More than 125,000 readers throughout Greater BaltimoreVOL.13, NO.4

I N F O C U S F O R P E O P L E O V E R 5 0APRIL 2016

I N S I D E …

By Laura BogartStaring at herself on the silver screen was

no easy feat for Bailey Evans Fine — eventhough she’s had hard-charging positions inBaltimore City government, helped to man-age the campaigns of several judges, andserved as the right-hand woman to U.S. Sen-ator Ben Cardin (all while raising a family).

Fine is one of the women anchoringWomen of ’69, Unboxed — a new documen-tary based on stories from members of thegraduating class of 1969 from SkidmoreCollege, a liberal arts college in SaratogaSprings, NY.

The film was named Best DocumentaryFeature Film at the Queens World FilmFestival, earned the Audience Award atthe Woods Hole Film Festival, and wasrecognized as Best Short Documentary atthe NYC Independent Film Festival.

The film, directed by award-winning vet-eran documentary filmmaker Peter Bar-ton, was also screened at the ChesapeakeFilm Festival in Easton, Md., last fall. Itwas released on several online platforms,including Amazon, on March 15.

“I see Unboxed as an important additionto my legacy,” said Barton. “I hope it’s amovie that my three children will want tosee and have their children see.

“I want others of my generation ofboomers to also see it, and consider theirrole in breaking trail for progressive causesand for constructive contemplation of theNew Old Age — the dividend of productivelife that our demographic is likely to enjoy.”

The documentary uses a graphic record— the unorthodox yearbook photos ofsome 370 young women from Skidmore’sClass of ’69 — as a window looking back onthe journey of a generation.

In keeping with the experimental spirit ofthe times, those photos broke away from thetraditional, posed “black gown and pearls”shots. Rather, the students could chosewhatever attire and setting they wanted. Thephotos themselves were placed in a photobox rather than a yearbook, so they could bearranged in any order by each student.

Advised by historians and social scien-tists, the documentary focuses on the ordi-nary lives of these young women — madeextraordinary by the tumultuous times inwhich they lived.

Revisiting the “Yearbox,” the womenpresent themselves to the camera as theyare today, looking both back and ahead.The observations of 19 of the womenrange from their memories of the ‘60s andhow those times still resonate today, to the“New Old Age” boomers are redefining.

Changing times The film’s narrative traces the chal-

lenges and triumphs of American womenover the past several decades. While at-tending the New York City screening of thefilm, Fine found herself, along with her 30-something daughter and daughter-in-law,reflecting on the ways that our culture haschanged in the years since she graduated— and the ways it’s sadly stayed the same.

“[My daughter and daughter-in-law] livein a world where women can do morethings,” she said. “They don’t know that itwasn’t always that way; it was interestingto see them travel back in time.”

Born Bailey Evans in 1947, Fine came ofage in Alexandria, Va., where she becameinterested in politics, participating in sit-ins to desegregate her elementary school.Her father was the head of aeronautics forNASA, and it was his passion for his careerthat inspired her to have high goals forherself, even though, back then, womenwere primarily expected to be either nurs-es or teachers, Fine said.

Most of the mothers in her neighborhood

In a new documentary, Bailey Evans Fine describes the personal and societalchanges she’s experienced since graduating from college 46 years ago. The award-winning film’s director, inspired by the unorthodox class photos in the 1969 year-book of Skidmore College, tracked down and interviewed 19 women from that piv-otal time, including Fine. Women of ’69, Unboxed recently became available for view-ing on a number of online platforms.

SeeWOMEN OF ‘69, page 24

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Class of ’69 reunites on screen

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If you’ve picked up your copy of the Bea-con this month at any of our 300+ sitesthroughout Baltimore Coun-ty, you will find inside a Voters’Guide to the Primary Election,prepared by the League ofWomen Voters of BaltimoreCounty.

We feel honored to havebeen chosen to publish thisimportant League product,and encourage you to read it,especially if you live and votein Baltimore County.

If there’s no Guide in yourBeacon, you can view it onour website, www.theBeacon-Newspapers.com. And if you live outsideBaltimore County, visit the League site,www.vote411.org, and enter your addressto read about your district’s candidates.

I regularly get asked by readers andfriends, “Who’s the Beacon going to en-dorse in the election?” Actually, we don’tissue endorsements. And, as long-timereaders know, I seldom even talk directlyabout politics in my column.

But I’ve been thinking a lot lately aboutwhat makes this year’s election different, andI want to share some of my musings with you.

First, I think it’s relevant to say that Ilearned some of the most pertinent things I

know about our country’s gov-ernment and our political sys-tem in a college public policycourse.

That’s where I first readThe Federalist Papers — notreally a book, but a compila-tion of “anonymous” newspa-per columns published in1787 and 1788 to generatesupport for the U.S. Constitu-tion, which was then beingheavily debated.

The actual authors of the es-says were Alexander Hamilton

(recently of Broadway fame, posthumously),James Madison and John Jay, some of ourcountry’s most significant historical figures.

It was James Madison’s “Federalist #51”— which defended the “checks and bal-ances” so central to our Constitution —that helped me best understand whyAmerica has always had a system of gov-ernment that seems to resist change andquick, effective action. The reason? It wasdesigned that way, on purpose!

Yes, the “problem” that so many decry— the source of our government’s “dys-

function” in many people’s eyes — is theConstitution itself. Each of our threebranches of government is selected differ-ently, has a different mission from the oth-ers, and is designed to want to resist theprerogatives of the other branches.

Why would our founders choose such acounterintuitive way to run a country? Did-n’t they know we’d have important deci-sions to make, that time is often of theessence, and that such a system would im-pede rapid progress?

They knew all this, and more: They knewthat it’s human nature to want to exercisepower over others. And that a simple democ-racy that put all power in the people as awhole, without dividing that power into com-peting branches, would have the tendency toignore minority rights and interests, and hadthe potential to concentrate power in thehands of a demagogue.

Therefore, one of the chief goals of ourConstitution, as described in “Federalist#51,” is that: “Ambition must be made tocounteract ambition.”

Our Constitution takes for granted that agovernment made up of free human beingswill behave as free people behave if left totheir own devices. Without a regimented,rule-bound system of checks and balances,a democracy has a tendency — as we haveseen repeatedly reenacted throughout theworld over the last century — to end up, asUN Ambassador Jeane Kirkpatrick famous-ly said, “One man, one vote, one time.”

The alternative to a democracy that hasa tendency to elect a totalitarian leader(who promptly puts an end to democracy)is a government that may frequently begridlocked. It can frustrate voters on bothsides of the aisle, but it’s an essential ele-ment of a lasting democracy.

A government run by those who can snaptheir fingers and change a policy, who canpropose a solution and institute it immediate-ly without accounting for other points of view,is one that can, and will, ride roughshod overthe rights of its own citizens.

We are a country of the people, by the peo-ple and for the people: “the people” as awhole; “the people” understood to consist ofnumerous factions with different interestsand views.

Each of us wants to be the person whoseviews will prevail. We each think our deci-sion would be the best one, the right one,the sensible one.

But my decision would not be your deci-sion, and frequently the best decision isreached when all views are taken into ac-count, and given a chance to mingle andstew, before a course of action is taken.

Some may take umbrage that I attribute

ambition for power to all human beings,and I would agree that not everyone is am-bitious. But I do think it’s fair to say thatevery politician is ambitious (even ifthey’re ambitious for their agenda ratherthan for their personal gain).

In fact, it’s a prerequisite for the job — es-pecially for national office, and particularlyfor the position of president. Who would gothrough the effort and expense required toget elected in this country without a driving,burning desire to exercise the power of theoffice? Yes, let’s assume to exercise it for thepublic good, but exercise it nonetheless!

I am not pointing fingers at any particularpolitician or candidate. My words applyequally to former President George W. Bush,President Obama, and current candidatesDonald Trump and Roque “Rocky” De LaFuente. (Rocky who? I refer you to the Voters’Guide. Mr. De La Fuente is a Democraticcandidate for president.)

I wish more Americans today understoodthe reasons for our divided government, ap-preciated its value in preserving both theirindividual and our collective liberty, andwould therefore have more patience for theseemingly slow pace of change and move-ment in our constitutional system.

My fear is that the absence of such un-derstanding among today’s voters is driv-ing our country’s apparently growing tastefor strong-fisted, “the-rules-be-damned”leadership.

This is not really new. Many recent pres-idents have pushed the envelope of theirexecutive powers. And, really, there’snothing wrong with having a presidentwho wants to exercise more control. Thatis, not as long as he or she can’t succeed.

Our system expects each branch to jeal-ously guard their powers and to seek more.But that’s exactly why we need three com-peting branches, so ambition counteractsambition, keeping us free from a totalitariansystem that — as we unfortunately see infar too much of the world — generatestremendous suffering and unfairness.

So, in conclusion, I urge you to vote inthe Maryland Primary on April 26, and inthe General Election (for which we’ll havean updated Voters’ Guide in a few months)on November 8.

Our selection of a new president, and ofmembers of the legislature, is both a rightand a duty. And while we may well contin-ue to find gridlock in Washington, remem-ber that it’s designed that way to protectthe freedoms we all hold so dear.

One final point. Just as your vote counts,so does everything you say to your elected

Political musings

FROM THEPUBLISHERBy Stuart P. Rosenthal

2 More at TheBeaconNewspapers.com A P R I L 2 0 1 6 — B A L T I M O R E B E A C O N

BeaconThe

I N F O C U S F O R P E O P L E O V E R 5 0

The Beacon, P.O. Box 2227, Silver Spring, MD 20915(410) 248-9101 • Email: info@thebeaconnewspapers.comSubmissions: The Beacon welcomes reader contributions. Deadline for editorial is the 1st of themonth preceding the month of publication. Deadline for ads is the 1st of the month preceding the monthof publication. See page 27 for classified advertising details. Please mail or email all submissions.

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The Beacon is a monthly newspaper dedi cated to inform, serve, and en ter tain the citi zens of the Greater Baltimore area, and is pri vate ly owned. Other editionsserve Howard County, Md., Greater Washington DC andGreater Palm Springs, Calif.Subscriptions are available via third-class mail ($12),

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Publication of advertising contained herein doesnot necessarily con sti tute en dorse ment. Signed col -umns represent the opinions of the writers, and notnecessarily the opinion of the publisher.

• Publisher/Editor ....................Stuart P. Rosenthal

• Associate Publisher..............Judith K. Rosenthal

• Vice President, Operations........Gordon Hasenei

• Director of Sales ................................Alan Spiegel

• Assistant Operations Manager ..........Roger King

• Managing Editor............................Barbara Ruben

• Contributing Editor..........................Carol Sorgen

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........................................................................Jill Joseph• Editorial Assistant ........................Rebekah Sewell

Letters to the editorReaders are encouraged to share their opinion on any matter addressed in the Beacon as well as on political and social issues of the day. Mail your

Letter to the Editor to The Beacon, P.O. Box 2227, Silver Spring, MD20915, or e-mail to barbara@thebeaconnewspapers.com. Please include your

name, address and telephone number for verification.

See FROM THE PUBLISHER, page 24

B A L T I M O R E B E A C O N — A P R I L 2 0 1 6 Say you saw it in the Beacon 3

By Matthew PerroneWhen you’re coming down with a cold,

there are a few items you typically reach forto start feeling better: cough drops, herbaltea, maybe an over-the-counter medication.

For most of us, though, a smartphonewouldn’t top that list. But that may changeas healthcare companies increasingly steercustomers toward streaming video appsthat connect patients with doctors online.

The push toward virtual healthcarecomes as many primary doctors are over-booked, and patients struggle with theirown busy schedules. At the same time, in-surers and employers see an opportunityto save money by reducing pricier visits todoctors’ offices and urgent care clinics.

Outsourcing care is not new. In ruralareas, doctors have long relied on telephoneand video connections to consult with spe-cialists far away.

But this year an estimated 450,000 pa-tients will see a doctor over the Internetfor basic ailments like colds, infections oraches and pains, according to the Ameri-can Telemedicine Association industrygroup. Here are some key questions andanswers about these virtual visits.

Q: How do these services work? A number of companies allow con-

sumers to connect with a healthcareprovider through a smartphone, tablet orcomputer. Some of the leading companiesinclude Teladoc, Doctor on Demand andMDLive. Typically patients are routed to adoctor who is licensed to practice and pre-scribe medicine in their home state. Q: If this technology isn’t new, why

am I hearing about it now? In the last year, several leading healthcare

companies announced they would begin in-corporating telemedicine into their offer-ings. Walgreens is currently rolling out a vir-tual doctor service in 25 states. Meanwhile,UnitedHealth Group and the Blue Cross-Blue Shield insurer Anthem are preparing tomake telemedicine services available tomore than 40 million people this year.

This increased adoption is partially a re-sponse to recent law changes in 29 states,including Virginia, Maryland and the Dis-trict of Columbia, requiring health insur-ance companies to cover telemedicine de-livered via online video or over the phone.

Additionally, the programs appeal toconsumers and their employers by reduc-

ing time lost to traditional doctor appoint-ments. “The ability to get a doctor to seeyou within minutes, from your phone, issomething that people really value,” saidDr. Jonah Feldman, a healthcare deliveryspecialist at Winthrop University Hospital Q: How much do online visits cost? It depends. If you’re in one of the states

that require insurance coverage oftelemedicine, you may not owe anything— or you may only owe your standard co-pay, which can range from $15 to $25.

But even without insurance, you maystill save money. Most online servicescharge about $40 to $50 per consultation,which is about half the typical $100 ormore to see a primary care doctor.

The savings could be even greater com-pared with an emergency room visit, whichtypically costs hundreds of dollars. Manypeople who don’t have insurance go to theemergency room as a last resort whenother health providers won’t see them.

Those savings have attracted interest inthe technology from large insurers and em-ployers.

“If I’m managing a health plan, I clearlydon’t want someone to go to the emer-

gency room for coughs, colds, sneezes orurinary infections,” said Dr. Ford Brewer,an executive with MDLive, which providesonline consultations for Humana, Cignaand other companies. Q: What kind of issues can a doctor

address online? Most online services specialize in treating

easy-to-diagnose conditions, including colds,ear infections, rashes and allergy problems.

Doctors in telemedicine companies canusually prescribe from a small list of com-mon medications. The prescription is typi-cally sent electronically to a pharmacynear the patient.

Virtual visits can also be effective for ad-dressing mental health issues like anxietyand depression. Brewer said the demandfor online therapists is driven by the sameissues affecting primary care doctors.

“There’s just not enough access out therein the country,” Brewer said. “So you havethat ability for mental health providers, aswell as primary care docs, to be able to seemore patients, provide more access online.”

It’s important to note that the level of

4 More at TheBeaconNewspapers.com A P R I L 2 0 1 6 — B A L T IMORE B E A CON

ANOTHER REASON TO FLOSSPeople with gum disease are almosttwice as likely to have heart disease

SURVIVING CARDIAC ARRESTSudden cardiac arrest may not be sosudden; warnings signs to watch for

ALZHEIMER’S EARLY SIGNSA Johns Hopkins study seeks thosewith early memory loss

POMEGRANATES’ PROMISEStudy is underway to see if pomegran-ates can prevent prostate cancer

HealthFitness &

Virtual doctor visits offer convenience

See VIRTUAL DOCTOR, page 5

care available to patients can vary by state.For instance, some states require a doctorto have an established relationship with apatient, which might include a physical ormental exam, before allowing them to do atelemedicine visit. Q: What type of problems cannot be

addressed online? Telemedicine companies are generally

not designed to handle medical emergen-

cies and will instead direct patients to call911. Likewise, they will not attempt to treatcomplex, chronic diseases like cancer,Parkinson’s disease or Alzheimer’s.

Finally, experts say most companies willnot write prescriptions for addictivepainkillers or non-essential medicationslike Viagra.

“Patients should not expect to get con-trolled substances, lifestyle drugs, or any-thing that’s going to raise eyebrows,” saidNathaniel Lacktman, an attorney who spe-cializes in telemedicine. — AP

Virtual doctorFrom page 4

Dear Mayo Clinic: What exactly is the MIND diet, and

can it really help prevent dementia? Isit a healthy diet for everyone?Answer: The MIND diet is a combina-

tion of two other healthy diets, so it is ahealthy option. Results from a recent studyshow that, over time, older adults who fol-lowed the MIND diet appeared to haveless cognitive decline, such as memoryproblems.

The effect of food on cognitive health hasbeen the subject of research for quite sometime. The research has shown that certainfoods — particularly plant foods, such asgreen leafy vegetables, nuts and berries —can help preserve brain function.

Mediterranean + DASH dietsMIND stands for Mediterranean-DASH

Intervention for Neurodegenerative Delay.It includes aspects of a Mediterraneandiet, as well as the Dietary Approaches toStop Hypertension, or DASH, diet.

A Mediterranean diet is rich in fruits, veg-etables, olive oil, legumes, whole grains andfish. The DASH diet, often recommended forpeople who need to lower their blood pres-sure, emphasizes vegetables, fruit and low-fatdairy foods, along with moderate amounts ofwhole grains, fish, poultry and nuts.

To evaluate the benefits of the MINDdiet, researchers monitored the eatinghabits of 900 older adults for several years.Specifically, they assessed a pattern of eat-

ing that emphasizes foods associated withcognitive benefit and limits foods associat-ed with cognitive decline.

This pattern of eating includes relativelyhigh amounts of green leafy vegetables, aswell as other vegetables, berries, fish,olive oil, whole grains, beans, nuts and

poultry, along with moderate amounts ofwine. It also included low amounts of redmeat, cheese, butter, margarine, friedfoods, pastries and sweets.

Researchers found that people who reg-

This diet helps prevent cognitive declineBA L T IMORE B E A CON — A P R I L 2 0 1 6 Say you saw it in the Beacon | Fitness & Health 5

SeeMIND DIET, page 7

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BB4/16

People with gum disease — which be-gins when the sticky, bacteria-laden filmknown as plaque builds up around yourteeth — are almost twice as likely to haveheart disease as those without it.

The reasons behind this link aren’t com-pletely clear. One possibility is that peoplewithout access to good dental care mayalso lack the resources to keep heart dis-ease at bay.

Still, some researchers suspect a com-mon thread between the two conditions:inflammation, the body’s natural responseto infection or injury.

If you have gum disease (also known asperiodontal disease), chewing and toothbrushing can release bacteria into yourbloodstream. Several species of bacteria

that cause gum disease have been found inthe cholesterol-laden plaque that clogs ar-teries in people with heart disease.

A bite off your healthcare bill?Now, new research suggests that if you

have cardiovascular disease, treating gumdisease may lower your healthcare costsand the number of times you end up in thehospital.

The study, published in the AugustAmerican Journal of Preventive Medicine,looked at health and dental insurancerecords from nearly 339,000 people with pe-riodontal disease and one of five conditions:type 2 diabetes, cardiovascular disease,cerebrovascular disease (usually a stroke),rheumatoid arthritis or pregnancy.

Except for those with rheumatoid arthritis,all study participants who had at least one pe-riodontal disease treatment had lower med-ical costs and fewer hospitalizations withinfour years of the treatment compared withpeople who weren’t treated. For cerebrovas-cular or cardiovascular disease, healthcarecosts were between 10 and 40 percent lower.

“This is a really solid finding, and a testi-mony to what we’ve been preaching foryears,” said periodontist Dr. AlpdoganKantarci, of the Harvard-affiliated Forsyth In-stitute, a not-for-profit research organizationfocused on oral health. Treating gum diseasereduces the body’s burden of infection andinflammation, which seems to help people re-spond better to treatments for other healthconditions, like heart disease, he explained.

