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Things you should know:• ThisPDSisasummaryofsignificantinformation

andcontainsanumberofreferencestoimportantinformation-calledtheAMGUniversalPersonalSuperAdditionalInformationBooklet.TheAMGUniversalPersonalSuperAdditionalInformationBookletformspartofthePDS;

• ThisPDShasbeenpreparedinaccordancewithSubdivision4.2BofDivision4ofPart7.9oftheCorporationsRegulations2001;

• YoushouldconsiderboththeinformationinthisPDSandtheAMGUniversalPersonalSuperAdditionalInformationBookletbeforemakingadecisionabouttheproduct;

• ThisPDSandtheAMGUniversalPersonalSuperAdditionalInformationBookletcanbeobtainedfromwww.amgsuper.com.auoronrequestbyphoning1300264264;

• IfyouelecttoprintanelectroniccopyofthisPDSyoumustprintallpages;

• TheinformationprovidedinthisPDSisgeneralinformationonlyanddoesnottakeintoaccountyourpersonalfinancialsituationorneeds;and

• Youshouldobtainfinancialadvicetailoredtoyourpersonalcircumstances.

Contents1. About AMG Universal Personal Super.............2

2. How super works...............................................2

3. Benefits of investing withAMG Universal Personal Super.........................3

4. Risks of super.....................................................3

5. How we invest your money................................4

6. Fees and costs....................................................5

7. How super is taxed.............................................6

8. Insurance in your super....................................7

9. How to open an account....................................8

IssuedbyTheTrustCompany(Superannuation)Limited(ABN49006421638,AFSL235153)POBox361,CollinsStreetWestVIC8007,astrusteeofAMGUniversalSuperFund,ABN30099320583(Fund).TheFund’scontactdetailsare:

Level9,324QueenStreet,BrisbaneQLD4000POBox3528,TingalpaDCQLD4173Phone:1300264264Fax:0739029899Email:[email protected]

AMGUniversalPersonalSuperProductDisclosureStatementprepared22June2012

About AMG UniversalPersonal Super This product is offered by a superannuation fund known as AMG Universal Super. AMG Universal Super has been helping Australians to take control of their super and reach their retirement goals since 2000. AMG Universal Super (‘AMG Super’ or ‘Fund’) is a regulated superannuation fund which provides a simple and flexible way to manage your superannuation.

AMG Super’s superannuation products include accumulation accounts and pension products. This PDS relates to accumulation accounts for personal superannuation members only (‘AMG Universal Personal Super’).

Who is responsible for AMG Super?The Trustee of the Fund is The Trust Company (Superannuation) Limited, a professional trustee company with over 110 years of experience. The Trustee is responsible for managing the Fund and its service providers to ensure that it complies with all legal requirements and operates in the best interests of Members. To satisfy capital requirements under superannuation legislation, the Trustee has the benefit of an approved guarantee of $5 million from a financial institution (in respect of the due performance of its duties). A copy of the approved guarantee is available for perusal at the Trustee’s offices.

The Trustee has engaged a number of service providers including an Administrator and Asset Consultant. The Administrator is Acclaim Management Group Pty Ltd (ABN 52 091 082 058) (‘Acclaim’). Acclaim is also the Sponsor of the Fund. As Administrator and Sponsor, Acclaim provides administration, promotional and other services to the Fund. The Asset Consultant is Shadforth Financial Group Ltd (ABN 27 127 508 472).

Insurance cover is made available to eligible members through either:• Hannover Re of Australasia Limited (ABN 37 062 395 484)

(AMG Super’s ‘Insurer’); or• Other external retail insurers, subject to Trustee

approval.

How super worksAbout SuperSuperannuation is a means of saving for retirement which is, in part, compulsory. Most Australian employers are required by Government legislation to contribute 9% (increasing to 12% in the future) of an employee’s ordinary time earnings to a superannuation fund nominated by the employee or, if an employee does not nominate a fund, to the employer’s default fund. These compulsory contributions are referred to as Superannuation Guarantee (‘SG’) contributions. You can also make your own contributions towards superannuation.

Most employees have a right to choose into which fund their employer should direct their SG contributions, called ‘Choice of Fund’, so it’s important you take an interest in your super and help it provide for your future. If you are unsure whether Choice of Fund is available to you, check with your employer. There is also helpful information about Choice of Fund available from www.ato.gov.au.

ContributionsThere are different types of contributions including SG contributions, additional employer contributions (for example, salary sacrifice contributions), voluntary member contributions, spouse contributions and government co-contributions. ‘In specie’ contributions can also be made.

There are limitations on the contributions to superannuation. These limitations apply to all superannuation funds.

Superannuation receives concessional tax treatment. Refer to Section 7 of this PDS for more information.

Accessing your SuperThere are limitations on withdrawals from superannuation. You can access your superannuation savings once you retire on or after reaching your preservation age or in other circumstances permitted by law (for example, death, permanent incapacity and financial hardship), called ‘conditions of release’. The conditions of release for temporary residents vary from those applicable to Australian citizens, New Zealand citizens or permanent residents of Australia.

There are certain circumstances in which superannuation benefits must be transferred by the Trustee to the Tax Office (for example, small or unidentifiable lost accounts, unclaimed benefits on or after age 65 and unclaimed benefits of former temporary residents).

General information about superannuation is available fromwww.moneysmart.gov.au.

For more information about how super works, refer to Section 1 of the AMG Universal Personal Super Additional Information Booklet which is available by going to www.amgsuper.com.au or on request by phoning 1300 264 264. You should read this important information about how super works before making a decision. The information relating to how super works may change between the time you read this PDS and the day when you acquire this product.

Benefits of investing with AMG Universal Personal SuperAMG Universal Super gives you the flexibility to take control of your superannuation to help you reach your retirement goals faster through a broad range of available options.

Investment OptionsYou can choose how your contributions and/or account are invested by selecting from a wide range of options to suit your investment strategy and risk profile, including:• ASX listed securities• Term Deposits• AMG Super Multi-Manager Investment Options; and• AMG Super Single Manager Investment Options

managed by experienced fund managers.

See Section 5 of this PDS for more information.

Insurance OptionsInsurance options available at competitive rates are:• Death Cover• Death and Total and Permanent Disablement Cover• Salary Continuance Cover

You may also be able to transfer any existing insurance cover within other super funds into your AMG Super account. See Section 8 of this PDS for more information.

Other BenefitsOther significant features and benefits of this product include:• Online account access including daily updates of ASX

share prices• Ability to fully participate in Corporate Actions for ASX

share holdings• Account based pensions are available from AMG Super• The ability to accept off market transfer of shares as a

contribution (‘inspecie contributions’) or rollover subject to Trustee approval

• Binding death benefit nominations are available• For all investment options other than the AMG Personal

Share Portfolio and Term Deposit Options, net earnings are passed on to members through unit prices

• Contributions can be paid electronically, by cheque or Direct Debit

• Contribution-splitting with your spouse is available• The Fund has an ‘anti-detriment’ payment policy for

death benefits• Your personal information is protected in accordance

with a Privacy Policy.

