as of june 2013 remaining issuing capacity (*) 2,036 1,384 · 2013. 9. 30. · remaining issuing...
TRANSCRIPT
4,021
6,907
5,200
6,030
4,042
3,999
2,621
279
3,245
1,354
250
0
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0450
195 9020
965
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3,247
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3,500 605
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2,458
4,2501,750
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Public Issues Retained Issues
1
CaixaBank – Covered Bond Programme
CB Collateral by Type Mo
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as of June 2013
Mortgage Covered Bond Issues: Maturity Profile 1
Source: CaixaBank
(1) Includes Multiname Covered Issuance
Data in million €
(*) Issuing Capacity= 80% of Collateral Available for C. Hipotecarias and 70% for C. Territoriales
(**) Due to the early amortisation of € 3 Bn of retained cedulas on April 15th, OC ratio is currently higher
Data in Million €
65%
27%
8%
Residential Commercial Public Sector
Mortgages Public Sector
Total Collateral for Covered Bonds 137,740 11,977 Elligible Portfolio 95,445 11,977
Cédulas
Hipotecarias
Cédulas
Territoriales
Used Collateral 92,900 10,000 Covered Bond Issued Amount 74,320 7,000
Over Collaterization 185% 171%
Available Collateral 2,545 1,977
REMAINING ISSUING CAPACITY (*) 2,036 1,384 Mn €
(*) Issuing Capacity= 80% of Collateral Available for C. Hipotecarias and 70% for C. Territoriales
3,420 Available Issuing Capacity
81,3 € bn
84,7 € bn
107,4 € bn
149,7 € bn
≈ 3,4 € bn Remaining Issuing
Capacity
42,3 € bn
Outstanding CBs
Max. CB Issuance
Elegible vs non-elegible
Total Collateral (Mortgages+Public
Sector)
2
Mo
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Source: CaixaBank
Solid levels of Over Collaterization Remarkable facts:
• Q2 2012: Generation of additional collateral for the ECB credit facility to anticipate any potential deterioration in markets • Q3 2012: Integration of Banca Cívica
OC Evolution
as of June 2013
CaixaBank – Covered Bond Programme
Legal OC
128%
3
1. Residential Assets. Collateral
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(1) Data of foreclosures not available for loans granted in Cajasol and CAN branches Source: CaixaBank
Portfolio Breakdown
as of June 2013 Cover Pool Description
Total Mortgage Loans (ex securitization) 97,030,558 Floating Rate loan Interest Rate type: 99.43%
Number of loans 1,239,047 WA Interest Rate (Floating Rate loans) 2.33%
Average Loan balance (€) 78,311 WA Interest Rate (Fixed Rate loans) 5.24%
Number of Borrowers 1,053,901
Number of properties 1,312,024
WA Seasoning in months 79 6.6 yrs
WA Remaining term in months 263 21.9 yrs
Expected WA life of the portfolio in years 12 yrs
Avg LTV (%) 45.74%
WA LTV (%) 57.39%
Unindexed LTV
Ranges Distributions
Total Loan Balance
(ex sec) €k %
0-≤40% 19,130,639 19.7%
>40%-≤50% 13,022,581 13.4%
>50%-≤60% 17,229,381 17.8%
>60%-≤70% 21,597,681 22.3%
>70%-≤80% 16,297,308 16.8%
>80%-≤85% 3,349,736 3.5%
>85%-≤90% 2,894,470 3.0%
>90%-≤95% 1,895,209 2.0%
>95%-≤100% 722,853 0.7%
>100%-≤105% 275,094 0.3%
>105% 615,606 0.6%
97,030,558
Seasoning (months) € k %
< 12 3,050,478 3.1%
≥12-<24 4,463,746 4.6%
≥24-<36 7,017,068 7.2%
≥36-<60 12,630,364 13.0%
≥60 69,868,901 72.0%
