all banking calculator april 2012

7/26/2019 All Banking Calculator April 2012

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CALCULATORS COMPATIBLE

1.THESE ARE THE CALCULATORS, WHERE DEPOSITS ARE ACCEPTED AT QUARTERLY INT

2. THERE MAY BE SMALL DIFFERENCES IN RD, WHERE THE PERIOD IS NOT IN MULTIPL

GENERALLY, RD IS ACCEPTED IN STEPS OF 3 MONTHS, MINIMUM PERIOD BEING 6 M

3 CASH CERTIFICATE SCHEME ENABLES TO GET ROUND MATURITY VALUES BY DEPOSI

PREPARED AND PRESENTED BY: FILL CELLS COLO

V RAMACHANDRA SHENOI

EMAIL: !""#$"%%&'(#)*.+(

FILL DATA AT PLACES COLOURED

FD CUMULATIVE FILL

(THE INTEREST IS QUARTERLY COMPOUNDED)

CASH CERTIFICATE FILL

( THE INTEREST IS QUARTERLY COMPOUNDED.)

RECURRING DEPOSIT FILL(THE INTEREST IS QUARTERLY COMPOUNDED)

FD MONTHLY INT FILL(GENERALLY INTEREST IS PAYABLE QUARTERLY. BUT BANKS PAY MONTHLY INTEREST

FD QUARTERLY INT FILL

ANNUITY FILL

AMOUNT OF DEPOSIT TO RECEIVE RS.1--- OF ANNUITY

FOR THE ABOVE RATE AND PERIOD

Downloaded from AllBankingSolutions.com

Developed by : Your Name v ramachandra shen

email address: veearessgmail.com

OTHERS

TO ARRIVE MATURITY DATE AFTER A CERTAIN NUMBER OF DA

START DATE NO OF MATURITY

DAYS DATE

012-11 000 1162-12

TO ARRIVE NO OF DAYS BETWEEN TWO DATES

)% 4)** 5" %"7* ' 7$ # 8"9%) 7$ # #$'"

maturit !at" t#!a$% #'

!at" !a%

12312-1; ;2-2-12


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A STRATEGY CALLED FD CUMULATIE RD*.BANKS GENERALLY PAY SAME INTEREST RATE FOR FD CUMULATIE

ASSUME THAT +E +ISH TO ACHIEE A TARGET AMOUNT OF SAY$ *,,,

+E CAN ACHIEE THIS TARGET BY STARTING AN RD FOR A PERIOD$ AN

BUT ON THE SAME DAY AND SAME PERIOD. THIS IS IMPORTANT TO E

RD INSTALLMENT SHOULD BE ROUND AMOUNTS$ MULTIPLES OF *,,

FD CUMULATIE CAN BE AN ODD AMOUNT.

REQUIREMENTS FOR THE STRATEGY.

*. FI A TARGET AMOUNT AND A TARGET DATE.

/. ASCERTAIN THE INTEREST RATE FROM THE BANK OR BANK$S +EBSI

0. FI YOU1RE YOUR RD INSTALLMENT AND FILL THE DETAILS OF INST

LOOK FOR THE MATURITY ALUE OF THE RD.

2. NO+ 3UST FILL YOUR TARGET AMOUNT$ +HICH MAY4SHOULD BE HI

-. NO+ YOU +ILL OBTAILN A DATA SPECIFYING THE THE AMOUNT OF

FD CUMULATIVE > RD STRATEGY

RD MATURITY VALUE.

FILL AT INSTALMENT PERIOD

RD =--


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ITH BANKS IN INDIA.

EREST BASIS.

S OF 3. LOOK BELOW FOR FD RD STRATEGY

NTHS. FOR ACHIEVING A ROUND TARGET AM

TING ODD AMOUNTS

URED


Developed by : You v ramachandra shenoi


AMOUNT INT RATE PERIOD MAT ALUE4

(MONTHS)

1----


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email address: veearessg

OMBINATION. ND RD$ ON A PARTICULAR DATE AND FOR A PARTICULAR PERIOD.

,$ OR *,,,,,,$ SAY AFTER A PERIOD.

D DEPOSITING AN ODD AMOUNT FD CUMULATIE$

RN SAME RATE OF INTEREST.

R -,,. MINIMUM AMOUNT MAY ARY FROM BANK TO BANK.

TE.

LMENT$ INTEREST RATE AND PERIOD.

HER THAN THE MATURITY ALUE OF RD.