For more information about the benefits and features of this product, refer to Section 2 of the AMG Universal Personal Super Additional Information Booklet which is available by going to www.amgsuper.com.au or on request by phoning 1300 264 264. You should read this important information about the benefits and features of this product before making a decision. The information relating to the benefits and features of this product may change between the time you read this PDS and the day when you acquire this product.

Risks of superThings you should know:• All investments carry risk• Different investment strategies (options) may carry

different levels of risk depending on the assets that make up the strategy

• Assets with the highest long-term returns (such as shares and property) may also carry the highest level of short-term risk.

Other significant risks associated with the Fund or its investment options include fund or operational risk, market risk, security specific risk, currency risk, derivatives risk, management risk, gearing risk, information risk and insurance risk. General risks relevant to the Fund (as with most other funds) are:• The value of your investment will vary• The level of returns will vary, and future returns may

differ from past returns• Returns are not guaranteed, and you may lose some of

your money• Superannuation and taxation laws may change in the

future• The amount of your future superannuation savings

(including contributions and returns) may not be enough to provide adequately for your retirement.

Your level of risk will vary depending on a range of factors including your age, investment timeframe, the investment option you invest in, where other parts of your wealth are invested and your risk tolerance.

Section 5 of this PDS contains the risk profile of this product’s default investment option.

For more information about risks including the risk profile of other investment options, refer to Section 3 of the AMG Universal Personal Super Additional Information Booklet which is available by going to www.amgsuper.au or on request by phoning 1300 264 264. You should read this important information about risks before making a decision. The information relating to risks may change between the time you read this PDS and the day when you acquire this product.

How we invest your moneyWarning: You should consider the likely investment return, the risk and your investment timeframe when choosing an investment option. Because of the range and complexity of the options available to you, we strongly recommend you consult a financial adviser to establish and regularly review your selected investments.

You can choose from the following wide range of investment choices, including:• AMG Personal Share Portfolio – which provides access to securities listed on the Australian Stock Exchange (in conjunction

with a financial adviser which you must nominate)• AMG Term Deposit Options – which provides access to a range of Term Deposits• AMG Multi-Manager Investment Options – including 5 Diversified and 6 Sector options• AMG Single Manager Investment Options – over 50 investment options managed by experienced external fund managers.

You can choose one or any combination of the investment options, subject to any requirements detailed in the AMG Universal Super Additional Information Booklet. If you do not make an investment choice, your money will be invested in the DDH Graham Advantage Cash Fund, the default investment option for AMG Universal Personal Super.

DDH Graham Advantage Cash Fund (Default Option)

SuitabilityMay be suitable for investors wishing to invest for the short term, for whom preservation of capital is their only objective or who wish to have their funds at call. This means they are prepared to accept low overall returns in exchange for security.

Objective To achieve returns in excess of the WDR Bank Bill Index over rolling 5 year periods whilst preserving capital.

Asset Classes and Allocations

Asset Class / Sector Target Allocation Range

Cash 100% N/A

Suggested Minimum Investment Timeframe 0-3 years or more

Risk level Very low. Probability of negative returns less than 0.5 in 20 years

You can switch between the AMG Multi-Manager and AMG Single Manager Options at any time by submitting an Investment Switch Form to the Administrator (contact details on the front page). You can also buy and sell securities with AMG’s Personal Share Portfolio at any time through a licensed or authorised financial adviser. Minimum investment amounts apply to the AMG Personal Share Portfolio and AMG Term Deposit Options. Buy/sell costs or other investment transaction costs (such as brokerage) may apply depending on the investment option. Refer to Section 6 of this PDS for more information about fees and costs.

The available investment options may be changed from time to time. The Trustee may close, remove or add investment options.

For more information about investments including details of all of the available investment options, minimum investment amounts, how to switch investments, and the extent to which labour standards, environmental, social or ethical considerations are taken into account in the investments, refer to Section 4 of the AMG Universal Personal Super Additional Information Booklet which is available by going to www.amgsuper.com.au or on request by phoning 1300 264 264. Youshould read this important information about investments before making a decision. The information relating to investments may change between the time you read this PDS and the day when you acquire this product.

Fees and costs

DID YOU KNOW?Small differences in both investment performance and fees and costs can have a substantial impact on your longterm returns. For example, total annual fees and costs of 2% of your fund balance rather than 1% could reduce

your final return by up to 20% over a 30 year period (for example, reduce it from $100,000 to $80,000).

You should consider whether features such as superior investment performance orthe provision of better member services justify higher fees and costs.

You may be able to negotiate to pay lower contribution fees and managementcosts where applicable. Ask the fund or your financial adviser.

TO FIND OUT MOREIf you would like to find out more, or see the impact of the fees based on your own circumstances,

the Australian Securities and Investments Commission (ASIC) website (www.moneysmart.gov.au)has a superannuation calculator to help you check out different fee options.

Fees and costs can be paid directly from your account or may be deducted from investment returns or Fund assets. You can use the fees and costs information below to compare costs between different superannuation products. However, bear in mind the nature of the investment option that you are comparing. The fees and costs for the DDH Graham Advantage Cash Fund, the default investment option, are:

TYPE OF FEES OR COST AMOUNTFees when your money moves in or out of the fund

Establishment fee Nil

Contribution fee Nil

Withdrawal fee $50 per payment

Termination fee Nil

Management costs

The fees and costs for managing your investment Administration Fee of up to 0.79% + $65 pa +Investment Management Fee of 0.35%* per year

Other fees (including Service Fees such as Adviser Remuneration) may apply.Refer to the Fees and Costs Information in the AMG Universal Personal Super Additional Information Booklet.

*Estimate only, based on assets, subject to variation from year to year. The percentages vary depending on the investment option and the amount of your account balance. Investments in the AMG Personal Share Portfolio or AMG Term Deposit Options will not incur an investment management fee. The amount of management costs will be less if your account balance is in excess of $250,000.

Example of annual fees and costs for the default investment optionThis table gives an example of how the fees and costs in the default investment option for this product can affect your investment over a 1 year period. You should use this table to compare this product with other superannuation products.

EXAMPLE – DDH Graham Advantage Cash Fund BALANCE OF $50,000 WITH TOTAL CONTRIBUTIONS OF $5,000 DURING YEAR

Contribution Fees 0% For every $5,000 you put in, you will be charged $0

PLUS Management Costs 1.14% + $65 ($1.25 per week)And, for every $50,000 you have in the fund you will be charged $570 each year plus $65 in administration fees regardless of your balance.

