ALL INDIA BANK OF BARODA OFFICERS' ASSOCIATION

Registered under Indian Trade Unions Act, 1926 & Recognized by Bank(Affiliated to INTUC & INBOC

All India Bank of Baroda Officers' Association

India

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CIRCULAR 2013ENROLMENT FORMCIRCULAR 2011THOUGHTSSERVICE CONDITIONSCIRCULAR 2010

SERVICE CONDITIONS

BANK OF BARODA OFFICERS’ SERVICECONDITIONS

.

SL. NO. CONTENTS

1. SCALE OF PAY/FITMENT /STAGNATION

2. DEARNESS ALLOWANCE:

3. HOUSE RENT ALLOWANCE

4. CITY COMPENSATORY ALLOWANCE

5. FPP

6. PQP

7. MID ACADEMIC YEAR TRANSFER ALLOWANCE:

8. DEPUTATION ALLOWANCE:

9. HILL AND FUEL ALLOWANCE

10. SPECIAL AREA ALLOWANCE

11. PROJECT AREA ALLOWANCE

12. SPLIT DUTY ALLOWANCE

13. PROVIDENT FUND

14. NON REFUNDABLE WITHDRAWAL FROM PROVIDENT FUND

15. MEDICAL AID

16. HOSPITALISATION EXPENSES

17. MEDICAL CHECK UP SCHEME

18. EX-GRATIA MEDICAL AID:

19. HOUSING ACCOMMODATION

20. FURNITURE TO OFFICERS AT RESIDENCE

21. RECOVERY OF HOUSE / FURNITURE RENT

22. ENTERTAINMENT EXPENSES

23. REIMBURSEMENT OF CLUB MEMBERSHIP FEES

24. REIMBURSEMENT OF CONVEYANCE EXPENSES

25. HALTING ALLOWANCE

26. LODGING EXPENSES

27. TRAVELLING EXPENSES FOR TRAVEL IN OWN VEHICLE FOR OFFICIAL DUTY:

28. REIMBURSEMENT OF CONVEYANCE ON TRAINING

29. DISCOMFORT ALLOWANCE

30. HOUSE MAINTENANCE ALLOWANCE

31. KIT ALLOWANCE

32. PROVISION OF NEWS PAPER & BOOK FACILITY TO OFFICERS

33. BRIEF CASE TO OFFICER:

34. COMPENSATION ON TRANSFER

35. EXPENSES ON TRANSFER:

36. HALTING ALLOWANCE

37. MODE OF TRAVEL AND EXPENSES ON TRAVEL

38. JOINING TIME ON TRANSFER

39. LEAVE TRAVEL CONCESSION

40. FESTIVAL ADVANCE TO OFFICERS

41. VARIOUS STAFF LOANS:

42. CLEAN OVERDRAFT FACILITY FOR STAFF MEMBERS

43. STAFF HOUSING LOAN / CONVEYANCE LOAN

44. HOUSING LOAN TO STAFF UNDER PUBLIC SCHEME

45. AVAILMENT OF LOANS FORM OUTSIDE SOURCES

46. SCHEME FOR ENCOURAGING EMPLOYEES TO

PURSUE PROFESSIONAL AND COMPUTER EDUCATION,

47. PREFERENTIAL INTEREST RATES ON DEPOSITS

48. ISSUANCE OF BOBCARD

49. ONLINE TRADING FACILITY

50. ONLINE PROMOTION TEST

51. REIMBURSEMENT OF KIT ALLOWANCE FOR OVERSEAS VISITS

52. PAYMENT OF HALTING /DIEM ALLOWANCES TO EXPATRIATE OFFICER/OFFICERS

53. SILVER SALVER SCHEME

54. LEAVE

55. UNAUTHORISED ABSENCE

56 SANCTION OF LEAVE AND PERMISSION TO GO ABROAD AND ISSUE OF “NOOBJECTION CERTIFICATE” FOR OBTAINING/RENEWING PASSPORT

57. COMPENSATORY LEAVE

58. SCHEME FOR GRANT OF SABBATICAL LEAVE TO EMPLOYEES

59. PROMOTION POLICY

60. ASSETS LIABILITY RETURN

61. TERMINAL BENEFITS

62. ENCASHMENT OF PRIVILEGE LEAVE ON RETIREMENT

63. ADDITIONAL RETIREMENT BENEFIT

64. PRE-MATURE RETIREMENT OF OFFICER

65. SCHEME FOR PAYMENT OF EX-GRATIA

FINANCIAL RELIEF/APPOINTMENT

66. ISSUANCE OF SERVICE CERTIFICATES TO RETIRED EMPLOYEES

67. STAFF WELFARE

68. BANK OFBARODACONTRIBUTORY MEDICAL ASSISTANCE SCHEME FOR RETIREDEMPLOYEES

69. HELP DESK FOR RETIRED EMPLOYEES

70. “BARODASUJHAV” – STAFF SUGGESTION SCHEME

71. PARAMARSH- THE CENTER FOR PERSONAL COUNSELLING

72. SAMPARK – THE SOS HELPLINE FOR EMPLOYEE

73. IDEA ONLINE

74. HUMAN RESOURCE NETWORK FOR EMPLOYEE SERVICES

75. PERQUISITES TO CHIEF MANAGER SMG/S IV

76. DISCIPLINARY MATTERS

77. TRANSFER POLICY

78. INCOME TAX ON PERQUISITES – CONCESSIONAL RATE OF INTEREST ON STAFFLOANS

79. INTRODUCTION OF A NEW EMPLOYEE PERFORMANCE MANAGEMENTSYSTEM(EPMS) 80.POLICY FOR OVERSEAS POSTING

81. SCHEME FOR LEGAL & FINANCIAL SUPPORT

82. HR RESOURCING POLICY

83. SCHEMES MANAGED BY ASSOCIATION

84. SCHEME FOR RESERVATION OF BEDS IN HOSPITALS SITUATED AT

ZONAL CENTRES

85. LIST OF HOLIDAY HOMES

OFFICERS’ SERVICE CONDITION IN BANK OFBARODA

Service Conditions of officers in BANK OF BARODA is governed by “BANK OF BARODA

(OFFICERS’) SERVICE REGULATION 1979”

Refer Book of Instruction volume No. 13

Officers Employees conduct, Discipline and Appeal are regulated by BANK OF BARODA OFFICEREMPLOYEES’ (Conduct) REGULATIONS 1976 & BANK OF BAR ODA OFFICEREMPLOYEES’ (Discipline and Appeal) REGULATION 1976.

The details of above are recorded in our Head Office publication no. 76.

1. SCALE OF PAY (w.e.f 01/11/2007) BCC/BR/102/147 Dated 26.05.2010:

Scale I = Rs. 14500 -600 /7 - 18700 - 700/2 - 20100 - 800/7 - 25700

Scale II = Rs. 19400 - 700/1 - 20100 - 800/10 - 28100

Scale III = Rs.25700 - 800/5 - 29700-900/2 - 31500

Scale IV = Rs.30600 - 900/4 - 34200- 1000/2 – 36200

Scale V = Rs.36200- 1000/2 – 38200- 1100/2- 40400

Scale VI = Rs.42000 – 1200/4 – 46800

Scale VII= Rs.46800 – 1300/4 – 52000

Fitment :

Fitment shall be stage to stage i.e. on corresponding stages form Ist stage onwards and the incrementsshall fall on the anniversary date as usual.

For details refer Salary revision circular No. BCC:BR:102/147 Dated 26.05.2010 applicable w.e.f01.11.2007

Stagnation :

a) Officers in JM Grade Scale I who have moved to scale of pay for MMG Scale II in terms of regulation

5(b) after reaching maximum of the higher scale shall be eligible for four stagnation increments for everythree completed years of service of which first two shall be Rs.800 each and next two Rs.900/ each.

Provided that officers who have completed three years or more after receipt of the second stagnationincrement as on 01.11.2007 will get the third stagnation increment on 01.11.2007 and another stagnationincrement on or after 01.11.2008 on their completion of six years after receipt of second stagnationincrement.

b) Officers in MMG/S II who have moved to scale of pay for MMG/S III in

Terms of Regulation 5(b) after reaching maximum of higher scale shall be eligible for three stagnationincrements of Rs.900/- each for every three completed years of service.

Provided that officers who have completed three years or more after receipt of the first stagnationincrement as on 01.11.2007 will get the next stagnation increment with effect from 01.11.2007 and asubsequent stagnation increment on or after 01.11.2008 on their completion of six years after receipt ofthe first stagnation increment.

