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ANNEXURE-I BANK OF INDIA

SERVICE CHARGES & FEES ON BASIC BANKING (EXCLUSIVE OF SERVICE TAX) W.E.F.07.10.2015

Sl No Item Proposed Charges + SERVICE TAX @applicable rate

I Issue of MICR Cheques – SB 50 cheque leaves free in a year; AND thereafter charges will be Rs.3.56 per cheque leaf

2 Issue of MICR Cheques-CD/CC/OD * Rs.3.56 per cheque leaf

3 Issue of Pass Book/ Balance Certificate Issue of Pass Book – FREE Statement – Once in a month – FREE Daily/ Weekly/ fortnightly: One Statement FREE Subsequent statements – Rs.107/- for 40 entries or part thereof Issue of Balance Certificate – Rs.107/-

4 Duplicate Pass Book/ Statement With latest Balance – Rs.80/- For Non-Individuals

With latest Balance – Rs.67/- For Individuals

5 Stop Payment Instructions – per instrument Rs.142/- For Non-Individuals *Max Rs.534/- per occasion Rs.107/- For Individuals *Max Rs.329/- per occasion (*range of Chqs / Stop Payment)

6 Balance Enquiry FREE

7 A/c. closure before 12 months (A/c. transfer not included)

For Closure of SB Accounts before 12 months: Rs. 222/- for all centres i.e. M,U,SU,R (SB A/Cs under Financial Inclusion should not be charged under this head) Closure of CD A/cs before 1 Year Rs.445/- for all centres i.e. M,U,SU,R

In terms of para 8.1 (a) (charging the A/c) of the Code of Bank’s Commitment to Customers, 2009, banks are committed not to levy any charges for closure of Accounts within 14 days from the date of opening of the A/c.

8 Cheques Return Charges –Cheques drawn on us

Local Cheques : Upto Rs.10000/- : Rs.22/- per Cheque Rs.10000 to Rs.1 Lac : Rs.89/- per Cheque Rs.100001 & above :Rs.133/- per Cheque

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Item Proposed Charges + SERVICE TAX @applicable rate

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Cheques / Bills deposited – returned unpaid

Local & Outstation: Upto Rs.10000/- : Rs.22/- per Cheque Rs.10000/- to Rs.1 Lac : Rs.89/- per Cheque

Rs.100001 & above : Rs.134/- per Cheque

10 Signature verification Non-Individuals : Rs.80/- Individuals (Non-Rural) : Rs.67/- Individuals (Rural) : Rs.44/-

11 No Dues Certificate Agriculture borrower FREE (as per RBI guidelines) Others : Rs.160/- per certificate

REMITTANCE FACILITY Proposed charges + SERVICE TAX @applicable rate

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Issue of Demand Drafts

UPTO Rs.10000/- Non-Individuals :Rs.44/- Individuals (Non-Rural) : Rs.36/- Individuals (Rural) Rs.27/- ABOVE Rs.10000/- UPTO Rs.50000/- Non-Individuals : Rs178/- Individuals (Non-Rural) : Rs.156/- Individuals (Rural) Rs.133/- ABOVE Rs.50000/- UPTO Rs.1 LAC Rs.3.56 per Rs.1000/- Min.Rs.200/- ABOVE Rs.1 LAC Rs.3.11 per Rs.1000/- Min.Rs.356/- Max.Rs.26700/-- NOTE - FOR STUDENTS : Issue of DDs upto Rs.1000/-: FREE

13 Issue of DD against Cash

UPTO Rs.10000/- Non-Individuals : Rs.67/- Individuals (Non-Rural) : Rs.53/- Individuals (Rural) : Rs.40/- ABOVE Rs.10000/- UPTO Rs.50000/- Non-Individuals : Rs.267/- Individuals (Non-Rural) : Rs.236/- Individuals (Rural) : Rs.200/- NOTE – FOR STUDENTS : Issue of DDs upto Rs.1000/- : FREE

