ascensus credit union education catalog 2012

2012 EducationCatalog

Look to Ascensus for all your credit union education needs!

Instructor-Led TrainingIRA Workshops

Two-Day IRA Workshop

Half-Day HSA Workshop

IRA Supertrain

Fall Forum

On-Site Training

IRA Institute

Distance LearningIRA Online Institute

IRA University

eLearning

Webinars

Training MaterialsVideo Training Series

Training Organizers

800-356-9140www.ascensus.com

Learn from Ascensus’ professional IRA and retirement plan trainers.

As the foremost provider of retirement plan education, Ascensus has beendelivering IRA and retirement plan training for over 30 years. Use Ascensus’education programs to help your credit union stay competitive in today’smarketplace. Ascensus training promotes growth within financial organizationsby assisting staff in further developing their skills, advancing their careers, andearning designations. Ascensus offers training for all employee levels, fromfrontline staff to senior executives.

Ascensus TrainersAscensus’ accredited team of instructors is one of the best in the IRA andretirement plan services industry. When they are not teaching, they research andconsult on IRA and retirement plan administration, forms, and documents. Theiryears of industry experience and ERISA technical knowledge offer depth andinsight to their teaching.

Flexible FormatsAscensus offers its education products in flexible formats and multiple deliverymethods, enabling you to choose options that best fit your staff’s learningobjectives and your budget. Mix and match online and instructor-led deliveryformats for a better learning experience.

Continuing Education CreditsAscensus recognizes the importance of staying current with retirement plan rulesand trends in today’s market. After all, earning and maintaining a professionaldesignation is not only an excellent way to obtain proficiency, it’s also areminder of your staff’s dedication to developing their careers. Ascensusprograms are submitted for numerous designations, including CIS and CIP. Seepage 34 for more information.

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Table of Contents

Instructor-Led Training. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4IRA Workshops.................................................................................5

Two-Day IRA Workshop ...................................................................6

Half-Day HSA Workshop..................................................................7

Ascensus-Sponsored Workshop Schedules and Fees.....................8

2012 Ascensus-Sponsored Workshop Dates and Locations...........9

2012 State League/Association-Sponsored Workshop Dates and Locations................................................10

IRA Supertrain ................................................................................12

Fall Forum ......................................................................................14

On-Site Training .............................................................................16

IRA Institute ....................................................................................18

Distance Learning. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19IRA Online Institute........................................................................19

IRA University .................................................................................20

eLearning........................................................................................21

Webinars .........................................................................................22

2012 Ascensus Webinar Schedule .................................................28

Training Materials . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 32Video Training Series .....................................................................32

IRA and HSA Training Organizers ...............................................33

IRA Certification Programs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 34

Registration Information . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 35

Ascensus has compiled its education programs and schedules for 2012 into

one catalog so that you can better plan your training for the remainder of

the year. Contact Ascensus at 800-356-9140 with any questions you may

have in planning your 2012 Ascensus training.

www.ascensus.com • 800-356-9140

Education is the cornerstone on which Ascensus was founded. Ascensus currentlytrains about 12,000 industry professionals each year and works with numerous creditunion leagues and associations, as well as other training organizations.

All of Ascensus’ instructor-led training programs are taught by experienced andknowledgeable instructors who allow for feedback and questions, and who deliverprograms that suit the needs of attendees in an understandable format.

Years of experience and established relationships with key regulatory offices giveAscensus’ instructors a clear understanding of how regulatory and legislative changesaffect the retirement plan business. Through classroom instruction and multimediadistance-learning products, Ascensus instructors can help students at every leveldevelop their professional and technical skills.

Meet just a few of Ascensus’ instructors.

Paul KernPaul Kern is responsible for conducting IRA training programs to meet the needs ofcredit unions and leagues nationwide. He develops, designs, and implements anumber of products, including custom in-house seminars associated withimplementation projects.

Chad NeumannChad Neumann is the project manager for IRA Supertrain®. He is responsible for theevaluation, analysis, design, development, and delivery of IRA Supertrain each year.He also participates on numerous project teams including those that propose formsrevisions and IRAdirect® changes.

Deborah ShipmanDebbie Shipman is the project manager for Ascensus’ credit union IRA workshoptours and in-house training programs, as well as the Ascensus Trainer Toolkit. Herresponsibilities include the analysis, design, development, implementation, andevaluation of these curriculums.

Ben MaasBen Maas is the project manager for IRA University and internal training. He isresponsible for implementing new employee and ongoing training for Ascensus’ IRAServices staff.

Fred VolkmanFred Volkman is the project manager for IRAdirect® compliance and the IRAdirecttraining environment. He also is responsible for new and existing IRAdirectcompliance webinars for credit unions, including the development, design,implementation, assessment, and maintenance of all courses.

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IRA Workshops

IRA EssentialsIRA Essentials is the perfect workshop for individuals who are just starting out in theretirement services industry or for those who simply need a refresher on IRAs.Attendees will learn the requirements for establishing an IRA, contributing to an IRA,and distributing from an IRA. By using hands-on training and real-life examples,Ascensus instructors create an effective learning experience for each workshopattendee.

Course Topics• Introduction to IRAs

• Establishing an IRA

• Funding

• IRA Distributions

• Portability

• Required Distributions

• Tax Reporting

Who Should Attend?• Those who need to learn the basics of

Traditional and Roth IRAs

• Those who want an updated, generalrefresher on IRA rules


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Register at www.ascensus.com/TrainingServices.

Beyond EssentialsThis informative workshop addresses some of the more challenging IRA topics, suchas employer plan-to-IRA rollovers, conversions, recharacterizations, pro ratadistributions, beneficiary options, and federal withholding. By attending Ascensus’Beyond Essentials workshop, not only will you learn advanced IRA concepts, but youwill be able to apply those concepts to real job-related situations.

Course Topics• IRA Benefits

• IRA Tax Reporting and Withholding

• IRA Transactions

• Required Minimum Distributions

• Processing an IRA Death Claim

Who Should Attend?• Those who have a working

knowledge of basic IRA operations

• Professionals who recognize that IRAsplay an integral role in retirementplanning

• Compliance personnel with proceduraloversight of IRA policies and practices


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From basic and advanced concepts to forms and reporting, this two-day workshopteaches the basics of IRAs, along with more advanced topics, such as enhancedportability rules between retirement plans and Roth IRAs, beneficiary options, andhow recent changes in the IRA industry will affect an organization’s daily operations.

Through hands-on, interactive learning, attendees will gain a solid understanding ofhow to apply their IRA knowledge in real-life situations. A comprehensive coursefrom A to Z, this workshop is open to credit union, bank, and all other retirementprofessionals.

Course Topics• Introduction to IRAs

• Establishing and contributing to IRAs

• Moving assets between employer-sponsored retirement plans and IRAs

• IRA owner and beneficiarydistributions

• Withholding and reporting

Who Should Attend?• Industry professionals looking to

become more comfortable withTraditional and Roth IRA rules

• Those responsible for ensuring acompliant IRA department

• Those new to IRAs and needing anunderstanding of the Traditional andRoth IRA basics

• Those looking for an update on thelatest industry changes

Two-Day IRA WorkshopMay–June


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Whether your credit union is just entering the HSA marketplace or looking to enhanceits current HSA program, the Half-Day HSA Workshop is the ideal HSA trainingprogram. Ascensus’ Half-Day HSA Workshop covers all aspects of a successful HSAprogram.

