844fescore: expanding nationwide opportunity

14
Chained to Debt & Credit Score? Finally Excellent Score (FESCORE) Can Help YOU! Can’t qualif y for….

Upload: carol-allen-844fescore

Post on 13-Apr-2017

94 views

Category:

Small Business & Entrepreneurship


0 download

TRANSCRIPT

Orange Earth

Chained to Debt & Credit Score?Finally Excellent Score (FESCORE) Can Help YOU!Cant qualify for.

Knowledge is PowerYour credit score is the most important number in your financial life and in this current economic climate, your credit rating matters more than ever.

Lenders look at it when you make an application for a loan, credit card, mortgage or other type of credit to see how much you already owe, how well you are coping with the payments and whether you can afford to borrow more.

The Credit Problem? We have the Solutions!Are you struggling with bad credit? Looking for straightforward strategies that will help you turn your credit around. Several that will boost your score within 30-60 days. Like millions of Americans, people are struggling with some form of bad credit. The great news is that YOU can take steps to improve YOUR credit-worthiness. And along the way, get paid to help others. Getting out of debt and saving money is fine. But what about making some money along the way? We all need some help and showing others how to get out of debt, fix their credit, save money, budget, and make moneywe will all be further ahead down the road, #FutureFinancialFreedom

Why is a Credit Report so Important?Your credit report is your resume to all of the financial community: banks, credit unions, mortgage lenders, automobile finance companies, credit card issuers, retail stores, automobile insurance companies, landlords, property management companies, utility companies (gas & light), cell phone

companies, Cable TV, Internet provider, etc. If your credit score is too low, then youll be charged a SECURITY DEPOSIT for a rental property and for utilities, a larger DOWN PAYMENT, your interest rate will be higher, your points will be higher, your terms may be longer, and you may be LIMITED to the amount of CREDIT you will be extended. Stop living life paying more and having to come up with deposits along with monthly payments just because of you poor credit. Learn how to live with a better score and start paying less in interest and insurance premiums.

We Can Help you get out of those balls and chains of poor credit scores and more

Great Credit is Power

The Higher Your Score,the Lower Your Mortgage PaymentsFICO SCORE

National AverageLoan Amt $150,00030 Year FixedAPRMonthly Payment15 Year Fixed APRMonthly Payment

760-850+3.802%$6993.139%$1,046700-7594.024%$7183.361%$1,062680-6994.201%$7343.538%$1,075660-6794.415%$7523.752%$1,091640-6594.845%$7914.182%$1,123620-6395.391%$8414.728%$1,165

So, YOU can YOUR OWN a home and stop renting an apartment or a someone elses house, and YOUR credit scores are NOT up to par, then you want to get some help getting your credit ready to buy that new to you home. Need help getting there?Email us at [email protected] orText or Call 844-337-2673 Score Help

This information is as of 12/06/16 for the described rates in the chart. You can also visit & get the same information we used, simply changes the loan amount to figure what you may be able to afford: http://www.myfico.com/loan-center/home-mortgage-rate-comparison/

FES Protection Plan Membership

Life happens, Finally Excellent Score knows that personally. Prior to becoming FES Protection Plan members, we suffered a life threatening medical issue. We are so thankful that we had previously put in place a living will, along with both durable and medical power of attorney's. But our credit suffered after almost a million dollar medical bill, late payments, slow payments, and loss of more than half of our income because of medical leave (FMLA) without PAY. And while dealing with this, we became victims of identity theft! Wow is right! How, what, when, where, why? Where do we turn? Who can help? We were in this gray/grey area where we made too much to qualify for government assistance but too poor to pay the bills. And some months couldnt buy groceries. Our credit scores suffered tremendously going from upper 750s to below 500s. We were introduced by a friend to another friend who introduced us to an exclusive money-saving service that allowed us to protect our identity, our credit, our family, our finances, our lifestyle, and our future financial freedom. We were so impressed with our credit scores going from 500s to over 650 in less than 2 months. We made the decision to become independent agents so that we could help other people who are suffering with living with low scores.

Complete our simple online enrollment form and provide us with the necessary identity verification documents. A list of verification document options will be emailed to you after enrollment and can be submitted by mail, fax or uploaded through your online account. The sooner we receive these documents, the quicker we can begin your process!Your credit reports will be thoroughly evaluated. Accounts that are harming your credit will be identified and included on dispute letters for each credit bureau. These letters will be sent to you by mail, or for the quickest results, can be downloaded and printed through your account.Once youve received your dispute letters, please review and contact us if you would like to make any modifications. If the letters meet your approval, simply sign the documents and they are ready to be mailed out to the credit bureaus. Well provide you with quick instructions and all necessary information needed to complete the process.You will receive updated reports from the bureaus on a continuous basis. For the best results, forward each updated report to us so that we can track which items were removed successfully and to look for possible new derogatory information. We can then update your online account and will automatically send revised dispute letters to you every sixty days until your service expires.How does the FESPP Process work?Action Step 1

Action Step 2

Action Step 3

Action Step 4

Understand how your credit score is determined. Fix your credit errors and inaccuracies.

