Kq wdpdr O¾u iy idr O¾u ms<sn| ud;Dld lr.ksñks'

m%hsï .%dñka l<ukdlrejkag úfYaI mqyqKq jevigykla'm%hsï .%dñka l<ukdlrejkag úfYaI mqyqKq jevigykla'

fmdfidka fmdfydh iurd m%hsï .%dñka okaie,a rgmqrdfmdfidka fmdfydh iurd m%hsï .%dñka okaie,a rgmqrdfmdfidka fmdfydh ksñ;slr.ksñka m%hsï .%dñka uhsfl%da *skEkaia iud.fï §m jHdma; YdLd cd,fhys YdLdjka /ila okaie,a .Kkdjla ixúOdkh lr ;sfnkq olakg ,enqKd'tfia okaie,a ixúOdkh lr ;snQ YdLd w;r moúsh" ueojÉÑh" wïn,kaf.dv" ksÜgUqj" n,kaf.dv" wkqrdOmqr" wïmdr" ó.uqj YdLdjka úiska ish okaie,a ms<sn| PdhdrEm fufia wm fj; tjd ;snqKd'

B mqj;am;la f,i isxyf,ka m< lsÍu wdrïN l< —fufyjr˜ wm l<ukdlrK wOHCIl" m%Odk úOdhl ks,Odß pñkao m%Nd;a uy;dKkaf.a woyila wkqj m< lsrSu werUqfõ yßhgu óg jir ;=klg fmrd;=jh'.%dóka iud.fuka isÿ lrkq ,nk" fufyjr" 48la jQ wm YdLdjkays iy tfld<yla jQ fiajd uOHiaaaaaaaaaaaaaaaaaaaaaaaaaa:dkays ld¾h uKav,h w;rg ikaksfõokh lsÍu;a iud.u úiska yÿkajd fokq ,nk kj;u uQ,H fiajd ms<snoj ld¾h uKav,h ±kqj;a lsÍu;a ld¾h uKav, idudðlhska w;r wfkHdakH wfndaOh mq¿,a lsÍu;a"YdLdjka u.ska yd m%Odk ld¾hd,h u.ska isÿ lrkq ,nk iudc i;aldrl fiajd ms<sn|j iuia; .%dóka iuQyh ±kqj;a lsÍu;a fufyjr weröSfï uqLH mrud¾:h úh'

Èfkka Èk mq¿,a jk .%dóka iud.u ms<sn| f;dr;=re yd ±kqu wm ld¾h uKav,h fj; m%odkh lsÍu wmf.a m%Odk;u wruqKla úh'm<uqj isxyf,ka muKla werUqqKq —fufyjr B mqj;am;˜ øúv NdIdfjka m< lsÍugo lghq;= lrk f,i ksrka;rj mqj;am; ms<snoj wjOdkfhka miqjk m%Odk úOdhl ks,Odß;=ukaf.a B<. b,a,Su úh't;=ukaf.a u. fmkaùu u; 2014 fkdjeïn¾ udifha isg fufyjr øúv NdIdfjkao m%ldYhg m;a lsÍu wrUk ,È'ojiska oji ye§ jefvk is`.ss;a;l= fia b;d bjiSfuka yd l,a h,a n,ñka fufyjr wm weiqfrys ye§ jevqKs'fufyjr m;a;rfhys msgq w;r wl=re ù uqøKh jQfha .%dóka jxYl;djh'tys kshuqjkaf.a isg mqxÑ fiajlhdf.a oyosh lÿ¿ ms<sno l;djh' .%dóka YdLdjka iy tajdfha fufyhqï lghq;= isÿjk wdldrh .ek fukau wm Kh uqo,a ,nd.ksñka jHdmdr mj;ajdf.k hk idudðldjkaf.a id¾:l;ajfha w;aoelSï wm tlsfkld w;r fnod .;af;uq' wm okakd wfma ñ;=rkaf.a wm fkdokakd Ôú;h yd Ôjk w;a±lSï wm tlafkld w;f¾ fnodyod .;af;uq'Tjqkaf.a Ôjk ixêia:dk ch.%yK wdÈhg iqn me;=fjuq'Tjqkaf.a l=i,;djka t<s ±laùug fufyjr u`.la lr .;af;uq'fufia jißka jir f.ù hoa§ wjidkfha fufyjr ;=< wl=re ù ksOka .; jkqfha .%dóka wmf.a .uka u`.u fkdjkafkao'''@

