about bajaj finserv
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About Bajaj Finserv
Bajaj Finance Limited
We are the most diversifed non-bank in the country, the largest financier of consumer
durables in India and one of the most profitable firms in the category.
Hereunder are summary details of our portfolio of businesses, with a brief description on
each.
Consumer Finance
Consumer Durables Finance
Lifestyle Finance
EMI Card
Personal Loans Cross Sell
Co-branded Credit Cards
Two and three wheeler Finance
Salaried Personal Loans
SME Finance
Mortgage
Business Loans
Commercial Lending
Construction Equipment Finance
Infrastructure Finance
Vendor Financing
ABOUT BAJAJ FINANCE
Mr. Sanjiv Bajaj
(Managing Director of Bajaj Finserv)
Bajaj Finserv Limited is the holding company for the financial services businesses of the Bajaj Group. Its insurance joint ventures with Allianz SE, Germany namely Bajaj Allianz Life Insurance Company Limited and Bajaj Allianz General Insurance Company Limited are engaged in life and general insurance business respectively. Its subsidiary Bajaj Finance Limited is a Non Banking Finance Company engaged in consumer finance, SME finance and commercial lending. Bajaj Financial Solutions Limited, a wholly owned subsidiary of Bajaj Finserv Limited is engaged in wealth advisory business.
Bajaj Finserv has a vision to become a full fledged financial services company and be the financial partner to the Indian consumer and help him across his financial needs, whether for finance, for investment management, for protection or for post retirement support, throughout his lifecycle. Bajaj Finserv is a consumer focused company with emphasis on profitable
growth and operational efficiency to deliver best results to all its stakeholders.
What We Do
We often ask ourselves - What is it really that we do? And what is the outcome of
what we do? What is our Big Goal?
The best we’ve come to describing it is to create the largest base of the most
satisfied customers amongst all non-banks in the country; customers who, in
turn, pursue bigger ambitions and create better realities.
It’s not a blind pursuit from here.
Other than the choice of our headquarters, nearly just about everything that we
do springs from ‘How can we achieve our big goal?’ With the voice of the
customer at the centre, we’re obsessed with creating a positive difference in
what customers expect from this category. Innovations sit at the heart of this.
Innovations need investments, in technology, people, and processes. We have
invested deep in creating an ecosystem of partners and an internal culture that
feeds on the desire to raise the bar. Sure, innovative products give us an edge
but they aren’t good enough to sustain the edge. We continuously improve,
becoming better than our previous best.
In the last few months, we have introcuded new products and services that are
industry firsts, launched new businesses that extend our unique offerings to
more categories.
Today, we are the most diversifed non-bank in the country, the largest financier
of consumer durables in India and one of the most profitable firms in the
cateogry.
Sounds like we have come a long way. However, for us, it’s just started. Expect
us to continue to bring to you relevant, and compelling innovations in the future.
Hereunder are summary details of our portfolio of businesses, with a brief
description on each.
o Consumer Durables Finance
o Lifestyle Finance
o Personal loan Cross Sell
o Salaried Personal Loans
o Co-branded Credit Cards
o Two and three wheeler Finance
o Mortgage
o Business Loans
o Construction Equipment Finance
o Infrastructure Finance
o Vendor Finance
Consumer Durables Finance
Present in the top 79 cities of the country, we are now the largest Consumer
Durables Financier in India. We financed over 10% of all consumer electronics
sold in the country in the last year. We finance one out of every four LCD and
Plasma televisions sold in the country. Last year, we acquired more than 1.45
million new customers, through our over 2,500 points of sale across the country.
Our existing customers can enjoy special benefits of their relationship with the
EMI card. With EMI card, any of our exiting customers can go and buy their next
consumer durable from our partner outlets with the simple swipe of the EMI card.
There is no need for any additional documents.
We have recently introduced Extended Warranty on all purchases made through
our 0% interest Consumer Durables Finance. With Extended Warranty, you get
an additional one-year warranty, over and above the manufacturer’s warranty on
your consumer durable.