“As we’re always telling our physiciancolleagues, ‘Make sure your patients aregetting regular dental care,’ because wemay be able to help improve their overallhealth,” Kantarci said.

Preventing periodontal diseaseMost people have at least mild gingivitis,

the earliest form of gum disease. But dailytooth brushing and flossing can prevent andeven reverse the problem, Kantarci said.

Twice-yearly cleanings by a dentist orhygienist are also a good idea. However,some people have an aggressive response

to bacteria and develop plaque more easily,and would benefit from a cleaning everytwo to three months.

Left untreated, gingivitis can turn into peri-odontal disease. The gums pull back from theroot of the tooth, creating a tiny pocket thatgradually widens. Eventually, the infectionand inflammation attack the tissue that holdsthe tooth to the jawbone, which can cause thetooth to loosen and possibly fall out.

Dentists and hygienists can treat peri-odontal disease by cleaning the teethabove and below the gum line, a procedurecalled scaling and root planing (sometimesreferred to as a deep cleaning). They usemanual scalers or ultrasound devices toscrape away hardened plaque (tartar).

Most people need only local anesthesia.Be sure to tell your dentist or hygienist ifyou’re taking any medications that mightincrease your risk of bleeding.

The current evidence suggests — butstill doesn’t definitely prove — that treat-ing gum disease will lessen complicationsfrom cardiovascular disease. Either way,it’s still important to brush and floss everyday to keep your gums healthy.

Be on the lookout for signs of gum dis-ease, especially if you have a history ofheart disease or stroke, and seek treatment. © 2015. President and Fellows of Har-

vard College. All Rights Reserved.

Gum disease may lead to heart problems6 Fitness & Health | More at TheBeaconNewspapers.com A P R I L 2 0 1 6 — B A L T IMORE B E A CON

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ularly followed this pattern of eatingshowed less cognitive decline over timethan people who did not.

Based on previous studies, the results ofthis study are not surprising. But they ex-tend the previous research by looking atan entire pattern of eating, not just specificfoods.

Benefits other conditions, tooThe results also are consistent with many

studies that show benefits from this patternof eating on other health conditions. It helpslower blood pressure and serum choles-terol, and it follows guidelines to lower therisk of heart disease and cancer.

Following the Mediterranean diet, onwhich the MIND diet is partially based,can be a very tasty way of eating that incor-porates different types of salads with oliveoil, whole-grain pasta or rice with vegeta-bles, and fish, poultry or beans.

But making beneficial dietary changesand transitioning to a diet that relies moreheavily on plants may seem challenging.There are strategies you can use to make iteasier.

For example, plan ahead before youshop or make meals. Try new recipes thatincorporate MIND diet foods. Keep differ-ent types of berries and mixed nuts onhand to snack on, rather than potato chipsor processed crackers.

When you eat at a restaurant, try grilledfish or chicken rather than fried. Start offwith a salad and include generous amountsof vegetables. Stick to whole-grain bread

with a little olive oil rather than white breadwith butter. Opt for berries for dessert in-stead of pastries or other sweets.

Eating in this way can be enjoyable, andthe benefits on your mind, your overall healthand your quality of life can be tremendous.

Because the MIND diet incorporates awide variety of healthy food choices, it issafe for most people. If you have a chronicmedical condition that requires you to eator avoid certain foods, however, it wouldbe a good idea to talk with your healthcareprovider before you make significantchanges to your diet. — Donald Hensrud, M.D., M.P.H., Preven-

tive Medicine, Mayo Clinic, Rochester, Minn.Mayo Clinic Q & A is an educational re-

source and doesn’t replace regular medicalcare. E-mail questions to MayoClinicQ&A@mayo.edu. For more information, visitwww.mayoclinic.org.© 2016 Mayo Foundation for Medical Edu-

cation and Research. All Rights Reserved. Dis-tributed by Tribune Content Agency, LLC.

Mind dietFrom page 5

BA L T IMORE B E A CON — A P R I L 2 0 1 6 Say you saw it in the Beacon | Fitness & Health 7

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BEACON BITS

Apr. 9

SILVER PEN

CREATIVE WRITING

CONTEST

In honor of the 40th anniversary of

Senior Digest, the Department of

Aging is sponsoring a Silver Pen

Writing Contest. Writers are encour-

aged to submit an essay or poem

inspired by a life-changing event, trip

or significant moment in their life.

Authors must be at least 60 years of

age, and the work must be original,

unpublished and created in 2016.

First place winners in both essay and

poetry will win a $75 gift card from

the Ivy Bookstore. Submit essays by

Oct. 10 at seniordigest@baltimore-

countymd.gov. If you need assis-

tance sending your entry via email,

visit your local senior center.

BEACON BITS

Ongoing

Dear Solutions:My wife keeps telling me I don’t lis-

ten. I don’t know how she can say Idon’t listen — I certainly hear hercomplaints! I’m semi-retired now, and we’re liv-

ing in an adult community. When Icome home, I look at the newspaperwhile she talks, but I hear her. She says I don’t pay attention to her

and that I’m an L.L. — a lousy listen-er. She tells me all the gossip. I don’tsay much because I don’t want to bewhat she herself calls a “busybody.” Idon’t know how to please her.

— L.L.Dear L.L.:

You don’t have to be a busybody. But to

be a good listener you have to keep yourbody busy! Stop reading the paper andmake eye contact. Stop listening with thecorner of your ear and hear the tone of hervoice and the emotion. Stop facing thenewspapers and turn toward her.

Above all, stop thinking of her as a busy-body, and open your heart to what she’s re-ally saying, which is probably, “I want toconnect with you, to share with you to es-tablish intimacy.”

Gossip is two-faced. On the one hand, ithas earned a bad rap over the years asbeing mean-spirited. On the other hand, itis often women’s (mostly) way of observ-ing, talking about, and trying to under-stand human behavior.

Since your wife is not working outside

the home, the only news she can sharewith you about “her day” is what she hearsabout and /or experiences inthe community. If you hearher reason for telling you allthis — which is to get closerto you — you’ll stop having tohear her complaints.Dear Solutions: Every time I invite my son

out he says, “I’ll let youknow.” When I tell him thatif he’s not coming I want tomake other arrangements,he says (nicely), “I don’twant to hold you up, soplease make your ownarrangements. Then if I decide to comeand you don’t have other arrangements,I’ll come.” This leaves me hanging because I

don’t want to make other arrange-ments if there’s a chance that he’llcome. I find myself waiting at thephone. I can’t get him to make a com-mitment, and I’m just…

— Hung UpDear Hung Up:

Hang up, calm down and tell him clearly

that you love seeing him, but since he can’tmake a definite appointment, you’ll follow

his advice. Each time he ad-vises you to “make otherarrangements,” make otherarrangements!

After once or maybe twiceof you being busy when he de-cides he wants to come, he’llbegin to get the idea thatyou’re not really “all alone atthe telephone” like a yearninggirlfriend, and he won’t feel sothreatened by your requests.

When we act needy, wehand power over ourselves tothe nearest despot. Your son

may not mean to be a despot, but he cer-tainly is inconsiderate. His attitude is hurt-ful, but you can’t force this issue.

The more you let go and make your ownplans, the freer he’ll feel to be there. Goodluck.© Helen Oxenberg, 2016. Questions to be

considered for this column may be sent to:The Beacon, P.O. Box 2227, Silver Spring,MD 20915. You may also email the authorat helox72@comcast.net. To inquire aboutreprint rights, call (609) 655-3684.

When you truly listen, intimacy develops

SOLUTIONSBy Helen Oxenberg,MSW, ACSW

8 Fitness & Health | More at TheBeaconNewspapers.com A P R I L 2 0 1 6 — B A L T IMORE B E A CON

Tell them you saw it in the Beacon!

By Lauran NeergaardSudden cardiac arrest may not always

be so sudden: New research suggests a lotof people may ignore potentially life-savingwarning signs that occur hours, days, evena few weeks before they collapse.

Cardiac arrest claims about 350,000 U.S.lives a year. It’s not a heart attack, butworse: The heart abruptly stops beating,its electrical activity knocked out ofrhythm. CPR can buy critical time, but sofew patients survive that it’s been hard totell if the longtime medical belief is correctthat it’s a strike with little or no advancewarning.

An unusual study that has closelytracked sudden cardiac arrest in Portland,Oregon, for over a decade got around thatroadblock, using interviews with witness-es, family and friends after patients col-lapse and tracking down their medicalrecords.

About half of middle-aged patients forwhom symptom information could be foundhad experienced warning signs, mostlychest pain or shortness of breath, in themonth before suffering a cardiac arrest.

The research offers the possibility ofone day preventing some cardiac arrests ifdoctors could figure out how to find andtreat the people most at risk.

When to head to the ER“By the time the 911 call is made, it’s

much too late for at least 90 percent of peo-ple,” said Dr. Sumeet Chugh of the Cedars-Sinai Heart Institute in Los Angeles, wholed the study reported in Annals of Inter-nal Medicine. “There’s this window of op-portunity that we really didn’t know exist-ed.”

Importantly, a fraction of patients con-sidered their symptoms bad enough to call

911 before they collapsed, and they weremost likely to survive.

That’s a reminder to the public not to ig-nore possible signs of heart trouble inhopes they’re just indigestion, said Univer-sity of Pittsburgh emergency medicinespecialist Dr. Clifton Callaway, who wasn’tinvolved in the study but praised it.

“Chest pain, shortness of breath —those are things you should come in themiddle of the night to the emergency de-partment and get checked out,” said Call-away, who chairs the American Heart As-sociation’s emergency care committee.“We strongly recommend you don’t try toride it out at home.”

Previous heart attacks, coronary heartdisease, and certain inherited disordersthat affect heartbeat all can increase therisk of sudden cardiac arrest. Peopleknown to be at high risk may receive animplanted defibrillator to shock the heartback into rhythm.

But cardiac arrest is such a publichealth problem that the Institute of Medi-cine last summer urged a national cam-paign to teach CPR, so more bystandersknow how to help.

Many get early warningsThe data from the Oregon Sudden Un-

expected Death Study examined recordsfor nearly 1,100 people ages 35 to 65 whosuffered a cardiac arrest between 2002and 2012.

For about a quarter of patients, re-searchers could find no information aboutwhether they experienced symptoms —making it impossible to say just how com-mon warning signs really are.

But of the remaining 839 patients, halfhad evidence of at least one symptom in theprevious month, the study found. For most,

the symptoms began within 24 hours oftheir collapse, although some came a weekbefore and a few up to a month.

Chest pain was most common in men,while women were more likely to experi-ence shortness of breath. Other symptomsincluded fainting and heart palpitations.

Chugh had no way to determine symp-tom severity. But only 19 percent of pa-tients called 911 about symptoms, mostlypeople with already diagnosed heart dis-ease or who were having recurrent symp-

toms. Their survival was 32 percent, com-pared with 6 percent for other patients.Partly that’s because a fifth of those 911callers had their cardiac arrest in the am-bulance on the way to the hospital.

Stay tuned: The study is just the start ofmore research to better predict who is athighest risk for cardiac arrest, and deter-mine how to target them without panickingpeople who’d do fine with general heartdisease treatment, Chugh cautioned.

— AP

Don’t ignore symptoms of cardiac arrestBA L T IMORE B E A CON — A P R I L 2 0 1 6 Say you saw it in the Beacon | Fitness & Health 9

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“Where did I leave my keys?” It’s a ques-tion most of us have asked ourselves onmore than one occasion, and the inquiry ismore likely a symptom of our increasinglyhectic lifestyles rather than a true failureof our memory.

But when are these seemingly innocentepisodes of forgetfulness really the firstsign of something much more significant?What are the earliest signs of the onset ofdementia?

The most common form of dementia isAlzheimer’s disease, widely known for its

damaging effects on an individual’s memo-ry, language and other cognitive skills. Pa-tients with advanced Alzheimer’s diseasedementia are unable to carry out day-to-day activities, including caring for them-selves, and often end up being unable torecognize even their own spouses or chil-dren.

This devastating disease clearly affectsnot only the afflicted patients but also theirfamily members, especially those who be-come caregivers.

As Alzheimer’s disease can extend

across a decade or longer, the healthcarecosts resulting from care for these patientsare significant and rapidly growing. In2015 alone, the cost for healthcare andother care-related costs for all dementiaswas an estimated $226 billion, in additionto the roughly $18 billion of unpaidAlzheimer’s disease care provided by fami-ly members and other unpaid caregivers.

This cost to families and society is ex-pected to grow significantly as babyboomers reach the age typical for theonset of Alzheimer’s disease dementia andother dementias.

Alzheimer’s disease results in the accumu-lation of a protein called beta-amyloid, whichbuilds up to form “plaques” in the brain. Sim-ilarly, another protein called tau accumulatesduring the disease process to form “tangles,”which, together with plaques, eventuallycause irreversible and widespread damageand death to brain cells.

Unfortunately, once a person reaches adiagnosis of Alzheimer’s dementia, optionsfor treatment become limited as it is notpossible to bring back neurons once theyare lost.

Early changes may be reversible Therefore, many studies of Alzheimer’s

disease currently focus on a conditioncalled amnestic mild cognitive impair-ment, or MCI, thought to be a precursor toor a very early stage of Alzheimer’s dis-ease. A patient with MCI typically has mildforgetfulness, such as more difficulty thanusual recalling recent events, or gettinglost on his or her way to a familiar place.

In MCI, the cell death that is seen in

Alzheimer’s is not nearly as widespread,making this condition a preferable targetfor treatment. Instead, studies of patientswith MCI show changes in the brain asso-ciated with this mild forgetfulness thatmay be reversible.

At Johns Hopkins, the research of Dr.Arnold Bakker and colleagues has shownthat hyperactivity in the cells of the hip-pocampus, a small area of the brain that iscritically important for memory function,contributes to memory impairment in pa-tients with MCI.

This hyperactivity can be reduced withcertain medications, potentially providingan effective treatment for memory symp-toms in this early stage of the disease.

In currently ongoing studies, Bakker’sgroup is trying to determine just how earlyin the disease these reversible brainchanges can be detected.

To do this, the team is conducting cogni-tive testing and functional magnetic reso-nance imaging (fMRI) — a test that usesMRI technology to measure brain activityby detecting changes associated withblood flow.

The studies also collect spinal fluid vialumber puncture to measure changes inbrain activity and levels of beta-amyloidand tau in groups of individuals with differ-ent levels of cognitive impairment.

Bakker hopes that results from these stud-ies will provide further insight into possibletreatments for this early stage of Alzheimer’sdisease and determine who may benefit fromsuch treatments before forgetfulness be-

10 Fitness & Health | More at TheBeaconNewspapers.com A P R I L 2 0 1 6 — B A L T IMORE B E A CON

Health Studies PageTHE PLACE TO LOOK FOR INFORMATION ON AREA CLINICAL TRIALS

Study looks for early signs of Alzheimer’s

See STUDY, page 12

Q: Is it true that pomegranates helpprevent prostate cancer?A: Research showing possi-

ble effects of pomegranatesand pomegranate juiceagainst prostate cancer is un-derway, but results are tenta-tive. The majority of researchcomes from cell and animalstudies, with few cancer-spe-cific studies in people.

Pomegranates have a highamount of polyphenols — agroup of compounds thathave shown antioxidant andanti-inflammatory effects inlab studies. One polyphenol,called punicalagin, is uniqueto pomegranates. During di-gestion, our body produces urolithinsfrom punicalagin and related polyphenols.

In laboratory studies, these urolithinsproduced by our body have decreasedprostate cancer cell growth and ability tospread. Some studies in people have shownthat pomegranate juice or extract raiseslevels of antioxidant compounds in theblood, but research shows that people varyin how well they absorb these compounds.

In human studies, the most promising —but still preliminary — research comes froma few small intervention trials that looked at

the effect of pomegranate juice on men withearly stage prostate cancer. These men were

either previously treated andhad rising PSA levels (an indi-cator of prostate growth or in-flammation) or were taking a“watchful waiting” approach.

Overall the studies report-ed that drinking eight ouncesof pomegranate juice dailysignificantly slowed the rise ofPSA levels.

The high polyphenol con-tent of pomegranates and anti-cancer effects in the lab meanthey could play a role in reduc-ing risk of other cancers, too,but that evidence is even moresparse.

While we wait for more research, enjoythe juice and the arils, the red seed podsinside the fruit, for great nutrition andtaste. Mix the arils in salads, hot or coldcereal, yogurt, smoothies, rice and manyother foods.Q: What role does a gluten-free diet

play in reducing cancer risk?A: Gluten is a protein in wheat, rye and

barley that poses no risk to most people.For people who have celiac disease, glutensets off a reaction in which the body’s im-mune system attacks its own cells, creating

damage in the intestines that could increaserisk of cancer. For those with this disease,closely following a gluten-free diet is vital.

There may be a spectrum of other, sepa-rate gluten-related disorders, called “non-celiac gluten sensitivity” (NCGS) based onemerging research. For these people,symptoms like digestive tract pain,headache or fatigue improve when glutenis removed. So far, researchers don’t con-sider NCGS related to cancer risk.

In either case, people avoiding glutencan eat a well-balanced diet, replacing thethree gluten-containing grains with pota-toes, whole-grain rice, soy, amaranth,quinoa, buckwheat, beans and starch, orwith flour made from any of these.

However, if you do not have celiac dis-ease or NCGS, research shows no cancerprotection from avoiding gluten. In fact,whole-grain foods containing gluten canbe good sources of fiber and phytochemi-cals that may be cancer-protective.The American Institute for Cancer Re-

search offers a Nutrition Hotline, 1-800-843-8114, from 9 a.m. to 5 p.m. Mondaythrough Friday. This free service allows youto ask questions about diet, nutrition andcancer. A registered dietitian will returnyour call, usually within three business days.Courtesy of the American Institute for

Cancer Research. Questions for this column

may be sent to “Nutrition Wise,” 1759 R St.NW. Washington, DC 20009. Collins cannotrespond to questions personally.

Cancer update: pomegranates and gluten

NUTRITIONWISEBy Karen Collins, MS, RD, CDM

BA L T IMORE B E A CON — A P R I L 2 0 1 6 Say you saw it in the Beacon | Fitness & Health 11

comes a true symptom of failing memory.

Volunteer for a studyJohns Hopkins Hospital is currently re-

cruiting participants for a study on memo-ry impairment in adults ages 55 to 90. Theywill make two visits to Johns Hopkins Hos-pital, undertake paper and pencil cognitivetests, have an MRI scan and a lumbar punc-ture. Participants will be compensated for

their time and travel expenses.Although lapses in memory may seem in-

nocuous and merely the result of advancingage, they could be among of the first signs ofsignificant changes in memory function. Infact, noticing a change in your ability to re-member things over the past few years maybe an important symptom. Research is need-ed to help better understand the disease.

If you have any concerns about your mem-ory or are interested in being part of a scien-tific research study, contact Carrie Speck at(410) 955-5057 or at cspeck1@jhmi.edu.

StudyFrom page 10

By Dr. Michael Rabovsky Recently, during her annual “well woman”

exam, Mary, a healthy 50-year-old school-teacher, asked me about screening her forovarian cancer.

Tragically, one of Mary’s friends recent-ly died from ovarian cancer. Mary has norisk factors for ovarian cancer and no fami-ly history of ovarian cancer or other can-cers. I explained to Mary that, unfortu-nately, there are no reliable screeningtools to diagnose ovarian cancer.

We went on to have a discussion aboutscreening and the characteristics of reli-able medical screening tests. The purposeof screening is to identify an unrecognizeddisease or condition in people who feelwell and have no symptoms.