Total: 97,030,558
Loans in Arreas
<2m 0.13%
≥ 2m - <6m 0.28%
≥ 6m - <12m 0.99%
≥12m 0.00%
in foreclosure 2.07%
Balance per LTV-band
19.7%
13.4%
17.8%
22.3%
16.8%
3.5% 3.0%2.0%
0.7% 0.3% 0.6%
0.0%
5.0%
10.0%
15.0%
20.0%
25.0%
90% of the loans with LTV < 80%
3.1%
4.6%
7.2%
13.0%
72.0%
< 12
≥12-<24
≥24-<36
≥36-<60
≥60
Seasoning
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Source: CaixaBank
as of June 2013
1. Residential Assets. Collateral
Property type € k %
First Home 86,403,151 89.0%
Second Home 8,363,064 8.6%
Not Owner occupied 1,230,281 1.3%
Other 1,034,063 1.1%
Total: 97,030,558
Loan Purpose € k %
Adquisition 61,773,055 63.7%
Re-mortgage 17,658,116 18.2%
Equity release 4,275,839 4.4%
Rehabilitation 6,190,203 6.4%
New construction 4,531,327 4.7%
Other 2,602,018 2.7%
Total: 97,030,558
Regional Distribution € k %
Catalonia 28,328,454 29.2%
Andalusia 17,549,525 18.1%
Madrid 12,668,820 13.1%
Canary Islands 6,548,621 6.7%
Valencia 5,611,906 5.8%
Castile León 3,795,240 3.9%
Balearic Islands 3,767,557 3.9%
Navarra 3,191,413 3.3%
Castile La Mancha 3,166,430 3.3%
Basque Country 2,714,557 2.8%
Galicia 2,078,221 2.1%
Murcia 2,070,039 2.1%
Aragon 1,552,920 1.6%
Cantabria 896,006 0.9%
Extremadura 868,205 0.9%
Others/ No info 829,186 0.9%
Asturias 797,193 0.8%
La Rioja 503,647 0.5%
Ceuta 74,633 0.1%
Melilla 17,985 0.0%
Total: 97,030,558
Specific Loan and Borrower characteristics
63.7%
18.2%
4.4% 6.4% 4.7% 2.7%
0.0%
10.0%
20.0%
30.0%
40.0%
50.0%
60.0%
70.0%
Adquisition Re-mortgage Equity release Rehabilitation New construction
Other
89.0%
8.6%1.3% 1.1%
0.0%
10.0%
20.0%
30.0%
40.0%
50.0%
60.0%
70.0%
80.0%
90.0%
100.0%
First Home Second Home Not Owner occupied Other
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Source: CaixaBank
as of June 2013
2. Commercial Assets. Collateral
Portfolio Breakdown
Cover Pool Description
Total Mortgage Loans (ex securitization) (€ k) 40,709,519 Floating Rate loan Interest Rate type: 96.6%
Number of loans 205,439 WA Interest Rate (Floating Rate loans) 2.96%
Average Loan balance (€) 198,159 WA Interest Rate (Fixed Rate loans) 5.13%
Number of Borrowers 92,618
Number of properties 251,560
WA Seasoning in months 67 5.6 yrs
WA Remaining term in months 170 14.2 yrs
Average LTV (%) 42.43%
WA LTV (%) 58.40%
Unindexed LTV
Ranges Distribution
Total Loan Balance
(ex sec) €k %
0-≤40% 9,443,445 23.2%
>40%-≤50% 5,879,678 14.4%
>50%-≤60% 6,766,936 16.6%
>60%-≤70% 7,514,628 18.5%
>70%-≤80% 4,710,936 11.6%
>80%-≤85% 1,227,795 3.0%
>85%-≤90% 906,644 2.2%
>90%-≤95% 850,870 2.1%
>95%-≤100% 1,547,303 3.8%
>100%-≤105% 623,737 1.5%
>105% 1,237,546 3.0%
40,709,519
Property Type € k %
Offices 1,469,644 3.6%
Retail 5,263,854 12.9%
Industrial 3,375,544 8.3%
Hotel 1,680,910 4.1%
Flats & Houses 12,571,049 30.9%
Land 6,546,411 16.1%
Mixed Use and Others 9,802,107 24.1%
Total: 40,709,519
84% of the loans with LTV < 80%
23.2%
14.4%
16.6%
18.5%
11.6%
3.0%2.2% 2.1%
3.8%
1.5%3.0%
0%
5%
10%
15%
20%
25%
Specific Loan and Borrower characteristics
3.6%
12.9%
8.3%
4.1%
30.9%
16.1%
24.1%
0%
5%
10%
15%
20%
25%
30%
35%
Offices Retail Industrial Hotel Flats & Houses
Land Mixed Use and Others
Property Type
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Source: CaixaBank
as of June 2013
2. Commercial Assets. Collateral
Regional Distribution € k %