For more details on the EMI Card and Extended Warranty, click on the ‘What We
Do’ button on the top of your screen and make a selection from the drop-down
menu.
Lifestyle Finance
Our recent addition to our portfolio of businesses, Lifestyle Finance extends the
0% interest finance proposition to a host of lifestyle products ranging from Home
improvements and furniture, Modular kitchens, Jacuzzi & bathroom fittings,
Kitchen equipment to Luxury watches and digital lifestyle products. We are
currently present in over 10 cities across a host of leading partner chains like
@home, EVOK, Hypercity, Durian, Timbor, Reliance Living and Fitness One.
Personal loan Cross Sell
Through this business, we offer existing customers with good repayment history
various pre-approved personal loan offers. While maintaining focus on the
balance between business growth and the risk-reward equation, deployments
under this category grew by 53% to Rs. 586 crore. The company financed over
86,000 new customers in the current year.
Salaried Personal Loans
To diversify our offerings in the Consumer Finance business, the company
launched Salaried Personal Loans business. This business focuses on the
financial needs of salaried employees. The business targets affluent salaried
employees above a threshold salary range employed with leading companies.
Co-branded Credit Cards
We have entered into a strategic partnership with Standard Chartered Bank and
has launched co-branded credit cards (‘Platinum’ and ‘World Card’) for
customers with a good repayment track record.
Two and three wheeler Finance
In FY2012, we emerged as one of the largest two-wheeler financier in India.
Despite an increase in competitive activity throughout the year with some banks
aggressively promoting two-wheeler and three-wheeler loans, we financed over
650,000 new customers, operating through 571 Bajaj Auto dealerships as well as
over 1,700 of its sub-dealers across the country.
Mortgage
Under this business, we focus on financial needs of affluent and high net worth
small business and self-employed customers, offering loans against the
mortgage of retail, residential and commercial premises. We were the first
financial services company in the country to introduce the policy of NIL
foreclosure charges and Prompt Prepayment Benefit program.
Recently, the company introduced another industry first - flexisaver. This product
offers customers the flexibility to ‘draw when they want’ and ‘pay when they
want’ without any extra charges - the first of its kind in this space.
Business Loans
Through this business, we offer our affluent SME customers unsecured loans for
their varied business needs. We are the only financial services provider to offer
up to Rs. 50 lacs unsecured loan for SMEs. This business is present in the top 31
cities across India.
Recently we introduced a special lending program for Doctors.
Construction Equipment Finance
Construction Equipment Finance portfolio is designed to meet the financial needs
of businesses engaged in the infrastructure sector. Through this business, we
finance the construction equipment needs of these businesses. Currently, we
serve customers in over 23 cities in India
Infrastructure Finance
We commenced this business a little over year ago. This business focuses on
Project Finance, Corporate Finance and Mezzanine Debt to infrastructure
companies/projects. We believe Infrastructure Finance is a critical input to
continue to keep the pace on our infrastructure development. However, given
the high interest rate scenario and uncertainty in government policy in key
areas, we continue to be selective in lending in this sector, and offer is a core
need of the country.
Vendor Finance
This business focuses on short and medium term lending needs of vendors of
large auto manufacturers. This is a three year old business and has been growing
steadily.
Portfolio SummaryWe are the most diversifed non-bank in the country, the largest financier of
consumer durables in India and one of the most profitable firms in the category.
Hereunder are summary details of our portfolio of businesses, with a brief
description on each.