Deciding factorsScreening tests should be applied to those

conditions that meet the following criteria:1. Consider the treatment options.

Acceptable methods of treatment must beavailable.2. Look at the impact of the illness.

The disease or condition must have a sig-nificant effect on the quality of life and lifeexpectancy.3. Determine whether treating

asymptomatic disease will help. Thedisease must have a period during whichthere are no symptoms, when detectionand treatment will significantly reduce ill-ness and/or death. Furthermore, treat-ment in this asymptomatic phase mustyield a therapeutic result superior to thatobtained by delaying treatment until symp-toms appear.4. The disease incidence must be

high. The incidence, or the number ofnew cases identified, must be significant tojustify the cost of screening to a populationof people.5. Screening must be easy to do.

The screening tests must be simple to per-

form, simple to interpret and relativelycomfortable to people.6. The costs must be reasonable.

The tests must be available at a reasonablecost. This not only applies to the monetarycost of performing the tests, but also to theevaluation of false positive tests, the psy-chological impact on a person of a false-positive test, and consideration of the med-ical risk incurred in performing the test aswell as further testing required in theworkup of a positive test.

Ovarian cancerOvarian cancer is the leading cause of

gynecologic cancer deaths in the UnitedStates. Approximately 22,000 U.S. cases ofovarian cancer are diagnosed annually,with 14,000 deaths each year.

If diagnosed in an earlier stage, the five-year survival rate (the percentage of peo-ple alive five years after diagnosis) can beas high as 90 percent. The five-year sur-vival rate drops to 25 percent if the diagno-sis is made at a later stage.

The goal of screening would, therefore,be to diagnose ovarian cancer in its earlierstages, when treatment would have a bene-ficial effect on outcomes. Several tests

have been used to screen for ovarian can-cer. But three large studies failed to showthat screening resulted in earlier diagnosisof ovarian cancer.

So, although there is evidence to showthat diagnosing ovarian cancer at its earlierasymptomatic stages leads to better sur-vival, there have been no tests shown to de-tect ovarian cancer in these earlier stages.

Furthermore, positive tests for ovariancancer generally lead to surgical proce-dures. One study revealed that 15 percentof women undergoing a surgical procedurefor a false-positive screen experienced a se-rious complication related to the surgery.

So I explained to Mary that not only wasthere no evidence that screening led tobetter outcomes, but that with the testscurrently available to diagnose ovariancancer, screening could lead to significant-ly more potential harm than good.

Colon cancerIn contrast, colorectal cancer is a condi-

tion that meets the aforementioned screen-ing criteria.

Most colorectal cancers develop slowly

What screening tests do you really need?

See SCREENINGS, page 13

12 Fitness & Health | More at TheBeaconNewspapers.com A P R I L 2 0 1 6 — B A L T IMORE B E A CON

For Information, please call the Baltimore VA/Universityof Maryland Gerontology Recruitment Phone Line

410-605-7179Mention code: LIFT

*You must be at least 65 years old and in good health*Participants will be seen at the Baltimore VA Medical Center and University of

Maryland School of Medicine for approximately 41 visits for 1 to 4 hours of time per visit

Seeking Men and WomenThe University of Maryland & Veterans Affairs of Baltimore

are conducting a research study to better understand balance & prevent falls as we age.

With your participation you will receive:•Health evaluation

•Balance, step, strength, and/or flexibility exercises•Compensation for your time

over several years. Before a cancer devel-ops, a growth of tissue or tumor usually be-gins as a noncancerous polyp on the innerlining of the colon or rectum.

A polyp is a benign, noncanceroustumor. Some polyps can progress into acancer but not all do. There are generallyno symptoms associated with polyps.When a precancerous polyp is identifiedby a screening test, progression to canceris prevented, and there is no effect onhealth or life expectancy.

However, when colorectal cancer is di-agnosed after symptoms develop, the five-year survival rate can range from 6 per-cent to 74 percent, depending on the stageof the cancer at the time of diagnosis.

Colon cancer affects a significant num-ber of people, there are acceptable screen-ing methods and treatments, and identify-ing and treating precancerous or early-stage cancer in the asymptomatic periodleads to better outcomes.

Because it meets screening criteria andthe incidence of colorectal cancer starts toincrease at age 50, I recommended thatMary get screened for it.

Other critical screening testsIn addition to screening for colorectal

cancer, I also advised Mary to be screenedfor breast cancer, with an annual mammo-gram, and for cervical cancer, with a Papsmear, and HPV, or human papillomatousvirus, test every five years.

We reviewed the warning signs of skincancer, as well, and I also counseled Maryto have a blood test, to check her lipid pro-file, and a fasting blood sugar test as ascreen for diabetes.

The message here is that screening rec-ommendations vary, and it’s important todiscuss the appropriate screening testswith your doctor.WhatDoctorsKnow is a magazine devoted to

up-to-the minute information on health issuesfrom physicians, major hospitals and clinics,universities and health care agencies across theU.S. Online at www.whatdoctorsknow.com.

© 2016 Whatdoctorsknow.com. Distrib-uted by Tribune Content Agency, LLC.

MEDIA SALE AT ARBUTUS SENIOR CENTERLooking for an interesting book, puzzle, game, CD, DVD or record?

You may be able to find something at the Arbutus Senior Center

Media Sale from April 6 to 8, from 9 a.m. to 3 p.m. The center is located at 855A

Sulphur Spring Rd. Call (410) 887-1410 for more information.

BEACON BITS

Apr. 6

BA L T IMORE B E A CON — A P R I L 2 0 1 6 Say you saw it in the Beacon | Fitness & Health 13

ScreeningsFrom page 12

Dear Readers: Today is going to be fun. I’m sharing

some rather outlandish natural remediesthat just might help you.

But please don’t take thisas being medical advice. Justbecause something is natural,doesn’t mean it’s necessarilysafe or effective.

I’m just passing along 10home remedies that readershave shared with me. I’ve putmy comments in parentheses.

Enjoy!1. If you get a minor burn

that doesn’t expose any skin,quickly rub some toothpasteon it. Rob K.

2. I used to get little skin bumps or rash-es on my legs. Now I know to rub the in-side of a banana peel on them to control

the itch and redness. Thisalso works for little bug bites.Paul W.(FYI, essential oil of myrrh

would be my recommendation,with or without the bananapeel!)

3. My husband has the worstsmelly feet in the world. I al-most left him for this, until myaunt told me to rub his feet withsome alcohol, like the kind youdrink. So we tried vodka, andput it on a washcloth everynight. We’ve been married 32

years. Patricia B.(Alcohol is an antiseptic and kills surface

fungus by starving them. That is probably whythis helped her husband. I wonder if she drankthe shots of vodka too, lol).

4. If a bug bites you, like a mosquito orwasp, apply deodorant. It takes the stingout. Jenny L.

5. If you have hyperthyroidism (Graves’disease), eat a dish of raw or very lightlysteamed broccoli every day to reduce symp-toms. Yvonne M.(There’s actually some proof for why this

works, but it may not be enough for full blownhyperthyroidism. Broccoli contains sulfur com-pounds called “thiocyanates,” which reducethyroid hormone production.)

6. Every spring I get at least one sinusinfection. Put a teaspoon of oregano in 4cups of water and boil it for 10 minutesgently. Cool mixture to room temperature.Strain it into a spray bottle and shoot it upthere once daily. Brenda K.

7. I drink cinnamon tea instead of coffeeto get me going. I simmer a cinnamonstick in water for 15 minutes and chill it forthe next day. Ellen T.

8. I used to get cold sores on my lip

every month. Take lemon balm supple-ments as a cure, at night though. You canapply used teabags to your sores too.Melinda J. (I’ve also heard that applying an ice cube

at the onset of tingle will also mitigate theseoral lesions.)

9. I had irritable bowel syndrome for sixyears, and one day I tried a peppermint cap-sule from a passenger on my flight to Sacra-mento. One capsule and I enjoyed the restof the flight! Now I take a pill whenever I’mhaving a bad day, and it works. Don L.(Peppermint is known to support gastroin-

testinal health. Please don’t attempt this ifyou have reflux or heartburn, however, aspeppermint can exacerbate those conditions.)

10. Ginger extract is really good for gasand diarrhea. You can buy it as a dropper, ormake tea out of fresh ginger root. John J.This information is opinion only. It is not

intended to treat, cure or diagnose your con-dition. Consult with your doctor before usingany new drug or supplement. Suzy Cohen is a registered pharmacist

and the author of The 24-Hour Pharmacistand Real Solutions from Head to Toe. Tocontact her, visit www.SuzyCohen.com.

DEAR PHARMACISTBy Suzy Cohen

Some harmless folk remedies to try (or not)

14 Fitness & Health | More at TheBeaconNewspapers.com A P R I L 2 0 1 6 — B A L T IMORE B E A CON

Bel Pre2601 Bel Pre Road

Silver Spring, MD 20906 301.598.6000

BridgePark 4017 Liberty Heights Avenue

Baltimore, MD 21207 410.542.5306

Ellicott City3000 N. Ridge Road

Ellicott City, MD 21043410.461.7577

Fayette Health1217 W. Fayette Street Baltimore, MD 21223 410.727.3947

Forestville7420 Marlboro Pike

Forestville, MD 20747 301.736.0240

Fort Washington12021 Livingston Road

Ft. Washington, MD 20744301.292.0300

Marley Neck7575 E. Howard Road

Glen Burnie, MD 21060410.768.8200

South River144 Washington Road Edgewater, MD 21037 410.956.5000

800.989.7337communicarehealth.com

Caring places. Healing spaces.

MEMBERS OF THE

Serving with Pride.

Specializing in Skilled Nursing and Subacute Rehabilitation

FREE STRING QUARTET CONCERT

The Chiara String Quartet closes the 2015-16 Season of the

Shriver Hall Concert Series’ free Discovery Series on Saturday, April 2 at 3 p.m.

The program will include string quartet music by Brahms and Bartók, as well as

“Leyendas” by American composer Gabriela Lena Franks. The concert takes

place at the Linehan Concert Hall at the University of Maryland Baltimore

County. Reserve seats through the Shriver Hall Concert Series Box Office, (410)

516-7164, or www.ShriverConcerts.org/Chiara.

BEACON BITS

Apr. 2

BA L T IMORE B E A CON — A P R I L 2 0 1 6 More at TheBeaconNewspapers.com B-1SPECIAL PULL-OUT SECTION

By Carol SorgenThrough the nonprofit Pets on Wheels

program, volunteers bring therapy dogs —dogs that enjoy human contact and havebeen trained to be at ease in all situations— to interact with residents of hospitals,nursing homes, schools, retirement com-munities and more.

“My stress and anxiety just disappearwhen I’m playing with one of the dogs,”said Linda Schoene, a 73-year-old residentof Weinberg House, an independent livingapartment community in Pikesville thatwelcomes Pets on Wheels.

“People tell me my eyes brighten and Ismile more when I’m with the dogs. I can’texplain how much they do for me,”Schoene said.

The program is especially valuable toher since her beloved dog, Prince, died re-cently at the age of 14. Schoene said shemisses him every day. “He was loving, giv-

ing and forgiving.” Prince not only gave Schoene “uncondi-

tional love,” but helped her socialize morewith the other residents and become moreactive, as she walked him three to fourtimes a day.

The beneficial relationship betweenolder adults and animals is so well knownthat more and more senior residences —from independent apartments to continu-ing care retirement communities (CCRCs)to nursing homes — have some kind of petprogram in place.

Every Sunrise Senior Living community,for example, has a resident cat and dog. AtSunrise of Pikesville, Janie, the residentialpooch, lives in the assisted living neighbor-hood, while kitty Max lives in the memorycare neighborhood, according to Kate Skel-ton, activities and volunteer coordinator.

“Both are wonderful companions andbring smiles to all the residents’ faces,”

said Skelton.The community also has a pet therapy pro-

gram come to the community twice a month.Speaking of a particular dog that visits, oneresident said, “I eagerly await his monthly ar-rival, and it helps brighten my day. I alwayshave treats in my pocket waiting for him.”

Physical and emotional benefitsAccording to the American Animal Hos-

pital Association, meeting, walking, play-ing with, and even cleaning up after a petgives us a sense of purpose and keeps usactive.

Talking to or cuddling a pet has alsobeen shown to ease chronic pain fromarthritis and migraines, and to increasebrain activity, which helps prevent or easethe effects of depression.

The Centers for Disease Control andPrevention report that pet companionshipcan even help lower cholesterol and

triglyceride levels and encourage healthierheart rates. Pets also protect against isola-tion and provide older adults with more op-portunities for socialization.

At pet-friendly Oak Crest, a continuingcare community in Parkville, residents areallowed to have dogs of any size, as long ascommon sense rules of ownership are fol-lowed, e.g., cleaning up after them, notwalking them through the clubhouseareas, etc. The senior living communityprovides ample space for residents to walktheir dogs along the community’s looproad and nature trail.

Oak Crest also celebrates its pets. Laterthis year, the community will host its 5thCanine Cup, an annual dog show, with cat-egories such as Best in Show, Best Cos-tume and Best Trick, with prizes andcelebrity judges. And its Pastoral Min-istries department hosts a blessing of thepets each October.

“Pets provide unconditional love and af-fection, which can help ease the losses [aperson] is going through, whether it isloss of a loved one, loss of functioning, orloss of roles,” said Catherine Cohen, OakCrest’s director of resident life. “Even visit-ing pets can have added benefits to thosewho live here. It is not just those who ownpets who have benefits.”

At Levindale Hebrew Geriatric Centerand Hospital, pets are all about “motivation,companionship and compassion,” said JohnOttena, manager of therapeutic recreation.

There are resident cats, birds and fish.At the moment, there are no live-in dogs,though visitors are encouraged to bringtheir own dogs to visit as long as the ani-mal has a form signed by a veterinarianand has passed a temperament test.

Part of a larger care trend The animals are part of the “Eden Alter-

native” philosophy being adopted by a grow-ing number of senior residences and long-term care facilities, including Levindale.

The nonprofit Eden Alternative organi-zation is part of a movement toward “cul-ture change” in caregiving settings. It pro-motes efforts — including close and con-tinuing contact with plants, animals andchildren — to enhance well-being andeliminate feelings of loneliness, helpless-ness and boredom among both residentsand workers.

At Levindale, the residents, patients andstaff members on each hall decide whichpet they would like to live with them. To-gether, the group considers factors suchas who will feed, clean up after and walkthe animals.

The animals brighten everyone’s daysbecause many people grow up with ani-mals and miss them when they aren’taround. “The residents just light up whenthey see the animals,” said Ottena, observ-ing that the animals are especially sooth-ing to patients with dementia.

Ottena, who used to bring his own dog

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Communities feature fur, fins and feathers

See PETS, page B-3

All about downsizing

Moving from a long-time home is oftenan emotion-filled and daunting task,whether the home is your own or your par-ents’. In a new book, Downsizing the Fami-ly Home (published by AARP in paperbackfor $16.95), syndicated home and lifestylecolumnist Marni Jameson helps readersfigure out a strategy and a mindset to ac-complish the task.

She combines her experience of movingher parents in 2013 with insights from na-tional experts — including antiques ap-praisers, garage-sale gurus, professionalorganizers and psychologists — to offeradvice on what to keep, toss or sell. Thebook also looks at estate sales, workingwith siblings and selling the home.

Leaving a hospitalor rehab setting?The Affordable Care Act instituted a

mix of incentives and penalties to encour-age both hospitals and skilled nursing andrehabilitation centers to avoid patientreadmissions within 48 hours of discharge— a revolving door that was becoming acommon and expensive problem.

The intention was to encourage betterhealthcare and follow-up, both to keep thepatient well and to save money.

The first 48 hours after discharge canbe critical. And while Medicare typicallysends a home health nurse to check on re-cently discharged patients, it can take 24to 48 hours before their first visit.

Some experts suggest one way to maxi-mize your recovery once discharged froma hospital or rehab facility is to be sure youdon’t wait to fill and take new prescrip-tions, and that you get settled comfortablyback at home with whatever food or assis-tance you might need.

Some home care agencies are now of-fering what is known as a “transitional pro-gram,” aimed to serve this function.

For example, Genesis SelectCare offers a“Help to Home” service, providing a Certi-fied Nurse Assistant (CNA) to meet the pa-tient at the discharge location and transportthem safely to their home. The CNA will stopto pick up any prescriptions or fresh foodneeded, run any errands, assist with any

bathing needs, and perform meal prepara-tion and light housekeeping. This serviceprovides for up to four hours of assistance forunder $100 (within certain mileage limits).

Ask your home health provider abouttheir transition programs. For more infor-mation about the SelectCare program, call(410) 832-7761, press option 3.

Nursing homesand alternativesNursing Homes: What You Need to Know

is a free book published by the MarylandAttorney General’s office. The book is de-signed for those who are thinking aboutthe possibility of needing nursing care,and those looking for alternatives, such ashome care and other long-term care.

The book includes a comprehensivechecklist to use on a nursing home tour.There is also information on how to judgethe quality of a nursing home — includingstate inspections, deficiency lists and theombudsman program. Chapters on how topay for care, contracts, and state and localresources are also included.

The book can be read in PDF format on-line at www.oag.state.md.us/Consumer/NursingHomeGuideWeb.pdf. Free printedcopies can be ordered by calling the Mary-land Attorney General’s Office at (410) 576-6500.

Most-made modifications

Home service professionals reported thatgrab bars and entrance ramps are the mostcommonly completed projects for home-owners who want to age in place. Those area couple of the findings from a new report bythe National Aging in Place Council andHomeAdvisor.com, which offers reviews ofhome improvement contractors.

The report noted that 56 percent of home-owners who hired a professional to helpthem prepare to age in place were youngerthan 65. And while 74 percent of homeown-ers contacted a professional themselves,when they didn’t, their daughters were fivemore times likely to do so than their sons.

While three-quarters of aging in placeprojects included adding grab bars, just 29percent changed the flooring to prevent in-juries. One in three added a bathroom tothe main floor at an average cost of $9,250,while 19 percent shifted the master bed-room to the first floor.

To read the report online, go tohttp://bit.ly/aging-in-place-report.

B A L T IMORE B E A CON — A P R I L 2 0 1 6 More at TheBeaconNewspapers.com | Housing Options B-3

to work, enjoyed seeing how excited theresidents were. It went both ways: “Henever wanted to be in my office,” Ottenasaid of his dog. “He just wanted to go visiteveryone...That might have had some-thing to do with all the treats he got! All inall, it was a win-win for everyone.”

If you have a pet, or love pets, be sure toask about the pet policy of any senior livingcommunities you are considering moving to.For more information about Pets on

Wheels, including how to volunteer, contactCathy Mazzotta, central Maryland coordi-nator, at (410) 294-8501 or visit www.pet-sonwheels.org. For more information about the Eden Al-

ternative, see www.edenalt.org.

PetsFrom page B-2

Housing NotesBy Barbara Ruben

Atrium Village 888-840-2214 4730 Atrium CtOwings Mills, MD 21117

Atrium Village is convenientlylocated on the Northwest side ofBaltimore, just minutes from shopping, restaurants andentertainment. Our community offers a variety of lifestyleoptions to meet your needs, whether it’s independent living,assisted living, or memory care. Take advantage of our resort-style atmosphere and enjoy fine dining, stimulating programs,and diverse entertainment. Our dedicated staff will provide youwith the best care 24 hours a day, while our unique Quiet Careand emergency response system will keep you healthy and safe.We take care of your housekeeping, laundry and transportationso that you can spend your free time doing the things you love todo. Come unretire at Atrium Village.

