helping investors make 8 – 12% return on their money

Helping Investors Make 8 – 12% Return On Their Money

Who Am I, Why Should You Care?Who Am I, Why Should You Care?• Lee Arnold, Independent

Commercial Financing Specialist• Private Money Exchange• Private Money Loans in all 50

States• Provide a Platform Where Lenders

are Safely Matched With Funding Opportunities

• Your One-Stop Source of High Yield-Low Risk Investments

Today’s GoalToday’s Goal

To help you make significantly more on your money in high-yield, low risk

investments in real properties

Would That Be Beneficial For Anyone Would That Be Beneficial For Anyone in Here?in Here?

In a Moment You Will Know…In a Moment You Will Know…• About a Multi-Billion Dollar Market YOU Can

Get Involved In Today• How to Find Super Safe and Highly Productive

Opportunities to Lend On • How to Confidently Approach EVERY

Opportunity Knowing That You Are Backed By 30 Years and $300,000,000 of combined lending experience!

Best of All:Best of All: Experience is NOT Required!Experience is NOT Required!

The Retirement PictureThe Retirement Picture

• Many Americans have lost over 50% of their Retirement and Investment Portfolio

• 1 out of 3 Americans Live on a Monthly Retirement of $900

• 90% of Americans 50 or older have a net worth of less than $37,000

What is Safe?What is Safe?

Today’s Banking System…Today’s Banking System…

• As of October 1st, 129 Banks have failed in 2010 (Reported in USA Today)

• 2009: 140 Banks Failed• 2008: 25 Banks Failed• 2007: 3 Banks Failed

Who is Managing Your Money?Who is Managing Your Money?

• A Majority of People Spend More Time in the Bathroom than on Their Financial Portfolio

• 85% of the Trillions of Dollars Traded on Wall Street are Managed by Just 5 Firms

• A Fund Manager Typically Gets a 2% Override of Every Dollar Invested, Regardless of Your Earnings! 20 years = 40% of Your Money Gone!

Has your 401k Become a 41k?Has your 401k Become a 41k?

It’s Time For YOU to Take Control!It’s Time For YOU to Take Control!• Mutual Funds Only Yielding 1-2% Annually• Inflation At 3% (Predictions of a Rise to Double

Digits by 2015)• CDs are earning between 1/10 of 1% to 2%• If You Invested in the Stock Market Between

Sept 2000-Sept 2010 you would have earned 3.1% annually

Unless you’re making at least 4-5% annually, you’re going backwards

The Current Banking System is Broke!The Current Banking System is Broke!

You Can No Longer Safely Put Your Money in:

– Mutual Funds–CDs–High-Risk/High-Yield Money Market

Accounts

NO CONTROL and NO SECURITY!

And This Means?And This Means?You’re in an Awesome Spot!• Bad Economies =

Phenomenal Opportunities• Money is in high demand,

meaning you’re in a great place to lend

• Most Importantly: You have friends in high places to make sure you do this safely and effectively!

Is…

The New Banking SystemThe New Banking SystemPrivate Money Lending:

Is A Secure InvestmentGives You Complete ControlGives You A Higher Rate of Return than Inflation (no

back-peddling)Never Allows Your Money to Go “POOF” and

Disappear

Wealth is not determined by the amount of Money you have, rather by the number of

Assets you Control.

You Decide… Is It Risky?You Decide… Is It Risky?

Borrower Puts Down 25% - 35%. Property is Purchased at a Distressed

Wholesale Price. Typically 50-70% Loan to Value

Private Money Lender is in First Lien Position on Real Property

Personally Guaranteed by Individuals with Proven Track Records

We Eliminate the Risk By:We Eliminate the Risk By:

Analyzing the Opportunity for You– We Meticulously Review:• The Appraisal• The Market • The Borrower• How it will be Collateralized

– Due Diligence– We Only Lend on Non-Owner Occupied,

Investment Properties

What Your Due Diligence Packet Includes:• Purchase and Sale Agreement signed by both parties • Proof of Consideration• Private Money Exchange.com Application• Current Credit Report• Proof of Funds

– Bank statements– Investment accounts– Partner’s information

• Property Information (Tax Assessor’s Info)– Square footage– Year built– Size of lot

• CMA- Comparable Market Analysis

We Market For Opportunities That We Market For Opportunities That Are…Are…

Low Risk / High YieldEasily Exitable (6-12 months)Located in Already Established AreasUgliest House on the Prettiest Street65 Cents on the Dollar

Recent Loans TransactedRecent Loans Transacted Loan Amount:

$100,000 Estimated Value:

$178,000 Exit Strategy:

Rehab and Sell Lender Received: - 1 point = $1,000 - Plus 10% Interest

- Collecting Interest onlyMonthly checks of $833.33

Total Annualized Yield of 12%!

