APRIL

Holiday ClosingsELGA Credit Union offices will be

closed the following Holidays:

Memorial Weekend Saturday, May 26th through

Monday, May 28th

IMPORTANT NOTICE!Teller Machines Coming Soon to Burton Branch! The Burton Branch on Center Road will be closing down its drive thru for the month of May. It will be closed to install new Teller Machines for your future convenience. During construction, you will be able to access a new ATM located on the North side of the current drive thru area.

You will also be able to access the Teller Machine in the branch lobby to do deposits, withdrawals, transfers, make ELGA loan and VISA payments while interacting with a friendly ELGA associate. The Teller Machine in the lobby will be available Monday through Friday during branch hours.

We are sorry for any inconvenience this may cause you, but we know you’ll love the convenience and service the new Teller Machines will bring to your future banking needs.

Moments2018

Burtondrive thru to be CLOSED

for the MONTH OF

MAY

Thank you in advancefor your patience!

Have you discovered the convenience ofour new Teller Machines? Teller Machinehours will be soon be expanded to Saturdaysto even better serve you!

Starting June 2018:Burton Only - Saturday 10am-1pm

Starting July 2018:Davison, Flint, Flushing, Goodrich,and Saginaw - Saturday 10am-1pm

ELGA’s new Teller Machines are located at the following branches: Davison, Flint, Flushing, Goodrich, Saginaw and coming in June to Burton!

Once you try them, we know you will love them!

Coming Soon!Saturday Teller Machine Hours

Kasasa SaverSaving has never been easier!

Great rates for any term:

*APY is Annual Percentage Yield. Minimum balance requirement is $5,000. Promotional offer ends May 31st, 2018. Penalty for early withdrawal. Federally insured by the NCUA. See credit union for further information. ELGA reserves

the right to end this promotion at any time.

When you’re looking to get the most out of your savings, we have options that make it easy to save. And our special CD rate offer is perfect to take your savings to new heights.

• Low minimum deposit - $5,000• Your money is safe - Federally insured by the NCUA

Take your savings to new heights with ELGA.

3.10%65 MONTH CD

18 Month CD ................. 1.80% APY30 Month CD ................. 2.20% APY42 Month CD ................. 2.40% APY55 Month CD ................. 2.90% APY

LIMITED TIME OFFER...Visit Us Today!

Your TAX REFUND could bethe key to an easy AUTO LOAN

Your tax refund check may just be the down payment you need to get into a

new or used car or truck.EVEN IF YOU’VE HAD PAST CREDIT

PROBLEMS!

Talk to an ELGA Representative TODAY!

Kasasa Saver when linked to your FREE Kasasa Checking account allows you to build your savings effortlessly, by automatically transferring Kasasa checking rewards straight to your savings!

• No minimum balance required • No monthly service charge • Links to your FREE Kasasa Cash or Cash Back account • Automatically saves you more cash by transferring Kasasa Rewards • Earn higher dividends on what you save

For more information on the many benefits of Kasasa Saver, just ask your friendly ELGA Representative, or visit www.ELGACU.com!

Time to be a SUPERHEROJoin the ELGA Wellness Running team on Saturday, April 14th, for the Annual Superhero 5K/1K Run. All proceeds will go to The Weiss Advocacy Center; serving abused and neglected children by advocating for each to have a safe, loving and permanent home.

For more information or to register: www.flintsuperhero.runFacebook: FlintSuperhero5k

Every child needs a hero, but abused children need a SUPERHERO.

SECURITY CORNER -Using Mobile Banking Safely

• Keep your personal information private. Don’t share your username or password with anyone and don’t save it on your phone • Password-protect your mobile device • Disable your phone immediately if your phone is lost or stolen and change your XpressLink Online password on your computer as soon as possible • Monitor your accounts on a regular basis

Mobile banking when using Text Banking (SMS)SMS, or text banking, is the quickest and easiest way to look up your balance and recent transactions. Do not send personal account information over a text message. ELGA CU will never ask for account information from you via a text message.