Provided further those officers in substantive MMG/S III i.e. those who are recruited in or promoted toMMG/S III shall be eligible for four stagnation increments of Rs.900/- each for every three completedyears of service. Those who have already received two stagnation increments and completed more thanthree years of service after receipt of second stagnation increment as on 01.11.2007 will get the thirdstagnation increment on 01.11.2007 and the fourth stagnation increment, on or after 01.11.2008 on theircompletion of six years after receipt of second stagnation increment.

2. Dearness Allowance:

On and from 01.11.2007,, Dearness Allowance shall be payable for every rise or fall of 4 pointsover 2836 points in the quarterly average of the All India Average Working Class Consumer Price Index(General) Base 1960 = 100 at 0.15 % of Pay.

3. House Rent Allowance (w.e.f 01/11/2007)

i) Major“A”ClassCitiesand Project Area Centresin Group A

8.5 % of Pay

ii) Other places in Area I and Project Areacentres in Group B

7.5 % of Pay

iii) Other Places 6.5 % of Pay

Provided that if an officer produces a rent receipt, the House Rent Allowance payable to him / her shallbe the actual rent paid by him/her for the residential accommodation in excess over 1.20 % of pay in thefirst stage of the Scale of Pay in which he / she is placed with a maximum of 150 % of the House RentAllowance payable as per aforesaid rates mentioned in Column II above.

Note: The claims of officer employees for House Rent Allowance linked to the cost of their ownershipaccommodation shall also be restricted to 150 % of House Rent Allowances as hitherto.

4. City Compensatory Allowance (w.e.f 01.11.2007):

Area Rate Maximum Amount

i Places in Area I and in the State ofGoa 4 % of Basic Pay Rs. 540 /- p.m.

ii Places with population of five lakhs andover and State CapitalsandChandigarh,Pondicherryand Port Blair

3 % of Basic Pay Rs. 375/- p.m.

5. FPP: (w.e.f. 01.11.2007)

On and from 1st November 2007 FPP together with HRA shall be at the following rates and shall remainfrozen for the entire period of service.

Increment component D.A. As on 01.11.2007 Total FPP payable where bank’saccommodation is provided

(A) (B) (C)

800/- 58/- 858/-

900/- 65/- 965/-

1000/- 72/- 1072/-

1100/- 79/- 1179/-

1200/- 86/- 1286/-

1300/- 94/- 1394/-

Note : (i) FPP as indicated in “C” above shall be payable to those officer employees who are providedwith bank’s accommodation.

(ii) FPP for officers eligible for HRA shall be “A” + “B” plus HRA payable on the last incrementof the relevant scale of pay..

(iii) The increment component of FPP shall rank for superannuation benefits.

6. PQP (w.e.f 01/11/07) :

(A) Officers shall be eligible for professional qualification pay as under :

(i) Those who have passed only CAIIB - Part I / JAIIB

Rs. 410/- p.m. one year after reaching top of the scale

(ii) Those who have passed both parts of CAIIB -

(a) Rs. 410/- p.m. one year after reaching top of the scale

(b) Rs. 1030/- p.m. two years after reaching top of the scale

(B) An officer employee acquiring JAIIB/CAIIB (either or both parts) qualifications after reaching themaximum of the scale of pay, shall be granted from the date of acquiring such qualification the firstinstallment or PQP and the release of subsequent installments of PQP shall be with reference to the dateof release of first installment of PQP.

Provided further that in a case where an officer, as on the date of this Joint Note, has already acquired anyof the above said qualifications and has not earned any

Increment or PQP on account of acquiring such qualification/s, he may be, with effect from 1st

November,2007 or the date of acquiring such qualification/s, which ever is later , released PQP asprovided herein above.

7. Mid Academic year transfer allowance:

W.e.f 01.05.2010 it is payable @ Rs.700/- per month subject to other conditions.

8. Deputation Allowance:

On and from 1st May 2010, Deputation Allowance shall be at the following rates :

A) An officer deputed to serve outside the bank - 7.75% of pay with a maximum of Rs2300/-p.m.

B) An officer deputed to an organization at the same place or to the training establishment ofthe bank - 4% of Pay with a maximum of Rs 1200/- p.m.

9. Hill and Fuel Allowance (w.e.f. 01/11/2007):

Place Rate

a Place with an altitude of 1000 meters and abovebut less than 1500 meters andMercaraTown

2% of Pay subject to a maximumof Rs 550/- p.m.

b Place with an altitude of 1500 meters and abovebut less than 3000 meters

2.5% of Pay subject to amaximum of Rs 680/- p.m.

c Places with an altitude of 3000 meters andabove

5% of Pay subject of a maximumo Rs 1570/- p.m.

10. Special Area Allowance (w.e.f. 01/11/2007):

At places where special area allowance is payable in terms of regulation 23(ii) of Officers’ ServiceRegulations, 1979/1982, the said allowance shall be payable at rates as specified in BCC:BR:102/147dated 26.05.2010.

11. Project Area Allowance(01.11.2007)

Project Area Compensatory Allowance shall be payable at the

following rates:

Project Areas falling in Group A - Rs 290/- p.m.

Project Areas falling in Group B - Rs 255/- p.m.

12. Split Duty AllowanceL01.11.2007)

Split Duty Allowance shall be payable at Rs 165/- p.m.

13. Provident Fund (w.e.f. 01/11/2007):

(a) While the officers who are presently covered under the Pension Scheme and those who will join

the Pension Scheme in terms of option being made available under joint note dated 27th April,2010 shallcontinue to contribute 10% of the pay towards Provident fund, there shall be no matching contribution.

(b) Officers who are presently covered under Contributory Provident Fund Scheme who do not opt for

Pension Scheme being made available under Joint Note dated 27th April,2010 shall continue under thecontributory Provident Fund Scheme as hitherto.

© There shall be no Provident Fund to officers joining the services of banks on or after 1st April,2010.They shall be covered by a Defined Contributory Pension Scheme, where the officer will contribute 10%of pay plus Dearness Allowance and the Bank of Baroda will make a matching contribution. The schemeshall be

Governed by the provisions of the Contributory Pension Scheme as introduced for employees of Central

Government w.e.f. 1st January 2004 and modified from time to time.

Pension :

All existing officers who have joined Bank of Baroda’s service prior to 01.04.2010 and who havenot opted for pension earlier, can exercise their option for Pension scheme under Bank Employees’

Pension Regulation, 1995 dated 29th September 1995/26th March1996.

The terms of the Bank Employees’ Pension Regulation,1995 dated 29th Sept.1995/26th March1996

shall not apply to the officers who join the services of Banks on or after 1st April 2010; and theywill be covered by Defined Contributory Pension Scheme, which shall be governed by the provisionof the Contributory Pension scheme introduced for officers of the

1.

Central Govt. w.e.f. 01.01.2004.

With effect from 1st May 2005, the pension of officers who retired or died while in service during

the period 1st April 1998 to 31st Oct.2002 will be re-fixed based on the definition of ‘Pay’ as

defined in clause 5 of the joint Note dated 14th Dec.1999. No arrears of pension and commutedvalue of

1.

Pension will be payable on account of such re-fixing of pension.

With effect from 1st May 2005, the pension of officers who retired or died1.

While in service during the period 1st November 2002 to 30th April 2005 will be re-fixed based on the

definition of ‘Pay’ as defined in clause 6 of the Joint Note dated 2nd June 2005. No arrears of pension orcommuted value of pension will be payable on account of such re-fixation of pension.

Implementation of Defined Contributory Retirement Benefit Scheme (DCRBS) instead of thepresent Defined Benefit Pension Scheme for those who are joining the services of the Bank on orafter 01.04.2010 : (Circular BCC:BR:102/96 dated 25.03.2010)

The scheme shall be one as governed by the “Contributory Pension Scheme” introduced for employees

of central Government w.e.f. 1st January 2004.

14 Non refundable withdrawal from Provident fund –

All confirmed employees and regular member of PF Trust of the Bank who have

Completed 10 years of Service and against whom no disciplinary action has been initiated /pending as ondate of application. Purpose and quantum of non-refundable withdrawal are

Purpose Limit for non refundable withdrawal of ProvidentFund

For meeting the expenses inconnection with themarriage of children

-6- months grow salary subject to maximum of 50%of Member’s own contribution towards PF/VPF

For meeting the cost ofHigher Education ofdependent children

Estimated expenses for complete course or 50% ofMember’s own contribution towards PF/VPF(whichis less)

Reference Circular No.HO:BR:100/130 dated 26.08.2008

15. Medical Aid ( w.e.f. 01.11.2007)

On and from Ist Nov. 2007, reimbursement of medical expenses shall be as under:

A) Officers in JMG & MMG Scales - Rs. 5100/-p.a.

