parent university · ap student dual credit student usually in the top of the class academically...

PARENT UNIVERSITY

Funding a College Education:Financial Aid and Scholarships

• Everyone qualifies for some form of financial aid

• FREE assistance is available

You don’t have to pay!

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What IS Financial Aid?

• Grants

• Work-Study

• Loans

• Scholarships

• Tuition Waivers

• Tax Credits and Deductions

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The FAFSA

• FREE Application for Federal Student Aid

• Opens October 1st of each year

• Can now use previous year’s tax return!

• Federal

• State

• Institutional

Beware of scams! FAFSA.com is NOT a government agency. You fill everything out and it then charges you $70! Always go to FAFSA.gov. 4

The FAFSA

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Student ParentsSocial Security NumberCompleted IRS tax return Completed IRS tax returnW2 W2Record of untaxed income Record of untaxed incomeRecord of investments Record of investmentsCurrent bank statements Current bank statements

The FAFSA - Student Status

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Dependent IndependentNeed parents’ information Do not need parents’ information

- Have dependent(s)- Married

Not tax filing relatedIf parents are divorced or separated- Use parent that lived with most or

provided most support- If that parent is remarried use the

spouses information also

The FAFSA – Common Mistakes

• Not completing it

• Delay submitting

• Waiting until federal tax return is filed

• Parents put their information in place of the student’s

• Transposing numbers

• Student status

• Not signing it

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Types of Aid

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Grants Work Study Loans

Grants

• Free money (do not pay back)

• Need-based

• Examples

– Texas Equalization Grant (State)

– Texas Public Education Grant (State)

– Teach Grant (Federal)

– Pell Grant (Federal)

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Work-Study

• Students work to earn money

• Receive regular pay check

• Jobs

– Majority are on campus

– Flexibility

– Provide valuable experience

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Federal Loans

• Must be paid back

• Available for

– Students

– Parents

• Low interest rates

• Various repayment terms

• Deferments11

Federal Loans

• Stafford Loan

– Subsidized

– Unsubsidized

• Parent PLUS Loans

– Parents

– Graduate Students

• Perkins Loans

– Campus Based 12

Federal Stafford Loans

• Students

• Repayment starts six months

– After graduation

– Dropping below full time (less than 12 credit hours in ungrad)

• No credit check required

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Federal Stafford Loans

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• Interest

• Accrues but not

required to pay

• Can be capitalized

Subsidized Unsubsidized Need Based Need blindInterest does not accrue- While in school- Grace period after graduation

to start paying back- Deferment options available

Interest starts to accrue when you take the loan- Can be capitalized- Grace period after graduation

to start paying back- Deferment options available

PLUS Loans• Parent borrows loan

– For dependent child’s education

• Parent receives funds

• Parent responsible for repayment

• Credit check required

• Repayment- 60 days after second disbursement

• Deferment

– Student/ parent in school 15

Special Circumstances

• Changes in income

– Death, disability

– Unemployment, underemployment

• High medical/dental expenses

• Dependency status

• Cost of attendance (COA)

• Other16

Scholarships

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Free Money Merit Based- Academic- Class rank or GPA- Test Scores

Special Skills- Music- Drama- Athletics- Art

Scholarship Tips

• Start early

• Local

• On-line

• Re-apply

• Search Engines

– eScholarhsips

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Scholarship Tips

• Know the rules

– Due Dates

– Essays

– Recommendation Letters

• Send everything requested

• When possible get return receipt

• Proofread19

Scholarship Tips

• Avoid Pitfalls

– Ignoring details

– Using the same essay

– Forgetting federal and programs

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Scholarship Scams

• FTC cautions families to look for these signs

– Guaranteed or your money back

– Credit card or bank account

– Can’t get information anywhere else

– We do all the work

• Will cost some money

• Selected by national foundation

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College is expensive, but…

…it’s worth the money and you will always have your degree, no matter what!

Treat it like you would if you were investing in a house – you’ll be making payments for a long time, but you’ll own that house! A degree is the same thing!