EQUALS Cost of fund

If you put in $5,000 during a year and your balance was $50,000, then for that year you will be charged fees of:

$635*

What it costs you will depend on the investment option you choose and the fees you negotiate with your fund or financial adviser.

*Additional fees may apply:Establishment fee - NilWithdrawal fee - $50 may be charged for each benefit payment.The amount of management costs you pay will be less if your account balance is in excess of $250,000.

Things you should know:• The Trustee can change the amount of fees without

your consent. Any material increases in fees must be notified at least 30 days in advance. Estimated fees may vary from year to year depending on the experience of the Fund and its underlying investments.

• If you consult a financial adviser additional fees may be paid to the adviser. Adviser remuneration may vary depending on what you agree with your adviser. For information about these fees, refer to the Statement of Advice that your financial adviser is required to give you.

For more information about the fees and costs including fees and costs applicable to all of the investment options, refer to Section 5 of the AMG Universal Personal Super Additional Information Booklet which is available by going to www.amgsuper.com.au or on request by phoning 1300 264 264. You should read this important information about fees and costs before making a decision. The information relating to fees and costs may change between the time you read this PDS and the day when you acquire this product.

How super is taxedTax may apply to contributions made to your account, investment earnings and withdrawals (benefit payments). However, generally, any taxes applicable to superannuation are at a concessional (lower) rate.

ContributionsConcessional contributions (for example, employer contributions and deductible member contributions) are subject to a concessional tax rate (currently 15%, but this may change) provided we hold your Tax File Number (TFN). The Fund deducts contributions tax when a contribution is received and allocated to your account and remits it to the Tax Office after the end of each quarter. The amount of contributions tax may be reduced by tax re-credits applied to your account each time a fee or insurance premium is deducted. Non-concessional contributions (for example,

non-deductible member contributions) are usually not subject to tax. If your concessional contributions and non-concessional contributions in a financial year exceed Government contribution limits, additional (excess) tax of 31.5% in relation to concessional contributions and 46.5% in relation to non-concessional contributions will apply. Excess taxes for contributions are also paid out of your account unless (in the case of concessional contributions) you choose not to withdraw the excess tax amount from your superannuation savings.

Taxes may apply to transfers of superannuation into your account from an untaxed source (for example, certain public sector schemes).

Investment EarningsNet earnings are subject to a tax rate of up to 15%, however the rate may be less due to tax credits or other rebates.

WithdrawalsBenefits paid from age 60, death benefits paid to dependants and terminal illness benefits are generally tax-free. However, if you are under age 60 but have reached your preservation age, the taxable component of your lump sum withdrawal will be subject to tax at the maximum rate of 15% (plus medicare levy) whilst you will not incur any tax on the tax-free component.

Taxes do not usually apply to transfers to another superannuation fund.

Warnings:Concessional tax rates do not apply on contributions which exceed Government contribution limits.You should provide your TFN when acquiring this product. If you don’t provide us with your TFN, higher tax will apply to your concessional contributions, we cannot accept member contributions for you, the tax on superannuation benefits may be higher and it may be more difficult to locate any lost super benefits or consolidate your superannuation. Further information about tax is available from www.ato.gov.au.

For more information about taxation matters relevant to superannuation, refer to Section 6 of the AMG Universal Personal Super Additional Information Booklet available by going to www.amgsuper.com.au or on request by phoning 1300 264 264. You should read this important information about tax before making a decision. The information relating to tax may change between the time you read this PDS and the day when you acquire this product.

Insurance in your superThe types of insurance cover available to you are:• Death only cover• Death and Total & Permanent Disablement (TPD) Cover• Salary Continuance Insurance (SCI) cover, including a

range of waiting periods and benefit payment periods.

Eligible members can obtain insurance cover by either:

• Transferring existing cover held within another super fund when rolling over to AMG Universal Personal Super under transfer terms acceptable to the Fund’s Insurer. The insurance transfer form is available from the AMG Super website www.amgsuper.com.au or by contacting us on 1300 264 264; or

• Submitting a completed Insurance Cover Application Form along with any medical or other evidence required, which will be assessed by the Insurer. The Insurance Cover Application Form is available from AMG Super website www.amgsuper.com.au or by contacting us on 1300 264 264; or

• Alternatively you may have an external policy with an alternative insurer, the ownership of which can be transferred to the Trustee so that the premiums can be paid through your AMG Super account. This option is subject to Trustee approval. The terms and conditions of the transferred insurance policy apply. The summary of insurance in this section of the PDS and in the AMG Universal Personal Additional Information Booklet does not apply.

Insurance cover only commences once the Insurer has accepted your application. Insurance cover ceases in certain circumstances including when the maximum insurable age is reached or there is insufficient money in a Member’s account to pay for the cover.

There are costs associated with insurance cover. Different premium rates apply to different types of cover based on your personal circumstances including your age, occupation, health status, amount and type of cover. Commission may also be payable to your financial adviser in relation to any insurance premiums.

You are responsible for paying the insurance costs (including any commissions). Insurance costs are deducted monthly in arrears from your account (and paid to the Insurer) either by deductions from your cash holding or redemption of units. They may be adjusted for any changes to your cover during a financial year.

Warning: insurance terms and conditions (in particular, eligibility criteria, cover cessation circumstances and exclusions) may affect your entitlement to insurance cover or the payment of insured benefits so you should read the Insurance Information in the AMG Universal Personal Super Additional Information Booklet before deciding whether the insurance is appropriate for you.

For more information about insurance including when cover starts and ends, eligibility criteria for commencement of cover and payment of insured benefits, the level and types of cover available, premium costs, exclusions, and other important terms and conditions, refer to Section 7 of the AMG Universal Personal Super Additional Information Booklet available by going to www.amgsuper.com.au or on request by phoning 1300 264 264. You should read this important information about insurance before making a decision. The information relating to insurance may change between the time you read this PDS and the day when you acquire this product.

How to open an accountSigning up to AMG Universal Personal SuperTo open an account you must complete a Membership Application Form which accompanies this PDS and submit it to the Administrator (contact details on the front page). If you would like to exercise some of the options available to you, you will need to complete other forms, for example:

• Transfer Form - to rollover other super accounts you may have to your AMG Universal Personal Super account (accompanying this PDS)

• Insurance Transfer Form - to transfer any existing cover from within another super fund (available from www.amgsuper.com.au)

• Insurance Application Form - to apply for new insurance cover (available from www.amgsuper.com.au)

Before you make any choices you must read the AMG Universal Personal Super Additional Information Booklet.If we are unable to open your account or increase your interest for any reason, monies received for investment in the product may be retained in a separate trust account in accordance with relevant law. Any interest on these monies is retained in the Fund’s pool of assets.

