the tao of banking apis - open bank project

The Tao of Banking APIsIsmail Chaib - @OpenBankProject

Background

• COO Open Bank Project

• Joined early!

• Built a Telco API startup before

• Tweet @iChaib

Opportunities

Threats

No longer a pioneer thing…

Key challenges…

• Security

• Ability to scale and monitse

• API that developers use

The Open Bank Project is an open

source API and App Store for banks

and a community of developers using it

Our solution

API and App store for Banks

OBP API

Bank’s Legacy IT System

Bank’sCustomers

Provided by

their bankOBP App Store

3

2

1

(On different

platforms)

Use innovative

financial appsCard-linked offers

Cash management

AccountingERP KYCCRM

Crowdfunding

jQuery

SavingsGamificationData

Visualisation

Advisory PFMAML

Anti fraudRegulation

Your bank’s

data center /

cloud

How it works

Open Bank API fosters a customer-centric open innovation ecosystem

Love Insurance

Selfie Bank

Selfie BankRegister for Selfie & take several ‘Selfies’

Register for Selfie & take several ‘Selfies’

Take Photo and Click Pay

App Sends Photo and amount to Pay

Selfie matches photo to the Account and Pays

KidsView

Mortgage Masher

2000 banks +100

developers

17 apps

Ismail Chaibismail@tesobe.com

www.openbankproject.com

Thanks