annual credit plan, fy 2018-19, madhya pradesh:: …slbcmadhyapradesh.in/docs/acp_2018-19.pdf ·...

ANNUAL CREDIT PLAN, FY 2018-19, MADHYA PRADESH:: CONVENER-CENTRAL BANK OF INDIA 1


PREFACE

AllcommercialbanksandotherfinancialinstitutionsoperatingintheState

shallaimforduringthecurrentfiscalforcreditdisbursalunderPriorityandNon-Prioritysector

lendingintheState.

InlinewiththepolicyinitiativesofbothCentralandStateGovernments,themajorchunkofthe

Annual Credit Plan goes to Agriculture, MSME and Housing sectors, with an allocation of

Rs.109264crores(74.02%),Rs.20945crores(14.19%)andRs.6840crores(4.63%),respectively,

in thecurrent financialyear.Apart fromthis,educationneeds, social infrastructureandother

prioritysectorsarealsogivendueimportanceintheplan.

The‘bottomup’approachtowardsassessmentofAnnualCreditPlan,basedonthepotentiality

surveyofNABARDandgrowthpatternofvarioussectorsatblock levelandaboveduringthe

precedingfewyears,makesthePlanmorescientificandachievable.Iamconfidentthatcredit

flowunder thePlanwouldworkasacatalyst for translationofpotentialities,asenvisaged in

NABARD’ssurvey,intoproductivity,leadingtoacceleratedsocio-economicdevelopmentofthe

StateandanincreaseinGDPoftheState.

TheControllingOfficesoftheBanksmaysynchronizetheirbusinessplanswiththeACPtoensure

successfulimplementationofthecreditplan.Properconvergenceamongallstakeholdersisof

immenseimportancetomaketheproposedflowofcreditahassle-freeprocessandtoachieve

avowedobjectivesoftheACP.

(Ajay Vyas) Convenor

StateLevelBankers’CommitteeispleasedtobringoutAnnualCreditPlan

(ACP) for the State of Madhya Pradesh for the financial year 2018-19,

basedontheapprovedcreditplansofall51districtsintheState.ThePlan

entailsanoveralloutlayofRs.147618croreswithanincreaseof12%over

previousyear’splan,whichwillbetheminimumbenchmark.


Sr. Particulars Pg 1 General information about Madhya Pradesh………………………………………… 6 2 Economy of Madhya Pradesh……………………………………………………....... 7 3 Key banking parameters of Madhya Pradesh as on March 31, 2018………………... 8 4 Banking in Madhya Pradesh as on 31.03.2018………………………………………. 9 5 Major Highlights of the performance of the banks as on 31.03.2018……………….. 10 6 Highlights of the performance of the Banks during FY 2017-18……………………. 11 7 Performance under ACP achievement during FY 2017-18………………………….. 12 8 Annual Credit Plan-Definition of disbursement……………………………………... 13 9 Highlights of Annual Credit Plan (ACP) FY 2018-19………………………………. 14 10 Potential Linked Plan (PLP) of NABARD & ACP 2018-19………………………… 15 11 Comparative Annual Credit Plan 2016-17, 2017-18 & 2018-19…………………….. 16 12 Ground Level agriculture credit target given by Government of India for FY 18-19 17 13 Growth in ACP targets (priority sector) & Disbursement over past few years……… 17 14 Lead Banks in M.P. & their Lead Districts………………………………………….. 18 15 MSME clusters in M.P. (Identified by UNIDO)…………………………………….. 18 16 Key Policy initiatives of Government of Madhya Pradesh………………………….. 19 17 District wise PLP and Annual Credit Plan (Priority Sector) FY 2018-19…………… 22 18 Consolidated District wise Annual Credit Plan 2018-19- Agriculture………………. 23 19 Consolidated District wise Annual Credit Plan 2018-19-MSME……………………. 24 20 Consolidated District wise Annual Credit Plan 2018-19- Other Priority Sector…….. 25 21 Consolidated District wise Annual Credit Plan 2018-19- Non- Priority Sector…… 26 22 Consolidated Bank wise Annual Credit Plan 2018-19- Agriculture………………… 27 23 Consolidated Bank wise Annual Credit Plan 2018-19- MSME……………………... 28 24 Consolidated Bank wise Annual Credit Plan 2018-19- Other Priority Sector………. 29 25 Consolidated Bank wise annual Credit Plan 2018-19 Non-Priority Sector………….. 30


GENERAL INFORMATION ABOUT MADHYA PRADESH

Madhya Pradesh with an area of 3,08,245 sq.km. is the second largest state in India. It is located in Central India. The state is bound on the north by Uttar Pradesh, the east by Chhattisgarh, the south by Maharashtra and the west by Gujarat and Rajasthan. Total population of Madhya Pradesh as per 2011 census is 7.27 crore, of which male and female are 3.76 crore and 3.51 crore respectively. The scheduled castes and the scheduled tribes constitute a significant portion of the population of the State and constituting 15.54% and 21.04% of the total population respectively. Hindi is the official language of Madhya Pradesh and it is the widely spoken. Apart from Hindi, the languages of Bundeli, Bagheli, Nimari, Marathi, Sindhi, Urdu, and Malwi are the commonly spoken regional dialects. There are several other dialects which are spoken. According to the census of 2011, 90.9% of the state residents followed Hinduism, while others are Muslim (6.6%), Jain (0.8%), Buddhists (0.3%), Christians (0.3%), and Sikhs (0.2%). Agriculture is the main source of livelihood of a large number of the people in the state. Soyabean, Wheat, Paddy, Jowar, Maize, Gram, Mustard, Tuar etc. are the main crops of the state. The average size of land holding was 1.78 hectare as against the all India average of 1.16 hectare. The share of SF/MF in total holdings was 71.46% as against the national average of 85.01%. 10 major rivers viz. Narmada, Tapti, Chambal, Betwa, Shipra, Tawa, Ken, Sone, Pench etc. originate in the state. The climate of the state is sub-tropical. Alluvial, Medium & Deep Black, Mixed Red & Black are the soil. There are 11 different agro climatic zones in the State. The state is rich in culture. Four sites namely Khajuraho, Devi Jagadambi temple, Buddhist monuments at Sanchi and the rock shelters of Bhimbetka have been declared World Heritage sites by UNESCO. Other architecturally significant or scenic sites include Orchha,Amarkantak, Bandhavgarh, Chanderi etc.

Geographical Features Total Population in crore as per Census 2011

7.27

Rural Population (cr.) 5.25 Urban Population (cr.) 2.02 Male (cr.) 3.76 Female (cr.) 3.51 Scheduled Castes (cr.) 1.13 Scheduled Tribes (cr.) 1.53 Sex Ratio 931 Density/km2 236 Area(Km2) 3,08,245 Literacy 70.6%

Age Group wise population Population up to 18 years Cr. 2.90 Adult (18-40 years) Cr. 2.72 Adult above 40 years Cr. 1.65

Administrative Features No. of Districts 51 No. of Division 10 No. of Villages 54903 No. of Gram Panchayats 23043 No. of Block/Janpad Panchayats 313 No. of Tehsils 369

Households Total no. of Households (cr.) 1.49 Rural Households (cr.) 1.11

Others No. of cultivators 98.44 Of the above, Small/Marginal Farmers

63.40

Gross Cropped Area 2015-16 (lakh Hectare)

2.38


ECONOMY OF MADHYA PRADESH Madhya Pradesh is among the fastest growing states in the country. At prevailing rates, the Gross State Domestic Product (GSDP) of Madhya Pradesh for 2016-17 was Rs 6,39,220 crore, which rose to Rs 7,07,047 crore in 2017-18. GSDP growth at constant prices during the base year 2011-12 was at Rs 3,15,562 crore which has risen to Rs 4,65,136 crore in 2016-17. Between 2011-12 and 2016-17, the Compound Annual Growth Rate (CAGR) for GSDP was 14.01%. Amount in crore

Source- Economic survey of Madhya Pradesh 2017-18 The state has an agrarian economy. The major crops of Madhya Pradesh are wheat, soybean, gram, sugarcane, rice, maize, cotton, rapeseed, mustard and arhar. Agriculture continues to remain a major source of employment and livelihood in the state. According to Census 2011, 69.8% of total workers, and 85.6% of the total workers in rural areas are dependent on agriculture for livelihood in the State, as compared to 72.3% in rural India. Thus, significant proportion of rural population is dependent directly or indirectly on this sector. Madhya Pradesh is being honoured “Krishi Karman Award” for the fifth consecutive year from 2011-12 to 2015-16.The state has recorded 18% agriculture growth during the last five years. As per economic survey of the state 2017-18, the per capita income has increased to Rs 79,907 in 2017-18 from Rs 73,268 in 2016-17, showing increase of 9.06 per cent in 2017-18 compared to the previous year.

As per the budget estimates of FY 2018-19, the total revenue receipts were estimated at Rs 1,39,115.67 crore which is 10.36% higher than previous year while the total debt on the state till March 31, 2017 was estimated at Rs 92,320.48 crore.

The number of MSME units established in the State has been increasing consistently since 2012-13. In the year 2012-13, there were 19894 registered Micro, Small & Medium Enterprises, which increased to 87071 in the year 2016-17. 363812 employment were made by these enterprises till the year 2016-17.

The state is rich in natural resources. Madhya Pradesh is the sole producer of diamond from Panna. It is also a leading producer of pyrophyllite, copper concentrate, manganese ore, clay and shale. The state is perfectly poised for diversification of agriculture and horticulture crops, strategic promotion of agro-based industries. Due to wildlife tourism and a number of places of historical and religious significance, the tourism industry of the state is growing. State Government has put in place, favourable developmental policies and is also improving its infrastructure facilities. It is one of the fast growing economies in the country.

315562 380925 339483480121 530443

639220 707047

315562 351683 365134 384105 407970 465136 499102

2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 2017-18

GSDP at Current and Constant Prices

Current Prices Constant Prices


KEY BANKING PARAMETERS OF MADHYA PRADESH AS ON 31.03.2018

Amount in crore

Sr. Parameters Outstanding Amount Y-o-Y Variation in absolute term

Y-o-Y Variation %

Mar-16 Mar-17 Mar-18 Mar-17 Mar-18 Mar-17 Mar-18

1 Total number of Branches 7129 7218 7279 89 61 1.25 0.85 2 Total number of ATMs 8929 9284 9554 355 270 3.98 2.91 3 Credit Deposit Ratio 73.4 71.25 74.69 -2.15 3.44 -2.15 3.44 4 Total Deposits 303070 336950 365432 33880 28482 11.18 8.45 5 Total Advances 222442 240064 272924 17622 32860 7.92 13.69 6 Total Business [4+5] 525512 577014 638356 51502 61342 9.8 10.63

PRIORITY SECTOR ADVANCES 7 Agriculture advances 81921 92362 99393 10441 7031 12.75 7.61 8 Crop Loans out of total agriculture 50513 52733 75823 2220 23090 4.39 43.79

9 % of Agriculture advances to Total advances [RBI Norm: 18%] 36.83 38.47 36.42 1.65 -2.06 1.65 -2.06

10 MSME 30082 40887 52518 10805 11631 35.92 28.45

10a Out of MSME, advances to Micro Enterprises 16282 17546 27794 1264 10248 7.76 58.41

1 % of credit of Micro Enterprises to Total advances [RBI Norm: 7.5%] 7.32 7.31 10.18 -0.01 2.87 -0.01 2.87

12 Export Credit 673 148 142 -525 -6 -78.01 -4.05 13 Education 1741 2018 1911 277 -107 15.91 -5.28 14 Housing 17190 19363 19521 2173 158 12.64 0.82 15 Social Infrastructure 243 141 150 -102 9 -41.98 6.55 16 Renewable Energy 72 675 62 603 -613 837.5 -90.76 17 Others 3831 2823 1384 -1008 -1439 -26.31 -50.98

18 Total Priority Sector Advances [7+10+12+13+14+15+16+17] 135753 158417 175082 22664 16665 16.7 10.52

19 % of Priority Sector advances to Total advances [RBI Norm: 40%] 61.03 65.99 64.15 4.96 -1.84 4.96 -1.84

20 Total Non-Priority Sector Advances 86689 81647 97841 -5042 16194 -5.82 19.83 21 Advances to small & marginal farmers 25379 26242 29727 863 3485 3.4 13.28

22 % of advances to small & marginal farmers to total advances [RBI Norm: 8% by Mar-17]

11.41 10.93 10.89 -0.48 -0.04 -0.48 -0.04

23 Total NPA 12712 16445 21971 3733 5526 29.37 33.6 24 % of NPA to total advances 5.71 6.85 8.05 1.14 1.2 1.14 1.2 25 Advances to Weaker Sections 37816 55917 59808 18101 3891 47.87 6.96

26 % of advances to Weaker Sections to total Advances [RBI Norm: 10%] 17 23.29 21.91 6.29 -1.38 6.29 -1.46


Bank’s credit grew by 13.69% (y-o-y) at the end of March-18, as against 7.92% during the corresponding period of 2017.

