our value proposition

Our Value Proposition

Important Disclosure Information

Past performance may not be indicative of future results. Therefore, no prospective or existing client should assume that future performance of any specific investment or investment strategy, including the investments or investment strategies mentioned herein will be profitable or equal any historical performance levels. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will be suitable for a prospective or existing client's investment portfolio.

An investor should consider the investment objective, risks, charges and expenses carefully before making any investment.

Comprehensive Financial Planning

▪ Wealth in Motion®

▪ Customized, comprehensive financial models of your financial life

▪ Decision making tool

▪ Your personalized money movie!

▪ Exclusively offered to our clients

▪ Argent Advisors, Inc.

Investment Portfolio Management

▪ Our value proposition:▪ Portfolio selection▪ Portfolio protection▪ Portfolio enhancement

▪ Active management

▪ Portfolio models

▪ Fee based

▪ Argent Advisors, Inc.

Insurance Services

▪ Life insurance

▪ Disability insurance

▪ Long-term care insurance

▪ Argent Insurance Services

Argent Financial GroupMenu of services

Investment Management

1. Master Portfolio Plan

Investment Risk/Reward Continuum

SAFE

Fixed Income

Balanced Growth Speculation

RISKY

1 2 3 4 5 6 7 8 9 10

Focus on your life

1. Master Portfolio Plan

Focus on your life

12.5%

10.4%

5.9%5.3%

Average Annual Compound Returns 1926 - 2007

Small cap equities

Large cap equities

Long-term corporate bonds

Long-term government

bonds

Source: 2008 Morningstar

2. Macro Portfolio Protection

Focus on the economySource: Ned Davis Research

2. Macro Portfolio Protection

Focus on the economy

2. Macro Portfolio Protection

Focus on the economy

2. Macro Portfolio Protection

Focus on the economySource: A Quantitative approach to Tactical Asset Allocation by Mebane Faber

3. Micro Portfolio Positioning

Focus on markets

S&P 500 is an unmanaged index of U.S. stocks. Dividends, if any, are reinvested in the mutual fund represented. Source: FastTrack

3. Micro Portfolio Positioning

Focus on markets

S&P 500 is an unmanaged index of U.S. stocks. Dividends, if any, are reinvested in the mutual fund represented. Source: FastTrack

3. Micro Portfolio Positioning

Focus on markets

Dividends, if any, are reinvested in both mutual funds represented.. Source: FastTrack

Wealth Management ModelQuality corporate bonds 30%Quality dividend equities 25%

Hedged equities 10%Absolute return 8%

Asset class rotation 8%Fixed income trend 5%

Currency trend 5%Commodities trend 5%

Cash 4%

100%

Investment Risk/Reward Continuum

SAFEFixed

IncomeBalanced Growth Speculation

RISKY

1 2 3 4 5 6 7 8 9 10

Wealth Management ModelHedges On

Investment Risk/Reward Continuum

SAFEFixed

IncomeBalanced Growth Speculation

RISKY

1 2 3 4 5 6 7 8 9 10

Quality corporate bonds 26%Quality dividend equities 22%

Hedged equities 10%Absolute return 8%

Asset class rotation 8%Fixed income trend 5%

Currency trend 5%Commodities trend 5%

Inverse equities 8%Cash 3%

100%

*

Wealth Management ModelHedges On

Investment Risk/Reward Continuum

SAFEFixed

IncomeBalanced Growth Speculation

RISKY

1 2 3 4 5 6 7 8 9 10

Quality corporate bonds 26%Quality dividend equities 22%

Hedged equities 10%Absolute return 8%

Asset class rotation 8%Fixed income trend 5%

Currency trend 5%Commodities trend 5%

Inverse equities 8%Cash 3%

100%

*

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