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CHUCK REED (D), CARL DeMARIO ® “Voter Em-
powerment Act of 2016”. Have you heard these
names before? If not, they are out to destroy the
public pensions as we know it today. This ballot
measure is a sweeping attack on the retirement se-
curity of teachers, firefighters, peace officers and
other public servants. When I first started teaching
fifty years ago, I wasn’t even aware of public pen-
sions. I just wanted to teach. Later I found out that
the state constitution provided defined benefit pen-
sions for all public employees. I was told also the
state could go broke but the teachers and highway
patrolmen would be the first to get paid. So what
does this Constitutional Amendment do if passed? It
eliminates vested constitutional rights by repealing
the “California Rule.” The California Rule provides
that retirement benefits promised to current em-
ployees cannot be impaired. It eliminates retirement
security for all new public employees and restricts
them to either 401k-style plans, or nothing at all
unless voters approve a benefits package. It closes
defined benefit retirement plans and prohibits pay-
ing debt or contributing funds to existing plans to
pay for promised benefits, which will jeopardize the
sustainability of CalPERS, CalSTRS, and other plans.
The retirement benefits of current teachers, fire-
fighters, police and other public employees would
be affected. Voters would be able to cut the future
retirement benefits of current employees for future
work performed.
Continued bottom of page 4, “President’s Message”
President’s Message
d i v20 . ca l r t a . oVol. LI October 2015 Number Two
Division President: Ron Stock jo94ro@comcast.net
Membership Harry Osell itoharryosell@gmail.com
M E E T I N G Thursday October 1st First Congregational Church
3409 Brookside Rd., Stockton
Division #20 Meeting: 11:30 a.m.
Luncheon Program
Program Notes
Also in this issue:
Scholarship Foundation
2 TOPS Program 5
Foundation Donations
& Report
2 Medicare Hosp. Obser-
vation VS Admittance
6
Luncheon Menu & Reservations
2 Medicare Advantage
Division officers
6
7
Gen. Meeting Minutes 3 Schedule of Events 7
Luncheon Photos
Nonagenarians
4
4
UOP Health Fair Flyer
Pension Initiative Update
5 More Photos 8
San Joaquin County Sheriff Steve Moore will be
our speaker for the October 1 meeting. Sheriff
Moore was first elected November 9, 2006. He is
currently serving his third term after re-election in
June, 2014.
Sheriff Moore began his law enforcement career at
the Oxnard Police Department. He worked for the
Fresno County Sheriff’s office from 1976- 1978 and
in 1982 he joined the San Joaquin County Sheriff’s
office as a Deputy.
Continued bottom of page 4, “Program Notes”
Scholarship Foundation Donations IN MEMORY OF: DONOR
Joyce Harris Tess Aberle
Joyce Harris Stanley Steele
Bonnie Duncan Stanley Steele
IN HONOR OF: DONOR
Helen Vignolo Tokie Takemura
November Foundation Report
both to:
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Thursday, October 3rd, 2015
Cut out and fill in the form at the bottom of this
column or a reasonable facsimile. Make your check
payable to CalRTA Division 20 and mail
Lily Bugarin
PO BOX 7820
Stockton,, CA 95267-
0375
If you would like to join with the others for lunch,
you must have a “Prepaid Reservation”! However, if
you wish only to attend the meeting and/or pro-
gram, reservation is not required. Note also that if
you are on a special diet and wish to bring your
own lunch, you are welcome to do so.
The Menu
Make check payable to CalRTA Division 20
Reservation for Luncheon
Enclosed is $___________, Please reserve ________
Lunches @ $11.00 per lunch.
Name(s)_______________________________________
Phone: ( )
Reservations are due by: Friday, Sept. 25, 2015
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Division #20 Luncheon
Account Beginning
Balance
Receipts Dis-
burse-
Ending
Balance
Prime
Share
Savings
149.35 149.35
Checking
Account
5,422.49 22.25 6,000.00 1,647.49
Wells
Fargo CD
59,533.95 22.20 850.79 58,705.36
Total 60,399.45
Garden salad
Steamed rice
Pancit
(noodles with meat
& vegetables)
Chicken adobo
( chicken in garlic, vinegar and
soy sauce)
Pork barbecue
Lumpia
Fresh fruits
Biko (sweet rice dessert)
Cake
including educators.