156496 164877 188337222442 240064

272924Growth in advances over the past few years

Mar-13 Mar-14 Mar-15 Mar-16 Mar-17 Mar-18

BANKING IN MADHYA PRADESH AS ON 31.03.2018 BRANCH NETWORK

§ Banking services in the State are covered through a network of 7279 branches (As on 31.03.2018). Of which 2681 (37%), 2307 (32%) and 2291 (31%) branches comprised rural, semi urban & urban branches respectively.

§ At the end of March 31, 2018, there were 42 Commercial Banks (CBs), 3 Regional Rural Banks (RRBs), 1 State Cooperative Bank (MPStCB), 38 District Central Cooperative Banks (DCCBs) and 7 Small Finance Banks (SFBs).

§ At the end of March 31, 2018, net increase of 61 new bank branches have been registered Y-o-Y.

§ There are 11864 Sub Service Areas (SSAs) in the state, of which 1517 SSAs are covered through branches, while others are covered through 10347 business correspondents. 9554 ATMs are installed in M.P. Besides this, 43 villages with a population of more than 5000 are covered through Banking Outlets as on 31 March 2018.

DEPOSITS

Amount in crores

At the end of March-18, deposits grow by 8.45% y-o-y, which is below the growth of 11.18% during previous year in same period. Even in absolute terms, deposits grew by Rs. 28480 crore (y-o-y) during March-18, whereas it was Rs. 33880 crore in last year.

CREDIT Amount in crores

220690139337

294183 303070 336950 365432Growth in deposits over the past few years

Mar-13 Mar-14 Mar-15 Mar-16 Mar-17 Mar-18


BUSINESS

§ Total business of the Banks increased to Rs. 638356 crore during March 31, 2018 from Rs. 577014 crore in the last year, registering a growth of Rs. 61342 crore (y-o-y) in absolute terms and 10.63% in percentage terms in line with 9.80% during corresponding period of last year.

§ This growth is in line with the previous growth rate of few years. CREDIT DEPOSIT RATIO

§ Credit-Deposit Ratio (CD ratio) of Madhya Pradesh has increased to 74.69% during Q-4 of current fiscal from 71.25% in previous year i.e. Mar-17. Including credit as per place of utilization, the CD ratio stood at 77.60% as on March 31, 2018.

§ CD ratio of Scheduled Commercial Banks (SCBs) also increased to 70.92% as on March 31, 2018 from 67.06% in the last year.

MAJOR HIGHLIGHTS OF THE PERFORMANCE OF THE BANKS IN MADHYA PRADESH AS ON 31.03.2018

§ Priority Sector advances were 64.15% of total credit, which is more than the stipulated RBI Norm of 40% for the Banks.

§ Agriculture credit was 36.42% of total credit, which is above the RBI Norm of 18%. § Credit to micro enterprises under MSME was 10.18% of the total advances higher than the RBI

Norm of 7.5%. § Advance to weaker section was 21.91% of the total credit, which is higher than the RBI Norm

of 10%.

61.27% 63.06% 70.92%61.91% 52.30% 59.38%80.91%

115.45%146.18%

,Mar-16 .Mar-17 .Mar-18

CD Ratio- Agency wise

SCBs RRBs Coopeative

18

7.5

40

10

36.4

2

10.1

8

64.1

5

21.9

1

A G R I C U L T U R E M I C R O E N T E R P R I S E S P R I O R I T Y S E C T O R W E A K E R S E C T I O N

CHART SHOWING PERFORMANCE OF BANKS IN M.P . AS ON 31 .03 .2018 VIS-A-VIS STIPULATED RBI NORM

RBI Norm in % of total advances In M.P.


HIGHLIGHTS OF THE PERFORMANCE OF THE BANKS DURING FINANCIAL YEAR 2017-18

§ The year-on-year (y-o-y) growth in aggregate deposits worked out to 8.45% in March 31, 2018 which was lower as compared with that in March 2017 i.e. 11.18%.

§ The year-on-year (y-o-y) growth in credit worked out to 13.69 % in March 31, 2018, higher than the growth of a year ago i.e. 7.92%.

§ Public sector banks continued to maintain their leading

position accounting for 79.05% of total deposits and 65.62% of bank’s credit in March 31, 2018 followed by Private sector banks, Cooperative banks and RRBs with share of 9.67%, 5.84% and 5.44% in deposits and 18.62%, 11.42% and 4.33% respectively.

§ Term deposits constituted the highest share (55%) in aggregate deposits followed by savings deposits (39%) and current deposits (11%) of public sector banks.

§ While deceleration in growth of bank deposits and credit spanned across all population groups, the growth rates in the semi urban areas were higher (y-o-y).

§ Non-Performing Assets (NPAs) of the banks increased from 6.85% of total credit during March 2017 to 8.05% at the end of March 31, 2018. In absolute term, it increased by Rs. 5526 crore (y-o-y) and stood at Rs. 21971 crore as on 31.03.2018.

§ The credit-deposit (C-D) ratio of the state increased to 74.69% at the end of March 31, 2018 from 71.25% a year ago. However, actual CD ratio stood at 77.60% as on 31.03.2018 after including the utilization of credit as per place of utilisation.

§ Excluding cooperative banks and RRBs, CD ratio

of Scheduled Commercial Banks (SCBs) was 70.92% as on March 31, 2018.

§ Two-third of aggregate deposits and credit

continued to be concentrated in ten banks namely State Bank of India, DCCBs, Bank of India, Central Bank of India, Punjab National Bank, Union Bank of India, HDFC Bank, ICICI Bank, Allahabad Bank and Bank of Baroda.

Amount in crore

Sr Bank Deposits Advances No. of Branches

% of total no. of

Br.

% of total Dep.

% of total Adv.

Business % of total

business

1 State Bank of India 114481 67028 1123 15.47 31.33 24.56 181509 28.43 2 DCCBs 21204 31129 853 11.75 5.80 11.41 52333 8.20 3 Bank of India 26433 19878 440 6.06 7.23 7.28 46311 7.25 4 Central Bank of India 28843 13771 467 6.43 7.89 5.05 42614 6.68 5 Punjab National Bank 22352 17482 295 4.06 6.12 6.41 39834 6.24 6 Union Bank of India 23319 13194 285 3.93 6.38 4.83 36513 5.72 7 HDFC Bank 10123 16268 136 1.87 2.77 5.96 26391 4.13 8 ICICI Bank 8359 14061 238 3.28 2.29 5.15 22420 3.51 9 Allahabad Bank 13994 8095 205 2.82 3.83 2.97 22089 3.46 10 Bank of Baroda 11250 10049 195 2.69 3.08 3.68 21298 3.34 Total number of branches- 7279, Total deposits- 365432 cr., Total advances-272924 cr.


PERFORMANCE UNDER ACP ACHIEVEMENT DURING FY 2017-18 Amount in crore

Sr. Sub Sector Target for the FY 2016-17

Achievement during financial year

Achievement % (Amt.)

Target for the FY 2017-18

Achievement during financial year

Achievement % (Amt.)

2016-17 2017-18 No. Amt. No. Amt. No. Amt. No. Amt.

1 Agriculture 2613627 80988 3899641 64162 79.22 3700878 94868 4058183 60882 64.18

1a Farm Credit 2480508 75927 3766354 60077 79.12 3418692 88374 4023139 56469 63.90

1b Crop loan out of 1a

2137653 58521 3191667 50034 85.5 2594512 67229 3399104 46493 69.16

1c Agriculture Infrastructure

83990 3184 23333 888 27.89 187088 3905 11157 614 15.71

1d Ancillary Activities

49129 1877 109954 3197 170.32 95098 2589 23887 3799 146.76

2 MSME 382924 16123 588257 16516 102.44 444309 18443 554783 22512 122.06

3 Export Credit 1311 425 78 219 51.53 2518 529 97 282 53.28

4 Education 38937 1435 23357 373 25.99 28775 1138 18463 362 31.78

5 Housing 162521 5948 188127 3584 60.26 188147 6996 104960 3428 49.00

6 Social Infrastructure

220178 3914 496 23 0.59 90492 1410 454 105 7.43

7 Renewable Energy

5277 271 103 17 6.27 31470 356 24 10 2.80

8 Others 0 0 184165 2784 118795 3140 153193 2596 82.69

9 Total Priority Sector

3424775 109104 4884224 87678 80.36 4605384 126881 4890157 90177 71.07

10 Total Non-Priority Sector

57369 3252 423641 27498 845.57 156715 5076 670018 58683 1155.98

11 Total Credit Plan (9+10)

3482144 112356 5307865 115176 102.51 4762099 131957 5560175 148860 112.81

§ The potential credit outlay FY 2017-18 for priority sector

lending was estimated as Rs. 126881 crore, with an increase of 16.29% over the projections of the previous financial year.

§ As against the target of Rs 1,31,957 crore (priority & non-

priority), under Annual Credit Plan for FY 2017-18, an amount of Rs 148860 crore was disbursed during FY 2017-18, recording an achievement of 113% above than corresponding period of last year, which was 103%.

§ The Banks disbursed Rs 90177 crore to the priority sector as on

Mar-18 against the target of Rs 126881 crore with achievement index of 71%, which is below the achievement of 80% during corresponding period of previous financial year.

§ The Banks disbursed Rs 60882 crore as on March 31, 2018 to

the agriculture sector against the target of Rs 94868 crore and achieved 64% of the target as against the achievement of 79% during same period of FY 2016-17. Banks have disbursed Rs.22512 crores to Micro, Small & Medium Enterprises (MSME) segment during the financial year 2017-18 and achieved 122% of the targets.

§ A significant portion of bank’s credit was disbursed to the beneficiaries of Mukhya Mantri Self Employment Schemes, Mudra loans, Stand-up India Loans, PMEGP, NRLM etc. during the year 2017-18.

§ Banks have disbursed Rs 3891 crores to beneficiaries under Weaker Sections.

§ Empowerment of women through all possible economic support routes should continue to get an important place in the economic agenda of the Banking fraternity. In this direction, banks have disbursed Rs 7570 crores to ‘Women category’ during the year 2017-18.

§ Loans disbursement of Rs. 1660 crore, Rs. 1324 crore & Rs. 2811 crore were made by banks to scheduled caste, scheduled tribes and minority communities during the year 2017-18.