14 Revalidation/Cancellation of Drafts Upto Rs.100/- : Rs.18/- Rs.100/- to Rs.500/- : Rs.36/- Above Rs.500/- : Rs.89/-

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Sl No

Item Proposed Charges + SERVICE TAX @applicable rate

15 Issuance of Duplicate DD Rs.107/-

16

Issuance of Payslip / Banker’s cheque

UPTO Rs.10000/- Non-Individuals : Rs.45/- Individuals (Non-Rural) : Rs.36/- Individuals (Rural) : Rs.27/- ABOVE Rs.10000/- UPTO Rs.50000/- Non-Individuals : Rs.133/- Individuals (Non-Rural) : Rs.125/- Individuals (Rural) : Rs.111/- ABOVE Rs.50000/- UPTO Rs.1 LAC Rs.3.56 per Rs.1000/- : Min.Rs.178/- ABOVE Rs.1 LAC: Rs.3.11 per Rs.1000/- : Min.Rs.311/ Max.Rs.8900/- NOTE - FOR STUDENTS : Issue of POs upto Rs.1000/- : FREE

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Issue of Payslip / Banker’s cheque against cash

UPTO Rs.10000/- Non-Individuals :Rs.67/- Individuals (Non-Rural) : Rs.53/- Individuals (Rural) : Rs.40/- ABOVE Rs.10000/- UPTO Rs.50000/- : Rs.267/- NOTE - FOR STUDENTS : Issue of DDs upto Rs.1000/- : FREE Non-Individuals :Rs.67/- Individuals (Non-Rural) : Rs.53/- Individuals (Rural) : Rs.40/- ABOVE Rs.10000/- UPTO Rs.50000/- : Rs.267/- NOTE - FOR STUDENTS : Issue of DDs upto Rs.1000/- : FREE

18 Revalidation/Cancellation of Banker’s Cheque

Upto Rs.100/- : Rs.18/- Rs.100/- to Rs.500/- : Rs.36/- Above Rs.500/- : Rs.89/-

19 Issuance of Duplicate Banker’s Cheque * Non-Individuals –Rs.107/- Individuals ------ Rs. 80/-

20 Issue of Telegraphic Transfers We have deleted this since telegraphic facility stands discontinued by the Post & Telegraph Department

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Item Proposed Charges + SERVICE TAX @applicable rate

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Collection of Chqs

a.Rs.500/- to Rs.5000/- : Rs.27/- per Cheque b.Above Rs.5000/- & upto & incl.Rs.10000/- Rs.53/- per Cheque c.Above Rs.10000/- & upto & incl. Rs.1 Lac : Rs.107/- per Cheque d.Above Rs.1 Lac : Rs.160/- per Cheque

22 Collection of Bills

Upto Rs.10,000/- : Rs.222/- Above Rs.10,000/-& upto Rs.1 Lakh : @ Rs.15 per thousand : Min. 222/- Above Rs.1 Lac : Rs.11 per 1000 bills Min.Rs.1602/- & Max.Rs.44500- PLUS out of pocket expenses per bill

23 Purchase of DD / Outstation Cheque

a.Rs.500/- to Rs.5000/- Rs.27/- per Cheque b.Above Rs.5,000/-upto & incl. Rs.10000/- : Rs.53 per Cheque c.Above Rs.10000 upto & incl. Rs.1Lac – Rs.107 per Cheque d.Above Rs.1 Lac – Rs.160 per Cheque

In addition, interest as applicable for clean overdraft will be charged for the days bank is out of funds.

24 Presentation of Usance Bills

Rs.222/-

25 Postal Charges Ordinary post: Rs.22/- -; Registered / Courier (inland): Rs.40/-

26 Inoperative Account Charges

---Not Applicable--

27 Charges for excess debit entries in Savings Bank account ATM / INTERNET transactions not to be counted / reckoned

Upto 10 Customer induced debit entries a month : FREE Beyond 10 debit entries : Rs.9/- per entry

28 Standing Instructions (SI) Rs.53/- for Execution as well as Failure to execute each instruction

29 Issue of Deposit at Call Receipt (payable at branch of issue)

FREE

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30 Cash Handling Charges for CA/CC / ( Deposit other than Personal Banking Segment,TDR,RD and Loan customers)

SB accounts: NIL CC/CD/OD A/cs: Upto 1 bundle (10 packets):FREE per day Beyond 10 packets: Rs.9/-per packet : Min. Rs.89/- Max.Rs.8900/-

31 Safe Custody Charges : a)Scripts (for each Scrip) b)Sealed Cover (for each cover) c)Bank’s own deposit receipt

Account opening charges: Rs.445/- Safe custody charges – Rs.53/- per scrip Min. 222/- per annum Rs.222/- p.a. per cover : FREE

