affordable housing: y-foundation, finland
TRANSCRIPT
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Making ”Affordable Housing” AffordableNordic Benchmarking Forum, Korjaamo
Juha Kaakinen 16.6.2016
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Y-Foundation is• A non-profit social housing provider
• Builds and constructs affordable rental housing • Owns 16 404 flats in 55 cities and municipalities• (at the beginning of 2016 we purchased 8 631 flats from another social housing
provider)
• The staff of 116 employees is mainly based in Helsinki, 20 employees in 6 other cities
• Nationwide work is enabled by a wide network of partners: local authorities and housing companies, NGOs, church social work etc.
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History• Y-Foundation was founded in 1985
• Founding bodies:• Five largest cities: Helsinki, Espoo, Vantaa, Tampere and Turku• Evangelical Lutheran Church of Finland• Finnish Red Cross• The Finnish Association for Mental Health• Association of Finnish Local and Regional Authorities• Confederation of Finnish Construction Industries RT • The Finnish Construction Trade Union.
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The housing options• Scattered housing
bought form owner-occupied housing companies (5 300)
• Real estates: normal rental housing (9 837)
• Supported and service housing (1 232)
• Support and services are arranged by local social services or NGOs
Suppported housing Väinölä
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M2-Kodit (M2 Homes)• State subsidised (ARA) rental apartments.
• ARA = The Housing Finance and Development Centre of Finland
• 10 000 rental apartments in almost 30 municipalities around Finland.
• Can be rented through M2 customer service or through partners.
• Former company name Y-Asunnot (Y Apartments). Name changed in April 2016.
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M2 – The city’s most generous squares
• M2 Homes – M2 for short – wants to be a visionary landlord by renewing the rental housing business.
• Name M2 stems from the abbreviation of the word square meter (m2)
• M2 provides the most generous square meters in the city, in the proximity of local services.
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What’s affordable? - Tenant’s perspective
• Pay less / lower rent• Get more with what
you pay/ more services and better facilities
• Get more incomes/ housing and work opportunities
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What’s affordable?- Social housing landlord´s perspective
• Lower quality of housing• Better financing /production
support• Costs:• Land• Construction /materials, work• Process• Maintenance costs
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Making ”affordable” housing affordable
• Definition:• You have money left for living
after rent• 85 % of applicants: income less
than 2 500 €
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M2 Concept
• Created with Demos Helsinki• Uuras, Inno and Koto• Inno: ”Your home is more/bigger
than your own apartment”• Koto: ”Home where it is easy to
come”• Uuras: ”Best combination of home
and work”
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Uuras concept• M2: a visionary landlord by
supporting work opportunities. • The world’s smallest fair of new
working methods / Maailman pienimmät uuden työn messut in Jätkäsaari, Helsinki 31st of May
• Uuras hoffice: • a free, temporary working space for
everybody • Open from 24th of May until 23rd of June
at 10-18 o’clock.• Located in Juutinraumankatu 10,
Jätkäsaari
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Uuras concept (future)
• Researches how a landlord can be a link between people and changing working life
• Cleaning group• ”Work caretaker”
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Final comments• 16 000 tenants• A community of practice• Huge human potential• - capabilities approach (Nussbaum)• - building resilient, sustainable
communities• ”all-inclusive” affordable social
housing as a normal, ordinary housing solution
• A question of human dignity