INDEPENDENT LIVING COMMUNITY

Charlestown410-988-4070715 Maiden Choice LaneCatonsville, MD 21228www.ericksonliving.com

What makes Charlestown different? Year after year, Charlestowncontinues to be Baltimore’s first choice for retirement living. Biggeris better. The 110-acre campus is home to a wealth of activities andamenities, including six restaurants. Yet, it retains the warmth of asmall town. A charming location. Residents are surrounded bynature trails, mature trees, and stunning views of the historic OurLady of the Angels Chapel. The value of experience. For 31 years,Charlestown has provided financial security with their RefundableEntrance Deposit*. Learn more. Call 410-988-4070 for yourbrochure, or schedule a visit. *Carefully read the Residence and Care Agreement for the conditions that must

be satisfied before the Provider is required to pay the Entrance Deposit Refund.

COMPANION CARE

Absolute Companion Care410-357-9640www.absolutecompanion.com

Talking to your parents about gettinghelp at home: A recent study indicates55% of Americans say being a burden ontheir family is their biggest concern duringaging. Take this into consideration whenapproaching your parent about accepting in-home help. Explainto your parent how much you worry about them. If you havebeen acting as primary caregiver explain that it has become toomuch on top of career or parenthood responsibilities. You mightsay, “Mom, I worry about you…and even if you tell me Ishouldn’t, it keeps me up at night. Would you try havingsomeone come in once a week for me?” Call AbsoluteCompanion Care to discuss this and other scenarios abouthonest conversations with elders.

ASSISTED LIVING COMMUNITY

By William HirschAs people age, many choose to stay in

their current homes near friends, family,places of worship and other places thathave become integral parts of their lives.This is part of a growing trend toward“aging in place.” The term applies to thosewho want to live as they have in their cur-rent home for as long as possible.

As we age, our mobility and capabilitieschange. Steps can become a challenge. Ourbalance, vision, hearing and mental process-es can deteriorate. We lose strength.

Can your current home accommodateyour physical changes? Normal everydaythings that once seemed benign might be-come obstacles and hazards.

The good news is that a number of rela-

tively simple modifications to your homecan make it more pleasant and safe to livein for many more years to come.

You may not know what your futurechallenges might be. But we do know thatmost people will experience a decrease inmobility. Here are a few things you can doto make your house easier to live in shouldyou become less mobile.

Plan for one-floor living. Stairs will be your biggest obstacle. If

your bedroom is upstairs now, take a lookat your plan and see if there is a way to alterthe use of the rooms to let you live on thefirst floor and leave the upstairs for guests.This might require adding a bedroom andbathroom suite onto the first floor. Or youmight be able to convert a seldom-used for-

mal living room into a bedroom.Make other floors accessible. If one-floor living is not feasible, look for

ways to add an elevator or stair lift. Is therea closet that can convert to an elevator?Less costly than building an additionalbedroom suite, an elevator can be de-ferred and installed quickly if the needarises. The point is to look into the possi-bility and plan for one now.

Make the entry accessible. You need at least one entry door with no

step. This entrance should be covered toshelter it from snow and rain. Often this isthe door into the house from the garage. Ifyou have a few steps up to the house now,a ramp can be built.

Eliminate tripping hazards. Be sure to remove any raised thresholds at

interior doors or uneven transitions betweenrooms. These small level changes can be par-ticularly hazardous because they are easilyoverlooked and create tripping hazards.

Make sure your doorways are wideenough.

A wheelchair may be in your future,even if it is only temporary while recover-ing from an injury. You’ll want to be able topass through your doorways.

There are some misconceptions aboutthe required width for access. The Ameri-cans with Disabilities Act, known as theADA, mandates a clear opening width of

32”. That would require a 36” door, since adoor opened to 90 degrees would protrudeinto the opening and reduce the clearwidth by about two inches.

You probably have only one door thatwide in your house — your front door.Breaking through walls to widen doors isoften not practical.

Fortunately, your home does not haveto comply with the ADA requirements likepublic buildings do. Typical wheelchairsare only 24” to 27” wide. The 32” require-ment is meant to accommodate all wheel-chairs, even extra-wide ones. So unlessyou are a very large person, there is noneed to have doors that wide.

I recommend you make sure your doorsare at least 30” wide (though 32” is evenbetter). If the opening is still too narrow,you can rehang the door with offset hingesto allow it to swing further out of the way.

Maneuvering space is essential. The ADA requires a five-foot diameter

clear floor space in all rooms, particularlybathrooms, of public buildings. The swingof a door cannot intrude into that space.The purpose of this clear area is so that,should a person fall to the floor and not beable to get up, another person could enterthe room to help. If the room is too small,the fallen person could block the door

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Assisted living is living, with a perfect amount of gg assistance.At 4rst it was little things, like drawers left open and dust on the furniture:

Mom had always been so tidy. After a while, I noticed the laundry and dishespiling up. Finally, I saw that some medications werebeing left in the weekly pill keeper. I knew it was time forus to talk.I asked Mom how she felt about handling things on

her own. She confessed that housework wasoverwhelming, and she sometimes forgot to take hermedications. So I asked her if she would considerassisted living.She resisted at 4rst, but I watched her features soften as I relate

how living at Pickersgill would be a lot like home, only better, and it would giveher a chance to strike up newfriendships. 8at brought a smile!Mom has been at Pickersgill for

about six months now. She looks like anew person and says she feels muchbetter. She’s even joined a card club!

Pickersgill has o=ered seniors greatvalue and con4dence for more than213 years. Living here, you orsomeone you love can enjoy dailyactivities and companionship that help

y yensure a healthy balance of body, mindand spirit

615 Chestnut Avenue • Towson, MD 21204 • www.PickersgillRetirement.org

Call 888-877-9883 todayto schedule a private

appointment and tour.p

“Mom just wasn’t herself.”

and spirit.

Pickersgill offers:• Transportation to local doctors and dentists

• Immediate response to emergenciesand sudden illness

• Access to an on-duty nurse• Supervision of medications• Assistance with bathing or showering• Daily tidying and bed-making • Assistance with dining, if desired

SB

as I relatedld i

,

,

Adapt your home to be livable for years

See AGING IN PLACE, page B-5

BA L T IMORE B E A CON — A P R I L 2 0 1 6 More at TheBeaconNewspapers.com | Housing Options B-5

from being pushed in and opened. This is the reason handicapped stalls in

public bathrooms are so large, with doorsthat swing out. Chances are you do nothave this much clear floor space in yourbathrooms.

The solution is to rehang your door so itswings out. Then no matter where the fall-en person is, a rescuer could open thedoor and get in. Another option is to sim-ply remove the door altogether.

Install grab bars and additional rail-ings.

With mobility problems, things we doevery day — like getting in and out ofshowers, on and off toilets, and even walk-ing down a hallway — can become diffi-cult. Installing good, solidly anchored grabbars in showers, tubs, at toilets, and evenalong hallways can give security to thosewho are less stable.

Grab bars encourage people to stay am-bulatory and not require a wheelchair. Themore we all walk, even slowly, the healthi-er we remain.

Install a shower seat and a hand-heldshowerhead.

Showering while seated is the most con-venient and safe way to bathe with dimin-ished mobility and balance. This seat doesnot have to be built in. A heavy teak stoolcan work. Just get one that is designed tonot tip easily.

A shower seat, coupled with good grabbars, will make it easier to get in and out ofthe shower, even if you are transferring

from a wheelchair.Change door knobs to lever handles. Lever door handles have been custom-

ary in Europe for centuries. But in Ameri-ca, we have traditionally used knobs.These can look great, but once your handsweaken and become arthritic, door knobsbecome barriers.

Consider swapping knobs for levers thatyou can use by leaning an elbow on them.You’ll find them to be easier to use withwet hands, too. This change to levers ap-plies to faucets, too.

Other changes that can make aging inplace easier:

Remove floor surfaces that could beslippery. Improve lighting in the house. In-stall a toilet riser seat. Install slide-outshelves in cabinets. Change cabinet knobsto D-shaped handles.

Change to LED lights for much longerbulb life and lower energy costs. Installsmoke alarms and carbon monoxide alarmswith a siren and a flashing light. Install bat-tery-operated emergency lighting in hall-ways. Do things to reduce required homemaintenance. And of course, install an emer-gency call system, especially if you live alone.

I think it is a wise and happy decision toremain in the home in the location youhave come to love. Having family andfriends nearby is a blessing.

If you do a little planning and make afew modifications, your house can be yourhome for a long time.William Hirsch, an architect, is the author

of Designing Your Perfect House. Learn moreat www.designingyourperfecthouse.com andwww.about-home-design.com.

Aging in placeFrom page B-4

CHOIR SEEKING NEW MEMBERSThe Dan Meyer Choir is beginning rehearsals for its next concert,and welcoming new members. Rehearsals are held on Sundays

from 4 to 6 p.m. in the Charles Village neighborhood. There is no cost to join. Youmust be able to sing — and have a sense of humor. You will be provided with sheetmusic and practice recordings. Also, there is (optional) free yoga for an hour beforerehearsal begins, led by a certified yoga instructor. Everyone is welcome, but thereis a need for tenors. Check them out on Facebook or at www.danmeyerchoir.com.

BEACON BITS

Ongoing

INDEPENDENT LIVING COMMUNITY

Oak Crest410-877-66248820 Walther BoulevardParkville, MD 21234www.ericksonliving.com

What makes Oak Crest different? Year after year, Oak Crestcontinues to be Baltimore County’s first choice for retirementliving. Bigger is better. The 87-acre campus is home to a wealthof activities and amenities, including five restaurants. Yet, itretains the warmth of a small town. A charming Location.Residents are surrounded by walking paths, mature trees, and aresidential neighborhood. The value of experience. For 20years, Oak Crest has provided financial security with theirRefundable Entrance Deposit.* Learn More. Call 410-877-6624for your brochure, or to schedule a visit.*Carefully read the Residence and Care Agreement for the conditions that must

be satisfied before the Provider is required to pay the Entrance Deposit Refund.

ASSISTED LIVING

Weinberg Senior Living410-753-3976

Weinberg Senior Living provides quality, affordable apartmentsfor people 62-plus and those younger than 62 with disabilities.Our communities have been designed from the ground up to meetthe needs of our residents and provide them the opportunity tolive an active and social lifestyle. Our communities feature ameni-ties such as libraries, community rooms and dining areas whereresidents may enjoy meals, group activities and visits with friendsand family. Additionally, our communities offer a variety of floorplan designs, services and programs that support Weinberg SeniorLiving’s mission to help people age in place, gracefully.Our staff members are friendly, supportive, professional andeager to assist residents. More than just employees, they enjoywhat they do and take pride in the communities where they work.

ASSISTED LIVING COMMUNITY

Shangri-La SeniorLiving of Catonsville410-744-84336348 Frederick RoadCatonsville, MD 21228www.ShangrilaSeniorLiving.com

At Shangri-La Senior Living of Catonsville, we combine comfortableliving with compassionate, yet affordable care. From our interiors toour smiling residents and exceptional staff, there is an aura ofwarmth and caring that sets us apart. We offer three levels ofassisted living care. In addition, we are happy to provide: privateand semi-private rooms; delicious meals and snacks with special dietrequests available; daily assistance with bathing, dressing, andmanagement of medications; daily offerings of activities; weeklyreligious services offered; housekeeping & laundry services; regularwellness visits by a licensed nurse; emergency call system withsecured environment; hospice services; and respite, short-stay care.

INDEPENDENT LIVING COMMUNITY

Linden Park in Bolton Hill410-523-0013301 McMechen StreetBaltimore, MD 21217

They say that the healthiest way to age is to remain as energetic aspossible as long as possible. What better way to do so than to live in athriving community such as Bolton Hill with beautiful gardens,plenty of social activity, and a lifestyle that encourages engagementand wellness? Offering one- and two-bedroom apartments, for ages62 plus, there are many activities for you to enjoy including fitnessworkshops, art programs and community building events! Newlyrenovated and updated, Linden Park Apartments in Bolton Hill is anexciting place to live! We’ve undergone $24 Million in Renovations!FREE parking, FREE utilities and concierge are just a few of theamenities we offer, plus small pets are welcome! Stop by for a tourtoday! An equal housing opportunity community.

INDEPENDENT LIVING COMMUNITY

By Barbara RubenIn her first months on the job as Mary-

land state long-term care ombudsman, oneof Steveanne Ellis’s first hurdles is makingsure people know she exists. Ellis over-sees the network of staff and volunteersacross that state that help resolve residentproblems in Maryland’s 230 nursinghomes and 1,500 assisted living facilities.

“We really want the residents and the staffto know we’re around, what we do, what theprogram is all about, that they can reach us,that we’re available,” said Ellis, who was ap-pointed state ombudsman in February.

She even gives out her personal phonenumber so people don’t have to navigate amaze of voicemail prompts to get assistance.

While information on how to contact theombudsman must be clearly posted in facili-ties, and ombudsmen make regular visits,many residents and family members remainunfamiliar with the program, Ellis said.

The program, which has been aroundsince the early 1970s, is part of the nationalombudsman program that was establishedby the Older Americans Act. Under thatact, each Area Agency on Aging has anombudsman office.

In Maryland, there are 19 ombudsmanoffices, with about 155 volunteers and 36full-time ombudsmen. In fiscal year 2015,Maryland’s program made more than11,000 facility visits to check up on every-thing from medication administration tomeal quality to how well staff follow physi-cian’s orders for care. In that year, it ad-dressed nearly 3,000 complaints.

“Best job ever”Ellis has a degree in social work and has

been an ombudsman in Anne Arundel Coun-ty. Before taking over Maryland’s top om-budsman position, Ellis spent two years in theonly other full-time position in the state office.

“Half my career has been in ombuds-man work. In between, I’ve worked innursing homes, hospitals, and with thosewith brain injury,” she said.

“My mother was in a nursing home, andI’ve had other family members in facilities.I think the nice thing about having all ofthat background is it really helps me dothat job a lot better.

“I know what it’s like to be an employeein a facility. I know what it’s like to have afamily member in a facility. I know what it’slike to be an ombudsman out in the field.”

All of that has helped Ellis jump feet firstinto the job.

“I take it very seriously. It’s the best jobever. But it’s also very hard. I’m very devot-ed to making sure people in facilities havetheir rights protected, that they have agood quality of life, that they get good care,that they get choices in making decisions.”

Part of her role involves training both the

staff and volunteer ombudsmen throughoutthe state. She has four training sessions ayear for staff, and two conference calls withvolunteers each year. The next, in April, willcover end-of-life issues in care facilities.

“I think that’s really important, because allof our ombudsman need to be strong and ed-ucated so we can better advocate for peopleand facilities,” Ellis said. “So that’s a reallybig focus of mine, to look at how we do ourtraining, to make sure it’s the best it possiblycan be and, when situations arise, make surewe’re prepared as best as we can be.”

Common concernsFor two years in a row, the most frequent

complaints that have been handled centeredaround discharge and evictions from nurs-ing homes. These can range from residentsbeing told to leave because they have notpaid their bill, to having needs that can’t bemet there — such as a dementia patient whostarts wandering out of a non-secure facility.

Ellis recalled one woman who insistedshe could go home even though she re-quired support 24 hours a day — some-thing she did not have available at home.

In assisted living facilities, food servicewas the second most frequently cited com-plaint. “That can be anything from they don’tlike the way the food tastes, to the portionsare too small, to ‘they serve us baloney sand-wiches all day.’

“Issues surrounding [the administration ofmedication] was concern number three, andthen dignity and staff attitude,” Ellis said.

Preventing problemsAs much as resolving problems in care fa-

cilities is important, Ellis also wants to pre-vent them from happening in the first place.

“I want people to understand how facili-ties are organized so they don’t have anyfalse expectations, so they don’t thinkthey’re always going to have shrimp forevery meal. I want people to be very realis-tic about what long-term care is like — thateach facility is unique,” she said.

Another goal for Ellis is to educate notjust older adults about how ombudsmencan advocate for better care, but youngerpeople as well. That’s because some youngpeople also end up in nursing homes be-

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CALL TODAY TO LEARN MORE AND SCHEDULE A PRIVATE LUNCH & TOUR!

888-840-2214

CARE THAT’S always there

ATRIUM VILLAGE

at

OUR PEOPLE TRULY CARE ABOUT YOU. #ey’re not only highly experienced,

they’re personally invested in your happiness. We work directly with staff, residents, and their

families to ensure our residents receive the comprehensive care and attention they deserve.

INDEPENDENT LIVING ASSISTED LIVING | MEMORY CARE

4730 ATRIUM COURT OWINGS MILLS, MD 21117

WWW.SENIORLIFESTYLE.COM

She advocates for those in long-term care

Steveanne Ellis is the new Marylandstate long-term care ombudsman.

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See OMBUDSMAN, page B-8

BA L T IMORE B E A CON — A P R I L 2 0 1 6 More at TheBeaconNewspapers.com | Housing Options B-7

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BB 4/16

By Beth J. HarpazReading Marie Kondo’s best-selling books

about decluttering is intimidating. I have acomplicated relationship with many of mypossessions: souvenirs from favorite places,gifts from loved ones. Even if I never usethem, how could I part with them? And howcould I face my overflowing cupboards andscary closets?

But I got over my fears. Ultimately,Kondo’s books — The Life-ChangingMagic of Tidying Up and Spark Joy — arenot so much about throwing things out asthey are about “choosing what we want tokeep,” as Kondo puts it.

Here’s what it felt like going Kondo.

The bathroom was easy Kondo says sentimental things should

be left for last. So I started with the mostunsentimental place: the bathroom.There’s no emotion in tossing expiredmedication, used Ace bandages and un-claimed toothbrushes, or in consolidatinghalf-empty boxes of Band-Aids.

Those baby steps strengthened my dis-card muscle. Next, I said goodbye to fra-grances and lipsticks I never use.

In cleaning out, I unearthed a cache ofskin creams and cleansers that I like. Inow keep some handy for daily use, andstore others in a beautifully decorated giftbox I’d been reluctant to part with. Keep-ing and using the box this way fit severalKondo principles.

First, she says, “Everything you ownwants to be of use to you.”

Second, she says, don’t buy storage con-

tainers. Instead, use things you alreadyown: shoeboxes, stationery boxes, decora-tive bowls.

Third, Kondo is no minimalist. “Adornyour home with the things you love,” sheurges. My pretty box now brightens a shelf.

Folding is also critical. Kondo says everyfoldable object has its own “sweet spot ... afolded state that best suits that item.” I’mstill working on folding the bathroom towelsjust right, but after studying her techniques,I get the origami-like art of folding shirts.

Sort by category Don’t clean shelves and drawers one by

one, Kondo says. Instead, sort by categoryto “compare items that are similar in de-sign, making it easier to decide whetheryou want to keep them.”

In the kitchen, I surveyed all the bake-ware at once, shedding excess cookie cut-ters and muffin tins. A dozen randommugs and two teapots were given away. Icounted a dozen vases and kept four. I wasstunned to find nearly 40 portable waterbottles tucked in cupboards; I kept two.

I also stacked items by shape, as Kondosuggests, transforming cluttered shelves.

Then I gathered decorative platters and

bowls, many of them gifts that weren’t to mytaste, and employed her ritual: “Take eachitem in one’s hand and ask: ‘Does this sparkjoy?’ If it does, keep it. If not, dispose of it.”

As I proceeded, I contemplated the gift-givers’ kindness. “You don’t need to feelguilty for parting with a gift,” Kondowrites. “Just thank it for the joy it gave youwhen you first received it.”

