debt settlement opportunity

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Credit-Advisors Branch Office Program

May 2009

The Ultimate Debt Settlement Partnership!

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Agenda

Who Is Credit-Advisors.com Inc. Debt Settlement Industry & Market

Opportunity What is Debt Settlement Introduction Credit-Advisors.com Branch

Office Program Earnings Potential Next Steps Questions/Discussion

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Agenda

Who Is Credit-Advisors.com Inc. Debt Settlement Industry & Market

Opportunity What is Debt Settlement Introduction Credit-Advisors.com Branch

Office Program Earnings Potential Next Steps Questions/Discussion

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Our Companies…

Founded in 1998, headquartered in Sunrise, Florida.

Netsirk Technologies SAP Business One Top 3 Partners in NA 2005 SAP Business One Top 10 Club 2006 SAP South East Regional Partner of The Year 2007

& 2008 Netsirk Global Finance – $500M Funded in 2008 Credit –Advisors.com – A “Plug & Play Business

Opportunity for true entrepreneurs. Diversity Business.com Top 100 Businesses in Florida

2006, 2007, 2008

5 Regional Offices - Orlando, Tampa, Sunrise, Houston, Delaware

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Credit-Advisors.com – What we do…

This is NOT an affiliate or Traditional MLM type of program. You must be committed to qualify!

We are the “Back End” processing division for Debt Settlements.

We take the “mechanics” out of debt settlement and simplify the process for you so you can focus on generating new sales.

All compliance and software issues are handled by our company.

Vision Velocity Value

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Credit-Advisors.com – Our Infrastructure

Company executives have Fortune 100 experience-IBM / Lockheed Martin / Alltel

Our understanding of Business Process Outsourcing allows you to excel at SALES!

World-Class customer support and operational excellence. FTC compliant.

“Turn-key business” which allows you to integrate a new business opportunity into your existing sales organization!

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Agenda

Who Is Credit-Advisors.com Inc. Debt Settlement Industry & Market

Opportunity What is Debt Settlement Introduction Credit-Advisors.com Branch

Office Program Earnings Potential Next Steps

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Debt Settlement Industry & Market Opportunity

$3 Trillion Industry & GROWING!! Since the 2005 change in bankruptcy law, debt

settlement has been a growing business. Debt Settlement is an excellent alternative to a chapter 13 Bankruptcy.

Highly regulated by both the FTC and state law. We handle all the FTC and state compliance. You focus is on end user sales.

Consumer demand for credit relief is at an all time high.

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Debt Settlement Industry & Market Opportunity

Current employment rate in the US is 8.8% and is forecast to be over 10% as soon as August 2009

Avg. American pays 42% of their income on Debt and interest payments. Debt service payments are the largest portion of most family budgets…higher than savings, higher than living expenses!

Most people believe eventually they will get a handle of these unsecured debts, but it is mathematically impossible. The credit card companies have made it extremely easy to get credit, but extremely difficult to get out.

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Debt Settlement Industry & Market Opportunity

The total consumer debt in the United States (Credit card and unsecured debt) at the end of 2008 reached 2.8 trillion dollars, and is projected to reach over 3 Trillion dollars by the end of 2010

According to the US census bureau, there were 173 million credit card holders in the US as of 2006, and is expected to grow to 181 million by 2010

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Debt Settlement Industry & Market Opportunity

Credit card delinquency is on the rise! In March 2008, the rate was 4.57% which is the highest it has been in the past 10 years. With unemployment on the rise, credit card delinquency will continue to rise until we have a real recovery in the economy.

Consumers are hungry for real relief to the tremendous burden of these debts and we have the solution.

Consumers have been burned by “less than honest” Debt Settlement Companies in the past

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Agenda

Who Is Credit-Advisors.com Inc. Debt Settlement Industry & Market

Opportunity What is Debt Settlement Introduction Credit-Advisors.com Branch

Office Program Earnings Potential Next Steps

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What is Debt Settlement

Debt Settlement is the fastest and least expensive way to get out of debt. Also known as debt negotiation, debt settlement is NOT credit counseling, or consolidation.

We work with the creditors to reduce the amount of unsecured debt down by as much as 50% through arbitrating an “As agreed” settlement. Any debt settlement program will have an adverse effect on credit during the term of the program. Once the debt has been paid off, a client is then free to rebuild a solid credit profile.

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Why is Debt Settlement Beneficial to the consumer?

Consumer avoids a bankruptcy which can stay on the credit report for as long as 10 yrs.

Consumer gets out of painfully high interest rates and has a more stable payment structure on the existing debt.

Principle debt is settled for pennies on the dollar.

Minimum monthly payments are reduced 40%-50% at 0% interest.

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Why Become a Branch Office Now?

The perfect economic storm has created a tremendous opportunity for the right individuals.

Unprecedented levels of debt, with extremely high unemployment rate and job layoffs continuing to affect the Average American, this is the right opportunity at the right time.

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Agenda

Who Is Credit-Advisors.com Inc. Debt Settlement Industry & Market

Opportunity What is Debt Settlement Introduction Credit-Advisors.com

Branch Office Program Earnings Potential Next Steps

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Credit-Advisors Branch Office Strategy

Your organization has shown Sales excellence, financial strength, and is interested in a mutually beneficial partnership.

Our organization is positioned for aggressive growth, has the know-how, infrastructure and experience to get the job done.

We offer an exceptional “Plug and Play” business opportunity.

Why You?....Why Us?