Andalusia 8,610,880 21.2%
Catalonia 8,531,584 21.0%
Madrid 6,671,562 16.4%
Canary Islands 4,047,137 9.9%
Valencia 1,795,301 4.4%
Castile León 1,624,820 4.0%
Castile La Mancha 1,530,856 3.8%
Balearic Islands 1,342,473 3.3%
Basque Country 1,323,972 3.3%
Navarra 1,180,457 2.9%
Others/ No info 1,057,227 2.6%
Galicia 699,091 1.7%
Aragon 629,770 1.5%
Murcia 565,619 1.4%
Extremadura 346,864 0.9%
Cantabria 286,733 0.7%
La Rioja 230,808 0.6%
Asturias 205,410 0.5%
Ceuta 21,760 0.1%
Melilla 7,193 0.0%
Total: 40,709,519
Loan Maturity (yrs) € k %
≤ 5 8,078,489 19.8%
>5 - ≤10 7,808,971 19.2%
>10 - ≤15 7,584,423 18.6%
>15 - ≤25 8,726,379 21.4%
>25 - ≤50 8,511,107 20.9%
>50 151 0.0%
Total: 40,709,519
19.8%
19.2%
18.6%
21.4%
20.9%
0.0%
≤ 5
>5 - ≤10
>10 - ≤15
>15 - ≤25
>25 - ≤50
>50
Loan Maturity (yrs)
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Source: CaixaBank
as of June 2013
3. Public Sector. Collateral
Portfolio Breakdown
Loan Maturity
€ k %
< 12 1,886,279 16%
≥12-<24 791,052 7%
≥24-<36 792,453 7%
≥36-<60 2,341,160 20%
≥60 5,847,918 50%
Total: 11,658,862
Loans in Arrears %
<2m 0.03%
≥ 2m - <6m 0.22%
≥ 6m - <12m 0.49%
≥12m 0.59%
Loan Maturity (yrs)
16%
7%
7%
20%
50%
< 12
≥12-<24
≥24-<36
≥36-<60
≥60
Cover Pool Description
Total Mortgage Loans (ex securitization) (€ k) 11,977,261
Number of loans 6,651 Floating Rate loan Interest Rate type: 92.1%
Average Loan balance (€) 1,800,821 WA Interest Rate (Floating Rate loans) 2.93%
Number of Borrowers 1,869 WA Interest Rate (Fixed Rate loans) 4.52%
Average exposure to borrowers (€ ) 6,408,379
WA Remaining term in months 81 6.7 yrs
WA Seasoning in months (1)
40 3.4 yrs
Avg LTV (%) 57.3%
WA LTV (%) 72.7%
Loan Maturity € k
< 12 2,577,789 22%
≥12-<24 899,655 8%
≥24-<36 938,265 8%
≥36-<60 1,972,401 16%
≥60 5,589,151 47%
Total: 11,977,261
Loans in Arreas
<2m 0.0%
≥ 2m - <6m 0.3%
≥ 6m - <12m 0.3%
≥12m 0.7%
22%
8%
8%
16%
47%
< 12
≥12-<24
≥24-<36
≥36-<60
≥60
Loan Maturity (yrs)
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4. CaixaBank’s Issuances
Spanish Mortgages - Pubic Deals Covered Bonds
ISIN Code Currency Issue Date Outstanding (€) Maturity Coupon Rate Investor type
ES0414970279 EUR 30/06/2006 150,000,000 20/08/2013 Eur 3m+0.005% Institutional
ES0414970584 EUR 16/09/2010 1,000,000,000 16/09/2013 3.13% Institutional
ES0414965113 EUR 10/02/2010 50,000,000 27/09/2013 2.88% Institutional
ES0414970329 EUR 18/10/2006 100,000,000 18/10/2013 Eur 3m+0.02% Institutional
ES0414970188 EUR 31/10/2003 2,000,000,000 31/10/2013 4.25% Institutional
ES0414970626 EUR 11/11/2010 300,000,000 11/11/2013 Eur 3m+1.63% Institutional
ES0414970634 EUR 18/03/2011 570,000,000 31/01/2014 4.71% Institutional
ES0414970519 EUR 26/05/2009 2,000,000,000 26/05/2014 3.75% Institutional
ES0414970386 EUR 30/03/2007 68,000,000 20/06/2014 Eur 3m+0.01% Institutional
ES0414970238 EUR 18/01/2006 2,500,000,000 30/06/2014 3.38% Institutional
ES0414970675 EUR 13/05/2011 180,000,000 30/07/2014 4.47% Institutional
ES0414970592 EUR 06/10/2010 250,000,000 06/10/2014 Eur 6m+1.30% Institutional
ES0414970642 EUR 18/03/2011 74,000,000 02/02/2015 4.98% Institutional
ES0414970667 EUR 18/03/2011 1,250,000,000 18/03/2015 4.75% Institutional
ES0414970576 EUR 18/08/2010 42,000,000 30/04/2015 3.50% Institutional
ES0414970212 EUR 05/10/2005 2,500,000,000 05/10/2015 3.25% Institutional