Attend the Half-Day HSA Workshop for a comprehensive HSA curriculum and apractical understanding of critical rules and operational issues. This workshop is opento credit union, bank, and all other retirement professionals.

Who Should Attend?• Industry professionals looking to

become more comfortable with HSArules

• Those responsible for ensuring acompliant HSA department

• Those needing an understanding ofHSA basics

• Those looking for an update on thelatest industry changes

• Those who are responsible for internalsystems, HSA transaction codes, andproper HSA administration.

Course Topics• Introduction to HSAs

• HSA Eligibility

• Establishing an HSA

• HSA Contributions

• HSA Portability

• HSA Distributions

• HSA Reporting

• HSA Benefits

Half-Day HSA WorkshopMay–June


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Ascensus-Sponsored Workshop Schedules and Fees(For league/association-sponsored workshops, check their websites for schedules and fees.)

IRA Essentials and Beyond EssentialsSchedule8:30–9:00 a.m. Workshop registration and continental breakfast9:00 a.m. Workshop begins12:00 noon Lunch onsite1:00 p.m. Workshop resumes4:30 p.m. Workshop concludes

FeesPrimary Attendee: $199 per person per day/$349 per person for both daysAdditional Attendees: $180 per person per day/$329 per person for both days

Two-Day IRA WorkshopSchedule (Schedule is the same for both days)

8:00–8:30 a.m. Workshop registration and continental breakfast8:30 a.m. Workshop begins11:45 a.m. Lunch (on your own)1:00 p.m. Workshop resumes4:15 p.m. Workshop concludes

FeesPrimary Attendee: $325Additional Attendees: $295 per person

Half-Day HSA Workshop Schedule8:30–9:00 a.m. Workshop registration and continental breakfast9:00 a.m. Workshop begins12:00 Noon Workshop concludes

Fees$125 per person

Register for both a Half-Day HSA Workshop and a Two-Day IRA Workshopand save!Primary Attendee: $425 per person for a Half-Day HSA Workshop plus the

Two-Day IRA WorkshopAdditional Attendees: $395 per person for a Half-Day HSA Workshop plus the

Two-Day IRA Workshop


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AlaskaAnchorageIRA Essentials Aug. 21Beyond Essentials Aug. 22

ArkansasLittle RockIRA Essentials Nov. 14Beyond Essentials Nov. 15

CaliforniaSan DiegoTwo-Day IRA Workshop May 10−11*

San FranciscoTwo-Day IRA Workshop May 7−8*Half-Day HSA Workshop May 9*

FloridaOrlandoHalf-Day HSA Workshop May 3*

IndianaIndianapolisIRA Essentials Oct. 2Beyond Essentials Oct. 3

MinnesotaMinneapolisTwo-Day IRA Workshop June 5−6*Half-Day HSA Workshop June 7*

IRA Essentials Oct. 16Beyond Essentials Oct. 17

BrainerdIRA Essentials Sept. 25*Advanced IRAs Sept. 26*

OregonPortlandTwo-Day IRA Workshop May 8−9*Half-Day HSA Workshop May 10*

TexasDallasTwo-Day IRA Workshop June 5−6*Half-Day HSA Workshop June 7*

VirginiaArlingtonTwo-Day IRA Workshop May 15−16*Half-Day HSA Workshop May 17*

RichmondIRA Essentials Oct. 9Beyond Essentials Oct. 10

WisconsinEau ClaireIRA Essentials Oct. 4*Advanced IRAs Oct. 5*

LaCrosseIRA Essentials Oct. 2*Advanced IRAs Oct. 3*

MadisonTwo-Day IRA Workshop May 15−16*Half-Day HSA Workshop May 17*

2012 Ascensus-Sponsored Workshop Dates and Locations

For more information, visit our website at www.ascensus.com/trainingservices.

*This session is open to credit union, bank, and allother retirement professionals.


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Register at www.ascensus.com/

cutour.

ArizonaPhoenixIRA Essentials Oct. 16Beyond Essentials Oct. 17

ColoradoDenverIRA Essentials Oct. 25Beyond Essentials Oct. 26

DelawareNew CastleIRA Essentials Nov. 13Beyond Essentials Nov. 14

FloridaMiamiIRA Essentials Oct. 17Beyond Essentials Oct. 18

GeorgiaAtlantaIRA Essentials Nov. 13Beyond Essentials Nov. 14

HawaiiHonoluluIRA Essentials Oct. 2

IowaDes MoinesIRA Essentials Nov. 6Beyond Essentials Nov. 7

KansasWichitaIRA Essentials Sept. 25Beyond Essentials Sept. 26

KentuckyLouisvilleIRA Essentials Sept. 18Beyond Essentials Sept. 19

LouisianaBaton RougeIRA Essentials Nov. 15Beyond Essentials Nov. 16

MarylandColumbiaIRA Essentials Oct. 16Beyond Essentials Oct. 17

CumberlandBeyond Essentials Oct. 18

MassachusettsLocation to be DeterminedIRA Essentials Nov. 6Beyond Essentials Nov. 7

MichiganFrankenmuthIRA Essentials Oct. 2Beyond Essentials Oct. 3

MississippiJacksonIRA Essentials Nov. 13Beyond Essentials Nov. 14

MontanaGreat FallsIRA Essentials Nov. 13Beyond Essentials Nov. 14HSA Workshop Nov. 15

2012 State League/Association-Sponsored Workshop Dates and Locations

Over the past 30 years, Ascensus has enjoyed its working relationship with many ofthe state credit union leagues and associations. To link to their website for registrationand schedule information, go to www.ascensus.com/cutour.


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NebraskaOmahaIRA Essentials Nov. 6Beyond Essentials Nov. 7

New HampshireLocation to be DeterminedIRA Essentials Nov. 6Beyond Essentials Nov. 7

New JerseyHightstownIRA Essentials Nov. 15Beyond Essentials Nov. 16

New YorkAlbanyIRA Essentials Sept. 11Beyond Essentials Sept. 12

North DakotaBismarckIRA Essentials Sept. 17Beyond Essentials Sept. 18

OregonPortlandIRA Essentials Oct. 23Beyond Essentials Oct. 24

PennsylvaniaLancasterIRA Essentials Oct. 25Beyond Essentials Oct. 26

PittsburghIRA Essentials Oct. 23Beyond Essentials Oct. 24

Rhode IslandLocation to be DeterminedIRA Essentials Nov. 6Beyond Essentials Nov. 7

South CarolinaColumbiaIRA Essentials Oct. 24Beyond Essentials Oct. 25

South DakotaFt. PierreIRA Essentials Sept. 20Beyond Essentials Sept. 21

UtahSalt Lake CityIRA Essentials Nov. 7Beyond Essentials Nov. 8

VermontBurlingtonIRA Essentials Sept. 18Beyond Essentials Sept. 19

WashingtonFederal WayIRA Essentials Oct. 25Beyond Essentials Oct. 26

SpokaneIRA Essentials Oct. 29Beyond Essentials Oct. 30

West VirginiaMineral WellsIRA Essentials Sept. 27Beyond Essentials Sept. 28

WyomingCasperIRA Essentials Oct. 23Beyond Essentials Oct. 24

Register at www.ascensus.com/

cutour.


