Manage Your Money

Little More

Have A

In The Bank

6 Easy Ways to

REAL-LIFE APPLICATION:

On the next few

pages, you’ll learn six

easy tips that you can

start applying to your

money management

routine right away.

FACT: Many Americans would like to have a

little more money in the bank at the end of

each month.

Be A Coupon Betty FACT: Americans saved nearly 5 billion dollars in

2013 by using coupons.1

REAL-LIFE APPLICATION: An easy way to get a piece

of that 5-billion-dollar pie is to sign up for savings

programs that will automatically send coupons

relevant to you straight to your email or cell phone.

Always Have A List

FACT: The average American

spends $281 a month on food

and $35 on personal care.2

REAL-LIFE APPLICATION:

Always make a list when

heading to a store – and

never go grocery shopping

hungry!

Sound Investing

FACT: The average American family has $35,000

saved for retirement.3

REAL-LIFE APPLICATION: Talk to a financial advisor if

you do not currently have a diversified investment

portfolio that could include: stocks, commodities,

bonds, and mutual funds.

Track Your Spending

FACT: The average

American spends $121 a

month on clothing and

$191 on recreation.2

REAL-LIFE APPLICATION:

Write down everything you

purchase – a simple way to

keep track is by carrying a

checkbook register.

Have A Set Budget

FACT: The average American household carries

$15,799 in card credit debt.4

REAL-LIFE APPLICATION: Avoid a balance by limiting

your credit card spending to emergencies only.

Fancy dinners, luxury goods, and entertainment

should be paid for with cash or check.

Pay With A Check

FACT: In 2012 only, it’s

estimated nearly 20 billion

checks were paid.5

REAL-LIFE APPLICATION:

Paying your bills by check

helps you better keep track

of your expenses and avoid

costly interest rates

associated with credit card

spending.

Seek Sound Advice

And for good measure, ask your financially fit

friends for their top money management tips.

Contact Us CheckWorks is a leader in providing both

individuals and businesses with

affordable, attractive checks in a safe

and convenient online format.

Check out all CheckWorks’ unique

designs at www.checkworks.com.

1. Coupon Statistics http://www.statisticbrain.com/coupon-statistics/ 2. Spending Statistics http://www.statisticbrain.com/what-consumers-spend-each-month/ 3. Savings Statistics http://www.statisticbrain.com/american-family-financial-statistics/ 4. Card Card Debt Statistics http://www.statisticbrain.com/credit-card-debt-statistics/ 5. Checks Paid Statistics http://www.frbservices.org/files/communications/pdf/research/2013_payments_study_summary.pdf

Statistics Sources