Mobile banking through a Mobile Web BrowserMost mobile web browsers have standard site encryption built in to protect your mobile banking security. For added security: • Log out and close your browser when you are not using the internet on your phone or tablet • Set up daily alerts to track account activity. This is a great way to detect fraudulent activity on your account • Use secure, encrypted websites for all financial transactions on your mobile device • Never give your password or account number on a site you are unsure about • Do not use public Wi-Fi when logging into mobile or online banking, if possible

Mobile banking using a Mobile Banking AppMobile banking apps are the ideal way to access your accounts from a mobile phone. These applications link directly to ELGA Credit Union systems, making them faster and easier to use.

For the highest level of security: • Log out of the mobile banking application as soon as you are finished • Apply updates as soon as they become available

We would like to send out a big thank you to our members, volunteers and staff for participating in our Annual Meeting on February 27th. Your participation goes a long way to making us stronger. 2017 was an amazing year and we look forward to many more great days ahead in this coming year!

We would also like to congratulate Sheveze Anderson and Kevin Keane on being re-elected to the Board of Directors. A big thank you goes out to all our Board of Directors for their continued commitment to ELGA. We sincerely appreciate everything you do for us, Diana Currier, Joe Boris, Stevan Pirkovic, Dave Hutchins, Harold Mott, Sheveze Anderson and Kevin Keane. Finally, we would like to thank Ruthy Quarles, Travis Emmons and Rod Slaughter who serve on our Supervisory Committee and Connie Fry from the Credit Committee. Your guidance and hard work is greatly appreciated by everyone here at ELGA.

A Big Thank You!

Get A Better MortgageWhether it’s your first home, downsizing or buying a bigger home for your growing family, our mortgage professionals can make your dreams a reality. Before you buy or refinance, talk to us first. We’ll take care of the details so you can enjoy the moment.

For a mortgage request, visitus online at: www.ELGACU.comor call: (810) 600-4409

ELGA promotes financial wellness by offering 12 FREE Financial Fitness workshops. Seminars cover topics from how much it costs to feed your family, to planning the purchase of a new auto or dream vacation, to financing college or a future wedding. These seminars will help move you forward on the best path to reach your financial spending and saving goals. You can choose the seminars that best fit you, but registration is required.

If you are interested in learning more about these seminars, presented by our own Financial Fitness Coach – Lori Hawk, visit: www.ELGACU.com and click on Financial Fitness Seminars.

Ready to getFinancially Fit?

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ELGACU @ELGAcu elgacreditunion ELGACU

Burton Office2303 S. Center Rd.

Davison Office8415 Davison Rd.

Davison Office in VG’s8503 Davison Rd.

Fenton Office in VG’s1390 N. Leroy Street

Flint Office5072 Corunna Rd.

Flushing Office6243 W. Pierson Rd.

Goodrich Office8125 S. State Road

Lapeer Office799 Harrison Street

Montrose Office7026 W. Vienna Rd.

Saginaw Office2686 McLeod Drive N.

(810) 715-3542www.ELGACU.com

ELGA Credit Union has a full-line of business services to help you every step of the way. Our Business Services team has the knowledge, products and services to help you grow your business. From flexible lending solutions for real estate, equipment, lines of credit, streamlining your day-to-day operations with Online banking, to providing Merchant Card and ACH services, ELGA has the skilled specialists to assist you in making your business a success.

For more information on how ELGA CU can assist your business, simply stop by any branch, or you can contact one of our Business Team members.

Business Relationship Representative(Accounts/Products) Christina Church- (810) 553-5698

Lending Frank Piccione – (810) 600-2530Brad Bartholomew – (810) 600-2541

Take Your Businessto the Next Level

ELGA CU is once again partnering with ABC TV 12 to host the 2018 Diaper Drive. Last year members and community sponsors raised $101,892 to benefit the Flint Diaper Bank. May 21st through Friday, June 1st, every ELGA branch will be selling paper diapers to help support this great cause. Each $1 equals 7 diapers, the amount of diapers needed each day for a baby. The Flint Diaper Bank stores the diapers at the Foodbank of Eastern Michigan. The diapers are then dispersed to agencies after a recipient is qualified to receive them. Please show your support, next time you are in one of our branches, by purchasing a paper diaper. Your generosity can help change a baby’s life.

Help SupportFlint Diaper Bank!