ANNAUL CREDIT PLAN- DEFINITION OF DISBURSEMENT


HIGHLIGHTS OF THE ANNUAL CREDIT PLAN 2018-19

Amount in crore

Sr. Sector

No. of A/cs

Amount

% Share to total credit plan outlay

1 Farm Credit 3775495 102578 69.49 1a Out of Farm Credit Crop loans 3037033 80318 54.41 2 Agriculture Infrastructure 123708 3733 2.53 3 Ancillary Activities 106463 2953 2.00 4 Total Agriculture (1+2+3) 4005666 109264 74.02 5 MSME (5a+5b+5c+5d+5e) 427566 20945 14.19 5a Micro Enterprises 244680 9436 6.39 5b Small Enterprises 144038 9602 6.50 5c Medium Enterprises 351 1007 0.68 5d Khadi & Village Industries 17187 543 0.37 5e Other under MSME 21310 357 0.24 6 Education 35535 1194 0.81 7 Housing 139394 6840 4.63 8 Export Credit 3074 672 0.46 9 Social Infrastructure 114018 2042 1.38 10 Renewable Energy 27936 402 0.27 11 Other Priority 109602 2076 1.41 12 Total Priority Sector

(4+5+6+7+8+9+10+11) 4862791 143435 97.17

13 Non-Priority Sector 133198 4183 2.83 14 Total Credit Plan (12+13) 4995989 147618 100.00 15 Weaker Sections 694012 17129 11.60

§ Annual Credit Plan 2018-19 for the state of

Madhya Pradesh has been drawn with an outlay of Rs.147618 crores.

§ Priority Sector lending targets have been fixed at Rs.143435 crores i.e. a share of 97.17% of credit plan and Agriculture segment has a major share of Rs.109264 crores i.e. 74.02% of total credit plan outlay.

§ An amount of Rs. 80318 crore is projected for Crop loan (Production Credit) disbursals for the year 2018-19.

§ Striving towards the creation of sustainable agrarian income for farmers, an Investment credit target of Rs.28946 crores has been fixed for banks, which works out to 26.49% of Agriculture lending targets.

§ The potential assessed under Micro, Small and Medium (MSME) enterprises is Rs.

20945 crore (14.19 percent of total outlay), followed by housing sector with outlay of Rs. 6840 crore under priority sector (4.63% of total outlay)

§ Education has Rs. 1194 crore under Priority Sector. Others Priority Sector including export credit, social infrastructure, renewable energy and others have a target of Rs. 5192 Crore.

§ A provision of Rs. 17129 crore has been made for weaker sections.

§ Rs. 2042 crore outlay has been fixed for social infrastructure sector, which included sanitation facility, drinking water facility, health care facility etc.

§ An outlay of Rs. 402 crore is made for Renewable energy sector, which includes solar based lighting system etc.


POTENTIAL LINKED PLAN (PLP) OF NABARD & ACP-2018-19

Amount in crore Sr. Sector PLP of

NABARD 2018-19

ACP 2018-19

% of PLP

1 Farm Credit 109508 102578 94 1a Out of Farm Credit Crop loans 83964 80318 96 1b Agriculture Term Loans 33525 28946 86 2 Agriculture Infrastructure 4453 3733 84 3 Ancillary Activities 3528 2953 84 4 Total Agriculture (1+2+3) 117489 109264 93 5 MSME 21678 20945 97 6 Education 1539 1194 78 7 Housing 7819 6840 87 8 Export Credit 807 672 83 9 Social Infrastructure 1479 2042 138

10 Renewable Energy 463 402 87 11 Other Priority 1833 2076 113 12 Total Priority Sector

(4+5+6+7+8+9+10+11) 153107 143435 94

§ The National Bank for Agriculture and

Rural Development (NABARD) has projected Rs.1,53,107 crore as Potential Linked Credit Plan (PLP) for the year 2018-19 for the state of Madhya Pradesh under priority sector.

§ Credit assessed by the banks for the year 2018-19 is in line with the PLP of NABARD and it is with Rs. 143435 crore stood at 94% of the PLP.

§ As against the total PLP of Rs. 117489 crore for agriculture sector, banks have made provisions of Rs. 109264 crore. This includes provision of Rs 80318 crore for crop loans and Rs. 28976 crore agriculture term loans.

§ Provision of Rs. 34171 crore of total allocation for priority has been made for sanctioning loans to Non-Farm Sector activities and Micro, Small & Medium Enterprises comprising manufacturing,

processing & service industries as against the PLP of Rs. 35618 crore.

§ Thrust has been laid on investment credit, which is 26.49 per cent of total outlay earmarked for agriculture lending with a view to achieve much needed capital formation in agriculture for doubling farmer’s income. After thorough sector-wise analysis in consultation with the stake holders, the projections for credit flow under water resource development, irrigation, farm mechanisation, land development, animal husbandry and dairy development, sheep and goat rearing, poultry, plantation and horticulture, etc. were made.

§ Banks have made provision of Rs. 2042 crore for lending under social infrastructure sectors viz. sanitation, drinking water, school, health care etc. as against the PLP of Rs. 1479 crore of NABARD.


COMPARATIVE ANNUAL CREDIT PLAN 2016-17, 2017-18 & 2018-19 Amount in crore

Sr.

Sector

2016-17

2017-18

2018-19

Variation amt. over previous

year

Variation

%

Disbursement

during the year 2017-18

1 Farm Credit 75927 88374 102578 14204 16 56469 1a Out of Farm Credit Crop

loans 58521 67229 80318 13089 19 46493

2 Agriculture Infrastructure 3184 3905 3733 -172 -4 614 3 Ancillary Activities 1877 2589 2953 364 14 3799 4 Total Agriculture 80988 94868 109264 14396 15 60882 5 MSME 16123 18442 20945 2503 14 22512 6 Education 1435 1138 1194 56 5 362 7 Housing 5948 6996 6840 -156 -2 3428 8 Export Credit 425 529 672 143 27 282 9 Social Infrastructure 3914 1410 2042 632 45 105 10 Renewable Energy 271 356 402 46 13 10 11 Other Priority 0 3140 2076 -1064 -34 2596 12 Total Priority Sector 109104 126879 143435 16556 13 90177 13 Non-Priority Sector 3252 5076 4183 -893 -18 58683 14 Total Credit Plan 112356 131955 147618 15663 12 148860

§ As compared to last year, the banks have

made an additional allocation of Rs. 16556 crore in current year’s credit plan for various activities under Priority sector. The Banks have planned a rise of 13% over last year’s Total Plan of priority sector.

§ Agriculture credit target is growing every year and crossed Rs 1 lakh crore during the fiscal 2018-19 in the state, keeping in view of the need to increase the credit flow to small farmers as well as providing loan access to tenant cultivators.

§ The Ministry of Agriculture, Government of India has set ground level credit (GLC) target for agriculture at Rs. 11 lakh crore for the current financial year for the country. Of which, Rs. 74005

crore (Rs. 46348 crore for crop loans & Rs. 27657 crore for term loans) have been fixed for Madhya Pradesh. In turn, Rs. 109264 crore has been assessed by the banks for the year 2018-19, which is 47.64% more than the GLC target of GOI.

§ With regard to lending to the farm sector, a

growth of 15% over the previous year has been made by banks in the state, as compared to 10% by the Government of India.

§ Overall disbursement (priority & non-priority sectors) was Rs. 148860 crore during the year 2017-18 and achievement was 113% of the targets. Of which, banks disbursed Rs.90177 crores under priority sectors and achieved 71% of the targets for financial year 2017-18.


GROUND LEVEL AGRICULTURE CREDIT TARGET FOR MADHYA PRADESH FOR THE YEAR 2018-19 GIVEN BY GOVERNMENT OF INDIA

Amount in crore

Agency Crop Loan Term Loan Total % Allocation of total target

Commercial Banks 26047 24760 50807 68.65 Regional Rural Banks 6792 2348 9140 12.35

Cooperative Banks 13509 549 14058 19.00 Total 46348 27657 74005 100.00

GROUND LEVEL CREDIT TARGET OF GOI AND ASSESSMENT BY BANKS FOR AGRICULTURE FY 2018-19

Amount in crore

Agency Crop Loans Term Loans Total Agriculture

Government of India 46348 27657 74005 PLP of NABARD 83964 33525 117489 ACP by Banks 80318 28946 109264 % Variation with GOI target 73.29 4.66 47.64

GROWTH IN THE ANNUAL CREDIT PLAN TARGETS (PRIORITY SECTOR) OVER PAST FEW YEARS

Amount in crore

DISBURSEMENT UNDER PRIORITY SECTOR OVER PAST FEW YEARS Amount in crore

2014-15 2015-16 2016-17 2017-18 2018-19

70947109097 109104

126879143435

2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 2017-18

2551133419

4119555898

74628 7978887678 90177


LEAD BANKS IN M.P. AND THEIR LEAD DISTRICTS

SR. LEAD BANK LEAD DISTRICTS 1

Central Bank of India Total no. of lead districts: 18

Anuppur, Balaghat, Betul, Bhind, Chhindwara, Dindori, Gwalior, Hoshangabad, Jabalpur, Mandla, Mandsaur, Morena, Narsingpur, Raisen, Ratlam, Sagar, Seoni & Shahdol

2 State Bank of India Total no. of lead districts: 13

Ashok Nagar, Chhatarpur, Damoh, Guna, Harda, Katni, Neemuch, Panna, Sheopur, Shivpuri, Tikamgarh, Umaria & Vidisha

3 Bank of India Total no. of lead districts: 13

Agar Malwa, Barwani, Bhopal, Burhanpur, Dewas, Dhar, Indore, Khandwa, Khargon, Rajgarh, Sehore, Shajapur & Ujjain

4 Union Bank of India Total no. of lead districts: 3

Rewa, Sidhi & Singrauli

5 Bank of Baroda Total no. of lead districts: 2

Alirajpur & Jhabua

6 Punjab National bank Total no. of lead districts: 1

Datia

7 Allahabad Bank Total no. of lead districts: 1

Satna

ACP TARGETS FOR MSME CLUSTERS IN M.P.

While preparing ACP, due care has been given of institutional arrangements for delivering credit to the MSME sector, especially in above mentioned clusters identified by United Nations Industrial Development Organisation (UNIDO). Outlay of Rs. 20945 crore for MSMEs includes the credit disbursement target of these clusters.


KEY POLICY INITIATIVE OF GOVERNMENT OF MADHYA PRADESH Significant progress and development in agriculture have taken place in M.P. in the last couple of decades. Food grain production has more than doubled. Madhya Pradesh Government has prepared a roadmap for doubling farmers’ income in five years starting from 2016-17. The roadmap has delineated State level sub-sector wise interventions, targets and the financial resources required. MUKHYA MANTRI BHAVANTAR YOJANA (MMBY) This scheme is being implemented to fetch fair price to the farmers on their produce. The scheme is for the welfare of farmers of the State aiming to bring about the changes in the situation of the farmers in case of price deficit of the produce. Under the scheme the farmers will be compensated the difference between the MSP and the price at which the farmer sold his produce in the mandi called as model price. The model price will be calculated by taking the average price of the commodity in Madhya Pradesh and two other states where the crop is grown. To avail the benefits of the scheme farmers were required to register for the scheme and sell their produce at registered agricultural markets. The difference amount in the MM BY will be deposited in the farmers’ accounts through DBT. GOVERNMENT OF MADHYA PRADESH INITIATIVES FOR AGRICULTURE AND FARMERS’ WELFARE IN THE BUDGET 2018-19-HIGHLIGHTS

• Provision of Rs. 37,498 crore for “Krishi” Budget. • Provision of Rs.3650 crore for “Mukhya Mantri Krishak Samriddhi Yojana” • Provision of Rs. 1000 crore for “Mukhya Mantri Bhawantar Yojana” • Provision of Rs. 418 crore for “Rashtriya Krishi Vikas Yojana:. • Provision of Rs. 2000 crore for “Pradhan Mantri Fasal Bima Yojana”. • Provision of Rs. 1158 crore for Horticulture Department. • Provision of Rs. 300 crore for Micro Irrigation Scheme under Pradhan Mantri Krishi Sinchai

Yojana. • Provision of Rs. 200 crore for Composite Bamboo Development Plan. • Provision of Rs. 210 crore for Intensive Animal Husbandry Project. • Provision of Rs. 51 crore for subsidy on Tractor and agricultural equipment.

