ecmc unregulated student loan fraud, forgeries and garnishment
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1
FRAUD AND FORGERIES PGS 12-20
3230 Cruger Avenue 6B
Bronx, NY 10467
October 12, 2012
Mr. Hilton Austin Loan Analyst
Fax 312 730 1456
TOP Social Security
Hardship Refund and Hearing Branch
Po Box 61735
Chicago, Illinois 60661-61735
Dear Mr. Austin:
Thank you for speaking with me this morning. Attached in exhibit 1 you will find the U.S. Mail
certified receipt for an undue hardship refund and hearing for the over 300 dollars stolen from my
retirement check of October 2012. The receipt is dated October 5, 2012. This is my second
request for a hearing as ECMC has ignored several other timely requests. I have received no due
process. I am being treated like a slave by ECMC and ask that an end to this inhumane treatment
and an end to their student loan forged promissory notes and fraud judgment Ponzi schemes.
I was not supposed to be garnished. I received no garnishment notice. I received threat of
garnishment about July 25, 2012. I was told I had 30 days to dispute and request validation. I
did such in a timely manner. I was told I had 60 days from the notice of threat of garnishment to
request a hearing. As such, after I received their above noted forged promissory notes and
fraudulent judgment, I requested a hearing. Please see exhibit 2, the certified US mail receipts
illustrating my dispute and request for hearing was sent on September 24, 2012. The
comprehensive files sent to ECMC and authorities will all communications between ECMC and I are
posted at:
PLEASE SEE THE FRAUD JUDGMENT ON PAGE 44-45 AND THE FORGED PROMISSORY NOTE ON PAGES
22- 30 AND 37-49.
http://issuu.com/prayerwarriorsneeded/docs/student_loan_affidavit_with_exhibits_sep_20_2012?mode=windo
w&viewMode=singlePage
Exhibit 3 attached to this fax is one U.S. mail return receipt I received from the US Department
of Justice. Exhibits 4-11 include the fraud judgment and forged promissory notes I received from
ECMC. The legal reasons the judgment is considered fraud are listed on the pages. ECMC’S fraud
based judgment is 2 pages. These are exhibits 4and 5. I have the clean copy ECMC sent me.
The forged promissory notes are included as exhibits 6-11. They are forged because they are
endorsed by someone other than me. They have an unauthorized signature. Additionally, under the
2
law, legal endorsement must be notarized. ECMC’s endorsements have no notarizations. There is
no date of endorsement.
There is no corporate seal and the robo-stamped signature exemplifies an unauthorized signature.
These are not lawful loan documents. They are promissory note Ponzi scheme documents consistent
with the promissory Ponzi scheme definition pursuant to the North American Securities
Administrators Association posted at:
Laws Provide Con Artists with Personal Economic Growth Plan ...
http://www.nasaa.org/14679/laws-provide-con-artists-with-personal-economic-growth-plan/
Attached as exhibit 12, is the signed unauthorized signature loan discharge application. I am resubmitting this again. Attached as exhibit 13, is the signed request for hearing. I am resubmitting this again. This exhibit is 2 pages. Attached as exhibit 13 and 14, are the signed Economic Hardship Deferrment Request and the Unemployment Deferrment. I am submitting these forms under duress because I have been criminally garnished with no due process regarding this forged promissory note alleged debt. I am resubmitting the signed undue hardship application. I believe I am being exploited and forced to partake in this fraud to make it look like the issue at hand is finances when the real issue at hand is I am faced with fraudulent documents by ECMC and no one has put ECMC’s standing or lawful right to any money from me in writing. I was garnished as a form of punishment for disputing this unenforceable alleged debt. Again, I am asking for a U.S Department of Education letter/document explaining the role of ECMC in this matter as well as explaining i) who is the current holder and owner of the original note; ii) who is the current Trustee and how they became Trustee; iii) who is the current Beneficiary and how they became Beneficiary; iv) how the alleged loan was funded and by whom; v) whether money was laundered by the purported ‘funders’ to fund terrorists activities; vi) where the funds to finance the alleged loan were obtained from; vi) who the funds to finance the alleged loan were obtained from.