Consumer Finance
Consumer Durables Finance
Lifestyle Finance
EMI Card
Personal Loans Cross Sell
Co-branded Credit Cards
Two and three wheeler Finance
Salaried Personal Loans
SME Finance Mortgage
Business Loans
Commercial Lending
Construction Equipment Finance
Infrastructure Finance
Vendor Financing
For more details and recent business update on each business, please refer to
the details below.
o Consumer Durables Financing
o Lifestyle Finance
o EMI Card
o Personal Loan Cross Sell
o Salaried Personal Loans
o Co-Branded Credit Cards
o Two and Three Wheeler Finance
o Mortgage
o Business Loans
o Construction Equipment Finance
o Infrastructure Finance
o Vendor Finance
Consumer Durables Financing
Present in the top 79 cities of the country, we are now the largest Consumer
Durables Financier in India. We financed over 10% of all consumer electronics
sold in the country in the last year. We finance one out of every four LCD and
Plasma televisions sold in the country. Last year, we acquired more than 1.45
million new customers, through our over 2,500 points of sale across the country.
Our existing customers can enjoy special benefits of their relationship with the
EMI card. With EMI card, any of our existing customers can go and buy their next
consumer durable from our partner outlets with the simple swipe of the EMI card.
There is no need for any additional documents.
We have recently introduced Extended Warranty on all purchases made through
our 0% interest Consumer Durables Finance. With Extended Warranty, you get
an additional one-year warranty, over and above the manufacturer's warranty on
your consumer durable.
For more details on the EMI Card and Extended Warranty, click on the 'What We
Do' button on the top of your screen and make a selection from the drop-down
menu.
Products Covered
0% interest Consumer Durables Finance is available on a wide range of products
and in over 80 cities across India. Hereunder is an indicative list of products
covered:
o LED/LCD/CTV
o Washing Machines
o Microwave Ovens
o Refrigerators,
o Cameras/Camcorders
o Dishwashers
o Generators
o Cooking Range products
o Dryers
o Laptops (Select)
o Air purifiers / Water Purifiers / R.O.
o Music Systems
o Inverters
o Air conditioners
0% Interest Lifestyle Finance
201 REASONS TO BUY LIFESTYLE PRODUCTSWITH 0% INTEREST FINANCE
TO KNOW MORE, CLICK HERE
Our Advantages
o Products Covered
o Features and Benefits
o Eligibility and Documents
o Fees and Charges
o How to Apply
o FAQ
o Contact us
o Agreements and T&C
Products Covered
0% interest Lifestyle Finance is available on a wide range of lifestyle products.
Hereunder is an indicative list:
o Home improvements and furniture
o Modular kitchens
o Jacuzzi & bathroom fittings
o Kitchen equipments
o Home furnishings
o Luxury watches
o Digital lifestyle products
o Tablet PCs
o Smart-phones
For a detailed listing of what all items are covered in sections like Home
improvements and Furniture and Fitness euipment, please refer to the tables
below:
Home improvements and furniture
Antiques Bar unit Bath and sanitary ware
Bed set Bedroom set Book case
Carpets Centre table Console
Curio cabinet Curtain stitching Curtain tracks
Customised modular kitchens
Day bed Dining set
Dining table Dresser mirror Electric chimney
Glass top dining set HobsHome improvement accessories
Hoods Italian furniture Kitchen cabinet
Library cabinetLiving and dining room sets
Lounger
Occasional chair Recliners Rugs
Separator Shoe cabinet Side table
Sofa cum bed Sofa setsSolid rubber wood furniture
Tableware Wall cabinet Wall units
Wardrobes
Fitness equipment
Bowflex Cable Cross Cross sprinter
Cross trainers Cycles Elliptical
Fitness bike Home Gym Massage chairs and accessories
Motorized tread mill Orbitrators Oyester steam room machine
Platinum Dip Station Recumbent bikes Rowers
Spin Racing bike Sprinter (spin) bike Treadmill
Upright bike Vibration plate
Extended WarrantyWith Extended Warranty from Bajaj Finserv Lending, you have one more
compelling reason to choose our 0% Interest Consumer Durables Finance as your
preferred mode of payment for all durables purchases.
Now, with all your consumer durables purchases, you can opt for an additional
one year warranty, over and above the manufacturer’s warranty. What’s more,
you can pay for the Extended Warranty through our convenient 0% interest EMI
options.