B) Officers in SMG & TEG Scales - Rs. 6320/- p.a.

16. Hospitalization Expenses ( w.e.f. 01.05.2010)

It shall be in terms of the Hospitalization Scheme laid down under Bipartite settlement dated 27th

April, 2010 for workmen employees, subject to following limits: -

Scale Limits

A) JMG/S I and MMG/S II & III (i) Bed charges

Self - Rs 700/- per day

Family _ Rs.525/- per day

(ii) Other charges -

At the scale of 125% of the limits laiddown under the hospitalization Schemeapplicable to workmen employees.

SMG/S IV (i) Bed charges:

Self - Rs. 900/- per day

Family - Rs 675/- per day

(ii) Other charges - At the scale of 150% ofthe limits laid down under thehospitalization scheme applicable toworkmen employees

For other charges refer to circular No. BCC/BR/102/147 dated 26.05.2010.

Medical expenses incurred in following disease, which need domiciliary treatment shall be deemed ashospitalization expenses for reimbursement from the bank -Cancer, Leukemia, Thalassemia, Tuberculosis,Paralysis, Cardiac Ailment, Pleurisy, Leprosy, Kidney ailment, Epilepsy, Parkinson’s Disease, Psychiatricdisorder, Diabetes, Hepatitis-B, Hepatitis-C, Hemophilia, Myasthenia gravis, Wilson’s disease, UlcerativeColitis, Epidermolysis bullosa, Venous Thrombosis (not caused by smoking), Aplastic Anemia, Psoriasisand Third Degree Burns.

Besides above special packages are also reimbursed by the bank to the extent of entitlement for gettingspecialized treatment for diseases pertaining to heart, kidney, coronary etc.

Ambulance charges from residence to hospital and back or from one hospital to another is reimbursablein full.

Actual expenses incurred on conveyance by mode other than ambulance shall be reimbursed subject tothe maximum as under:

(i) By public taxi Actual subject to maximum Of Rs 150/- per trip.

(ii) By auto rickshaw Actual subject to maximum Of Rs 75/- per trip.

Bank do also provide “Wall-in Walk-out” facility in some specified hospitals at major centers in IndiaLike Delhi, Mumbai, Ahmedabad, Jaipur, etc. keeping reserved bed for employees and their dependentfamily members.

AT Delhi we have walk In walk out facility at Ganga Ram Hospital in Central Delhi, VIMHANS in SouthDelhi, Park Hospital in West Delhi

Bank does also provide reimbursement of Hospitalization Expenses incurred on treatment abroad inexceptional cases for the ailments for which treatment inIndiais not yet widely established.

17. Medical Check up scheme for the employees of 45 years of age and above.

Full time confirmed employees of 45 years of age and above are eligible for medical check up once in 2years in the approved diagnostic centre. Maximum amount payable for medial check up is Rs.1000/-.

In our zone, we have a tie up with Religare.

18. Ex-gratia Medical Aid :

For details refer to HO/BR/95/112 dated 12.06.2003 & HO/BR/96/174 dated 23.08.2004. The Ex-gratiaMedical Aid Scheme has been rationalised. A maximum cap of expenditure has been specified for amountreimbursed under BPS/BOBSOR and Exgratia Medical Aid taken together. Ex-gratia Medical Aid will besanctioned only for serious ailments (specified) involving high cost. For any Life threatening ailment,which is not specified, sanction to be obtained from GM/DGM (HRM), BCC, Mumbai.

19. Housing Accommodation :

Housing Accommodation is provided to officers on lease basis with following ceiling w.e.f01.11.2007 (BCC/BR/99/335 Dated 03/11/07):

City Class Delhi & Major “A” Area I Area II Other

Mumbai Centers

Scale I 12000 10000 8000 4500 3500

Scale II 13000 11000 8500 5000 4000

Scale III 13000 11000 8500 5000 4000

Scale IV 15000 13000 10500 6500 --

Bank provides payment of maximum 6 months rent as refundable deposit to landlords, wherever required.Refer HO/BR/95/57 dated 29.03.2003.

20. Furniture to Officers at Residence :

All officers who live in accommodation owned by the bank, leased to the bank or leased in thename of the officer and reimbursement by the bank are eligible to avail this facility subject to limits asunder

Scale I - Rs.40000/- Scale II - Rs.60000/-

Scale III - Rs.80000/-

For details refer to BCC/BR/95/199 dated 30.06.2003.

& BCC/BR/103/365 dt 30.12.2011

21. Recovery of House / Furniture Rent (w.e.f. 01/11/07):

I. House Rent recovery shall be @ 1.20% of the first stage of the scale of pay in which officer is placed orthe standard rent for the accommodation, whichever is less. Reference BCC/BR/98/17 dated 30.01.2006.

Rates for Standard Rent applicable as on date are as under :

S. No RangeofLivingArea ( in sq. mt.) Standard Rent (Rs.)

1 Up to 50 183

2 51 to 60 241

3 61 to 75 279

4 76 to 90 387

5 91 to 105 520

6 106 to 120 632

7 121 to 150 773

8 151 to 180 924

9 181 to 225 1087

10 226 to 300 1557

11 301 to 400 1924

12 401 to 550 2290

13 Beyond 551

2672

( 1 sq. mt. = 10.76 sq. ft.)

II. Furniture rent recovery shall be @ 0.25% of the first stage of the scale of pay in which officer isplaced.

22. Entertainment Expenses (BCC:BR/102/169 dated 22.06.2010)

The revised rate as under is payable from financial year 2010-11 :

Scale Officers at Administrativeoffice & Branches(Rs./p.a.)

Branch Head

Existing Revised Existing Revised

JMG/S I 3600 4600 4200 5200

MMG/S II 4200 5200 4800 5800

MMG/S III 4800 5800 5400 6400

5400* 6400*

SMG/S IV & V 6000 7300 6000 7300

TMG/S VI & VII 15000 16500 15000 16500

The reimbursement is to be made to the officers proportionately on quarterly basis, on submission ofdeclaration.

At very large and exceptionally large branches.

23. Reimbursement of Club membership fees:

Following amount is reimbursable:

Admission fees Entitlement (Rs)

All Officers 3000/-

Subscription fee Annual Ceiling (Rs)

(A) Branch Managers

Exceptionally Large Branches 2700/-

Very Large Branches 2400

Large Branches 2100

Medium Branches 1800

Small Branches 1500

(B) Others

TEG/S VI & VII 3000

SMG/S V 2400

SMG/S IV 2100

MMG/S III 1800

MMG/S II 1500

JMG/S I 1200

24. Reimbursement of Conveyance Expenses:

All officers are entitled to get reimbursement of conveyance expenses. Reimbursement of conveyanceexpenses is made to officers as per actual expenses incurred by them and so declared while claimingreimbursement or the monthly limits as specified under the scheme whichever is lower (ReferBCC:BR:101/57 dated 20.02.2009.

Claim can be made within 3 months from the month it become due on declaration basis. The limit to themonetary entitlement of the officers calculated on the basis of the high octane petrol rate (premium,power etc) prevailing on the last day of the month for the eligible litres of petrol.

(A) Scheme I

This scheme would be applicable to the officers who do not own a vehicle –

Sl.NO. Scale Amount for all areas (Rs.)

1 SMG/S IV 600

2 MMG/S III 500

3 MMG/S II 400

4 JMG/S I 350

(B) Scheme II

This Scheme would be applicable to the officers who own a vehicle –

Scale Major A classcities

2-wheeler Car

Area I

2-wheeler Car

Area II

2-wheeler Car

Area III

2-wheeler Car

I* 35 35 30 30 25 25 20 20

II 35 35 30 30 25 25 20 20

III 35 70 30 60 25 50 20 40

25. Halting Allowance ( w.e.f. 01/05/2010 ):

Grade / Scale Major “A” classcities (Rs)

Area I (Rs) Other places (Rs)

Scale I, II and III 800/- 700/- 600/-

Scale IV and above 1000/- 800/- 700/-

Provided that in the case of officers in Scale IV and above , halting allowance payable per diem while onoutstation work at the four metros, viz. Delhi, Mumbai,Kolkata and Chennai, shall be Rs.1200/- and for

officers in Scale I/II/III Rs.1000/-

26. Lodging Expenses: (BCC:BR:100/248 Dated 11.09.2008 w.e.f.01.09.08)

Maximum room tariff permissible (excludingtaxes)

Eligibility to stay Major A class cities Area I Other places

Scale IV 3* Hotel 5000 3400 3000

Scale II & III 2*Hotel (Non-Ac) 3400 2600 2200

Scale I 1* Hotel (Non-Ac) 2600 2220 1800

As per BR: HRM: M-35/3795 Dated 19.11.2004 Area Classification for halting allowances is as under:

Major A Class Cities : Greater Mumbai, Kolkatta , Delhi , Chennai, Ahmedabad, Bangalore,Hyderabad.