Insurance: Bruce Schweigerdt reminded members that Medicare open enrollment period is coming between October and December. Watch for changes in prescription coverage as it changes constantly. A Health Fair provided by UOP School Of Pharmacy will be held at the 1st Congregational Church November 13. All are welcome to come with questions. October Program: Liz Blanchard announced the program for October will be provided by Sheriff Steve Moore. It will center on Crime and Prisons and how current legislation and the new initiative, that passed, will impact us. Mini Grants: Ginger Jacobs explained that our divi-sion gives 4 $250 mini-grants to teachers each year. This year the committee decided to offer these monies to primary teachers (K-3) in Stockton Uni-fied School District. These will be presented in December. Applications will be sent to schools.
Announcements: First Vice-President Cecilia Moran has agreed to take the position of first vice-president. Although she is not here, we must approve this action. Liz Blanchard moved and Harry Osell seconded the motion that Cecilia Moran be First Vice-President. The motion passed. The Christmas luncheon will be held December 15, at the UOP Alumni House. Mark your calendar! AREA III FALL WORKSHOP: October 3, 2015, is the date of the Area III Fall Workshop in Sacramento. This is for anyone interested in the work of CalRTA. Officers are especially encouraged to attend.
Poem: Catherine Borelli shared an original poem, dedicated to Donald Trump, entitled “My Hometown.” Lunch: Lunch was catered by Casa Flores with Lily Bulgarian and Phyllis Hansel in charge.
Program: Dr. Daftary presented the program about the future of health care in regard to seniors. Dr. Daftary invites you to contact him regarding Senior health issues and Medicare. His email is shareforseniors@gmail.com His website is “ www.over64.com
Meeting adjourned at 1:30 p.m. Respectfully submitted, Glenda Schubert, Division secretary
September 4, 2014
Welcome: President Ron Stock welcomed mem-bers and guests. Nick Berlin led the Pledge of Alle-giance
Minutes: The minutes of the May 7 meeting were accepted as presented. No questions.
Financial Report: Larry Schubert reported there were no unusual expenditures the past months. A report was placed at each seat in the room. The total balance for the division is $39,621.30. Vi Lennon presented the budget for the year 2015-2016. Nick Berlin moved to accept the budget as written. Grace : seconded the motion. Motion passed.
Membership: Harry Osell and Nick Berlin have been tracking membership. 32 new members have joined our division. Directories will be sent to these members. Harry sent letters inviting new re-tirees to join. School districts generously gave the names and addresses of these new retirees to Harry. We now have 620 members in Division 20.
Newsletter: Nick and Dan Flores will have the newsletter ready to assemble by September 10. Volunteers meet at the Congregational Church at 9:30 a.m. Please let Nick know if you have any interesting articles or suggestions for the newsletter. The website is now up and secure. Check it out!
Dan welcomed everyone as the past president. CalRTA is interested in saving pensions. Dan will keep us informed. The Pension Reform Ballot Initiative is an amendment to the state constitution that is being suggested as a ballot item on the November, 2016 ballot. This reform eliminates constitutional protections for retiree pensions and health care benefits for current public employees,
Meeting Minutes: CalRTA Div. 20
Division 20 Treasurer's Report October 1, 2015
Share Draft Account Beginning Balance: $12,951.58
Ending Balance: $13,582.42
Prime Share Account Balance: $761.12
Total Balance: $14,343.54
He has over 30 years law enforcement experience
and has commanded every major division within
the Sheriff’s Office.
Sheriff Moore holds a BS degree in Criminology Law
Enforcement from Fresno State University and a sin-
gle subject teaching credential. He is a graduate of
the FBI National Academy and the FBI LEEDS Session
#64.
Sheriff Moore was appointed to California State
Sheriff’s Association Board of Directors in April
2009. He has held the offices of Chairman of the
Audit, Budget and Finance Committee, Sargeant at
Arms, Treasurer, and Secretary.
This will be an excellent time to find out about the
impact of recent legislation and initiatives on our
county law enforcement and safety.
Program Notes (from page 1)
Photo on left: Dr. Daftary our speaker.
Photo on right: Our new CalRTA Div. 20 President, Ron Stock and Vi Lennon, Budget Committee Chair.
Photo on the right: Members enjoying Dr. Daftary’s presentation
September 3rd Luncheon Photos
In recognition of Retired Teachers Week, which is
celebrated in November, we honor those of our
members who are 90 years of age and older. Since
we have no meeting in November our nonagenari-
ans are invited to be our guests at the October
luncheon. If you are one of these senior members,
please indicate this on your luncheon reservation
and mail it to Lily Bugarin. If you would need a
ride, please indicate this as well. We will try to ar-
range for someone to pick you up and bring you
to the meeting. We look forward to honoring you.