32 Safe Custody Charges Certificate of holding

Rs.222/- per sheet issued in duplicate For additional copies Rs.107/- per copy

33 Collection of interest/ Dividend

2.75% Min.: Rs.53/- per warrant For warrants upto Rs.53/- charges are Discretionary

34 Charges for transfer of shares

Rs.107/- per transfer deed

35 Charges for deletion of deceased person’s name, change in name, etc. in respect of corporate a/cs

Rs.222/-

36 Purchase/ sale of shares / securities other than under Power of Attorney executed in favour of the Bank

2.75% Min. : Rs.267/- per transaction

37 Handling charges for purchase/ sale of shares/ securities under Power of Attorney executed in favour of Bank

2.75% Min. : Rs.267/- per transaction

38 Redemption of securities 2.75%; Minimum Rs267/- per transaction

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Safe Deposit Articles

Smaller box: 10x10x10 cms – Rs.890/- pa per box 20x20x20 cms – Rs.1780/- pa per box 30x30x30 cms – Rs.2670/-- pa per box For bigger boxes @80ps per cu.cm Min. 5696/- p.a. Min. 50% charges to be recovered if kept for quarter or part thereof

40 Safe Deposit Lockers –Annual Charges

Separate schedule given

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41 Solvency Certificate For individuals : Upto Rs.1,00,000/- -- Rs.267/- Above Rs.1 Lakh to Rs.5 Lakh – Rs.890/- Above Rs.5 Lakh: 1780/-

For non-individuals: Rs.267/- per Lakh or part thereof Min.Rs. 890/- Max.Rs.8900/-

42 Photo Attestation Charges Rs.133/- per occasion 43 Record copy of the cheque Rs.44/- upto 3 months old entries

Rs.107/- for older entries Subject to availability of instruments

44 Interest Certificate Once: FREE; Additional copies: Rs.107/- per copy

45 Enquiries relating to old records (more than 12 months old)

Rs.222/- per item, subject to Availability

46 Payment of Deposit

Receipts to another bank Charges applicable for Remittances (Banker’s Cheque / DD) Plus postages

47 Enquiries reg. old entries (more than 12 months old)

Rs.267/- per item older than 6 months; subject to availability of records

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48 Minimum Bal. Charges

SAVING BANK ACCOUNT

Type of Savings Bank Accounts

Minimum Average

Quarterly Balance

required (AQB)

Penal charges for Non-

Maintenance of Minimum

AQB

Normal SB A/C

With Cheque

Book Facility

Minimum Average

Quarterly Balance

(AQB) of Rs.500/-

Rs.54/- per quarter

Without Cheque

Book Facility

Minimum Average

Quarterly Balance

(AQB) of Rs.100/-

Rs. 40/- per quarter

BOI Senior

Citizen Savings

Bank Account

With Cheque

Book Facility Minimum Average

Quarterly Balance

(AQB) of

Rs.10,000/-

Rs. 89/- per quarter

Without Cheque

Book Facility Rs. 54/- per quarter

BOI Star Mahila

Savings Bank

Account

With Cheque

Book Facility Minimum Average

Quarterly Balance

(AQB) of Rs.5,000/-

Rs. 89/- per quarter at all

centres

Without Cheque

Book Facility

Rs. 54/- per quarter at all

centres

BOI Star Yuva

Savings Bank

Account

For Students up to

21 years:-NIL

Age group 21-35

years: - Rs.5,000/-

in Metro/Urban

Branches and Rs.

2500/- in Semi-

urban/Rural

Branches

For Students up to 21 years:-

NIL

With Cheque

Book Facility Age group 21-35 years:

Rs. 89/- per quarter

Without Cheque

Book Facility Rs. 54/- per quarter

BOI Capital Gain

Account

scheme,1988-SB

Account A

---

Minimum Average

Quarterly Balance

(AQB) of

Rs.1000/-

Rs. 267

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The slab structure for levy of penal charges on account of non-maintenance of

stipulated balance in the account is as follows:-

1. Slab I: If the AQB in the account falls below 50% of the stipulated AQB, 100%

of the charges shall be recovered.

