van lanschot · 2017. 2. 7. · •honorary chairman of kbc group • former ceo kbc group •...
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CLIENTS
EMPLOYEES
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0
500
1.000
1.500
2.000
0%
10%
20%
30%
40%
50%
60%
70%
80%
Current PostIssuance
6m 12m 18m 24m 30m 36m 42m 48m 54m 60m
EU
R (
mil
lio
ns)
Cover pool (RHS) Outstanding Covered Bonds (RHS) OC (% LHS)
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120
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0,0
1,0
2,0
3,0
4,0
5,0
6,0
7,0
8,0
9,0
03 04 05 06 07 08 09 10 11 12 13 14 15 16
6.800
7.200
7.600
8.000
8.400
8.800
9.200
# o
f p
erso
ns
(th
ou
san
ds)
Unemployment (r) Employment (l) Labour force (l)-1,0
-0,5
0,0
0,5
1,0
1,5
2,0
2,5
3,0
3,5
4,0
05 06 07 08 09 10 11 12 13 14 15 16
Inflation Wage growth
% %
• ‐ ﴾ ﴿
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-4,0
-3,0
-2,0
-1,0
0,0
1,0
2,0
3,0
4,0
-10,0
-8,0
-6,0
-4,0
-2,0
0,0
2,0
4,0
6,0
8,0
10,0
03 04 05 06 07 08 09 10 11 12 13 14 15 16
Yea
r-o
n y
ear
chan
ge
Quarter-on-quarter (r) Year-on-year (l)
-15
-10
-5
0
5
10
15
20
25
0
20
40
60
80
100
120
96 97 98 99 00 01 02 03 04 05 06 07 08 09 10 11 12 13 14 15 16
Ind
ex
Change in HPI y-o-y (rhs) House Price Index, existing homes (HPI, lhs)
% % % %
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0
10
20
30
40
50
60
70
97 98 99 00 01 02 03 04 05 06 07 08 09 10 11 12 13 14 15 16 17
An
nu
al t
ran
sact
ion
s (x
10
00
)
Qu
arte
rly
tra
nsa
ctio
ns
(x1
00
0)
Quarterly transactions (l) Annual transactions (r) Forecast (r)
0
50
100
150
200
250
09 10 11 12 13 14 15 16
# H
ou
ses
(x1
00
0)
x
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• ﴾ ﴿
﴾ ﴿
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500
550
600
650
700
06 07 08 09 10 11 12 13 14 15 16
To
tal m
ort
gage
deb
t (E
UR
bn
)
0,0
1,0
2,0
3,0
4,0
5,0
6,0
7,0
03 04 05 06 07 08 09 10 11 12 13 14 15 16
Mo
rtga
ge r
ate
< 1 year 1 - 5 year 5 - 10 year > 10 year
%
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0,0%
0,5%
1,0%
1,5%
2,0%
2,5%
3,0%
3,5%
4,0%
05 06 07 08 09 10 11 12 13 14 15 16
Pro
po
rtio
n in
arr
ears
Italy Netherlands Portugal Spain UK
0,0%
0,5%
1,0%
1,5%
2,0%
2,5%
3,0%
0
500
1.000
1.500
2.000
2.500
3.000
97 98 99 00 01 02 03 04 05 06 07 08 09 10 11 12 13 14 15 16
Tra
nsa
ctio
ns
12-months-total (l) as a percentage of all transactions (r)
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• Honorary Chairman of KBC Group
• Former CEO KBC Group
• Member board of directors Agfa-Gevaert and
Tigenix
• Former CFO of Aegon and FGH Bank
• Former chairman of the Monitoring Commission
Corporate Governance
• Member board of directors RSA Insurance Group
Plc
• Former CEO of Monuta
• Former member Management Board Fortis Bank
• Member of the supervisory board at Prorail
• Former CEO of ABN AMRO Private Banking
Netherlands
• Former Board Member at VU University
• Independent investor
• Former Audit Partner EY Accountants LLP
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