I am asking for such in the furtherance of justice, to resolve this matter, to understand the role
of ECMC, and to stop terroristic acts, pursuant to Public Law 107-56, 115 Stat. 272 (U.S.A.
P.A.T.R.I.O.T. Act).
I seek the documents requested and a hearing as stated in my affirmed affidavit dated September
23, 2012. Above all, I seek stoppage of the garnishment at least until the requested documents
are produced and a hearing is granted, as the garnishment is being used as penalty for exercising
my God given rights to protect myself from terroristic acts inflicted to advance my financial,
emotional and physical demise.
3
Finally, I was repeatedly asked why is no one helping me while the forged promissory notes and the
fraudulent judgment are indisputable. Please see the attached. I believe, the administrative US
Department of Education due process laws are being intentionally corrupted to force me to court
because ECMC has been guaranteed a judicial win despite having the attached fraud. I say this
because I have filed several complaints against the NYS chief judge and the judiciary as well as
law departments have been used to harm/destroy me repeatedly.
I am being criminally set up to put the forgeries and judgment fraud under judicial discretion by
way of authorities and the US Department of education disregarding ECMC’s criminal possession of
usurious, forged and fraudulent alleged loan records.
Please see samples of these documented judicial conspiracies against rights crimes here on pages
56- 66, exhibit 19:
http://issuu.com/prayerwarriorsneeded/docs/student_loan_affidavit_with_exhibits_sep_20_2012?m
ode=window&viewMode=singlePage
I am a victim of legal abuse syndrome and law departments and the courts are used to advance the
assassination of one’s life and finances. Law departments are used to disregard laws to induce law
suits while the perpetrator of the crimes is covered by the judiciary. This is a form of terrorism
that must and will end in God’s time but needs to be exposed here as it is being implemented.
There is no other reason as to why forged promissory notes and a fraudulent judgment, with no
motion or affidavit could be used to garnish me and premeditate the theft of over 40,000 dollars
not owed. Instead of the administrative remedies being enforced to stop the crimes, I was
garnished as punishment for documenting the crimes and the penal laws that substantiate forgery
and the fraudulent judgment simulation crimes.
I am living through this modernized slavery and ask that someone in authority mandates
enforcement of the administrative remedies to stop the use of forged endorsements, promissory
notes and fraudulent judgments to steal money from innocent people.
Finally, I ask that you find the over 145 page affidavit sent with the attached documents and
respond with a hearing date and stoppage of the garnishment as the garnishment is not warranted
and is being used in a retaliatory fashion to further harm, punish and attempt to silence me for
exposing documented ECMC student loan fraud.
5
EXTRA SIGNATURE PAGE FOR CLICKABLE LINKS
I should not be garnished at the expense of ECMC’s documented fraud and forgeries. If this was a
legitimate debt, where are the legitimate loan and court documents? I did not send forgeries to
ECMC, ECMC sent me forgeries. I have done everything humanely possible to stop these theft of
income based on fraud crimes. I seek to be treated the way anyone reading this would want to be
treated. I seek due process rights enforced. I seek an end to the garnishment until at minimum
ECMC’s standing is secured and evidence submitted substantiating the alleged debt is on the
record. At present, there is no such evidence. I am being treated like a slave and resent it. My
money has been criminally stolen from me in an organized crime fashion while authorities watch and
have done nothing. This should not be happening.
ECMC sent me the attached fraudulent documents and I expect them to be held accountable for
their criminal possession of forged and fraud based usurious loan and court documents. Professional
assistance is greatly needed to stop this terrorism embedded in the use of indisputable fraud and
forgery, to exploit legal abuse victims, all advancing a documented and deadly conspiracy against
rights.