Area I Cities : Places with population of 12 lacs & above - Patna, Pune , Nagpur, Kanpur , Surat ,Jaipur , Lucknow , Visakhapattnam , Baroda , kochi, Indore, Bhopal, Ludhiana , Coimbatore, Madurai ,Agra, Varanasi

Other Places: Places other than Major A Class & Area I cities.

Other conditions

When food bill and Hotel bill both produced : ¼ Diem Allowance

When only Hotel bill produced : ¾ of Diem Allowance

When only food bill produced : ½ of Diem Allowance

When no food bill / Hotel bill produced : Full Diem Allowance

For major A class cities executives may be reimbursed actual lodging expenses maximum to the extent of

150% of the applicable ceiling.

27. Traveling Expenses for Travel in Own Vehicle for Official Duty :

The following rates are applicable for reimbursement of traveling expenses for travel in own vehicle forofficial duty, shifting of own vehicles by road on transfer & for availing LTC (For details referHO/BR/96/60 dated 11.03.2004 & BCC/BR/104/2 DT 2.1.2012

Sr. No. Type of Vehicle Reimbursement Rate per K.M.

1 Four wheeler - Engine capacity of1000 cc or more

Rs 9.00

2 Four wheeler - Engine capacity ofless than 1000 cc

Rs 7.00

3 Motor cycle and scooter Rs 4.50

4 Mopeds Rs 3.00

For use of own vehicle, prior permission of competent authority is required.

28. Reimbursement of conveyance on Training : Non residential training programme (CircularNo.BCC:BR:102/168 dated 22.06.2010) w.e.f. 01.07.2010

Reimbursement of conveyance on training to non residential training programmes are as under :

Centre Existing Revised

Mumbai,Delhi,Kolkata,Chennai

Bangalore,Hyderabad,Ahmedabad

Actual expenses

Subject to Rs.80 perworking day

Actual expenses subject toRs.125 per working day

At all other centres Actual expenses

Subject to Rs.50 perworking day

Actual expenses

Subject to Rs.75 perworking day

29. Discomfort Allowance

Officers working in 8 a.m. to 8 p.m. branches and attending office in shifts only are eligible to getDiscomfort Allowance w.e.f 08.01.08 @ Rs. 125/- per day as per administrative guidelines.

30. House Maintenance Allowance

Officers who have occupied Bank’s house or leased house of Bank, are entitled to get HouseMaintenance Allowance as under for the Financial Year 2007-08, w.e.f 01.02.2008 on self declarationbasis (BCC/BR/100/26 Dated 30.01.2008):

S.No Grade/Scale Amount (Rs)

1. Officer in scale JMG/S-I 500/- p.m.

2. Officer in scale MMG/S-II 600/- p.m.

3. Officer in scale MMG/S-III 700/- p.m.

Officers who have acquired house on leased in personal name as per Bank’s Scheme, are entitled to getHouse Maintenance Facility as under for the Financial year 2008-09 w.e.f. 01.02.09 on self declarationbasis (BCC/BR/101/53 dated 13.02.2009

Sl.NO.

Grade / Scale Amount (Rs.)

1 Officers in Scale JMG/S I 300/- p.m.

2 Officers in Scale MMG/s II & III 400/- p.m.

3. Officers in Scale SMG/S IV 500/- p.m

BCC:BR:103/366 dt 30.12.11:::: Officers staying in own house: Scale I 200/-, II- 300, III-300, IV-400,V&VI-500, Scale VII-600

31. Kit Allowance

Branch heads are entitled to get Kit Allowance as under for the Financial Year 2007-08, w.e.f01.02.2008 on self declaration basis (BCC/BR/100/26 Dated 30.01.2008):

S.No Grade/Scale Amount (Rs)

1. Branch Heads at Metro Centres 5000/- p.a.

2. Branch Heads at Urban Centres 3500/- p.a.

3. Branch Heads at Rural/Semi Urban Centres 2000/- p.a.

The above facility shall be extended to officers on Bank of Baroda achieving net profit ofrs.1000/- crore or more. Facilities are on annual basis and subject to review every year after finalizationof Annual Results.

32. Provision of News Paper & Book Facility to officers BCC:BR:101/129 dated 29.04.2009.

One news paper (Financial/Non-financial) on monthly basis is provided to officers in Scale I, II ,III and 85% of the cost is reimbursable by Bank of Baroda.

Executive )SMG/S IV) : 3 News papers and 3 periodicals*

(* on commerce, management, agriculture, banking, economics or computers/information technology)

Reference BCC:BR:100/207 dated 25.07.2008

Taking a notional value for the price of 1 new paper and 1 periodical, the following annual ceilings arenow stipulated for officers/executives for reimbursement under this head.

Scale ofofficers/Executives

Existing Entitlement Approved monetary ceilings

Books(p.a) Newspapers/

Periodicals

(p.m)

Yearly Combined

Entitlement entitlement

(News Papers/ of Books + News

Periodicals) papers/periodical

(p.a)

JMGS I 1000 1 daily news paper 1800 2800

MMG/S II 1500 1 daily news paper 1800 3300

MMG/S III 2000 1 daily news paper 1800 3800

SMG/S IV 2500 3 daily news papers

+ 3 periodicals

9000 11500

SMG/S V 2500 3 daily news papers

+ 3 periodicals

9000 11500

33. Brief case to Officer:

One brief case with a cost ceiling of Rs. 1500/- (including tax) can be claimed by every officer inScale I, II and III, once in two years on declaration basis w.e.f. 01.03.08 (Reference BCC:BR:100/67dated 10.04.2008).

Executive in Scale IV can claim one brief case with a cost ceiling of rs.2000/- once in two years and oneexecutive attaché with a cost ceiling of Rs.4000/- once in three years.

34. Compensation on Transfer ( BCC:BR:101/129 dated 29.04.2009 :

An officer on transfer will be eligible to draw a lump sum amount, as indicated below, for the expensesconnected with packaging, local transport, insurance etc.

S. No Grade / Scale Amount (Rs)

1. Junior & Middle Management. 15000/-

2. Senior & Top Management 20000/-

35.. Expenses on Transfer:

An officer on transfer will be reimbursed his expenses for transporting his baggage by goods train up tothe following limits: -

PayRange Where an officer hasfamily

When an officer has nofamily

Rs 10000/-pm to Rs13820/-pm

3000 Kgs.

(3 tonnes)

1500 Kgs.

(1.5 tonnes)

Rs 13821/- pm andabove

Full Wagon(12tonnes/120 quintals)

2500 Kgs.

(2.5 tonnes)

Where an officer on transfer transports his baggage by Lorry, for the purpose of reimbursement of actualcharges, the maximum Limit in cases where ‘full wagon’ is applicable shall normally be 60 quintals bygoods train. However, where the expenses incurred are beyond such maximum, the bank may, keeping inmind the hardship involved to the officer concerned, reimburse the actual expenses incurred on the basisthat the maximum charges for transport of goods in an -8- wheeler wagon would be 120 quintals providedthe baggage is transported through approved transport operators. Reimbursement of expenses would bemade at following rates :

S No. Distance in Kilometers Rates per tonne*, per Km.

1. Up to 2000 Kms. Rs 2.80

2. Beyond 2000 Kms. Rs 1.40

Note: The above rates do not apply on a slab basis.

One Tonne = 1000 Kgs

Reference BCC:BR:101/129 dated 29.04.2009 & BCC:BR:103/301 25.10.11

36. Halting Allowance :

In terms of the guidelines from the Govt. OfIndia, reimbursement of maximum 15 days halting allowanceis permissible in case no residential accommodation is made available by the bank to officer at the newplace of posting.

37. Mode of Travel and Expenses on Travel( w.e.f. 01.05.2010)

The following provisions shall apply wherever an officer is required to travel on duty :

I. An officer in JMG is entitled to travel by Ist class or AC 2 - tier sleeper by train. He may,however, travel by air (economy class) if so permitted by competent authority, having regard to theexigencies of business or public interest.

II. An officer in MMG is entitled to travel by Ist class or AC 2 - tier sleeper by train. He may,however, travel by air (economy class) if the distance to be covered is more than 1000 kms. May travelfor shorter distance if so permitted by competent authority.