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IRA Supertrain® is three-plus days of IRA training specifically designed to teach youthe complex rules and regulations of IRAs. After completing IRA Supertrain, you willbe better able to assist your members with their IRAs. This event also will enable youto sharpen your skills through a variety of training sessions.

Course TopicsAssociate Track

• IRA Fundamentals

• IRA Contributions

• IRA Distributions

Expert Track

• RMDs

• Excess Contributions

• Death Claim Overview

• Recharacterizations

• Moving IRA Money

• Income Attributable

Leadership Track

• RMDs

• Death Claim Overview

• IRA Operational Processes

• IRA Transactions

Who Should Attend?IRA Supertrain is designed around threedistinct learning tracks to address job-specific training needs.

The Associate Track focuses on IRAbasics and provides a strong knowledgebase of IRA fundamentals. Attend thistrack if you are new to IRAs, need tolearn how to back up the IRA specialistat your credit union, or require a reviewof the basics.

The Expert Track focuses on IRAcompliance and provides all of the toolsyou need to handle complex IRAquestions. Attend this track if you are anexperienced IRA professional andlooking to expand your skills or get upto speed on regulatory information thatapplies to your credit union.

The Leadership Track focuses onhelping you optimize your overall IRAprogram operations and enhance staffdevelopment. Attend this track if yousupervise or make business decisionsregarding your credit union’s IRAprogram.

IRA Supertrain


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IRA SupertrainDates and LocationsAlbuquerque, NMJuly 16−19, 2012Hyatt Regency Albuquerque330 Tijeras NW505-842-1234 or 888-421-1442

Cleveland, OHAugust 6−9, 2012Marriott Downtown at Key Center127 Public Square216-696-9200

Las Vegas, NVSeptember 10−13, 2012Planet Hollywood3667 Las Vegas Blvd. South702-967-4111

Conference Fees

First Attendee $1,250Each Additional Attendee $995

Certification Exam $275

Conference Fees Include

• Three days of premier retirementplan education

• Comprehensive manual

• Elective breakout sessions

• Opportunity to network with yourpeers

• Breakfast, lunch, and breaks eachday

Workshop Fees

Coverdell ESA Workshop $125HSA Workshop $125Coverdell ESA and HSA Workshop $199

Optional Workshops (Monday)Coverdell ESA Workshop

Plan to attend this three-hour workshopto learn all about ESAs, from opening theaccount to contribution and distributionrules.

HSA Workshop

This three-hour workshop provides agreat overview on all of the need-to-know information to support yourmembers. Our training staff will provideyou with a systematic understanding ofthe entire HSA process.

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Fall Forum

Who Should AttendRetirement, health, and education savingsprofessionals at all levels from across thenation attend this special conference yearafter year.

Why AttendAttend Fall Forum to learn aboutretirement and savings plan operationsand navigate through the year’sregulatory changes and industry trends.Prioritize this information for yourorganization so that you can capitalizeon market opportunities, build clientloyalty, and strengthen your financialorganization’s retirement plan program.

What You Will LearnBy attending Fall Forum, you will learn

• the fundamentals and details of avariety of retirement and savingsplans;

• the latest regulatory changes andindustry trends; and

• how to use the course information tocapitalize on market opportunities,build client loyalty, and strengthenyour organization’s retirement planprogram.

Course Sampling*IRA Beneficiary Issues

IRA Excesses and Recharacterizations

IRA Documents and Amending

IRA Withholding and Reporting

Roth IRA Distributions and Conversions

401(k) Plan Fundamentals

403(b) Plan Fundamentals

403(b) Plan Issues and Answers

457 Plan Fundamentals

Fee Disclosure

QRP Fiduciary Responsibility Duties

QRP Fundamentals

Retirement Plan Design

SEP Plans

SIMPLE Plans

HSA Basics

Prohibited Transactions and InvestmentIssues

RMDs and Beneficiary Options for IRAsand Retirement Plans

529 Plans and ESAs

For the past 28 years, Ascensus’ Fall Forum has been one of the most comprehensiveretirement plan training conferences in the industry. With a wide variety of courseselections, this three-day event offers a flexible format so that attendees can customizetheir curriculum to enhance their own industry knowledge. Through interactivepresentations and break-out sessions, participants will gain valuable insight andanalysis on the latest regulatory changes and market trends, as well as information oncompliance and operations. Fall Forum is the perfect conference for individuals whoare new to the industry and for those who are accomplished professionals.

* This is a sampling of Fall Forum courses.Additional courses will be offered.

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Fall Forum Dates and LocationsChicago, ILSeptember 17–19, 2012JW Marriott Chicago151 West Adams Street312-660-8200

San Diego, CAOctober 1–3, 2012Manchester Grand HyattOne Market Place619-232-1234

Orlando, FLOctober 22–24, 2012Loews Portofino Bay Hotel at Universal Orlando5601 Universal Blvd.888-430-4999

Fees

Register by August 7, 2012, andsave $50 per attendee.

By August 7, 2012 First Attendee $1,100Each Additional Attendee $1,000

After August 7, 2012First Attendee $1,150Each Additional Attendee $1,050

Conference Fees Include

• Three days of premier retirementplan education

• Comprehensive manual

• Individual course selections

• Opportunity to network with yourpeers

• Full breakfast each day

• Monday and Tuesday lunches

• Coffee breaks

Special pricing available for groups of five or more attendees. Contactyour Ascensus Sales Representative at800-346-3860, option 3, for additionalinformation.


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On-Site Training

Ascensus is committed to providing premier IRA and retirement plan education. On-site training enables an Ascensus trainer to come into your credit union and teach ona wide range of retirement plan topics. Ascensus’ trainers can tailor the training to theemployees being trained. They also will integrate your credit union’s forms, policies,and procedures into the training. On-site training is beneficial to your credit unionbecause your specific questions are answered in person by an Ascensus expert.

Advantages• You select the topics, time, and place

to fit your staff’s needs.

• Instructors will help develop yourstaff’s professional and technical skillson an individual basis.

• No travel expense or time away fromthe office.

• You can train several employees atone time, versus sending one or twoto off-site training.

Choose from a comprehensive library ofcourse topics or contact us to customizea program that meets your employees’needs.

To learn more aboutAscensus’ on-sitetraining, contact

your Ascensus SalesRepresentative today

at 800-356-9140.

Course TopicsIRA Essentials and Beyond EssentialsWorkshops

See the IRA Workshop descriptionsfound on page 5.

HSA Workshop

This 31⁄2-hour workshop is dedicated tohealth savings accounts (HSAs). Itscomprehensive HSA curriculum anddiscussion of HSAs will leave attendeeswith a practical understanding of criticalHSA rules and operational issues.Attendees will be better able to workwith HSA owners and process basic HSAtransactions with confidence.

Workshop Agenda

• What is an HSA?