This matter can be resolved via review and ending the use of the forged and fraudulent ECMC
documents, and or a hearing with forensic document examiners, expert witnesses and equal
protection of the law. I should not be forced to court because of a deliberate denial of due
process rights and equal protection of the law rights at this level. This type of treatment
exemplifies past practices of slavery. The attached forgeries, lawless endorsements, and simulated
fraud based judgment, must not be overlooked at this level.
I seek what I am entitled to; stop the garnishment until a hearing is had. Please remove this
matter from ECMC as they have defrauded and harmed me already. Thank you for your time in
partaking in the anticipated advancement of America via equal rights enforcement. Again, thank
you.
Sincerely,
Miriam Snyder
PLEASE SEE THE COMPREHENSIVE AFFIDAVIT FILED WITH THE US DEPARTMENT OF EDUCATION DOCUMENTING
ECMC CRIMINAL ACTIVITIES AND DOCUMENTS. THE US DEPARTMENT OF EDUCATION LAW DEPARTMENT WAS
SUPPOSED TO STOP ECMC AND ORDER THE LOWER LEVELS NOT TO PARTAKE IN FURTHER ENFORCING THIS
NON ENFORCEABLE ALLEGED DEBT BASED ON ECMC’S DEFRAUD DOCUMENTS. INSTEAD THE OPPOSITE
OCCURRED. I WAS GARNISHED AS PART OF TOP DOWN ORGANIZED CRIME WHILE I DID EVERYTHING
HUMANELY POSSIBLE TO STOP THESE CRIMES. PLEASE SEE:
http://issuu.com/prayerwarriorsneeded/docs/student_loan_affidavit_with_exhibits_sep_20_2012?mode=window&viewMode
=singlePage
Attached 15 exhibits
6
EXHIBIT 1
SECOND REQUEST TO STOP GARNISHMENT AND REQUEST FOR HEARING MAILED OCTOBER
5, 2012
http://issuu.com/prayerwarriorsneeded/docs/student_loan_affidavit_with_exhibits_sep_20_2012?mode=windo
w&viewMode=singlePage
7
EXHIBIT 2
TIMELY WITHIN 60 DAYS OF NOTICE, REQUEST FOR HEARING MAILED SEPTEMBER 24,
2012
4 PAGES
http://issuu.com/prayerwarriorsneeded/docs/student_loan_affidavit_with_exhibits_sep_20_2012?mode=windo
w&viewMode=singlePage
8
http://issuu.com/prayerwarriorsneeded/docs/student_loan_affidavit_with_exhibits_sep_20_2012?mode=windo
w&viewMode=singlePage
9
http://issuu.com/prayerwarriorsneeded/docs/student_loan_affidavit_with_exhibits_sep_20_2012?mode=windo
w&viewMode=singlePage
10
http://issuu.com/prayerwarriorsneeded/docs/student_loan_affidavit_with_exhibits_sep_20_2012?mode=windo
w&viewMode=singlePage
11
EXHIBIT 3
US DEPARTMENT OF EDUCATION US MAIL RECEIPT REQUEST FOR HEARING BEFORE
GARNISHMENT
http://issuu.com/prayerwarriorsneeded/docs/student_loan_affidavit_with_exhibits_sep_20_2012?mode=windo
w&viewMode=singlePage
12
EXHIBIT 4
$16,694.97 (BLANK COPY OF THE EXHIBIT IS AVAILABLE)
FRUADULENT, NON -VALID, MISREPRESENTING, DECEITFUL, MALICIOUS, CRIMINAL
SCHEME TO DEFRAUD AND EXTORT DEFAULT JUDGMENT
WITH NO ATTORNEY CERTIFICATION OR SIGNATURE, NO COURT STAMP, NO COURT SEAL,
NO MOTION OR AFFIDAVIT,
THE COURTS ARE BEING USED TO TERRORIZE INNOCENT PEOPLE
175.20 - Tampering with public records in the second degree. 175.25 - Tampering with public
records in the first degree. 175.30 - Offering a false instrument for filing in the second degree.