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Questions?

What do you know about individual planning with Family Connection?

What do you want to learn about individual planning with Family Connection?

• Individual planning activities help students develop an actionable plan for post-secondary success based on student strengths, student interests, personal goals, and future plans. Providing students with equitable and purposeful opportunities to set goals, plan their future, and graduate with an actionable postsecondary plan is the essential “why” of individual planning.

Why Individual Planning?

Family Connection is a comprehensive web based tool that students use to create a post-secondary plan based on their passions and interests.

• Family Connection allows parents to partner with their student in the post-secondary planning process. Some planning activities include:

• Self-assessments and interest inventories• Goal setting and creating future plans• Researching colleges • Researching careers• Searching for scholarship opportunities• Building a resume

6th Grade

• Naviance Basics

• 6th Grade Academic SMART Goal

• 6th Grade Transition Survey

• EOY Goal Reflection

7th Grade

• Naviance Basics Review

• 7th Grade Academic SMART Goal

• Career Cluster Finder

• Add careers to favorites list

• Add clusters to favorites list

• EOY Goal Reflection

8th Grade

• Naviance Basics Review

• 8th Grade Academic SMART Goal

• Strengths Explorer

• Connecting to Khan Academy

• EOY Goal Reflection

9th Grade

• Naviance Basics Review

• 9th Grade Academic SMART Goal

• 9th Grade Transition Survey

• Research colleges that have majors

• that match career interests

• Add colleges to prospective list

• Connect to Khan Academy

• EOY goal reflection

10th Grade

• 10th Grade Academic SMART goal

• Continued college research

• Create a resume

• Connect to Khan Academy

• Take the PSAT

• EOY goal reflection

11th Grade

• 11th Grade Academic SMART goal

• College SuperMatch

• Update Resume

• Texas Reality Check

• Connect to Khan Academy

• Take PSAT/SAT/ACT

• EOY Goal Reflection

12th Grade

• 12th Grade Academic SMART Goal

• Apply to college/request final transcript

• Update resume

• Connect to Khan Academy

• Complete FAFSA

• Search/Apply for Scholarships Search

• Take SAT/ACT

• Finalize Postsecondary plan

Preparing for life after high school requires planning. Family Connection, along with Skyward, equips students with tools that align strengths and interests to postsecondary goals, improving outcomes and connecting learning to life.

Questions?

50

College Testing 101

© 2015 The College Board

The SAT Suite of Assessments

ReadinessBaseline

Check-inand Focus

Connect toCollege

© 2015 The College Board

About the SAT

200-800 points

Math Essay

(separate scores)

3 Hours 50 Minutes

Evidence-Based

Reading and Writing

200-800 points

© 2015 The College Board

Words in ContextCommand of

Evidence

Math that Matters

Most

Essay Analyzing a

Source

No Penalty for

Guessing

U.S. Founding

Documents and the

Great Global

Conversation

Analysis in Science

and in History/Social

Studies

Problems

Grounded in Real-

World Contexts

Key Features of the SAT

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Support for

Students

Real students.

Real progress.

Practice is the New Prep

TIFFANY’S

PATH TO SUCCESS

PERSONALIZED

LEARNING ROADMAP

OFFICIAL SAT PRACTICE

TESTS

WITH SCORING FOR PAPER

& PENCIL

POWERED BY SCHOOLS,

EDUCATORS, COMMUNITY GROUPS

SEND SCORE DATA

COLLEGE BOARD

KHAN ACADEMY

SUCCESS!