• HSA Eligibility

• HSA Contributions and Distributions

• Tax Reporting for HSAs

• HSA Death Claims

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Coverdell ESA Workshop

This 31⁄2-hour, hands-on workshop isdedicated to Coverdell education savingsaccounts (ESAs). Given today’s rising costof education, an increasing number ofmembers are turning to Coverdell ESAsfor help. Make sure your credit union isable to answer your members’ ESAquestions.

Workshop Agenda

• What is an ESA?

• ESA Eligibility

• ESA Contributions and Distributions

• Tax Reporting for ESAs

• ESA Death Claims

IRAdirect Workshop

This 31⁄2-hour workshop discusses thefunctionality of IRAdirect® and how torealize its full value in your credit union.

Workshop Agenda

• Home Page

• Credit Union and Member Information

• Form Wizards

• Post-70½ Periodic Payment Process

• Death Claim Process

• Report Production

• Calendar Function

• User Guide and Manuals

IRA Institute

The IRA Institute is an intensive five-day training workshop designed to provide in-depth, need-to-know IRA information to experienced IRA professionals. Extensive IRAreference materials, objective-based training methods, and practical applications ofIRA rules create an effective learning environment. Throughout the IRA Institute,instructors reinforce the concepts presented to prepare students for the Certified IRAProfessional (CIP) examination.

Who Should Attend• IRA services professionals with one to two years of industry experience

• Expert level Certified IRA Specialists (CIS)

• Experienced IRA professionals pursuing the CIP designation

• Those looking to become recognized industry leaders

Course Topics*Establishment and Amendments

Prohibited Transactions

Contributions

Transfers and Rollovers

Conversions and Recharacterizations

Excess Contributions

IRA Distributions and Withholding

Required Minimum Distributions

Beneficiary Distributions

Reporting

Handling Legal Issues

SEP and SIMPLE Plans

Dates and LocationsSan Antonio, TX April 30–May 4, 2012 Grand Hyatt San Antonio600 E. Market Street210-224-1234

Clearwater Beach, FLOctober 29–November 2, 2012Hyatt Regency Clearwater Beach301 S. Gulfview Boulevard727-373-1234

Fees$1,495 per attendee

For information regarding the CIPexamination or for additional courserequirements, contact an AscensusCustomer Service Representative 800-346-3860, option 2.

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* This is a sampling of IRA Institute topics.Additional topics will be covered.

IRA Online Institute

The IRA Online Institute is a comprehensive, 12-week online IRA training programthat teaches in-depth, essential IRA information. It is the only approved onlinetraining that prepares attendees for taking the CIP examination.

Distance Learning

Who Should Attend• IRA services professionals with one to

two years of industry experience

• Expert level Certified IRA Specialists(CIS)

• Experienced IRA professionalspursuing the CIP designation

• Those looking to become recognizedindustry leaders

Course Topics*Establishment and Amendments

Contributions


IRA Distributions

Required Minimum Distributions

Beneficiary Distributions

Excess Contributions

Conversions and Recharacterizations

Reporting

SEP and SIMPLE Plans

DatesSept. 4–Dec. 3, 2012

Fees$1,495 per attendee

For information regarding the CIPexamination or for additional courseinformation, contact an AscensusCustomer Service Representative at800-346-3860, option 2.


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* This is a sampling of IRA Online Institutetopics. Additional topics will be covered.

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IRA University

Ascensus offers a unique distance learning opportunity that combines self-pacedeLearning modules with real-time webinars and a blog. IRA University will provideyou with the tools to build a solid IRA knowledge base and become certified as anIRA Specialist at the Associate level.

This six-week course includes a 90-minute weekly webinar session with an instructorfollowed by a self-paced, on-demand eLearning module. This blended approachgives you the flexibility to build skills for your IRA success today and into the futurewithout the travel expense.

Who Should Attend?• Those wanting to become Certified

IRA Specialists at the Associate level

• Those new to IRAs or needing arefresher on IRAs

• Credit union staff just beginning tooffer IRAs

• Frontline credit union employees whoprovide back-up support to the IRAspecialist

Webinar Topics• Getting Started

• IRA Fundamentals

• IRA Distribution Basics

• Traditional IRA Distributions

• Roth IRA Distributions

• Transfers and Rollovers

eLearning Module Assignments• ABCs of IRAs

• IRA Distribution Basics



• Transfers and Rollovers

Session Dates

May 2–June 6, 2012

June 27–August 8, 2012

Fees

$995 per person

Includes the Associate exam, an addedvalue of $275


eLearning

Course Sampling*529 Plans

Coverdell Education Savings Accounts

Comparing Roth and Traditional IRAs

Conversions

Employer-Sponsored Plan Portability

Traditional IRA Distributions

Handling IRA Legal Issues

HSA Basics

Individual(k)

IRA Basics

IRA Beneficiary Options

IRA Excess Contributions

IRA Reporting


Qualified Plan Basics

Recharacterizations

Roth IRA Distributions

Roth 401(k)

SEP and SIMPLE IRA Plans

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For further informationand pricing, contact your Ascensus Sales

Representative today at800-356-9140.* This is a sampling of eLearning courses.

Additional courses are available.

Ascensus’ self-paced eLearning courses are a cost-effective, flexible training solution,bringing convenience and expertise to industry professionals nationwide. Receivethese courses over the Internet or on CD. Courses range from basic to advanced andhave been approved for continuing education credits. Users can take any course atany time and review the material whenever necessary. At the end of each course,they have the option to take a test and immediately view the results, which highlightstopics they may need to review in greater detail.

To aid in the learning process, each course includes embedded links with pop-updetails and Q&As with helpful hints. While each course is designed to take 60 to 90minutes, users can work at their own pace and can save the course and come back toit later. Ascensus’ eLearning courses are perfect for the busy retirement industryprofessional.


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Webinars

With the retirement plan industry constantly changing, training new employees,updating staff on new rules and regulations, and keeping your seasoned expertsapprised of industry changes can be time-consuming and costly. Ascensus webinarsare a viable solution.

All webinars are interactive, include a participant guide, and last approximately 90minutes.

Don’t settle for a one-size-fits-all approach to training. Train your staff using Ascensuswebinars. You choose the webinar topics and the date, ensuring that your staff isproperly trained on the topics you deem most appropriate.

Who Should Attend• Retirement plan and IRA administrators

seeking ongoing retirement planeducation

• Industry professionals looking tobecome more comfortable withretirement, health, and educationsavings rules

• Those responsible for IRA and HSAcompliance

• Those looking for an update on thelatest retirement plan industry changes

Dates

For dates and times, refer to the charton pages 28 through 31.

Fees

Mix and match your webinar and CD purchases to save!*

$199: Single Webinar or Single CD

$790: 5-Webinar or CD Package—Save $205!

$1,580: 10-Webinar or CD Package—Save $410!

For questions on pricing andwebinars, contact an AscensusCustomer Service Representative at800-356-9140.

*Due to their interactive curriculum, theIRAdirect® and Compliance webinars are notavailable for purchase on CD.



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IRAdirect and Compliance Webinars

Death Claim ProcessingThis webinar provides participants withthe basic steps in processing a deathclaim. Included in this session are tips oncompleting the Death Notice form. Learnhow the Preliminary Benefit Selectionletter allows a spouse beneficiary toselect her option at the very beginning ofthe death claim process. All of thedifferent disbursal authorization andpayment notifications that credit unionsmay receive also will be reviewed. Thewebinar includes an example of all ofthe steps in processing an IRA deathbenefit claim.