175.35 - Offering a false instrument for filing in the first degree
US Code -
Section 1028:
Fraud and
related activity
in connection
with
identification
documents,
authentication
features, and
information
http://law.justia.com/
newyork/codes/penal/
pen0190.65_190.65.h
tml
ECMC MR. BOYLE
190.45 - Possession
of usurious loan
records. 190.50 -
Unlawful collection
practices. 190.55 -
Making a false
statement of credit
terms. 190.60 -
Scheme to defraud in
the second degree.
190.65 - Scheme to
defraud in the first
degree.
New York Laws:
Penal : (185.00 -
185.15) Frauds On
Creditors
185.05 - Fraud
involving a security
interest.
13
EXHIBIT 5
FRUADULENT, NON VALID, MISREPRESENTING, DECEITFUL, MALICIOUS, CRIMINAL
SCHEME TO DEFRAUD AND EXTORT DEFAULT JUDGMENT PART 2
WITH NO COURT CLERK SEAL, NO CERTIFICATION OR SIGNATURE, NO COURT STAMP,
NO MOTION OR AFFIDAVIT
HOMELAND TERRORISM 2012
S 170.10 Forgery in the
second degree.
A person is guilty of
forgery in the second
degree when, with intent
to defraud, deceive or
injure another, he falsely
makes, completes or
alters a written
instrument which is or
purports to be, or which
is
calculated to
become or to represent
if completed:
2. A public record, or an
instrument filed or
required or authorized
by law to be filed in or
with a public office or
public servant; or
3. A written instrument
officially issued or
created by a public
office, public servant or
governmental
instrumentality;
_______________________
US Code - Section 1028:
Fraud and related
activity in
connection with
identification
documents,
authentication
features, and
information
http://law.justia.com/new
york/codes/penal/pen019
0.65_190.65.html
THE NYS COURTS ARE BEING USED AS A SATANIST’S/CRIMINAL’S HAVEN FOR:
18 USC 3130----3730
MONEY LAUNDERING
18 USC 1341 FRAUDS
AND SWINDLES,
18 USC 1512 ENGAGING
IN MISLEADING
CONDUCT
18 USC 1503 INTIMIDATE
WITNESSES,
18 USC SEC 1509
IMPEDING DUE EXERCISE
OF RIGHTS BY
ATTEMPTING TO
PREVENT, OBSTRUCT,
IMPEDE, AND INTERFERE
WITH SAME,
18 U.S.C. SEC. 1962
RACKETEERING BY
CONDUCTING AN
ONGOING ENTERPRISE
OF BRIBERY, EXTORTION,
OR THREATS OF SAME,
18 USC SEC 371
CONSPIRACY TO OFFEND
AND DEFRAUD THE
UNITED STATES
18 USC 1927 THROUGH
18 USC 1967 (RICO)
RACKETEERING,
INFLUENCE,
CORRUPTION,
ORGANIZATION ACT
18 USC 1960, 1901, 1905,
1911, 1952, 1956, 1957, 1961,
1962, 1963, 1964 (RICO)
CIVIL RICO- CONTINUOS
CRIMINAL ENTERPRISE
ACT (CCE)
U.S. CODE TITLE 10,
INTERFERENCE WITH
STATE AND FEDERAL
LAWS
18 U.S.C. SEC. 2381
TREASON AGAINST THE
AMERICAN PEOPLE BY
LEVYING WAR AGAINST
THEIR CONSTITUTION OR
AIDING ITS ENEMIES,
18 USC 241 CONSPIRACY
AGAINST RIGHTS OF
SOVEREIGN, FREE, GOD
CREATED, SPIRIT AND
SOUL BEINGS,
175.20 - Tampering with public records in the second degree. 175.25 - Tampering
with public records in the first degree. 175.30 - Offering a false instrument for
filing in the second degree. 175.35 - Offering a false instrument for filing in the
first degree.