fufyjr isõjk jirg md ;nk fï fudfydf;a wm l<ukdldr wOHCIl;=uka wm fj; ;j;a fhdackdjla f.k wdfõh'"—wms fufyjr uqøKh lr,d tl msgm; .dfkj;a YdLd w;rg fnouq''''˜"ljo;a mqxÑ ;ekska mgkaf.k ±jeka; jDCIhka fia w;=m;r,d jefvk wm wfkl=;a .%dóka jHmD;s fiau —fufyjr˜o mshjfrka mshjr w;=b;s,d iqfmdaIKh jk ieáhls'wo fufia Tn w;g m;ajkafka t;=ukaf.a tu fhdackdfjys w.%M,hh'

Èfkka Èk mq¿,a jk —.%dóka fufyjr˜

ixialdrl igyk''''

wka wh iu. ;uka iu lr fkdn,kak'

fufyjr i;aldr wruqo, ;j ;j;a id¾:l lr .ekSu i|yd jQ Tnf.a woyia iy fhdackd wm b;d w.h lrk w;r fï iïnkaOfhka Tnf.a woyia Woyia 0710292018 hk ÿrl:k wxlfhka iqfoaYa fmf¾rd uy;dg fhduq lrkak'

07' lka;f,a YdLdjidudðldj#- tia'cS'tia' ueKsflawdOdr ,dNshd#- ví'tï'u,SI^mq;d&wdOdr ,nd§ug fya;=j#- ffjoH m%;sldr i|ydwdOdr uqo, ,nd ÿks'

08' lka;f,a YdLdjñksiqka wirK jkafka fldhs fudfyd;l flfiaoehs wm ldyg kï lsj

idudðldj#- Ô'wd¾'ouhka;syelso'''tjka fudfyd;l ta wirK ñksiqkayg lsishï fyda wkaoulska irKla úh

wdOdr ,dNshd#- Ô'wd¾'ouhka;s îdudðldj&yelskï''''fufyjr i;aldr wruqo, ìysjkafka tjka Wodr wruqKla fmroeßjh'

wdOdr ,nd§ug fya;=j#- ffjoH m%;sldr i|ydm%hsï .%dóka ld¾h uKav,fha Tnf.au Ok mß;Hd.fhka f.dvke.=Kq —fufyjr˜ wdOdr uqo, ,nd ÿks'i;aldr wruqof,a msysg m;ñka Èjhsfka oi;ska wmfj; ,efnk b,a,Sï ish .Kkla w;ßka f;dard.;a ms<sirK wfmalaIlhska 16 fofkl=g miq.sh ckjdß isg ud¾;= olajd udihkaySÈ re' 196500$- uqo,la wdOdr uqo,a ,nd§ug wms lghq;= 09' nKavdr.u YdLdjlf<uq' tfia wdOdr ,ndÿka wdOdr ,dNSka lsysm fokl= ms<sn| f;dr;=re fufiah' idudðldj#- mS'u,a,sld

wdOdr ,dNshd#- mS'tia'uOqIdka ^mq;d&wdOdr ,nd§ug fya;=j#- ffjoH m%;sldr i|yd

01' nÿ,a, YdLdjwdOdr uqo, ,nd ÿks'

idudðldj#- ví'tia' ux.,sldwdOdr ,dNshd#- ví'tia' ux.,sld îdudðldj&wdOdr ,nd§ug fya;=j#- oeä iq<`.ska iy j¾Idfjka

