Elevating Financial Strategies

Elevat ing F inanc ia l So lu t ions

E levat ing F inanc ia l S t ra teg ies

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There is no “right” answer to the financial

challenges of the day, but there is an

opportunity to reach beyond the obvious and

elevate your perspective. Our clients and their

families challenge us to raise the bar as we

help them embark on a sustainable course

toward their financial independence.

We embrace their passion for life by sharing

our financial knowledge, planning strategies

and years of experience. We understand that

individual priorities vary, but our desire to

tirelessly serve clients’ needs never wavers.

Our independent financial services firm

strives to define our commitment to clients

and the community through our actions, and

we welcome the opportunity to elevate your

financial strategies.

Stratos Wealth PartnersA different kind of financial services firm

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Our MissionStratos Wealth Partners strives to demonstrate our commitment to clients

who seek meaningful financial objectivity, open architecture and a wealth of

resources to meet any financial challenges that exist in today’s marketplace.

Our FirmStratos Wealth Partners is an independent, partner owned and operated

financial services firm built on the premise that our clients are our most

valuable asset. We define our success by assisting you in achieving your

goals and we strive to elevate the meaning and purpose of planning by

affording you the opportunity to experience it on an entirely new level.

Headquartered in Solon, Ohio, we have more than 70+ affiliated LPL Financial

wealth advisors located throughout the United States. We boast an infrastructure

of an additional 30+ executive and support professionals, all of whom assist

our advisors in the execution of services and solutions for our clients.

Our LPL Financial wealth advisors are experienced and dedicated to the

financial services industry. Many hold professional designations and advanced

degrees and are sought after to educate the communities we serve about the

opportunities and benefits of the financial planning process. Stratos Wealth

Partners is excited to announce that they recently registered as an Investment

Advisor and although, independently founded and structured, the firm is

pleased to be associated with and offer securities through LPL Financial,

member FINRA/SIPC.

*According to Financial Planning magazine, June 1996-2010, based on total revenue.

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It’s all about expanding your perspective

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Our ServicesOur comprehensive menu of financial planning services is similar in

scope to others in the industry, but unique in execution. We know you

have numerous choices when it comes to establishing your plan for

financial independence, and we focus not only on the products that help

address your needs, but also how we can help you expeditiously apply

the strategies that can turn a standard plan into a more comprehensive

plan. Our plan is typically broken into four parts, which allows us to

customize your experience according to your unique needs.

1. Investment Planning

In this focus area, we develop a clear policy of your intentions to address

your investment goals and objectives regardless of market conditions.

Often referred to as an “investment policy statement,” we have found

that those who clearly define and commit their position to paper have

a distinct advantage in weathering the inevitable fluctuations that are a

reality in a market-based society. We combine your written investment

policy statement with a full range of portfolio modeling and analysis tools

available on the market today. These two items drive our necessary

adjustments, allocations and new vehicle implementation as they apply to

your investment objectives.

We pride ourselves on the depth of our monitoring, research, due

diligence and electronic reporting. It is this cohesive platform that helps

elevate our investment management experience for our clients to an

industry standard for transparency and ease of use.

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Your plan is unique, no two are the same

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2. Retirement & Fringe Benefit Planning

One of the greatest challenges facing every generation is the increasing

cost, complexity and achievability of retirement. Our firm utilizes an

expansive number of available techniques and income modeling tools

that help you determine how your actions can impact the goals you are

attempting to reach during this meaningful phase of your life.

Because your investments and retirement are intrinsically related to one

another, we provide complimentary modeling—similar to our investment

analysis—to clearly illustrate where you stand, incorporating as many

variables as you choose. We also address the opportunities of benefits

analysis and mobility during your working years and how that can impact

your retirement. In addition, we address the required distribution options

and terms you need to be aware of, as well as the meaningful role that

long-term planning can play in helping you sustain your income for life.

If you are a business owner, during this part of the planning process we

will cover the parameters and opportunities for employee and executive

compensation, deferred compensation plans and key employee incentives.

3. Estate Preservation & Distribution Planning

In this focus area we delve into the opportunities for a diverse array

of asset ownership structures, all of which can impact your ultimate

estate, wealth preservation and transfer. We discuss the state of your

wills, trusts or any other vehicles in use to protect and manage your

estate during your life, and also analyze future scenarios to identify

the potential estate tax liability you and your family could face. We

work in concert with your attorney during these discussions to ensure

the outcome and treatment you desire.*

In addition, we review your risk management protection through the

life insurance, disability and long-term care coverage you hold, and

discuss your qualified plans and how their ultimate distribution could

impact your overall estate. Family gifting and charitable planning

strategies are also discussed and reviewed.