Our Advantages
o Products Covered
o Features and Benefits
o Fees and Charges
o How to Apply
o FAQ
o Agreements and T&C
Products Covered
Extended Warranty covers the cost of repair/ replacement of the consumer
durable appliance (i.e. insured asset) arising out of unforeseen defects in
material or workmanship within the Policy Period. Wherein Policy Period is
defined as 12 months, commencing after expiry of manufacturer’s product
warranty period.
Sum Insured of the insured asset is equal to the Invoice price
Maximum claim payment under the policy is equal to the Sum Insured
Repair services are to be performed at authorized service centres only. For a list
of service centres, check out the section on Service Centres
the list of products covered under the Extended Warranty program are:
Colour television (CTV, LCD, LED) Music system
Refrigerator Handycam
Washing machine Water purifier
Air conditioner Vacuum cleaner
Camera Dish washer
Microwave oven Cloth dryer
Personal computer Air purifier
Laptop Condenser dryer
iPod Kitchen appliances
Home theatre
Please note that appliances that are used for commercial, rental or profit
generation purposes are not covered in Extended Warranty.
EMI Cards
201 reasons to swipe your EMI card for durableand lifestyle purchases
TO KNOW MORE, CLICK HERE
Our Advantages
o Features and Benefits
o Eligibility and Documents
o Fees and Charges
o How to Apply
o FAQ
o Contact us
o Agreements and T&C
Features and Benefits
We deploy technology and apply innovation to create unique and compelling
propositions that help you do what you always wanted to do. Hereunder are a
host of unique features and benefits that you enjoy with EMI Cards from Bajaj
Finserv Lending. Read on to know more:
Pre-Approved eligibility
The EMI card carries a pre-approved loan in your wallet. You can avail of your
loan facility to purchase any consumer durable & lifestyle product of your choice.
Instant approval
Simply Swipe, Sign and Buy with your EMI card. The moment you swipe your
card, you get instant approval, subject to the amount pre-approved for you.
Minimum documentation
For using your EMI card, you don't need to give any documents. Your EMI card
carries all the necessary information required.
Preapproved Offers
As an existing customer, you get exclusive preapproved offers from time to time
across a host of our partner retailers and manufacturers.
Online Account Access
Get all information about your loan like repayment track, interest certificate,
payment schedule etc through our digital customer portal. Just log in with your
loan account number and access whatever information you want about your
loan.
Health benefits through IHO (Indian Health Organisation)
You can avail of special health benefits on you EMI card, courtesy our partnership
with Indian Health Organisation (Need to mention that its applicable to selected
cities only).The details of various IHO benefits on the EMI card is given below:
o 100% off on first two consultations & check-ups with each doctor OR 50% off
on all consultations with each doctor
o 50% off on one dental X-ray & Cleaning
o 30% off on a basic dental treatment
o 25% off on any further treatments like immunizations or treatments
o 25% off on Lasik treatment
o 30% off on all pathology tests
30% off on all radiology test.
Credit Cards
Now earn benefits on purchase of the most diverse products and services with a
single Credit Card
Ever wondered why should credit card benefits come in thin slices? Wished there
was a credit card that gave you benefits from the smallest daily grocery
purchases to the most unique lifestyle holiday?
With the Bajaj Finserv Standard Chartered World and Platinum Credit Cards earn
benefits nearly every time you swipe them. From utility payments to fashion
purchases, from grocery shopping to international holiday bookings, earn points
across more slices of your life than any other single Credit Card.
Click here to apply online Or SMS CARD to 56070 Or call on 1800 1030 333
Our Advantages
o World Credit Card
o Platinum Cards
o Eligibility and Documents
o Fees and Charges
o How to Apply
o FAQ
o Testimonials
o Agreements and T&C
World Credit Card
Enjoy the best in class privileges on your Bajaj Finserv Standard Chartered World
Credit Card. With the multiple reward points programs, shopping is truly a
rewarding experience. Now enjoy 5 reward points for every Rs.100 spend at
supermarkets and departmental stores.