10'lE.,a, YdLdjjHdmdßl f.dvke.s,af,ka fldgila úkdY ùu

idudðldj#- mS'fla' ms,af,al=Uqrfya;=fjka f.dvke.s,a, h<s h:d ;;ajhg m;alr

wdOdr ,dNshd#- mS'fla' ms,af,al=Uqr ^ idudðldj &.ekSug wdOdr uqo, ,nd ÿks'

wdOdr ,nd§ug fya;=j#- oeä iq<`.ska iy j¾Idfjka jHdmdßl f.dvke.s,af,ka fldgila úkdY ùu

02' nÿq,a, YdLdjfya;=fjka f.dvke.s,a, ms<silr lr .ekSu i|yd

idudðldj#- wd¾' mqIamrdKSwdOdr uqo, ,nd ÿks'

wdOdr ,dNshd#- fÊ'wYaúkS ^ÿj&wdOdr ,nd§ug fya;=j#- ffjoH m%;sldr i|yd

11' je,suv YdLdjwdOdr uqo, ,nd ÿks'

idudðldj#- ta'tÉ'iySrdwdOdr ,dNshd#- tka'mS'fcmaß îeñhd&03'.,a.uqj YdLdjwdOdr ,nd§ug fya;=j#- ffjoH m%;sldr i|yd idudðldj#- tï'l=iqu,;dwdOdr uqo, ,nd ÿks'wdOdr ,dNshd#- tï'l=iqu,;d îdudðldj&

wdOdr ,nd§ug fya;=j#- ffjoH m%;sldr i|ydwdOdr uqo, ,nd ÿks'

12' j;a;, YdLdjidudðldj#- whs'tka'iqoka;s

04' je,suv YdLdj wdOdr ,dNshd#- tÉ'ã'ud¾liaîeñhd&idudðldj#- tï'tï' wkq,dj;S wdOdr ,nd§ug fya;=j#- ffjoH m%;sldr i|ydwdOdr ,dNshd#- tï'tï' wkq,dj;S ^ idudðldj & wdOdr uqo, ,nd ÿks' wdOdr ,nd§ug fya;=j#- ffjoH m%;sldr i|ydwdOdr uqo, ,nd ÿks'

13' j;a;, YdLdjidudðldj#- t,a'wd¾'à'ks¾u,d

05' ueojÉÑh YdLdj wdOdr ,dNshd#- t,a'wd¾'à'ks¾u,d îdudðldj&idudðldj#- fla'iqfka;%d wdOdr ,nd§ug fya;=j#- ffjoH m%;sldr i|ydwdOdr ,dNshd#- fla'iqfka;%d îdudðldj& wdOdr uqo, ,nd ÿks'wdOdr ,nd§ug fya;=j#- ffjoH m%;sldr i|yd wdOdr uqo, ,nd ÿks'

14' nÿ,a, YdLdjidudðldj#- ta'tï'cdklS

06' ueojÉÑh YdLdj wdOdr ,dNshd#- Ô'mS'pkaømd, îeñhd&idudðldj#- tia'Ô' isßhdj;S wdOdr ,nd§ug fya;=j#- ffjoH m%;sldr i|yd wdOdr ,dNshd#- Ô'tÉ'iqks,a îeñhd& wdOdr uqo, ,nd ÿks'wdOdr ,nd§ug fya;=j#- ffjoH m%;sldr i|yd wdOdr uqo, ,nd ÿks'

15'ukakdru YdLdjidudðldj#- ta'fïßwdOdr ,dNshd#- fÊ'rð;al=ud¾ ^ ieñhd &wdOdr ,nd§ug fya;=j#- ms<sldjlg f.dÿre ùufya;=fjka Y,Hl¾uhla i|yd wdOdr uqo, ,nd ÿks'