Along the way, I found things I love, like acarved wooden dish I now use to displayfruit. I hesitated over my mom’s ornate, sil-ver-plated sugar-and-creamer, which I’llnever use. But I cleaned the tarnish off and afriend pronounced them “shabby chic.” Theynow decorate a windowsill.

As Kondo says, “If you have items thatyou love even though they seem useless,please give them a turn in the spotlight.”

Tackling clothes I dumped all my clothes on my bed and

dove in. Some didn’t fit, or were stained ordamaged. Some were gifts, or I’d boughtthem on vacation.

I sent the rejects off with Kondo’s bless-ing: “Thank you for giving me joy when I

cause of accidents or illness. Ultimately, Ellis wishes that her position

might become unnecessary.“We would love not to have any prob-

lems, ever. We want the residents to dowell, the food to be wonderful, the staff tobe nice, and everything be just like youwant it to be, to be like a home,” she said.

“Whether you are in a nursing home orassisted living for a week or for years, we

want it to be homelike and a nice place tobe. We want to make sure the quality of lifeis good.

“Unfortunately, that’s not always thecase…but when it’s not, I am glad we canbe here to help.”

Ellis can be reached at (410) 767-2161.These local ombudsman offices can also

be contacted about concerns in long-termcare or assisted living settings:

Baltimore County: (410) 887-4200Baltimore City: (401) 396-3144Anne Arundel County: (410) 222-4464

OmbudsmanFrom page B-6

B-8 Housing Options | More at TheBeaconNewspapers.com A P R I L 2 0 1 6 — B A L T IMORE B E A CON

It is our policy to admit residents without regard to race, color, religion, sex, handicap or national origin and any other federal, state or local fair housing protections. Note: Housing for Older Persons is exempt from the prohibitions against age or familial status.

1080 East 33rd Street • Baltimore, MD 21218www.heritagerun.org

Whether you prefer a really deep cleaning to open up your home for spring or you are looking to prepare to downsize, we have a few tips for you that will help you to get through that spring cleaning faster.

There is no charge for this event, but space is limited. Please respond by Tuesday, April 26 to Jeri Farmer at 410-235-1706 or nfarmer@psl.org.

Thursday, April 28 2 to 4 p.m. • Heritage Run Meeting Room

Presented by: Senior Transitions

Spring Cleaning, Organizing & Downsizing Tips for Seniors

OPEN HOUSE

Walk In Wednesday April 20 • 11 a.m. - 3 p.m.

Stop in to tour our community and get answers to all your questions.

Declutter and keep what you love most

See DECLUTTER, page B-9

Continuing care retirement communities(CCRCs), or multi-level care facilities, assuretheir residents independent living as long aspossible, and provide for assisted living andnursing assistance if or when it is needed.

This type of living arrangement can beparticularly useful to financially sound cou-ples who are in need of different levels ofcare and who wish to maintain a strong re-lationship. The typical CCRC resident is aphysically and financially independent, 80-year old, highly educated, single female.

Although CCRCs gained a somewhatnegative reputation in the 1980s becausesome closed due to financial difficulty, thenumber of CCRCs in the United States hasreached about 1,200 and continues togrow. (Maryland has 37 CCRCs)

Approximately 350,000 residents live inthese for-profit and not-for-profit facilities,and this number will continue to increase as

more individuals are able to meet the eligibil-ity requirements for CCRCs. Entrance re-strictions normally specify a minimum age,as well as a certain level of health and fi-nances.

Waiting lists can be months or yearslong for such facilities, so it’s best to startlooking into continuing care facilities wellbefore you are planning to move.

Levels of careMost CCRCs provide three separate levels

of care: independent living units, assisted liv-ing, and skilled nursing care. In some cases,individuals move progressively throughthese levels of care: they need little care inthe beginning and progressively require agreater amount of care. In other cases, resi-dents require additional care for a limited pe-riod of time and then return to independentor assisted living.

During the first of these levels, the resi-dent lives in his or her own residential unit.Double occupancy units exist for marriedindividuals, but the majority are single unitsin the form of studio apartments, one-bed-room, two-bedroom, or larger units.

During this period, residential servicesmight include housekeeping, laundry serv-ices and meals. Acute medical treatment inthe form of skilled nursing, physical therapy,or assistance with personal needs is alsoavailable.

While independent, residents are mostlikely to take advantage of the residential fa-cilities — which can include craft rooms, gar-dening areas, golf courses, recreational facili-ties, tennis courts, swimming pools and walk-ing trails.

Assisted living is an intermediate level ofcare that some residents experience betweenindependent living and skilled nursing care.During this phase, residents with chronic

B A L T IMORE B E A CON — A P R I L 2 0 1 6 More at TheBeaconNewspapers.com | Housing Options B-9

CCRCs offer a lifetime continuum of care

bought you,” or “Thank you for teachingme what doesn’t suit me.”

“By acknowledging their contributionand letting them go with gratitude, youwill be able to truly put the things youown, and your life, in order,” she writes.

Kondo is fine with keeping things youdon’t use, as long as “you can say without adoubt, ‘I really like this!’” So I kept theflowered confection of a hat I bought inEngland, although I’ll never wear it.

She also says nothing is too special foreveryday wear. So now I wear a favoriteblack velvet top to work.

Scary places, beautiful spaces I have a dark, scary closet under the roof

that I’ve been throwing stuff into for 20years. Kondo emboldened my excavation.

Crumbling 1970s luggage? Out! Subze-ro military boots bought secondhand for awinter trip to Alaska? Donated to the Salva-tion Army.

My outdoorsy son’s camping equipmentstayed, but Kondo’s folding techniqueshelped reduce the space needed for hisweatherproof clothing and bedding.

Once again, forgotten treasures emerged:artwork from Morocco, a carved woodenbowl that belonged to my late mother-in-law.Both are now on display.

“By the time you finish, you’ll see some-thing you love everywhere you look,”Kondo writes.

And that’s her real genius: “You are notchoosing what to discard but rather whatto keep.” — AP

DeclutterFrom page B-8

See CCRCs, page B-10

Contact us today to schedule a tour!

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care needs are assisted both medically andwith personal care tasks (bathing, dressing,eating, etc.).

Finally, skilled nursing care is also of-fered by the majority of CCRCs in the formof short- and long-term nursing care andrehabilitative services. These services areoften offered on-site, although some facili-ties contract with nearby nursing homes.

Services offered to all residents typical-ly include educational programs, exerciseclasses, meals, on-site healthcare, organ-ized social activities and transportation.

Under almost all circumstances, an indi-vidual must be healthy and reasonably in-dependent to be admitted to a CCRC. Thelevel of care needed by the resident is ini-tially assessed, and this process should beclearly explained in the residential con-tract. Normally, care is assessed by a groupthat includes family members, medical ad-visors, and the manager of the CCRC.

Fees and paymentsThe availability of these services and ac-

tivities can make CCRCs quite expensive.All fees should be clearly detailed in theinitial membership contract.

Before you sign a contract, you should

have a financial advisor look over your fi-nances to make sure you will be able tomeet the terms of the contract for theyears to come. Additionally, the financialadvisor should look over the finances ofthe CCRC to make sure that it is a sound fi-

nancial investment for the future. Three types of payment plans exist for

CRCCs, including a plan with an entry andmonthly fee, a plan with a rental fee, and a

B-10 Housing Options | More at TheBeaconNewspapers.com A P R I L 2 0 1 6 — B A L T IMORE B E A CON

10131164

TAKE A PAGE FROM OUR BOOK!

FREEBROCHURE

See if maintenance-free retirement living is right for you. Call 1-866-938-0075 for your FREE Charlestown or Oak Crest brochure. Get details about pricing, floor plans, on-site amenities—and more!

CCRCsFrom page B-9

See CCRCs, page B-11

Questions to ask of a CCRC

As with all residential communities,before you agree to move to a CCRC,you should visit several facilities and in-terview staff and residents.

Below are some questions to ask atyour visit, in addition to the more basicquestions you would ask about any res-idential facility.

Additionally, it is smart to visit a facili-ty several times before making a final de-cision. While you are there, be sure toeat with residents, talk to the staff, andpick up a current copy of the residenthandbook. If possible, try to stay in theguest quarters once or twice as well.

Questions specific to CCRCs include:•Is the facility accredited by CARF? •Are there fitness facilities on the

premises? •What types of recreational activities

are offered? How often? Who plans them? •Is there a community council that

allows residents to voice concerns andhelp in managing the community?

•What types of community rules andregulations exist?

•Can residents have pets? •What happens if a couple moves in

and one of the individuals falls ill andmust move to a nursing home? Is theother required to move? What happensif the spouse gets well after the otherhas moved?

•How long will the community main-

tain a living unit if a resident is tem-porarily placed in a nursing unit?

•Under what other conditions mightyou be asked to move?

•What is the entrance fee and underwhat circumstances is this fee refund-able?

•How are the monthly fees estab-lished and what are these fees estimat-ed to be?

•What services are included forthese fees?

•Under what conditions can thesefees be increased?

•Who decides what type of care indi-viduals require? How often is this re-assessed?

•What type of healthcare is providedat the facility? Short-term? Long-term?

•What are the limits, if any, to thehealth and medical care covered by theregular fees?

•Can Medicare or Medicaid be usedat the nursing/health center?

•What are the policies for transfer-ring an individual between levels ofcare? (Get these in writing.)

•Does the facility guarantee that anursing home on or near the propertywill be available when needed?

•What actions are taken if your per-sonal financial resources become de-pleted?

— National Caregivers Library

- -

plan based on equity. • Entry and monthly fee plans are the

most widely used. Under this type of plan, theresident pays a sizable up-front entry fee,which may be nonrefundable, refundable ona declining basis over time, partially refund-able, or even fully refundable. The policiesconcerning the initial entrance fee vary be-tween CCRCs, so check the contract of thespecific facility to learn more about its policy.On average, entrance fees range from$100,000 to $750,000, and monthly fees of$3,000 to $5,000 are charged to cover expens-es associated with the living unit, requiredmedical care and services.

• Rental plans charge a rental ormonthly fee to cover housing and services.Many times healthcare isn’t included inthese services, so check carefully whenlooking at these plans.

• Equity-based plans allow individualsto purchase their own living area. In doingso, individuals also may gain value from theappreciation of the living area, but are al-lowed to resell the unit only to qualified indi-viduals. In these situations, an owner’s asso-ciation governs the residential services andhealthcare, which residents can purchase inaddition to the living area.

Regardless of the payment plan, costsvary due to age, gender, marital status,and location of the facility. You should ex-pect to pay higher rates if you:

• are young and financially secure, suchthat monthly rates will be paid for a periodof years,

• are female, because of the longer life-expectancy, and/or

• are married, because there is a greaterlikelihood that one spouse will become illand the other will eventually move to a small-er living unit, increasing turnover in the unit.

Three kinds of contractsIt is also important to have an attorney

review the CCRC contract before you signit. Remember that this document is legallybinding and intended to cover housing andhealthcare for the remainder of your life.

Payment contracts for CCRCs are set upin one of three ways: extensive, modified,and fee-for-service.

• Extensive contracts are the most com-prehensive, covering amenities, residentialservices, housing, and long-term nursingcare without an increase in monthly pay-ments (except for normal inflation adjust-ments). The structure of extensive contractsspreads health risk among all residents sothat no resident will experience financialruin. Most CCRCs offer this type of contract.

• A modified contact covers amenities,residential services, housing, and only aspecified amount of nursing care. After theduration of the specified nursing care hasbeen used, a resident would pay for re-quired services on a daily or monthly basis.

• A fee-for-service contract coversamenities, residential services, and hous-ing, but only emergency or short-termnursing care. Residents must pay for long-term nursing care at daily rates.

Finding the right facilitySince there are no federal regulations

governing CCRCs, find out what state or

local guidelines exist. Additionally, check tosee if the facility is accredited by CARF —an independent, nonprofit accrediting body.Accreditation by CARF means that the facil-ity has met certain standards in the areas ofresidential life, health and wellness, finan-cial resources and disclosure, and gover-nance and administration. This accredita-tion requires CCRCs to submit annual fi-nancial statements and must be renewedevery five years.Courtesy of the National Caregivers Li-

brary. For additional articles on caregiving,housing and healthcare, see www.caregiversli-brary.org.

BA L T IMORE B E A CON — A P R I L 2 0 1 6 More at TheBeaconNewspapers.com | Housing Options B-11

CCRCsFrom page B-10

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SPECIAL SECTION. PULL OUT & KEEP.

By Steven GoldbergEven after the sharp sell-off so far this

year, the stock market isn’t bargain-priced.But many stocks are cheaper than theywere at the first of the year — making this agood time to beef up your investments insolid companies like the ones I recommendbelow. These five picks, in my view, ought tobeat the market — whether the sell-off ac-celerates or ends today.I have a lot of confidence in my fund

picks. But when I’m hunting for stocks, Ioften turn to Morningstar. Morningstar isfar better known for its fund coverage, butit employs more than 100 stock analysts.More important: The track record ofMorningstar’s stock picks is superb. Over the past 10 years, the recommen-

dations of Morningstar Stock Investor,which draws on the work of the firm’s ana-lysts, returned an annualized 9.6 percent— an average of 2.3 percentage points peryear better than Standard & Poor’s 500-stock index. (The figures are through De-cember 31, the last date for which returnsfor the newsletter are available.) What’s more, the clearly written newslet-

ter, which costs $125 a year, doesn’t have a

huge audience. Unlike what happens whena big brokerage makes a call, the price of astock rarely pops or drops dramaticallywhen Morningstar makes a buy or sell rec-ommendation. Editor Matt Coffina, like most market

analysts, sees stocks as close to fully val-ued. But below are a few of his best picksfor 2016. Returns, prices and related dataare as of March 14.

Berkshire HathawayBerkshire Hathaway Class B (symbol

BRK.B $130.34). Warren Buf fett, whopainstakingly assembled this sprawling con-glomerate, with annual sales of about $212billion, over the past half-century, is 85 yearsold and irreplaceable. But he’s done asmuch as any CEO could to prepare the firmfor his successors, including delegatingmost of the stock picking to two muchyounger men. Berkshire lost 15 percentover the past year, setting up an attractivebuying opportunity. The stock trades at 1.2 times book value

(assets minus liabilities). In Buffett’s view,Berkshire is undervalued when it trades at1.2 times book value, and he will buy back

shares when its valuation falls to that levelor below. That effectively sets a floorunder the stock’s price unless, of course,book value falls.

Cooper CompaniesCooper Companies (COO $146.84) is

the third largest manufacturer of contactlenses in a business that four global com-panies dominate. It stands to benefitfrom the growing number of people inemerging markets who are getting con-tacts and the shift in developed nationsto more expensive lenses that are dis-posed of daily. Coffina says Cooper should generate dou-

ble-digit-percentage annual earnings growthover the next five years. The stock trades atnearly 17 times estimated 2016 earnings,somewhat more than the price-earningsratio of Standard & Poor’s 500-stock index.

NovartisHealthcare stocks in the S&P 500

gained 7 percent last year, handily beatingthe S&P 500’s 1.4 percent return. Health-care continues to be my favorite sector. Unlike some big drug makers, Switzer-

land-based Novartis (NVS $70.12) has re-mained innovative, and most of its patentlosses are behind it. It has a large apipeline of potentially important drugs indevelopment, including treatments forheart failure and cancer. Novartis’s Ameri-can depositary receipts trade at 16 timesforecasted 2016 profits, a bargain if evenonly a couple of those development-stagechemicals become blockbuster drugs.

Express ScriptsAnother defensive pick is Express Scripts

Holding (ESRX $70.12), the largest U.S.pharmacy benefit manager, with more than1.3 billion claims processed in 2014.It contracts with major insurance com-

panies and employers to provide prescrip-tion medications. Its size in this fast-grow-ing industry gives it unrivaled power to ne-gotiate prices with drug companies. Its growing mail-order business, which

supplies prescription drugs directly to con-sumers, boasts especially healthy profitmargins. The stock, at 13 times estimated2016 earnings, looks like a good deal.

Try to beat the market in 2016 with these

BA L T IMORE B E A CON — A P R I L 2 0 1 6 Say you saw it in the Beacon 15

DID YOU DONATE?Some last-minute tax advice: Follow therules to maximize the tax deduction forcharitable contributions

ADVICE FOR UNCERTAIN TIMESSurprise! Experts say stick with your planand invest for the long term, despitebumps in the roadMoneyMoneyLaw &

See BEAT THE MARKET, page 16

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By Carole FeldmanDid you donate a car to a charitable or-

ganization in 2015, or some clothing to thechurch thrift shop? Maybe you made a

cash contribution to your alma mater or inmemory of a loved one. If you want to take a deduction for the

donation, you have to itemize deductions

on your tax return. But there’s more to itthan that. First, you have to make sure theorganization to which you’re donating is aqualified charity. Furthermore, the money can’t be target-

ed to a particular individual, even if it’sgoing through that charity, said Dave DuVal, vice president for consumer advocacyat taxaudit.com. He uses this example: Say you’re driving

to Goodwill to drop off some clothes andyou see a homeless man in the street. Yougive him one of the coats that you were plan-ning to donate. “It suits [you] well in thenext life, but it’s not a deduction,” he said. Similarly, if your neighbors’ house burns

down and your church starts a fund to helpthem rebuild, a contribution to the fundisn’t deductible, Du Val said. However, ifthe church has a fund to help people inneed, but not specifically your neighbor,you could take the deduction.

Charge or check, but not cashFor a contribution of money to be de-

ductible, you need proof that you made the

donation. That could be a canceled check oran itemized line on your credit card state-ment. So, Du Val said, if you put a $10 bill in

the bucket of a Salvation Army bell ringer,that’s not deductible. But if you wrote out acheck to the Salvation Army and put thatin the bucket, it is. If the contribution is more than $250, you

also will need a receipt from the organization.If the charity sends you a “gift” to entice

your contribution, or you attend a fundrais-ing banquet, your deduction will be affected.The Internal Revenue Service makes clear,“If you get something in return for your do-nation, your donation is limited. You can onlydeduct the amount of your gift that is morethan the value of what you got in return.” The IRS lists possible items received for

donations, including meals, merchandiseor tickets. Charitable organizations oftenwill include on your receipt the amountthat is deductible. Congress, as part of the tax extender bill

To deduct contributions, follow the rules

VentasVentas (VTR $60.10) is a real estate in-

vestment trust that owns 1,600 senior-liv-ing communities, assisted-living andskilled-nursing facilities, and other med-ical buildings in the U.S. and Canada. Itrents out most of its facilities, but derivesabout one-third of its revenues from facili-ties it operates itself. Most of the occupants of all of these fa-

cilities are relatively affluent patients withprivate insurance, meaning Ventas has lit-

tle exposure to the vagaries of Medicareand Medicaid funding. Coffina says that the high quality of the

REIT’s properties will also protect Ventasfrom overbuilding in senior housing. Thestock yields 5.3 percent, and Ventas hasboosted its dividend at an annual rate of6.4 percent over the past five years. Steve Goldberg is an investment adviser

in the Greater Washington area. He, one ormore clients, or both own these stocks exceptfor Cooper and Ventas.All contents © 2016 the Kiplinger Wash-

ington Editors, Inc. Distributed by TribuneContent Agency, LLC

Beat the marketFrom page 15

16 Law & Money | More at TheBeaconNewspapers.com A P R I L 2 0 1 6 — B A L T IMORE B E A CON

410.337.8900 | www.frankelderlaw.com | 1.888.338.0400

Towson | Columbia | Easton

Medical Assistance Planning and Eligibility

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See DEDUCTIONS, page 18

FREE ARCHEOLOGY LECTURES

Jefferson Patterson Park & Museum (JPPM) Speaker Series

brings together professionals on a diverse range of topics in a series of five lec-

tures. The lectures are held at the Maryland Archaeological Conservation

Laboratory (MAC Lab, 10515 Mackall Rd., St. Leonard, MD), at 7 p.m. The lec-

tures are free and open to the public. The speaker series kicks-off on Thursday,

April 14 with a lecture from Becca Piexotto entitled “Needed: Skilled Caver-

Archaeologist.” Piexotto is one of a six-woman team who recently excavated 15

partial skeletons of a new species of human relative named “Homo naledi.” The

excavation was heralded across the world and is expected to change the way

scientists think about human origins. For lecture details or additional information,

visit www.jefpat.org, call (410) 586-8501 or email jef.pat@maryland.gov.