OTHERS

• Provision of Rs. 18165 crore for Rural Development. • Provision of Rs. 6600 crore for Pradhan Mantri Awas Yojana. • Provision of Rs. 170 crore for Mukhya Mantri Medhavi Vidyarthi Yojana. • Provision of Rs. 36 crore for backward classes and Minority and Rs. 70 crore for Scheduled

Castes under Mukhya Mantri Swaraojgar Yojana.


MUKHYA MANTRI KRISHAK UDYAMI YOJANA This scheme has been launched for farmer’s son/daughter to establish agriculture based/allied a new manufacturing, service & retail unit e.g. agro processing, food processing, milk processing, cold storage, cattle feed, poultry feed, fish feed, custom hiring Centre, tissue culture, cattle feed, vegetable dehydration, Dal mill, rice mill, oil mill, flour mill etc. Project cost- Rs. 50,000/- to 2 crores Eligibility

• Age- 18-45 years • Educational Qualification- Minimum 10th pass • Income- No limit but the applicant's family should not have already established any business

or industry and he/she should not be an income tax payer.

Financial assistance Margin money-

• 15% of the project capital cost (Max 12 lakh) for General category • 20% of the project capital cost (Max 18 lakh) for BPL category

Interest subsidy-6% per year of the project capital cost for women & 5% per year for others for 7 years (max 5 lakh per year) CGTMSE Guarantee fees- At the prevailing rate for 7 years. Farmer’s son/daughter will be those whose parents or self-have agriculture land and he/she is not an income tax payer.

PANCH PARMESHWAR YOJNA FOR BETTER PANCHAYATS

The Panchayat and Rural Development Department of the state Government launched “Panch Parmeshwar Yojna” in the year 2012 with the objective to empower Gram Panchayats so that these institutions can work more effectively. Under the scheme, funds for various schemes are being provided to panchayats in the state through on-line. The easy availability of financial resources facilitate Gram Panchayats to work more easily and smoothly.


OTHER FLAGSHIP SCHEMES OF THE STATE GOVERNMENT -SUMMARY

Name of the scheme Objective Subsidy (in brief) Mukhya Mantri Yuva Udhyami Yojna

• To help 10thpass (min.) unemployed (Age 18 to 40) for establishment of new industry (manufacturing) and service enterprises.

• For loan 10 lakh to 2 crore

Margin Money 15-20%on Capital Cost of the project (Max. Rs.12-18 Lakh), Interest Subsidy: 5%-6% upto 7 years, reimbursement of Guarantee fee under CGTMSE

Mukhya Mantri Swarojgar Yojana

• To help 5thpass (min.) unemployed (Age 18 to 45) for establishment of new industry (manufacturing), service & retail enterprises.

• For loan 50000 to 10 lakh

Margin Money 15-30%on Capital Cost of the project (Max. Rs. 1-3 Lakh), Interest Subsidy: 5%-6% upto 7 years, reimbursement of Guarantee fee under CGTMSE

Mukhya Mantri Arthik Kalyan Yojana

• To help vulnerable unemployed (Age 18 to 55) for establishment of new enterprises.

• For loan up to Rs. 50000/- • Education-No bar • Applicants should ne PDS card

holder

Margin Money 15-50% (Max. Rs. 15000/-)

Mukhya Mantri Krishak Udyami Yojana

• for farmer’s son/daughter to establish agriculture based/allied a new unit under manufacturing, service and retail rectors.

• Loan amount- 50000 to 2 crore • Age- 18-45 years • Educational Qualification-

Minimum 10th pass

Margin Money 15-20% on Capital Cost of the project (Max. Rs.12-18 Lakh), Interest Subsidy: 5%-6% upto 7 years, reimbursement of Guarantee fee under CGTMSE

Higher Education Loan scheme

To provide subsidy on accrued interest for students for loans from Commercial Banks with a family income of above Rs.4.50 & upto Rs.7.00 lacs and whose score is minimum 65% marks in 12th std.

Subsidy of 50% on interest accrued during moratorium period i.e., Course Period plus one year or six months after getting job, whichever is earlier.


DISTRICT WISE PLP AND ANNUAL CREDIT PLAN PRIORITY SECTOR FY 18-19

Amount in crore Sr. District PLP ACP % of PLP 1 Agar Malwa 1923 1923 100 2 Alirajpur 878 220 25 3 Anuppur 602 584 97 4 Ashok Nagar 1424 1424 100 5 Balaghat 2193 2087 95 6 Barwani 2937 2937 100 7 Betul 1877 1799 96 8 Bhind 2755 2615 95 9 Bhopal 8886 8886 100 10 Burhanpur 1719 1719 100 11 Chhatarpur 2067 1881 91 12 Chhindwara 3422 3258 95 13 Damoh 1838 1799 98 14 Datia 1770 1593 90 15 Dewas 3733 3723 100 16 Dhar 5356 5356 100 17 Dindori 916 836 91 18 Guna 1881 1881 100 19 Gwalior 5477 5194 95 20 Harda 2568 2355 92 21 Hoshangabad 5808 5498 95 22 Indore 11434 11434 100 23 Jabalpur 3973 3664 92 24 Jhabua 1338 1004 75 25 Katni 1620 1454 90 26 Khandwa 2981 2981 100 27 Khargone 5480 5480 100 28 Mandla 1366 1317 96 29 Mandsaur 3248 3067 94 30 Morena 2853 2795 98 31 Narsinghpur 3004 2854 95 32 Neemuch 1451 1451 100 33 Panna 1212 1171 97 34 Raisen 5185 5064 98 35 Rajgarh 3805 3552 93 36 Ratlam 5524 5254 95 37 Rewa 2208 1865 84 38 Sagar 3668 3494 95 39 Satna 3036 1235 41 41 Seoni 1768 1667 94 42 Shahdol 726 700 96 43 Shajapur 2971 2971 100 44 Sheopur Kala 1595 1575 99 40 Sehore 3990 3933 99 45 Shivpuri 2482 2482 100 46 Sidhi 1332 687 52 47 Singrauli 814 454 56 48 Tikamgarh 1979 1687 85 49 Ujjain 6823 6817 100 50 Umaria 392 120 31 51 Vidisha 4820 3638 75 Grand Total 153107 143435 94


Number Amount Number Amount Number Amount Number Amount Number Amount

1 AGAR MALWA 48525 142648 46012 108363 2350 6456 3190 5544 54065 154648

2 ALIRAJPUR 8060 14996 6547 10800 270 904 0 0 8330 15900

3 ANUPPUR 7707 38650 4002 31492 352 625 424 431 8483 39706

4 ASHOK NAGAR 48052 118930 46689 98753 1199 5396 780 3037 50031 127363

5 BALAGHAT 73686 167970 43160 121879 1244 2050 0 0 74930 170020

6 BARWANI 62505 186013 59032 138422 1640 7389 688 2691 64833 196093

7 BETUL 51516 153925 42894 123420 607 2309 380 698 52503 156932

8 BHIND 65262 217367 53580 146300 752 1198 1142 2134 67156 220699

9 BHOPAL 55202 178632 48652 122494 2630 11838 2250 13418 60082 203888

10 BURHANPUR 37824 132387 33290 104249 1320 5945 1634 6549 40778 144881

11 CHHATARPUR 79025 163886 63582 143174 250 4243 392 4464 79667 172593

12 CHHINDWARA 87679 279220 57994 199200 1942 6466 172 213 89793 285899

13 DAMOH 79682 152213 67125 121934 720 3243 610 2137 81012 157593

14 DATIA 43892 125635 41550 95642 1326 5597 890 3517 46108 134749

15 DEWAS 95542 305735 73942 249956 1042 4369 1125 4613 97709 314717

16 DHAR 137428 426028 118469 355408 2500 11261 3132 12530 143060 449819

17 DINDORI 13107 64391 8953 52100 4 9 0 0 13111 64400

18 KHANDWA 83352 258391 68004 210814 2084 7295 1343 4296 86779 269982

19 GUNA 51200 145406 43505 121257 3829 11723 668 3007 55697 160136

20 GWALIOR 94227 303776 73950 214000 17854 46900 15626 16924 127707 367600

21 HARDA 69844 202546 62035 165906 3829 8588 668 2195 74341 213329

22 HOSHANGABAD 150577 439136 123572 301000 754 3958 972 6405 152303 449499

23 INDORE 115958 359373 76000 228012 14694 62348 19844 89041 150496 510762

24 JABALPUR 47350 174724 44500 132170 3650 7575 4250 16101 55250 198400

25 JHABUA 54088 78258 49024 67025 428 1208 1573 2405 56089 81871

26 KATNI 46250 87044 35400 61989 310 1375 800 3196 47360 91615

27 KHARGONE 142175 440744 116590 349772 4317 15110 1090 4246 147582 460100

28 MANDLA 23566 99325 12845 66700 5 75 0 0 23571 99400

29 MANDSAUR 64281 294829 51700 222600 404 791 0 0 64685 295620

30 MORENA 58568 207805 39852 144700 2654 5741 7598 4555 68820 218101

31 NARSINGHPUR 82272 245964 70511 208400 3818 11345 4804 5791 90894 263100

32 NEEMUCH 45805 121228 41033 97851 5234 2356 1838 9089 52877 132673

33 PANNA 29105 90218 27950 68786 1620 2667 570 954 31295 93839

34 RAISEN 149240 427190 118549 324200 162 2011 0 0 149402 429201

35 RAJGARH 101756 293687 99700 239329 4125 16578 2146 7533 108027 317798

36 RATLAM 79178 442783 61581 367700 1832 11414 3160 6303 84170 460500

37 REWA 183310 132595 183310 132595 130 4200 560 5250 184000 142045

38 SAGAR 75867 305073 53160 232147 1808 4254 3130 2442 80805 311769

39 SATNA 76365 73716 67625 51572 2275 2093 5301 4892 83941 80701

40 SEHORE 117684 353053 100095 290278 1258 5665 1350 5400 120292 364118

41 SEONI 44300 136515 31288 96710 1250 1523 378 956 45928 138994

42 SHAHDOL 15726 44385 9478 33545 474 639 446 413 16646 45437

43 SHAJAPUR 206400 218136 107159 207936 15120 15252 5281 6051 226801 239439

44 SHEOPUR KALA 45892 129761 39162 89726 250 1628 392 4097 46534 135486

45 SHIVPURI 84344 226147 56945 170837 250 1078 392 1570 84986 228795

46 SIDHI 36099 43164 30508 35826 51 391 64 254 36214 43809

47 SINGRAULI 33350 26975 0 0 740 723 430 448 34520 28146

48 TIKAMGARH 79820 142371 67150 129030 300 1346 288 1101 80408 144818

49 UJJAIN 163798 507764 145797 437392 5421 24396 4200 17237 173419 549397

50 UMARIA 4034 8444 3562 7510 66 220 92 249 4192 8913

51 VIDISHA 125020 328663 110020 300962 2564 11542 400 899 127984 341104

TOTAL 3775495 10257815 3037033 8031863 123708 373306 106463 295276 4005666 10926397

[A] TOTAL AGRICULTURE = A(I)