D CUMULATIE$ RD INSTALLMENT$ PERIOD$ AND MATURITY ALUE.

MATURITY Downloaded from AllBankingSolutions.com

INTEREST VALUE Developed by : You v ramachandra shenoi

11 122=02.=< email address: veearessgmail.com

3----- @@@FILL

11 1??1;?.11

TOTAL 3-----.--

@@@ THIS AMOUNT MAY BE ROUNDED UP TO HIGHER 1--- TO GE

ANOTHER TIP=

*. +HEN THE RD INSTALMENT IS FILLED AS >ERO

AND OTHER DATA FILLED$ +E +ILL GET THE

AMOUNT OF FD CUMULATIE TO GET

THE TARGET AMOUNT.

+*)+ 7$ RD FD GROWTH CHART'!A1


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UNT

@@MATURITY VALUE

@@AMOUNT TO BE DEPOSITED.

TO GET A ROUND MATURITY VALUE.

@@MATURITY VALUE

???MONTHLY INT. TOTAL INTEREST@@ 22333.33

??QUARTERLY INT. TOTAL INTEREST@@@ 0;---.--

INTEREST RATE IS AT QUARTERLY RESTS

n made so that it can be of use to the maximum

in case, any inaccuracy is found, neither

ool will be responsible for any loss or

gSolutions.com

v ramachandra shenoi


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mail.com

TARGET PLUS


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! " #1. INPUT DATA AT GREEN CELLS AND OBTAIN THE EMI. THE INTEREST IS AT MONTHLY RESTS.

2.THE AMOUNT OF LOAN FOR AN EMI OF RS 1000 WILL BE FURNISHED UNDER THE EMI FIGURE

FILL >>>> $%&&&& '' ($

(FOR THE ABOVE RATE AND PERIOD)

AMOUNT OF LOAN FOR RS.1000 E M I. 11 72

)*! N!+) ),!-! "/N)*S /0 AN !"# S1*!D2-!:

-#AB#-#)Y AS /N 'S) A34#- FILL >>> '$%56%

!"# FILL >>> 5%&&

#N)!4!S) 4A)! FILL >>> ''

PRINCIPAL INTEREST REMITTANCE BALANCE

APRIL 33!.!0 11"0.10 "00.00 12211".10

MAY 33#0.$1 111!.3! "00.00 11#73.#

%UNE 311.$0 10##.0 "00.00 11"322.##

%ULY 32.#7 10"7.13 "00.00 111##0.01

AUGUST 37.3 102"."7 "00.00 10#0"."#

SEPTEMBER 3"0$.2# !!3.72 "00.00 10#!!.2!OCTOBER 3"3#.2 !$1."# "00.00 1013$0.#7

NOVEMBER 3"70.#$ !2!.1 "00.00 !77!0.01

DECEMBER 3$03."! #!$.1 "00.00 !1#$.2

%ANUARY 3$3$.$2 #$3.3# "00.00 !0"!.#0

FEBRUARY 3$$!.!$ #30.0 "00.00 #$#7!.#

MARCH 3703.$0 7!$.0 "00.00 #317$.2

22##.7$ 11711.2 "000.00

TOWARDS PRINCIPAL 22##.7$

TOWARDS INTEREST 11711.2

"000.00

Disclaimer : This is a free tool. All efforts have been made so that it can be of use to the maximumusers and is accurate as far as possible. However, in case, any inaccuracy is found, neither

AllBankin!olutions.com nor the developer of the tool will be responsible for any loss or


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Disclaimer : This is a free tool. All efforts have been made so that it ca

users and is accurate as far as possible. However, in case, any inaccur

57(%8.%$ AllBankin!olutions.com nor the developer of the tool will be responsibl

%$%9(.9% &&THIS OPTION ENABLES TO FI' AN EASYTOREMEMBER EMI


Developed by : Your N v ramachandra shenoi


'$%56%.&& &OPENING BALANCE&MONTH END BALANCE

T*+ +,-/- *+ /+-/ 4+,-54*6 - 5*6,*4

46 *6-5-+ 5*6 5 4 *646,*4 8-459 :*,

,46 ;- /+- 5 4< /5+-+.

ALSO PER=UISITE VALUE CAN ALSO BE

ASCERTAINED9 BY %UST CHANGING THE INTEREST RATE


Developed by : Your N v ramachandra shenoi



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be of use to the maximum

cy is found, neither

e for any loss or


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HOW THE RD AND FD VATHE STRATEGY.

