5 reasons to sell voluntary dental plans

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Post on 20-Jun-2015

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Join the DP Brokers Program by DentalPlans.com and expand your product line with 30+ discount dental plans for individuals, families and groups. Stay ahead of the competition by offering your clients the affordable dental care solutions they deserve and desire.

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Page 2: 5 Reasons to Sell Voluntary Dental Plans

Adults are not required to purchase specific coverage, like dental.

Kids’ dental coverage gets an upgrade.

Page 3: 5 Reasons to Sell Voluntary Dental Plans

began January 1st for agents who make a living providing employee benefits and group plans.

Commission cuts

Page 4: 5 Reasons to Sell Voluntary Dental Plans

have seen commission levels decrease since MLR.

17% said commissions dropped

have considered staff reductions.

report commissions dropped 25% or more in following months.

Page 5: 5 Reasons to Sell Voluntary Dental Plans

They educate consumers.Explain critical differences.Explore plans and options.

Find solutions.

Page 6: 5 Reasons to Sell Voluntary Dental Plans

Dental is the 3rd most requested benefit.

• Nearly 50% of employees DON’T have access to employer-offered dental plans.

• Dental tops the list of benefits that employers are looking to scale back.

• Total annual spending for dental care is expected to increase 58% through 2018.

Page 7: 5 Reasons to Sell Voluntary Dental Plans

Yet, Recent studieshave connected

Page 8: 5 Reasons to Sell Voluntary Dental Plans

of all systemic diseases have oral health symptoms.

Page 9: 5 Reasons to Sell Voluntary Dental Plans

Change target clients — not just what you sell but who you sell to.

Offer ancillary products — Daily-Use Products and Services.

Lower-Cost Products and Services.

Page 10: 5 Reasons to Sell Voluntary Dental Plans

Roughly 50%of the employer market

ffera dental plan

This makes voluntary dental one of the fastest growing segments in the dental benefit market when it comes to employers without dental coverage.

Page 11: 5 Reasons to Sell Voluntary Dental Plans

• Lost work due to dental problems equates to 164 million hours of employee productivity each year.

• Half of employees want key benefits available through their workplace, even if they have to pay for them.

• Employers say voluntary benefits can cost-effectively enhance a benefits program.

Page 12: 5 Reasons to Sell Voluntary Dental Plans

Marketer of 30+ discount dental plans nationwide.

and more…

Page 13: 5 Reasons to Sell Voluntary Dental Plans

Join the DP Brokers Program by DentalPlans.com and expand your product line with 30+ discount dental plans for individuals, families and groups. Stay ahead of the competition by offering your clients the affordable dental care solutions they deserve and desire.

Discount Dental Plans Are Easy To Sell• Nationwide plans with over 37 different choices• Free to join and you can start selling right away• Custom website creation to track your sales• Commission is paid on both new sales and renewals • Comprehensive training and marketing materials available

Visit DentalPlans.com/Brokers or Call 866-769-8277 ext. 196 to Join Today!

Page 14: 5 Reasons to Sell Voluntary Dental Plans

Sources:• Academy of General Dentistry• American Dental Association• Life Insurance and Market Research Association• MetLife• National Association of Insurance and Financial Advisors• Pew Center on the States• Society for Human Resource Management• U.S. Bureau of Labor Statistics