BEACON BITS

Apr. 14+

Readers have been asking about marketvolatility, capital preservation, and plan-ning for a long-term secureretirement. I approached sev-eral experts I respect in vari-ous financial disciplines toask their advice.Stan Haithcock, annuity ex-

pert: “Stay rational andgrounded when looking forsafe money solutions. In a low-interest world, annuity sales-people will tell you what youwant to hear to get the sale. “If the U.S. 10-year-Trea-

sury is around 2 percent,then some indexed annuityagent CANNOT return 6 or 7 percent

yield. What they are selling is an incomerider, which can be used for income only.

Upfront bonuses offered byannuity companies are not freemoney; there are charges andfees attached.“Annuities have their place

for principal protection, life-time income needs and legacyplanning. Annuities are con-tracts, and should only be con-sidered for their contractualguarantees. They are not toogood to be true, but they canbe pretty darn good if fully un-derstood for their benefits andlimitations.”

Visit Haithcock’s website (StanTheAn-

nuityMan.com), where you can obtain hiswell-written annuity booklets.

Make a plan, stick with itLarry Swedroe, best-selling author: “In

order to develop and maintain a prosper-ous long-term retirement plan, I recom-mend a three-prong approach. “Step One: Develop a realistic retirement

plan, consistent with your asset base, sourcesof income and desired lifestyle. Don’t hesitateto use a competent financial planner to assistyou. “Step Two: Use a passive approach, in-

vesting in diversified mutual funds and ex-change-traded funds with low annual costsrather than active funds with higher costs. “Step Three: Maintain discipline to ‘stay

the course.’ Don’t stray from your plan be-cause of market volatility. Have the flexibil-ity to change your plan when your person-al situation changes. Rebalance regularly,at least once a year, to ensure that yourportfolio remains consistent with yourplan.”Swedroe’s latest book is The Incredible

Shrinking Alpha: And What You Can Do toEscape Its Clutches (Buckingham).Jonathan Clements, personal finance

columnist: “Nobody knows how financialmarkets will perform in 2016, so focus onfive financial advantages that we all pos-sess: “First, human capital, which is our in-

Expert advice for these uncertain times

THE SAVINGSGAMEBy Elliot Raphaelson

See EXPERT ADVICE, page 18

BA L T IMORE B E A CON — A P R I L 2 0 1 6 Say you saw it in the Beacon | Law & Money 17

1. APY (Annual Percentage Yield). Account is a variable rate account. APY is valid as of last dividend declaration date of March 1, 2016. Accounts with direct deposits of $1,000 or more AND a daily balance up to $50,000 per statement cycle can earn dividends. Once an account is eligible to earn dividends, daily balances less than $20,000 earn 0.20% APY, daily balances of $20,000, or more, up to $50,000 earn 0.50% APY. APY and tiers are subject to change at any time. Fees may reduce earnings on account. $25 minimum deposit required to open the account. When an account is terminated prior to the end of a statement cycle, dividends will be paid if the aggregate direct deposit requirement is met on the date of account termination. 2.Rate applies to owner-occupied properties with LTV up to 80% and loans up to $400,000. Rate depends on loan term length, loan to value (LTV), fair market value (FMV) owner occupancy, and use of funds. Rates are higher for non-owner occupied properties. Fixed Home Equity Loan Payment Example: For an owner occupied property and a loan amount of $25,000 at 3.74% APR; 60 monthly payments of approximately $457.02 each. Fixed equity products are not offered on properties that refl ect Penfed in fi rst lien position. LTV ratio requirements: In Texas, the maximum owner occupied LTV allowed is 80%; 75% LTV for non-owner occupied. In states other than Texas, the maximum owner occupied LTV is 90%; 80% LTV for non-owner occupied. The maximum LTV for a condominium in all states is 70%. Property insurance is required. Borrower pays cost of appraisal if needed to determine LTV. Other terms and conditions may apply. Call 800-970-7766 Extension 6400 to talk to a representative for details.

Visit PenFed.org/GreatRates or call 866-367-0231.No military service required.

AT PENFED, WE MAKE IT EASY TO APPLY AND GET THE GREAT RATES YOU DESERVE.

FOR HOMEBUYERSHome Equity Loan

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Daily balance of $20,000 or more, up to $50,000

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FDAFDFDAS

FREE MOVIE AND MUSIC LECTURE SERIESThe Shriver Hall Concert Series presents its annual free lecture

series with Richard Giarusso of the Peabody Institute. This season’s three-part

series explores the varied role of classical music in three contrasting films.

Focusing on Norman Jewison’s Moonstruck, Luchino Visconti’s Death in Venice,

and Wes Anderson’s Moonrise Kingdom, Giarusso looks at the directors’ uniquely

effective methods of incorporating music and musical structures into their work.

Tickets are free, but reservations are required and can be made through the

Shriver Hall Concert Series Box Office at (410) 516-7164.

BEACON BITS

Mar. 29

passed late last year, made permanent theability of people 70½ years old or older toroll over up to $100,000 from their IRA to acharity tax-free. Those who take advantageof that provision won’t have to count the dis-tribution from the IRA as income. But there’s no double-dipping. If you

make the direct donation, you can’t alsodeduct it on your return. Still, Du Val saidtaxpayers who want to donate are “general-ly better off” if they don’t have to deal withthe extra income and the resulting taxes.

He said the distribution also counts towardthe required minimum distribution that IRAholders have to start taking at that age.

Non-cash donationsWhat about deductions for contribu-

tions of clothing and other property? Youcan only deduct the fair market value of anitem — what it would sell for at a thriftstore, for example. “Even if the shirt is new and still has the

tag on it, people aren’t going to go into thethrift store and pay $100 for it,” Du Valsaid. And there’s no deduction for senti-mental value.

If the non-cash donation is more than$500, you must fill out Section A of Form8283 and file it with your return. If it’s val-ued at more than $5,000, Section B also isrequired, and you’ll need a valid appraisalof the item in hand when you file yourtaxes, Du Val said.

Special rules for carsIf you donate a car, the deduction is not the

fair value of the car but what the charitableorganization sells it for, according to Du Val. However, there is an exception: If the or-

ganization gives the car to a needy family,for example, or uses it for an ambulance,

you can take the fair market value, he said.In either case, you have to substantiate thevehicle’s value. Don’t forget that if you’re delivering the

donation or doing other work for a charita-ble organization, you can deduct themileage. The rate for 2015 was 14 cents amile for using your car for charitable work. As the presidential campaign heats up,

taxpayers should be aware that donationsto political candidates are not deductible.Neither the candidates nor the politicalparties themselves are charitable organi-zations.

— AP

come-earning ability. The more income weearn, the less dependent we are on the fi-nancial markets. “Second, we know how we reacted to

earlier market declines, and we can usethat to guide how much risk we take today.Third, we know when we’ll need cash fromour portfolio, and we can make sure weget that money out of risky investmentsand into safe investments well before thedeadline arrives. “Fourth, if we’re living off our portfolio

and the market declines, we can alwayslimit the damage by cutting back spend-ing. “Fifth, if you don’t want to depend on

stocks and bonds, get off the marketrollercoaster and lock in a healthy streamof lifetime income by delaying Social Secu-rity and using part of your savings to pur-chase plain-vanilla immediate-fixed annu-ities that pay lifetime income.”

Invest for the long termRobert Johnson, president and CEO,

the American College of Financial Servic-es: “Stock market returns have been con-

siderably lower during periods of rising in-terest rates than during periods of fallinginterest rates. “In my book Invest with the Fed (Mc-

Graw-Hill), I found that, from 1966 through2013, the S&P 500 returned on average 15.2percent annually when rates were falling,but only 5.9 percent when rates were rising.I’d counsel investors to expect lower re-turns on stocks in 2016.“The best way to build true wealth is to in-

vest in the stock market over the long term.Over the past 90 years, stocks on averagehave returned over 10 percent compoundedannually. To put this into perspective, 39 ofthe last 50 years have seen the S&P 500index have a positive return. The old adage,‘Time in the market is more important thantiming the market,’ is definitely true.“If you are approaching retirement, it is

prudent to lighten your stock-market ex-posure. People near retirement simplycan’t afford a big market decline. Knownas ‘sequence of returns’ risk, a major de-cline close to retirement date can have ahuge impact on your financial health.”Elliot Raphaelson welcomes your questions

and comments at elliotraph@gmail.com.© 2016 Elliot Raphaelson. Distributed by

Tribune Content Agency, LLC.

18 Law & Money | More at TheBeaconNewspapers.com A P R I L 2 0 1 6 — B A L T IMORE B E A CON

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!"#$%"&'()*+,(!-.,/0(&*,(!-1"*,(2*+3"14:,0)0-@7;*+01,7;0-1A,1-=A,7B)7B-A/>*0-C-,1-,7D-01,B*-)7-E)F*-C-)0- !"#$%&'()$*+,$-./!+,-0$(1!-$2,+%.--$!-$"&,(1.,$%+32'!%4(. $56$(1.$/.7.,8./ !/9$%1+!%.-$4/ $%+-(-$4--+%!4(. $:!(1$4--!-(. $'!7!/9$+2(!+/-)$

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DeductionsFrom page 16

Expert adviceFrom page 17

We’re growing and need another sales consultant!

This full-time, outside salesposition pays a base salary, plus

commissions and benefits.We're looking for a hard-working, positive, assertive, detail-oriented people person. Must be outgoing, loveselling and be comfortable with computers.

If you would be excited to call and meet with potentialadvertisers throughout the Metro area, send your resumeand cover letter to Alan Spiegel, Director of Sales, at:Alan@theBeaconNewspapers.com.

Please patronize our advertisers.They keep the Beacon free!

BA L T IMORE B E A CON — A P R I L 2 0 1 6 Say you saw it in the Beacon 19

TravelLeisure &TravelLeisure &

By Victor BlockIt is the 1770s in England’s Virginia

Colony as the pounding of a sheriff ’swooden staff on the floor calls the court toorder. Attorney James Hubbard preparesto defend his client. Centering his neat wigand smoothing the frilly lace sleeves of hisshirt, Hubbard bows to the bench and be-gins to plead his case.Not far away sits a quaint village remi-

niscent of Renaissance Italy. It is adornedby statuary and fountains against a back-drop of lush gardens. Replicas of ancientruins and the mouth-watering aroma ofpizza add to the illusion of having beentransported to Europe. These imaginary trips — one back in time,

the other to another continent — are amongthe reasons those with an interest in historyand travel are attracted to Williamsburg, Va. In Colonial Williamsburg, the well-pre-

served original setting enables a realisticimmersion in early American history.Busch Gardens, a short drive away, enter-tains guests in “hamlets” that depict as-pects of life in six European countries,combining Old World charm with the 21stcentury thrills of an adventure park.

Bringing history to lifeThe courtroom scene involving James

Hubbard is repeated today exactly where ittook place when Virginia was a colony. Thereal James Hubbard actually lived and prac-ticed law in Williamsburg, and the actor-im-

personator who depicts him today baseshis interpretation on documented facts. Hubbard plays but a small part in a fas-

cinating tableau of reenactments, as wellas tours led by factually-based charactersand a wide variety of other interpretiveprograms that combine to make ColonialWilliamsburg unique.For nearly a century, from 1699 to 1780,

Williamsburg, which was named for KingWilliam III of England, served as the capi-tal of the Virginia Colony. That sprawlingsettlement encompassed the territory ofeight present-day states, stretching westto the Mississippi River and north as far asthe Great Lakes. In its heyday, the town of about 2,000

residents was the cultural, social and polit-ical center of the 13 colonies. BeforeThomas Jefferson relocated the Virginiacapital to Richmond in 1781, he and otherpatriots, including George Washingtonand Patrick Henry, frequented its shops,taverns and other establishments.While Williamsburg’s fortunes declined

after the Revolution, the town and the im-portant role it played in the New Worldwere not forgotten. In 1926, John D. Rock-efeller, Jr. launched an effort to restore thesetting to its former splendor. SurvivingColonial structures were meticulously ren-ovated to their 18th century appearance,and missing buildings were reconstructedon their original sites. Today, more than 500 history-touched

buildings — imposing public structuresand modest dwellings, bustling tavernsand crowded shops — line tree-shadedstreets that echo the clip-clop of horse-drawn carriages.

Costumed cooks and carpentersBut it is primarily the people who bring

Williamsburg to life. Character interpretersdressed in Colonial style clothing depictreal-life former residents of the town, con-versing with visitors in period grammar asthey go about their daily tasks.Cooks in the George Wythe House follow

“receipts” (recipes) from 18th-century cook-books to prepare authentic dishes on thehearth. Half of Colonial Williamsburg’s pop-ulation was black, and many interpretersdemonstrate aspects of their lives as well. Costumed artisans use 18th century tools

to fashion items that closely resemble thosemade by their Colonial predecessors, includ-ing reproduction toys, pottery and pewter-ware. The bookbinder carefully hand-stitch-es cover boards for a new volume. A silversmith creates wares that would

have appealed to the colony’s wealthiermembers. A shoemaker fashions men’sboots “with good thread well-twisted.”Among other historic tradespeople are a

basket weaver, cabinet maker and milliner.The results of all these craftsmen’s effortsare available for purchase in stores alongDuke of Gloucester Street. Leaving no stone unturned, figuratively

as well as literally, historians, archaeolo-gists and others transform research andconstruction projects into learning experi-ences for the public.For example, trials take place in the

courthouse which has been reconstructedas closely as possible to its original form.Architectural historians scoured plans,court records and other documents forclues to its former appearance. Then cos-tumed carpenters used tools and tech-niques of Colonial times to restore thebuilding, as visitors looked on.You may also find yourself attending a

theatrical comedy or a traveling magicshow reminiscent of entertainment in the18th century.

Europe from a roller coasterWhile Colonial Williamsburg is a living

history museum that introduces visitors toEngland’s Virginia Colony, an area of near-by Busch Gardens transports guests to a

Great Wolf Lodge in Williamsburg haswaterslides and rides galore. See storyon page 20.

Live interpreters and artisans bring the 18th century to life at Colonial Williamsburg,portraying everything from court defendants to blacksmiths to cooks. Williamsburgserved as the capital of the Virginia Colony from 1699 to 1780, and many buildingshave been restored to their former glory.

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Irish dancers are among the many performing groups at Busch Gardens in Williams-burg, whose “hamlets” depict aspects of life in six European countries.

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Colonial Williamsburg and Busch Gardens

See WILLIAMSBURG, page 21

By Fyllis Hochman“You want me to get on that and go down

to where?” I cried from high atop the AlbertaFalls waterslide, looking down to an allegedpool that was well out of visual range. My 11-year-old granddaughter nodded with a lookof both consternation and resignation that Itried very hard to take in stride. Such was my introduction to a vast array

of unusual children’s activities that mes-merized the 70-year-old kid in me as muchas they did Dalya, 14, and Mollie, 11, as wefrolicked through the indoor waterpark atGreat Wolf Lodge in Williamsburg, Va. There is so much going on at the water-

park that I didn’t know where to look first.The pool basketball game, the lazy river,the wave pool, the kiddie pool, the four-story interactive treehouse with a sectionof ascending inter-connected rope tunnelsleading to two winding slides, and, of

course, the three waterslides that domi-nate the park and stretch both inside andoutside the building. (The outside water-park area opens in late Spring.)And everywhere the smiles were as

wide as the lazy river was long. No matterwhat the activity, you’re never too far froma potential dousing from overhead bucketsboth large and small, eliciting cries of sur-prise from bathers of every age.Once our skins unpruned, we were

ready for more land-based adventures —and there were as many of those as therewere waterpark options. The piece de resistance is the Mag-

iQuest — a hard-to-describe adventurethat takes kids throughout all four floors ofthe hotel as they seek magical powers, po-tions and portents (all enabled by theirmagic wand) to satisfy the demands of theQuestmaster, a Merlin-like presence en-

sconced in a computer inside a tree. Youdon’t dare not follow his instructions!There are multiple quests, with multiple

clues to each quest, that require you tovisit the Enchanted Forest, TangledWoods, Piney Path and Whispery Woods,all located throughout the hotel. “The Ancient Book of Wisdom,” which

you get when you sign up for MagiQuest,directs you to the clues. It’s a good thing Iwas with Dalya and Mollie: I never couldhave figured out what to do!And the list of the things we didn’t do was

almost as long as those we did. We did notgo to the Scoops Kid’s Spa, where the nailpolish for mini-manicures all come with icecream flavor names, the pedicures are donewhile seated in giant banana-split thrones,the facials, bath balms and scrubs are eithervanilla, chocolate or strawberry, and the glit-ter make-up application comes with a tiara.

We didn’t try the life-size time challengegame, where you race both against theclock and your opponents to push out bal-loon-size blinking light buttons. We didn’tbowl at Ten Paw Alley with five pound ballsand bumpers along the pint-size lanes. Wedidn’t attend any of the several 4D-moviesoffered at the Howly Wood Theater. We could have spent a week there and

never gotten bored, but hey, Williamsburgand Busch Gardens beckoned, and I reluc-tantly followed. Room rates vary widely, depending on

the date chosen and room style. There arealso numerous special discounts that varyby date. In mid-April, the least expensive room is

$259 a night on weekdays and $429 onweekends without discounts. All rooms in-clude passes to the waterpark. For moreinformation about Great Wolf Lodge, visitwww.greatwolf.com/Williamsburg or call1-800-551-9653.

Join the kids in this waterpark adventure20 Leisure & Travel | More at TheBeaconNewspapers.com A P R I L 2 0 1 6 — B A L T IMORE B E A CON

ANNE ARUNDEL COUNTYFurnace Branch 410-761-4150Severna Park 410-544-3411

BALTIMORE CITYAshland Terrace 410-276-6440Coldspring 410-542-4400

BALTIMORE COUNTYCatonsville 410-719-9464Dundalk 410-288-5483Fullerton 410-663-0665Miramar Landing 410-391-8375Randallstown 410-655-5673Rosedale 410-866-1886Taylor 410-663-0363Towson 410-828-7185Woodlawn 410-281-1120

EASTERN SHOREEaston 410-770-3070

HARFORD COUNTYBel Air 410-893-0064Box Hill 410-515-6115

HOWARD COUNTYColonial Landing 410-796-4399Columbia 410-381-1118Ellicott City 410-203-9501Ellicott City II 410-203-2096Emerson 301-483-3322Snowden River 410-290-0384

PRINCE GEORGE’S COUNTYBladensburg 301-699-9785

55 AND BETTER!

Laurel 301-490-1526Laurel II 301-490-9730

APARTMENT HOMES FOR THOSE 62 AND BETTER

Professionally managed by The Shelter Group. www.thesheltergroup.com

Call the community nearest you to inquire about eligibility requirements and to arrange a personal tour or email parkviewliving@sheltergrp.com.

www.ParkViewSeniorLiving.com

Your NEW lifestyle begins here

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ALL communities are SMOKE FREE

ADVOCATE FOR A CHILD IN NEEDNearly 4,000

Baltimore City children are living in

foster care due to abuse or neglect.