Enjoy 5 reward points on Retail fashion and 3 reward points on any other spends.
Enjoy a host of benefits right from travel to dining to golf and many more.
Exclusive Benefits
Welcome Offer
The good life begins as soon as you sign up. Enjoy 6000 Reward points as an
additional bonus on payment of your first monthly bill of your BAJAJ FINSERV
STANDARD CHARTERED credit card account.
Rewards on Offer
o 5 Reward points for every Rs.100/- spent at Grocery Stores
o 5 Reward points for every Rs.100/- spent at Departmental Stores
o 5 Reward points for every Rs.100/- spent at Super-Stores
o 5 Reward points for every Rs.100/- spent on Retail Fashion
Regular Category
Earn 3 Reward points for every Rs.100/- spent
Bonus Reward Program
What’s better than regular reward points? Bonus reward points. Every time you
use your BAJAJ FINSERV STANDARD CHARTERED credit card to shop at outlets
who have tied up with the card, you automatically earn bonus points which are
over and above the reward points you already receive. Bonus points help you
accelerate your points so you can achieve your rewards faster. Earn Bonus points
at over 1000 merchant outlets.
Utility Bill Payments
50 Reward points on payment of utility bills through Standard Chartered Bill pay
service.
Monthly Rewards
2 additional Reward points per Rs.100/- on incremental spends on regular
categories above Rs.100,000 per statement cycle.
Birthdays
10 reward points for every Rs.100/- spent on birthdays (holder of the primary
card).
Redemption Opportunities
Choose from an exciting range of shopping vouchers, gifts, dining rewards,
holiday packages and lots more. Visit the online redemption rewards division at
www.standardchartered.co.in for more details.
Golf
Golf Program India :
Now enjoy a good teeing session with your BAJAJ FINSERV STANDARD
CHARTERED credit card.
o Complimentary Golf at select Golf Courses in India
o Complimentary lessons
o Concierge facility
SESA Golf Program : Enjoy privileged access and special rates at premium Golf
Courses in South East and South Asia.
Other Benefits
Sl.
Brand Category Offer Details
1Lemon Tree Hotels
Travel20% off on F&B and Best Available Rates + 20% off the Room Rates at Lemon Tree Premier Hotels
2 Travelocity Travel Rs.1000 e Voucher with every air ticket booked
3Matrix Mobiles
Travel
o Free rental for a month (UK/ Singapore)
o Free talk time worth Rs. 500 (USA/UK), Rs.
300 (Other Countries)
o Free Data usage up to 5 GB (USA), 500 MB
(UK) 300MB (Singapore)
o Free SIM card delivery
o Waiver of activation and deactivation
charges.
o Permanent SIM if they are frequent
travelers
4Hertz Car Rentals
International Deals
o 10% off Hertz Affordable Rates
o First year fee waiver for Hertz #1 Club Gold
membership
5Café Coffee Day
ShoppingGet Choco Rocks Drink Free on bill of Rs. 150 & above
6 Triumph ShoppingGet 15% off on shopping worth Rs.2500 and above at Triumph
7 Richfeel Shopping
Avail a Consultation with Trichologist including Hair Testing & Analysis & get ‘Healthy Hair Always’ session worth Rs.495 complimentary > Flat 15% Off on Spa Services
8Apollo Pharmacy
Shopping
o Flat 5 % on FMCG / OTC Products
o Flat 7.5 % on Pharma (Medicines)
o Flat 10 % on Apollo Brands (Private Label
Products of Apollo Pharmacy)
9 Re-birth Shoppingo Buy any 2 products and Get the third
product absolutely free
10
Bookmydeal.com
Shoppingo Buy 1 Deal and Get 1 Deal Free @
www.BookMyDeal.com
Conditions apply. Kindly check for validity date on the Mastercard website.