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Credit-Advisors Branch Office Strategy

One on One support from you Business Development Executive who is responsible for your growth, development and success!

This is a partnership of Sales Excellence (Your Organization) with Operational excellence (Credit-Advisors.com)

Why You?....Why Us?

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Role of Business Development Executive

Your BDE will assist you in developing your monthly revenue business and marketing plan

Your BDE will share established Best Practices – Your success is our success!

Your BDE completely understands the Debt Settlement business and will train you.

Your BDE will help resolve any processing issues and growing pains as you expand your business.

Your BDE is here to HELP YOU!

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Customer Benefits of working with YOU

Debt will be eliminated in 6 to 48 months

Clients monthly payment will significantly drop!

Client will save thousands of dollars in interest!

The new payment is made to a savings account which is completely transparent. Client can view their account online!

Access to Credit-Advisors University (Free)

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Additional Benefits of Becoming a Branch Office

Your enrollment gets you access to our world-class software. This web-based programs allows you to enter all your clients debts, and “restructures” the debt into a new, interest free, principal reducing payment plan.

The new payment is made to a savings account which is completely transparent. Client can view the account online!

Our program is completely paperless

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Additional Benefits of Becoming a Branch Office

From the start, our business development executive will coach you through the on-boarding process and business planning.

Our program is designed with you in mind. We streamline the process so you can focus on revenue generating activities.

Our Business Development Executive will be there, at your disposal, to answer all your questions, concerns, and issues.

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Additional Benefits of Becoming a Branch Office

Exclusive to our new partners is our Fast Start program. This program will assist you in “Jump-Starting” you new business. It includes:

– Marketing Co-Op Dollars in which we will match 50% of your lead expense when purchasing exclusive leads from our Approved Marketing Partner. These are Exclusive leads generated through bus ads, TV Commercials, Internet, Telemarketing, Text Messaging, and Direct Mail that are provided to each office based on the demands of the office.

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Additional Benefits of Becoming a Branch Office

Sales Training – We have partnered with MSTARSINC to provide

EVERY office with state of the art training, full disclosure scripts, proper qualifying techniques, and consultant-based selling processes at a significantly reduced rate.

– MStarsinc.com are the leaders in this industry, and will keep us in front of the ever-changing debt settlement regulations from the FTC. This training program costs $10,000 per 10-man office if purchased outside of our Branch Office Program

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Agenda

Who Is Credit-Advisors.com Inc. Debt Settlement Industry & Market

Opportunity What is Debt Settlement Introduction Credit-Advisors.com Branch

Office Program Earnings Potential Next Steps

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Earnings Potential

Average Debt - $30K

Credit Advisors Fee – 15% (Our Fees Coincide with Term)

Average Term – 36 Months

Minimum 20 Deals Per Sales Rep

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Month 1 Earnings With 1 Rep

Month 1 $3250 - $5416.6

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Month 2 Earnings With 1 Rep

Month 2 $6500 - $10,833

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Month 3 Earnings With 1 Rep

Month 3 $7250 - $12,083

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Month 4 Earnings With 1 Rep

Month 4 $8000 - $13,333

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Month 5 Earnings With 1 Rep

Month 5 $8750 - $14,583

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Month 6 Earnings With 1 Rep

Month 6 $9500 - $15,833

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Month 7 Earnings With 1 Rep

Month 7 $10,250 - $17,033

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Month 8 Earnings With 1 Rep

Month 8 $11,000 - $18,333

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Month 9 Earnings With 1 Rep

Month 9 $11,750 - $19,583

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Month 10 Earnings With 1 Rep

Month 10 $12,500 - $20,833

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Month 11 Earnings With 1 Rep

Month 11 $13,250 - $22,083

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Month 12 Earnings With 1 Rep

Month 12 $14,000 - $23,333

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Total 12 Month Earnings with 1 Rep

Total Earnings $116,000 - $193,331

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Total 12 Month Earnings with 2 Reps

Total Earnings $232,000 - $386,662

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Total 12 Month Earnings with 3 Reps

Total Earnings $348,000 - $579,993

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Total 12 Month Earnings with 4 Reps

Total Earnings $464,000 - $773,324

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Total 12 Month Earnings with 5 Reps

Total Earnings $580,000 - $966,655

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Total 12 Month Earnings with 6 Reps

Total Earnings $696,000 - $1,159,986

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Cost of Branch Office Programs

Program Initiation - $5000Software Access Fee - $90 per month per repCertification Training - $10,000 per officeLead Expense - $30-34 per exclusive lead

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Cost of Credit-Advisors Branch Office Program

Program Initiation - $0Software Access Fee - $90 per month per repCertification Training - $500 per office (Unlimited Reps)Lead Expense - $15 per Exclusive through Co-Op

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Agenda

Who Is Credit-Advisors.com Inc. Debt Settlement Industry & Market

Opportunity What is Debt Settlement Introduction Credit-Advisors.com Branch

Office Program Earnings Potential Next Steps

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Credit-Advisor Teaming Methodology

Phase Phase Phase

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General Terms of BusinessAgreement

Credit Advisors

Agreements

Due Diligence

Bank Account Set up

System Set Up

Terrorist Watch List Check

BO Business Plan & Enablement

BusinessPlan

AgreementSales & ProjectExecution

Phase

Lead GenPipeline

SalesEnrollments

QuarterlyReviews

EnablementStrategy

Sales Training iIf

Purchased

Support

„White Glove Service“

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Credit-Advisors SUPPORT PARTNERS