Cooling Off PeriodIf you change your mind after you apply to open an account and you have not exercised any right or power in relation to this product, you can cancel your account within 14 days

from the end of the fifth day after the account is opened or you receive confirmation of the account’s establishment(whichever is earlier). This is called your ‘cooling off’ right. It gives you a further chance to make a decision as to whether this product meets your needs or not. If you decide to exercise this right, your investment amount will be refunded after making allowance for any investment fluctuations, fees, costs, taxes and insurance premiums, as permitted by law.

Complaints ResolutionIf you have a complaint relating to this product, contact:

The Complaints OfficerAMG Universal SuperPO Box 3528, Tingalpa DC QLD 4173Phone: 1300 264 264Fax: 07 3902 9899

For more information about cooling off and complaints handling, refer to Section 8 of the AMG Universal Personal Super Additional Information Booklet available by going to www.amgsuper.com.au or on request by phoning 1300 264 264. You should read this important information about cooling off and complaints handling before making a decision. The information relating to cooling off and complaints handling may change between the time you read this PDS and the day when you acquire this product.

Need more information?If you have any questions or would like more information, please contact your Adviser or AMG Universal Super on:

P: 1300 264 264E: [email protected]: www.amgsuper.com.au

AMG Universal Personal SuperForms Booklet

Contents

1. Membership Application FormComplete this form if you wish to establish an AMG Universal Personal Super account.

2. Request to Transfer FormComplete this form if you wish to transfer another superannuation fund into your AMG Super account. If you have more than one fund to transfer you can either photocopy this form or print off additional forms from the AMG Super website (www.amgsuper.com.au).

3. Adviser Remuneration FormPlease complete this form in conjunction with your adviser. It relates to how any applicable adviser service fees are to be paid.

4. Direction and Indemnity FormComplete this form if you wish to invest in the AMG Personal Share Portfolio Option. This form allows your adviser to give investment instructions on your behalf.

Other FormsAny other forms you may need can be downloaded from the AMG Super website (www.amgsuper.com.au).

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Member Application FormAMG Universal Personal Super

Before signing this Member Application Form, please ensure that you have read the AMG Universal Personal Super Product Disclosure Statement (‘PDS’) and the current Additional Information Booklet (‘AIB’) prepared on 22 June 2012, available from www.amgsuper.com.au or on request by phoning 1300 264 264.

Section 1: PERSONAL DETAILS

Surname: Salutation:

Given Name(s):

Date of Birth: Gender:

Postal Address:

Suburb: State: Postcode:

Residential Address:


Telephone (BH): (AH): Mobile:

Email Address:

Would you like your username and password for online access automatically emailed to this email: Yes No

Occupation: Will your employer be contributing to this fund: Yes No

If Yes, Name of Employer:

Employment Status: Full Time Permanent Part Time Casual Other

Tax File Number: See the PDS and AIB for important information about the TFN declaration

Section 2: NOMINATION OF PREFERRED BENEFICIARY

You are able to nominate who you wish your benefits to be paid to in the event of your death. You can nominate a dependant or legal personal representative. You have the option of making two different types of beneficiary nominations:

1. Preferred Beneficiary Nomination – please complete the section below; or 2. Binding Beneficiary Nomination – you must use the separate ‘Binding Beneficiary Nomination’ form available from

www.amgsuper.com.au.

Please note that a Preferred Nomination of Beneficiary guides but does not bind the Trustee. You may revoke or change your nomination at any time by completing a new Nomination of Beneficiaries form. See the Additional Information Booklet for more information about nominating beneficiaries.

In the event of my death please pay my remaining balance to: my estate or the following nominated dependents

Full Name of Preferred Nominated Beneficiary Relationship % of Benefit

Total 100%AMG Universal SuperABN 300 993 205 83PO Box 3528, Tingalpa DC Qld 4173Phone: 1300 264 264Fax: 07 3902 9899Email: [email protected]

Issued by the trustee:The Trust Company (Superannuation) Limited

ABN 49 006 421 638AFS Licence No 235153

RSE Licence No L0000635

Section 3: TRANSFER OF BENEFITS

Do you wish to transfer a benefit from another Superannuation Fund into this fund?

Yes, please complete the ‘Transfer Form’ in this booklet or available from www.amgsuper.com.au No

Section 4: INSURANCE

Do you wish to transfer Insurance Cover currently held within another Superannuation Fund into AMG Super?

Yes, please complete the ‘Insurance Transfer From’ available from www.amgsuper.com.au No

Do you wish to apply for new or additional Insurance Cover within AMG Super?

Yes, please complete the ‘Insurance Cover Application Form’ available from www.amgsuper.com.au No

Section 5: INVESTMENT CHOICE

Please direct us as to the proportion of your initial investment and rollover that you would like invested in each investment option.These proportions will also apply to any further contributions or rollovers received for you.

Please note: • Please refer to the Additional Information Booklet for further information regarding the available Investment Options.

• If no allocation has been nominated the DDH Graham Advantage Cash Fund (the Fund’s default option) will apply.• Allocation must add up to 100%.• For the AMG Term Deposit Options please select DDH Graham Advantage Cash for the portion you wish

to invest in Term Deposits and then complete the separate ‘Investment Switch’ Form available from www.amgsuper.com.au. The minimum investment in a Term Deposit is $5,000.

• Minimum Initial Investment of $20,000 for the AMG Personal Share Portfolio.• For the AMG Personal Share Portfolio Option and AMG Term Deposit Options, to facilitate the payment of

fees at least 5% of your account balance or $5,000 (whichever is the lowest) must be maintained in the DDH Graham Advantage Cash Fund, at all times.

• For the AMG Personal Share Portfolio you must have a licensed financial adviser and complete a ‘Direction and Indemnity’ form available from www.amgsuper.com.au.