Ginger Jacobs Co-Chair Communications
Committee
President’s Message (from page 1) Voters would have to approve 401k-styled plans or
no plan at all. My two sons and their wives would
be affected.. Its hits close to home. There is no
guarantee that this amendment will get on the bal-
lot because they have to collect signatures. It is be-
ing funded by the Koch Brother’s Reason Founda-
tion and so called “tax payer” groups. Please famil-
iarize yourself to the drawbacks of this amendment
if passed
THIS AMENDMENT MUST BE STOPPED!
Attention Nonagenarians
Teaching Opportunities for Partners of Science (TOPS) Program
Pension Initiative Update The following update is to provide information on
what happens next with the Retirement Insecurity
initiative now that the proposed initiative has re-
ceived Title and Summary from the Attorney Gen-
eral.
The initiative proponents have 180 days (until Feb-
ruary 8, 2016) to circulate petitions to gather the
number of needed signatures. The initiative is a
Constitutional Amendment; consequently, it will
need 585,407 valid signatures in order to qualify for
the November 2016 state ballot. The petition circu-
lators must submit signatures to the county regis-
trar in each county where the signatures were gath-
ered. Then, the county registrar has eight working
days, or about two calendar weeks, to count the
number of signatures submitted and draw a sample
of the signatures for validation. Each registrar also
sends to the Secretary of State the number of raw,
invalidated signatures. The Secretary of State then
sums up the number of raw, invalidated signatures.
If the number of signatures submitted is equal to or
greater than the minimum required for validation,
the counties will start the validation process. If the
number of raw, unvalidated signatures is less than
the minimum, then the initiative automatically fails
and will not be on the ballot.
Each registrar will have 30 working days, or six cal-
endar weeks, in order to validate signatures in the
sample. If, based on the sample, the number of
statewide signatures is estimated to be equal to or
greater than 90% of the total required validated sig-
natures (.90 x 585,407 = 526,866) the county regis-
trars will start validating all signatures that were
turned in. The county registrar has an additional
30 working days, or an additional six calendar
weeks, to complete full signature validation. If,
however, the sample validation shows that there
will be more than 110% of the needed signatures
for validation (1.1 x 585,407 = 643,948), then Secre-
tary of State automatically finds the initiative quali-
fied for the election.
Get your friends to join Division 20.
We protect their retirement
and their health!
Teaching Opportunities for Partners of Science
(TOPS)
TOPS is looking for retired scientists or science
teachers, who want to give-back to the next genera-
tion by exposing them to hands-on science!
What is TOPS and why should you get involved?
Right now in education, the United States ranks far
behind the rest of the world in science and mathe-
matics. It’s no wonder we are trailing so far behind
other countries, as many schools can only dedicate
an average of 20 minutes or less a week to science.
That’s where you come in! We are
encouraging you to bring your area of expertise to
the classroom! The time commitment consists of
about eight hours a month, which are flexible hours,
as well as additional training on how to work with
elementary school students.
To learn more about the Office of Science and
STEM Integration/Innovation S²I ², visit
www.sjcoescience.org.
Contact: Nancy Flocchini Stenzler
(209) 468.4880 • nstenzler@sjcoe.net
IT IS VERY IMPORTANT THAT YOU OR A LOVED ONE BE PREPARED FOR ENTRY INTO THE HOSPITAL SYSTEM: The U.S. Senate unanimously approved legislation Monday night Sept. 24, 2015 requiring hospitals across the nation to tell Medi-care patients when they receive observation care but have not been admitted to the hospital. It’s a distinction that’s easy to miss until patients are hit with big medical bills after a short stay. The vote follows overwhelming approval in the U. S. House of Representatives in March. The legislation is expected to be signed into law by President Barack Obama, said its House sponsor, Texas Democratic Rep. Lloyd Doggett. Observation care 570It’s called the NOTICE Act, short for “Notice of Observation Treatment and Implication for Care Eligibility.” The law would require hospitals to provide written notification to patients 24 hours after receiving observation care, explaining that they have not been admitted to the hospital, the reasons why, and the potential financial implications. Those implications can be dire. Observation care hurts seniors in two ways: It keeps Medicare’s more comprehensive hospitalization coverage from kick-ing in, and it means they may not get Medicare’s limited nursing home benefit if they need care in a facility after being in a hospital.