III. An officer in Senior management is entitled to travel by AC Ist class by train or air (economyclass)

IV. Any other officer may be authorized by the Competent Authority, having regard to theexigencies of business, to travel by his own vehicle or by taxi or by the Bank of Baroda’s vehicle.

38. Joining Time on Transfer:

I. An officer shall be eligible for joining time on one occasion, not exceeding seven days,excluding the number of days spent on travel.

II. An officer may be permitted to avail joining time in maximum two installments provided heavails the same within 12 months from the date of his reporting to the new place of posting and the totaljoining time does not exceed 7 days. On both the occasion the joining time should be for the purpose ofshifting family / goods and other incidental activities connected with shifting / transfer and not any otherpurpose.

III. Officer is eligible for diem allowance for the period of days spent on travel when he is reportingfor the first time to the new place of posting.

IV. No joining time is admissible when an officer on transfer does not shift their residence to thenew place of posting. Refer to circular CO/BR/95/145 dated 21.04.2003.

39. Leave Travel Concession(w.e.f. 01.05.2010)

During each block of 4 years an officer shall be eligible for leave travel concession for travel to his placeof domicile once in each block of two years. Alternatively, he may travel in one block of two years to hisplace of domicile and in another block of two years to any place inIndiaby the shortest route.

I. The mode and class by which an officer may avail LTC shall be same as the officer is normallyentitled to travel on transfer and other terms and conditions subject to which the LTC may be availed ofby an officer, shall be as decided by the Board from time to time. Provided that w.e.f. 01.05.2010 anofficer in JMG/S I while availing LTC will be entitled to travel by air in the lowest fare of economy class

in which case the reimbursement will be the actual fare or the fare applicable to AC 1st Class fare by trainfor the distance traveled whichever is less. The same rules shall apply when an officer in MMG/S II andMMG/S III while availing LTC where the distance is less than 1000 kms.

II. LTC encashment -- An officer by exercising option any time during a 4 year block or two yearblock surrender and encash his LTC (other than travel to place of domicile) upon which he shall beentitled to receive an amount equivalent to 75% of the eligible fare for the class of travel by train towhich he is entitled up to a distance of 4500 kms (one way) to and fro journey total 9000 kms for officersin JMG Scale I and MMG Scale II & III and 5500 kms (one way) to and fro journey total 11000 kms forSMG IV and above. For encashment of LTC facility the entitled class of travel by train by officers in JMGand MMG may be taken as AC II Tier sleeper.

III. An officer in Senior Management or Top Executive Grade is entitled to travel by AC Ist class bytrain or by Air (economy class).

IV. The facility of encashment of privilege leave while availing of Leave Fare Concession is alsoavailable while encashing the facility of LFC.

V. Definition of family: For the purpose of LTC concession “Family” of an officer shall mean anofficer’s spouse, wholly dependent unmarried children (including dependent step children and legallyadopted children), physically challenged brother/sister with 40% or more disability, and whollydependent parents ordinarily residing with and wholly dependent on the officer.

The term wholly dependent child/parent shall mean such member of

family having a monthly income not exceeding of Rs. 3500/ p.m..

If the income of one of the parents exceeds Rs.3500/- p.m. or

the aggregate income of both the parents exceeds Rs.3500/- p.m,

both the parents shall not be considered as wholly dependent on

the officer.

VI. Please note that LTC for travel to the place of domicile (HomeTown) is not encashable. Railwaygrant concessional fare to Senior Citizens of 60 year of age and above, hence encashment will beconsidered on the basis of concessional fare only.

VII. If an officer eligible to travel by air on LTC traveled by Air)economy class), the economy air fareshould be taken into account for reckoning the entitlement, irrespective of the fact whether the airlineallowed any complimentary facility, including visit to an overseas place, within the economy class fare.However, on traveling by apex /concessional fare, which is normally less than the economy fare, theeligibility would be actual fare.(Refer Circular No.BCC:BR:101/133 dated 05.05.2009).

40. Festival Advance to officers:

An officer is eligible for Festival advance up to one month emoluments or maximum Rs.30000/-in one calendar year w.e.f 28.01.2009. Refer BCC/BR/10/38 dated 04.02.2009.

41. Various Staff Loans:

Refer to Master circular No BCC/BR/97/103 dated 20.04.2005 for all Staff Loans excluding StaffHousing Loan and Clean Overdraft facility for staff.

a) Take over of educational loan availed by Campus Recruitees :

Bank of Baroda has decided to offer to take over educational loan of officers recruited from campus on orafter 01.01.2009.(Refer Circular No.BCC:BR:101/285 dated 16.09.2009.

b) Revision of scheme of Conveyance loan to officers :

For -4- wheelers :

Eligibility All confirmed officers withcontinuous service of 3 years anddrawing basic pay of not less thanRs13820/- (old basic)

Circular No.BCC/BR/102/38 dated 04.02.2010

Limit 80% of control price of car orRs.7.00 lacs which ever is less.

R.O.I 8.50% simple interest

Period 120 installments (Principle 90 andinterest 30) in the ratio of 3:1

For -2- Wheelers :

Limit 90% of the control price or Rs.90000/- whichever is less.

ROI 8.50% (Simple)

Repayment 84 equated installments (70 towards principal

and 14 towards Interest)

42. Clean Overdraft facility for Staff Members :

Refer to Master circular No BCC:BR:96:48 dated 28.01.2004 and BCC:BR:98:61 dated07.03.2006 for Clean Overdraft facility available to Confirmed Staff Members with minimum service of 3years.

Length of Service Eligibility Amount (Rs in Lacs)

3 to 5 Years 1.25

5 to 10 Years 3.10

10 years & Above 5.00

Revised prescribed rate of interest w.e.f. 01.07.2010(Circular No.BCC:BR102/167 dated22.06.2010

Existing Revised

1.50% below BPLR on compoundingbasis with monthly rests(presently10.50%)

9% p.a. on compounding basis withmonthly rests.

43. Staff Housing Loan:

(a) Regular Housing Loan : (:(circular No.BCC:BR:102/135 dated14.05.2010.)

Eligibility Confirmed in Bank of Baroda’s service

Loan limit 90% of total cost or Rs.20 lacs which is lower.

Rate of Interest 8% p.a(Simple) or 4% less than BPLR whichever islower

Margin 10% of the cost

Repayment 240 monthly installment. 180 installment towardsprincipal and 60 installment towards interest.

Those officers who have availed regular housing loan before 01.02.2010 as per earlier scheme, butconstruction/purchase of house is incomplete and/or repayment of loan has not begun, are also eligible toopt the housing loan under the revised scheme subject to the original estimated cost.

.

(b) Additional Housing Loan :

Eligibility Confirmed in Bank of Baroda’s Service

Loan limit Rs.4 lacs

Rate of interest 8% p.a.(Simple) or 4% less than BPLR. Whichever islower

Repayment 120 monthly installments – 90 equal installmenttowards principal and 30 equal installments towardsinterest.

Margin 25% of the estimated cost.

Those officers who have availed additional housing loan before 01.02.2010 as per earlier scheme, butrepair/renovation/enlargement of house is incomplete and/or repayment of loan has not begun, are alsoeligible to opt the additional housing loan under the revised scheme.

© with this increase the facility of Supplementary housing loan

stands withdrawn.

(d ) the existing housing loan account of an officer under old scheme

can be transferred to new scheme for interest benefit, if he so desires.

44. Housing Loan to Staff under Public Scheme:

Refer to Master circular No BCC:BR:93:50 dated 17.03.2001 & BCC:BR:99/278 Dated20.09.2007 for Housing Loan to Staff under Public Scheme.

45. Availment of Loans form Outside Sources:

It is mandatory for all employees to take prior permission of the Bank for availing of any loans from

outside sources.

46. Scheme for Encouraging Employees to Pursue Professional and Computer Education, throughCorrespondence, Part-time & Distance Learning:

Refer to Master Circular No BCC:BR:96:208 dated 01.06.2004 for above scheme.

47.Preferential Interest Rates on Deposits:

The Bank may allow one per cent additional rate of interest over its ruling rate of interest on fixeddeposits, saving deposits and recurring deposits in the name of an officer, individually or jointly with anymember of his family.

48. Issuance of BobCard:

For the officers in scale I to IV BOBCARD Exclusive or BOBCARD Gold is issued free of cost.

49. Online Trading Facility- “ Baroda e-Trading”-Special Rates for Staff:

For concessions refer to circular no BCC:BR:99/261 dated 31.08.2007.

50. Online Promotion Test:

Refer to circular no BCC:BR:98/292 dated 19.10.2006. Bank has advised to its staff to becomecomputer literate and also planning to implement online test for Bank staff for promotion.

