an introduction to site insurance & warranties plus information about contracts & health...

An Introduction to Site Insurance & Warranties PLUS Information about

Contracts & Health & Safety•Self Build

•Extension

•Renovation

•Conversion

•Improvement

Is it a plot or a renovation project? Either way it’s going to need specialist

cover.

Renovation Insurance

Home Insurance

EXCLUDES

this!

Extension Insurance

Home Insurance

Exclusions

Remember, the project you are embarking on is unique, so deal with an expert that understands

that.

Self-Build Insurance

£270,000

£561 premium

Site Insurance

Legal Expenses

Structural Warranty

New Build

Site Insurance

Existing Structure

Legal Expenses

Possibly a Structural Warranty

Conversion

Extension

Renovation

Flat Conversion

Site Insurance covers Extensions, Renovations,

Conversions and New Build projects and should be purchased when you exchange contracts on the plot or building you

wish to extend.

Site Insurance

New Works

Public Liability

Employers Liability

Plant & Equipment

Caravan & Contents

Personal Possessions

Personal Accident & Broken Bones

Legal Expenses

Has work started?

Site Insurance

Arrange this PRIOR to submitting a Building

Regulation Application to SAVE money.

Structural Warranty

We can cover properties that have been

completed and require a warranty retrospectively

to sell on.

Party Wall Liability

You are contractuallyresponsible for damage

to the Party Wall so make sure it’s covered.

Some general tips...

ContractsJust how trusting are you

going to be?

Claims

Some general tips...

ID Visitors/Delivery Drivers

Out of Sight out of Mind

Some general tips...Security

Health & SafetySome general tips...

You will have duties under

workplace health and safety law if:

a) you intend to sell the property

on completion, in which case

they would be considered to

be a developer

b) you directly employs (even if

only temporarily), workers to

build the property

c) you choose to manage the

project taking on contractors to

do the work

Health & SafetySome general tips...

Your Involvement Application of Health & Safety at Work

Legislation

Level 1

Entirely DIY – not selling on completion

Level 2

Self-managed with own labour & Subcontractors Level 3

Self-managed with own subcontractors Level 4

Kit Home with self-managed trades at the point the kit supplier hands over.

Level 5

Watertight Shell with self-managed finishes at the point the contractor hands over.

Level 6

Turnkey project with active client

Level 7

Custom Homebuilding

My contractor has Insurance already, do I need Site Insurance?

FAQ

Do I have to have Site Insurance or a Structural

Warranty?

FAQ

Thanks for listening, are

there any questions?

We are on stand

D21