2. Slab II: If the AQB in the account is maintained 50% and above but less than

75% of the stipulated AQB, 75% of the charges shall be recovered.

3. Slab III : If the AQB in the account is maintained 75% and above but less than

100% of the stipulated AQB, 60% of the charges shall be recovered.

Basic Savings Bank Account ( No Frill Accounts), Savings Bank Account Scheme for Pensioners (SB-121), BOI Saral Salary Account Scheme (SB-165), BOI Salary Plus Account Scheme (SB-163), Star Ratnakar Bachat Salary Account (SB-164), Jai Jawan Salary Plus Scheme (SB-161, SB-162), BOI Star Gurukul Savings Bank Account (SB - 163 with Special Charge Code ‘GURU’) and Staff Salary Accounts (SB-111) shall remain exempted from minimum balance stipulation/ charges.

48 C ON T I N U E D

Minimum Bal. Charges

Penal Charges for Tierised CD accounts under Scheme Code CD-201,CD-209 & CD-211: Normal

i. Metro Brs.(AQB-Rs.5000/-) : Rs.178/- ii. Urban Brs.(AQB-Rs.2500/-) : Rs. 89/- iii. Semi-Urban Brs.(AQB-Rs.1000/-) : Rs.45/- iv. Rural Brs.(AQB-Rs.1000/-) : Rs. 45/-

SILVER A/c (AQB-Rs.0.20Lacs to 0.50Lacs):Rs.267/- GOLD A/c (AQB-Rs.0.50Lacs to 1.00Lacs) : Rs.445/- GOLD PLUS A/c (AQB-Rs.1.00Lacs to 2.00Lacs):Rs.534/- DIAMOND A/c(AQB-Rs.2.00Lacs to 5.00Lacs):Rs.668/- DIAMOND PLUS A/c(AQB-Rs.5.00Lacs to 10.00Lacs):Rs.890/- PLATINUM A/c (AQB-Rs.10.00Lacs to 20.00Lacs):Rs.1335/- PLATINUM PLUS A/c (AQB-Rs.20.00Lacs & ABOVE ):Rs.1780/-

Penal Charges for Star Benefit CD Plus Account: Minimum Bal-Rs.5000/-) : Rs. 89/- per month;

Penal Charges for “STAR CRYSTAL CD A/C. FOR DIAMOND TRADERS Minimum Bal-Rs.5000/-) : Rs. 89/- per month; Penal Charges for Current Plus Deposit Scheme

AQB-Rs.2.00Lac): Rs.445/-

Penal Charges for Super Current Plus Deposit Scheme

AQB-Rs.35.00Lac):: Rs.890/-

48 Continued

NEFT-OUTWARD Charges Applicable to CD A/cs

Revised Normal CD accounts under Scheme Code CD-201,CD-209 & CD-211: AQB below Rs.20,000/- : Standard charges of NEFT-Outward to apply SILVER – 90% of the Normal charges of NEFT-Outward to apply GOLD – 80% of the Normal charges of NEFT-Outward to apply GOLD PLUS – 70% of the Normal charges of NEFT-Outward to apply DIAMOND – 50% of the Normal charges of NEFT-Outward to apply DIAMOND PLUS – 40% of the Normal charges of NEFT-Outward to apply PLATINUM & PLATINUM PLUS – BOTH A/CS. FREE OF CHARGE

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Item Proposed Charges + SERVICE TAX @applicable rate

49 LEDGER FOLIO CHARGES For CD A/cs. FREE Folios allotted per year for Avg. Balance : Upto Rs.25,000/- Above Rs.25,000/- to Rs.50,000/- Above Rs.50,000/- to Rs. 1 Lacs Above Rs.1 Lacs to Rs. 2 lacs Above Rs.2 Lacs

Rs.58/- per folio

NIL 3 5 9/- Note : No Folio Charges for :- 1.Savings Bank A/cs. 2. Accounts maintained by RRBs (For 40 entries or part thereof to be treated as one ledger page)

50 INTER-SOL CHARGES *

FREE for all transactions (ref.Circular Ltr. No.2012-13/75

dt 02/07/12)

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Item Proposed Charges + SERVICE TAX @applicable rate