ESA Fundamental ConceptsThis webinar is an opportunity forparticipants to learn about ESAs so thatthey can inform their members about thevalue of setting aside tax-free assets fortheir children’s elementary, secondaryand post-secondary education expenses.This session focuses on the processesinvolved in establishing an ESA formembers and disclosing fundinglimitations. Also included is awalkthrough of the Application andContribution Direction processes usingIRAdirect .

Establishing and Funding IRAsWith the changes to Social Security andtraditional retirement plans, individualsneed to take a more active role inretirement planning than ever before.Fortunately, the dramatic IRA changesmade during the last few years havemade these accounts even more valuableas retirement savings vehicles.Unfortunately, new staff members andthose who don’t work with IRAs on aregular basis often find IRAs confusing,making it difficult for them to givemembers the best possible service. Thiswebinar focuses on the processesinvolved in establishing an IRA, alongwith IRA contribution requirements andlimitations.

Excess Contribution andRecharacterization ConceptsTaxpayers who recharacterize Rothconversions and IRA contributions arefaced with the daunting task ofcalculating the earnings (or losses) onthe amount. Proper calculation of theearnings/loss is as important as therecharacterization itself, and failure toinclude the correct amount could causeadverse consequences. Participants willlearn the deadlines for removing excesscontributions and recharacterizing andthe required procedures. Our IRA expertswill provide all of the informationneeded to correctly document theremoval of the excess contribution or tocomplete a recharacterization accuratelyand in compliance with IRS regulations.

(Due to their interactive curriculum, the IRAdirect® and Compliance webinars are notavailable for purchase on CD.)

These webinars are for credit unions using Ascensus’ IRAdirect . If you are onAscensus’ Fully-Administered Online program, these webinars will teach you how touse this application to its fullest potential.


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HSA Fundamental ConceptsThis webinar provides participants withthe ability to state the benefits of a healthsavings account (HSA), detail the steps increating the application, describe therules regarding HSA establishment andcontribution eligibility, document HSAcontributions, and complete transfers,rollovers, and withdrawals usingIRAdirect .

HSA Advanced ConceptsThis webinar provides participants withthe ability to explain the eligibilityrequirements to open and maintainHSAs, describe the process ofdocumenting HSA contributions, explaintopics such as mistaken distributions andexcess contributions, complete transfersand rollovers, process death claims, anddiscuss current operational/marketingtrends affecting HSAs.

IRA Distribution ConceptsThis webinar provides the basic steps inprocessing an IRA distribution, as well astips on completing the WithdrawalInstruction form using IRAdirect . Ourexperts will walk through severalexamples of an IRA owner taking an IRAdistribution. The webinar will include adiscussion of how these distributions arereported for tax purposes to the IRAowner and to the IRS.

IRA Transfer and Rollover ConceptsThis webinar provides the core conceptsof IRA transfers and rollovers. Our IRAexperts will provide all the informationneeded to ensure that you documentrollovers and transfers accurately and incompliance with IRA regulations.Included is a walkthrough of thedocumentation for the transfers androllovers.

Required Minimum DistributionConceptsThis webinar provides the timeline forestablishing and maintaining TraditionalIRA required minimum distributions(RMDs), from completing the paymentelection form to the various verificationreports. It will address the method formodifying payments using the TraditionalIRA Periodic Payment Change form.Exercises are included throughout tohelp you apply the knowledge. Thiswebinar will give you the informationand the tools you need to increase yourcredit union’s efficiency when handlingthis type of transaction.

Tax Reporting ResponsibilitiesOffered as needed due to changing taxlaws, IRS regulations, and reportingrequirements, this webinar provides theinformation necessary to keep creditunion IRA programs in compliance andrunning smoothly. The session walksthrough the steps necessary for accuratestatement production in all phases of taxreporting.

Traditional IRA-to-Roth IRAConversion ConceptsMany Traditional IRA owners areconverting their Traditional IRAs to RothIRAs to take advantage of the tax-freeearnings. These conversions can becomplicated to process and properdocumentation is required. Our IRAexperts will provide all the informationneeded to ensure accuratedocumentation and compliance with IRSregulations.


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Basic IRA and HSA Webinars

Conversions andRecharacterizationsThis webinar provides the latestinformation on conversions andrecharacterizations, including eligibility,deadlines, procedures, net incomeattributable (NIA), and reporting. It alsodescribes the actions that financialorganizations should take when dealingwith reconversions or failed conversions.

Establishing and Amending IRAsTo avoid IRS penalties, financialorganizations must use current andcorrect IRA opening documents. Theyalso must be aware of any changes tothe rules and regulations contained inthese documents. This webinar providesinformation on how to properly establishand amend Traditional and Roth IRAs.

HSA BasicsFinancial organizations just entering thehealth savings account (HSA) marketmay benefit most from this webinar,which provides an overview of HSAs.Topics include required documentationand reporting, contribution rules andlimits, eligibility requirements, portabilityrules, and the difference betweenqualified and nonqualified HSAdistributions.

IRA BasicsFor those who are new to IRAs or needa refresher, this webinar provides thefundamentals of Traditional and RothIRAs. It covers IRA contributions,distributions, and portability, includingthe portability rules associated withrollovers between employer-sponsoredretirement plans and IRAs.

IRA Beneficiary DistributionsMany financial organizations find itdifficult to understand the options thatare available to IRA beneficiaries. Thiscourse covers Traditional and Roth IRAbeneficiary options and electiondeadlines, including information on trustbeneficiaries, beneficiary disclaimers, andreporting requirements.

IRA ContributionsThis webinar covers both Traditional andRoth IRA contribution issues, includingdeadlines, limits, possible tax credits, andTraditional IRA deductibility rules. It isgeared to help prepare IRA professionalsfor the hectic IRA contribution season,which generally takes place betweenJanuary 1 and April 15.

IRA Frontline Fundamentals – Part 1 and Part 2This two-part webinar is perfect forindividuals who assist clients on a varietyof financial matters. It teaches attendeeshow to create new business opportunitiesby sharing IRA-related information duringtheir daily client interactions. Even ifyour financial organization has a staff ofIRA experts, this course will give yourfrontline staff a basic understanding ofIRAs to improve their client service, andis an excellent training tool for branchpersonnel.

Part 1 focuses on accumulatingretirement savings. Instructors explainTraditional and Roth IRA contributionrules and IRA establishment.

Part 2 focuses on preserving anddistributing IRA assets. Topics pertain toretirement plan portability and requireddistributions.

(The following webinars are available for purchase on CD.)


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Advanced IRA, HSA, and ESA Webinars

72(t) PaymentsSubstantially equal periodic payments(also known as 72(t) payments) can beused as an exception to the earlydistribution penalty tax. This webinaroffers a comprehensive look at 72(t)payment eligibility, the calculationmethods, and the distribution rules. Inaddition, instructors will discuss factorsthat IRA owners should consider beforebeginning payments.