+ A(II) + A(III)SR. DISTRICT NAME[A(I)] FARM CREDIT

OUT OF FARM CREDIT CROP

LOANS

[A(II)] INFRASTRUCTURE

[A(III)] ANCILLARY ACTIVITIES

18. Consolidated District wise Annual Credit Plan FY 2018-19-Agriculture Amount in lakh


Number Amount Number Amount Number Amount Number Amount Number Amount Number Amount1 AGAR MALWA 3210 4383 5298 16917 0 0 50 150 690 1254 9248 227042 ALIRAJPUR 394 1679 172 1119 0 0 45 102 0 0 611 29003 ANUPPUR 1235 3524 147 1512 0 0 542 2124 0 0 1924 71604 ASHOK NAGAR 1545 4896 1470 3681 0 0 40 100 800 1120 3855 97975 BALAGHAT 4157 11876 567 5881 10 7000 2494 5252 0 0 7228 300096 BARWANI 11288 56441 2356 11785 2 1000 32 250 420 1820 14098 712967 BETUL 1526 5926 1066 4287 1 150 1290 1297 0 0 3883 116608 BHIND 4334 10566 555 6089 0 0 2039 5345 0 0 6928 220009 BHOPAL 35689 99997 41505 352457 40 20000 100 500 3450 3546 80784 47650010 BURHANPUR 2408 8423 1441 6486 0 0 80 300 160 650 4089 1585911 CHHATARPUR 2564 5851 1890 2525 0 0 0 0 500 450 4954 882612 CHHINDWARA 4285 12346 798 8614 5 1950 196 490 0 0 5284 2340013 DAMOH 1285 1866 3156 9058 0 0 4 25 100 250 4545 1119914 DATIA 992 5160 4255 9335 0 0 40 150 300 589 5587 1523415 DEWAS 3542 9129 6320 22022 0 0 250 1250 1100 3565 11212 3596616 DHAR 4578 26955 3288 8224 20 12800 20 100 740 1250 8646 4932917 DINDORI 2564 7166 322 2073 0 0 220 511 0 0 3106 975018 KHANDWA 2620 4590 5132 7703 0 0 182 821 500 250 8434 1336419 GUNA 2565 6697 4256 14971 0 0 0 0 180 250 7001 2191820 GWALIOR 15820 33787 2068 32391 55 7500 494 1122 0 0 18437 7480021 HARDA 2378 11771 2012 4464 0 0 0 0 0 0 4390 1623522 HOSHANGABAD 10147 35384 1130 15304 11 1475 1223 5337 0 0 12511 5750023 INDORE 9300 218478 8372 175713 104 31000 96 950 0 0 17872 42614124 JABALPUR 20728 58116 2588 41879 12 4705 972 4300 0 0 24300 10900025 JHABUA 307 5157 164 1125 13 497 164 654 26 810 674 824326 KATNI 3992 24506 4012 14289 4 1500 40 250 450 850 8498 4139527 KHARGONE 6324 34782 2920 13435 0 0 0 0 1200 6000 10444 5421728 MANDLA 3302 8974 567 6242 0 0 34 83 0 0 3903 1529929 MANDSAUR 1452 2953 271 2747 5 595 150 465 0 0 1878 676030 MORENA 8285 14745 589 11899 28 3950 1241 2806 0 0 10143 3340031 NARSINGHPUR 1971 3954 274 3425 7 1075 561 1446 0 0 2813 990032 NEEMUCH 282 1267 1582 5331 0 0 0 0 300 490 2164 708833 PANNA 420 1580 1892 6409 0 0 0 0 800 1500 3112 948934 RAISEN 9003 24129 429 18849 13 2105 2100 9917 0 0 11545 5500035 RAJGARH 780 3519 5820 16230 0 0 200 500 1400 3450 8200 2369936 RATLAM 4099 12514 744 10350 4 550 266 986 0 0 5113 2440037 REWA 18300 22300 1825 3000 0 0 0 0 0 0 20125 2530038 SAGAR 2497 6539 453 5559 12 1800 264 642 0 0 3226 1454039 SATNA 2911 21664 251 1826 0 0 349 2614 0 0 3511 2610440 SEHORE 1689 3412 2458 12295 0 0 80 120 1250 1245 5477 1707241 SEONI 4465 8036 2369 6857 4 450 330 982 0 0 7168 1632542 SHAHDOL 1375 4763 187 2269 0 0 623 1180 0 0 2185 821243 SHAJAPUR 7596 30632 47 1455 1 637 236 728 414 784 8294 3423644 SHEOPUR KALA 2310 8480 1554 3817 0 0 0 0 0 0 3864 1229745 SHIVPURI 950 1371 2540 2510 0 0 0 0 100 250 3590 413146 SIDHI 2353 10795 358 5734 0 0 0 0 5120 428 7831 1695747 SINGRAULI 2658 10044 105 331 0 0 0 0 0 0 2763 1037548 TIKAMGARH 1020 1914 2345 4606 0 0 20 50 60 150 3445 672049 UJJAIN 5761 28804 5620 28139 0 0 20 50 800 4000 12201 6099350 UMARIA 204 291 784 1150 0 0 20 50 0 0 1008 149151 VIDISHA 1220 1468 3714 5741 0 0 80 350 450 800 5464 8359

TOTAL 244680 943600 144038 960110 351 100739 17187 54349 21310 35751 427566 2094549

SR. DISTRICT NAME[B(I)] MICRO

ENTERPRISES [B(II)] SMALL ENTERPRISES

[B(III)] MEDIUM ENTERPRISES

[B(IV)] KHADI & VILLAGE

INDUSTRIES

[B(V)] OTHER UNDER MSME

[B] TOTAL MSME = B(I) + B(II) + B(III) +

B(IV) + B(V)

19. Consolidated District wise Annual Credit Plan FY 2018-19-MSMEs Amount in lakh


Number Amount Number Amount Number Amount Number Amount Number Amount Number Amount Number Amount Number Amount1 AGAR MALWA 18 400 1235 3240 1740 2412 2230 8702 380 207 0 0 68916 192313 10337 288462 ALIRAJPUR 0 0 104 393 918 1842 2 70 0 0 496 895 10461 22000 629 13183 ANUPPUR 0 0 184 561 194 2182 2 25 0 0 1614 8769 12401 58403 211 21184 ASHOK NAGAR 0 0 340 923 985 3240 628 949 250 168 0 0 56089 142440 8412 213665 BALAGHAT 0 0 176 351 830 2186 8 201 90 155 5654 5802 88916 208724 5038 125246 BARWANI 0 0 375 1242 1558 7013 5833 17499 360 539 0 0 87057 293682 13058 440517 BETUL 0 0 915 1258 1609 2969 6 625 0 0 8153 6483 67069 179927 3820 107978 BHIND 0 0 552 2139 1756 9703 7 245 1 25 1428 6688 77828 261499 4065 156919 BHOPAL 140 750 4720 18000 31344 181800 4250 7208 341 454 0 0 181661 888600 27249 13329110 BURHANPUR 0 0 280 705 1193 5971 1205 4222 169 284 0 0 47714 171922 7146 2578411 CHHATARPUR 0 0 180 435 1250 3037 9982 2496 420 759 0 0 96453 188145 14562 3069612 CHHINDWARA 0 0 724 1223 548 4955 4 508 21 215 12379 9600 108753 325800 13033 2606513 DAMOH 0 0 180 450 1520 6500 1540 3850 94 283 0 0 88891 179875 13026 2698414 DATIA 4 18 350 882 1168 5840 570 2001 180 578 0 0 53967 159302 3598 2389615 DEWAS 522 5130 720 1800 2098 11070 665 2639 265 930 0 0 113191 372252 7575 2481716 DHAR 40 2600 728 1818 2200 10513 16882 21112 158 397 0 0 171714 535588 25776 8033817 DINDORI 0 0 132 482 1052 7143 7 390 0 0 763 1435 18171 83600 911 501618 KHANDWA 0 0 768 1536 1096 2739 14024 10518 0 0 0 0 111101 298139 14426 4472119 GUNA 28 300 358 704 1455 3640 490 1291 120 106 0 0 65149 188096 12350 2821420 GWALIOR 0 0 3754 11180 6574 26702 26 2475 0 0 25350 36644 181848 519401 9715 3116321 HARDA 2 40 340 720 985 2993 628 1599 250 536 0 0 80936 235452 14650 3531722 HOSHANGABAD 0 0 290 1234 1996 16539 5 515 3 75 6548 24436 173656 549798 9991 3436123 INDORE 1900 49056 3156 14075 17806 89372 21858 32901 19138 21067 0 0 232226 1143373 38094 17004024 JABALPUR 10 52 1820 9021 3500 42143 290 3834 40 571 1490 3379 86700 366400 14665 2931025 JHABUA 0 0 293 1026 1055 5191 51 1108 9 41 1434 2920 59605 100400 43146 7662826 KATNI 40 3160 486 1215 1120 5234 1440 2166 410 658 0 0 59354 145443 7575 1843227 KHARGONE 0 0 780 1413 2994 10485 5819 20773 265 981 0 0 167884 547969 28343 8219528 MANDLA 0 0 298 1118 480 4301 6 450 3 15 3141 11055 31402 131638 1645 790229 MANDSAUR 0 0 110 133 412 781 5 150 0 0 4171 3296 71261 306740 4073 1840530 MORENA 0 0 841 3055 952 7527 4 415 8 205 4929 16798 85697 279501 4614 1733031 NARSINGHPUR 0 0 274 1367 495 3808 21 875 6 180 2362 6169 96865 285399 5507 1712432 NEEMUCH 40 480 210 561 1220 2548 533 1011 135 760 0 0 57179 145121 11672 2177033 PANNA 0 0 540 1620 1690 8280 1400 3500 356 387 0 0 38393 117115 3944 1756534 RAISEN 0 0 572 2267 596 6618 4 300 4 120 2938 12895 165061 506401 94431 3291835 RAJGARH 8 368 560 1403 1168 5843 1244 4697 980 1375 0 0 120187 355182 17015 5707736 RATLAM 0 0 568 2191 2776 16099 25 1575 4 120 9533 20515 102189 525400 5724 3152037 REWA 0 0 1050 6300 8190 11550 0 0 0 0 1080 1296 214445 186491 0 038 SAGAR 0 0 658 1645 2412 8844 7 875 5 90 10294 11646 97407 349409 5563 2096639 SATNA 0 0 740 4171 2390 8339 4247 3333 1062 834 0 0 95891 123482 9594 1235240 SEHORE 0 0 320 800 1530 7650 1474 3684 0 0 0 0 129093 393324 19364 5899841 SEONI 0 0 406 1076 2792 5990 3 330 24 253 1785 3778 58106 166746 15682 1659942 SHAHDOL 0 0 426 1202 220 3376 10 710 5 125 1865 10896 21357 69958 1165 412643 SHAJAPUR 123 800 900 4968 602 3680 3342 12080 182 384 537 1500 240781 297087 43492 6313244 SHEOPUR KALA 25 80 380 750 1146 5734 772 1932 590 1187 0 0 53311 157466 11250 2362045 SHIVPURI 4 40 288 961 2512 12551 6352 1588 70 121 0 0 97802 248187 14505 3722846 SIDHI 0 0 280 782 1094 6019 95 444 70 77 1200 574 46784 68662 9654 686747 SINGRAULI 0 0 286 1090 2265 5295 110 240 110 145 458 145 40512 45436 0 048 TIKAMGARH 0 0 240 588 2230 10587 1480 3699 678 2375 0 0 88481 168787 13000 2531749 UJJAIN 142 3510 1150 2075 9725 54464 3812 9533 560 1731 0 0 201009 681703 30130 10172950 UMARIA 0 0 140 255 498 1240 130 85 0 0 0 0 5968 11984 587 179751 VIDISHA 28 450 358 982 1455 9419 490 2726 120 726 0 0 135899 363766 20000 54564

