I N S U R A N C E Y O U N E E DC R E A T E D B Y A M I G O M G A , L L C

• Insurance is imperative no matter where you live.

• Finding insurance policies to cover your health, life, property, and auto insurance is important for you to live a happy, comfortable life that you have worked hard for.

• Obtaining good health is what enables you to work and in turn earn money, so you can enjoy your life.

• In the event that you are diagnosed with a certain illness, or if you get into an unexpected accident, health insurance is a life-saver.

• Many employers offer health insurance benefits to full-time employees, and some may even offer benefits to part-time employees.

• The important thing to know about health insurance is that regardless if you are receiving benefits, you still need it.

• It will save you more money than you could imagine; even a basic hospital bill can cost you thousands of dollars.

• Life insurance is another policy that you should sign up for, especially if you are married and/or have children.

• According to an article published by FinancialPlan.about.com, “When you are gone you create an income gap which could put your spouse or children in financial trouble. Death is hard enough; don’t make it even harder by putting your loved ones in a financial jam if the unfortunate does happen,” (Vohwinkle, Types of Insurance Policies You Need).

• In addition, you should check with your employer if your company offers a basic life insurance benefit, which many do.

• This will allow you to receive life insurance at an affordable rate.

• Property insurance, is another type of insurance policy that is often split into various categories, such as homeowners insurance and renters insurance.

• Homeowner insurance is often mandatory if you pay a mortgage because banks require the asset (your home) to be insured if you are borrowing money to purchase the property.

• Furthermore, if you are a renter, renters insurance policy covers replacement costs in the event of a burglary, fire, or disaster, which can destroy a large amount of money that you have spent on valuable items.

• Last, auto insurance is another insurance policy that is required by most states.

• According to FinancialPlan.about.com’s article on types of insurance policies, “The most common reason to have auto insurance is to cover the replacement of an expensive asset. Like a home, automobiles can be quite expensive and if it gets damaged you want to be able to repair or replace it,” (Vohwinkle, Types of Insurance Policies You Need).

• Auto insurance most likely will also cover bodily injury or death of another human being if you get into a car accident that you are legally responsible for, along with medical expenses related to that incident.

• In some cases, it can cover legal defense costs.

• Regardless of your financial situation, these insurance policies are very important to have.

• Many insurance agencies are negotiable for your benefit and recognize that being an insurance owner is vital to living a happy, healthy, and comfortable way of life.