Advanced HSAsHSAs continue to grow in popularity asmore and more employers andindividuals choose high deductiblehealth plan coverage. This webinarincludes the most current information onHSAs, including contribution limits,comparability rules for employercontributions, distribution rules andissues, and reporting requirements.

Comparing Roth and TraditionalIRAsMany individuals turn to IRAadministrators for help when decidingwhether a Traditional or Roth IRA istheir best option. This webinar teachesIRA administrators how to shareinformation about the two types of IRAs,and how to compare the two with theirclients without giving tax or investmentadvice.

Conducting Your Own ComplianceAudit Does your financial organization have acompliant IRA program? Compliancemeans following all of the IRSrequirements for documents, taxwithholding, and reporting. This resultsin a prosperous, penalty-free IRAprogram. This webinar guides attendeesthrough the areas of IRA compliance andprovides checklists to help manage thecompliance process.

IRA Required MinimumDistributionsRequired minimum distributions (RMDs)make up a large part of your IRA servicesand will continue to increase as babyboomers age. This webinar discussesvaluable new guidance and all RMD rules,including calculations, excessaccumulations, and reporting.

Rollovers Between RetirementPlans and IRAsNew portability rules, as well as anemployer’s option to add a Rothcontribution program to a 401(k), 403(b),or governmental 457(b) plan, will likelycause the rollover market to soar duringthe next few years. This webinar explainsthe portability rules and teaches financialorganizations how to capture and facilitaterollovers between employer-sponsoredretirement plans and IRAs.

Roth IRA DistributionsThe tax consequences of Roth IRAdistributions are complex. This webinarbreaks down the tax and penaltyimplications of qualified and nonqualifiedRoth IRA distributions. Attendees will learnthe Roth IRA distribution rules and how toreport distributions accurately.

Traditional IRA DistributionsAfter participating in this webinar, IRAadministrators will understand withholdingand reporting requirements as they applyto Traditional IRA distributions, how theearly distribution penalty tax applies toTraditional IRA owners, and howTraditional IRA distributions that containpretax and after-tax contributions are paidout. NOTE: This webinar includes only a briefoverview of 72(t) payments and does notcover RMDs.


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Advanced IRA, HSA, and ESA Webinars (continued)

Coverdell Education SavingsAccountsMany individuals have opened Coverdelleducation savings accounts (ESAs) tohelp pay for their children’s orgrandchildren’s rising education costs.This webinar provides a comprehensivereview of ESAs. Topics include legislativechanges, tax benefits, documentrequirements, eligibility rules,contribution limits, and reportingrequirements.

Handling IRA Legal IssuesAlthough financial organizationpersonnel do not typically give taxadvice to clients, IRA professionals stillmay find themselves fielding legalquestions. This webinar covers some ofthe more common legal issues that mayarise with IRAs, such as powers ofattorney, guardianships, creditors,beneficiary issues, and divorce.

IRA Excess ContributionsAssisting clients with correcting excessIRA contributions can intimidate even themost seasoned IRA professional. Thiswebinar teaches attendees about thecorrection process, including the tax andpenalty implications and how to calculateNIA. After participating in this webinar,IRA professionals will feel moreconfident in correcting and reporting IRAexcess contributions.

IRA Investments and InvestmentIssues As individuals try to maximize theinvestment return in their IRAs, financialorganizations are being asked aboutmore creative and unique investmentoptions. This course will review thevariety of permissible IRA investmentsand how various investments work. Italso will provide an overview of thecomplex prohibited transaction rules anddiscuss what can go wrong—and whathappens when something does gowrong.

IRA ReportingIRA reporting requirements areconstantly changing, which is whyfinancial organizations must stay up todate on the latest reporting issues. Thiswebinar provides a current, in-depthreview of IRA reporting requirements,including RMD and beneficiary reporting,fair market value statements, accountstatements, and Forms 1099-R and 5498.Participating in this webinar will helpfinancial organizations remain compliantwith IRS reporting requirements.

Understanding and ProcessingTransfers and Rollovers Retirement plan portability can beconfusing, not only for IRA owners andplan participants, but for financialorganization personnel as well. Thedifferences between a rollover and atransfer, and a direct and indirect rolloverare just a few of the topics that will bediscussed during this session. Thiswebinar also incorporates Roth 401(k),Roth 403(b), and Roth governmental457(b) rollover issues.


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Select your local time zone to determine your webinar start time.

APRIL. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Required Minimum Distribution Concepts April 3 8:00 am 9:00 am 10:00 am 11:00 am

IRA Transfer and Rollover Concepts April 5 11:00 am 12:00 pm 1:00 pm 2:00 pm

Conversions & Recharacterizations April 5 11:30 am 12:30 pm 1:30 pm 2:30 pm

IRA Distribution Concepts April 10 11:00 am 12:00 pm 1:00 pm 2:00 pm

Death Claim Processing April 12 8:00 am 9:00 am 10:00 am 11:00 am

Establishing and Funding IRAs April 19 11:00 am 12:00 pm 1:00 pm 2:00 pm

HSA Fundamental Concepts April 24 11:00 am 12:00 pm 1:00 pm 2:00 pm

IRA Excess Contributions April 24 11:30 am 12:30 pm 1:30 pm 2:30 pm

Tax Reporting Responsibilities April 25 11:00 am 12:00 pm 1:00 pm 2:00 pm

HSA Advanced Concepts April 26 8:00 am 9:00 am 10:00 am 11:00 am

HSA Basics April 26 11:30 am 12:30 pm 1:30 pm 2:30 pm

MAY . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

IRA Reporting May 1 9:00 am 10:00 am 11:00 am 12:00 pm

Establishing and Funding IRAs May 3 8:00 am 9:00 am 10:00 am 11:00 am

Handling IRA Legal Issues May 3 9:00 am 10:00 am 11:00 am 12:00 pm

HSA Fundamental Concepts May 8 8:00 am 9:00 am 10:00 am 11:00 am

HSA Advanced Concepts May 10 11:00 am 12:00 pm 1:00 pm 2:00 pm

IRA Beneficiary Distributions May 10 11:30 am 12:30 pm 1:30 pm 2:30 pm

IRA Distribution Concepts May 15 8:00 am 9:00 am 10:00 am 11:00 am

Death Claim Processing May 15 11:00 am 12:00 pm 1:00 pm 2:00 pm

Advanced HSAs May 15 11:30 am 12:30 pm 1:30 pm 2:30 pm

Conducting Your Own Compliance Audit May 17 9:00 am 10:00 am 11:00 am 12:00 pm

ESA Fundamental Concepts May 17 11:00 am 12:00 pm 1:00 pm 2:00 pm

Roth IRA Distributions May 22 11:30 am 12:30 pm 1:30 pm 2:30 pm

IRA Transfer and Rollover Concepts May 24 8:00 am 9:00 am 10:00 am 11:00 am

Tax Reporting Responsibilities May 31 8:00 am 9:00 am 10:00 am 11:00 am

Webinar Name Date Pacific Mountain Central Eastern

Check Your Time Zone

IRAdirect & Compliance webinars .................................Red

Basic IRA webinars ...............Blue

Advanced IRA webinars.............................Purple

Color-Coded Webinar Names

Pacific Mountain Central Eastern

2012 Ascensus Webinar ScheduleSelect your local time zone to determine your webinar start time.


JUNE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Death Claim Processing June 5 8:00 am 9:00 am 10:00 am 11:00 am