Salaried Personal Loans
Our Advantages
o Features and Benefits
o Eligibility and Documents
o Fees and Charges
o How to Apply
o FAQ
o Contact us
o Testimonials
o Agreements and T&C
Features and Benefits
We deploy technology and apply innovation to create unique and compelling
propositions that help you do what you always wanted to do. Hereunder are a
host of unique features and benefits that you enjoy with Salaried Personal Loans
from Bajaj Finserv Lending. Most of these features are industry firsts and come
only with our portfolio of offerings. Read on to know more:
Instant Online Approvals
Now get instant approvals of upto Rs. 15 lacs on your salaried personal loan
through our online facility. No need to go to any branch. From wherever you are,
simply log onto the online section, fill an online form and within 90 seconds, get
approval on your application. It is as simple as 123.
Click Here to apply online
Loans up to Rs.25 lacs
Bold dreams need big means. We offer the highest ticket size of up to 25 lacs so
that you can pursue your bold dreams. This is the highest ticket size that anyone
offers in this category.
Prompt Repayment Benefit
Get rewarded for keeping your Secures. Enjoy the exclusive Prompt Repayment
benefit for paying your EMIs on time. If you clear your first 12 EMIs without any
delays, you will get 1% of the annualized interest amount paid back to you.
This facility will be available for the entire period of your loan tenor and will be
paid at the end of every 12 months, subject to your EMIs paid on time.
Part Prepayment facility
You can prepay upto 6 times in a calendar year at any interval with the minimum
amount per prepay transaction being not less than 3 EMIs. There is no limit on
the maximum amount. This is subject to your clearing your first EMI.
Nil Foreclosure charges
Now you can choose to foreclose your loan anytime during your loan tenor
without paying any foreclosure charges.
Preapproved Offers
As an existing customer, you get exclusive preapproved offers from time to time.
Online Account Access
Get all information about your loan like repayment track, interest certificate,
payment schedule etc through our digital customer portal. Just log in with your
loan account number and access whatever information you want about your
loan.
Business LoansNow finance the large dreams for your business with unmatched flexibility of
interest rate, tenure and payback options.
Ever wondered why should rigid financing options and cumbersome processes
interrupt your dreams to take your business to the next level? Wished there was
a financier who understood that you need to focus on your business rather than
navigate the finance world for just one of your business needs?
Now our unique finance products, flexible options for interest rate and tenure,
simple & transparent processes with minimal documentationand anytime-
anywhere access to your loan information,will help you focus on what’s
important – your Big dream for your business.
To apply for a business loan just call us on 1800 2094151
Our Advantages
o Features and Benefits
o Eligibility and Documents
o Fees and Charges
o How to Apply
o FAQ
o Contact us
o Testimonials
o Agreements and T&C
Features and Benefits
We deploy technology and apply innovation to create unique and compelling
propositions that help you do what you always wanted to do. Hereunder are a
host of unique features and benefits that you enjoy with Business Loans from
Bajaj Finserv Lending. Most of these features are industry firsts and come only
with our portfolio of offerings. Read on to know more:
Loans up to 45 lacs
We offer the highest ticket size of up to 45 lacs as Business Loan so that you can
pursue your ambitions for your business. This is the highest ticket size that
anyone offers in this category.
No Guarantors. No Collateral
You don't need to provide any Guarantors or give any collateral to avail our
Business Loans.
Prompt Repayment Benefit
Get rewarded for keeping your commitments. Enjoy the exclusive Prompt
Repayment benefit for paying your EMIs on time. If you clear your first 12 EMIs
without any delays, you will get 1% of the annualized interest amount paid back
to you.
This facility will be available for the entire period of your loan tenor and will be
paid at the end of every 12 months, subject to your EMIs paid on time.
Part Prepayment facility
You can prepay upto 6 times in a calendar year at any interval with the minimum
amount per prepay transaction being not less than 3 EMIs. There is no limit on
the maximum amount. This is subject to your clearing your first EMI.