16'mq;a;,u YdLdjidudðldj#-ví';s,ldj;SwdOdr ,dNshd#- ví';s,ldj;S ^ idudðldj&wdOdr ,nd§ug fya;=j#- mdofofla hám;=,a wdndOhlg ,laùu fya;=fjka frdao mqgqjla ñ<§ .ekSu i|yd wdOdr uqo, ,ndÿks'

'''thd,f.a hd¿fjd bkakjd jf.a fyd| f.al bkak' wfma f.a ±ka ;sfhk ;;ajhg f,dl= lr,d yo,d ueyqï idmamqj fjku f.hska msg;ska yod .kak ug mq¿jka jqKd' wms uyk we÷ï yq.lau weKjqï j,ghs lrkafka' ta jf.au ukd,shkaf.a u,a l=udßhkaf.a weÿï" mdie,a ks, weÿï tfyu;a wms uykjd' fï lghq;= i|yd ;j;a fokafklag ud ,`. /lshd ,nd fokak;a ug mq¿jkafj,d ;sfhkjd'

m%hsï .%dóka iud.u ;j;a Kh fok iud.ula lshk is;=ú,a, ljodj;a wfma ysf;a we;s fjkafka kE' fudlo oeka tal wfmau ;ekla fj,d' Kh uqo,la .;a;;a ke;;a wms uOHia:dkj,g ksrka;rfhka iyNd.s fjkjd' fudlo t;ekska wmsg wdfma jHdmdr j¾Okh lr .kak wjYH miqìula jf.au fyd| Ñ;a; tald.%;djhl=;a yïn fjkjd'

wo fjkfldg uf.a mq;d,dg W.kaj,d Tjqka fyd| /lshdjkaa lrk ;;ajhg m;a lr,d ;sfhkjd' wikSm ;;ajh ;j ;j;a krl w;g yeß,d wmsg wfma ÿjj ke;sùfï ÿl yereKdu wmsg Ôúf;a Èyd wdmyq yeß,d n,,d i;=gq fjkak mq¿jka' .%dóka iud.u;a wfma ta i;=fÜ ienEu mx.=ldrfhlaq

03 msgqfjka

Ôúf;a l,ska ojig'''


—fufyjr˜ i;aldr wruqo,skams<sirK ,enQfjda'''

—fufyjr˜ i;aldr wruqo,skams<sirK ,enQfjda'''

Tnj fjkia l< yelafla Tnguh'


jHdmdßl lghq;= yd ne|s Wmldrl fiajdjHdmdßl lghq;= yd ne|s Wmldrl fiajd17 fldgi17 fldgi

i|le¨ï ch;=x."

.Kldêldß"

m%hsï .%dóka

uhsfl%d *skEkaia ,sñgâ'

xúOdkhla ish ^Plain&wruqKq bgqlr

ie,iqïlrKfha m%;sM,h .ekSug msysgqjd we;s ie,iquhs' ie,iqïlrK b,lal <`.d lr l%shdj,sh ,sÅ; m%ldYkhla .ekSsu ioyd iqÿiq Wmdh ud¾. f,i bÈßm;a l< úg th ;SsrKh lsßfï l%shdj,sh ie,iqu f,i kï l< yelsh' ie,iqïlrKhhs'tkï b,lal yd mrud¾: ,`.d

fiiq ld¾hhkag u`. fmkajkq lr .ekSu i|yd Ndú;d lrk

,nk m%d:ñl l<ukdlrK l%u iy úê ±lafjk

ld¾hh jkafka m%ldYkhhs'

ie,iqïlrKhhs'ie,eiaula ;=<ska ms<s;=re imhk

b,lal yd mrud¾: iy tajd m%Odk m%Yak lsysmhls',`.d lr .ekSsfï ud¾. ia:dms;

lsÍu ie,iqïlrKfha wruqKhs' 1' wkd.;fha <`.d lr .ekSsug wfmalaId lrkafka l=ulaohï ld¾hhla fyd¢ka ie,iqï