Do you pay your bills on time?The answer to this question is very important. If you have paid bills late, have had an account referred to a collection agency, or have ever declared bankruptcy, this history will show up in your credit report.What is your outstanding debt?Many scoring models compare the amount of debt you have and your credit limits. If the amount you owe is close to your credit limit, it is likely to have a negative effect on your score.How long is your credit history?A short credit history may have a negative effect on your score, but a short history can be offset by other factors, such as timely payments and low balances.Have you applied for new credit recently?If you have applied for too many new accounts recently, that may negatively affect your score. However, if you request a copy of your own credit report, or if creditors are monitoring your account or looking at credit reports to make prescreened credit offers, these inquiries about your credit history are not counted as applications for credit.How many and what types of credit accounts do you have?Many credit-scoring models consider the number and type of credit accounts you have. A mix of installment loans and credit cards may improve your score. However, too many finance company accounts or credit cards might hurt your score.

Two Picture Page LayoutCan you really afford to continue paying outrageous amounts of money in interest rates and increased insurance premiums because of poor credit. Look, having bad credit is no reflection on you. Life happens, people get sick, lose jobs, get divorced, etc. Why should you be penalized because life happens? You shouldnt. Credit restoration can vary from 30-180 days or longer depending upon your unique credit file.

Get started with our amazing products and services. With our help, you can focus on getting that dream house, car, and job you've been wishing, wanting, and waiting for. All you need is a financial literacy, resources, inspiration, information, and motivation so that you can obtain a better credit score and save your hard-earned money.

What is CROA? Credit Repair Organizations Act is a Federal Statute that governs the credit repair/restoration industry. It clearly sets forth the rules, procedures, and guidelines with which we must comply. Our policies, procedures, and processes were created to stay in strict compliance and by far exceeds the necessary regulations, rules, procedures, and guidelines. Along with the 1970 Credit Reporting Act, which allows any American with a Social Security number to dispute any item on his or her credit report.

Since the mid to late nineties, there has been an influx of individuals and companies that have focused on consumers in need--those with poor credit. Those needing information, motivation, inspiration, and some direction. These folks were promising unrealistic results for a short term profit. Simply writing dispute letters does NOT truly restore credit. Our services offer our members much more than writing letters. The Federal Trade Commission enacted CROA to govern entities like ours to make certain that we act in our members best interests.

Finally Excellent Score, 844FESCORE are independent agents of Financial Educaation Services. As an industry leader specializing in credit restoration, we utilize the latest technologies to ensure fast, accurate services. We help our members get the results that they are looking for by assisting them in deleting inaccurate, erroneous, and obsolete items such as:

How does Credit Restoration/Repair Work

Late PaymentsCollectionsForeclosuresBankruptciesJudgementsStudent LoansTax Liens

RepossessionsPublic RecordsSettlementsPast Due BillsCharge OffsMany more..

Visit our website for more information: www.844-337-2673.com

Financial literacy is the ability of individuals to make appropriate decisions in managing their own personal finances. People have always been responsible for managing their personal day-to-day finances such as making sure they have enough to pay the mortgage or rent each month, the electricity and the gas bills, saving up for that trip to Nassau Bahamas; paying for a new appliance when the old one stops working; and putting aside enough for a childs education or even setting up a trust fund. Financial education is increasingly importantand not just for investors. It is becoming increasingly essential for the average family trying to decide how to balance a budget, buy a home, fund the childrens education, and ensure an income for retirement. Because financial literacy allows all of us to make educated and informed decisions. Poorly informed financial decisions by individuals who generally believe that they are far more financially literate than is really the case have become an increasing concern.

Were looking for business partners to join us:Were looking for business partners, independent agents to help expand our business in every State in the Unites State of America. We are paid over 8 different ways and you may be able to receive your credit restoration for FREE with Life Insurance up to a $100K and other benefits. If youre interested in earning residual income while restoring your own credit, with support and training provided and want to get started TODAY, email your resume and cover letter to: [email protected] use the SUBJECT: Linkedin R&CL.

Looking for meaningful work? Do you enjoy helping people reach their goals? Are you like most AmericansTIRED of LIVING PAYCHECK-TO-PAYCHECK? Is there always more month than money? Are you struggling with debt? Budgeting? Saving? Not making enough money to? We are looking for Independent Agents Nationwide. You can become a Credit Restoration Agent right where you live in the United States. All you need is a desire to succeed, a computer, a smartphone, and the ability to speak with people, share our resources, recruit others, be teachable, coachable, and follow the program to be successful. If we could show you how to turn a small, $286 investment into weekly residual income and a financial benefits package. Would you be interested in knowing more and how to get started?

Finally Excellent Score844-FESCORE (844-337-2673)[email protected]

Get started TODAY, email your resume and cover letter to: [email protected] use the SUBJECT: Linkedin R&CL.

Questions? Want More Information?