TOTAL 3074 67234 35535 119386 139394 683957 114018 204154 27936 40240 109602 207614 4862791 14343530 694012 1712885

[E] HO USING [F] SO CIAL INFRASTRUCTURE

[G] RENEWABLE ENERGY [H] O THER

[I] TO TAL PRIO RITY SECTO R = A + B + C

+ D + E + F + G + H

[J] LO ANS TO WEAKER

SECTIO NS UNDER PRIO RITY SECTO R

[C] EXPO RT CREDIT [D] EDUCATIO N

SR. DISTRICT NAME

20. Consolidated District wise Annual Credit Plan FY 2018-19-Other Priority Sectors Amount in lakh


21. Consolidated District wise Annual Credit Plan FY 2018-19-Non-Priority Sectors Amount in lakh

Number Amount Number Amount Number Amount Number Amount Number Amount Number Amount Number Amount Number Amount Number Amount Number Amount1 AGAR MALWA 0 0 0 0 0 0 0 0 0 0 2 50 4 100 570 1770 526 1020 1102 29402 ALIRAJPUR 0 0 0 0 0 0 0 0 0 0 2 30 2 50 146 110 41 28 191 2183 ANUPPUR 0 0 0 0 0 0 0 0 0 0 0 0 0 0 153 1510 102 1007 255 25174 ASHOK NAGAR 0 0 0 0 0 0 0 0 0 0 0 0 0 0 130 975 118 937 248 19125 BALAGHAT 0 0 0 0 0 0 0 0 0 0 10 150 10 300 334 197 294 153 648 8006 BARWANI 0 0 0 0 1 500 0 0 1 500 4 100 20 500 312 935 363 1121 700 31567 BETUL 0 0 0 0 0 0 0 0 0 0 0 0 6 150 1447 1321 1181 929 2634 24008 BHIND 0 0 0 0 0 0 0 0 0 0 8 120 9 225 426 875 503 770 946 19909 BHOPAL 0 0 4 2000 4 2000 1 1000 9 5000 40 1000 528 12571 5791 12490 12290 34585 18658 6564610 BURHANPUR 0 0 0 0 0 0 0 0 0 0 4 100 24 600 432 2085 0 0 460 278511 CHHATARPUR 0 0 0 0 0 0 0 0 0 0 4 100 4 150 420 1218 392 1127 820 259512 CHHINDWARA 0 0 0 0 0 0 0 0 0 0 4 124 9 425 3603 4951 2389 3500 6005 900013 DAMOH 0 0 0 0 0 0 0 0 0 0 2 50 10 250 199 1630 189 1082 400 301214 DATIA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 329 1685 283 1591 612 327615 DEWAS 0 0 0 0 0 0 0 0 0 0 12 300 100 2500 561 3420 1375 9142 2048 1536216 DHAR 0 0 0 0 0 0 1 600 1 600 18 450 140 3920 378 3518 263 3296 800 1178417 DINDORI 0 0 0 0 0 0 0 0 0 0 0 0 0 0 146 189 16 21 162 21018 KHANDWA 0 0 0 0 0 0 0 0 0 0 4 100 20 500 250 1255 540 2787 814 464219 GUNA 0 0 0 0 0 0 0 0 0 0 4 100 4 100 244 670 228 651 480 152120 GWALIOR 0 0 0 0 0 0 0 0 0 0 34 510 22 550 6044 5441 9015 7099 15115 1360021 HARDA 0 0 0 0 0 0 0 0 0 0 8 200 16 400 231 1094 265 1456 520 315022 HOSHANGABAD 0 0 0 0 0 0 0 0 0 0 10 150 10 350 1626 3015 2994 2235 4640 575023 INDORE 20 600 4 100 1 600 1 1100 6 1800 72 1800 213 4300 6790 43016 7819 63371 14920 11488724 JABALPUR 0 0 0 0 0 0 0 0 0 0 17 211 17 425 305 2976 211 1988 550 560025 JHABUA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 774 2046 0 0 774 204626 KATNI 0 0 0 0 1 600 0 0 1 600 12 300 20 560 326 2517 201 1601 560 557827 KHARGONE 0 0 0 0 0 0 0 0 0 0 6 150 12 300 165 1294 171 882 354 262628 MANDLA 0 0 0 0 0 0 0 0 0 0 11 275 2 30 654 6060 426 2325 1093 869029 MANDSAUR 0 0 0 0 0 0 0 0 0 0 4 60 6 150 654 2028 895 1512 1559 375030 MORENA 0 0 0 0 0 0 0 0 0 0 4 65 20 502 1527 2106 1842 2007 3393 468031 NARSINGHPUR 0 0 0 0 0 0 0 0 0 0 4 60 7 182 1247 942 303 116 1561 130032 NEEMUCH 0 0 0 0 0 0 0 0 0 0 4 100 6 150 148 893 82 469 240 161233 PANNA 0 0 0 0 0 0 0 0 0 0 4 100 4 100 180 1655 62 273 250 212834 RAISEN 0 0 0 0 0 0 0 0 0 0 6 120 14 330 884 1301 209 199 1113 195035 RAJGARH 0 0 0 0 0 0 0 0 0 0 4 120 60 1690 364 1204 316 1053 744 406736 RATLAM 0 0 0 0 0 0 0 0 0 0 0 0 48 1510 1879 2445 2772 2245 4699 620037 REWA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 16000 11500 16000 1150038 SAGAR 0 0 0 0 0 0 0 0 0 0 14 210 15 375 1634 1990 2425 2395 4088 497039 SATNA 0 0 0 0 0 0 0 0 0 0 0 0 10 575 1414 2642 3314 6158 4738 937540 SEHORE 0 0 0 0 0 0 0 0 0 0 8 200 8 200 137 803 245 1787 398 299041 SEONI 0 0 0 0 0 0 0 0 0 0 5 103 12 312 745 730 568 505 1330 165042 SHAHDOL 0 0 0 0 0 0 0 0 0 0 0 0 8 200 29 81 26 125 63 40643 SHAJAPUR 2 107 4 100 2 1100 3 2100 9 3300 0 0 26 800 162 2006 0 0 199 621344 SHEOPUR KALA 0 0 0 0 0 0 0 0 0 0 4 50 18 450 244 577 254 513 520 159045 SHIVPURI 0 0 0 0 0 0 0 0 0 0 8 200 50 1400 843 3486 919 5080 1820 1016646 SIDHI 0 0 0 0 0 0 0 0 0 0 0 0 68 1560 1123 1666 1224 1317 2415 454347 SINGRAULI 0 0 0 0 0 0 0 0 0 0 0 0 0 0 5188 10212 3452 6810 8640 1702248 TIKAMGARH 0 0 0 0 0 0 0 0 0 0 0 0 0 0 396 821 504 1504 900 232549 UJJAIN 0 0 0 0 0 0 0 0 0 0 8 200 14 350 384 7915 374 8713 780 1717850 UMARIA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 349 1900 0 0 349 190051 VIDISHA 0 0 0 0 0 0 0 0 0 0 20 500 20 500 324 777 526 1400 890 3177

TOTAL 22 707 12 2200 9 4800 6 4800 27 11800 385 8458 1616 40592 52641 156443 78507 200385 133198 418385

[E] PERSO NAL LO ANS UNDER NO N-PRIO RITY

SECTO R

[F] O THER

[G] TO TAL NO N-PRIO RITY SECTO R = A + B + C + D + E + FSR. DISTRICT NAME

[A] AGRICULTURE [B(I)] MICRO ENTERPRISES

[B(II)] SMALL ENTERPRISES


[B] TO TAL MSME = B(I) + B(II) + B(III) [C] EDUCATIO N [D] HO USING


Number Amount Number Amount Number Amount Number Amount Number Amount1 Allahabad Bank 78526 175482 40590 104609 4010 14037 3027 6734 85563 1962532 Andhra Bank 4222 9415 2016 5413 171 740 486 2510 4879 126653 Bank of Baroda 61881 181933 45647 127696 2466 8319 2207 8237 66554 1984894 Bank of India 269855 787411 231635 631820 9918 29354 4758 17428 284531 8341935 Bank of Maharashtra 55059 168283 34700 112638 1939 5744 1103 4177 58101 1782046 Canara Bank 49227 123491 36140 93636 1598 4983 1641 4592 52466 1330667 Central Bank of India 254324 775682 173817 504947 16605 46561 8470 18178 279399 8404218 Corporation Bank 9300 24916 6043 16614 760 2466 366 1389 10426 287719 Dena Bank 20295 55779 14277 37946 844 2778 821 3151 21960 6170810 IDBI Bank 20602 54221 13951 37069 1105 3974 921 3752 22628 6194711 Indian Bank 4801 13752 1842 6964 241 932 342 1403 5384 1608712 Indian Overseas Bank 8419 21346 4840 13720 251 846 316 1317 8986 2350913 Oriental Bank of Comm. 21347 55635 13595 35095 940 2487 2219 5498 24506 6362014 Punjab and Sindh Bank 9832 25336 5951 15809 262 1023 359 1448 10453 2780715 Punjab National Bank 131509 374346 99062 275692 4179 14169 3291 11028 138979 39954316 State Bank of India 798958 2297238 706764 1691751 29451 100532 38093 81721 866502 247949117 Syndicate Bank 28967 66861 17174 43802 1190 3304 908 3225 31065 7339018 UCO Bank 62316 203485 44332 120809 2472 6901 2742 7870 67530 21825619 Union Bank of India 135956 302695 77092 197600 3510 12360 4758 12773 144224 32782820 United Bank of India 1482 3768 934 2166 104 438 501 2181 2087 638721 Vijaya Bank 13689 34892 9636 23976 745 2634 664 2437 15098 39963

[A] PUBLIC SECTOR BANK - SUB TOTAL2040567 5755967 1580038 4099772 82761 264582 77993 201049 2201321 622159822 Axis Bank 39603 116854 31648 89521 4798 11055 2345 10322 46746 13823123 Bandhan Bank 3095 8130 2148 5562 253 730 228 944 3576 980424 Catholic Syrian Bank 90 279 70 210 14 65 52 214 156 55825 City Union Bank 4 10 0 0 8 40 66 285 78 33526 Development Credit Bank 2555 7481 1963 5309 244 873 146 564 2945 891827 Dhan Lakshmi Bank 20 61 0 0 12 50 16 94 48 20528 Federal Bank Ltd. 1904 5575 1065 2830 116 516 188 793 2208 688429 HDFC Bank 68002 195020 47671 117808 5558 21289 2901 12425 76461 22873430 ICICI Bank 68415 208294 52270 145359 6311 15665 2446 10331 77172 23429031 IDFC 3549 10672 2757 7831 247 857 157 552 3953 1208132 Indusind Bank Limited 6058 15540 4499 11149 1085 3200 450 1815 7593 2055533 Jammu and Kashmir Bank 44 141 0 0 12 50 102 424 158 61534 Karnataka Bank Limited 395 1307 123 359 35 155 144 621 574 208335 Karur Vysya Bank Ltd. 62 200 0 0 12 50 116 507 190 75736 Kotak Mahindra Bank 9446 26609 3436 8311 1948 7946 447 1919 11841 3647437 Lakshmi Vilas Bank 407 1255 344 1000 26 115 126 542 559 191238 Ratnakar Bank Ltd. (RBL) 4078 11900 3338 9716 132 594 192 764 4402 1325839 South Indian Bank 280 862 225 624 24 102 169 762 473 172640 Standard Chartered Bank 116 528 80 349 0 0 0 0 116 52841 Tamilnadu Mercantile Bank 444 1372 370 1120 13 57 18 57 475 148642 Yes Bank 4818 13741 3619 9890 317 1105 209 887 5344 15733