To qualify for Medicare’s nursing home coverage, beneficiaries must first spend three consecutive midnights as an admitted patient in a hospital, and observation days don’t count. Without that coverage, seniors could pay thousands of dollars for the nursing home care their doctor ordered, or else try to recover on their own. Obser-vation care is a classification used when patients are not well enough to go home but not sick enough to be admitted. And because observation care is provided on an outpatient basis, observation patients usually also have co-payments for doctors’ fees and each hospital service, and they have to pay whatever the hospital charges for any routine drugs the hospital provides that they take at home for chronic conditions such as diabetes or high cholesterol. Meanwhile, the number of claims hospitals submit-ted for observation care continues to skyrocket. According to the most recently available data from CMS, total claims increased 91 percent since 2006, to 1.9 million in 2013. Long observation stays, lasting 48 hours or more, rose by 450 percent to 170,219 during the same period, according to a Kaiser Health News analysis. This article was produced by Kaiser Health News with support from The SCAN Foundation.
Medicare Hospital Observation VS Admittance Update
Medicare Advantage & Part D Plan If you have a Medicare Advantage plan or a stand
-alone Part D plan, you should receive an Annual
Notice of Change (ANOC) and/or Evidence of
Coverage (EOC) from your plan. You should
receive these notices by the end of September and
they will explain any changes that your plan will
be making in 2016. This includes information
about changes to your plan’s list of covered drugs
(formulary), health benefits, and/or premium costs.
Plans are allowed to change their cost and
coverage rules from year to year, so it’s important
for you to read mail from your plan to see if
there are any changes that affect you. If you did
not receive this information, call your plan to
request a copy. If you are dissatisfied with any
changes, you can make changes to your coverage
during Fall Open Enrollment, which is from
October 15 – December 7.
Part D Prescription Check Up One Simple Way for Retirees to Save on Prescrip-
tion Drugs. Just over one in 10 seniors decide to
switch Medicare drug plans during fall open
enrollment. But nearly half of those who do save
money.
CalRTA Area III Leadership Training
Citrus Heights Community Center
October 3rd, 2015
General Membership Meetings
General Membership Meetings are at First
Congregational Church and begin at 11:30 a.m.
October 1 2015 February 4, 2016
December 2015 March 3, 2016
May 5, 2016
Board Meetings
Board Meetings are at First Congregational
Church or as announced, and begin at
9:30 a.m.
November 5, 2015 January 7 2016
April 14 2016
June 2, 2016
Scholarship Foundation Board Meetings
First Congregational Church
. . February 5, 2016
State Delegate Assembly
May, 2016
Newsletter Articles Due
Newsletter Articles are due at the meetings of
the Board or General Membership on:
November 6, 2015 January 8, 2016
February 5, 2016
April 2 2016
Newsletter Assembly
The Newsletter is assembled beginning at 9:30
a.m. at First Congregational Church on:
September 10, 2015 January 14, 2016
November 12, 2015 February 11, 2016
April 14, 2016
San Joaquin Division #20 2015-2016 Schedule
Area III Co-Directors. ….... .Marcie Launey,
Chuck Dennon
San Joaquin Division 20’s
2015—2016 Officers
Executive Committee
President………. …. .…. . Ron Stock
jo94ro@comcast.net
First Vice-president …,…. . Cecillia Moran
Second Vice-president. . .,.. .Elizabeth Blanchard
Secretary (Division) …..,,….Glenda Schubert
Secretary (Board) ……,,.. . . .…Judy Rafert
Treasurer ………., ,…. . Larry Schubert
Financial Secretary . .…...…. . Gloria Young
Immediate Past President …… . . . Dan Flores
danlflores@yahoo.com
Standing Committee Chairs
Budget ………,,,,,,…. . . . .…Vi Lennon
Bylaws …………...,….. Earl Pimentel
Communications …,,,,…. . . . Ginger Jacobs, Pa-
tricia Voss
Directory ………………. . Vacant
Historian ………….…,,,,…. . Vacant
Hospitality ….. .………. . .. Lily Bugarin,
Phyllis Hensel
Insurance .………. . Bruce Schweigerdt
Legislation .…. . . . .…………Vacant
Membership …...….. . . . . . . . . Harry Osell
Memorials, Tributes ….. . . ...….. Grace Sato
Music ……….…. . . ... . Marie Medford
Nominating …. . . . . ………. . Vacant
Resource Services … . .…. . ….Dan Flores
Scholarship. ...…….……. Helen Vignola
Webmasters………. . . …. ..Nick Berlin
September 3rd, 2015 Luncheon Photos
See YOU on October 1st!
For Breaking News
regarding Legislation, Medicare,
Health Issues and more go to
www.div20.calrta.org
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