an easy guide to buy two-wheeler insurance online
TRANSCRIPT
An Easy Guide to Buy TwoWheeler Insurance Online
A twowheeler is an excellent mode of travelling that saves you time during heavy traffic hours and helps you commute from one place to another rather easily. Such a convenience needs to be insured as well, for life can be highly predictable. There are often various questions in minds of two wheeler owners, such as “what if the vehicle is stolen?”, “how to be assured financially if there are any damages?”, “What if the twowheeler collides with another vehicle?” etc. It is important to understand the basic of a twowheeler insurance policy well before you decide to purchase it.
Types of twowheeler insurance policies
1. Comprehensive Policy – This part of policy protects against any burglary and damaged due to fire, flood, act of terrorism, riots, etc. Comprehensive Policy also offers accidental coverage to the rider in case of any accident. This policy takes care of any third party liability caused due to an accident.
2. Third Party Insurance This policy is specific to only taking care of the losses caused to the other party in case of accidents. This policy only covers the loss and damage caused to the aggrieved party and not to your own vehicle.
There are various two wheeler insurance companies online that offer you the best suited policy for your twowheeler however, comprehensive policy is one of the most popular choices of insurance even while you want to renew two wheeler insurance online. There are certain factors that you are put into consideration while you buy a twowheeler insurance plan.
1. CC (Cubic Capacity): Cubic capacity of a twowheeler is the volume contained by a hollow structure defines your premium for the twowheeler. A higher CC engine would contain a rise in the premium.
2. Age of the vehicle: With the aging of the vehicle, the premium of the insurance increases as well. The older the twowheeler the more premium you pay to maintain it. Every insurance company has its own policies regarding twowheeler.
3. Insured’s Declared Value (IDV): The maximum amount that you have to pay at the claim is IDV. This is the original price of the twowheeler minus the depreciating value of the twowheeler. This is yet another factor which again varies from company to company.
Among various two wheeler insurance online Liberty Videocon General Insurance offers the perfect motor coverage for you. From renewing twowheeler insurance to buying a new policy, this company not only covers you for liabilities that could arise out of third party issues but also helps you against your expenses.
Hasslefree inspection & cashless claim service, discounts on renew of two wheeler insurance, swift telephonic service for effective claims support & assistance, claim settlement within 7 working days, lost key assistance, etc. are some of the features and benefits that Liberty Videocon General Insurance provides to its insurers.
Contact Us :
Liberty Videocon General Insurance Company
Address : 10th floor, Tower A, Peninsula Business Park,Ganpatrao Kadam Marg, Lower ParelMumbai Maharashtra 400013
Website : https://www.libertyvideocon.com
Phone No : 02267001313
Fax No : 02267001606
Email : [email protected]
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