14
EXHIBIT 6
FORGED ECMC STUDENT LOAN BANK ENDORSEMENT
I AFFIRM UNDER PENALTY OF PERJURY THAT, MIRIM SNYDER DID NOT SIGN, AUTHORIZE OR
CONSENT TO THE BELOW PROMISSARY NOTE FORGED ENDORSEMENT
THE BELOW IS CRIMINAL FORGERY AND COLLUSION BETWEEN ECMC BOYLE AND VOLPE DESPERATE
SECURIZATION SCHEME TO DEFRAUD
ROBO-STAMPED JOHN
VOLPE
Article 190 - OTHER FRAUDS 190.23 - False
personation. 190.25 -
Criminal impersonation
in the second degree.
190.26 - Criminal
impersonation in the first
degree
Article 175 - OFFENSES
INVOLVING FALSE WRITTEN
STATEMENTS 175.00 -
Definitions of terms. 175.05 -
Falsifying business records in the
second degree. 175.10 -
Falsifying business records in the
first degree. 175.15 - Falsifying
business records; defense.
175.20 - Tampering with public
records in the second degree.
175.25 - Tampering with public
records in the first degree.
175.30 - Offering a false
instrument for filing in the
second degree. 175.35 -
Offering a false instrument for
filing in the first degree. 175.40
- Issuing a false certificate.
175.45 - Issuing a false financial
statement.
Criminal usury in the second
degree. 190.42 - Criminal usury
in the first degree. 190.45 -
Possession of usurious loan
records. 190.50 - Unlawful
collection practices. 190.55 -
Making a false statement of
credit terms. 190.60 - Scheme
to defraud in the second degree.
190.65 - Scheme to defraud in
the first degree.
New York Laws: Penal : (185.00
- 185.15) Frauds On Creditors
185.05 - Fraud involving a
security interest.
170.00 Forgery; definitions of terms.
170.05 Forgery in the third degree.
170.10 Forgery in the second degree.
170.15 Forgery in the first degree.
170.20 Criminal possession of a
forged instrument in the third
degree.
170.25 Criminal possession of a
forged instrument in the second
degree
"Complete written instrument"
means one which purports to
be a genuine written instrument
fully drawn with respect to
every essential feature thereof.
An endorsement,
attestation, acknowledgment or
other
similar signature or statement
is deemed both a complete
written
instrument in itself and a part
of the main instrument in which
it is
contained or to which it
attaches.
NO NOTARY – REQUIRED FOR LEGAL ENDORSEMENT
NO DATE OF ENDORSEMENT
NO CORPORATE SEAL
ROBO-STAMPED FORGED, UNAUTHORIZED SIGNATURE
15
EXHIBIT 7 FORGED PROMISSORY NOTE
170.00 Forgery; definitions of terms.
170.05 Forgery in the third degree.
170.10 Forgery in the second degree.
170.15 Forgery in the first degree.
170.20 Criminal possession of a forged instrument in the third degree.
170.25 Criminal possession of a forged instrument in the second degree
"Complete written instrument" means one which purports to be a genuine written instrument fully drawn
with respect to every essential feature thereof. An endorsement, attestation, acknowledgment or other
FORGED
PROMISSORY NOTE
NO NOTARY – REQUIRED FOR
LEGAL ENDORSEMENT
NO DATE OF ENDORSEMENT
NO CORPORATE SEAL
ROBO-STAMPED FORGED,
UNAUTHORIZED SIGNATURE
185.05 Fraud Involving A
Security Interest;
190.40 - Criminal usury in
the second degree.
190.42 - Criminal usury in
the first degree.
190.45 - Possession of
usurious loan records.
190.50 - Unlawful collection
practices.
190.55 - Making a false
statement of credit terms.
190.60 - Scheme to defraud
in the second degree.
190.65 - Scheme to defraud
in the first degree.
