proprietary & confidential1 finex trade group (ftg)

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FINEX TRADE GROUP (FTG)

www.finextrade.com

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FTG – Background ProfilePrivately HeldDirect professional staff from major banks and investment firms Founded in September, 2002FTG is lender of record with PEFCO funding (AAA rated)

100% Ex-Im Bank documentation Ex-Im Bank Master Guarantee Agreement (MGA)#0280

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FINEX TRADE GROUP (FTG)

We bring Ex-Im Bank CLOSER to the Exporter's customers.

WHY????

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Because FTG is directly

IN-COUNTRY

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FTG business model is based on the Importer side of the

equation…

They are the buyers

They make the final decisions

Why?

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FTG takes the customer

by-the-hand…

LOCALLY – Where it counts

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FTG becomes the Exporter's

Local Financing Arm

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We transfer work from the Exporter

to FTG – and save the Exporter money (costs)

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FTG speaks the local languages. FTG Pre-Approves customers on financing amount – this shortens transaction cycles.FTG translates customers financial statements and other necessary documents. FTG communicates closely with Exporter and expedites the complete transaction.

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Process Steps1. Exporter or Dealer refers customer to FTG2. Exporter provides or FTG request initial

information from customer3. FTG pre-approves customer financing

amount.4. FTG prepares and submits financing

proposal to customer – customer accepts and returns to FTG with balance of info. required

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5. FTG prepares Ex-Im financing request and information packet and submits to Ex-Im Bank

6. Ex-Im reviews and communicates approval to FTG – around 4 weeks on most transactions below $1 million – (if we submit BEFORE Purchase Order is placed – cycle is shorter)

7. FTG documents loan with customer (financial closing)8. FTG has L/C opened in favor of Exporter who is

assured full payment on shipment.9. Exporter ships and collects

FINISHED

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FTG focuses on Ex-Im Bank Medium Term Credit

Programs

Same approval process and credit underwriting standards for Medium Term Guarantee and Medium Term

Insurance Programs

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FTG lends toqualifying customers

from:(on a transaction flow basis)

$150,000 and UP per transaction

Where? GLOBALLY

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Currently FTG has direct presence in:

United StatesBrazilColombia Costa RicaEl SalvadorGuatemala

HondurasMexicoRussiaPeruCzech RepublicSo. Africa

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FTG – ONLY charges on a SUCCESS BASIS

Even on “Small Deals” our “all-in” transaction pricing is

very competitive.

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Indicative Pricing Ranges (Varies by Transaction Size/Country/and

Credit Quality of Borrower)

Finance Structuring Fee – 1.0% to 2.0% flatInterest on Promissory Note – Libor + 1.0% to 4.0%

(floating rate)

– Fixed rates quoted case – by – case

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Application FeeA small Application Fee is charged up-front and 100%credited to Structuring Fee when transaction closes.

Examples: Minimum $450 feeOn $500,000 transaction $500 fee On $750,000 transaction $750 feeOn $1,000,000 transaction $1,000 feeOver $1,000,000 × .001 fee

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FTG devotes Time + Attention to Small Deals as

well as Larger ones.

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FTG is RELATIONSHIP driven …(deal flow and including Larger transactions)We make the Exporter look good with his customer

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Let us prove what we say –

SEND us DEALS!!!

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FTG Contact Information

Web Site: www.finextrade.comE-mail: admin@finextrade.comInt´l. Calls: 202-250-3662 (USA)Process Center: 506-290-2808 (Costa Rica)Fax: 506-290-1541 (Costa Rica)Contact Persons: Alfonso Muñóz – COO

Paola Vásquez – Admin.Lou Aguilera –

President/CEO