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ANF

A B C

ARO

A B C

APPL

A B C

T

A B C

ADBE

A B C

MO

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BRK/A

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HRB

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BA

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BKE

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BNI

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CAB

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C

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KO

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CAG

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COST

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DE

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DIS

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DRBN

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DOW

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XOM

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FDX

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F

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GE

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GOOG

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HOG

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HSY

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HPQ

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INTC

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IBM

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JPM

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JNJ

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K

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KMB

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KMP

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KFT

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LVLT

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MCD

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MRK

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NKE

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PEP

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PETM

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PFE

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PG

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Q

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SCHW

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TGT

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MMM

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TWX

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TM

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SBUX

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SNE

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UA

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UNP

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USB

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VLO

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VZ

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V

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WMT

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WFC

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WU

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WHR

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WIN

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YHOO

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Created by Jamie Taylor, Thedford, NE

1A

The type of income you receive from employment is called ____________ income

earned

1B

Type question here

Type answer here

1C

Type question here

Type answer here

2A

____________ is ownership in a corporation

stock

2B

Type question here

Type answer here

2C

Type question here

Type answer here

3A

This is income from sources other than employment; like investments, interest on savings, a gift (ect)

Unearned income

3B

Type question here

Type answer here

3C

Type question here

Type answer here

4A

When you purchase a _______ you are lending money to an organization (business or government)

bond

4B

Type question here

Type answer here

4C

Type question here

Type answer here

5A

A ________ is money or a debt that you owe someone else

liability

5B

Type question here

Type answer here

5C

Type question here

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6A

This is any item you own that is of economic value to you

asset

6B

Type question here

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6C

Type question here

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7AShares of a company that do not guarantee a dividend and have more risk and volatility than preferred shares are ________ _________

Common stock

7B

Type question here

Type answer here

7C

Type question here

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8A

This is a type of business owned by stockholders and has rights and responsibilities as if it were a person

corporation

8B

Type question here

Type answer here

8C

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9A

______________ are part of a company’s profits (earnings) that it pays as money to stockholders

Dividends

9B

Type question here

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9C

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10A

This is someone who risks funds by purchasing financial products with the hope investments will increase in value over time

An investor

10B

Type question here

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10C

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11A

This is the first sale of stock to the public by investment bankers

IPO – Initial Public Offering

11B

Type question here

Type answer here

11C

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12A

These are shares of ownership of a company in which the share holder is guaranteed a dividend, but have no voting rights

Preferred Stock

12B

Type question here

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12C

Type question here

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13A

This is a company owned by a person, family, or small group of investors that does not sell shares of stock in the company

Private Company

13B

Type question here

Type answer here

13C

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14A

This is a company that is owned by investors who buy shares of stock

Public company

14B

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14C

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15A

________ is the chance of losing all or part of an investment

Risk

15B

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15C

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16A

A _________ __________ is a place where shares of publicly held companies are bought and sold

Stock exchange

16B

Type question here

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16C

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17A

_____________ indicates how much and how quickly the value of an investment, market or market sector changes

Volatility

17B

Type question here

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17C

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18A

This stock is from companies who have a consistent record of relatively rapid growth and earnings in all economic conditions

Growth stocks

18B

Type question here

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18C

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19A

These stocks pay higher than average dividends

Income stocks

19B

Type question here

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19C

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20A

Stocks from companies which have a low market price considering historical earnings records and value of assets

Value stocks

20B

Type question here

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20C

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21A

These stocks are influenced by changes in the economic business cycle

Cyclical stocks

21B

Type question here

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21C

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22A

These stocks are not influenced by changes in the economic business cycle (and give good returns in down times)

Countercyclical stock

22B

Type question here

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22C

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23A

Stocks from companies with potential for substantial earnings

Speculative Stocks

23B

Type question here

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23C

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24A

Stocks from nationally recognized companies with long records of profit, dividend payments & good reputation for management

Blue-chip stocks

24B

Type question here

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24C

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25A

The net worth of a company

Book Value

25B

Type question here

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25C

Type question here

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26AHow much income a company has available to pay in dividends and reinvest as retained earnings on a per share basis

Earnings per share

26B

Type question here

Type answer here

26C

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27A

The relationship between the price of one share of stock and the annual earnings of the company

Price/Earnings Ratio

27B

Type question here

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27C

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28A

_________ measures a stocks volatility compared to overall changes in the stock market

Beta

28B

Type question here

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28C

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29A

A collection of investments

Portfolio

29B

Type question here

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29C

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30A

The ability of an asset to be converted to cash quickly and without any price discount