16
EXHIBIT 8 FORGED PROMISSORY NOTE
170.00 Forgery; definitions of terms.
170.05 Forgery in the third degree.
170.10 Forgery in the second degree.
170.15 Forgery in the first degree.
170.20 Criminal possession of a forged instrument in the third degree.
170.25 Criminal possession of a forged instrument in the second degree
"Complete written instrument" means one which purports to be a genuine written instrument fully
drawn with respect to every essential feature thereof. An endorsement, attestation,
acknowledgment or other
FORGED PROMISSORY
NOTE
NO NOTARY – REQUIRED FOR
LEGAL ENDORSEMENT
NO DATE OF ENDORSEMENT
NO CORPORATE SEAL
ROBO-STAMPED- FORGED,
UNAUTHORIZED SIGNATURE
185.05 Fraud Involving A
Security Interest;
190.40 - Criminal usury in
the second degree.
190.42 - Criminal usury in
the first degree.
190.45 - Possession of
usurious loan records.
190.50 - Unlawful collection
practices.
190.55 - Making a false
statement of credit terms.
190.60 - Scheme to defraud
in the second degree.
190.65 - Scheme to defraud
in the first degree.
17
FORGED/ALTERED/NON VALID/CRIMINAL PROMMISSORY NOTE
EXHIBIT 9
170.00 Forgery; definitions of terms.
170.05 Forgery in the third degree.
170.10 Forgery in the second degree.
170.15 Forgery in the first degree.
170.20 Criminal possession of a forged instrument in the third degree.
170.25 Criminal possession of a forged instrument in the second degree
"Complete written instrument" means one which purports to be a genuine written instrument fully
drawn with respect to every essential feature thereof. An endorsement, attestation,
acknowledgment or other
FORGED
PROMISSORY
NOTE
NO NOTARY – REQUIRED
FOR LEGAL
ENDORSEMENT
NO DATE OF
ENDORSEMENT
NO CORPORATE SEAL
ROBO-STAMPED- FORGED,
UNAUTHORIZED
SIGNATURE
185.05 Fraud Involving A Security
Interest;
190.40 - Criminal usury in the
second degree.
190.42 - Criminal usury in the first
degree.
190.45 - Possession of usurious
loan records.
190.50 - Unlawful collection
practices.
190.55 - Making a false statement
of credit terms.
190.60 - Scheme to defraud in the
second degree.
190.65 - Scheme to defraud in the
first degree.
18
EXHIBIT 10 FORGED PROMISSORY NOTE
170.00 Forgery; definitions of terms.
170.05 Forgery in the third degree.
170.10 Forgery in the second degree.
170.15 Forgery in the first degree.
170.20 Criminal possession of a forged instrument in the third degree.
170.25 Criminal possession of a forged instrument in the second degree
"Complete written instrument" means one which purports to be a genuine written instrument fully drawn with respect to every essential
feature thereof. An endorsement, attestation, acknowledgment or other
FORGED
PROMISSORY
NOTE
NO NOTARY – REQUIRED
FOR LEGAL ENDORSEMENT
NO DATE OF ENDORSEMENT
NO CORPORATE SEAL
ROBO-STAMPED- FORGED,
UNAUTHORIZED SIGNATURE
185.05 Fraud Involving
A Security Interest;
190.40 - Criminal usury
in the second degree.
190.42 - Criminal usury
in the first degree.
190.45 - Possession of
usurious loan records.
190.50 - Unlawful
collection practices.
190.55 - Making a false
statement of credit
terms.
190.60 - Scheme to
defraud in the second
degree.
190.65 - Scheme to
defraud in the first
degree.
19
EXHIBIT 11 FORGED PROMISSORY NOTE
170.00 Forgery; definitions of terms.
170.05 Forgery in the third degree.
170.10 Forgery in the second degree.
170.15 Forgery in the first degree.
170.20 Criminal possession of a forged instrument in the third degree.
170.25 Criminal possession of a forged instrument in the second degree
"Complete written instrument" means one which purports to be a genuine written instrument fully drawn with respect to every essential
feature thereof. An endorsement, attestation, acknowledgment or other
FORGED PROMISSORY
NOTE
NO NOTARY – REQUIRED FOR LEGAL
ENDORSEMENT
NO DATE OF ENDORSEMENT
NO CORPORATE SEAL
ROBO-STAMPED- FORGED,
UNAUTHORIZED SIGNATURE
185.05 Fraud Involving A
Security Interest;
190.40 - Criminal usury in the
second degree.