Available investment options

AMG Personal Share Portfolio^ Allocation %

AMG Personal Share Portfolio

AMG Multi Manager Options Allocation %

Diversified Options AMG ConservativeAMG Capital StableAMG BalancedAMG Managed GrowthAMG High GrowthSector Options AMG CashAMG Australian Fixed InterestAMG International Fixed InterestAMG Listed PropertyAMG Australian EquitiesAMG International Equities

AMG Single Manager Options+ Allocation %

Diversified Options Vanguard Conservative Index FundVanguard Balanced Index FundVanguard Growth Index Fund Cash Options DDH Graham Advantage Cash FundAustralian Fixed Interest OptionsAberdeen Australian Fixed Income FundDDH Fixed Interest Fund

DDH Preferred Income FundMacquarie Australian Fixed Interest FundMacquarie True Index Australian Fixed Interest FundUBS Australian Bond FundVanguard Australian Fixed Interest Index FundInternational Fixed Interest OptionsAberdeen Global Government Bond FundDDH Global Fixed Interest Alpha FundVanguard International Fixed Interest Index Fund (Hedged)Property Securities OptionsColonial First State Wholesale Property Securities FundLegg Mason Property Securities TrustMacquarie True Index Listed Property FundUBS Property Securities FundVanguard Australian Property Securities Index FundVanguard International Property Securities Index Fund (Hedged)Australian Equity OptionsArnhem Australian Equity FundAusbil Australian Active Equity FundBlackRock Australian Equity Opportunities FundBlackRock Wholesale Australian Share FundColonial First State Wholesale Geared Share FundColonial First State Wholesale Imputation FundColonial First State Wholesale Leaders FundDDH Australian Small Companies FundFirstChoice Wholesale Australian Small Companies FundHyperion Australian Growth Companies FundInvestors Mutual Wholesale Australian Share FundPengana Australian Equities FundPengana Australian Equities Market Neutral FundPengana Emerging Companies FundPerpetual Wholesale Geared Australian FundPerpetual Wholesale Industrial FundSchroder Wholesale Australian Equity FundSelector Australian Equities FundUBS Australian Share FundVanguard Australian Shares Index FundInternational Equity OptionsAberdeen Actively Hedged International Equities FundBlackRock Global Allocation FundBlackRock Wholesale Global High Conviction FundPengana Asia Special Events FundPengana Global Resources FundPerpetual Wholesale International Share FundPlatinum Asia FundPlatinum International FundSchroder Global Active Value Fund (Hedged)UBS International Share FundVanguard International Shares Index Fund (Hedged)Ethical OptionsAMP Capital Responsible Investment Leaders International Share Fund - Class A UnitsAMP Capital Sustainable Share Fund - Class A UnitsPerpetual Wholesale Ethical SRI Fund

TOTAL 100%

^ For the AMG Personal Share Portfolio Option, please nominate if you wish to have shareholdings to be transferred in (an off-market transfer form may be required) – please contact the Administrator on 1300 264 264 for further information. If you have selected the AMG Personal Share Portfolio a representative of AMG Universal Super or your financial adviser will be in contact with you to confirm your options.+ You should obtain and read the product disclosure statement for an investment fund accessible via the AMG Single Manager Options before making any decision about these options.

Section 6: DECLARATION

1. Trust Deed – If this Application is accepted I understand I am bound by the provisions of the Trust Deed for AMG Universal Super dated 12 May 2000 as amended from time to time.

2. No Guarantee – I understand that a member’s account can rise and fall, and that neither the Trustee, nor any of its directors, Acclaim Management Group Limited, nor any of its directors, nor any of the fund managers nominated in this document guarantee the performance of the Fund or its investment options.

3. Privacy Statement – I acknowledge that I have read and understood the privacy policy described in the Additional Information Booklet.

4. Tax File Numbers – I acknowledge that I have read and understood the information about quotation of tax file numbers contained in the PDS and Additional Information Booklet.

5. Contribution rules – I acknowledge that I have read and understood the information about contributions contained in the Additional Information Booklet and that I have satisfied myself that any contributions made by me are consistent with the contribution rules prescribed by superannuation legislation.

6. I have been provided with a copy and have read and understood the relevant PDS and have obtained read and understood the current Additional Information Booklet including any conditions or limitations relating to investment in the Fund or its investment options and insurance cover.

7. I acknowledge that the Investment Fund PDS for any AMG Single Manager Investment option/s I have selected, can be provided to me by the Trustee, Sponsor or my adviser via the website at www.amgsuper.com.au and I agree to receive any Investment Fund PDS by obtaining it from the website.

8. I have received (either via the website or from the Trustee, Administrator, Sponsor or my adviser), read and understood the Investment Fund PDS for the AMG Single Manager investment option/s I have selected.

9. I acknowledge that if the Trustee continues to follow an instruction by me to invest my account in accordance with any AMG Single Manager investment option selected by me, at the time of an additional acquisition of an interest in the underlying investment fund I may not have received: a. the current Investment Fund PDS for the relevant underlying fund; or b. information about materially adverse changes or materially adverse significant events that affect the information in the relevant Investment Fund PDS including changes or events affecting the investment fund’s fees and costs, risks or other significant characteristics.

10. I acknowledge that the Trustee will invest my account in accordance with the selections made by me in the Investment Choice section of this form (as varied by me from time to time) but that the Trustee reserves the right not to do so where necessary or appropriate without liability to any Member or prospective member.

11. The information I have provided in this form is true and correct.12. I hereby direct the Trustee to invest my account balance in the investment options in the proportions indicated above, based

on the declarations and acknowledgements made in this form.

Signature: Date:

Please return this completed form to AMG Universal Super PO Box 3528, Tingalpa DC Qld 4173Phone: 1300 264 264 Fax: (07) 3902 9899 Email: [email protected] Website: www.amgsuper.com.au

We are committed to respecting the privacy of the personal information you give us.Our formal Privacy Statement sets out how we do this. If you would like a copy of AMG Super’s Privacy Statement,

please let us know. We have published our Privacy Statement on our website at www.amgsuper.com.au

Request to Transfer FormUnder the Superannuation Industry (Supervision) Act 1993

Section 1: PERSONAL DETAILS

Title: Mr Mrs Miss Other

*Family Name:

*Given Names:

Other/previous Names:

*Date of Birth:

Tax File Number:

Under the Superannuation Industry (Supervision) Act 1993, you are not obliged to disclose your tax file number, but there may be tax consequences. (Refer to the AMG Super PDS for more information).

Contact Phone Number:

Gender: Male Female

Section 2: FUND DETAILS - please complete a separate transfer form for each super account you wish to transfer

FROM TO

*Fund Name: *Fund Name: AMG Universal Super

*Address: *Address: PO Box 3528

TINGALPA DC QLD 4173

Fund Phone Number: *Fund Phone Number: 1300 264 264

Membership/account Number: *Membership/account Number:

Australian Business Number (ABN): Australian Business Number (ABN): 30 099 320 583

Superannuation ProductIdentification Number (SPIN):

Superannuation ProductIdentification Number (SPIN): PTC0131AU

Please Transfer: Total Account Balance, or Dollar Amount: $

Section 3: PROOF OF IDENTITY - see ‘Completing Proof of Identity’

I have attached a certified copy of my driver’s licence or passport OR

I have attached certified copies of both: Birth/Citizenship Certificate or Centrelink Pension Card AND

Centrelink payment letter or Government or local council notice (<1 year old) with name and address

Section 4: AUTHORISATIONBy signing this request form I am making the following statements:• I declare I have fully read this form and the information completed is true and correct• I am aware I may ask my superannuation provider for information about any fees or charges that may apply, or any other information about

the effect this transfer may have on my benefits, and do not require any further information.• If the TO fund is a self managed superannuation fund (SMSF), I confirm that I am a member, trustee or director of a corporate trustee of the SMSF. • I discharge the superannuation provider of my FROM fund of all further liability in respect of the benefits paid and transferred to my TO fund.