Liquidity

30B

Type question here

Type answer here

30C

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31A

A period of overall rising stock prices

Bull market

31B

Type question here

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31C

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32A

A period of overall declining stock prices

Bear market

32B

Type question here

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32C

Type question here

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33A

_____________ is the amount borrowed

Principal

33B

Type question here

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33C

Type question here

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34A

The fee charged to a borrower by a lender is called _____________

Interest

34B

Type question here

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34C

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35A

When you fail to meet a financial obligation (like a loan) you will ________ on that obligation

default

35B

Type question here

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35C

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36A

A _________ is a list of estimated expenditures and the expected ways to pay for them

budget

36B

Type question here

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36C

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37A

Increase in the value of an item

Appreciation

37B

Type question here

Type answer here

37C

Type question here

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38A

Decrease in the value of an item

Depreciation

38B

Type question here

Type answer here

38C

Type question here

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39A

A card that can be used to borrow money or make purchases is called a _______ ___________

Credit card

39B

Type question here

Type answer here

39C

Type question here

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40A

This is a pre-authorized loan with your bank or financial institution that you can access as needed

Line of credit

40B

Type question here

Type answer here

40C

Type question here

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41A

This is a debt arrangement that allows you to borrow and repay and then borrow again

Revolving credit

41B

Type question here

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41C

Type question here

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42A

Your past record of making payments on your liabilities is called your ______ _______

Credit history

42B

Type question here

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42C

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43A

Your capacity to borrow, often expressed as a score, such as FICO

Credit Rating

43B

Type question here

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43C

Type question here

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44A

__________ __________ is the net worth of a company

Book Value

44B

Type question here

Type answer here

44C

Type question here

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45A

The amount by which proceeds from the sale of a capital asset exceed the original investment is reffered to as: ________ ______

Capital Gain

45B

Type question here

Type answer here

45C

Type question here

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46A

A ___________ is an economic good; usually a product of mining or agriculture

Commodity

46B

Type question here

Type answer here

46C

Type question here

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47A

A ___________ is a security whose price is dependent upon one or more underlying assets (strictly a contract between two or more parties)

Derivative

47B

Type question here

Type answer here

47C

Type question here

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48A

Distributing funds among a variety of investments to minimize overall risks is called:

Diversification

48B

Type question here

Type answer here

48C

Type question here

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49A

The amount of money that remains after subtracting the company’s expenses from its revenue

Earnings

49B

Type question here

Type answer here

49C

Type question here

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50A

A security that tracks an index, industry, commodity or a basket of assets (like an index fund), but trades like stock on an exchange

ETF – Exchange Traded Fund

50B

Type question here

Type answer here

50C

Type question here

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51A

The amount a willing buyer will pay a willing seller for an asset, like stock

Market Price

51B

Type question here

Type answer here

51C

Type question here

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52A

An investment vehicle that is made up of a group of investments for the purpose of investing in securities and similar assets

Mutual Fund

52B

Type question here

Type answer here

52C

Type question here

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53A

The increase or decrease in the original purchase price of an investment

Rate of Return

53B

Type question here

Type answer here

53C

Type question here

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54A

This index tracks stock market activity for the top 500 US stocks

Standard & Poor’s Index

S&P 500

54B

Type question here

Type answer here

54C

Type question here

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55A

Shares owned by existing stockholders are divided into a larger number of shares

Stock Split

55B

Type question here

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55C

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56A

An abbreviated trading symbol name is called a:

Ticker Symbol

56B

Type question here

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56C

Type question here

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57A

Your net worth is equal to your _________ minus your _____________.

Assets, Liabilities

57B

Type question here

Type answer here

57C

Type question here

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58A

_______ & _______ need to be evaluated before an investment is chosen. Usually the higher the ____, the higher the _____.

Risk, Return

58B

Type question here

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58C

Type question here

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59A

Some common portfolio management issues are ________, investment income, _______, capital gain, _________ & tax planning

Liquidity, Risk, Diversification

59B

Type question here

Type answer here

59C

Type question here

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60A

The rule of 72 says:

_____ divided by _________ will be equal to the number of yeas it will take an investment or debt to double

72, Rate of Return

60B

Type question here

Type answer here

60C

Type question here

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61A______ & ________ investments include depositing money in a bank savings account, and purchasing a bond. The return on these investments is _______ or discount on face value.

Savings, Debt

61B

Type question here

Type answer here

61C

Type question here

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62A

_______ investments include stock, mutual funds, commodities, derivatives, and capital assets. The return on these assets is a ______ or a capital gain.

Equity, dividend

62B

Type question here

Type answer here

62C

Type question here

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63A

There is ______ ______ to money! We see it in _______ & opportunity cost.

Time value, Inflation

63B

Type question here

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63C

Type question here

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64A

There are three types of __________________ :

Interest Income, Dividends & Capital Gain

ROI – Return on Investment

64B

Type question here

Type answer here

64C

Type question here

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