TIFFANY

CONTINUOUS

PRACTICE

SAT Score Improvements and Official SAT® Practice

Number of points gained from PSAT/NMSQT to SAT correlated to hours spent practicing

Based on 250,000 students from the

Class of 2017

Practice advanced students regardless of

regardless of gender, race, income, and

and high school GPA

Live Instruction

Educator Best

Practices

Additional Practice

Tests

Guided Essay

Practice

Upgrades

Recently Added Features and Resources

satpractice.org

Free, Official SAT®

Practice Through Khan Academy

Daily Practice AppMore practice available on your

phone featuring questions of the day

Full Length Practice TestsSeven official practice tests, with

more to come, plus study and test-

taking tips

Video LessonsEasy-to-follow videos explain

problems step-by-step

Interactive Problems & Instant

FeedbackGet hints, explanations and constant

progress updates to know where you

stand

© 2015 The College Board

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ACT

© 2015 The College Board

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ACT SAT

$46 (No writing) $60 (w/ writing) $46 (No writing) $62.50 (w/ writing)

Science NO Science

No Math Formulas Math Formulas

215 Questions 154 Questions

Optional Essay Optional Essay

© 2015 The College Board

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ACT

© 2015 The College Board

63

ACT

ACT

© 2015 The College Board

64

ACT

ACT

© 2015 The College Board

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ACT

Questions?

FBISD Dual Credit

What IS Dual Credit?

Dual Credit – A Simple Explanation

• Dual Credit is a college-level course taught by a college instructor which will also give a student high school credit• Important difference: it is NOT a high school course which additionally receives

college credit!• The DC instructor is bound by all applicable laws governing the college, including

FERPA restrictions on releasing student information

• It may be taught by an FBISD teacher, though they are also employed by the community/junior college

• Courses may be taught and taken either at a high school or college campus

The Benefits of Taking Dual Credit Classes

• The average yearly cost of a Texas public 4-year college can be from $18,000 to $25,000 per year (room & board included)• Just ONE 3-hour college credit course can offset this cost by $2,000 or more!

• Dual Credit Courses give the student the opportunity to experience college-level work and will better prepare them for post-graduation enrollment

• Allows the student to complete parts, or even all, of the core requirements for most college degrees

The Benefits of Taking Dual Credit Classes

• Colleges and universities look closely at Dual Credit Courses because it can be an indication of the student’s ability to succeed in post-secondary education

• Also indicates a student’s motivation level to go above and beyond what is just required to graduate high school

• Studies show, the more dual credit courses a student takes in high school, the more likely they will be successful in college and ultimately graduate with a degree

AP vs Dual Credit – What’s the Difference?Advanced Placement (AP) Dual Credit

Allows students to take college-level courses & exams, and to potentially earn college credit or placement while still in high school

Dual Credit allows high school students to earn both high school and college credit by completing courses at their high school and/or college campus

College credit is granted when students pass the AP Examination. Students seeking credit through their AP grades should note that individual colleges & universities, not the College Board or the AP Program, grant course credit and placement

Credit is awarded when the student passes the course

AP vs Dual Credit – What’s the Difference?.Advanced Placement (AP) Dual Credit

Taught by specially trained high school teachers Taught by college instructors and/or high school teachers who serve as adjunct professors

College credit accepted throughout the nation. Typically requires a score of 3 or higher on AP Exam (varies). The college or university choose whether to accept the courses and may have higher minimums than a 3

Accepted at Texas public colleges & universities in Texas (and many private colleges as well). Requires a “C” or better for transferability

AP courses are taught on the high school campus

Dual Credit courses can be taught at the high school or college campus. AP enrollment is not required

AP vs Dual Credit – What’s the Difference?Advanced Placement (AP) Dual Credit

Open to any high school student Must be currently attending high school and meet pre-requisites for taking specific courses. Must be TSI Complete (through EOC, SAT, or ACT Scores), or take and pass the TSIA Exam. Parent/guardian and high school approval is required

The cost of AP Exams are incurred by the student. Subsidies are available for students demonstrating financial need

Tuition is WAIVED. Students are responsible for textbooks and applicable fees

AP Student Dual Credit Student

Usually in the top of the class academically and have challenged themselves previously with Pre-AP and Honors courses, though ANY student can be in AP

Can be in the top of the class, though a significantly larger portion of the high school population is capable of being successful taking Dual Credit Courses

May be interested in colleges or universities outside of Texas and/or elite institutions with high admission requirements