Loan Amount: $58,000

Estimated Value: $125,000

Exit Strategy: Rehab and Sell

Lender Received: - 2 Points = $1,160- Plus 15% Interest- Collecting Interest-OnlyMonthly checks of $725

Total Annualized Yield of 19%!

Recent Loans TransactedRecent Loans Transacted

Loan Amount: $43,636.45

Estimated Value: $174,000

Exit Strategy: Rehab and Sell

Lender Received:- 2 points = $872.72- Plus 10.5% - Collecting Interest onlyMonthly checks of $381.00

Total Annualized Yield of 19%!

Recent Loans TransactedRecent Loans Transacted

How Do You Get Paid? How Do You Get Paid?

1. 1-2 Points paid at origination. Paid at closing on the borrower’s purchase of the property or at refinance.

2. Additional interest payments over the term of the loan. Typically between 6-10%

3. Gross annual return for a private lender is typically 8-12%!

Let Me Count the Ways!Let Me Count the Ways!

How’s Your 401k Comparing?!How’s Your 401k Comparing?!

Satisfied CustomersSatisfied Customers

Satisfied CustomersSatisfied Customers

Satisfied CustomersSatisfied Customers

Satisfied CustomersSatisfied Customers

Satisfied CustomersSatisfied Customers

Satisfied CustomersSatisfied Customers

Satisfied CustomersSatisfied Customers

Satisfied CustomersSatisfied Customers

Satisfied CustomersSatisfied Customers

Satisfied CustomersSatisfied Customers

Satisfied CustomersSatisfied Customers

Satisfied CustomersSatisfied Customers

Satisfied CustomersSatisfied Customers

Satisfied CustomersSatisfied Customers

Satisfied LendersSatisfied Lenders

Your #1 Source to Finding Great Your #1 Source to Finding Great Investments Every TimeInvestments Every Time

• Networked with Borrowers All Over the United States

• Created on 50 Years of Combined Legal and Real World Experience in Real Estate Acquisition and Funding

• We Play the Perfect Matchmaker Between Funds and Opportunities

• All Funds Handled by a 3rd Party Escrow Provider

Are You SERIOUSSERIOUS About Making Money In Today’s Market?

All You Need is 2 Things…

#1#1Viable Market Place

#2#2A Proven System

What You’ll Need To Qualify:What You’ll Need To Qualify:

• Funds Sitting in a Quickly Accessible Location– IRA– Self-Directed 401k– Savings Account– Stock Portfolio– Corporate Account– Etc, etc, etc

• We Suggest a Self-Directed 401k. Contact your legal advisor or tax attorney for council

What You’ll Need To Do To Get Started:What You’ll Need To Do To Get Started:Simply Fill Out The Webform:Simply Fill Out The Webform:

www.PrivateMoneyExchange.com/larnoldwww.PrivateMoneyExchange.com/larnold

Then:Then:

Our team at Our team at PrivatePrivateMoneyExchange.comMoneyExchange.com will will call you and support and guide you through finding the perfect investment opportunity

Goodbye 2% Annualized Returns

HELLO 8-12%!!!!

Upon Qualification, Upon Qualification, As a Preferred Lending PartnerAs a Preferred Lending Partner

You’ll be Allowed to AttendYou’ll be Allowed to AttendOur Exclusive Networking MastermindOur Exclusive Networking Mastermind

Just Our Way of Saying Thanks!Just Our Way of Saying Thanks!Value: $3,997 Value: $3,997

Simply Fill Out The Webform to Get Simply Fill Out The Webform to Get Started:Started:

www.PrivateMoneyBank.com/larnoldwww.PrivateMoneyBank.com/larnold

Questions?Questions?

www.privatemoneyexchange.com/larnold