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REMITTANCES

RTGS-OUTWARD(through BRANCH) $

Below Rs.2 Lacs Rs.2 Lacs to Rs.5 Lacs Above Rs.5 Lacs

ONLINE RTGS- OUTWARD(through NET) #

RTGS - INWARD NEFT - INWARD

NEFT-OUTWARD(through BRANCH) $

UPTO Rs.10,000/- $

ABOVE Rs.10,000/- UPTO Rs.1 Lac $

(W.E.F. 10.01.2016) Above Rs.1 Lac to Rs.2 Lac Above Rs. 2 Lacs

ONLINE NEFT–OUTWARD(through NET) #

UPTO Rs.10,000/- #

ABOVE Rs.10,000/- #

INWARD ECS INWARD : NIL FOR ALL CENTRES Non-individuals : Credit Clearing (per entry/item) NCC Clearing House : No Charge Destination Bank : No Charge Sponsor Bank : Rs.5.50 (Min. Rs.2500/-) Debit Clearing (per entry/item) NCC Clearing House : No Charge Destination Bank : No Charge Sponsor Bank : Rs.4.00 (Min. Rs.2500/-) ECS Returned

NIL Rs. 22/-+applicable time varying tariff subject to a Max.of Rs. 27/-

Rs.45/- +applicable time varying tariff subject to a Max of

Rs.50/- (refer Cir.Ltr.no.2011-12/110 dtd.05.10.2011) Rs.5/- per transaction NIL (refer Cir Ltr No.2012-13/75 dtd.02/07/2012) NIL (refer Cir Ltr No.2012-13/75 dtd.02/07/2012) Rs.2.50 per transaction $ Rs.5.00 per transaction $

(W.E.F. 10.01.2016 Rs.15/- Rs.25/-

Rs.2.50 per transaction # Rs.5.00 per transaction #

NIL NIL No charge No Charge Rs.5.50 (Min.Rs.3000/-) No Charge No Charge Rs.4.00 (Min.Rs.2670/-) Rs.89/- per instrument

#- Pl. refer overleaf for detailed list of category of SB & CD A/c. Schemes and of Staff including Ex-Staff

for whom charges have been waived for Online NEFT / RTGS Outward Transactions (through INTERNET (“NET”) Banking)

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# - ONLINE NEFT / RTGS OUTWARD TRANSACTION CHARGES will not be applicable to A/cs. of Staff

and Ex-Staff and also to Savings Bank Schemes viz. BOI Jai Jawan Salary Plus, BOI Salary Plus, BOI Saral Salary, BOI Star Senior Citizen (SB-166), BOI Star Mahila (SB-167), BOI Gurukul, SB Pensioner (SB-121), BOI STAR YUVA (SB-116), Ratnakar Salary, Star Diamond and BOI Suraksha SB Plus and Current A/c. Schemes (Tierised Current A/c. Category – NORMAL TO PLATINUM PLUS), Star Benefit CD Plus, BOI CD Plus, Super CD Plus and Crystal Current A/c.)

#- Detailed list of category of SB & CD A/c. Schemes and of Staff including Ex-Staff for whom charges

have been waived for Online NEFT / RTGS Outward Transactions (through INTERNET (“NET”) Banking)

Savings Bank Scheme Current A/c. Schemes

1.BOI Jai Jawan SALARY PLUS 1.Normal

2.BOI Salary PLUS 2.Silver

3.BOI Saral Salary 3.Gold

4.BOI Senior Citizen (SB – 166) 4.Gold Plus

5.BOI Star Mahila (SB – 167) 5.Diamond

6.BOI Gurukul 6.Diamond Plus

7.SB Pensioner (SB – 121) 7.Platinum

8.BOI Star Yuva (SB – 116) 8.Platinum Plus

9.Ratnakar Salary 9.Star Benefit CD Plus

10.Star Diamond 10.BOI CD Plus

11.BOI Star Suraksha SB PLUS 11.Super CD Plus

12.BOI Super Saving PLUS 12.Crystal Current Account

$ - RTGS/NEFT Outward Transactions thro’ Branch is FREE for BOI Salary PLUS A/c Scheme