ES0414970600 EUR 08/10/2010 250,000,000 08/10/2015 Eur 6m+1.47% Institutional
ES0414970618 EUR 15/10/2010 25,000,000 15/10/2015 3.74% Institutional
ES0414970659 EUR 22/02/2011 2,200,000,000 22/02/2016 5.00% Institutional
ES0414970535 EUR 31/03/2010 1,000,000,000 31/03/2016 3.50% Institutional
ES0414970683 EUR 27/04/2011 1,250,000,000 27/04/2016 5.13% Institutional
ES0414970261 EUR 16/06/2006 150,000,000 16/06/2016 Eur 3m+0.06% Institutional
ES0414970253 EUR 20/04/2006 10,646,000 30/06/2016 Eur 3m+0.1% Retail
ES0414970337 EUR 18/09/2006 7,982,000 30/09/2016 Eur 3m+0.1% Retail
ES0414970345 EUR 28/11/2006 250,000,000 28/11/2016 Eur 3m+0.06% Institutional
ES0414970295 EUR 28/06/2006 2,000,000,000 26/01/2017 4.25% Institutional
ES0440609024 EUR 14/11/2011 250,000,000 26/01/2017 4.25% Institutional
ES0440609040 EUR 16/02/2012 1,000,000,000 16/02/2017 4.00% Institutional
ES0414970378 EUR 30/03/2007 227,500,000 20/03/2017 Eur 3m+0.045% Institutional
ES0414970410 EUR 13/07/2007 25,000,000 20/03/2017 Eur 3m+0.045% Institutional
ES0414970352 EUR 22/01/2007 6,380,000 30/03/2017 Eur 3m +0.00% Retail
ES0414965105 EUR 22/09/2009 150,000,000 22/09/2017 Eur 3m + 1,50% Institutional
ES0414970394 EUR 09/05/2007 13,462,000 30/09/2017 Eur 3m+0.1% Retail
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Spanish Mortgages - Pubic Deals Covered Bonds
ISIN Code Currency Issue Date Outstanding (€) Maturity Coupon Rate Investor type
ES0414970220 EUR 09/01/2006 1,000,000,000 09/01/2018 Eur 3m+0.075% Institutional
ES0440609206 EUR 22/03/2013 2,000,000,000 22/03/2018 3.00% Institutional
ES0414970568 EUR 02/07/2010 300,000,000 02/07/2018 Eur 3m+0.439% Institutional
ES0414970196 EUR 31/10/2003 1,000,000,000 31/10/2018 4.75% Institutional
ES0414970527 EUR 18/12/2009 125,000,000 18/12/2018 Eur 3m+0.65% Institutional
ES0414970543 EUR 07/05/2010 100,000,000 07/05/2019 Eur 3m+0.439% Institutional
ES0414970402 EUR 04/06/2007 2,500,000,000 04/06/2019 4.63% Institutional
ES0414965121 EUR 09/07/2010 50,000,000 09/07/2020 Eur 3m + 2,20% Institutional
ES0414970246 EUR 18/01/2006 2,500,000,000 18/01/2021 3.63% Institutional
ES0414970501 EUR 14/05/2009 175,000,000 14/05/2021 Eur 3m+1% Institutional
ES0414970303 EUR 28/06/2006 1,000,000,000 26/01/2022 4.50% Institutional
ES0440609032 EUR 12/12/2011 200,000,000 12/12/2023 Eur 3m+1.092% Institutional
ES0414970204 EUR 17/02/2005 2,500,000,000 17/02/2025 3.88% Institutional
ES0414970451 EUR 13/06/2008 100,000,000 13/06/2038 5.43% Institutional
Spanish Mortgages - Retained Deals Covered Bonds
ISIN Code Currency Issue Date Outstanding (€) Maturity Coupon Rate Investor type
ES0448873002 EUR 25/01/2012 1,000,000,000 25/01/2017 6.50% Institutional
ES0448873010 EUR 25/01/2012 1,000,000,000 25/01/2018 6.75% Institutional
ES0440609073 EUR 24/05/2012 1,000,000,000 24/05/2018 4.90% Institutional
ES0448873028 EUR 25/01/2012 1,500,000,000 25/01/2019 7.00% Institutional
ES0440609081 EUR 24/05/2012 1,000,000,000 24/05/2019 5.20% Institutional
ES0448873036 EUR 27/01/2012 1,000,000,000 27/01/2020 7.25% Institutional
ES0440609099 EUR 24/05/2012 2,000,000,000 24/05/2020 5.30% Institutional
ES0440609198 EUR 26/07/2012 500,000,000 26/07/2020 Eur 6m+4.70% Institutional
ES0440609107 EUR 07/06/2012 500,000,000 07/06/2021 Eur 6m +3.85% Institutional