51. Reimbursement of Kit Allowance for Overseas Visits

Officers/Executives identified for overseas postings on regular basis are reimbursed Kit Allowancein equivalent Rupees on self declaration basis as under (Reference BCC:BR:100/322 Dated 10.11.2008) :

Category Amount in US$

Cold Countries Warm Countries

Officer(if single) 600 450

Only officer & Spouse 1200 900

Officer, Spouse & 1 child 1600 1200

Officer, Spouse & 2 child 2000 1500

IBTOs 300 300

Cold countries :USA,UK,Brussels

Warm Countries : Asian Countries,Mauritius,Seychelles,Hong Kong, African Countries, Fiji etc.

52.Payment of Halting /Diem Allowances to Expatriate Officer/Officers in India and visitingForeign Countries for official Purpose :

Please refer Master Circular No.BCC:BR:100/341 dated 25.11.2008 with reference to above matters.

53.Silver Salver Scheme :

On completion of 25 years of service bank of Baroda provides Silver Salver to the staff on immediatesucceeding Bank of Baroda’s Foundation day to the value of Rs.2500/-

54. Leave:

Refer to Master circular No. BCC:BR:96/284 dated 05.08.2004 on leave, special leave, leave forgoing abroad, unauthorized absence.

Maternity Leave (w.e.f. 01.05.2010) :

(a) Maternity leave, which shall be on substantive pay, shall be granted to a female employee for aperiod not exceeding 6 months on any one occasion and 12 months during the entire period of herservice.

(b) Within the overall period of 12 months, leave may also be granted in case ofmiscarriage/abortion/MTP

(c) Within the overall period of 12 months, leave may also be granted in case of hysterectomy up to amaximum of 45 days.

55. Unauthorized Absence:

For details refer to circular no CO/BR/94/133 dated 30.05.2002, BCC:BR:96/284 dated 05.08.2004Annexure 3 & BCC/BR/98/63 dated 08.03.2006.

56 Sanction of Leave and Permission to go abroad and issue of “No Objection Certificate” forobtaining/renewing Passport:

Refer to circular No. BCC:BR:99/265 dated 03.09.2007

57. Compensatory Leave:

In case of working on exigencies officers may be sanctioned Compensatory Leave subject tosanction by an executive. Reference BCC/BR/97/352 dated 14.12.2005.

58. Scheme for grant of Sabbatical Leave to Employees:

Refer to circular No. BCC:BR:98/113 dated 02.05.2006 for sabbatical leave to employees. Thescheme is kept under abeyance with immediate effect vide circular No.BCC:BR:101/54 dated 10.02.2009.

59. Promotion Policy: (Circular No.BCC:BR:102/94 dated 15.03.2010)

The service eligibility for promotion to a higher scale has been reduced for most of the scales in thenormal channel, the total time span is now reduced by 7 years from the current 25 years to 18 years andfor the fast-track channel, the total time span is reduced by 4 years from the current 18 years to 14 years. This is one of the fastest service eligibility prescribed for promotion of officers in the entire Bankingindustry.

Normal Channel Fast Track

Existing Revised Existing Revised

Scale (years) (Years) (Years) (Years)

I to II 7 5 4 3

II to III 5 4 3 3

III to IV 5 3 3 2

IV to V 3 2 - -

V to VI 2 2 - -

VI to VII 3 2 - -

Total Time Span 25 18 18 14

The eligibility for the fast-track channel shall now only be limited to the performance factor for which thecriteria stipulated is a minimum of 80% performance score in each of the last 3 years performance ratings.

Selection process :

a)No interviews or assessment of potential has been kept in the policy for promotion from Scale I to II.

b).Written test have been dispensed with for promotions from Scale III to Scale IV.

c) The revised weightage for the different factors of promotions have been kept as under :

Scale Written Test Performance Potential

Existing Revised Existing Revised Existing Revised

I to II 50 60 40 40 10 -

II to III 40 30 40 50 20 20

III to IV 20 - 50 60 30 40

IV to V - - 60 60 40 40

V to VI - - 60 50 40 50

Vi to Vii - - 60 50 40 50

d) Transparency in marks secured : With a view to bring about more transparency in the marks secured byofficers in the written test, it has been decided to intimate to all officers the written test marksimmediately after declaration of the results of the written test.

e) The performance marks are also made open from this year.

60. Assets Liability Return:

Submission of Assets and Liabilities Statement as on March every year is mandatory to besubmitted by all officers by June end through HRNES.

61. Terminal Benefits:

Refer to following master circular on terminal benefits like P.F, Pension and Gratuity etc:

HO/BR/96/91 dated 16.04.2004 for Provident Fund

HO:BR:96/83 dated 05.04.2004 for pension

HO/BR/96/82 dated 05.04.2004 for Gratuity

Gratuity (HO:BR:102/96 dated 26.06.2010)

The payment of Gratuity Act has now been amended by an Act of Parliament which received the

Presidential assent on 17th May 2010. Accordingly, the ceiling on the amount of gratuity payable underSection 4 sub section (3) of the Payment of Gratuity Act 1972 has been raised from Rs. Three lacs fifty

thousand to Rs.Ten lacs with effect from 24th May,2010.

62.Encashment of Privilege leave on retirement :

When an officer retires/expired while in service, he shall be eligible to be paid a sum equivalent to theemoluments of any period, not exceeding 240 days, of privilege leave that he/she had accumulated/creditas on date of retirement/death.

63.Additional Retirement Benefit :

An officer who was in Bank’s service as on 01.07.1979, on retirement/voluntary retirement will gets –6-months emoluments as additional retirement benefit if he has rendered at least –25- years of service..

64. Pre-mature Retirement of Officer:

The Bank can consider per-mature retirement of an officer under BOBOSR. It would be doneonce in a year after the officer completes the age of 55 years or completion of 30 years of total service,whichever is earlier. Refer to circular no BCC:BR:98/243 dated 29.08.2006.

65. Scheme for Payment of Ex-gratia Financial Relief/Appointment to the dependents of deceasedemployees on Compassionate Grounds:

Refer to circular No BCC/BR/99/347 dated 12.11.2007 & BCC/BR/98/21 dated 02.02.2006 forall death cases occurred on or after 04.10.2005.

66. Issuance of Service Certificates to Retired Employees:

On receipt of application from the retired employee along with the photograph, the Competent Authorityprescribed in the circular No CO/BR/92/40 dated 21.03.2000 may issue such Service Certificate cumIdentity Card to employees who have retired on super annuation or have opted for any type of voluntaryretirement from the Bank’s services. For details refer to HO/BR/94/157 dated 13.08.2002 andHO:BR:100/180 dated 24.06.2008.

67. Staff Welfare:

Refer to Master circular No BCC/BR/96/265 dated 08.07.2004 for the various facilities providedby the bank under Staff Welfare funds: -

I. Establishment of Holiday homes

II. Providing scholarships to the children of employees

III. Handicapped children/spastic children

IV. Provide financial aid to the family members of the employees who die in harness

V. Providing incentives to employees for promoting small family norms

VI. Extending financial assistance to the employees who are on loss of pay on account of major andspecial operations/major diseases

VII. Presentation of mementos to retiring employees (Abhinandan Yojana)

VIII. Canteen subsidy

IX. Financial assistance for purchase of artificial limbs to physically handicapped staff membersand/or their handicapped children

X. Financial assistance for purchase of hearing aid to physically handicapped staff members and/ortheir handicapped children.

XI. Health check up for full time confirmed employees above the age of -45- years

68. Bank of Baroda Contributory Medical Assistance Scheme for Retired Employees:

Under this scheme financial assistance is provided to retired employees and his/her spouse onlyon superannuation to meet the medical expenses incurred. To acquire the membership, employee shallhave to make one time lump sum contribution towards membership fees i.e. Equal to 50% of (the basicpay, last drawn) + special pay (if applicable). Refer to HO/BR/92/317 dated 11.09.2004.

Further, w.e.f. 1st April,2010 it has been further improved as under :

(a)The membership of Bank of Baroda Contributory Medical Assistance Scheme for RetiredEmployees will be extended to all retired employees for self and spouse irrespective of whether theyare in gainful employment or not provided they enroll by paying the membership fees.

(b)If the employee / spouse are in employment and the establishment extends/provides any medicalaid/assistance then they will be eligible only for the unsettled portion of the claim i.e. such members haveto first apply for reimbursement of their medical expenses to their current employer and the remainingunsettled amount only will be considered under the Contributory Medical Assistance Scheme for RetiredEmployees.(Circular No.HO:BR:102/34 dated 16.03.2010)

69. Help desk for Retired Employees :

Bank has established a help desk for retired employees at Head Office,Barodafor their benefit at followingaddress (HO:BR:100/52 dated 12.04.2008)

The Chief Manager)HRM)

Bank ofBaroda

HRM Division, Head Office,

2nd Floor,Baroda House, Mandvi,Baroda 390006

Tel.no.0265-2517326

Email : retdmp.helpdesk@bankofbaroda.com.