May be interested in staying in Texas and attending a public institution

Seeks to boost GPA by taking the highest weighted courses

Interested more in saving money on college expenses and gaining a college experience thanaffect on GPA

Profiles of AP & Dual Credit StudentsSome crossover occurs between the two profiles, but this is a general description of the differences

AP Student Dual Credit Student

Students planning to enter STEM majors/professions tend to take Math and Science AP Courses due to the more consistent portability to top colleges with those majors (Math & Science Dual Credit Courses may or may not be transferrable to 4-year colleges depending on the major)

Students who take Dual Credit Courses tend to take classes which meet general core courses required by most majors at 4-year institutions, or specific requirements for a major such as Foreign Languages, Fine Arts, Humanities, or Social Sciences

Profiles of AP & Dual Credit StudentsSome crossover occurs between the two profiles, but this is a general description of the differences

Dual Credit “Crosswalk” Explanation

• The FBISD Dual Credit “Crosswalk” is a document which defines college courses which meet the TEKS for specific high school courses, thereby eligible for dual credit

• Dual Credit Courses may or may not be transferrable to colleges or universities depending on what they are

• The Crosswalk will help to identify which ones are commonly transferrable

How is Credit Applied at the College?• There are three (3) types of dual credit courses offered in FBISD. Below the “tiers” are explained.

Level Course Explanation Sample HCC Course

Tier 1 Typically three (3) college credit hour courses which are part of the core curriculum. Texas core curriculum courses are guaranteed to transfer to all Texas public universities as the course listed on the student’s transcript.

ENGL-1301, ENGL-1302, GOVT-2305, ECON-2301, HIST-1301, HIST-1302, MATH-1314, PSYC-2301, & SOCI-1301.

Tier 2 Courses MAY/ NOT be required and/or accepted at four-year institutions or for certain majors. Students should research the university before enrolling in the course.

EDUC- 1300, ACCT- 2301, Foreign Languages, Fine Arts, Physical Education, Math, & Science classes.

Tier 3 Technical education courses typically tied to workforce certifications and associate’s degrees. Many of these courses will not transfer to a four-year institution.

Welding, Culinary Arts, or Auto Mechanics.

How Many DC Courses May a Student Take?• FBISD juniors are not allowed to have an off campus period. • FBISD seniors are allowed to have a maximum of two off campus

periods. • FBISD seniors are required to take a minimum of five courses per

school day. • FBISD students are not capped on the number of DC courses they

can enroll in during the regular school day. • Students are able to enroll in DC courses offered at an HCC campus

but cannot have more than two off campus periods per school day.

Who Can Take a Dual Credit Course? EOC Scores SAT Scores ACT Scores TSIA Scores

TSI Ready for Reading & WritingEnglish II EOC Score: 4000TSI Ready for MathAlgebra I Score: 4000

TSI Ready for Reading & WritingEBRW Score: 480 TSI Ready for MathMath Score: 530

Minimum Composite Score:23TSI Ready for Reading & WritingEnglish Score: 19+ TSI Ready for MathMath Score: 19+

Reading: 351Writing:Multiple Choice 340, Essay 4; or Multiple Choice 340, ABE Diagnostic level 4, and an essay score 5 Math: 350

Eligibility to Take Dual Credit Courses• If a student is NOT TSI Complete by using the previous scores listed,

they can take the TSIA (Texas Success Initiative Assessment) Test• See your counselor if you plan to take the TSIA• PLAN AHEAD! This process can take several weeks and there is no

wiggle room on deadlines!

What do I do if I want to take Dual Credit Courses?

• There are multiple steps involved in taking Dual Credit Courses, including completion of a community college application, actual registration for classes with the college, and paperwork required by both FBISD and the college, however…

• The FIRST thing you MUST do is to meet with your high school counselor!!! They will help you determine if taking Dual Credit Courses is a good option for you!

• Be aware that there are many steps with deadlines, so don’t procrastinate! Make that appointment as soon as possible!

Questions?

If you would like a copy of these

presentations, e-mail

terry.sheneman@fortbendisd.com

and he will send them to you!