div class=ts-pagebuttonPage 1button div class=ts-image a href=https:reader043vdocumentsnetreader043viewer20220218185ab4dbb07f8b9a1a048c5328html5page1jpg target=_blank amp-img class=ts-thumb alt=Page 1: · PDF fileFinancial assets impairement to productive assets Gross NPL Net NPL Return on Assets ROA Return on Equity ROE Net Interest Margin NIM src=https:reader043vdocumentsnetreader043viewer20220218185ab4dbb07f8b9a1a048c5328html5thumbnails1jpg width=142 height=106 layout=responsive amp-imga divdiv