for Para Military Forces (SB-163 Spl Charge Code-0201) & Jai Jawan Salary PLUS A/c Scheme (SB–161 & SB–162) as mentioned vide Br.Cir.Nos.108/199 dt.29.01.2015 & 109/41 dt.12.05.2015 respectively. CHANGES MARKED WITH “#” & “$” APPEARING UNDER ITEM NO.51 ON PAGE NO.10 AND UNDER ITEM NO.52 MARKED WITH “@” ON PAGE NO.11 ARE AS PER THE APPROVAL DTD. 04.12.2015 ACCORDED BY MD & CEO AND ED ON THE MEMORANDUM NO.HO:MKT:AS:2015-16:21 DTD. 02.12.2015 PUT UP BY MARKETING DEPARTMENT, HO PL NOTE THAT ALL CHANGES MARKED IN YELLOW / SHADED ARE THE LATEST VERSION AND SUPERCEDE EARLIER VERSIONS.

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52 Miscellaneous

1.Issuance of Duplicate Term Deposit Receipt 2.Addition/Deletion of name in SB A/cs

3.SMS Alerts charges @

4.SDV Locker Rent - Overdue Charges

Rs.89/- per case Rs.89/- per case

Rs.15/- per Quarter(if the no. of SMSs go beyond 5 in a Quarter)@

from all eligible customers, who have registered their Mobile No. with the Bank

@SMS Charges not applicable to A/cs. of Staff & Ex-Staff,

A/cs. opened under Prime Minister Jan Dhan Yojana (PMJDY) Scheme, Pensioners, Senior Citizens, Salary A/cs.(SB-161-165) and SB-101 with Special Charge Code “NOMIN” From all Hirers i.Where Annual Locker Rental is upto Rs.1000/- Rs.22/- per month or part thereof ii. Where Annual Locker Rental is Rs.1000/- & above : Rs.44/- per month or part thereof

Please importantly note : Temporary Overdrafts (TODs) / Drawing against Unclear Effects : In respect of accounts with more than 6 months old, this facility may be extended as per the Branch Circular No.107/163 dated 22.11.2013. But this facility to be used as a tool with a discretion to attract and retain good business.

NOTE - I :- 1. Concessions/ facilities offered under various deposit schemes to continue until further notice, also concessions available for Staff and Ex-staff will continue. 2. Authority to offer concession in service charges to be exercised as per Branch Circular No. 98/26 of 21.05.2004 and 98/119 dtd.15.09.2004 3. Cash Deposit at other CBS branches will attract the same charges as given under ‘Cash Handling Charges” 4. New locker rentals would be applicable from the date of renewal. If the locker rent falls in arrears and is paid after the implementation of revised rates, the new/ revised rates will be applicable.

5. If any bills are sent by our upcountry branches for collection, charges to be shared by the branches in the ratio of 50:50. Postage will be actual. 6. Please refer to Br.cir.no.101/218 dtd.29.03.2008 SB Inoperative accounts.

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NOTE - II :- i. As per Branch Cir. 107/218 dt. 03.03.14 on Launch of New Current Account Products &

Revamp of existing Current Account Schemes wherein Concessions/ facilities offered under

various heads of service charges to continue.

ii. Various Concessions/ facilities offered under various heads of service charges to continue for

following categories of Accounts/ Schemes:

Jai Jawan Salary Plus Scheme(SB-161, SB-162) as modified Br.CirNo.109/41 dated 12.05.2015 BOI Salary Plus A/c Scheme, BOI Saral Salary A/c Scheme & BOI Star Gurukul SB A/c (SB –

163) with Special Charge Code ‘GURU’) vide Br Cir No. 108/199 dated 29.01.2015 SB A/c Scheme for Pensioners (SB-121) as modified vide Br.Cir.No.107/143 dated 23.10.13

BOI Senior Citizen SB A/c (SB- 166) vide Br.Cir. No.107/106 dated 13.09.2013 BOI Star Mahila Savings Bank Account (SB- 167) vide Br.Cir.No.107/107 dated 13.09.2013

Star Ratnakar Bachat Salary A/c.(SB-164) vide Cir.Ltr.No.2012-13/179 dated 17.10.2012

iii. The penal charges on account of non-maintenance of minimum balance i.e. Rs 25,000/- in

BOI Saving Plus Scheme and Average Quarterly Balance of Rs. 5 lac in Super Saving Plus

Deposits shall be levied as Rs 178/- + Service Tax in BOI Saving Plus Scheme and Rs. 445/- +

Service Tax in Super Saving Plus Deposits, respectively.