Understanding & Processing Transfers & Rollovers June 5 11:30 am 12:30 pm 1:30 pm 2:30 pm

IRA Transfer and Rollover Concepts June 7 11:00 am 12:00 pm 1:00 pm 2:00 pm

IRA Distribution Concepts June 12 11:00 am 12:00 pm 1:00 pm 2:00 pm

Traditional IRA-to-Roth IRA Conversion Concepts June 14 11:00 am 12:00 pm 1:00 pm 2:00 pm

Establishing and Funding IRAs June 19 11:00 am 12:00 pm 1:00 pm 2:00 pm

HSA Fundamental Concepts June 21 11:00 am 12:00 pm 1:00 pm 2:00 pm

HSA Advanced Concepts June 26 8:00 am 9:00 am 10:00 am 11:00 am

JULY . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Establishing and Funding IRAs July 10 8:00 am 9:00 am 10:00 am 11:00 am

HSA Fundamental Concepts July 12 8:00 am 9:00 am 10:00 am 11:00 am

IRA Required Minimum Distributions July 17 9:00 am 10:00 am 11:00 am 12:00 pm

HSA Advanced Concepts July 17 11:00 am 12:00 pm 1:00 pm 2:00 pm

IRA Distribution Concepts July 19 8:00 am 9:00 am 10:00 am 11:00 am

IRA Basics July 19 9:00 am 10:00 am 11:00 am 12:00 pm

Death Claim Processing July 24 11:00 am 12:00 pm 1:00 pm 2:00 pm

IRA Transfer and Rollover Concepts July 26 8:00 am 9:00 am 10:00 am 11:00 am

Required Minimum Distribution Concepts July 31 11:00 am 12:00 pm 1:00 pm 2:00 pm

AUGUST. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

ESA Fundamental Concepts August 2 8:00 am 9:00 am 10:00 am 11:00 am

Traditional IRA Distributions August 2 11:30 am 12:30 pm 1:30 pm 2:30 pm

Death Claim Processing August 7 8:00 am 9:00 am 10:00 am 11:00 am

HSA Basics August 7 9:00 am 10:00 am 11:00 am 12:00 pm

IRA Distribution Concepts August 7 11:00 am 12:00 pm 1:00 pm 2:00 pm

Conversions & Recharacterizations August 9 9:00 am 10:00 am 11:00 am 12:00 pm

IRA Transfer and Rollover Concepts August 14 11:00 am 12:00 pm 1:00 pm 2:00 pm

IRA Reporting August 14 11:30 am 12:30 pm 1:30 pm 2:30 pm

IRA Beneficiary Distributions August 16 9:00 am 10:00 am 11:00 am 12:00 pm

HSA Fundamental Concepts August 16 11:00 am 12:00 pm 1:00 pm 2:00 pm

Establishing and Funding IRAs August 21 11:00 am 12:00 pm 1:00 pm 2:00 pm

Comparing Roth & Traditional IRAs August 21 11:30 am 12:30 pm 1:30 pm 2:30 pm

HSA Advanced Concepts August 23 8:00 am 9:00 am 10:00 am 11:00 am

Understanding & Processing Transfers & Rollovers August 28 9:00 am 10:00 am 11:00 am 12:00 pm


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SEPTEMBER . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Establishing and Funding IRAs September 4 8:00 am 9:00 am 10:00 am 11:00 am

HSA Fundamental Concepts September 6 8:00 am 9:00 am 10:00 am 11:00 am

Handling IRA Legal Issues September 6 11:30 am 12:30 pm 1:30 pm 2:30 pm

72(t) Payments September 11 9:00 am 10:00 am 11:00 am 12:00 pm

HSA Advanced Concepts September 11 11:00 am 12:00 pm 1:00 pm 2:00 pm

IRA Distribution Concepts September 13 8:00 am 9:00 am 10:00 am 11:00 am

Advanced HSAs September 13 9:00 am 10:00 am 11:00 am 12:00 pm

Rollovers Between Retirement Plans & IRAs September 13 11:30 am 12:30 pm 1:30 pm 2:30 pm

Death Claim Processing September 18 11:00 am 12:00 pm 1:00 pm 2:00 pm

Conducting Your Own Compliance Audit September 18 11:30 am 12:30 pm 1:30 pm 2:30 pm

IRA Transfer and Rollover Concepts September 20 8:00 am 9:00 am 10:00 am 11:00 am

IRA Contributions September 20 9:00 am 10:00 am 11:00 am 12:00 pm

Traditional IRA-to-Roth IRA Conversion Concepts September 25 8:00 am 9:00 am 10:00 am 11:00 am

IRA Investments & Investment Issues September 25 11:30 am 12:30 pm 1:30 pm 2:30 pm

IRA Excess Contributions September 27 9:00 am 10:00 am 11:00 am 12:00 pm

OCTOBER . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Required Minimum Distribution Concepts October 2 8:00 am 9:00 am 10:00 am 11:00 am

IRA Frontline Fundamentals – Part 1 October 2 11:30 am 12:30 pm 1:30 pm 2:30 pm

IRA Transfer and Rollover Concepts October 4 11:00 am 12:00 pm 1:00 pm 2:00 pm

IRA Beneficiary Distributions October 4 11:30 am 12:30 pm 1:30 pm 2:30 pm

Coverdell Education Savings Accounts October 9 9:00 am 10:00 am 11:00 am 12:00 pm

IRA Distribution Concepts October 9 11:00 am 12:00 pm 1:00 pm 2:00 pm

Death Claim Processing October 11 8:00 am 9:00 am 10:00 am 11:00 am

Establishing and Funding IRAs October 16 11:00 am 12:00 pm 1:00 pm 2:00 pm

HSA Fundamental Concepts October 18 11:00 am 12:00 pm 1:00 pm 2:00 pm

HSA Advanced Concepts October 23 8:00 am 9:00 am 10:00 am 11:00 am

IRA Frontline Fundamentals – Part 2 October 23 11:30 am 12:30 pm 1:30 pm 2:30 pm

HSA Basics October 25 11:30 am 12:30 pm 1:30 pm 2:30 pm

IRA Basics October 30 11:30 am 12:30 pm 1:30 pm 2:30 pm

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NOVEMBER . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Establishing & Amending IRAs November 1 11:30 am 12:30 pm 1:30 pm 2:30 pm

Establishing and Funding IRAs November 6 8:00 am 9:00 am 10:00 am 11:00 am

HSA Fundamental Concepts November 8 8:00 am 9:00 am 10:00 am 11:00 am

Roth IRA Distributions November 8 9:00 am 10:00 am 11:00 am 12:00 pm

HSA Advanced Concepts November 13 11:00 am 12:00 pm 1:00 pm 2:00 pm

Advanced HSAs November 13 11:30 am 12:30 pm 1:30 pm 2:30 pm

IRA Transfer and Rollover Concepts November 14 8:00 am 9:00 am 10:00 am 11:00 am

ESA Fundamental Concepts November 15 11:00 am 12:00 pm 1:00 pm 2:00 pm

IRA Distribution Concepts November 20 8:00 am 9:00 am 10:00 am 11:00 am

Death Claim Processing November 20 11:00 am 12:00 pm 1:00 pm 2:00 pm

IRA Reporting November 27 9:00 am 10:00 am 11:00 am 12:00 pm

Tax Reporting Responsibilities November 29 11:00 am 12:00 pm 1:00 pm 2:00 pm

Understanding & Processing Transfers & Rollovers November 29 11:30 am 12:30 pm 1:30 pm 2:30 pm