2' <`.d lr .kafka ljodolsÍu hkq tu ld¾hh wvla ksu 3' wfmalaIs; b,lal yd lsÍula f,i ie,fla'

mrud¾: l%shdjg kxjkafka fldfyoSo

4' <`.d lr .kafka ljqreka úiskao

5' <`.d lr .kafka flfiaol<ukdlrKfha yr ^Croe& 6' wjYH iïm;a fudkjdold¾hh jkafka

ie,iqïlrKhhs' wfkl=;a ie,iqulska fmkakqï lrkqfha l<ukdlrK ld¾hhka jHdmdrfha wkd.; lghq;=hs' werfUkafka ie,iqïlrKfhka miqjhs' wm isák ia:dkfha isg .uka lrk l<ukdlrK úoaj;=ka ie,iqïlrKh ia:dkh w;r we;s mr;rh mshjkq hkak ixúOdklrKh" fufyhùu"

,nkafka ie,eiau ;=<sks' ie,eiau md,kh hk ÿïßh ueÈß f.k hk

ish¿u ld¾hhkag moku imhhs'ÿïßh txcsulg iudk lr we;'

jHdmdrhla fyda ´kEu lghq;a;la id¾:l lr .ekSug kï ie,eiaula ;sìh hq;=h' ie,eiaula ke;s kï ish,a, wid¾:l fõ' ie,eiau u.ska l=ula" flfia" ljod l< hq;=o hkak ±lafõ' ie,eiaula ke;skï m%;sM, o

ke;'qisÿúh yels m%;sM, kHdhd;aul l<ukdlrK lghq;= /ia lr .ekSu mokula u; ksjerÈj m%ldY lsÍuhs' mqfrdal:kh u.ska isÿfõ' ta wkqj

^Planning and Forecasting& tfia m%ldY l< wkd.; isÿùï i|yd mqfrdal:kh ie,iqïlrKfha § Wmldß

wkd.; isÿúï yd m%jk;d ms<sno fmr iqodkï ùu ie,iqïlrKh f,i lr .kakd tla úoHd;aul Ys,amSh

l,a;shd ksjerÈj wkdjrKh lsßu yÿkajhs' ie,iqïlrKh ioyd wjYH l%uhls'

mqfrdal:kh kï fõ' tkï bÈßfhaÈ

ie,iqu

ie,iqïlrKh yd fiiq l<ukdlrK ld¾hhka w;r ukd iïnkaO;dj

ie,iqïlrKh yd mqfrdal:kh

ie,iqïlrKh w¾: ±laùu^ &Definition of Planning

ie,iqïlrKh w¾: ±laùu^Definition of Planning&

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ie,iqïlrKh ixúOdkh fufyhùu md,kh

jmqrkafka ke;sj wiajekak fk,Sug neßh'

ku Èkh YdLdj

cqks iy cq,s udifha WmkaÈkh iurk m%hsï .%dóka iud.fï ifydaor fiajl uy;au uy;aóka fj;

wmf.a yDohdx.u iqn me;=ï fï iu`. msßkuuq æ

m%hsï .%dñka uhsfl%da *skEkaia ,sñgâ fkd (168 kdj, mdr kqf.af.dv

fg,s ( 0112176262 *elaia # 0112825843B-fï,a (- [email protected]í (- www.primegrameen.com

wêlaIKh (- pñkao m%Nd;a

m%Odk l¾;D (- uxcqq, m%Nd;a fyÜá wdrÉÑ

mgs q ie,iïq (- fl'a ã' pñ, Ñk;a l ̂ w¾ckq .e% *ls ia a ̂ moq &a iud.u&

mß>kl wlAIr ixfhdackh (-

PdhdrEm Ys,ams (- ,laIauka l=udr;=x.