[B] PRIVATE BANK - SUB TOTAL213385 625831 155626 416948 21165 64514 10518 44822 245068 73516743 AU Small Finance Bank 445 1019 414 901 1 4 16 94 462 1117

[C] SFBs- SUB TOTAL 445 1019 414 901 1 4 16 94 462 111744 CMPGB 146430 486912 112977 376152 4401 11657 3505 6715 154336 50528445 MGB 187082 307336 99080 215403 1796 3454 2918 4542 191796 31533246 NJGB 180622 476913 160390 399834 5085 13900 4593 16974 190300 507787

[D] RRBs - SUB TOTAL 514134 1271161 372447 991389 11282 29011 11016 28231 536432 132840347 Bombay Mercantile Bank 521 1673 0 0 11 60 28 168 560 190148 DCCB 1004399 2595486 926629 2516977 8476 15080 6874 20855 1019749 263142149 Nagpur Sahakari Bank 302 1276 180 736 0 0 0 0 302 127650 Shivalik Mercantile Bank 1742 5402 1699 5140 12 55 18 57 1772 5514

[E] CO-OPERATIVE BANK - SUB TOTAL1006964 2603837 928508 2522853 8499 15195 6920 21080 1022383 2640112Grand Total[A+B+C+D+E] 3775495 10257815 3037033 8031863 123708 373306 106463 295276 4005666 10926397

SR. DISTRICT NAME[A(I)] FARM CREDIT

O UT O F FARM CREDIT CRO P

LO ANS

[A(II)] INFRASTRUCTURE

[A(III)] ANCILLARY ACTIVITIES

[A] TO TAL AGRICULTURE = A(I)

+ A(II) + A(III)

22. Consolidated Bank wise Annual Credit Plan FY 2018-19-Agriculture Amount in lakh


Number Amount Number Amount Number Amount Number Amount Number Amount Number Amount1 Allahabad Bank 9888 30245 5635 41644 11 3405 569 2187 1079 1037 17182 785182 Andhra Bank 1789 10177 811 7404 0 0 21 110 0 0 2621 176913 Bank of Baroda 6642 25877 4401 25785 17 5650 233 837 583 2991 11876 611404 Bank of India 14825 53502 13273 63117 31 9150 661 2511 2139 4708 30929 1329885 Bank of Maharashtra 6510 24734 2901 15963 7 3450 905 1568 350 975 10673 466906 Canara Bank 4962 14113 3209 20177 5 1950 201 681 124 130 8501 370517 Central Bank of India 21091 66434 9470 70138 31 7930 3187 8025 1537 2469 35316 1549968 Corporation Bank 1545 5498 952 5095 0 0 11 113 40 75 2548 107819 Dena Bank 2951 10432 1893 11415 0 0 34 389 450 600 5328 2283610 IDBI Bank 3732 14500 2199 11078 0 0 19 158 916 565 6866 2630111 Indian Bank 1626 5257 681 5795 0 0 33 148 0 0 2340 1120012 Indian Overseas Bank 2043 6284 801 6816 1 150 51 268 0 0 2896 1351813 Oriental Bank of Comm. 3551 10988 1527 12872 6 900 310 946 350 396 5744 2610214 Punjab and Sindh Bank 2212 5670 937 8070 4 450 23 221 0 0 3176 1441115 Punjab National Bank 20107 86679 12258 89218 24 6075 953 2746 2004 3375 35346 18809316 State Bank of India 60913 235075 39160 276286 113 35262 4512 15476 5071 10338 109769 57243717 Syndicate Bank 4048 12099 2430 12742 2 850 584 1337 0 0 7064 2702818 UCO Bank 7983 38147 3385 22519 15 2405 613 3021 135 425 12131 6651719 Union Bank of India 12608 37333 5190 32470 13 2915 498 1793 1312 1005 19621 7551620 United Bank of India 634 2309 488 6423 0 0 8 81 0 0 1130 881321 Vijaya Bank 2678 6768 1438 7297 0 0 26 122 7 33 4149 14220

[A] PUBLIC SECTOR BANK - SUB TOTAL192338 702121 113039 752324 280 80542 13452 42738 16097 29122 335206 160684722 Axis Bank 3599 28779 3172 28938 0 0 41 321 67 79 6879 5811723 Bandhan Bank 400 2179 250 1800 0 0 0 0 0 0 650 397924 Catholic Syrian Bank 12 61 13 69 0 0 0 0 0 0 25 13025 City Union Bank 84 652 71 830 0 0 0 0 0 0 155 148226 Development Credit Bank 352 1100 224 1152 0 0 9 43 0 0 585 229527 Dhan Lakshmi Bank 100 285 82 713 0 0 0 0 0 0 182 99828 Federal Bank Ltd. 290 1291 246 2029 0 0 0 0 0 0 536 332029 HDFC Bank 5900 40159 5272 45776 31 9750 45 367 925 1566 12173 9761830 ICICI Bank 6298 32557 5370 43335 24 8250 50 357 878 1527 12620 8602631 IDFC 323 1241 278 1127 0 0 0 0 0 0 601 236832 Indusind Bank Limited 1727 13625 701 6237 0 0 1 13 0 0 2429 1987533 Jammu and Kashmir Bank 258 1539 230 2615 0 0 0 0 0 0 488 415434 Karnataka Bank Limited 520 1358 275 2521 0 0 1 10 0 0 796 388935 Karur Vysya Bank Ltd. 102 669 103 1487 0 0 1 1 0 0 206 215736 Kotak Mahindra Bank 990 13421 356 3639 8 2000 9 41 0 0 1363 1910137 Lakshmi Vilas Bank 84 453 94 1328 0 0 1 1 0 0 179 178238 Ratnakar Bank Ltd. (RBL) 267 1286 195 1684 0 0 0 0 0 0 462 297039 South Indian Bank 147 697 161 1923 0 0 0 0 0 0 308 262040 Standard Chartered Bank 6 31 2 19 0 0 0 0 0 0 8 5041 Tamilnadu Mercantile Bank 24 138 26 67 0 0 0 0 0 0 50 20542 Yes Bank 678 2582 367 2746 0 0 4 36 0 0 1049 5364

[B] PRIVATE BANK - SUB TOTAL22161 144103 17488 150035 63 20000 162 1190 1870 3172 41744 31850043 AU Small Finance Bank 178 644 100 614 0 0 0 0 0 0 278 1258

[C] SFBs- SUB TOTAL 178 644 100 614 0 0 0 0 0 0 278 125844 CMPGB 6349 21644 3357 16613 0 0 2587 6784 50 125 12343 4516645 MGB 11396 16905 3056 7456 0 0 92 154 1913 622 16457 2513746 NJGB 3359 17107 2879 11534 8 197 65 479 640 1510 6951 30827

[D] RRBs - SUB TOTAL 21104 55656 9292 35603 8 197 2744 7417 2603 2257 35751 10113047 Bombay Mercantile Bank 26 74 20 164 0 0 0 0 0 0 46 23848 DCCB 8709 40508 4054 21066 0 0 829 3004 740 1200 14332 6577849 Nagpur Sahakari Bank 146 386 27 259 0 0 0 0 0 0 173 64550 Shivalik Mercantile Bank 18 108 18 45 0 0 0 0 0 0 36 153

[E] CO-OPERATIVE BANK - SUB TOTAL8899 41076 4119 21534 0 0 829 3004 740 1200 14587 66814Grand Total[A+B+C+D+E] 244680 943600 144038 960110 351 100739 17187 54349 21310 35751 427566 2094549


[B(IV)] KHADI & VILLAGE

INDUSTRIES

[B(V)] O THER UNDER MSME

[B] TO TAL MSME = B(I) + B(II) + B(III)

+ B(IV) + B(V)SR. DISTRICT NAME[B(I)] MICRO ENTERPRISES


23. Consolidated Bank wise Annual Credit Plan FY 2018-19-MSMEs Amount in lakh


Number Amount Number Amount Number Amount Number Amount Number Amount Number Amount Number Amount Number Amount1 Allahabad Bank 94 2228 1216 4554 5294 26008 3752 4856 677 805 2212 3622 115990 316844 10655 302842 Andhra Bank 6 128 188 614 798 4137 620 930 137 191 255 497 9504 36853 1008 26923 Bank of Baroda 202 4209 1337 4490 5071 25021 5144 11937 1370 1934 2864 6193 94418 313413 13932 424574 Bank of India 380 7430 2110 6209 7920 38417 9841 18389 1562 2488 3968 6518 341241 1046632 47492 1467775 Bank of Maharashtra 3 127 806 2529 2665 12386 3207 5474 372 526 5325 5483 81152 251419 10106 279116 Canara Bank 150 2860 713 2528 2767 14520 2235 4781 470 869 1624 3860 68926 199535 12237 220827 Central Bank of India 184 3888 3219 10407 8255 45436 3663 9229 640 1608 13360 29388 344036 1095373 47466 1005548 Corporation Bank 31 876 286 929 1388 7101 929 1773 115 241 818 1302 16541 51774 2132 52049 Dena Bank 1 32 389 1255 1515 7283 2039 3398 311 424 888 1703 32431 98639 3392 1079610 IDBI Bank 182 4843 409 1291 1271 5651 1937 4319 229 371 492 1129 34014 105852 3852 1194511 Indian Bank 0 0 207 683 645 3264 703 1130 98 129 286 604 9663 33097 997 311812 Indian Overseas Bank 1 13 210 768 1106 5658 870 1068 104 192 856 1807 15029 46533 1340 424713 Oriental Bank of Comm. 1 68 738 2437 3301 17266 1201 2598 258 401 1952 3034 37701 115526 4289 1101914 Punjab and Sindh Bank 0 0 870 3170 1206 6273 847 1366 75 131 1306 2037 17933 55195 1365 488115 Punjab National Bank 260 5426 1680 5577 8916 46991 6122 11212 1885 2651 5298 9063 198486 668556 24910 7862716 State Bank of India 747 16861 10875 36963 39985 205677 33185 52927 9043 11992 36168 67116 1106274 3443464 153288 38357317 Syndicate Bank 1 19 482 1691 1746 8244 1464 2566 247 366 1541 2378 43610 115682 4367 1125918 UCO Bank 185 4681 965 3018 3668 18869 2234 3970 371 754 4785 4932 91869 320997 15377 3172819 Union Bank of India 215 4502 1533 5637 6954 28654 3047 6832 1016 1676 4420 7208 181030 457853 19187 4593920 United Bank of India 1 8 110 413 411 2360 404 700 96 138 122 193 4361 19012 579 228221 Vijaya Bank 1 8 362 1104 1110 4960 1434 2826 170 259 664 1576 22988 64916 2188 6457

