div class=ts-pagebutton class=gotoPage data-page=1Page 1button div class=ts-imageimg data-url=arc-final-opinion-and-transmittal-ifrs-hamilton-bermuda-march-26-2019-referencehtmlpage=1 data-page=1 class=ts-thumb lazyload alt=Page 1: ARC Final Opinion and Transmittal - IFRSHamilton Bermuda March 26 2019 Reference: Independent Auditors Report on the Financial Statements of4frican Risk Capacity Insurance Company loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader035vdocumentsnetreader035viewer20220711065fe0d3ee39c76a22ef512572html5thumbnails1jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=2Page 2button div class=ts-imageimg data-url=arc-final-opinion-and-transmittal-ifrs-hamilton-bermuda-march-26-2019-referencehtmlpage=2 data-page=2 class=ts-thumb lazyload alt=Page 2: ARC Final Opinion and Transmittal - IFRSHamilton Bermuda March 26 2019 Reference: Independent Auditors Report on the Financial Statements of4frican Risk Capacity Insurance Company loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader035vdocumentsnetreader035viewer20220711065fe0d3ee39c76a22ef512572html5thumbnails2jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=3Page 3button div class=ts-imageimg data-url=arc-final-opinion-and-transmittal-ifrs-hamilton-bermuda-march-26-2019-referencehtmlpage=3 data-page=3 class=ts-thumb lazyload alt=Page 3: ARC Final Opinion and Transmittal - IFRSHamilton Bermuda March 26 2019 Reference: Independent Auditors Report on the Financial Statements of4frican Risk Capacity Insurance Company loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader035vdocumentsnetreader035viewer20220711065fe0d3ee39c76a22ef512572html5thumbnails3jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=4Page 4button div class=ts-imageimg data-url=arc-final-opinion-and-transmittal-ifrs-hamilton-bermuda-march-26-2019-referencehtmlpage=4 data-page=4 class=ts-thumb lazyload alt=Page 4: ARC Final Opinion and Transmittal - IFRSHamilton Bermuda March 26 2019 Reference: Independent Auditors Report on the Financial Statements of4frican Risk Capacity Insurance Company loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader035vdocumentsnetreader035viewer20220711065fe0d3ee39c76a22ef512572html5thumbnails4jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=5Page 5button div class=ts-imageimg data-url=arc-final-opinion-and-transmittal-ifrs-hamilton-bermuda-march-26-2019-referencehtmlpage=5 data-page=5 class=ts-thumb lazyload alt=Page 5: ARC Final Opinion and Transmittal - IFRSHamilton Bermuda March 26 2019 Reference: Independent Auditors Report on the Financial Statements of4frican Risk Capacity Insurance Company loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader035vdocumentsnetreader035viewer20220711065fe0d3ee39c76a22ef512572html5thumbnails5jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=6Page 6button div class=ts-imageimg data-url=arc-final-opinion-and-transmittal-ifrs-hamilton-bermuda-march-26-2019-referencehtmlpage=6 data-page=6 class=ts-thumb lazyload alt=Page 6: ARC Final Opinion and Transmittal - IFRSHamilton Bermuda March 26 2019 Reference: Independent Auditors Report on the Financial Statements of4frican Risk Capacity Insurance Company loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader035vdocumentsnetreader035viewer20220711065fe0d3ee39c76a22ef512572html5thumbnails6jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=7Page 7button div class=ts-imageimg data-url=arc-final-opinion-and-transmittal-ifrs-hamilton-bermuda-march-26-2019-referencehtmlpage=7 data-page=7 class=ts-thumb lazyload alt=Page 7: ARC Final Opinion and Transmittal - IFRSHamilton Bermuda March 26 2019 Reference: Independent Auditors Report on the Financial Statements of4frican Risk Capacity Insurance Company loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader035vdocumentsnetreader035viewer20220711065fe0d3ee39c76a22ef512572html5thumbnails7jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=8Page 8button div class=ts-imageimg data-url=arc-final-opinion-and-transmittal-ifrs-hamilton-bermuda-march-26-2019-referencehtmlpage=8 data-page=8 class=ts-thumb lazyload alt=Page 8: ARC Final Opinion and Transmittal - IFRSHamilton Bermuda March 26 2019 Reference: Independent Auditors Report on the Financial Statements of4frican Risk Capacity Insurance Company loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader035vdocumentsnetreader035viewer20220711065fe0d3ee39c76a22ef512572html5thumbnails8jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=9Page 9button div class=ts-imageimg data-url=arc-final-opinion-and-transmittal-ifrs-hamilton-bermuda-march-26-2019-referencehtmlpage=9 data-page=9 class=ts-thumb lazyload alt=Page 9: ARC Final Opinion and Transmittal - IFRSHamilton Bermuda March 26 2019 Reference: Independent Auditors Report on the Financial Statements of4frican Risk Capacity Insurance Company loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader035vdocumentsnetreader035viewer20220711065fe0d3ee39c76a22ef512572html5thumbnails9jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=10Page 