pñkao mqIaml=udr uy;d cqks 16 m%Odk ld¾hd,häIdka pñkao uy;d cqks 16 m%Odk ld¾hd,hkkaok ch,;a uy;d cqks 17 y,dj;f;ack nKavdr uy;d cqks 18 m%Odk ld¾hd,hmQf,da.kdoka ä,laIka uy;d cqks 18 ukakdruu,sla fudfyduâ uy;d cqks 19 wkqrdOmqrpdkl .sïydk uy;d cqks 19 fydrKrxcka O¾ulS¾;s uy;d cqks 20 mq;a;,ulkaoidñ oksialrka uy;d cqks 20 l,auqfKafudfyduâ biau;a uy;d cqks 20 wïmdr kqjka id.r uy;d cqks 21 ud;roï;a bIdr uy;d cqks 21 .d,a,iuka l=udr fifkúr;ak uy;d cqks 21 ueojÉÑhks,dka wkqreoaO uy;d cqks 22 ud;r l%sIaud,a fifkúr;ak uy;d cqks 22 m%Odk ld¾hd,hfldarf,af.or m%shka; uy;d cqks 22 kdj,msáhrdir;akï m%Ydka;a uy;d cqks 22 ;%sl=Kdu,hfla' ksfrdaÉ uy;d cqks 22 jjqkshdjiór .hdka fyar;a uy;d cqks 23 m%Odk ld¾hd,ho¾Ysl ksfrdaYkaa uy;d cqks 23 m%Odk ld¾hd,hwñ, m%idoa uy;d cqks 23 lvqfj,ms,sma fydu¾ uy;d cqks 24 ukakdrum%§ma ;s<sk l=udr uy;d cqks 24 wkqrdOmqrtia úfkdaoka uy;d cqks 25 fk,a,swä ckl ixÔj uy;d cqks 26 kqjrtrx. mqIamkd;a uy;d cqks 26 m%Odk ld¾hd,hbxÈl mqIaml=udr uy;d cqks 26 kdj,msáh;jrdcd wfkdacka uy;d cqks 26 l,auqfKabfkdald uOqjka;s fukúh cqks 26 lvqfj,;ß÷ m%shixL uy;d cqks 26 oUq,a,cks;a ixch uy;d cqks 26 nKavdr.urefíre ch;=x. uy;d cqks 27 m%Odk ld¾hd,hckxch nKavdr uy;d cqks 27 kqjrwd¾' isjldka;ka uy;d cqks 27 uvl,mqj;drel Ôjka; uy;d cqks 27 u;=.u oYsld kqjka;s fufkúh cqks 28 wïn,kaf.dv pdkl liqka uy;d cqks 28 l=reKE.,budka Èksÿ uy;d cqks 28 oUq,a, rx.k u,a,jdrÉÑ uy;d cqks 29 m%Odk ld¾hd,hiqð;a m%ikak uy;d cqks 29 l=,shdmsáhWmq,a l=udr uy;d cqks 29 lE.,a,l=ud¾ o¾Yka uy;d cqks 29 ukakdrut,a' wdkkaordÊ uy;d cqks 29 ;%Sl=Kdu,h iqñ;a pdur uy;d cqks 30 weô,smsáhpkaÈu iqð;a uy;d cqks 30 m%Odk ld¾hd,hisjuKs l=Idka;ka uy;d cqks 30 fudkrd.,.fkaIa ufyaIa uy;d cq,ss 1 m%Odk ld¾hd,hi÷ka pdkl uy;d cq,ss 1 l¿;rið;a iqúkaorka uy;d cq,ss 2 mq;a;,uiÿka chud,a uy;d cq,s 2 l¿;rà úðhldka;a uy;d cq,s 2 ;%sl=Kdu,hpdur m%shiqÔj uy;d cq,s 3 wúiaidfõ,a,ið;a o¾Yk uy;d cq,s 3 .,a.uqjrejka Yd,s; uy;d cq,s 4 cdwe,isjmd,ka iska;=cka uy;d cq,s 4 hdmkh m%sh,xld fn,sl=Uqr fufkúh cq,s 4 wkqrdOmqrhksYdka; l=udr uy;d cq,s 4 .,a.uqjÈuq;= m%shxlr uy;d cq,s 4 y,dj;Ô iqn%ukshï uy;d cq,s 5 uvl,mqjtï fchfudaykaa uy;d cq,s 5 hdmkh;ß÷ fldäldr uy;d cq,s 5 k.r YdLdj ixL ÈfkaIa uy;d cq,s 6 mq;a;,urisl iïm;aa uy;d cq,ss 7 wïmdrOru,sx.ï ryq uy;d cq,s 7 l,auqfkap;=rx. nqoaêl uy;d cq,s 7 m%Odk ld¾hd,hfcrdâ ,laIauka uy;d cq,s 7 mq;a;,ule¨ï rKisxy uy;d cq,s 7 .d,a,fnkäla fvrka uy;d cq,s 7 ukakdruà lkaohshd uy;d cq,s 10 l,auqfKa wìrdñ nd,iqn%ukshï fufkúh cq,s 10 m%Odk ld¾hd,hu,skao m%NdIajr uy;d cq,s 10 j;a;, ù YS%ohdnrka uy;d cq,s 11 hdmkhbxÈl wfia, uy;d cq,s 12 kqjrk,ska m%idoaa uy;d cq,s 12 kqjrt<shà ksYdka;ka uy;d cq,s 12 uvl,mqjbiqre iïm;a uy;d cq,s 12 lvqfj,iyka .sïydk uy;d cq,s 13 wïn,kaf.dvid,skao ,shkf.a uy;d cq,s 13 ueojÉÑhÈfkaIa .euqKq uy;d cq,s 14 lE.,a,m%§ma wixl uy;d cq,s 14 m%Odk ld¾hd,hiór fmf¾rd uy;d cq,s 14 ó.uqjä,dka ksÆl uy;d cq,s 15 fjkakmamqjiqfoaYa rdcmlaI uy;d cq,s 15 m%Odk ld¾hd,h