ES0440609115 EUR 07/06/2012 2,000,000,000 07/06/2022 Eur 6m +3.85% Institutional
as of June 2013
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Spanish Mortgages - Retained Deals Covered Bonds
ISIN Code Currency Issue Date Outstanding (€) Maturity Coupon Rate Investor type
ES0440609123 EUR 07/06/2012 1,000,000,000 07/06/2023 Eur 6m +3.80% Institutional
ES0440609131 EUR 07/06/2012 3,500,000,000 07/06/2024 Eur 6m +3.80% Institutional
ES0440609149 EUR 07/06/2012 1,000,000,000 07/06/2025 Eur 6m +3.75% Institutional
ES0448873085 EUR 13/06/2012 1,200,000,000 13/06/2025 Eur 3m+ 5.00% Institutional
ES0440609156 EUR 19/06/2012 4,250,000,000 19/06/2026 Eur 6m +3.75% Institutional
ES0440609164 EUR 03/07/2012 1,000,000,000 03/07/2027 Eur 6m+4% Institutional
ES0440609172 EUR 17/07/2012 750,000,000 17/07/2027 Eur 6m+4.25% Institutional
ES0440609180 EUR 17/07/2012 3,000,000,000 17/07/2028 Eur 6m+4.25% Institutional
Registered - Covered Bonds
ISIN Code Currency Issue Date Outstanding MaturityCoupon
RateInvestor type
---------------------- USD 12/09/2005 120,000,000 12/09/2013 Libor3m-0.04% Institutional
---------------------- EUR 26/10/2006 200,000,000 13/06/2014 Eur 3m +0.00% Institutional
---------------------- EUR 07/07/2006 200,000,000 07/07/2014 Eur 3m +0.00% Institutional
---------------------- EUR 25/10/2007 200,000,000 25/10/2014 Eur 3m-0.033% Institutional
---------------------- EUR 12/12/2008 200,000,000 12/12/2016 Eur 3m +0.00% Institutional
---------------------- EUR 01/10/2008 20,000,000 01/10/2048 5.32% Institutional
Spanish Mortgages - Covered Bonds (non €)
ISIN Code Currency Issue Date Outstanding MaturityCoupon
RateInvestor type
XS0231003129 GBP 30/09/2005 300,000,000 30/09/2015 Libor 1A+0.02% Institutional
XS0273475094 USD 01/11/2006 255,000,000 02/02/2037 Libor 3m +0.00% Institutional
Spanish Public Sector - Covered Bonds
ISIN Code Currency Issue Date Outstanding (€) MaturityCoupon
RateInvestor type
ES0440609016 EUR 20/10/2011 1,500,000,000 20/03/2014 3.88% Institutional
ES0448873069 EUR 26/04/2012 200,000,000 26/04/2015 4.75% Institutional
ES0440609008 EUR 20/10/2011 2,500,000,000 19/06/2015 4.25% Institutional
ES0448873044 EUR 27/01/2012 250,000,000 27/01/2016 6.00% Institutional
ES0448873051 EUR 01/02/2012 250,000,000 01/02/2017 6.50% Institutional
ES0440609057 EUR 24/05/2012 500,000,000 24/05/2018 4.90% Institutional
ES0440609230 EUR 07/06/2013 1,300,000,000 07/06/2018 3.00% Institutional
ES0440609065 EUR 24/05/2012 500,000,000 24/05/2019 5.20% Institutional
as of June 2013
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Spanish Public Sector - Covered Bonds
ISIN Code Currency Issue Date Outstanding (€) MaturityCoupon
RateInvestor type
ES0440609016 EUR 20/10/2011 1,500,000,000 20/03/2014 3.88% Institutional
ES0448873069 EUR 26/04/2012 200,000,000 26/04/2015 4.75% Institutional
ES0440609008 EUR 20/10/2011 2,500,000,000 19/06/2015 4.25% Institutional
ES0448873044 EUR 27/01/2012 250,000,000 27/01/2016 6.00% Institutional
ES0448873051 EUR 01/02/2012 250,000,000 01/02/2017 6.50% Institutional
ES0440609057 EUR 24/05/2012 500,000,000 24/05/2018 4.90% Institutional
ES0440609230 EUR 07/06/2013 1,300,000,000 07/06/2018 3.00% Institutional
ES0440609065 EUR 24/05/2012 500,000,000 24/05/2019 5.20% Institutional