If you were one of these children,

would you want someone to advo-

cate for your welfare in the court

system? Court Appointed Special

Advocate Volunteers (CASAs) do just

that. Time spent volunteering is flexi-

ble. Volunteers are trained and super-

vised by CASA’s professional staff. To

get more information about volun-

teering, call (410) 244-1465 or visit

www.casabalt.org.

FORUM ON U.S. OPPORTUNITY GAP The distribution of

income and wealth in the United

States has been widening steadily

for several decades. “United, Not

Divided: Economic Inequality and

Opportunity Gap” is a two-day public

forum where scholars, community

leaders, policy makers, students and

the general public will discuss these

issues with the goal of exploring

ways to mitigate their negative

impacts. The forum will take place at

the Marriot Inner Harbor at Camden

Yards, March 30 and 31. This forum

is free and open to the public, but

advance registration is required.

Attendees should register by March

25 at www.smcm.edu/baltimorefo-

rum or by calling (240) 895-4215.

BEACON BITS

Ongoing

Mar. 30+

replica of the Mother Country itself. Banbury Cross is one area in that com-

bination theme and adventure park. It re-calls and replicates an English markettown, and incorporates familiar toucheslike red telephone booths and a reproduc-tion of the famous clock tower.For daredevils of all ages who enjoy ac-

tion-packed excitement, the park promises,and delivers, plenty of thrills. Rides rangefrom tame to terrifying, including an exten-sive collection of roller coasters. Among thechoices are the Tempesto, which transportspassengers through a complete inversion,Apollo’s Chariot, with a top speed of 73miles per hour, and the 13-story tall LochNess Monster, with its double-looping ride.Back at ground level, the scene is much

more tranquil. The setting includes 10“hamlets” that present inviting mini-environ-ments themed to villages in England, Scot-land, Ireland, France, Germany and Italy. Each of these areas reflects the architec-

ture, culture and even foods of the countryit represents. The most prominent attrac-tion in “England” is a double-size repro-duction of the Globe Theater — which wasoriginally built in 1599 and became worldfamous as the stage where the plays ofWilliam Shakespeare were performed.A popular feature in “Scotland” is the

Highland Stables, where guests may inter-act with border collies, sturdy Clydesdalehorses and black-faced sheep. A three-story tall representation of a 17th-

century glockenspiel is a highlight of the“German” village, and its marching knights,soldiers and dancing criers spring to lifeevery 15 minutes. The hamlet’s brown-tim-bered buildings echo typical medieval archi-tecture, and provide a backdrop for mem-bers of a brass band clad in traditional leder-hosen who fill the streets with music.

Gardens galoreAlong with their many other attractions,

both Colonial Williamsburg and Busch Gar-dens have great appeal to garden lovers. Plantings in Colonial Williamsburg

range from the formal splendor surround-ing the Governor’s Palace, to utilitariankitchen plots that once provided a bountyof fruits, vegetables and herbs. As with allother aspects of the outdoor living historymuseum, meticulous research resulted inthe re-creation of historically accurate lay-outs, flowers and trees.Visitors to Busch Gardens soon under-

stand the reason for the second word in itsname. Its lush, rolling forested landscapehas been named the “World’s Most Beauti-ful Theme Park” by the National Amuse-ment Park Historical Association everyyear since 1990. In keeping with attentionto authenticity, many of the plants thatadorn the setting are native to Western Eu-rope.Such small details add to the appeal of

both Colonial Williamsburg and BuschGardens, and help to provide experiencesthat combine historically based charmwith present-day entertainment. Throw in the multi-generational family

fun available at neighboring Great WolfLodge (see “Join the kids in this waterparkadventure” on page 20), and it’s easy to un-derstand the combined attraction of thethree for people of all ages.

If you go Visitors to Colonial Williamsburg have a

choice of accommodations at hotels, moreintimate inns and guest houses. The most meaningful immersion in his-

tory is available for those who overnight inrefurbished and reconstructed originalbuildings that in Colonial days served astaverns, kitchens and slave quarters,among other practical uses. Economy ac-commodations for standard rooms begin

as low as $40 a night and escalate to a max-imum of $849 for a luxury suite.The selection of places to eat is equally

varied. At the colorfully named Huzzah!BBQ Grille, light fare includes chicken orpork quesadillas ($8.95) and Caesar orhouse salad ($7.95).More formal settings and servings are

available at four historic taverns. Chown-ing’s is a reconstructed alehouse namedfor its original proprietor, Joseph Chown-

ing, who opened for business in the mid-18th century. A large bowl of bean soup($9) is hearty enough to serve as a meal, asare Welsh rarebit ($9), whose name origi-nated in 18th century Great Britain, and aVirginia pork barbeque sandwich ($11). For more information about Colonial

Williamsburg, call 1-844-574-2733 or visitwww.colonialwilliamsburg.com. For infor-mation about Busch Gardens, call 1-800-343-7946 or see buschgardens.com/va.

B A L T IMORE B E A CON — A P R I L 2 0 1 6 Say you saw it in the Beacon | Leisure & Travel 21

WilliamsburgFrom page 19

By Carol SorgenCJay Philip has enjoyed a long, success-

ful career as a professional dancer in bothmodern and African dance companies, as aBroadway and touring performer in suchshows as Dreamgirls, Big the Musical,Street Corner Symphony, Legally Blonde,and Hairspray, and as a popular dance fit-ness instructor at some of New York’s pre-miere health clubs. But when she moved to Baltimore in

2010 for her husband to pursue a job op-portunity, Philip decided that her touringdays were behind her. Not so her love ofperforming, however, which she is nowusing to inspire and engage Baltimoreyouth, families and seniors.

“When we came to Baltimore, I wantedto find a new purpose to my life,” saidPhilip, who lives in Mt. Vernon. “I’d alreadydone everything I wanted to in New York.”

Creating a dance company As Philip got to know her adopted city

better, she realized she wanted to staytrue to her dance roots but at the sametime involve the community. She decidedto form a company, Dance & Bmore(DAB), which would offer classes andevents that were free and open to the pub-lic. The group’s first event, Dance inBmore Family Jam, was held in 2011. “I believe it is time for a movement that

redirects our focus from the art to the

heart,” said Philip. “As much as I havelived a life filled with dance, I don’t believedance in and of itself is so important. Butwhen utilized to connect, communicateand create human contact, social aware-ness and unifying bonds, I believe that is

when movement is most beautiful. “Connecting families and communities

is our mission. Dance is a wonderfully cre-ative tool to do that and so much more.”

22 More at TheBeaconNewspapers.com A P R I L 2 0 1 6 — B A L T IMORE B E A CON

Arts &Style Among the features of the upcomingLight City Baltimore festival will belight sculptures like these diamond-shaped structures that visitors canwalk through.

Journey to Never Never Land ! March 26 - June 12

410-730-8311 or 1-800-88TOBYSTobysDinnerTheatre.com - RESERVE YOUR SEATS TODAY!

"#$%&' ()**+, "-+.",+ #/ 0#123$).

Based on availability. Due to the nature of theatre bookings, all shows, dates and times are subject to change.

Broadway performer gets people dancing

After Broadway dancer CJay Philip moved to Baltimore, she started the dance compa-ny Dance & Bmore, which also offers classes and free events to promote dance andhuman connection. More recently, she founded the Forever Fit & Fun Club, which of-fers movement and music classes for those 55 and older. Philip is shown at the right.

PH

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See DANCE, page 25

By Carol SorgenFrom March 28 to April 3, Baltimore’s

streets will light up with art, music, per-formances and an innovation conferenceas Light City Baltimore puts Baltimore in,well, the spotlight.This inaugural festival features a 1.5 mile

BGE Light Art Walk with 50 attractions, in-cluding illuminated visual artworks, streettheater, musical performances and concerts. The event will kick off with a Light City

Lantern Parade coordinated by the CreativeAlliance on Monday, March 28, at 7 p.m., be-ginning at the Maryland Science Center andtraveling the BGE Light Art Walk. Each night, from 7 to 11 p.m., the Inner

Harbor will sparkle with light art installa-tions, interactive family-friendly activities,concerts and performances. The festivalwill be open until midnight on Friday andSaturday nights.

Let there be lightLight installations include one called

“1,001 LUX” — a large-scale video andaudio project that incorporates light fromfireworks, car lights, flashlights, candles,torches, cigarettes, the sun, the moon, thestars, and lightning, gathered from a vari-ety of films from different eras and genres.In “Dear Baltimore,” a jumble of lumi-

nous letters floating seven feet above the

pavement and propelled by bicycles belowwill wind through the streets. The riders ar-rive from various directions, or movethrough the crowd as a group, and as theyform a line, their neon letters spell outphrases composed of the letters from DEARBALTIMORE.“Diamonds Light Baltimore” is comprised

of 15 diamond-shaped structures madeusing LED lights. Varying in size and shape,each diamond sculpture is large enough foraudiences to walk around, underneath andthrough.

Innovation conferencesDaytime programming will feature Light

City U, four ticketed innovation conferencesdedicated to powering social change.“Baltimore’s many artists and innovators

will be sharing the spotlight with creatorsand thought leaders from around the coun-try,” said Jamie McDonald, CEO of Gen-erosity Inc. and volunteer chair of the LightCity Baltimore Steering Committee. “It’s achance to shine a light on the amazing peo-ple of Baltimore on a national stage.”Light City U will feature a diverse line-up

of speakers from four industries exploringthe question of how we can become a moreresponsible and equitable society. The So-cial Innovation Conference will be heldMarch 28 to 29; Health Innovation, March

30 to 31; Sustainability Innovation, March 30to 31; and Creative Innovation, April 1 to 2. All conferences, with the exception of Cre-

ative Innovation, will be held at the Colum-bus Center. Creative Innovation will be heldat City Garage, an innovation hub plannedfor entrepreneurs and startup companies.Admission to each of the conferences is

$200; scholarships are available.“Baltimore is the perfect location for

Light City U, at a time when the entire na-tion is engaged in a dialogue about socialjustice and change,” said Brooke Hall,founding partner, Light City Baltimore.“Baltimore has long been a city of innova-tion, and was even recently acknowledgedby Inc. as a hub for tech startups. Thatrecognition is just a starting point.”

Those involved in Light City U includeco-founder of AOL Steve Case, Radiolab’sJad Abumrad, Design Matters’ DebbieMillman, and Baltimore City Health De-partment Commissioner Dr. Leana Wen. The festival will also extend beyond the

Inner Harbor by engaging local artists towork directly with five participating com-munities to develop temporary public artprojects in their neighborhoods during theweek. The communities include Cold-stream Homestead Montebello, GreaterMondawmin-Llamadon Collective, Hamp-den, Little Italy, and Station North Arts &Entertainment District.For more information on Light City Bal-

timore, visit www.lightcity.org or call (410)752-8632.

B A L T IMORE B E A CON — A P R I L 2 0 1 6 Say you saw it in the Beacon | Arts & Style 23

BEYOND CHICKEN SOUP: JEWS & MEDICINE IN AMERICA

Open March 13, 2016 – January 16, 2017

Jewish Museum of Maryland | 15 Lloyd Street | Baltimore

Explore the places where “who you are” meets “how you feel” –

join us at the intersection of culture and care.

ChickenSoupExhibit.org | 410-732-6400

Providing Baltimorewith World ClassEntertainment

for Over 120 Years!

OPERA | | CONCERTS |||| COMEDY ||||| DANCE ||||||||||||||||||| THEATRE & More!

(410) 547-SEATLYRICOPERAHOUSE.COM

The Modell Performing Arts Centerat the Lyric

110 W. Mt. Royal Ave, BaltimoreBox Office (Tue-Fri 10am-4pm)Groups of 15 or More SAVE!

Call 410-900-1165

Buy Your Tickets NOW!

MAY 13 &157:30pm | 3:00pm

GOUNOD’S

LYRIC OPERA BALTIMORE | ARTISTIC DIRECTOR JAMES HARP

Sarah Joy Milleras Juliette

Jonathan Boydas Roméo

Luis Alejandro Orozcoas Mercutio

Kevin Langanas Laurent

Conducted by: Adam Turner

Stage Director:Bernard Uzan

Featuring: The Concert Artists of Baltimore OrchestraSung in French with English surtitles

Baltimore lights up for inaugural festival

representatives. Take advantage of this,and share your views via letter, email orphone call. They really don’t hear from their con-

stituents all that often. So what they dohear makes a difference in how they think

— or at least in what they understand theirconstituents want, which is important tothem if they desire to get reelected. In America, power really rests in the

people, and that means you.

were homemakers; Fine remembers theoutright contempt shown to the only motherwho worked outside of the home: “Theother mothers didn’t like her at all.”

Class presidentStill, she pursued a rigorous course load

at Skidmore, majoring in government andserving as class president. One of her sig-nature achievements was making it possi-ble for students of legal drinking age toenjoy a nip on campus.

Fine and some friends celebrated her21st birthday by sampling some whiskeysours in the privacy of her dorm room.When a particularly rigid resident adviserbusted them and demanded that Fine resignas class president, Fine took her fight to theschool’s governing bodies (faculty, adminis-tration and students each had an equalvote), which unanimously supported her.Fine, who now lives in Canton, came to

Baltimore after graduation and enjoying atwo-month $5-a-day trip through Europe. “I had a HUD management internship

that placed me at the Baltimore City De-partment of Housing and Community De-

velopment for three months, and then theHUD Regional office in Philadelphia forthree months,” she recalled. Both offices offered her permanent em-

ployment. “I chose Baltimore because Iwanted to be close to the action, and havethe ability to create change and renewal.”

Advocating for womenThis dynamism propelled her into early

work in city government. She loved herjob, but noticed that a male colleague wasbeing paid more for doing similar work.When she asked her boss for a raise, he re-sponded that she didn’t need one, since,“Your husband makes money.” She recalls being in such a state of

shock that she backed out of his office. Athome that night, she angrily rehashed theconversation to her husband, who support-ed her choice to “go right back in and askfor more money.” By the time she had her first child, she’d

accumulated so much leave that she wasable to take three months off and to workfour days a week when she returned. But when pressed to resume a five-day-a-

week schedule, she decided to leave andwork as a consultant at her kitchen table,running campaigns, and even teaching aer-obics until her second child was in school. “It’s not that [working and having a fam-

ily] can’t be done, but it is a hard balance,”she said. Fine is grateful to see that women today

have more choices, but thinks that they

must contend with “a difference in expec-tations.” Not only are they expected to bethe perfect wives and mothers of yester-year, but they must also “use their educa-tions in a career or for their communities.” Watching the documentary — remem-

bering her own story, and seeing the sto-ries of her classmates — Fine marvels atthe seismic nature of our cultural shifts. “The birth control pill was a game chang-

er,” she said. “[There was] a freedom to ex-periment without fear of having a baby. Youcouldn’t not be aware of the pill.” But it was-n’t easy to get then. In the documentary,some of the women discuss faking engage-ments to make getting the pill easier. “Thegirls even shared one ring,” Fine noted. Fine has been retired now for three

years, but is still very aware of local andnational politics, and she’s worried aboutwhat she sees as a swing backwards. Shesees candidates who talk about curtailingreproductive freedom as “scary as hell.” “If you’ve always had freedom, you

never know what it’s like not [to]…Theseelection cycles show that the freedomsthat women have fought for aren’t etchedin stone,” she said.Though Fine was initially “terrified” to

see herself on screen, she’s glad she puther testimony on film. Looking back at alife filled with work that has mattered toher, and with a loving family, she says sheis “the luckiest person on earth.”Women of ‘69, Unboxed can be viewed via

iTunes, Amazon, Google Play and XBOX.

24 Arts & Style | More at TheBeaconNewspapers.com A P R I L 2 0 1 6 — B A L T IMORE B E A CON

410-313-5440 (voice/relay) • www.howardcountymd.gov/womenfest

The 8th Annual WomenFest – designed for women of all ages to live a more balanced, healthier and fulfilled life

Saturday, April 30 • 10 am - 3 pmGary J. Arthur Community Center at Glenwood

2400 Route 97, Cooksville, MD 21723HIGHLIGHTS• Free Admission• On-Site Parking• 100+ Exhibitors/Vendors• Dynamic Seminars• Engaging Workshops • Important Health Screenings • Cooking and Fitness Demos• All Day Door Prizes

Don’t Miss the Fun, Excitement and Energy!

NEW FOR 2016!

CORE CAMPGrab a friend and meet us at the mat for these 45-minute Energizing Sessions

PILATES – 10:30 a.m.YOGA – 12:30 p.m.YOGALATES – 2:00 p.m.

Women of ‘69From page 1

Radio Flea Market

Cars, boats, furniture, antiques, tools, appliancesEverything and anything is sold on

Heard every Sunday, 7-8:00 a.m. on 680 WCBM

From the publisherFrom page 2

According to Philip, DAB expands theconcept of concert dance by allowingdancers, poets, singers and musicians toshare the stage together, expanding thepower of each art form to “inform, engageand elevate dance both for the audienceand the artists.” DAB is also committed to community

enrichment. In that vein, it offers afford-able and accessible movement classes forboth dance professionals and novices, in-cluding Adult Broadway Jazz, FazaFamthe Dance, and Bmore Family Jam (whichhas performed at such events as TheBmore Healthy Expo, March for Babieswith the March of Dimes, InternationalThinking Day with the Girl Scouts of Cen-tral Maryland, Port Discovery and more). DAB has also produced performances

for the WOW (Women of the World) Festi-val, the African American Festival, MLKDay Peace in Park Heights, and 50 Fest atCenterstage.

Fitness and fun after 55After getting DAB up and running,

Philip decided to expand the program toinclude older Baltimore City residents, es-tablishing the Forever Fit & Fun Club — amovement and music class for those 55years and older. The classes were first of-fered at Waxter Senior Center and then,through a year-long National Endowmentfor the Arts grant, at J Van Story BranchApartments. The program has also been offered at

the Village Learning Center, 29th St. Com-munity Center, Penn North Plaza SeniorApartments, N M Carroll Manor, and Lin-den Park Apartments for Seniors. DAB company members use move-

ment, music and memory games to stimu-late imagination and cognitive function.The class is both structured and improvi-sational at times, allowing several ways forparticipants to be engaged, active and cre-ative, according to Philip. The company’s “Memory Based Move-

ment,” for example, uses prompts and sto-rytelling to capture the memories of sen-iors and present them in spoken-word,music and dance. “As we get older, ‘stuff’ is not as impor-

tant as memories,” said Philip. “Memoriesare really precious, and through the musicand voice prompts, we encourage the resi-dents to share memories about them-selves and their earlier lives. “We take the thread of memory, wrap it

in music and dance, and share it with oth-ers,” said Philip. “A memory shared be-comes a memory for the group, and is noteasily lost.”The group dynamic of the class is also

designed to strengthen relationships and

build a sense of community and well-being, according to Philip, who notes thatthe seniors live in a community that hasseen its share of violence. As a result, theyare often hesitant to venture out from theirapartments. The classes bring residentstogether, helping them forge bonds withtheir neighbors and making them feelmore secure.In addition, Philip and her company

members have taken the class participantsto performances at Center Stage, wherePhilip teaches. For many, this was theirfirst experience with live theater. “You could see the exhilaration on their

faces,” she said, adding that simply gettingout of their homes reduces depression andstress. “They’re engaged and fully activenow,” said Philip.The program has been so successful

and the participants so engaged that Philipencouraged them to start performingthemselves. Hesitant at first, they finallyagreed and held their first public perform-

ance last summer at Artscape. Though the grant ended last fall, Philip

still holds monthly classes at J Van StoryBranch Apartments, and is in the processof seeking additional grants or sponsors toexpand the program for low-income sen-iors. Facilities may also pay to have theprogram brought to their location for eightto 12 weeks.“I think we have earned the trust of the

community,” Philip said of the program. “Iwant to make sure that these seniors arenot forgotten.”To see the Forever Fit & Fun group in

action, watch https://www.youtube.com/watch?v=XC9tprvIg6I. For more informa-tion and a calendar of upcoming events,visit www.danceandbmore.com or call (410)871-8322.A performance to benefit the Forever Fit

& Fun Club, “Celebrate Your Light” featur-ing new works, will take place on Saturday,June 11 at 2 p.m. at Motor House, 120 W.North Ave.