10button div class=ts-imageimg data-url=arc-final-opinion-and-transmittal-ifrs-hamilton-bermuda-march-26-2019-referencehtmlpage=10 data-page=10 class=ts-thumb lazyload alt=Page 10: ARC Final Opinion and Transmittal - IFRSHamilton Bermuda March 26 2019 Reference: Independent Auditors Report on the Financial Statements of4frican Risk Capacity Insurance Company loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader035vdocumentsnetreader035viewer20220711065fe0d3ee39c76a22ef512572html5thumbnails10jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=11Page 11button div class=ts-imageimg data-url=arc-final-opinion-and-transmittal-ifrs-hamilton-bermuda-march-26-2019-referencehtmlpage=11 data-page=11 class=ts-thumb lazyload alt=Page 11: ARC Final Opinion and Transmittal - IFRSHamilton Bermuda March 26 2019 Reference: Independent Auditors Report on the Financial Statements of4frican Risk Capacity Insurance Company loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader035vdocumentsnetreader035viewer20220711065fe0d3ee39c76a22ef512572html5thumbnails11jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=12Page 12button div class=ts-imageimg data-url=arc-final-opinion-and-transmittal-ifrs-hamilton-bermuda-march-26-2019-referencehtmlpage=12 data-page=12 class=ts-thumb lazyload alt=Page 12: ARC Final Opinion and Transmittal - IFRSHamilton Bermuda March 26 2019 Reference: Independent Auditors Report on the Financial Statements of4frican Risk Capacity Insurance Company loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader035vdocumentsnetreader035viewer20220711065fe0d3ee39c76a22ef512572html5thumbnails12jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=13Page 13button div class=ts-imageimg data-url=arc-final-opinion-and-transmittal-ifrs-hamilton-bermuda-march-26-2019-referencehtmlpage=13 data-page=13 class=ts-thumb lazyload alt=Page 13: ARC Final Opinion and Transmittal - IFRSHamilton Bermuda March 26 2019 Reference: Independent Auditors Report on the Financial Statements of4frican Risk Capacity Insurance Company loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader035vdocumentsnetreader035viewer20220711065fe0d3ee39c76a22ef512572html5thumbnails13jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=14Page 14button div class=ts-imageimg data-url=arc-final-opinion-and-transmittal-ifrs-hamilton-bermuda-march-26-2019-referencehtmlpage=14 data-page=14 class=ts-thumb lazyload alt=Page 14: ARC Final Opinion and Transmittal - IFRSHamilton Bermuda March 26 2019 Reference: Independent Auditors Report on the Financial Statements of4frican Risk Capacity Insurance Company loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader035vdocumentsnetreader035viewer20220711065fe0d3ee39c76a22ef512572html5thumbnails14jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=15Page 15button div class=ts-imageimg data-url=arc-final-opinion-and-transmittal-ifrs-hamilton-bermuda-march-26-2019-referencehtmlpage=15 data-page=15 class=ts-thumb lazyload alt=Page 15: ARC Final Opinion and Transmittal - IFRSHamilton Bermuda March 26 2019 Reference: Independent Auditors Report on the Financial Statements of4frican Risk Capacity Insurance Company loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader035vdocumentsnetreader035viewer20220711065fe0d3ee39c76a22ef512572html5thumbnails15jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=16Page 16button div class=ts-imageimg data-url=arc-final-opinion-and-transmittal-ifrs-hamilton-bermuda-march-26-2019-referencehtmlpage=16 data-page=16 class=ts-thumb lazyload alt=Page 16: ARC Final Opinion and Transmittal - IFRSHamilton Bermuda March 26 2019 Reference: Independent Auditors Report on the Financial Statements of4frican Risk Capacity Insurance Company loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader035vdocumentsnetreader035viewer20220711065fe0d3ee39c76a22ef512572html5thumbnails16jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=17Page 17button div class=ts-imageimg data-url=arc-final-opinion-and-transmittal-ifrs-hamilton-bermuda-march-26-2019-referencehtmlpage=17 data-page=17 class=ts-thumb lazyload alt=Page 17: ARC Final Opinion and Transmittal - IFRSHamilton Bermuda March 26 2019 Reference: Independent Auditors Report on the Financial Statements of4frican Risk Capacity Insurance Company loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader035vdocumentsnetreader035viewer20220711065fe0d3ee39c76a22ef512572html5thumbnails17jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=18Page 18button div class=ts-imageimg data-url=arc-final-opinion-and-transmittal-ifrs-hamilton-bermuda-march-26-2019-referencehtmlpage=18 data-page=18 class=ts-thumb lazyload alt=Page 18: ARC Final Opinion and Transmittal - IFRSHamilton Bermuda March 26 2019 Reference: Independent Auditors Report on the Financial Statements of4frican Risk Capacity Insurance Company loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader035vdocumentsnetreader035viewer20220711065fe0d3ee39c76a22ef512572html5thumbnails18jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=19Page 19button div class=ts-imageimg data-url=arc-final-opinion-and-transmittal-ifrs-hamilton-bermuda-march-26-2019-referencehtmlpage=19 data-page=19 class=ts-thumb lazyload alt=Page 19: ARC Final Opinion and Transmittal - IFRSHamilton Bermuda March 26 2019 Reference: Independent Auditors Report on the Financial Statements of4frican Risk Capacity Insurance Company loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader035vdocumentsnetreader035viewer20220711065fe0d3ee39c76a22ef512572html5thumbnails19jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=20Page 20button div class=ts-imageimg data-url=arc-final-opinion-and-transmittal-ifrs-hamilton-bermuda-march-26-2019-referencehtmlpage=20 data-page=20 class=ts-thumb lazyload alt=Page 20: ARC Final Opinion and Transmittal - IFRSHamilton Bermuda March 26 2019 Reference: Independent Auditors Report on the Financial Statements of4frican Risk Capacity Insurance Company loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader035vdocumentsnetreader035viewer20220711065fe0d3ee39c76a22ef512572html5thumbnails20jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=21Page 21button div class=ts-imageimg data-url=arc-final-opinion-and-transmittal-ifrs-hamilton-bermuda-march-26-2019-referencehtmlpage=21 data-page=21 class=ts-thumb lazyload alt=Page 21: ARC Final Opinion and Transmittal - IFRSHamilton Bermuda March 26 2019 Reference: Independent Auditors Report on the Financial Statements of4frican Risk Capacity Insurance Company loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader035vdocumentsnetreader035viewer20220711065fe0d3ee39c76a22ef512572html5thumbnails21jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=22Page 22button div class=ts-imageimg data-url=arc-final-opinion-and-transmittal-ifrs-hamilton-bermuda-march-26-2019-referencehtmlpage=22 data-page=22 class=ts-thumb lazyload alt=Page 22: ARC Final Opinion and Transmittal - IFRSHamilton Bermuda March 26 2019 Reference: Independent Auditors Report on the Financial Statements of4frican Risk Capacity Insurance Company loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader035vdocumentsnetreader035viewer20220711065fe0d3ee39c76a22ef512572html5thumbnails22jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=23Page 23button div class=ts-imageimg data-url=arc-final-opinion-and-transmittal-ifrs-hamilton-bermuda-march-26-2019-referencehtmlpage=23 data-page=23 class=ts-thumb lazyload alt=Page 23: ARC Final Opinion and Transmittal - IFRSHamilton Bermuda March 26 2019 Reference: Independent Auditors Report on the Financial Statements of4frican Risk Capacity Insurance Company loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader035vdocumentsnetreader035viewer20220711065fe0d3ee39c76a22ef512572html5thumbnails23jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=24Page 24button div class=ts-imageimg data-url=arc-final-opinion-and-transmittal-ifrs-hamilton-bermuda-march-26-2019-referencehtmlpage=24 data-page=24 class=ts-thumb lazyload alt=Page 24: ARC Final Opinion and Transmittal - IFRSHamilton Bermuda March 26 2019 Reference: Independent Auditors Report on the Financial Statements of4frican Risk Capacity Insurance Company loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader035vdocumentsnetreader035viewer20220711065fe0d3ee39c76a22ef512572html5thumbnails24jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=25Page 25button div class=ts-imageimg data-url=arc-final-opinion-and-transmittal-ifrs-hamilton-bermuda-march-26-2019-referencehtmlpage=25 data-page=25 class=ts-thumb lazyload alt=Page 25: ARC Final Opinion and Transmittal - IFRSHamilton Bermuda March 26 2019 Reference: Independent Auditors Report on the Financial Statements of4frican Risk Capacity Insurance Company loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader035vdocumentsnetreader035viewer20220711065fe0d3ee39c76a22ef512572html5thumbnails25jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=26Page 26button div class=ts-imageimg data-url=arc-final-opinion-and-transmittal-ifrs-hamilton-bermuda-march-26-2019-referencehtmlpage=26 data-page=26 class=ts-thumb lazyload alt=Page 26: ARC Final Opinion and Transmittal - IFRSHamilton Bermuda March 26 2019 Reference: Independent Auditors Report on the Financial Statements of4frican Risk Capacity Insurance Company loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader035vdocumentsnetreader035viewer20220711065fe0d3ee39c76a22ef512572html5thumbnails26jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=27Page 27button div class=ts-imageimg data-url=arc-final-opinion-and-transmittal-ifrs-hamilton-bermuda-march-26-2019-referencehtmlpage=27 data-page=27 class=ts-thumb lazyload alt=Page 27: ARC Final Opinion and Transmittal - 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