are you missing coverage in your homeowner policy?

HEAVY RAIN A heavy rainstorm that overwhelms your home’s sewer system or your sump pump’sability to handle the water runoff.

SEWER BACKUPS CAN RESULT FROM VARIOUS SOURCES.

POSING A SAFETY ANDHEALTH HAZARD

A DOMINO EFFECT IS CAUSED BY THE INABILITY TO HANDLE WATER RUNOFF

BASEMENT FLOODINGPLUMBING OVERFLOW

Many older homes and communities arefaced with aging sewer systems, combined

pipelines, tree root infiltration, and evenblocked municipal lines.

While many of these causes are notdirectly within the homeowners control,

having the protection for this type of losscan provide some peace of mind.

Maintenance & Repair

It is important to note that the homeowner is responsible for the pipeline that runs fromtheir house to the main sewer line. Because of this, we encourage you to contact yourborough or township’s Water and Sewer Authority to see if any additional insurance for thispipeline is available.

WHILE INSURANCE PROTECTION IS AVAILABLE FOR THE DAMAGE CAUSED BY THESEWER BACKUP, THE ACTUAL MAINTENANCE AND REPAIR OF THE SEWER LINE IS NOTCOVERED IN A HOMEOWNER POLICY.