70. “Baroda Sujhav” – Staff Suggestion Scheme:

Refer to circular no HO:BR:96/145 dated 09-07-2007. Suggestion may directly be sent to The

Chief Manager (Ops,Ser, CS & O&M), Head Office, SurajPlaza–1, 8th Floor, Sayajigunj,Baroda –390005.

71. Paramarsh- The center for personal counselling:

Bank has set up psychological counseling center for bank staff at Mumbai for counseling servicefree of charge, for resolving their psychological problems/worries, which may be disturbing their personallife. Counseling services are available on Monday, Wednesday and Friday between 3 pm. To 6 pm onlyby prior appointment directly obtainable form Mrs. Arti Chawla, a Clinical Psychologist and Counselorover phone No 022-56985299. Reference CMD circular BCC/CMD/DO/128 dated 21-06-2005.

72. Sampark – The SOS Help line for Employee:

With the objective of providing immediate assistance to those employees in great distress, facingextreme emergency, life and death situation, Bank has established SAMPARK HELP LINE at CMD ‘soffice. An employee can send e-mail at cmd@bankofbaroda.com/fax at 022-26523543 or through post toCMD at corporate office address in prescribed format with copy to Zonal Head. Reference CMD circularBCC/CMD/DO/129 dated 01-07-2005.

73. Ideaonline@bankofbaroda.com:

An employee can send new ideas/schemes etc. for reference to higher authorities directly atideaonline@bankofbaroda.com.

74. Human Resource Network for Employee Services

In order to enable HR to add value to business, a comprehensive web-enabled Human ResourcesManagement System called Hrnes has been conceptualized, implementation of which is under way. Thisshall provide a new tech-enabled platform for qualitative utilization of HR database and the same can beleveraged for improving the overall quality of HR practices. (Reference BCC:BR:99/359 Dated26.11.2007)

The system comprises of three broad modules encompassing many functions:

Oracle Core HR module1.Fluous Payroll module, and2.Oracle Learning Management module which includes I-learning3.

Oracle Core HR module

This module consists of following functions :

Human resources Inventory

Manpower Planning

Recruitment Module

Promotions

Selection

Mobility – Transfers

Assets & Liability Statement

Assets Tracking

Industrial Relations

Branch Profile/Master

Hr Development – Employee Performance Management

Career Planning & Career Development

Statutory Compliances

Discipline Management (BPS & Conduct Regulations)

Human Resources MIS (Staff Statements)

Implementation of System Control Tools Trough HRM Audit

Fluous Payroll module

This module consists of following functions :

Pay Roll

Leave Management

Travel Management

Medical Schemes & Various Staff Welfare Schemes

Employee Loan Module

Terminal Benefits

Oracle Learning Management module which includes I-learning

This module consists of following functions :

Training System

I-Learning

75.Perquisites to Chief Manager SMG/S IV :

Following per quisites are available to Chief Managers

Sl.No. Perquisites Amount Periodicity

1 Crockery 2000 Once in a year

2 House Maintenance 1200 Per month

3 Furniture Maintenance

(Furniture in Bank’s house)

250 Per month

4 Garden Maintenance

(In Bank of Baroda’s house)

250 Per month

76.DISCIPLINARY MATTERS

Officers’ conduct and disciplinary matters are governed by BANK OF BARODA OFFICEREMPLOYEES’ (CONDUCT) REGULATIONS, 1976 & BANK OF BARODA OFFICER EMPLOYEES’(DISCIPLINE AND APPEAL) REGULATIONS, 1976.

Officers working in the pay scale from JMG/S-I to MMG/S-III in the matter of Vigilance & Non-Vigilancecases Disciplinary Authority is concerned Zonal Head (not lower than the rank of Deputy GeneralManager), Appellate Authority is Executive Director and Reviewing Authority is CMD.

AUTHORITY TO INSTITUTE DISCIPLINARY PROCEEDING AND IMPOSE PENALTIES

(1) The Chairman cum Managing Director or any other authority empowered by him by general or specialorder may institute or direct the Disciplinary Authority to institute disciplinary proceedings against anofficer employee of the bank.

(2) The disciplinary authority may himself institute disciplinary proceedings.

(3) The disciplinary authority or any authority higher than it, may impose any of the penalties specified inregulation 4 on any officer employee.

APPEAL

(i) An officer employee may appeal against order imposing upon him any of the penalties specified inregulation 4 or against the order of suspension referred to in regulation 12. The appeal shall lie to theAppellate Authority.

(ii) An appeal shall be preferred within 45 days from the date of receipt of the order appealed against.The appeal shall be addressed to the Appellate Authority and submitted to the authority whose order isappealed against. The authority whose order is appealed against shall forward the appeal together with itscomments and the records of the case to the Appellate Authority.

REVIEWThe Reviewing Authority may at any time within six months of the date of the final order, either on hisown motion or otherwise review the said order, when any new material or evidence which could not beproduced or was not available at the time of passing the order under review and which has the effect ofchanging the nature of the case, has come or has been brought to his notice and pass such orders thereonas it may deem fit.

.

BANK OF BARODA OFFICER EMPLOYEES’ (DISCIPLINE & APP EAL) REGULATIONS,1976 SCHEDULE OF AUTHORITIES

Name of the Branch/ Office Disciplinary Appellate Reviewing

Category/

Post (1)

(2)

Authority

(3)

Authority

(4)

Authority

(5)

All officers in

JMG/S I &

MMG/S. II&III

Br/office RTC /CBB situated inthe Zone

Zonal Head not belowthe rank of Dy.

Gen. Manager

Executive

Director

Chairman &

Managing

Director

- do - ZIC Functional Head of CIDnot below the

rank of Dy. Gen.Manager

Executive

Director

Chairman &

Managing

Director

- do -

StaffCollegeA’bad,BOBETC

Gandhinagar,

BOBITCollege,

Baroda

Principal,StaffCollegenotbelow the rank of Dy. Gen. Manager

Executive

Director

Chairman &

Managing

Director

- do -

BarodaCorporate

Centre inclusive OfCID/ IT/ IBO/

Treasury branch

Functional Head ofOffice Administration atBCC not below the rankof Dy. Gen. Manager

Executive

Director

Chairman &

Managing

Director

- do - Head Office,

Baroda

Functional Head of

operations at HeadOffice,Barodanot

below the rank of Dy.

Gen. Manager

Executive

Director

Chairman &

Managing

Director

All officers in

JMG/S I,

RRBs/Subsidiarie /Associate Banks inthe Zone

Zonal Head not belowthe rank of Dy.

Gen.Manager, where the

Executive

Director

Chairman &

Managing

MMG/S II &

III & who are

on deputation

to RRBs/Subs/ Asso. Banks

RRBs/Subsidiaries /Associate Banks arelocated

Director

77. Transfer Policy :

For officers finalized transfer policy mainly covers following areas :

a) Inter Zonal Transfer

b) Pan-India Transferability of certain officers

c) Inter Regional Transfers

d) Intra Regional Transfers

e) Provision for lady officers

f) Exemption of Special grounds

g) Criteria for transfers

h) Request Transfers

i) Retention of Residential Accommodation at previous place of posting

j) Competent Authority

k) Sampark Help line

For details Refer to Circular No.BCC:BR:101:130 dated 29.04.2009.

78.Income tax on Perquisites – Concessional rate of Interest on staff loans :

Honorable High Court of Madhya Pradesh in W.P. 2812 of 2009 filed by All India Bank of Baroda ofBaroda Officers’ Association has on 13.03.2009 passed interim

order as below :

Tax at source from the petitioner union shall be deducted in accordance with the

Cost to the employer not in accordance with the State Bank of India

lending rate keeping in view the decision rendered by the Supreme

Court in the case of Arun Kumar and others v/s Union of India.

Refer to Circular No.CTP/101/08-09/239 dated 25.03.2009.