BA L T IMORE B E A CON — A P R I L 2 0 1 6 Say you saw it in the Beacon | Arts & Style 25

S L O T S A C C U T A HP A N I C S O R B P A N EA T S E A T R A Y S S N ST H E G R E E N B E R E T SS E T A L A C B A L E

M E L L O W Y E L L O WP A L E R B E E S E G AO R E A H A T S A S L YM E G S A N A R I S E SP A I N T I T B L A C K

S O A R D I P N I C KB L O N D E O N B L O N D E

S O A P O R M E A W A R EA N T E S E E N P I N O ND Y E D I N S S T E M S

ANSWERS TO SCRABBLE

ANSWERS TO CROSSWORD

FROM PAGE 26

DanceFrom page 22

26 More at TheBeaconNewspapers.com A P R I L 2 0 1 6 — B A L T IMORE B E A CON

Scrabble answers on p. 25.

Crossword PuzzleDaily crosswords can be found on our website:

www.TheBeaconNewspapers.comClick on Puzzles Plus

PUZZLE PAGE

Answers on page 25.

BB4/16

69. This year’s elites70. Holds back the tide

Down1. Slight fights2. Woodshop tool3. Early stage4. Result more common in world football than American football

5. Cesarean section sourvenir6. “It’s half price!; what ___”7. Center of a maize8. Red Lobster option9. Asks “Do you want fries with that?”10. Tawdry11. Landers and others12. ___ So Fine15. Parting words21. One before em22. Norma ___ (Sally Field’s first Oscar role)27. Pitcher’s stat.28. Just put on the clothes line29. Take a long look30. ___ and means31. Ceremonial splendor32. Geometry calculation33. Do a senator’s job38. Beehives and bouffants39. Pantry pest41. Pizza crust (mathematically)44. Glanced at someone’s diary46. Midriff48. “Ooh, teacher, ask me”50. Accept UV radiation51. They get turned down at hotels52. Concise cop call56. Ludicrous57. AOL mailer, circa 200058. Loudly laments59. Not yet filleted60. ... ___ I saw Elba61. Santa seats62. Like some clowns

Gold (Anniversary) Records By Stephen Sherr

Across1. One-armed bandits6. Group with VA and GA Techs9. Place for Jazz13. Extreme bear market14. Most of a frozen dessert16. One piece of a stained-glass window17. Between ports18. Cafeteria carrier19. They go at the top of a 1040 form20. Subject of Billboard’s number one

song of 196623. ___ good example24. Varnish ingredient25. Batman actors: Keaton, Kilmer,

Clooney, ___26. Relaxed 1966 hit31. Less bright34. Quilting tilting35. Nintendo foe36. Under Wash.37. Moment of insight40. Fed. Agency founded in 200142. Cunning43. Warhead measure45. Santa ___ winds47. Becomes a sophomore49. The Rolling Stones’ second Cashbox

Number 1 hit of 196653. Go parasailing54. Use the guacamole55. Shaving snafu59. One of Rolling Stone magazine’s “

Top 10 Albums of All-Time,” released in 1966

62. Daily drama63. “It was either you ___”64. In the loop65. Chip in66. Caught in the act67. Attach, as a boutonniere68. Made less gray

1 2 3 4 5 6 7 8 9 10 11 12

13 14 15 16

17 18 19

20 21 22

23 24 25

26 27 28 29 30

31 32 33 34 35

36 37 38 39 40 41 42

43 44 45 46 47 48

49 50 51 52

53 54 55 56 57 58

59 60 61

62 63 64

65 66 67

68 69 70

BA L T IMORE B E A CON — A P R I L 2 0 1 6 Say you saw it in the Beacon 27

ADVERTISING SALES REP – The Beacon isseeking an experienced advertising account execu-tive to cover Baltimore and Howard County sellingadvertising in our print monthlies, resource guides,events and website. Candidates must be hard-working, positive, assertive, detail oriented, outgo-ing, and truly enjoy selling products they believe in.They must have prospecting and cold calling skills,be self-motivated with a proven track record of suc-cess, have strong presentation and verbal commu-nication skills with strong organizational abilities,and a team spirit attitude. We offer Base Salary +Commissions, Health Insurance and Paid Expens-es. If you want to sell a great product that our read-ers enjoy and respect, please send your resume andcover letter to Alan Spiegel, Director of Sales atalan@thebeaconnewspapers.com. No phone callsplease. Equal Opportunity Employer.

COMPANION/CAREGIVER – Do you orsomeone you love need assistance with homecare services? Will provide compassionate andreliable services, such as light housekeeping,meal preparation, personal care and compan-ionship, and more. Private and professional ref-erence. Jackie, 443-653-1778.

FLEA MARKET/CRAFT SHOW.Saturday, May14, 10-2. Vendors invited to sign up now. BykotaSenior Center - Towson. Call 410-887-3094.

TAXES, ACCOUNTING AND BOOKKEEP-ING, eldercare. CPA 38 years, reasonable rates.Call 410-653-3363.

MARYLAND LANDMARK PRINTS – MiltonInn, Cockeysville, Schools, Firehouses, & othersavailable from artist William Gardner. Call410-321-1939, email artbill100@gmail.com. Ex-amples www.yessy.com/artbill100.

KITCHEN ISLAND 1 1/2 INCH THICK – 8’Long 32” wide. Wilson Art Marble Verde De-sign. Trimmed all sides. Like new. Original$500 - Best Offer. Baltimore County. 410-477-0889.

G.E. ELECTRIC DISHWASHER – BlockTop. Energy Saver. Pot scrubber. Used 1 time.$200 or best offer. Baltimore County. 410-477-0889.

MIRROR – FRAMED AND MOUNTED. 3foot wide. 6 foot long + frame. Great for dressingroom or exercise area. $100 or best offer. Balti-more County. 410-477-0889.

MAPLE DINING ROOM TABLE – 65” x 37”opens to 112” with pads, 2 corner cabinets, 4chairs. $700. Queen Anne style sofa. $150. Allexcellent. 410-592-8816.

“THE EPIC OF FLIGHT” – 20-VOLUMESET consists of blue leatherette, embossed TimeLife books, circa mid-1980s. Series captures theadventure and science of aviation from earliestmanned balloon ascension through the era of jetflight. Moving, must sell! $390. Firm. Text/call410-419-3997. Email edamario4@gmail.com.

2-CEMETERY LOTS, GARDENS OFFAITH – Valued $9,995. Sale $2,800. Also G.E.Washer, 3.9 CU Ft., Top Load. High efficiency,paid $638. Used one year. Sale, $225.

GARDENS OF FAITH, ROSEDALE – Over-lea area. 4 cemetery plots. V.G. Resurrection section.Value $16,000. Sell $8,000. 410-761-6206.2 SALVADOR DALI woodblock prints fromDante’s Divine Comedy. Signed and framed.Asking $900 for the pair. Can email pictures ifdesired. Call Steve, 410-913-1653.

MOBILE EYE EXAMS – Comprehensive and/orlow vision eye exams provided to Baltimore seniorswith limited mobility. Visit www.HomeEyeOD.comor call 443-802-9920 for more information.

SANFORD & SON HAULING & RECY-CLING. Trash + Junk removal, house & estatecleanouts, garage+ basement cleanouts. Demolition– Shed, deck fence + pool removal. Licensed + in-sured. Free estimates over the phone. Call 7 days aweek, 7 am to 7 pm. 410-746-5090.

BALTIMORE’S BEST JUNK REMOVAL –Clean Outs: Whole House, Emergency, Attics/ Base-ments. Furniture and Junk Removal, Yard WasteRemoval, General Hauling, Construction DebrisRemoval. Free estimates. 10% Senior Discount. Li-censed, Bonded and Insured. Call Jesse, 443-379-HAUL (4285). www.baltimoresbestjunkremoval.com.

MAN WITH A PICKUP MOVING AND HAUL-ING. Downsizing? Cleaning up? Need weeklytrash pickup? Affordable rates, great reviews, flex-ible scheduling, dependable. Call Vernon at 443-608-0609. www.manwithapickup.com.

HOCO HAULERS – RESIDENTIAL, COM-MERCIAL Junk Removal, Attic/garage cleanouts,light demolition. $10 off your service! HoCo-Haulers.com. 410-292-6700.

SWF AGE 60 EDUCATED, seeks Christianmale, ages 58-72, with good interpersonal com-munication skills for friendship or dating. Call443-851-0726.

WE BUY JEWELRY, SILVER, GOLD, ANDCOSTUME. Coins, Paper Money Too. Watches,Clocks, Military Badges and Patches Old andNew. Call Greg, 717-658-7954.

VINYL RECORDS WANTED from 1950through 1985. Jazz, Rock-n-Roll, Soul, Rhythm& Blues, Reggae and Disco. 33 1/3 LPs, 45s or78s, Larger collections of at least 100 itemswanted. Please call John, 301-596-6201.

OLD AND NEW, WE BUY STERLING SIL-VER FLATWARE, Tea Sets, Single Pieces ofSilver, Large pieces of Silver Plate. Attic, Base-ment or Garage. Call Greg, 717-658-7954. Youhave something to SELL, we are looking to BUY.

COIN CONSULTANT LOOKING FOR PEO-PLE who wish to liquidate coin collections. Ap-praisals, sales, advice, expertise. See me beforeyou go to a coin dealer. Drage Vukcevich, 410-744-8139. Evenings/weekends.

CASH BUYER FOR OLD COSTUME JEW-ELRY – wrist and pocket wrist watches (anycondition). Also buying watchmaker tools andparts, coins, quilts, old toys, postcards, trains,guns, pocket and hunting knives, linens, fishingequipment and tackle boxes, fountain pens,Christmas garden items, crocks and jugs, lampsand lanterns, pottery, military items, sportsmemorabilia, advertising signs, paintings andcontents of attics, basements and garages. Pro-fessional, no pressure individual with over fortyyears of experience. Lloyd D. Baker. 410-409-4965. 717-969-8114, office.

FINE ANTIQUES, PAINTINGS ANDQUALITY VINTAGE FURNISHINGS want-ed by a serious capable buyer. I am very well ed-ucated [law degree] knowledgeable [over 40years in the antique business] and have the fi-nances and wherewithal to handle virtuallyany situation. If you have a special item, collec-tion or important estate I would like to hearfrom you. I pay great prices for great things inall categories from oriental rugs to Tiffany ob-jects, from rare clocks to firearms, from silverand gold to classic cars. If it is wonderful, I aminterested. No phony promises or messy con-signments. References gladly furnished. Pleasecall Jake Lenihan, 301-279-8834. Thank you.

COLLECTOR BUYING MILITARY ITEMS:Helmets, weapons, rifles, shot guns, knives,swords, bayonets, web gear, uniforms, etc. fromall wars and countries. Large quantities areokay. Will pay top prices for my personal collec-tion. Discreet consultations. Call Fred, 301-910-0783.

D AND D ESTATE SALE – Liquidation of con-tents of house. www.DandDEstateSales.com.Call Dan, 410-602-2430.

CAMERAS AND LENSES, CASH ORBARTER – Hobbyist seeks DSLR, digital SLR,and 35mm cameras. Cash or Barter lawncut-ting, yardwork, hedges, light hauling. 443-935-9024.

CLASSIFIEDSThe Beacon prints classified advertising

under the fol low ing headings: Business &Employment Opportunities; Caregivers;Computer Services; Entertainment; For Sale;For Sale/Rent: Real Estate; Free; Health;Home/ Handy man Services; Miscellaneous;Personals; Per son al Services; Va ca tion Oppor-tunities; and Want ed. For sub mis sion guide -lines and dead lines, see the box on the right.

CAVEAT EMPTOR!The Beacon does not know ing ly ac cept ob -

scene, of fen sive, harmful, or fraudulent ad-vertising. How ev er, we do not in ves ti gate anyad ver tis ers or their prod ucts and can not ac -cept re spon si bil i ty for the in teg ri ty of either.Re spon dents to clas si fied ad ver tis ing shouldal ways use cau tion and their best judg ment. EMPLOYMENT & REAL ESTATE ADS: We will not knowingly or intentionally ac-

cept ad ver tis ing in violation of federal, state,and local laws pro hib it ing dis crim i na tionbased on race, color, national origin, sex, fa mil -ial sta tus or handicap in connection with em-ployment or the sale or rental of real estate.

TO PLACE A CLASSIFIEDDeadlines and Payments: Ad text and payment is due by the 5th of each month.Note: Only ads received and prepaid by the deadline will be included in the next month’s issue. Pleasetype or print your ad carefully. Include a number where you can be reached in the event of a question.Payment is due with ad. We do not accept ads by phone or fax, nor do we accept credit cards.

Private Party Text Ads: For individuals seeking to buy or sell particular items, or place a personalad. Each ad is $10 for 25 words, 25 cents for each additional word.

Business Text Ads: For parties engaged in an ongoing business enterprise. Each ad is $25 for 25 words, 50 cents for each additional word.

Note: Each real estate listing counts as one business text ad. Send your classified ad with check or money order, payable to the Beacon, to:

The Beacon, Baltimore Classified Dept. P.O. Box 2227, Silver Spring, MD 20915-2227

Health

Home/Handyman Services

Financial Services

For Sale

Business & Employment Opportunities

Events

Caregivers

Home/Handyman Services

Personal Services

Wanted

Wanted

Clinical Research StudiesBrain Imaging Study . . . . . . . . . . . . .12Cancer Clinical Trials . . . . . . . . . . . .12Cancer Survivor Spirit Study . . . . . . .13COPD Study . . . . . . . . . . . . . . . . . . .11Elderly Falls Study . . . . . . . . . . . . . .12Exercise Training Study . . . . . . . . . . .13Iron Supplement Study . . . . . . . . . . .13Memory Problems Study . . . . . . . . . .10Stroke Survivors Study . . . . . . . . . . .11Urinary Leakage Study . . . . . . . . . . .10Vitamin D Fall Prevention/ Sturdy Study . . . . . . . . . . . . . . . . . .10

Dental ServicesMishpacha Dental . . . . . . . . . . . . . . . .6

EventsKidney Walk . . . . . . . . . . . . . . . . . . .25WOMENFEST . . . . . . . . . . . . . . . . .24

Financial ServicesBennett Senior Services . . . . . . . . . . .16Debt Counsel for Seniors and the Disabled . . . . . . . .15

Good Fixed Rates . . . . . . . . . . . . . . .15JS Richardson Insurance . . . . . . . . . .18

PENFED Credit Union . . . . . . . . . . .17

Hearing ServicesHearing & Speech Agency . . . . . . . . . .8

Home Health CareAbsolute Companion Care . . .B-3, B-10Genesis Select Care . . . . . . . . . . . . .B-9Independent Home Care . . . . . . . . . .16One DayAt A Time Personal Care . . . .9Options for Senior America . . . . . . . .21

HousingAtrium Village . . . . . . . . . . . . .B-3, B-6Brightview Senior Living . . . . . . . . .28Buckingham’s Choice/Integrace . . . . .9Charlestown/Erickson . . . . . .B-3, B-10Christ Church Harbor Apts. . . . . . . .B-9Ednor Apts. . . . . . . . . . . . . . . . . . . .B-4Evergreen . . . . . . . . . . . . . . . . . . . . .B-2Fairhaven/Integrace . . . . . . . . . . . . . . .9Gatherings at Quarry Place/Beazer Homes . . . . . . .7

Greens, The . . . . . . . . . . . . . . . . . . .B-2Heritage Run at Stadium Place . . . .B-8Homewood at Frederick . . . . . . . . . . .9Linden Park Apts. . . . . . . . . .B-5, B-11

Oak Crest/Erickson . . . . . . . .B-5, B-10Park Heights Place . . . . . . . . . . . . .B-10Park View Apartments . . . . . . . . . . . .20Pickersgill . . . . . . . . . . . . . . . . . . . .B-4Shangri-La Assisted Living . . . . .B-5, B-9St. Mary’s Roland View Towers . . . . .B-11Walker Mews . . . . . . . . . . . . . . . . . .B-4Weinberg Senior Living . . . . .B-5, B-12

Housing Referral ServiceOasis Senior Advisors . . . . . . . . . . . .18Senior PlacementService/Care Patrol . . . . . . . . . . . .B-8

Legal ServicesDisability Support Services . . . . . . . .14Frank, Frank & Scherr Law Firm . . .16

Medical/HealthDr. Richard Rosenblatt, DPM . . . . . . .7Eldorado Hair Replacement . . . . . . . .21Physical Therapy and Wellness Center . . . . . . . . . . . . . . . .4

Stuart Goldman, DPM . . . . . . . . . . . . .5

MovingCustom Moves . . . . . . . . . . . . . . . . .B-8

PharmaciesProfessional Pharmacy Group . . . . . .17

Real EstateThe Bob Lucido Team . . . . . . . . . . . . .3

ServicesGreg Young, Exterminator . . . . . . .B-11

ShoppingNational Photo . . . . . . . . . . . . . . . . . . .4Radio Flea Market . . . . . . . . . . . . . . .24

Skilled Nursing & RehabCommuniCare Health . . . . . . . . . . . .14Keswick . . . . . . . . . . . . . . . . . . . . . . . .8Manor Care Health Services . . . . . . . .6

Theatres/MuseumsJewish Museum of Maryland . . . . . . .23Lyric, The . . . . . . . . . . . . . . . . . .B-7, 23Meyerberg Center . . . . . . . . . . . . . . .22Toby’s Dinner Theatre . . . . . . . . . . . .22

TravelEyre Tour & Travel . . . . . . . . . . . . . .21Festive Holidays . . . . . . . . . . . . . . . .21

ADVERTISERS IN THIS ISSUE

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www.BrightviewSeniorLiving.com

Vibrant LifestyleHigh-energy fun to quiet relaxation, to a social life as full as you want it to be; get-togethers with friends, old and new; lifelong learning; volunteer programs

Vibrant PlaceGreat gathering places to connect and engage; transportation services offering you the freedom to get out and about; hassle-free living in your own private home

Vibrant PeopleCaring and fun staff

providing a full complement of services; positive,

neighbors where everyone shares a spirit of vibrant living; programs to keep

your mind, body and spirit at their best

Vibrant CompanyBaltimore-based

company; high standards, a proven track

record and outstanding resident and associate satisfaction ratings; a

solid value for your dollar

Independent, Assisted Living & Dementia CareBrightview Avondell • 410-638-8100 | Brightview Mays Chapel Ridge • 410-628-2100

Brightview Perry Hall • 410-529-1903 | Brightview Rolling Hills • 410-744-7101Brightview Severna Park • 410-544-1605 | Brightview Westminster Ridge • 410-871-2225

Assisted Living & Dementia CareBrightview Bel Air • 410-893-2202 | Brightview Catonsville • 410-788-5001

Brightview South River • 410-956-7310 | Brightview Towson • 410-296-3320 Brightview White Marsh • 410-668-1588

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