[A] PUBLIC SECTOR BANK - SUB TOTAL2645 58207 28705 96267 105992 534176 84878 152281 19246 28146 89204 159643 2867197 8857165 380159 98383222 Axis Bank 85 2186 585 2346 2692 13217 3259 5371 1650 2082 926 1793 62822 223343 7656 2439323 Bandhan Bank 0 0 71 214 366 1867 384 487 119 166 48 102 5214 16619 397 146324 Catholic Syrian Bank 0 0 8 15 67 375 25 62 4 11 0 0 285 1151 42 17325 City Union Bank 0 0 22 87 184 1012 266 402 42 46 0 0 747 3364 103 50526 Development Credit Bank 0 0 87 293 280 1590 222 455 37 77 61 424 4217 14052 387 133527 Dhan Lakshmi Bank 0 0 14 56 118 685 12 22 0 0 0 0 374 1966 56 29528 Federal Bank Ltd. 0 0 64 213 362 1970 292 508 119 149 16 50 3597 13094 367 144929 HDFC Bank 92 1303 944 3215 4669 23479 3596 6120 1867 2535 1133 2701 100935 365705 13396 4546230 ICICI Bank 251 5382 927 3319 4585 24677 2892 5334 1871 2536 4301 9782 104619 371346 12815 4118231 IDFC 0 0 79 192 305 1523 748 915 33 74 8 25 5727 17178 638 211132 Indusind Bank Limited 0 0 129 516 722 3992 498 1008 89 144 179 519 11639 46609 1780 551833 Jammu and Kashmir Bank 0 0 38 152 258 1425 240 359 100 111 0 0 1282 6816 211 102334 Karnataka Bank Limited 0 0 54 230 279 1573 271 466 92 111 33 58 2099 8410 274 119035 Karur Vysya Bank Ltd. 0 0 40 181 217 1242 252 426 100 111 61 102 1066 4976 160 71236 Kotak Mahindra Bank 0 0 101 394 498 2580 650 879 245 290 89 231 14787 59949 1842 748537 Lakshmi Vilas Bank 0 0 32 137 185 1080 269 452 36 39 16 36 1276 5438 136 60338 Ratnakar Bank Ltd. (RBL) 0 0 56 171 333 1855 419 647 47 77 50 252 5769 19230 731 220539 South Indian Bank 0 0 32 115 247 1364 311 495 64 77 0 0 1435 6397 214 95940 Standard Chartered Bank 0 0 0 0 0 0 0 0 0 0 10 11 134 589 24 4741 Tamilnadu Mercantile Bank 0 0 4 9 10 39 134 168 0 0 0 0 673 1907 100 28642 Yes Bank 0 0 90 287 402 2289 548 1069 70 113 273 593 7776 25448 857 2405

[B] PRIVATE BANK - SUB TOTAL428 8871 3377 12142 16779 87834 15288 25645 6585 8749 7204 16679 336473 1213587 42186 14080143 AU Small Finance Bank 0 0 34 112 190 1053 98 280 4 6 0 0 1066 3826 122 491

[C] SFBs- SUB TOTAL 0 0 34 112 190 1053 98 280 4 6 0 0 1066 3826 122 49144 CMPGB 1 156 878 2520 3569 16583 540 1548 206 505 8915 22430 180788 594192 30281 5097145 MGB 0 0 1009 4439 6301 17018 3928 2552 516 819 755 649 220762 365946 19653 4743246 NJGB 0 0 755 2024 2043 9436 4127 8649 829 1289 364 906 205369 560918 27286 84691

[D] RRBs - SUB TOTAL 1 156 2642 8983 11913 43037 8595 12749 1551 2613 10034 23985 606919 1521056 77220 18309447 Bombay Mercantile Bank 0 0 0 0 30 174 2 4 0 0 0 0 638 2317 110 34748 DCCB 0 0 773 1875 4442 17343 5023 13027 550 725 2793 6776 1047662 2736945 193848 40325049 Nagpur Sahakari Bank 0 0 0 0 40 307 0 0 0 0 367 531 882 2759 75 18950 Shivalik Mercantile Bank 0 0 4 7 8 33 134 168 0 0 0 0 1954 5875 292 881

[E] CO-OPERATIVE BANK - SUB TOTAL0 0 777 1882 4520 17857 5159 13199 550 725 3160 7307 1051136 2747896 194325 404667Grand Total[A+B+C+D+E] 3074 67234 35535 119386 139394 683957 114018 204154 27936 40239 109602 207614 4862791 14343530 694012 1712885

[E] HO USING [F] SO CIAL INFRASTRUCTURE

[G] RENEWABLE ENERGY [H] O THER

[I] TO TAL PRIO RITY SECTO R = A + B + C

+ D + E + F + G + H

[J] LO ANS TO WEAKER

SECTIO NS UNDER PRIO RITY SECTO R

[C] EXPO RT CREDIT [D] EDUCATIO N

SR. DISTRICT NAME

24. Consolidated Bank wise Annual Credit Plan FY 2018-19-OPSAmount in lakh


25. Consolidated Bank wise Annual Credit Plan FY 2018-19-Non-Priority Sector Amount in lakh

Number Amount Number Amount Number Amount Number Amount Number Amount Number Amount Number Amount Number Amount Number Amount Number Amount1 Allahabad Bank 0 0 0 0 0 0 0 0 0 0 16 335 71 1796 2463 6613 4645 6824 7195 155682 Andhra Bank 0 0 0 0 0 0 0 0 0 0 4 100 4 100 78 228 464 2146 550 25743 Bank of Baroda 0 0 0 0 0 0 0 0 0 0 18 395 105 2608 1608 6432 1012 2286 2743 117214 Bank of India 0 0 1 25 1 550 0 0 2 575 67 1600 254 6722 4030 20529 3063 15999 7416 454255 Bank of Maharashtra 0 0 0 0 0 0 0 0 0 0 16 338 53 1445 2021 2417 2299 5906 4389 101066 Canara Bank 0 0 0 0 0 0 0 0 0 0 9 180 30 742 1171 2341 2376 7521 3586 107847 Central Bank of India 0 0 1 25 0 0 0 0 1 25 36 742 81 2281 4633 12175 4829 8953 9580 241768 Corporation Bank 0 0 0 0 0 0 0 0 0 0 0 0 2 50 253 1117 429 908 684 20759 Dena Bank 0 0 0 0 0 0 0 0 0 0 0 0 4 99 554 2717 694 3393 1252 620910 IDBI Bank 0 0 0 0 0 0 0 0 0 0 0 0 2 54 312 899 1425 8602 1739 955511 Indian Bank 0 0 0 0 0 0 0 0 0 0 0 0 12 300 307 1114 481 789 800 220312 Indian Overseas Bank 0 0 0 0 0 0 0 0 0 0 1 15 1 25 286 880 713 1677 1001 259713 Oriental Bank of Comm. 0 0 0 0 0 0 0 0 0 0 1 15 27 674 781 1457 1796 5207 2605 735314 Punjab and Sindh Bank 0 0 0 0 0 0 0 0 0 0 1 15 3 75 398 930 1082 3136 1484 415615 Punjab National Bank 0 0 0 0 0 0 0 0 0 0 18 330 70 1849 2495 6371 3576 7676 6159 1622616 State Bank of India 22 707 10 2150 8 4250 6 4800 24 11200 143 3262 628 15538 15440 37518 18625 34532 34882 10275717 Syndicate Bank 0 0 0 0 0 0 0 0 0 0 5 75 1 30 709 1655 1085 2065 1800 382518 UCO Bank 0 0 0 0 0 0 0 0 0 0 8 130 35 875 1065 3322 1717 4350 2825 867719 Union Bank of India 0 0 0 0 0 0 0 0 0 0 9 151 56 1464 2803 6579 5513 7089 8381 1528320 United Bank of India 0 0 0 0 0 0 0 0 0 0 0 0 0 0 188 1045 103 492 291 153721 Vijaya Bank 0 0 0 0 0 0 0 0 0 0 0 0 2 50 245 532 1089 4988 1336 5570

[A] PUBLIC SECTOR BANK - SUB TOTAL22 707 12 2200 9 4800 6 4800 27 11800 352 7683 1441 36777 41840 116871 57016 134539 100698 30837722 Axis Bank 0 0 0 0 0 0 0 0 0 0 0 0 14 350 706 4174 1078 4116 1798 864023 Bandhan Bank 0 0 0 0 0 0 0 0 0 0 0 0 0 0 31 85 20 204 51 28924 Catholic Syrian Bank 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 5 113 5 11325 City Union Bank 0 0 0 0 0 0 0 0 0 0 0 0 0 0 28 71 8 35 36 10626 Development Credit Bank 0 0 0 0 0 0 0 0 0 0 0 0 0 0 3 10 48 145 51 15527 Dhan Lakshmi Bank 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 28 71 28 7128 Federal Bank Ltd. 0 0 0 0 0 0 0 0 0 0 0 0 0 0 183 482 120 903 303 138529 HDFC Bank 0 0 0 0 0 0 0 0 0 0 24 600 73 1842 3029 14410 2234 12898 5360 2975030 ICICI Bank 0 0 0 0 0 0 0 0 0 0 8 160 56 1442 2616 9084 3806 17940 6486 2862631 IDFC 0 0 0 0 0 0 0 0 0 0 0 0 0 0 10 41 7 43 17 8432 Indusind Bank Limited 0 0 0 0 0 0 0 0 0 0 1 15 0 0 220 934 104 401 325 135033 Jammu and Kashmir Bank 0 0 0 0 0 0 0 0 0 0 0 0 0 0 25 50 33 125 58 17534 Karnataka Bank Limited 0 0 0 0 0 0 0 0 0 0 0 0 28 71 0 0 5 23 33 9435 Karur Vysya Bank Ltd. 0 0 0 0 0 0 0 0 0 0 0 0 0 0 28 71 70 530 98 60136 Kotak Mahindra Bank 0 0 0 0 0 0 0 0 0 0 0 0 0 0 6 33 115 762 121 79537 Lakshmi Vilas Bank 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 53 254 53 25438 Ratnakar Bank Ltd. (RBL) 0 0 0 0 0 0 0 0 0 0 0 0 0 0 36 98 13 170 49 26839 South Indian Bank 0 0 0 0 0 0 0 0 0 0 0 0 0 0 46 146 0 0 46 14640 Standard Chartered Bank 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 041 Tamilnadu Mercantile Bank 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 11 1 1142 Yes Bank 0 0 0 0 0 0 0 0 0 0 0 0 0 0 133 794 47 254 180 1048

[B] PRIVATE BANK - SUB TOTAL0 0 0 0 0 0 0 0 0 0 33 775 171 3705 7100 30483 7795 38998 15099 7396143 AU Small Finance Bank 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 15 44 15 44

[C] SFBs- SUB TOTAL 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 15 44 15 4444 CMPGB 0 0 0 0 0 0 0 0 0 0 0 0 3 85 2185 4664 2616 3418 4804 816745 MGB 0 0 0 0 0 0 0 0 0 0 0 0 1 25 748 1527 7905 9043 8654 1059546 NJGB 0 0 0 0 0 0 0 0 0 0 0 0 0 0 615 2562 666 5530 1281 8092

[D] RRBs - SUB TOTAL 0 0 0 0 0 0 0 0 0 0 0 0 4 110 3548 8753 11187 17991 14739 2685447 Bombay Mercantile Bank 0 0 0 0 0 0 0 0 0 0 0 0 0 0 8 23 0 0 8 2348 DCCB 0 0 0 0 0 0 0 0 0 0 0 0 0 0 134 274 2481 8759 2615 903349 Nagpur Sahakari Bank 0 0 0 0 0 0 0 0 0 0 0 0 0 0 11 39 12 43 23 8250 Shivalik Mercantile Bank 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 11 1 11

[E] CO-OPERATIVE BANK - SUB TOTAL0 0 0 0 0 0 0 0 0 0 0 0 0 0 153 336 2494 8813 2647 9149Grand Total[A+B+C+D+E] 22 707 12 2200 9 4800 6 4800 27 11800 385 8458 1616 40592 52641 156443 78507 200385 133198 418385

[G] TO TAL NO N-PRIO RITY SECTO R = A + B + C + D + E + F

[B] TO TAL MSME = B(I) + B(II) + B(III)

[B(I)] MICRO ENTERPRISES SR. BANK NAME

[C] EDUCATIO N [D] HO USING

[E] PERSO NAL LO ANS UNDER NO N-PRIO RITY

SECTO R

[F] O THER[A] AGRICULTURE [B(III)] MEDIUM ENTERPRISES


annual credit plan, fy 2018-19, madhya pradesh:: …slbcmadhyapradesh.in/docs/acp_2018-19.pdf ·...

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