I request and consent to the transfer of superannuation as described above and authorise the superannuation provider of each fund to give effect to this transfer.

I hereby instruct you to transfer the above amount of my benefits from the above named account, fund or policy to The Trust Company (Superannuation) Limited as Trustee for AMG Universal Super a regulated superannuation fund under the Superannuation Industry (Supervision) Act, 1993 and its Regulations.

I hereby give you the authority to provide all relevant information and to forward the cheque for the transfer to : The Trust Company (Superannuation) Limited – AMG Universal Super, at PO Box 3528, TINGALPA QLD 4173

Signature: Date:

*Denotes mandatory field. If you do not complete all mandatory fields, there may be a delay in processing your request.

*Residential Address:

*Suburb:

*State/territory: *Postcode:

If you know the address held by your FROM fund is different to your current residential address, give details below.

Previous Address:

Suburb:

State/territory: Postcode:

Things to consider when transferringyour superannuationWhen you transfer your super, your entitlements under that fund may cease. You need to consider all relevant information before you make a decision to transfer your super. If you ask for information, your super provider must give it to you. Some of the points you may consider are: • Fees – your FROM fund must give you information about

any exit or withdrawal fees. If you are not aware of the fees that may apply, you should contact your fund for further information before completing this form. The fees could include administration fees as well as exit or withdrawal fees. Your TO fund may also charge entry or deposit fees on transfer. Differences in fees funds charge can have a significant effect on what you will have to retire on. For example, a 1% increase in fees may significantly reduce your final benefit.

• Death and disability benefits – your FROM fund may insure you against death, illness or an accident which leaves you unable to return to work. If you choose to leave your current fund, you may lose any insurance entitlements you have. Other funds may not offer insurance or may require you to pass a medical examination before they cover you. When considering a new fund, you may wish to check the costs and amount of any cover offered.

What happens to my future Employer Contributions? Using this form to transfer your benefits will not change the fund to which your employer pays your contributions and may close the account you are transferring your benefits FROM.

If you wish to change the fund into which your contributions are being paid, you will need to speak to your employer about choice. For the appropriate forms and information about whether you are eligible to choose the fund to which your employer contributions are made, visit www.superchoice.gov.au or call us on 13 10 20.

Completing proof of identity You will need to provide documentation with this transfer request to prove you are the person to whom the super entitlements belong.

Acceptable documentsThe following documents may be used.

EITHER

One of the following documents only: • driver’s licence issued under state or territory law• passport

OR

One of the following documents: • birth certificate

or birth extract • citizenship

certificate issued by the Commonwealth

• pension card issued by Centrelink that entitles the person to financial benefits

AND

One of the following documents: • letter from Centrelink

regarding a government assistance payment

• notice issued by federal, state or territory government or local council within the past twelve months that contains your name and residential address. For example:- notice of an ATO assessment- rates notice from a local council

Have you changed your name or areyou signing on behalf of another person?If you have changed your name or are signing on behalf of the applicant, you will need to provide a certified linking document. A linking document is a document that proves a relationship exists between two (or more) names.

The following table contains information about suitable linking documents.

Purpose Suitable linking documents

Change of nameMarriage certificate, deed poll or change of name certificate from the Births, Deaths and Marriages Registration Office

Signed on behalf of the applicant

Guardianship papers or Power of Attorney

Certification of personal documents All copied pages of original proof of identification documents (including any linking documents) need to be certified as true copies by any individual approved to do so (see below).

The person who is authorised to certify documents must sight the original and the copy and make sure both documents are identical, then make sure all pages have been certified as true copies by writing or stamping ‘certified true copy’ followed by their signature, printed name, qualification (eg Justice of the Peace, Australia Post employee etc) and date.

The following can certify copies of the originals as true and correct copies: • a permanent employee of Australia Post with five or more

years of continuous service • a finance company officer with five or more years of

continuous service (with one or more finance companies) • an officer with, or authorised representative of, a holder of an

Australian Financial Services Licence (AFSL), having five or more years continuous service with one or more licensees

• a notary public officer • a police officer • a registrar or deputy registrar of a court • a Justice of the Peace • a person enrolled on the roll of a state or territory Supreme

Court or the High Court of Australia as a legal practitioner • an Australian consular officer or an Australian diplomatic

officer • a judge of a court • a magistrate • a Chief Executive Officer of a Commonwealth court.

Where do I send the form? You can send your completed and signed form with yourcertified proof of identity documents to AMG Universal Superat PO Box 3528, TINGALPA QLD 4173.

Adviser Remuneration Form

I declare that:• I am a Representative of a current Corporate Authorised Representative or current Australian Financial Services Licensee.• I have provided the Applicant with a Statement of Advice relevant to the Investment Strategies selected by the Applicant in

this Application.• I have fully disclosed all fees of AMG Universal Super to the Applicant.

Section 1: REMUNERATION

The applicant has agreed to the paymentof an Initial One-off Fee being

exclusive of GST. To be deducted from initial investment amount.

The applicant has agreed to the paymentof an On-going Fee being

$ or % (up to 2.0%) exclusive of GST. Deducted from the applicant’s account balance as at the last day of the month.

The applicant has agreed to the payment of an Adviser fee for Insurance Cover %

exclusive of GST. Up to 30% of premiums paid. Deducted from the applicant’s account on the last day of the month.

(All fees are payable monthly)The remainder of this form should be completed by all applicants

Section 2: DECLARATION

• I declare that all information on this form is true and correct.• I understand the Initial One-off Fee, On-going Fee and Adviser Fee for Insurance Cover are negotiable between my authorised

adviser and myself and that any fees agreed to by me are in addition to the base fees stipulated in the PDS.• I consent to the Trustee accepting and acting on directions, instructions, requests and communications in relation to

investment management and administration in connection with the Fund, from my authorised adviser shown on this Member Application Form and his/her licensee. I authorise the Trustee to continue to accept, rely upon and act on these communications until I notify the Trustee in writing otherwise.

• I understand that prior to the Trustee accepting and acting on directions, instructions, requests and communications from my authorised adviser, I may be required to complete a separate agreement between myself, my adviser and the Trustee about this.

• I authorise the payment of adviser remuneration to my adviser in the form and amount(s) outlined within the Adviser Remuneration Form.

• I have read and understood the PDS and Additional Information Booklet dated 22 June 2012.• IhavereadandunderstoodtheconditionsoftaxfilenumbercollectionoutlinedinthePDS.