^l<ukdldr wOHlaI $m%Odk úOdhl ks<Odß&

p;=ßld uOqIdKs

m%hsï .%dóka uhsfl%da *skEkaia iud.fï my; kï i|yka ks<Odßyq miq.shod kj ;k;=re j,g m;ajQy' kj ;k;=re ,enq Tjqka ish¿ fokdgu wmf.a yDohdx.u iqNdYsxIK fufia m< lrkafkuq'

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m%hsï .%dóka uhsfl%da *skEkaia iud.fï fiajl iqn idOl

ix.uh u`.ska jd¾Islj ixúOdkh lrkq ,nk ih idudðl

l%slÜ ;r.dj,sfhys uQ,sl jgfha m%dfoaYSh uÜgfï ;r. fï

Èkj, meje;afjkjd' m%dfoaYSh uÜgfï ;r.dj,sfhka fï

jk úg kshñ; ;r. jg mj;ajd bka ch ,enQ lKavdhï

lsysmhl PdhdrEm wmfj; ,eî ;snqKd' my;ska m<jkqfha

tfia wmfj; ,enqKq ch.%dyS lKavdhï lsysmhl PdhdrEmh'

miq.sh jif¾§ meje;ajqKq ih idudðl l%slÜ ;r.dj,sfhys

ch ysñjQfha mq;a;,u lKavdhughs' fujr tu l=i,dkfha

whs;slrejd ljqo'''''@

2015 l%slÜ l=i,dkh

ldgo'''@

2015 l%slÜ l=i,dkh

ldgo'''@


wïmdr YdLdjwïmdr YdLdj k.r YdLdjk.r YdLdj

.ïmy YdLdj.ïmy YdLdj cd-we, YdLdjcd-we, YdLdj

ukqIHhl=f.a jákdlu ÿIalr foa lsÍfuka jeäfõ'

4 ldkavh - m

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