1. AMOUNT OF RD INSTALMENT =--

2. AMOUNT OF FD CUMULATIVE ?;300.


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05 /,, -5*/./ 0-0*/./ 05

0 0,2,, ,2,. 022,. 0

0 0*/,, 05.* 05-5.* 0

2, 0/,,, 5/5.5 05/5.5 2,

2* 0/,, 5,.- 0.- 2*

2/ 00,, 52-.2- 2*,-.2- 2/

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-22,, /*,0.25 5-20.25

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5, -,,, //20.*/ 520.*/ 5,

5* -,, /0/*0.2* ,,*0.2* 5*

5/ -5,, /025.-* *-25.-* 5/

50 -2,, /2-.-- 0,-.-- 50

52 -/,, /-2-5.2 2-5.2 52

5- ,,,, //00.0 /00.0 5-

5 ,,, /5,/2.-2 5/2.-2 5

55 *,, /5/., 2/., 55

5 /2,, /2./0 *,2./0 5

5 0/,, /20.- /0.- 5

, 2,,, 0,00/.5 200/.5 ,

* 2,, 0**.- -.- *


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/ -,, 0/,5./- 55./- /

0 2,, 0/5,., 05,., 0

2 5/,, 00,.52 *,*,,.52 2

- ,,, 02,./* *,/,./* -

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/ 50,, 2*50*.25 **-00*.25 /

0 522,, 2/5.2, **5*.2, 0

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52,, 20*. */5*. 5/,, 225-./* */5-./*

*,, ,,,, -,-*.0- *0,-*.0- *,,

*,* ,,, -*2-.22 *0/2-.22 *,*

*,/ *,, -0,-5.- *02-5.- *,/

*,0 /2,, -2/.*0 *0.*0 *,0

*,2 0/,, ---05., *0505., *,2

*,- 2,,, -,2., *2,,2., *,-

*, 2,, -,,./ *2/,./ *,

*,5 -,, -0./, *22./, *,5

*, 2,, ,5/,., *25*/,., *,

*, 5/,, /,2./ *2/2./ *,

**, ,,, 02/5.2 *-*2/5.2 **,

*** ,, 2*,./ *-0*,./ ***

**/ ,, /*/.0 *--*/.0 **/

**0 ,2,, 50-.- *-,0-.- **0

**2 */,, ,5.20 *,/5.20 **2

**- /,,, 5,-2*.- */-2*.- **-

** /,, 5/,/-.20 *2/-.20 **

**5 0,, 50-/.- *5*/.- **5

** 22,, 5-,--.2* *2--.2* **

** -/,, 5,/.,, *5*,/.,, **

*/, ,,, 5*. *52*. */,


Developed by : v ramachandra shenoi


Disclaimer : This is a free tool. All efforts have been made so that it can be of use to the maximum


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users and is accurate as far as possible. However, in case, any inaccuracy is found, neither

AllBankin!olutions.com nor the developer of the tool will be responsible for any loss or

inconvenience caused on this account


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LUE REACH THE TARGET AMOUNT1.THE COURSE OF GROWTH OF RD AND FD CUMULATIVE/ IS AVAILABLE BE

2.SUCH MONTHLY BALANCES WILL NOT BE AVAILABLE IN BANK STATEMEN

3. THE CHART IS FOR 12- MONTHS. BUT THE TARGET AMOUNT ATTAINS IT

;.THIS SCHEDULE WILL NOT WORK IF TA IS DEDUCTED FROM INTEREST.

MONTHLY Downloaded fr

ULATIVE SEGMENT OF THE STRATEGY FD CUM. RD Developed by :

PRINCIPAL INT ACCRUAL BALANCE BALANCE email address:

520--.* 5-.22 5-,0*.0-*2 5-0./??t#ta; #

520--.* *0-5.,/ 5-5*/./ 55002.,

520--.* /,22.5 52,,.50 522.-

520--.* /50., 55,2.5*0- ,0.,-

520--.* 020.*/ 555-.,02/ *,-.05

520--.* 2*2-.* 5-,*.5*2 02-.

520--.* 2-.* 5/*2.*/ -,//.,2

520--.* --5.2 502.05 ,*.2520--.* 0,2., ,,.-*0 *-.-

520--.* 5,05.0/ *00.//-5 ,2.,*

520--.* 555. /*0/.-0- *2/5.,-

520--.* -//.55 /5.55 0,2.0 Downloaded fr

520--.* /5-.0 00*.-02 25*5.2 Developed by :

520--.* *,,0-.00 20*./0 0-.* email address:

520--.* *,,*.0 -*-5.2*2 ,5.