*Stratos Wealth Partners does not provide legal or tax advice. Please consult your legal or tax advisor.

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Taking a proactive approach to succession planning is invaluable

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4. Business Succession Planning

This focus area applies to a very specific group of individuals. It is of

critical importance to those individuals, as it directly impacts their ability

to not only earn a living, but also maintain a sustainable model for

themselves and those they employ.

Here we discuss the challenging world of succession planning, and

the concept of the business continuing by design in the absence of its

founder. This critical planning decision impacts not only the business

owner’s company, but his or her family and personal estate, as well. The

ultimate succession decision will be one of the most important that a

business owner ever makes.

Business planning has traditionally come only out of necessity, but Stratos

Wealth Partners embraces a proactive and participatory approach to

succession planning that affords business owners opportunities and the

flexibility to make sound decisions. 11

Engaging our firm provides a holistic financial experience

Our ProcessOur firm provides a holistic financial planning experience, because no matter what level

of service you require, it is our responsibility to understand your course to better map

the steps to your ideal future. We will seek to uncover the events and motivations that

drove your past actions, and with this knowledge we can begin to capitalize on the

financial strategies that will define your next phase of life, whatever that may be.

We support a diverse and varied clientele, from business owners and executives to

retirees and individual investors. We embrace this diversity because it allows us to

continually enhance our skills and depth of knowledge to meet the vast array of needs our

clients present.

One of our key requirements in engaging new clients is that they possess a willingness

to remain open minded and receptive to potential solutions that may be beyond their

current scope of consideration. With this caveat, we are able to provide a far greater

array of advanced techniques that can deliver a meaningful and distinct outcome to an

otherwise challenging circumstance.

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We follow a simple four step process:Step 1: Discovery – The key to the Discovery process comes down to knowing which probing

questions to ask, understanding the correct way to ask these questions, and more importantly,

actively listening to you as you answer our questions. Throughout this process we capture objective

data (legal documents, financial statements, tax returns, etc.) and discuss your goals, dreams and

aspirations. Only after we understand the concrete and intrinsic elements of what makes up your

financial world can we begin a thorough analysis.

Step 2: Analysis – Once we have completed the Discovery process, we analyze the information

and determine where you are today, what planning you have done prior to meeting us, and the

objectives, priorities and expectations you have moving forward. This provides the groundwork to

identify missed opportunities and eliminate potential obstacles that could make it difficult to reach

your ideal financial destination.

Step 3: The Plan – After thoughtful discussion regarding your priorities and a detailed analysis of

your current and future finances, we present our recommendations in an actionable, written plan.

Your plan is presented so that you, your family and anyone else important to your financial life will

clearly understand your situation and your short and long-term objectives. The plan, in its entirety,

will serve as our shared reference to take actions and implement strategies that will help move you

toward your final destination in a prudent and meaningful way.

Step 4: Implementation – After the planning process is complete and we have delivered your

financial action plan, we move to our final step: Implementation. It is here that our recommendations

are put into place. When necessary, this includes initiation of product strategies and involvement

of complementary advisors to create, change or update documents. Clearly, this step is the most

meaningful in the process, because it is the real payoff to a transparent and succinct effort to make

your life everything it can and should be. Once Implementation is complete, we monitor your plan on

an ongoing basis.

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We want to hear from youTo learn more about Stratos Wealth Partners, our services and how

we can assist you and your family as you plan for your financial

success, contact us today.

On the web:www.stratoswealthpartners.com

By email:welcome@stratoswealthpartners.com

By phone:866.553.9882

In person: Stratos Wealth Partners (HQ)

30575 Bainbridge Road

Suite 100

Solon OH, 44139

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Headquarters

30575 Bainbridge Road, Suite 100Solon OH, 44139Phone: 866.553.9882www.stratoswealthpartners.com

Elevat ing F inanc ia l So lu t ions

E levat ing F inanc ia l S t ra teg ies

Securities offered through LPL Financial, member FINRA/SIPC. Investment advice offered through Stratos Wealth partners, Ltd., registered investment advisor and a separate entity from LPL Financial. MKT-03948-1008