Spanish Multi-Issuers - Covered Bonds
ISIN Code Currency Issue DateCaixaBank
Contribution (€)
Total Issue
Oustanding (€)Maturity
Coupon
RateInvestor type
ES0370148001 EUR 02/12/2003 219,677,420 1,000,000,000 02/12/2013 4.51% Institutional
ES0312360003 EUR 05/04/2004 870,000,000 2,500,000,000 05/04/2014 4.01% Institutional
ES0312298237 EUR 24/07/2009 100,000,000 1,450,000,000 27/07/2014 4.26% Institutional
ES0361005004 EUR 10/09/2002 81,000,000 300,000,000 10/09/2014 Eur 12m+0.12% Institutional
ES0312362009 EUR 16/11/2004 146,341,463 3,000,000,000 16/11/2014 4.01% Institutional
ES0312299003 EUR 20/02/2006 100,000,000 255,000,000 20/02/2015 3.68% Institutional
ES0347848006 EUR 11/03/2005 125,000,000 2,075,000,000 09/03/2015 3.76% Institutional
ES0312358007 EUR 15/03/2005 556,041,666 3,500,000,000 15/03/2015 3.75% Institutional
ES0312342001 EUR 28/06/2005 121,794,872 1,900,000,000 28/06/2015 Eur 3m+0.07902% Institutional
ES0384957009 EUR 04/12/2003 80,000,000 292,000,000 04/12/2015 Eur 3m + 0.13% Institutional
ES0317043000 EUR 25/02/2004 225,000,000 2,000,000,000 01/03/2016 4.39% Institutional
ES0312298013 EUR 12/12/2005 238,888,888 3,600,000,000 12/03/2016 3.50% Institutional
ES0312298013 EUR 22/03/2006 200,000,000 3,600,000,000 12/03/2016 3.50% Institutional
ES0371622004 EUR 29/05/2006 150,000,000 1,585,000,000 08/04/2016 Eur 3m +0.06% Institutional
ES0312298229 EUR 13/06/2009 50,000,000 2,295,000,000 13/06/2016 4.76% Institutional
ES0312298104 EUR 18/12/2006 150,000,000 2,575,000,000 16/12/2016 4.01% Institutional
ES0312298112 EUR 19/03/2007 250,000,000 2,000,000,000 17/03/2017 4.00% Institutional
ES0312298062 EUR 26/05/2006 50,000,000 1,000,000,000 24/05/2017 Eur 3m+0.086% Institutional
ES0317047001 EUR 15/06/2005 100,000,000 2,000,000,000 20/06/2017 3.50% Institutional
as of June 2013
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Source: CaixaBank
as of June 2013
4. CaixaBank’s Issuances
Spanish Multi-Issuers - Covered Bonds
ISIN Code Currency Issue DateCaixaBank
Contribution (€)
Total Issue
Oustanding (€)Maturity
Coupon
RateInvestor type
ES0312298039 EUR 20/02/2006 75,000,000 1,195,000,000 20/02/2018 Eur 3m+0.11934% Institutional
ES0312298070 EUR 12/06/2006 110,000,000 2,230,000,000 12/06/2018 4.25% Institutional
ES0371622038 EUR 23/10/2006 300,000,000 1,150,000,000 19/10/2018 4.00% Institutional
ES0370148019 EUR 02/12/2003 461,322,580 2,100,000,000 02/12/2018 4.76% Institutional
ES0312362017 EUR 16/11/2004 53,658,537 1,100,000,000 16/11/2019 4.26% Institutional
ES0312358015 EUR 15/03/2005 228,958,334 1,500,000,000 15/03/2020 4.00% Institutional
ES0347849004 EUR 13/06/2005 50,000,000 1,250,000,000 13/06/2020 3.51% Institutional
ES0312298054 EUR 22/03/2006 300,000,000 1,500,000,000 22/03/2021 4.00% Institutional
ES0347784003 EUR 29/03/2006 275,000,000 1,250,000,000 29/03/2021 4.01% Institutional
ES0371622012 EUR 25/05/2006 100,000,000 2,310,000,000 10/04/2021 4.13% Institutional
ES0349045007 EUR 16/02/2007 250,000,000 1,300,000,000 21/02/2022 4.51% Institutional
ES0312298021 EUR 12/12/2005 167,222,224 1,400,000,000 12/12/2022 3.75% Institutional
ES0312298096 EUR 23/10/2006 300,000,000 1,600,000,000 23/10/2023 4.25% Institutional
ES0312342019 EUR 28/06/2005 128,205,000 2,000,000,000 28/06/2025 3.75% Institutional
