v/ Ashley Ian Letham, CIO, Saxo Bank

Onsdag den 30. september 2015

IT i praksis® konferencen 2015

2

Dansk IT – IT i praksis

Journey to Open Bank

3

Saxo Bank – Global Financial Market - Facilitator

4

Saxo Bank – disrupting capital market trading experience

Trader (1997) Web Trader (2006) Smartphone (2011) TraderGO (2015)

1997: direct retail access to capital markets

2001: white label the experience

2006: any browser, any PC

2011: trading anytime, anywhere

2014: social trading

2015: one platform across all devices

2015: OpenAPITrades / Day

5

• Retail (”end customer”) are delivered Saxo Bank Trading without changingBank and maintaining direct relationship with their current bank / institution

• There is now a ”white label” institutional client experience that must also bedelivered B2B

2001: Adding another dimension to perception of ”customer”

6

Bi-Modal Development

Projects (2014 = 8):

Executive governance with approved scope, budget, deadline & business case

‘Workstreams’ (2014 = 15):

Development team capacity allocated for 6 month (timeboxed scrum)

”MVP” mindset with close collaboration between Business and IT specialists

Daily release windows (continuous delivery / dev-ops culture)

7

Development focus & allocation

‘Projects’ ~45%

‘Workstreams’ ~65%

Commercial/Capacity Growth ~75%

Protect/Compliance ~25%

IT spend on development ~55%

Internal FTE dev allocation ~65%

Internal staff involved with dev ~90%

8

Tradingfloor.com Compare, share and followreal traders and tradingstragies performance

2014: Digitalisation & Socialisation of investment management

Saxo Select Subscribe to a ‘trade leader’ and automatically duplicate their tradingactivity

‘Trade Leader’; changing perception / definition of ”customer”

9

developer.saxobank.com/sim/openapi/portal

All functionality available via TraderGO can also be useddirectly by 3rd party developers to create their own trading apps

2015: Open API – build your own trading experience

Proof of Concept – ”Excel Trader”All functionality of prices, trades, orderplacement and account overview from OpenAPI in Excel.

‘App Developer’; changing perception / definition of ”customer”

10

2015: Open Bank – seamless integration of retail financial services

Via Open API

11

Property

CryptoWalets

Security Deposits

CashAccounts

2015+: Open Bank – a financial eco-system for the ‘digital self’

ID/Auth(BankID? / NemID?)

Payments

Lending / Financing

Trading&

Investment

TransactionRegistration