Section 3: SIGNATURES

Applicant’s Name (please print):

Applicant’s Signature: Date:

Name of Adviser (please print):

Signature of Adviser: Date:

Name of Licensee or Corporate Authorised Representative:

STAMP (including AFSL No. orCorporate Authorised Representative No.)

Direction and Indemnity Form

MEMBER AND FINANCIAL ADVISER

Date of this Deed:

PARTIES

1. THE TRUST COMPANY (SUPERANNUATION) LIMITEDABN 49 006 421 638 (“Trustee”) as trustee for AMG Universal Super (“Fund”)

2. (“Financial Adviser”)

3. (“Member”)

BACKGROUND

a. The Trustee is the trustee of the Fund;b. The Member is a member of the Fund;c. The Member has appointed the Financial Adviser to provide advice to the Member regarding the provision of retirement

savings and retirement income for the Member;d. The Financial Adviser is the holder of an Australian Financial Services Licence or is a corporate authorised representative

or representative of the holder of an Australian Financial Services Licence or corporate authorised representative within the meaning of section 910A of the Corporations Act;

e. If the Financial Adviser is an individual representative of the holder of an Australian Financial Services Licence or a corporate authorised representative (“Principal”), the Financial Adviser enters this Agreement in their personal capacity and on behalf of their Principal

f. The Member has authorised the Financial Adviser to give information requests and directions to the Trustee in relation to the investment management and administration of the Fund and the parties have agreed to enter into this Deed to record their agreements regarding those communications between the Financial Adviser and the Trustee (including communications about investments in instalment warrants where the Member has selected an investment strategy under the AMG Personal Share Portfolio option involving such investments).

OPERATIVE PROVISIONS

1. Authority of Financial AdviserThe Member acknowledges and confirms:

a. that the Financial Adviser is authorised on behalf of the Member to give Authorised Communications to the Trustee;b. that, subject to the conditions set out in this agreement, the Financial Adviser is authorised to give Authorised

Communications to the Trustee by facsimile or email; andc. where the Authorised Communications relate to investment in instalment warrants, any investment is subject to

the Policy in Attachment 2, and the receipt of written confirmation from the Member and the Financial Adviser that the Member has received advice from the Financial Adviser about and understands the risks associated with such investments and that the Member has received the Warrant issuer’s disclosure document; and

d. where the Authorised Communications relate to the acquisition or disposal of equities, any investment is subject to the Fund’s investment policy and information about the AMG Personal Share Portfolio in the Fund’s Additional Information Booklet from time to time.

The Financial Adviser acknowledges and confirms:a. If the Financial Adviser is an individual representative of the holder of an Australian Financial Services Licence or a corporate

authorised representative (“Principal”), the Financial Adviser has authority to enter this agreement on behalf of their Principal;b. that the Financial Adviser will only provide Authorised Communications to the Trustee that reflect the instructions of the Member;c. that the Financial Adviser’s recommendations to the Member in relation to the Fund’s investments will be in accordance

with the Financial Adviser’s legal obligations and consistent with the Fund’s investment policy including (but not limited to) information about the AMG Personal Share Portfolio in the Fund’s Additional Information Booklet from time to time and shall include the difference between investing via the Fund and investing directly in a particular investment (including investments available under the AMG Personal Share Portfolio);

d. that the Financial Adviser has provided the Member with any other disclosure documents relating to the Fund’s investments including, where the Authorised Communications relate to investment in instalment warrants, the Warrant issuer’s disclosure document

e. orders for the acquisition or disposal of equities pursuant to a Member’s Authorised Communications can only be executed after confirmation of the Member’s instructions has been received directly from the Member, or instructions are received from the Trustee or a duly authorised representative of the Trustee.

2. Trustee may rely on communications from the Financial AdviserThe Member agrees that the Trustee is to treat each Authorised Communication given to it by the Financial Adviser as if it was given by the Member and is entitled to act and rely upon each Authorised Communication as if it was given by the Member to the Trustee.

The Member agrees that where it has asked the Trustee to adopt an investment strategy which involves investment in instalment warrants, it requests and consents to the Trustee to enter into agreements which the Trustee in its capacity as trustee of the Fund enters into in relation to instalment warrants whether through itself or through any person acting on its behalf (Relevant Agreements) so that the Fund can undertake such investments.

3. Representatives authorised to give communications on behalf of the Financial AdviserThe Financial Adviser has authorised each of the executives, employees or other representatives of the Financial Adviser set out in Attachment 1 to give Authorised Communications to the Trustee. The Financial Adviser states that the Trustee may use the specimen signatures set out in that Attachment for the purpose of authenticating any facsimile sent or purporting to be sent by any of the Financial Adviser’s Representatives and may use the email address or other electronic identification set out in that Attachment for the purpose of verifying any email sent or purporting to be sent by any of the Financial Adviser’s Representatives.

4. Communications by fax and emailThe Member and the Financial Adviser agree that the Trustee is entitled to rely and act upon any document sent by facsimile and any email containing an Authorised Communication which appears to have been sent by any of the Financial Adviser’s Representatives. The Financial Adviser agrees that it will take reasonable steps to protect the security of any personal information and sensitive information contained in any Authorised Communication. The Member and the Financial Adviser agree that the Trustee may, as a condition of allowing Authorised Communications to be made by facsimile require that all facsimiles be sent to a secure machine or site.

The Member and the Financial Adviser further agree that the Trustee may, as a condition of allowing Authorised Communications to be made by email require that the Financial Adviser give any personal information and sensitive information which is contained in any email through a secure site using encryption or other devices to protect the information and may require that the sender use a method specified by the Trustee to identify the sender and authenticate the communication. The Financial Adviser agrees, if required by the Trustee, to give to the Trustee a document in a form approved by the Trustee signed by each of the Financial Adviser’s Representatives in which the representative acknowledges that they will observe the terms of this Agreement with respect to delivery of Authorised Communications by email.

5. Indemnity to TrusteeThe Financial Adviser and the Member jointly and separately covenant with the Trustee that they and each of them will indemnify the Trustee and keep the Trustee indemnified (both in its capacity as trustee of the Fund and in its personal capacity) against all actions proceedings losses claims demands expenses and costs in respect of or arising directly or indirectly out of:

a. the Trustee relying and acting upon any Authorised Communication given to it by the Financial Adviser or any of the Financial Adviser’s Representatives (including any given to it by email) including (without in any way limiting the generality of the above) any claims by any Member of or other person having an interest in the Fund for any misapplication of or loss of money or any failure to commence or maintain cover under any life policy any loss arising from any investment or switching of investments or from any failure to convert investments to cash or any loss of or change to benefits payable from the Fund;

b. the Trustee acting upon the request set out in clause 2 to enter into the Relevant Agreements and to undertake investment in instalment warrants. This includes (without in any way limiting the generality of the above) any claims by any Member of or other person having an interest in the Fund for any misapplication of or loss of money or any failure to close any position or convert investments to cash or switch investments or any loss of or change to benefits payable from the Fund arising out of the Fund investing in instalment warrants but excluding any loss arising from the negligence or fraudulent conduct of the Trustee or any of its employees.

