7 Ways to Power Up Your Motor Insurance

Get the best possible on-the-road protection!

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• Sharing maximum information about your vehicle helps the insurer evaluate risk on your vehicle

• Details like – model/make, age, kilometres run, parking place and user-specific details (your age, gender, profession) are helpful

Customers who share more information can get the benefit of a reduced premium.

Share More Information

• Add-on covers enhance your policy by offering extra protection against unforeseen damages not included in your base policy

• Some common add-on covers are – 24x7 roadside assistance, depreciation cover, return to invoice cover, cover for damage to internal engine parts

Add-ons are the easiest way to enhance your policy.

Take Add-On Covers

• Opt for a voluntary deductible by agreeing to a co-payment at the time of making a claim

• Voluntary deductibles help you save on your premium

Voluntary deductibles should be opted for only by confident drivers who are sure that they will not make major claims on their policy, and few claims overall.

Opt for a Voluntary Deductible

• Timely renewals help bring down the premium by virtue of the No Claim Bonus

• Ensure that you are seamlessly covered from any untoward incident

Check your car or insured’s declared value at the time of renewal. This IDV should reflect the resale value of your car.

Renew Your Insurance on Time

• Get the benefit of a claim-free policy, which leads to a No Claim Bonus at the time of renewal

• Continuous claim-free years mean that your NCB increases each year

The discount you get on the premium via NCB is often far more substantial than the cost of a small claim.

Do Not File Small Claims

Year 1

Year 3

Year 5

20%

35%

50%

• Get a faster claim processing system

• Be guided to a preferred workshop by your insurer as well as other paperwork.

Just ensure that you mention any Third Party (TP) Damage in the claim form.

Inform Your Insurer of Damage Promptly

• Stay updated on the status of your claim

• Get information about your claim being resolved as soon as it is done

With SMS alerts, the need to call the customer care centre again and again to ask about your claim processing is eliminated.

Register for SMS Alerts

Thank YouGet the best possible on-the-road protection!

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