DECEMBER. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Tax Reporting Responsibilities December 4 8:00 am 9:00 am 10:00 am 11:00 am

IRA Required Minimum Distributions December 4 11:30 am 12:30 pm 1:30 pm 2:30 pm

Traditional IRA-to-Roth IRA Conversion Concepts December 5 11:00 am 12:00 pm 1:00 pm 2:00 pm

IRA Transfer and Rollover Concepts December 6 11:00 am 12:00 pm 1:00 pm 2:00 pm

Rollovers Between Retirement Plans & IRAs December 11 9:00 am 10:00 am 11:00 am 12:00 pm

IRA Distribution Concepts December 11 11:00 am 12:00 pm 1:00 pm 2:00 pm

Death Claim Processing December 13 8:00 am 9:00 am 10:00 am 11:00 am

Conversions & Recharacterizations December 13 11:30 am 12:30 pm 1:30 pm 2:30 pm

Establishing and Funding IRAs December 18 11:00 am 12:00 pm 1:00 pm 2:00 pm

HSA Fundamental Concepts December 19 11:00 am 12:00 pm 1:00 pm 2:00 pm

HSA Advanced Concepts December 20 8:00 am 9:00 am 10:00 am 11:00 am


Check Your Time Zone

IRAdirect & Compliance webinars .................................Red

Basic IRA webinars ...............Blue

Advanced IRA webinars.............................Purple

Color-Coded Webinar Names

Pacific Mountain Central Eastern


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Training Materials

Video Training Series

The Ascensus Video Training Series (VTS) can be used to supplement a financialorganization’s existing training or as a stand-alone program. VTS is divided into threelearning tracks, each containing multiple courses, with a wide range of topics to meetyour organization’s learning objectives. Follow each track or choose courses that fityour education priorities. Each video training course DVD is approximately 45minutes in length.

Course Selections

IRA Fundamentals Track

• IRA Basics

• IRA Contributions

• IRA Establishment

• IRA Reporting

• Understanding Transfers and Rollovers

IRA Distributions Track

• 72(t) Payments

• Conversions and Recharacterizations

• IRA Beneficiary Distributions

• IRA Excess Contributions

• IRA Required Minimum Distributions



Specialty Track

• HSA Basics

• Advanced HSAs

• SEP Plans

• SIMPLE IRA Plans

Each VTS course includes

• the latest cost-of-living adjustmentsand reporting updates;

• concepts discussed in easy-to-understand language;

• a workbook with exercises to reinforceconcepts, diagrams and charts for easyreference, and space for taking notes;and

• an assessment to help gauge anunderstanding of the subject matter.

Ascensus knows that a well-trained team is the heart of any successful retirement planor HSA program. Maintaining a well-trained team can be challenging and time-consuming, especially if you conduct your own training. Ascensus training productsprovide everything you need for effective internal retirement plan and HSA training.


Representative today at800-346-3860, option 3,

suboption 2.

IRA & HSA Training Organizers

Looking for a way to efficiently train your staff internally on IRA and HSAfundamentals? Ascensus’ IRA and HSA Training Organizers™ may be the answer.Designed to accommodate all learning styles, each Training Organizer is acomprehensive toolkit that a financial organization can use to effectively customize itsinternal training program to meet the needs of its team. Not only will the TrainingOrganizers help ensure that IRA and HSA programs remain in compliance withcurrent laws and IRS requirements, but they also may save time and money.

Components• Trainer Guide – general instruction,

helpful training tips, references tospecific PowerPoint® slides, andoptional handouts, activities, and testswith all the answers.

• Trainer CD – PowerPointpresentation, training agenda, IRSdocuments, helpful forms, andoptional handouts, student exercises,and exams.

• Presentation Notes – built-in easeland talking points for specificPowerPoint slide topics

• Student Guide – general instructionand plenty of room for notes.


Training M

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Representative today at800-346-3860, option 3,

suboption 2.


IRA Certification Programs

34

IRA Certification Programs

Attaining the Certified IRA Specialist (CIS) and Certified IRA Professional (CIP)designations will not only help fulfill your career, but give your credit union’s IRAowners the peace of mind that comes from working with a professional IRArepresentative.

Achieve IRA certification through four defined skill levels.

CIS Associate

CIS Expert

CIP CIS Leadership

Certified IRA Specialist Associate –This level of certification demonstratesproficiency in completing basic IRAtransactions. Topics include openingIRAs, contribution rules, distributionrules, federal tax withholding, and basicIRA tax reporting.

Certified IRA Specialist Expert – Thislevel of certification demonstratesexpertise in a variety of advanced IRAtransactions, including excesscontributions, recharacterizations,rollovers and transfers, requiredminimum distributions, conversions,death claim processes, and withholding.

Certified IRA Specialist Leadership –This level of certification demonstratesexpertise in a broad range of IRAtransactions and competence in leadingan IRA program. Topics include creditunion liabilities, staff development,required minimum distributions, deathbenefits, and withholding.

Certified IRA Professional – ThisNAFCU-endorsed certification recognizesa standard of knowledge for operationstransaction processing. It also enablesclients to easily identify skilled,knowledgeable IRA professionals. Topics include IRA documentation andmaintenance requirements, IRA eligibilityand contribution rules, retirement planportability, IRA distribution requirements,IRA fees and investments, SEP andSIMPLE IRA plans, and retirementplanning.

Obtaining CertificationTo pursue the CIS certification you mustattend IRA Supertrain (enroll in thelearning track that matches your currentlevel of expertise and desiredcertification level). After attending IRASupertrain, you will complete an onlinewritten exam and a verbal exam/project.To become certified, you must earn 80percent or above on both parts of theexam within 60 days of attending IRASupertrain.

To pursue the CIP certification you mustfirst have a minimum of two yearsexperience with an IRA program and/orhave achieved CIS certification at theexpert level. You then must pass the CIPwritten exam, which is offered severaltimes each year. To prepare for theexam, many individuals choose to attendIRA Institute (instructor-led or online).

Registration Information


Reg

istration In

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35

For all instructor-led programs, including Ascensus-sponsoredworkshops, IRA Supertrain, Fall Forum, the IRA Institutes, and webinars,register online in three easy steps.

1. Go to www.ascensus.com/TrainingServices.

2. Click Credit Unions.

3. Click on the workshop or training program you’d like to sign upfor and click Register to complete your registration.

If you have any questions, need help with registering, or would likeadditional information, contact an Ascensus Customer ServiceRepresentative at 800-356-9140.

Don’t see the training or education materials that you need?Contact your Ascensus Sales Representative at 800-346-3860,

option 3, suboption 2, to discuss your educational needs.

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ascensus credit union education catalog 2012

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