Nil Foreclosure charges
Now you can choose to foreclose your loan anytime during your loan tenor
without paying any foreclosure charges.
Preapproved Offers
As an existing customer, you get exclusive preapproved offers from time to time.
Online Account Access
Get all information about your loan like repayment track, interest certificate,
payment schedule etc through our digital customer portal. Just log in with your
loan account number and access whatever information you want about your
loan.
Home LoansOf the many joys of life, the joy of buying your own home is endearing. With our
Home Loans, you are a step closer to realising your dream of owning your own
home.
Given the importance of this decision in your life, we have kept the entire
process of opting for a home loan simple, convenient and quick. What’s more,
there are a host of unique benefits and services to ensure all your risks are
covered.
Our Advantages
o Features and Benefits
o Eligibility and Documents
o Fees and Charges
o How to Apply
o FAQ
o Contact us
o Agreements and T&C
Features and Benefits
We deploy technology and apply innovation to create unique and compelling
propositions that help you do what you always wanted to do. Hereunder are a
host of unique features and benefits that you enjoy with Home Loans from Bajaj
Finserv Lending. Most of these features are industry firsts and come only with
our portfolio of offerings. Read on to know more:
Total Loans
A unique offering to our home loan customers who are buying ready to occupy
property. While we fund your dream home we also understand that you need to
spend on the fixtures and fittings to make the place yours. As a part of the
overall package, we offer you a separate amount exclusively for this.
Refinance
If you have purchased your property within last 12 months by using own source
of funds, you can avail of our refinance option and take a loan up to the
registered value of your property.
Part Prepayment facility
You can prepay any amount per prepay transaction being not less than 3 EMIs.
There is no limit on the maximum amount. This is subject to your clearing your
first EMI.
Prompt Repayment Benefit
Get rewarded for keeping your commitments. Enjoy the exclusive Prompt
Repayment benefit for paying your EMIs on time. If you clear your first 12 EMIs
without any delays, you will get 0.5% of the annualized interest amount paid
back to you. This facility will be available for the first three years of your loan
tenor and will be paid at the end of every 12 months, subject to your paying the
preceding 12EMIs paid on time.
Nil Foreclosure charges
Now you can choose to foreclose your loan anytime during your loan tenor
without paying any foreclosure charges.
Online Account Access
Get all information about your loan like repayment track, interest certificate,
payment schedule etc through our digital customer portal. Just log in with your
loan account number and access whatever information you want about your
loan.
Customised Insurance Schemes
o Group Credit Protection Plus from Bajaj Allianz
o Non Medical Loan & Life Insurance of up to Rs. 100 Lacs
o Level term Plan, which means you are covered for the complete amount
despite reduction/ prepayment of loan amount
o Coverage for the complete tenure of the loan up to a maximum of 30
years
o Home Safe Plus from ICICI Lombard
o Non Medical Insurance up to Rs. 3 Crores
o Provides coverage against accidental death, permanent or total
disability, diagnosis of critical illness and loss of job.
o Coverage for 5 years.
o Bajaj Allianz SFSP Policy
o Bajaj Allianz’ SFSP Policy offers a comprehensive insurance cover for your
home (i.e. residential building) against various contingencies to ensure
that your prized possession is always safe!
Loan Against PropertyNow your big plans don't need to be shelved because of lack of access to large
capital. Be it that big investment, an acquisition or business expansion, with our
wide portfolio of Loan Against Property, we have the solution to meet your
diverse needs.
Our Advantages
o Product Portfolio
o Features and Benefits
o Eligibility and Documents
o Fees and Charges
o How to Apply
o FAQ
o Contact Us
o Testimonials
o Agreements and T&C
Product Portfolio
We have a range of products to cover your varied needs. You can avail of our
Loan Against Property for any of the following:
o Loan Against Commercial Property
o Loan Against Residential Property
o Loan for Purchase of Commercial Property
o Loan Against Plot
o Lease Rental Discounting
o FlexiSaver loan
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