6. Indemnities continue for substitute TrusteesThe Member and the Financial Adviser each agree that the indemnities set out in this Deed are to continue for the benefit of each person who may be appointed as a trustee of the Fund in place of the Trustee and that each indemnity relates to all claims against the Trustee (or any substitute trustee) in relation to any Authorised Communication.

7. Changes to the AttachmentsThe Trustee agrees:

a. that the Member and the Financial Adviser by a document signed by them and given to the Trustee may vary, limit or otherwise specify the directions, requests, information and other communications regarding the investment management and administration of the Fund that can be made by the Financial Adviser to the Trustee; and

b. that the Financial Adviser by a document signed by it and given to the Trustee may substitute a new Attachment 1 to this Agreement which will have effect from the date that it is given to the Trustee.

8. Interpretationa. In this Agreement unless that context indicates otherwise: “Authorised Communications” means directions, requests,

information and other communications regarding the investment management and administration of the Fund including requests to invest the Fund in particular investments or types of investments or investment pools, requests to realise or switch an investment, requests to exercise any rights held by the Trustee in relation to any investment and requests to change the investment strategy in relation to the Member’s interest in the Fund, or as otherwise stipulated pursuant to clause 7(a) of this Agreement; the “Fund” means the superannuation entity described in the Schedule; “personal information” and “sensitive information” have the meanings given in the Privacy Act 1988; “Financial Adviser’s Representatives” means (as applicable) the executives or employees or other representatives of the Financial Adviser set out in Attachment 1.

b. In this Agreement, references to the Trustee include references to a service provider of the Trustee, where the service provider is duly authorised to accept Authorised Communications from a Financial Adviser on behalf of the Trustee.

9. WaiverA waiver by anyone of any provision of this Agreement or of any right given to them under this Agreement or of any default under this Agreement will only be effective if it is in writing. A failure by anyone to exercise or any delay by them in enforcing the provisions of this Agreement will not operate as a waiver by them of any of their rights. A partial exercise of any right, power or remedy by a person does not stop that person from exercising or further exercising that right, power or remedy or from exercising any other right, power or remedy. The rights, powers or remedies given to anyone under this Agreement are cumulative and are not exclusive of any other rights, powers or remedies provided by Law. Any custom or practice of the parties which is at variance with the terms of this Agreement is not to be treated as a waiver of anyone’s right to require strict and exact compliance with the terms of this Agreement in the future.

10. VariationAny variation to any of the provisions of this Agreement must be in writing and signed by all of the parties.

11. Governing Law and JurisdictionThis Agreement is governed by and is to be construed in accordance with the laws of the State of Victoria and each party agrees to submit to the non-exclusive jurisdiction of the Courts of Victoria. Where any legal proceedings are brought in Victoria each party irrevocably waives any objection to the venue on the basis that the proceedings have been brought in an inconvenient forum. Any terms or conditions of this Agreement found to be unenforceable will be deleted, but will not affect the remaining terms and conditions of this Agreement.

EXECUTED AS A DEED SCHEDULE

Executed by THE TRUST COMPANY (SUPERANNUATION) LIMITED

ABN 49 006 421 638 in accordance with Section 127 of the Corporations Act 2001 by being SIGNED SEALED AND DELIVERED on behalf of that Company under Authorised Power of Attorney.

Trustee Signature:

Executed by Member

Member Name: Member Signature:

Witness Name: Witness Signature:

Executed by Financial Adviser

Adviser Name: Adviser Signature:

Authorised Representative of:

Authorised Representative No: APSL No:

Witness Name: Witness Signature:

SCHEDULE

The Fund: AMG Universal Super (ABN 30 099 320 583, RSE Reg No, R1 001006)

Contact details for each party are:

Name of Party: The Trust Company (Superannuation) Limited ABN 49 006 421 638, RSE Licence No. L0000635, AFSL No 235 153 as trustee for AMG Universal SuperPostal Address: PO Box 3528, Tingalpa QLD 4173Fax: (07) 3902 9899Email: [email protected]

Name of Party:

Name of Financial Adviser:

(Where applicable) ABN/ACN:

(Where applicable) AFSL or Corporate Authorised Representative Number:

Postal Address:


Fax: Email Address:

Name of Party:

Name of Member:

Postal Address:


Fax: Email Address:

ATTACHMENT ONE

Financial Adviser’s Nominated Representatives Name:

E-Mail: Specimen Signature:

Name:


Name:


ATTACHMENT TWOInstalment Warrants Policy for the AMG Universal Super Fund(Request To Trade In Instalment Warrants And Indemnity) The Trust Company (Superannuation) Ltd (Trustee)

Instalment Warrants increase a member’s exposure to underlying assets (as an example, specific Australian Shares) by allowing the member to buy the underlying asset in two payments (or instalments) over a given period of time (a part payment upfront and a delayed optional final payment at a later date). This allows a member to buy shares for a portion of the current share price while receiving the benefits of share ownership.

AMG Universal Super offers members the opportunity to invest in Instalment Warrants as specified below:

Ordinary (Vanilla) Instalment Warrants• To increase member exposure to Australian blue chip shares. Members pay only a proportion of the share price up front (for example,

between 40-70%), however members receive the benefits of share ownership like capital growth, dividends and franking credits.

Self Funding Instalment Warrants• Moderately geared, long term, tax efficient investments that gives the member a convenient way to enhance the exposure to capital growth,

dividends and franking credits from high dividend yielding blue chip Australian shares. The dividends from the underlying shares are retained by the issuer and used to reduce the loan balance.

All Instalment Warrants written or sold by the Fund must relate to securities available under the AMG Personal Share Portfolio and be a fully covered transaction. You should refer to the disclosure document issued the Warrants issuer. The Financial Adviser providing the advice regarding Instalment Warrants to the member must ensure that the member receives the relevant disclosure document and fully understands the risks associated by making this investment and that adequate cash flow and capital will be able to cover the initial instalment transaction and future consideration required to complete the transaction. The risk level applicable to the AMG Personal Share Portfolio increases where Instalment Warrants are used.

The Fund may buy or sell Instalment Warrants for the purposes detailed in this Instalment Warrant Policy issued for the Fund.

P: 1300 264 264 E: [email protected] W: www.amgsuper.com.au

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