520--.* **-5-.-, -0*.2,5 5.,

520--.* */0-., 5**. *,*25./

520--.* *0*20.55 52./ *,0/,.5/520--.* *00.* /2.-/,2 *,2-0.-/

520--.* *252,.5 ,.-5 *,5*2.*5

520--.* *---,.,* ,-./00 *,2,./

520--.* *0.5* ,5//.*5 **,/0.*

520--.* *5*,.0 *-2.502 **/,/.

520--.* *,//.20 /05.00/ **0*.*

520--.* **.- 0/*5.2*5 **-5,./

520--.* *5,.0 2,2./5,* **5*.*,

520--.* /,-/.0 2*.52,2 **22.*

520--.* /*2/-., -5,.5/5 */*05.--520--.* ///-.*0 -*.,05- */0/5.2

520--.* /0*50.*, 5-/.,,- */-//2.5

520--.* /2,-.,2 2*2.2- */5*.-

520--.* /2-0.,0 0,.2* */*0/.,2

520--.* /---.*2 *,,/**.,-0 *0***/.00

520--.* /5-.2- *,**/*.0* *00**,.*

520--.* /52.,0 *,/,0.05 *0-*/5.,2

520--.* /*,.- *,/.-5 *05**.5


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520--.* /-2./ *,0,/.* *0/*-.,/

520--.* 0,2,.*0 *,22.,0- *2*/.,

520--.* 0*22/.-2 *,-5.22 *20055.,

520--.* 0/2,0., *,5-.-, *2-25.0,

520--.* 00050.0 *,55/.0,* *25*.*

520--.* 020-*. *,5,5.,0 *252.0-

520--.* 0-00.2 *,-.0- *-*0/.,520--.* 000-.- **,*.-5 *-2**.25

520--.* 0502*.2 ***5.05* *-0/.52

520--.* 00-.** **/5*/.,* *---2.,

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520--.* 2,2*0.*2 **25.,2 *0,.-

520--.* 2*2--. **-**.- *-0-.*5

520--.* 2/-,5.5* **0./ *55.-0

520--.* 20-./ **5/-.*5 *5.5

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520--.* -*/5-.0, */-0*./*/ **0.

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520--.* 22*2.50 *055,.2* /*-5-5.*-

520--.* -5-.0* *2,,0*.// /*-/2.02

520--.* 25.02 *2*0,0./2 //*0*.

520--.* /0,./ *2/-.02 //2*02.02

520--.* -/.*5 *20/.,5 //55./

520--.* 5,00.* *2-*., //2.50

520--.* 5/*-/., *2-,5.5/ /0/52*.,

520--.* 502/.0 *250.0- /0-0.0

520--.* 52/-. *2**.5 /0**.0

520--.* 5**.,0 *-,-0.2* /2*-.*5

520--.* 55-2.2 *-*,2.2,0 /22-5.

520--.* 5/.0 *-0/2./ /25*5.,5

520--.* ,0/,., *-25.5,5 /-,50.


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520--.* *5/-. *-,*.552 /-05-.,/

520--.* 0*20.5, *-52.,- /-5,.2,

520--.* 2-52.2* *-0,.0* /,,**.,-

520--.* ,*.** *,052.,/0 /0*,./2

520--.* 5252.0 **0,.2- /05./*

520--.* 22. *00,,. /,-./0

520--.* ,2/.2, *252.0, /5/*.-520--.* */-./ */*.*0 /5*25.25

520--.* 020-.5 *55*.52 /520./2

520--.* 2-.5 *0*-.55 //,.*/

520--.* 2.,/ *5,-0./ /*-.2,

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520--.* *,,/2.* *,0,.* 0,5,.520--.* *,5/.52 */,*.-- 0*,0.5

520--.* *,0*.* *05/.,2 0*20/0.2-

520--.* **,2.2 *-02,.--0 0*5.,,

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520--.* **,*.-* *,205.2* 0/*52.2

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OW.

.

S VALUE AT SPECIFIED MONTH END.

om AllBankingSolutions.com


veearessgmail.com

'! umu;ati" r! at r%t m#&t6 "&!

om AllBankingSolutions.com


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all banking calculator april 2012

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