ES0371622046 EUR 28/03/2007 300,000,000 1,310,000,000 28/03/2027 4.25% Institutional
ES0312298120 EUR 23/05/2007 250,000,000 1,545,000,000 23/05/2027 4.76% Institutional
ES0371622020 EUR 10/04/2006 450,000,000 1,310,000,000 08/04/2031 4.25% Institutional
Spanish Multi-Issuers - Retained Covered Bonds
ISIN Code Currency Issue DateCaixaBank
Contribution (€)
Total Issue
Oustanding (€)Maturity
Coupon
RateInvestor type
ES0312298187 EUR 17/10/2008 900,000,000 4,200,000,000 23/10/2013 Eur 3m+0.91275% Institutional
ES0312298195 EUR 21/11/2008 1,050,000,000 4,105,000,000 22/11/2015 Eur 3m+1.2146% Institutional
ES0312298153 EUR 19/10/2007 300,000,000 2,810,000,000 21/10/2017 Eur 3m+0.165% Institutional
ES0312298153 EUR 21/01/2008 200,000,000 2,810,000,000 21/10/2017 Eur 3m+0.16849% Institutional
ES0312298153 EUR 16/04/2008 100,000,000 2,810,000,000 21/10/2017 Eur 3m+0. 165% Institutional
ES0312298153 EUR 16/04/2008 100,000,000 2,810,000,000 21/10/2017 Eur 3m+0. 16849% Institutional
The purpose of this presentation is purely informative. In particular, regarding the data provided by third parties, neither CaixaBank, S.A.
(“CaixaBank”) as a legal entity, nor any of its administrators, directors or employees, is obliged, either explicitly or implicitly, to vouch that
these contents are exact, accurate, comprehensive or complete, nor to keep them updated, nor to correct them in the case that any deficiency,
error or omission were to be detected. Moreover, in reproducing these contents in any medium, CaixaBank may introduce any changes it
deems suitable, may omit partially or completely any of the elements of this document, and in the case of any deviation between such a
version and this one, assumes no liability for any discrepancy.
This document has at no time been submitted to the Comisión Nacional del Mercado de Valores (CNMV – the Spanish Stock Markets
regulatory body) for approval or scrutiny. In all cases its contents are regulated by the Spanish law applicable at time of writing, and it is not
addressed to any person or legal entity located in any other jurisdiction. For this reason it may not necessarily comply with the prevailing
norms or legal requisites as required in other jurisdictions.
This presentation on no account should be construed as a service of financial analysis or advice, nor does it aim to offer any kind of financial
product or service. In particular, it is expressly remarked here that no information herein contained should be taken as a guarantee of future
performance or results.
Without prejudice to legal requirements, or to any limitations imposed by CaixaBank that may be applicable, permission is hereby expressly
refused for any type of use or exploitation of the contents of this presentation, and for any use of the signs, trademarks and logotypes which it
contains. This prohibition extends to any kind of reproduction, distribution, transmission to third parties, public communication or conversion
into any other medium, for commercial purposes, without the previous express permission of CaixaBank and/or other respective proprietary
title holders. Any failure to observe this restriction may constitute a legal infraction which may be sanctioned by the prevailing laws in such
cases
13
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