190.42 - Criminal usury in the
first degree.
190.45 - Possession of
usurious loan records.
190.50 - Unlawful collection
practices.
190.55 - Making a false
statement of credit terms.
190.60 - Scheme to defraud in
the second degree.
190.65 - Scheme to defraud in
the first degree.
23
EXHIBIT 14
ECONOMIC HARDSHIP DEFERRMENT REQUEST DUE TO DUE PROCESS DENIALS EMBEDDED IN THE
CRIMINAL GARNISHMENT
25
3230 Cruger Avenue 6B
Bronx, NY 10467
October 4, 2012
Attn: Social Security
Hardship Refund and Hearing Branch
Po Box 61735
Chicago, Illinois 60661-61735
Dear U.S Department of Education Hardship Hearing Representative:
I write this additional letter seeking a hardship hearing and refund. Attached you will find the
certified receipts dated September 24, 2012 with the request for hardship review and financial
disclosure forms sent to multiple US Department of Education offices, including ECMC.
I asked that this loan be returned to the original creditor as ECMC practices are criminal and
malicious towards me. I cannot work with ECMC because of the attached fraud and the hostility
they have demonstrated towards financially assassinating me without legal standing, cause or
reason. ECMC is acting as a revenge for hire mafiosa entity stemming with sending me forged
promissory notes and a fraudulent judgment, with no motion or affidavit. Please see the fraud
judgment on the attached specifically, pages 22-23 and the forged promissory notes on pages 24-
29 and exhibit 23. I am being financially raped at the expense of fraud and I am being forced to
entertain ECMC’s crimes and fictional administration via their unregulated Possession of usurious
loan records .Please note that in good faith, I asked ECMC to validate their alleged student loan
debt and they sent me multitudes of fraud as documented in the attached criminal report.
Despite such, in the attached documents in Exhibit 21 you will find my:
1. Hearing Request
2. Unemployment and Undue Economic Hardship Forms
Please note these forms were sent within the 60 day grace period from being notified and I
was still maliciously garnished with no due process.
In Exhibit 22, you will find the financial disclosure forms. I have attached with this the below
documents that financially disclose undue hardship.
1. October 2012 Gas and Electricity Turn Off Notice and bill for $1,805.00 and a August
17, 2012 electricity shut off notice
26
2. Backed up rent for 6 years and Current Month to Month Lease for 1,000.00 a month.
Please note I was blacklisted for the last 6 years and was criminally made unable to pay
rent. But God! I owe the apartment owner Vernon Daniels past due rent for over 6 years,
which is over $49,000.00. He chose to not to enjoin in this assassination plan. He refused
to make me homeless as part of this murder plan. He is due backed rent money. Please see
the attached past due rental bill for my apartment for $49, 821.84. I rent from the owner
Mr. Daniels and his standing with the apartment has been jeopardized because of the undue
hardship blacklisting I detail in the attached criminal report. The attached Social Security
Earnings Record, exhibit 22 shows that I have been income blacklisted since 2007. I have
had zero income since 2007 and this exemplifies undue economic hardship as I must repay
all the people who helped me eat and live during that horrific multiple years of zero income.
I believe I am a victim of ECMC discrimination and slavery practices because there is no
rational reason for their use of usurious loan records to garnish me and there is no reason
for their ongoing harassment and phone calls. I have asked them to keep everything in
writing, cease phone calls, and they maliciously continue to harass me via phone calls. Up to
yesterday October 4, 2012 ECMC called my phone despite stealing/garnishing my money
based on a fraudulent judgment and forged promissory notes and being told to cease all
phone calls and to keep all ECMC communications in writing.