79.Introduction of a New Employee Performance Management System(EPMS) all officers

A shift has been made from an employees performance review system (EPRS) to employees performancemanagement system(EPMS)

The new system makes each officer primarily responsible for his/her performance and hence it is the onusof the every officer to plan and manage his/her performance which enables him/her to improve uponhis/her performance on a continuous basis. For details refer to circular No.BCC:BR:101/116 dated11.04.2009 and also BCC:BR:102/110 dated 13.04.2010 and also

80.Policy for Overseas Posting :( Circular No.BCC:BR:101/206 dated 16.07.2009)

Identification of officers to be done in a proactive manner and creating a pool of

Officers and grooming and training them and not merely “substitute finding mission” as was being donehitherto.

a)Age (Maximum) JMG/s I 35 years

MMG/s II 45

c) Qualification : Graduate. Preference will be given to candidates possessing specialized qualificationlikeMBA,CA,ICWA,ACS,CAIIB,CFA,CISA.

81.Scheme for legal & Financial Support :( Circular No.BCC:BR:101/370 dated 12.12.2009)

Draft formulated by IBA to extend legal and financial support to officers of Banks against whommotivated false complaint has been made by people/agencies outside the Bank of Baroda, has beenapproved by the Board of Directors.

Objective : To enable officer to initiate legal action against outsiders/private parties who with a malafideintention make baseless allegation, pass derogatory remarks, lodge motivated complaints on mattersarising out of bonafide execution of Bank’s work. The scheme shall not be applicable in case ofcomplaint/allegation made by an employee of the Bank of Baroda.

Applicability : This scheme shall cover all officers in the regular rolls of the Bank including officers whoare on deputation to joint ventures, subsidiaries and other institutions and officers retired from the Bankof Baroda.

For retired officers, the scheme will be applicable only in respect of bonafide execution of bank work while in service.

82.HR Resourcing Policy : (Circular No.BCC:BR:102/72 dated 06.03.2010)

The policy stipulates detailed guidelines, processes, criteria and procedures for carrying out the followingtypes of recruitment.

External Resourcing :

Fresh recruitment – probationary officers(Pos)

Experienced recruitment – Specialist positions (both in officers and executive position.

Campus Recruitment – officers

Contractual recruitment – officers and executives

Recruitment of clerical and subordinate staff.

Internal Resourcing :

Providing avenues for internal candidates to participate in and get recruited in higher scales.

Under this policy, there are some major changes in the terms of employment :

The probation period for all directly recruited officers’ reduced from the existing 2 years to 1 year. The probation period for internal candidates who are confirmed employees but who are recruitedafresh in a higher scale shall be 6 months.Localized Recruitment – Bank may initiate as and when required, localized

Recruitment exercise for Probationary officers to meet the requirement of

Officers of specific deficit zones/areas.

New recruits in officers’ cadre may be given an option to join either on regular scales or on a CTCbased compensation package.

83.Schemes Managed by Association

1. Employees Scheme Of Contribution Of Rupees Ten ( ESCORT ) :

“The greater consolation for the loss of the dead is found in the thinking of the living left behind”.With this noble philosophy our association has introduced this scheme w.e.f. 01.01.95. Under the schemeevery participating officer is called upon to contribute Rupees 10/- when an officer dies while in service.Members can participate in the scheme by submission of irrevocable Letter of authority which authorizesthe bank for necessary deduction from salary. Today association is able to provide such bereaved familiesa timely help of Rs. 1,25,000/-.

2. All India Bank of Baroda Officers Welfare Fund ( AIBOBOWF ):

Our Association has launched a Welfare Fund in the year 1986 with the objective of undertakingwelfare measures for the officers and their family members who joins the scheme with a one timemembership fee of Rs. 1000/- (Rupees One thousand). It is named as “ALL INDIA BANK OF BARODAOFFICERS’ WELFARE FUND”. It undertakes following activities

I. Financial help of Rs. 20000/- to the family of the officer who dies while in service.

II. Merit award of Rs. 500/- to children of members who secure highest percentage of marks inS.S.C, H.S.C., Graduation and Post-Graduation including Engineering and Medicine in the annualexamination. Each zone is given 18 awards, SSC - 6, HSC - 6 and Degree - 6

III. After retirement benefits in the form of 50% of members’ own contribution.

IV. Association have plans to enlarge scope of the activities such as providing relief measures tomembers who are victims of natural calamities, establishment ofHolidayHomeetc.

Annexure A

84. SCHEME FOR RESERVATION OF BEDS IN HOSPITALS SITUATED AT

ZONAL CENTRES

Sr. No.

Centre

Name of the Hospital

1 Mumbai 1.BombayHospital, Marine Line

2.BhatiaGeneralHospital, Tardeo

3.BSESMGHospital, Andhari

Specialized Treatment 4. Cumballa Hill Heart Institute,Grant Road

5.Wokhardt Hospital

6. Asian Heart Institute.

2 Baroda 1. Narhari Arogya Kendra

2. BhailalAminGeneralHospital

3 New Delhi 1.ParkHospital

2. Vidyasagar Institute of Mental Health andNeuro- sciences (VIMHANS)

3. BLK Memorial Hospital

4.Ganga Ram Hospital

4 Chennai 1. Voluntary Health Services

2.MadrasMedicalMission

3.ApolloHospital

5 Kolkata MissionofMercyHospital

6 Patna MagadhHospital

7 Lucknow Avadh Hospital & Heart institute

8 Jaipur SoniHospital, Jaipur

9 Indore ChoithramHospital& Research Centre

10 Pune KEMHospital

DinanathMangeshkarHospital

11 Ahmedabad GujaratResearch & Medical

Institute (RajasthanHospital)

SR.NO

HOLIDAY HOMES

CONTROLLING BRANCH

1 MOUNT ABU

Hotel Vishram

Royal Avenue, Near Goyal ServiceStation,Main Road,

Mount Abu-307201

Ph-(02974)-237323

Bank ofBaroda

Mount Abu-307501

Dist. Sirohi Ph-(02974) 235166

List of Bank Dispensaries with Part Time Medical Consultant at Various Centres

1 Mumbai 2 New Delhi

3 Kolkata 4 Chennai

5 Patna 6 Baroda

7 Jaipur 8 Lucknow

9 Bhopal 10 Ahmedabad

11.. Bareilly 12. Gandhinagar

85. LIST OF HOLIDAY HOMES

LIST OF HOLIDAY HOMES Annexure - B

RAJASTHAN ZONE:

2 UDAIPUR

HotelPadminiPalace& Restaurant

18, Ambavagarh,

Swarup Sagar Road

Udaipur-313 001

Ph-(0294)-2433458-59

Bank ofBaroda

UdaipurMain Branch

Opp: Town Hall

Udaipur-313 001

Ph-(0294)-2421673, 2420671

3 JAIPUR

Hotel Ratnavali

138, New Colony, Nr. Panch Batti

Jaipur-302 001

Ph-(0141)-2363217,2377487,

2367530 F

Bank ofBaroda

Park StreetBranch

7, Park House Scheme

Jaipur-302 001

Ph-(0141)-2379812,2370366,2369685 F

4 NATHDWARA

Hotel Gokuldham,

Opp. Lalbaug Bus Stand,

N.H. No.-8

Nathdwara-313301

Dist. Rajsamand.

Bank ofBaroda

Nathdwara Branch,

Nathdwara, Dist. Rajsamand.

Ph.No. 02953 - 232914, 234108,

NORTHERN ZONE

5 SIMLA

Hotel Dreamland

The Ridge, Simla.

Ph-(0177)-2653005, 2657377,

Bank ofBaroda

Simla Branch

Shri Guru Singh Sabha

Cart Road, Simla.

Ph- (0177)-2653153,2804014

6 MANALI

HotelAnupamPalace

The Mall, Manali-175 131

Ph-(01902)-252181

Bank ofBaroda

167/3,Hospital Road

Mandi-175 001 (HP)

Ph-(01905)-222074

7 NEW DELHI

HotelSwarnaPalace

15-A/33,W.E.A. Ajmal Khan Rd.,

Karol Baug

New Delhi-110 006

Ph-(011)-25748727, 258142285,25761110, 25713815

Bank ofBaroda

Karol Baug Branch

15-A/14,Ajmal Khan Road

New Delhi-110 005

Ph-(011)-25789726, 25720425

25723585, 25752442 F

8 KATRA

HotelMaltiPalace

Panthal Road, Katra,Jammu.

Ph-(01991)-233500, 233501

Bank ofBaroda

Gandhinagar Branch

Gole Market, Gandhinagar

Jammu-180 004. Ph-(0191)-

2451481, 2437572

9 DALHOUSIE

Hotel Surya Resort

Dalhousie Road,BaloonChurch

Road, Bathri View Estate

Dalhousie (HP).

Ph-(01899),242158

Bank ofBaroda

Pathankot Branch

Dalhousie Road, Pathankot-145 001

Dist. Gurdaspur (Punjab)

Ph-(0186)-2221150

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