VSP Proprietary and Confidential

VSP Proprietary and Confidential

Why Choose VSP?We care about you and your eyes

• Best value for your dollar

• Largest private-practice doctor network

• Choice in doctors and eyewear

• Your satisfaction is guaranteed

ValueExam/Eyewear Without VSP With VSP

Eye Exam $134 $10 copay

Frame $130$25 copaySingle Vision Lenses $83

Anti-reflective Coating $106 $61

Transition Lenses $96 $62

Self-only Annual Contribution

N/A $104.76

Total $549 $262.76

Average Annual Savings with a VSP Doctor = $286.24

VSP Proprietary and Confidential

VSP Doctors

• Doctors who get to know you and your eyes

• Provide the right care, unique to you

• Carefully look for eye problems and signs of other health conditions - more than a ‘quick check’ of your eyes

• New patients always welcome

Private-practice doctors who really care about you

VSP Proprietary and Confidential

Your Eyecare Plan

• WellVision ExamSM

– Thorough eye exam every calendar year

• Prescription glasses– Lenses every calendar year– Frame every other calendar year

• Contacts– You can choose contacts instead of

glasses every calendar year

More than the basics — and at a great price

VSP Proprietary and Confidential

WellVision Exam

• Available every calendar year

• Fully covered, after a $10 copay

• Eyecare is important:–85% of all you experience is through your eyes

–Routine exams can help you see well and detect symptoms of health conditions

–Vision problems can impact a child’s learning and development

Focuses on your eyes and overall wellness

VSP Proprietary and Confidential

Prescription Glasses

• Lenses every calendar year – Fully covered, after a $25 copay

• Single vision, lined bifocal and lined trifocal• Polycarbonate lenses for children

• Frame every other calendar year – $130 allowance– Plus, 20% off the amount over your allowance

Plenty of choices to fit your style and budget

VSP Proprietary and Confidential

Contacts

• You can choose contacts instead of glasses every calendar year

• Allowance of $130 applies to the contact lens exam and contacts– Current soft contact lens wearers may qualify

for a special program that includes a contact lens evaluation and initial supply of replacement lenses.

Plenty of choices to fit your budget

VSP Proprietary and Confidential

Extra Discounts and Savings

• Average of 35-40% savings on all non-covered lens options

• 30% off additional glasses and sunglasses, including lens options, from the same VSP doctor on the same day as your WellVision Exam.

• Or get 20% off from any VSP doctor within 12 months of your last WellVision Exam

• 15% off the contact lens exam*• Average 15% off regular price or 5% off

promotional price of laser vision correction services from contracted laser centers

* Discounts available from any VSP doctor within 12 months of your last covered eye exam.

Personalized care and great savings

VSP Proprietary and Confidential

Using Your Benefit

It’s a breeze to get started

• Find a VSP doctor anytime, anywhere– Sign on to vsp.com – Call (800) 877-7195

• Make an appointment and tell them you’re a VSP member

• That’s it! Your doctor and VSP handle the rest. No ID Card is necessary.

VSP Proprietary and Confidential

Using the Out of Network Benefit

• VSP doctors provide the best value with your benefit• If you choose to see a non-VSP provider:

– Pay the provider in full at the appointment– Submit your itemized receipts to VSP for reimbursement up

to your OON allowance

Freedom to choose the doctor who’s right for you

• Exam Up to $ 50.00

• Lenses: – Single Vision Up to $ 50.00 – Lined Bifocal Up to $ 75.00– Lined Trifocal Up to $ 100.00

• Frame Up to $ 70.00

• Contacts Up to $ 105.00

VSP Proprietary and Confidential

Your Per Pay Cost*

Effective January 1, 2012 – December 31, 2012

26 pays 20 pays

employee only $ 4.03 $ 5.24

employee + spouse

$ 6.78 $ 8.82

employee + child(ren)

$ 6.93 $ 9.01

employee + family $11.17 $14.52

*your premiums are deducted pre-tax. Participants must stay enrolled in the plan for one year unless a qualifying event occurs.

VSP Proprietary and Confidential

VSP Member Services

• Sign on to vsp.com– View your personalized benefits information – Find a VSP doctor– Check savings from your previous visit– Get eyecare information, news and trends

• Call 800.877.7195– Interactive voice response available 24 hours a

day to find a doctor or check eligibility– Representatives available to answer your

questions

We’d love to talk with you

VSP Proprietary and Confidential

You’ll be glad you did!

Sign up for VSP during annual enrollment!

Deadline to turn in Enrollment Forms 11/23/11