I have attached extensive documentation and expert testimony regarding the multiple
income lynching’s inflicted in my life to induce me into poverty and undue economic hardship.
Consequently ECMC’s criminal acts verify the assassination program components I have
detailed.
I believe I am entitled to some relief. Please stop the garnishment and please refund the
money taken from me as I have documented and detailed indisputable inflicted undue
economic hardship.
Until ECMC is prosecuted, I need the garnishment to stop. Upon their prosecution, I seek
loan discharge based on their fraud and forgeries. Consequently until the documented and
attached ECMC student loan fraud and forgery crimes are stopped I may be forced to pay
something. Consequently, under duress, I can pay a minimum of 20 dollars a month because
the over 6 years of blacklisting/unemployment has destroyed my financial health.
I have attached over 145 pages of documented income lynching’s and blacklisting’s inflicted
on me and such exemplifies past, present and ongoing induced poverty and undue economic
hardship programming and infiltrations. I am in an assassination program and ECMC was used
to advance the induced poverty and undue economic hardship programming.
27
To this end, I respectfully request that this account be taken back from ECMC for their
ongoing crimes, malice and hostility towards me, particularly for their sending to me forged
and fraud bank and court documents. Please see
In exhibit 25 A, I have attached the Department of Treasury letter dated July 25, 2012
notifying me of the garnishment possibility. I filed my request for hearing and hardship
papers September 24 2012, which is within the 60 day period and I was still maliciously
garnished and mad unable to eat.
Please note I was forced to public assistance with a double Master’s degree in education
administration and in bilingual education because of the prioritization of this criminally insane
income lynching and blacklisting program .I am criminally not allowed to work. I am income
blacklisted. Please see exhibit 25, multiple jobs I got, received exemplary ratings, yet my
income was lynched to induce economic hardship repetitiously.
Because of these crimes, I was forced to receiving public assistance benefits up to
September 2012 and sent the attached exhibit 22 and page 3 in exhibit 25A documenting
such and was still garnished.
I am in an induced poverty, induced undue economic hardship murder program and seek
entities to not partake in this financial assassination. The crimes come from and are
ordered from law departments. I am not being allowed to work or use my education since
suing a union. Please see the multitudes of documents verifying such in exhibit 25. I am not
being allowed to have income to survive. I am in an assassination program and ask this office
to please stop the garnishment and refund monies taken due to the indisputable induced
undue economic hardship files I have submitted.
In summary I have not worked in over 6 years despite sending out millions of resume, being
willing able, ready and wanting to work. Since these crimes were implemented I was forced
to public assistance and just got off of it July 25, 2012 and was summons the garnishment
on the same day as if someone is programming the system to keep me impoverished and
unable to eat. I have no interest in government programs. I rather work and pay my bills. I
am not given this opportunity. I have been made relentlessly, criminally and maliciously
unable to work and earn meaningful income. The last 6 years of my life with zero income
were deadly and exemplifies induced unwarranted, but real, undue economic hardship.
In closing, I have attached the complete file I sent in to ECMC that was disregarded and
such effectuated an unwarranted and malicious garnishment. Please the attached or the
below link:
28
http://issuu.com/prayerwarriorsneeded/docs/student_loan_affidavit_with_exhibits_sep_20_2
012?mode=window&viewMode=singlePage
Please stop the garnishment and refund the money taken from me so I can eat and pay some of my
back dated bills.
Please have the attached fraudulent judgment and forged promissory notes investigated as I am a
victim of documented unauthorized student loan signatures and as such I am entitled to discharge.
Please see pages 24- 29 and exhibit 23. Please remove ECMC from this matter as I take their
crimes, assaults and harassment as dangerous. They have created a hostile environment. If an
EEOC complaint is needed, against ECMC, please let me know.
Until such investigations happen, please stop the garnishments based on the documented undue
economic hardship and I will do whatever is needed to facilitate such. Thank you for your time,
consideration, investigations, and professional assistance.
Sincerely,
Miriam Snyder
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